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e-CFR
Data is current as of May 23, 2011

Title 12:
Banks and Banking
PART 205—ELECTRONIC FUND TRANSFERS (REGULATION
E)

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§ 205.1   Authority and purpose.

(a) Authority. The regulation in this part, known as Regulation
E, is issued by the Board of Governors of the Federal Reserve System
pursuant to the Electronic Fund Transfer Act (15 U.S.C. 1693 et seq
.). The information-collection requirements have been approved by the
Office of Management and Budget under 44 U.S.C. 3501 et seq. and
have been assigned OMB No. 7100–0200.

(b) Purpose. This part carries out the purposes of the
Electronic Fund Transfer Act, which establishes the basic rights,
liabilities, and responsibilities of consumers who use electronic fund
transfer services and of financial institutions that offer these services.
The primary objective of the act and this part is the protection of
individual consumers engaging in electronic fund transfers.

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