Schedule C (Instructions)

TERRORISM RISK INSURANCE PROGRAM
Schedule C - Bordereau
General Instructions
The purpose of the Bordereau is to provide the necessary underlying claim information that
substantiates and supports the initial and supplementary Certifications of Loss. The combination
of these reports and certifications will promote the prompt payment of insurer submissions and
provide the information needed for control purposes. Descriptions for each data element and
field follow. ALL fields are required for each line (record), unless otherwise noted. Although
reserve information is to be included in this report, all requests for payment of the Federal share
of compensation must be based on claim amounts already paid or to be paid as specified in
31 CFR 50.53(b)(2)(i), and not based on reserves. Only claims arising from Program Trigger
events are to be reported on the bordereau. All underlying claims must be reported, including
those that fall within the insurer deductible.
In the case of workers’ compensation, claim information on the bordereau is to be reported at the
policy level, not at the individual claimant level. Up to three lines will be used for reporting
claim information under a policy (at the policy level regardless of the number of individual
claimants); information should be reported, where applicable, for medical only, medical portion
of indemnity, and indemnity portion of indemnity.
An insurer that is participating in a residual market mechanism (RMA) and is reporting losses
that have been allocated to the insurer from the RMA will report the information as one claim
record on the bordereau. In the case of workers’ compensation, such an insurer will report up to
three lines, breaking out medical only, medical portion of indemnity, and indemnity portion of
indemnity. The name of the RMA is to be reported as the “insured name”.
HEADER INFORMATION
INSURER NAME - Enter the name of the controlling insurer or insurer group under which all
direct earned premiums and TRIA deductibles are being accumulated.
INSURER (Group) NAIC # - Enter the corresponding NAIC number for the referenced insurer.
INSURER TIN – If the insurer referenced above does not have a NAIC number, enter the
insurer’s tax payer ID.
DATE - Enter the “as of” date for the information compiled below.
PROGRAM YEAR – Enter the four-digit TRIA Program Year.
CLAIM LEVEL INFORMATION
Information should be sorted by Catastrophe code (CAT) and then line of business (LOB).
1. CAT CODE - Enter the numeric code assigned to the event by the Property Catastrophe
Service of the Insurance Services Office.
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TRIP 02C (revised 04/2006)

2. LOB – Line of Business - Provide the code for the line of business under which the claim
is being paid, using the following table. Codes 50.0, 51.0, 52.0, and 80.0 are to be used
only if the claim cannot be identified under one of the other codes. These four codes will
be used to accommodate reporting of losses from alien surplus lines insurers and losses
allocated to participating insurers from residual market mechanisms where there is not a
one to one correspondence with another code.
Description
Fire
Allied Lines
Commercial Multi-Peril (non-liability)
Commercial Multi-Peril (liability)
Ocean Marine
Inland Marine
Workers’ Compensation
Other Liability
Products Liability
Aircraft (all perils)
Boiler and Machinery
Energy
All Other Property Risks
All Other Casualty Risks
Residual Market (Multiple Coverages)

Code
1.0
2.1
5.1
5.2
8.0
9.0
16.0
17.0
18.0
22.0
27.0
50.0
51.0
52.0
80.0

3. LOC OF LOSS/STATE CD - Enter location of loss by state or territory code. Enter the
two-character alpha code for the state or U.S. territory where the loss occurred. (American
Samoa = AS; Guam = GU; Puerto Rico = PR; U.S. Virgin Islands = VI; Northern Mariana
Islands = MP). For losses in other U.S. territories or possessions not listed herein, use OT.
If more than one state or territory is involved, use the state or territory where the majority
of the losses occurred. For losses occurring on the premises of any United States mission,
use UM. Use AC for an air carrier or FV for a U.S. flag vessel if not located in a state,
territory, or U.S. mission at the time of loss. If reporting losses from a residual market
entity, enter state of coverage.
4. DOL - Date of Loss - Enter the date of loss in numeric format- month/day/year
(XX/XX/XXXX).
5. INSURER NUMBER - Enter the insurer NAIC number (or TIN if no NAIC #) for the
insurer that issued the policy under which a claim was made or is reporting an allocation of
residual market losses. Maximum field length is 9 characters.
6. INSURER NAME - Enter the name of the insurer that issued the policy under which a
claim was made or is reporting an allocation of residual market losses. Maximum field
length is 100 characters.
7. CLAIM # - Enter the insured’s claim number (alpha and/or numeric). If reporting losses
allocated from a residual market mechanism, enter “RMA” or use RMA as a prefix to any
insurer-assigned tracking identifier. In the case of workers’ compensation, since claim
information on this bordereau is reported at the policy level, a primary or overall claim
number is to be reported or, alternatively, the policy number may be reported. Maximum
field length is 25 characters.
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TRIP 02C (revised 04/2006)

