Form HUD 90105a HUD 90105a Model Lease for Subsidized Programs

MODEL LEASE FOR SUBSIDIZED PROGRAMS

1. Parties and The parties to this Agreement are ____(A)____

Dwelling ____________________, referred to as the

Unit: Landlord, and ______________________________(B)____________________________,

referred to as the Tenant. The Landlord leases

to the Tenant(S) unit number __(C)____, located

at

__________________________(D)_______________________________________

in the project known as______(E)_______________________________.

2. Length of Time The initial term of this Agreement shall begin

(Term): on ____(F)_____ and end on ____(G)_____. After

the initial term ends, the Agreement will

continue for successive terms of one _______(H)____ each unless

automatically terminated as permitted by paragraph 23 of this

Agreement.

3. Rent: The Tenant agrees to pay $____(I)__ for the

partial month ending on _____(J)______. After

that, Tenant agrees to pay a rent of $_(K)_ per

month. This amount is due on the ____(L)____ day of the month at

____________________(M)___________________________________________

__________________________________________________________________.

The Tenant understands that this monthly rent is less than the

market (unsubsidized) rent due on this unit. This lower rent is

available either because the mortgage on this project is subsidized

by the Department of Housing and Urban Development (HUD) and/or

because HUD makes monthly payments to the Landlord on behalf of the

Tenant. The amount, if any, that HUD makes available monthly on

behalf of the Tenant is called the tenant assistance payment and is

shown on the "Assistance Payment" line of the Owner’s

Certification of Compliance with HUD’s Tenant Eligibility and Rent

Procedures form which is Attachment No. 1 to this Agreement.

4. Changes in the The Tenant agrees that the amount of rent the

Tenant's Share Tenant pays and/or the amount of assistance that

of the Rent: HUD pays on behalf of the Tenant may be changed

during the term of this Agreement if:

a. HUD or the Contract Administrator (such as a Public Housing

Agency) determines, in accordance with HUD procedures, that an

increase in rents is needed;

b. HUD or the Contract Administrator changes any allowance for

utilities or services considered in computing the Tenant's

share of the rent;

c. the income, the number of persons in the Tenant's household or

other factors considered in calculating the Tenant's rent

change and HUD procedures provide that the Tenant's rent or

assistance payment be adjusted to reflect the change;

d. changes in the Tenant's rent or assistance payment are required

by HUD's recertification or subsidy termination procedures;

e. HUD's procedures for computing the Tenant's assistance payment

or rent change; or

f. the Tenant fails to provide information on his/her income,

family composition or other factors as required by the

Landlord.

The Landlord agrees to implement changes in the Tenant's rent or

tenant assistance payment only in accordance with the time frames

and administrative procedures set forth in HUD's handbooks,

instructions and regulations related to administration of

multifamily subsidy programs. The Landlord agrees to give the

Tenant at least 30 days advance written notice of any increase in

the Tenant's rent except as noted in paragraphs 11, 15 or 17. The

Notice will state the new amount the Tenant is required to pay, the

date the new amount is effective, and the reasons for the change in

rent. The Notice will also advise the Tenant that he/she may meet

with the Landlord to discuss the rent change.

5. Charges for Late If the Tenant does not pay the full amount of

Payments and the rent shown in paragraph 3 by the end of Returned Checks: the 5th day of the month, the Landlord may

Collect a fee of $5 on the 6th day of the

month. Thereafter, the Landlord may collect $1

for each additional day the rent remains

unpaid during the month it is due.

The Landlord may not terminate this Agreement for failure to pay late charges, but may terminate this Agreement for non-payment of rent, as explained in paragraph 23. The Landlord may collect a fee of $__(N)___ on the second or any additional time a check is not honored for payment (bounces). The charges discussed in this paragraph are in addition to the regular monthly rent payable by the Tenant.

6. Condition of By signing this Agreement, the Tenant

Dwelling acknowledges that the unit is safe, clean and

Unit in good condition. The Tenant agrees that all

Appliances and equipment in the unit are in

good working order, except as described on the

Unit Inspection Report which is Attachment

No. 2 to this Agreement. The Tenant also

agrees that the Landlord has made no promises to decorate, alter, repair or improve the unit, except as listed on the Unit Inspection Report.

