Annual Report of Bank Holding Companies

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Report
Listing

Item

2b:

Domestic

Branch

Shortly after a Reporter’s fiscal year-end, the Federal
Reserve will provide each Reporter with a list of
domestic branches (henceforth referred to as a branch
report) of each domestic depository institution
(including thrifts) and Edge and agreement
corporations within the Reporter’s organization. The
Reporter is required to verify and reconcile the branch
report(s) against the actual domestic branches of each
depository institution, including Edge and agreement
corporations that were in operation as of its fiscal
year-end.
Any corrections, including closures,
openings, and additions to the branch report(s) shall
be submitted with the FR Y-6 report by the deadline
date. Additionally, the verification of all branch
structure data, including any corrections, shall be
reported to the appropriate Federal Reserve Bank
using the same format provided by the Federal
Reserve Bank.
Information is required for all reportable domestic
branches and offices (henceforth referred to as
branches). Domestic branches are defined as: 1)
branches located in the fifty states of the United
States, which are branches of U.S. depository
institutions; and 2) branches located in the U.S.
territories, which are located in the same territory as
their head office depository institution.
For purposes of this report item, a branch is any
location or facility of a domestic depository
institution, including the main office, where any of the
following occur: accounts are opened, deposits are
accepted, checks are paid or loans are granted.
Reportable branches include, but are not limited to:
brick and mortar locations, drive-in facilities,
mobile/seasonal offices, offices on military bases of
government installations, paying or receiving stations
or units (not stand-alone Automated Teller Machines
(ATMs)), and Internet and Phone Banking locations
where a customer can open accounts, make deposits
or borrow money.
The following information should be verified for each
branch:
•

•

Popular name of the branch (please include
the word mobile in the popular name of a
mobile office),
Date the branch opened, closed, or
experienced a change,

•
•
•
•
•
•
•

Street address (post office boxes are not
appropriate),
City,
County,
State or province,
Country,
Zip or postal code, and
Applicable branch service type.

Branch Service Type
The following branch service types should be
verified for each branch.
Full Service – A branch that accepts deposits, makes
loans, opens/closes accounts, has a loan officer and
full-time staff on site, maintains normal hours, and
may have safe deposit facilities on site. The site may
be owned or leased by the institution or located in a
retail facility such as a supermarket.
Limited Service – A branch that accepts deposits
and payments; however, it may not offer other
services. Examples include a Military Facility that
operates on a military base for the sole purpose of
cashing military and government payroll checks, a
drive-through facility that can accept deposits and
make payments but may not offer other services, a
mobile/seasonal or otherwise temporary branch that
may not have a fixed location or is only open for a
limited period, or a limited service facility located in
a retail establishment. When reporting the current
address for a mobile branch, use the address of the
main office.
Trust – An office that only conducts trust activities
and does not accept deposits.
Electronic Banking - A facility with phone, PC,
and/or website services through which customers can
open accounts, apply for loans, make fund transfers
into accounts and other types of electronic
transactions from a remote location.
NOTE: For Electronic Banking branches, the current
address should be the same as that of the operations
center that performs the back room operations
associated with this activity.
Note: A branch does not include Administrative
offices, Loan Production offices, Consumer Credit
offices, stand-alone ATMs, Contractual offices,

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Customer Bank Communications Terminals (CBCT)
and Electronic Fund Transfer Units (EFTU).