8. INSURED NAME - Enter the name of the insured as this information appears on the
policy or the first named insured or similar reference as reflected in the insurer’s system.
In the case of reporting losses allocated from a residual market mechanism, identify that
mechanism here and include the date of that allocation by the residual market mechanism.
Maximum field length is 50 characters.
9. INSURED TIN – Enter the tax id number of the insured, if available. If not available,
leave blank. Maximum field length is 9 characters.
10. EFF DT - Effective date- Enter the effective date of the policy in numeric formatmonth/day/year (XX/XX/XXXX). If reporting an allocation of residual market losses,
leave blank.
11. EXP DT - Expiration date- Enter the expiration date of the policy in numeric formatmonth/day/year (XX/XX/XXXX). If reporting an allocation of residual market losses,
leave blank.
12. WC INDICATOR - Workers Compensation information must be reported separately by
medical only (MO), medical portion of indemnity (MI) and indemnity portion of indemnity
(II). Note that if all three categories are applicable to a claim, three records would be
reported for the same claim number (one line for each indicator). If any of the indicators
are not applicable, do not report a record for that indicator. If not a Workers Compensation
claim, leave this field blank.
13. NUMBER OF WC CLAIMANTS - For each of the records with a unique WC Indicator
(MO, MI, II) named above, enter the corresponding number of claimants by category. If
not a Workers Compensation claim, enter a zero.
14. PRIOR CUMULATIVE LOSS PAYMENTS – This field is the amount from field 16,
“Total Cumulative Loss Payments”, from the immediately prior bordereau for this claim.
If claim is reported for the first time, this field is zero.
15. CURRENT LOSS PAYMENT INFORMATION:
a. LOSS PAID AMOUNT – The gross dollar amount paid since the previous
bordereau submission (do not include amounts from the previous bordereau that
were included as LOSS TO BE PAID AMOUNT). Enter the amounts paid
electronically or via check or draft as of the date of the report. Do not include
reserve amounts, deductible amounts that are the responsibility of the insured,
ALAE, extra contractual obligations, or amounts paid excess of policy limits.
The amount paid must include any punitive damages paid and is prior to any
netting of salvage or subrogation recovery amounts. If there have been no losses
paid since the previous bordereau submission, enter zero.
b. LOSS TO BE PAID AMOUNT – The gross dollar amount that has already been
determined and that will be paid within five business days after receipt of the
Federal share of compensation. Do not include reserve amounts, deductible
amounts that are the responsibility of the insured, ALAE, extra contractual
obligations or amounts paid excess of policy limits. The amount to be paid must
include any punitive damages to be paid and is prior to any netting of salvage or
subrogation recovery amounts. If this field is not applicable, enter zero.
16. TOTAL CUMULATIVE LOSS PAYMENTS – This field is the sum of field 14, plus
15a, plus 15b. It is the total amount of payments cumulatively paid or to be paid within
five days of receipt of the Federal share of compensation.
17. PUNITIVE DMG PD - Punitive damages paid - Enter the cumulative amount of any
punitive damages that have been paid or are to be paid as part of the “Loss to be Paid
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18.

19.

20.

21.

22.
23.

24.