7. Charges for The following charts describe how the cost of

Utilities and utilities and services related to occupancy

Services: of the unit will be paid. The Tenant agrees

that these charts accurately describe the

utilities and services paid by the Landlord and those paid by the Tenant.

a. The Tenant must pay for the utilities in column (1). Payments

should be made directly to the appropriate utility company.

The items in column (2) are included in the Tenant's rent.

(1) (2)

Put "x" by any Type of Put "x" by any

Utility Tenant Utility Utility Included

pays directly in Tenant Rent

___(O)___ Heat ___(O)____

_________ Lights, Electric __________

_________ Cooking __________

_________ Water __________

Other (Specify.

_________ ____________ __________

_________ ____________ __________

2. The Tenant agrees to pay the Landlord the amount shown in

column (3) on the date the rent is due. The Landlord certifies that HUD had authorized him/her to collect the type of charges shown in column (3) and that the amounts shown in column (3) do not exceed the amounts authorized by HUD.

(3)

Show $ Amount Tenant

Pays to Landlord in

Addition to Rent

Parking $___(O)____

Other (Specify.)

_______________ $__________

_______________ $__________

8. Security Deposits: The Tenant has deposited $__(P)__ with the

Landlord. The Landlord will hold this

security deposit for the period the Tenant

occupies the unit. After the Tenant has moved

from the unit, the Landlord will determine

whether the Tenant is eligible for a refund of any or all of the security deposit. The amount of the refund will be determined in accordance with the following conditions and procedures.

1. The Tenant will be eligible for a refund of the security

Deposit only if the Tenant provided the Landlord with the 30-day written notice of intent to move required by paragraph 23, unless the Tenant was unable to give the notice for reasons beyond his/her control.

b. After the Tenant has moved from the unit, the Landlord will

inspect the unit and complete another Unit Inspection Report.

The Landlord will permit the Tenant to participate in the

inspection, if the Tenant so requests.

c. The Landlord will refund to the Tenant the amount of the

security deposit plus interest computed at _(Q) _%, beginning ___(R)___ ,less any amount needed to pay the cost of:

(1) unpaid rent;

(2) damages that are not due to normal wear and tear and are

not listed on the Unit Inspection Report;

(3) charges for late payment of rent and returned checks, as

described in paragraph 5; and

(4) charges for unreturned keys, as described in paragraph 9.

d. The Landlord agrees to refund the amount computed in paragraph

8c within _(S) _ days after the Tenant has permanently moved

out of the unit, returned possession of the unit to the

Landlord, and given his/her new address to the Landlord. The

Landlord will also give the Tenant a written list of charges

that were subtracted from the deposit. If the Tenant

disagrees with the Landlord concerning the amounts deducted

and asks to meet with the Landlord, the Landlord agrees to

meet with the Tenant and informally discuss the disputed

charges.

5. If the unit is rented by more than one person, the Tenants

agree that they will work out the details of dividing any

refund among themselves. The Landlord may pay the refund to

any Tenant identified in Paragraph 1 of this Agreement.

f. The Tenant understands that the Landlord will not count the

Security Deposit towards the last month's rent or towards

repair charges owed by the Tenant in accordance with

paragraph 11.

9. Keys and Locks: The Tenant agrees not to install additional

or different locks or gates on any doors or

windows of the unit without the written

permission of the Landlord. If the Landlord

approves the Tenant's request to install such locks, the Tenant agrees to provide the Landlord with a key for each lock. When this Agreement ends, the Tenant agrees to return all keys to the dwelling unit to the Landlord. The Landlord may charge the Tenant $ ___(T)_ for each key not returned.

10. Maintenance:

a. The Landlord agrees to:

(1) regularly clean all common areas of the project;

(2) maintain the common areas and facilities in a safe

condition;

(3) arrange for collection and removal of trash and garbage;

(4) maintain all equipment and appliances in safe and working

order;

(5) make necessary repairs with reasonable promptness;

(6) maintain exterior lighting in good working order:

(7) provide extermination services, as necessary; and

(8) maintain grounds and shrubs.

b. The Tenant agrees to:

(1) keep the unit clean;

2. use all appliances, fixtures and equipment in a safe

manner and only for the purposes for which they are intended;

(3) not litter the grounds or common areas of the project;

(4) not destroy, deface, damage or remove any part of the

unit, common areas, or project grounds;

(5) give the Landlord prompt notice of any defects in the

plumbing, fixtures, appliances, heating and cooling

equipment or any other part of the unit or related

facilities; and

(6) remove garbage and other waste from the unit in a clean

and safe manner.

