Open Season
Summary: The 2027 Federal Benefits Open Season runs from November 9 to December 14, 2026, for FEHB, PSHB, FEDVIP, and FSAFEDS programs. Key updates include new family member verification requirements, FSAFEDS debit card options, and changes to obesity treatment coverage.
This document outlines the Federal Benefits Open Season for the 2027 Plan Year, scheduled for November 9 through December 14, 2026. Eligible participants can enroll in or modify coverage for FEHB, PSHB, FEDVIP, and FSAFEDS. Significant updates for 2027 include a mandatory family member eligibility verification process for FEHB/PSHB, the introduction of an FSAFEDS Visa debit card, and a redesigned PSHB Enrollee Portal. The document also details premium trends, with FEHB premiums increasing by an average of 9.3% and PSHB by 6.7%. New benefit standards are established for obesity treatment (requiring intensive behavioral therapy), non-pharmaceutical interventions, and digital therapeutics. Several plans are terminating, and enrollees are advised to review their options via OPM.gov or the PSHB system.
Document outline
1. Overview of 2027 Open Season Dates 2. Programs Included (FEHB, PSHB, FEDVIP, FSAFEDS) 3. New for 2027: FSAFEDS Debit Card and Family Member Verification 4. Rate and Cost Trends for 2027 5. PSHB Enrollee Portal Redesign 6. Key Benefit Changes: Vaccines, Non-Pharmaceutical Interventions, Reproductive Services, Digital Therapeutics, and Obesity Treatment 7. Site of Care Optimization 8. FEDVIP Enhancements 9. Resources and Tools (Managing My Own Health, LTCFEDS) 10. Plan Offerings and Terminations 11. Tribal Employer Participation 12. Key Dates and Effective Dates