Amount” on this claim. Total “Punitive Damage Paid” will be subtracted from loss
payments on the Loss Certification. If no punitive damages have been paid, enter zero.
ALAE PAID – Allocated Loss Adjustment Expense- Enter allocated loss adjustment
expense paid to date. Include cumulative amounts paid electronically or via check or draft
as of the date of the report. Expenses incurred but not yet paid are not included. For TRIP,
ALAE includes loss adjustment expenses incurred by an insurer in connection with the
insured loss, and that are allocated and identified by claim file in insurer records, including
expenses incurred in the investigation, adjustment and defense of claims, but excluding
staff salaries, overhead and other insurer expenses that would have been incurred
notwithstanding the insured loss. If no ALAE has been paid, enter zero. In the case of
workers’ compensation claims, ALAE is to be reported for each of the MO, MI and II
categories. If an insurer cannot distinguish ALAE for each of MI and II, then the total
amount is to be reported in one category or the other, but not in both.
SALV RECOVRD - Salvage recovered- Enter the net dollar amount of the salvage
recoveries booked as of the date of this report. Expenses (other than those included in
ALAE) that are directly related to recovery of any salvage are to be subtracted from gross
recoveries. If the company does not capture salvage and subrogation information
separately, then enter zero.
SUBRO RECOVRD - Subrogation recovered- Enter the net dollar amount of the
subrogation recoveries booked as of the date of this report. Expenses (other than those
included in ALAE) that are directly related to any subrogation recovery are to be subtracted
from gross recoveries. If the company does not capture salvage and subrogation
information separately, then enter zero.
SALV/SUBRO RECOVRD – Enter the net dollar amount of salvage and subrogation
recoveries booked as of the date of this report. Expenses (other than those included in
ALAE) that are directly related to recovery of any salvage and subrogation are to be
subtracted from gross recoveries. If salvage and subrogation have been reported separately
under fields 19 and 20, then this field is the sum of those two fields. Total “Salvage and
Subrogation Recovered” will be subtracted from loss payments on the Loss Certification.
If there are no salvage or subrogation recoveries booked as of the date of this report, enter
zero.
REINS RECVRBLE - Reinsurance Recoverable- If reinsurance recoveries have been or
are expected to be received for this claim, enter Y (Yes); otherwise enter N (No).
DUPLICATE FEDERAL COMPENSATION – Pursuant to 31 CFR 50.51(b)(2), each
insurer must inquire of its policyholders, insureds and/or claimants, regarding duplicate
Federal compensation for the insured loss. Based on the response to the insurer, this
element is an indicator for whether the person receiving insurance proceeds for this loss (1)
has received, or expects to receive based on an already approved application, duplicate
compensation from another Federal program (enter Y); or (2) if the preceding is not
applicable, possibly will receive future duplicate compensation (application not yet
approved) from another Federal program (enter P); or (3) has no possibility of duplicate
compensation (enter N).
AMT ONE OF DUPLI FED COMP - If Duplicate Federal Compensation is ‘Y”, then
enter the dollar amount of compensation that the insured or claimant has identified as
duplicative of the insured loss amount. Otherwise enter zero. If there is more than one
source of duplicate payments, enter the largest amount in this field.

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TRIP 02C (revised 04/2006)

25. SOURCE ONE OF FED COMP – If Duplicate Federal Compensation is ‘Y’ or ‘P’, then
enter the 3-letter code for the Federal source. Possible values are: FEM (FEMA/Dept. of
Homeland Security); HUD (Dept. of Housing and Urban Development); SBA (Small
Business Administration); DOT (Dept. of Transportation); HHS (Dept. of Health and
Human Services); DOL (Dept. of Labor); AGR (Dept. of Agriculture); OTH (other). If
there is more than one source of duplicate compensation, enter the source of the amount
identified in field 24. If Duplicate Federal Compensation is ‘N”, then leave blank.
26. AMT TWO OF DUPLI FED COMP - If Duplicate Federal Compensation is ‘Y”, and
there is more than one source, then enter the remaining dollar amount of compensation that
the insured or claimant has identified as duplicative of the insured loss amount that has not
already been included in field 24. Otherwise enter zero.
27. SOURCE TWO OF FED COMP – If Duplicate Federal Compensation is ‘Y’ or ‘P’, and
if there are multiple sources, enter the 3-letter code (see field 25 instructions) for the
Federal source of the next largest amount received or expected to be received. If Duplicate
Federal Compensation is ‘N” (or “Y” or “P”, but from only one source), then leave blank.
28. THIRD PARTY INDICATOR - Indicate if this claim involves a third-party claimant, i.e.,
an underlying claim of liability against the policyholder. Enter Y (Yes) or N (No). Not
applicable for workers’ compensation (leave blank).
29. CLAIM STATUS – Indicator for claim status as of the date of the report. Possible values
are: O (open); C (closed); or R (reopened). For worker’s compensation, report claim status
at the policy level by WC Indicator (field 12). If reporting an allocation of residual market
losses, leave blank.
30. RESERVES - For open or reopened claims, report the total outstanding case reserve as of
the date of this report, including both loss and ALAE. For closed claims, enter zero.
Amounts reported for total case reserve should reflect reductions for any amounts paid or
to be paid for loss or ALAE reported on this bordereau.
SUMMARY INFORMATION
Grand totals (control totals) are to be provided for all columns having dollar values and for the
number of records/lines of claim level information.
Notice Under the Paperwork Reduction Act
We estimate it will take you about 4 hours to complete this form. However, you are not required to
provide information requested unless a valid OMB control number is displayed on the form. Any
comments or suggestions regarding this form should be sent to the Terrorism Risk Insurance Program
Office, 1425 New York Avenue, NW, Washington, DC 20220. Do not send completed form to this
address. Submit forms according to instructions provided at www.treas.gov/trip.

OMB No. 1505-0200 Expiration: September 30, 2007
TRIP 02C (revised 04/2006)