11. Damages: Whenever damage is caused by carelessness,

misuse, or neglect on the part of the Tenant,

his/her family or visitors, the Tenant agrees to pay:

a. the cost of all repairs and do so within 30 days after

receipt of the Landlord's demand for the repair charges; and

b. rent for the period the unit is damaged whether or not the

unit is habitable. The Tenant understands that HUD will not

make assistance payments for any period in which the unit is

not habitable. For any such period, the Tenant agrees to

pay the HUD-approved market rent rather than the Tenant rent

shown in paragraph 3 of this agreement.

12. Restrictions on No alteration, addition, or improvements shall

Alterations: be made in or to the premises without the

prior consent of the Landlord in writing. The

Landlord agrees to provide reasonable accommodation to an otherwise eligible tenant’s

disability, including making changes to rules, policies, or procedures, and making and paying for structural alterations to a unit or common areas. The Landlord is not required to provide accommodations that constitute a fundamental alteration to the Landlord’s program or which would pose a substantial financial and administrative hardship. See the regulations at 24 CFR Part 8. In addition, if a requested structural modification does pose a substantial financial and administrative hardship, the Landlord must then allow the tenant to make and pay for the modification in accordance with the Fair Housing Act.

13. General The Tenant must live in the unit and the

Restrictions: unit must be the Tenant's only place of

residence. The Tenant shall use the

premises only as a private dwelling for

himself/herself and the individuals listed on the Owner’s Certification of Compliance with HUD’s Tenant Eligibility and Rent Procedures, Attachment 1. The Tenant agrees to permit other individuals to reside in the unit only after obtaining the prior written approval of the Landlord. The Tenant agrees not to:

a. sublet or assign the unit, or any part of the unit;

b. use the unit for unlawful purposes;

c. engage in or permit unlawful activities in the unit, in the

common areas or on the project grounds;

d. have pets or animals of any kind in the unit without the prior

written permission of the Landlord, but the landlord will allow the tenant to keep an animal needed as a reasonable accommodation to the tenant’s disability, and will allow animals to accompany visitors with disabilities who need such animals as an accommodation to their disabilities; or

e. make or permit noises or acts that will disturb the rights or

comfort of neighbors. The Tenant agrees to keep the volume

of any radio, phonograph, television or musical instrument at

a level which will not disturb the neighbors.

14. Rules: The Tenant agrees to obey the House Rules which are

Attachment No. 3 to this Agreement. The tenant agrees

to obey additional rules established after the effective

date of this Agreement if:

a. the rules are reasonably related to the safety, care and

cleanliness of the building and the safety, comfort and

convenience of the Tenants; and

b. the Tenant receives written notice of the proposed rule at

least 30 days before the rule is enforced.

15. Regularly Scheduled Every year around the __(U)___ day of _(V)_,

Recertifications: the Landlord will request the

Tenant to report the income and composition

of the Tenant's household and to supply any

other information required by HUD for the

purposes of determining the Tenant's rent and assistance payment, if any. The Tenant agrees to provide accurate statements of this information and to do so by the date specified in the Landlord's request. The landlord will verify the information supplied by the Tenant and use the verified information to recompute the amount of the Tenant's rent and assistance payment, if any.

a. If the Tenant does not submit the required recertification

information by the date specified in the Landlord's request,

the Landlord may impose the following penalties. The

Landlord may implement these penalties only in accordance

with the administrative procedures and time frames specified

in HUD's regulations, handbooks and instructions related to

the administration of multifamily subsidy programs.

1. Require the Tenant to pay the higher, HUD-approved market rent for the unit.

(2) Implement any increase in rent resulting from the

recertification processing without providing the 30-day

notice otherwise required by paragraph 4 of this

Agreement.

b. The Tenant may request to meet with the Landlord to discuss

any change in rent or assistance payment resulting from the

recertification processing. If the Tenant requests such a

meeting, the Landlord agrees to meet with the Tenant and

discuss how the Tenant's rent and assistance payment, if any,

were computed.

16. Reporting Changes Between Regularly Scheduled

Recertifications:

a. If any of the following changes occur, the Tenant agrees

to advise the Landlord immediately.

(1) Any household member moves out of the unit.

(2) An adult member of the household who was reported

as unemployed on the most recent certification or

recertification obtains employment.

(3) The household's income cumulatively increases by

$200 or more a month.

b. The Tenant may report any decrease in income or any

change in other factors considered in calculating the

Tenant's rent. Unless the Landlord has confirmation

that the decrease in income or change in other factors

will last less than one month, the Landlord will verify

the information and make the appropriate rent reduction.

However, if the Tenant's income will be partially or

fully restored within two months, the Landlord may delay

the certification process until the new income is known,

but the rent reduction will be retroactive and the

Landlord may not evict the Tenant for nonpayment of rent

due during the period of the reported decrease and the

completion of the certification process. The Tenant has

thirty days after receiving written notice of any rent

due for the above described time period to pay or the

Landlord can evict for nonpayment of rent. (Revised

3/22/89)

c. If the Tenant does not advise the Landlord of these

interim changes, the Landlord may increase the Tenant's

rent to the HUD-approved market rent. The Landlord may

do so only in accordance with the time frames and

administrative procedures set forth in HUD's

regulations, handbooks and instructions on the

administration of multifamily subsidy programs.

d. The Tenant may request to meet with the Landlord to

discuss how any change in income or other factors

affected his/her rent or assistance payment, if any.

If the Tenant requests such a meeting, the Landlord

agrees to meet with the Tenant and explain how the

Tenant's rent or assistance payment, if any, was

computed.

17. Removal of Subsidy:

a. The Tenant understands that assistance made available

on his/her behalf may be terminated if events in either

items 1 or 2 below occur. Termination of assistance

means that the Landlord may make the assistance

available to another Tenant and the Tenant's rent will

be recomputed. In addition, if the Tenant's assistance

is terminated because of criterion (1) below, the

Tenant will be required to pay the HUD-approved market

rent for the unit.

(1)The Tenant does not provide the Landlord with

the information or reports required by

paragraph 15 or 16 within 10 calendar days

after receipt of the Landlord's notice of

intent to terminate the Tenant's assistance

payment.

(2)The amount the Tenant would be required to pay

towards rent and utilities under HUD rules and

regulations equals the Family Gross Rent shown on

Attachment 1.

b. The Landlord agrees to give the Tenant written notice

of the proposed termination. The notice will advise

the Tenant that, during the ten calendar days following

the date of the notice, he/she may request to meet with

the Landlord to discuss the proposed termination of

assistance. If the Tenant requests a discussion of the

proposed termination, the Landlord agrees to meet with

the Tenant.

c. Termination of assistance shall not affect the Tenant's

other rights under this Agreement, including the right

to occupy the unit. Assistance may subsequently be

reinstated if the Tenant submits the income or other

data required by HUD procedures, the Landlord

determines the Tenant is eligible for assistance, and

assistance is available.

18. Tenant If the tenant submits false information on

Obligation any application, certification or request

To Repay: for interim adjustment or does not report

interim changes in family income or other

factors as required by paragraph 16 of this

Agreement, and as a result, is charged a rent less than the amount required by HUD's rent formulas, the Tenant agrees to reimburse the Landlord for the difference between the rent he/she should have paid and the rent he/she was charged. The Tenant is

not required to reimburse the Landlord for undercharges caused solely by the Landlord's failure to follow HUD's procedures for computing rent or assistance payments.

19. Size of The Tenant understands that HUD requires the

Dwelling Landlord to assign units in accordance with the

Landlord’s written occupancy standards. These

standards include consideration of unit size,

relationship of family members, age and sex of

family members and family preference. If the Tenant is or becomes eligible for a different size unit, and the required size unit becomes available, the Tenant agrees to:

a. move within 30 days after the Landlord notifies him/her that

unit of the required size is available within the project; or

b. remain in the same unit and pay the HUD-approved market rent.

20. Access by Landlord:

1. The Landlord agrees to enter the unit only during reasonable

hours, to provide reasonable advance notice of his/her intent to enter the unit, and to enter the unit only after receiving the Tenant's consent to do so, except when urgency situations make such notices impossible or except under paragraph (c) below.

2. The Tenant consents in advance to the following entries into the unit:

(i) The tenant agrees to permit the Landlord, his/her agents or other persons, when authorized by the Landlord, to enter the unit for the purpose of making reasonable repairs and periodic inspections.

(ii) After the Tenant has given a notice of intent to move,

the Tenant agrees to permit the Landlord to show the unit to prospective tenants during reasonable hours.

c. If the Tenant moves before this Agreement ends, the Landlord

may enter the unit to decorate, remodel, alter or otherwise

prepare the unit for re-occupancy.

21. Discrimination The Landlord agrees not to discriminate

Prohibited: based upon race, color, religion, creed,

National origin, sex, age, familial status,

and disability.

22. Change in Rental The Landlord may, with the prior approval of

Agreement: HUD, change the terms and conditions of this

Agreement. Any changes will become

effective only at the end of the initial

term or a successive term. The Landlord must notify the Tenant of any change and must offer the Tenant a new Agreement or an

amendment to the existing Agreement. The Tenant must receive the notice at least 60 days before the proposed effective date

of the change. The Tenant may accept the changed terms and conditions by signing the new Agreement or the amendment to the

existing Agreement and returning it to the Landlord. The Tenant may reject the changed terms and conditions by giving the

Landlord written notice that he/she intends to terminate the tenancy. The Tenant must give such notice at least 30 days before the proposed change will go into effect. If the

Tenant does not accept the amended agreement, the Landlord may require the Tenant to move from the project, as provided in paragraph 23.

23. Termination of

Tenancy:

a. To terminate this Agreement, the Tenant must give the

Landlord 30-days written notice before moving from the unit.

b. Any termination of this Agreement by the Landlord must be

carried out in accordance with HUD regulations, State and

local law, and the terms of this Agreement.

c. The Landlord may terminate this Agreement for the following

reasons:

1. the Tenant’s material noncompliance with the terms of

this Agreement;

2. the Tenant’s material failure to carry out obligations under any State Landlord

and Tenant Act;

2. drug related criminal activity engaged in on or near the premises, by any tenant, household member, or guest, and any such activity engaged in on the

premises by any other person under the tenant’s

control;

2. determination made by the Landlord that a household member is illegally using a drug;

2. determination made by the Landlord that a pattern of illegal use of a drug interferes with the health, safety, or right to peaceful enjoyment of the

premises by other residents;

2. criminal activity by a tenant, any member of the tenant’s household, a guest or another person under the tenant’s control:

1. that threatens the health, safety, or right to

peaceful enjoyment of the premises by other

residents (including property management staff

residing on the premises); or

2. that threatens the health, safety, or right to

peaceful enjoyment of their residences by persons

residing in the immediate vicinity of the

premises;

2. if the tenant is fleeing to avoid prosecution, or custody or confinement after conviction, for a crime, or attempt to commit a crime, that is a felony under

the laws of the place from which the individual flees,

or that in the case of the State of New Jersey, is a

high misdemeanor;

2. if the tenant is violating a condition of probation or parole under Federal or State law;

2. determination made by the Landlord that a household member’s abuse or pattern of abuse of alcohol threatens the health, safety, or right to peaceful enjoyment of the premises by other residents;

2. if the Landlord determines that the tenant, any member of the tenant’s household, a guest or another person under the tenant’s control has engaged in the criminal activity, regardless of whether the tenant, any member of the tenant’s household, a guest or another person under the tenant’s control has been arrested or convicted for such activity.

d. The Landlord may terminate this Agreement for other good cause, which includes, but is not limited to, the tenant’s refusal to accept change to this agreement. Terminations for “other good cause” may only be effective as of the end of any initial or successive term.

The term material noncompliance with the lease includes: (1) one or more substantial violations of the lease; (2) repeated minor violations of the lease that (a) disrupt the livability of the project; (b) adversely affect the health or safety of any person or the right of any tenant to the quiet enjoyment to the leased premises and related project facilities, (c) interfere with the management of the project, or (d) have an adverse financial effect on the project (3) failure of the tenant to timely supply all required information on the income and composition, or eligibility factors, of the tenant household (including, but not limited to, failure to meet the disclosure and verification requirements for Social Security Numbers, or failure to sign and submit consent forms for the obtaining of wage and claim information from State Wage Information Collection Agencies), and (4) Non-payment of rent or any other financial obligation due under the lease beyond any grace period permitted under State law. The payment of rent or any other financial obligation due under the lease after the due date but within the grace period permitted under State law constitutes a minor violation.

e. If the Landlord proposes to terminate this Agreement, the

Landlord agrees to give the Tenant written notice and the grounds for the proposed termination. If the Landlord is terminating this agreement for “other good cause,” the termination notice must be mailed to the Tenant and hand-

delivered to the dwelling unit in the manner required by HUD at least 30 days before the date the Tenant will be required to move from the unit and in accordance with State law requirements. Notices of proposed termination for other reasons must be given in accordance with any time frames set forth in State and local law. Any HUD-required notice period may run concurrently with any notice period required by State or local law. All termination notices must:

• specify the date this Agreement will be terminated;

• state the grounds for termination with enough detail for the Tenant to prepare a defense;

• advise the Tenant that he/she has 10 days within which to discuss the proposed termination of tenancy with the

• Landlord. The 10-day period will begin on the earlier of the date the notice was hand-delivered to the unit or the day after the date the notice is mailed. If the Tenant requests the meeting, the Landlord agrees to discuss the proposed termination with the Tenant; and

• advise the Tenant of his/her right to defend the action in court.

f. If an eviction is initiated, the Landlord agrees to rely

only upon those grounds cited in the termination notice

required by paragraph e.

24. Hazards: The Tenant shall not undertake, or permit his/her

family or guests to undertake, any hazardous acts

or do anything that will increase the project's insurance premiums. Such action constitutes a material non-compliance. If the unit is damaged by fire, wind, or rain to the extent that the unit cannot be lived in and the damage is not caused or made worse by the Tenant, the Tenant will be responsible for rent only up to the date of the destruction. Additional rent will not accrue until the unit has been repaired to a livable condition.

25. Penalties for Knowingly giving the Landlord false

Submitting False information regarding income or other

Information: factors considered in determining

Tenant's eligibility and rent is a

material noncompliance with the lease subject to termination of tenancy. In addition, the Tenant could become subject to

penalties available under Federal law. Those penalties include fines up to $10,000 and imprisonment for up to five years.

26. Contents of this This Agreement and its Attachments make

Agreement: up the entire agreement between the

Landlord and the Tenant regarding the unit.

If any Court declares a particular provision of this Agreement to be invalid or illegal, all other terms of this Agreement will remain in effect and both the Landlord and the Tenant will continue to be bound by them.

27. Attachments to The Tenant certifies that he/she has

the Agreement: received a copy of this Agreement and the

following Attachments to this Agreement

and understands that these Attachments are part of this Agreement.

1. Attachment No. 1 – Owner’s Certification of Compliance with HUD’s Tenant Eligibility and Rent Procedures, form HUD-50059

b. Attachment No. 2 - Unit Inspection Report.

c. Attachment No. 3 - House Rules (if any).

28. Tenants’ rights to organize: Landlord agrees to allow tenant

and tenant organizers to conduct on the property the activities

related to the establishment or operation of a tenant

organization set out in accordance with HUD requirements.

28. Tenant Income Verification: The Tenant must promptly provide the

Landlord with any letter or other notice by HUD to a member of

the family that provides information concerning the amount or

verification of family income in accordance with HUD

requirements.

28. The lease agreement will terminate automatically, if the Section

8 Housing Assistance contract terminates for any reason.

31. Signatures:

TENANT

BY:

1. ________________(W)________________________ _____/____/____

Date Signed

2. __________________________________________ ____/____/____

Date Signed

3. __________________________________________ ____/____/____

Date Signed

LANDLORD

BY:

1. _________________(W)_____________________ ____/____/____

Date Signed

Public reporting burden – HUD is not requesting approval of any burden hours for the model leases since use of leases are a standard business practice in the housing rental industry. This information is required to obtain benefits. The request and required supporting documentation are sent to HUD or the Contract Administrator (CA) for approval. The lease is a contract between the owner of the project and the tenant(s) that explains the terms for residing in the unit. Leases are a standard business practice in the housing rental industry. Owners are required to use the HUD model lease which includes terms normally covered by leases used in the housing rental industry plus terms required by HUD for the program under which the project was built and/or the program providing rental assistance to the tenants.

This information is authorized by 24 CFR 5.360, 236.750, 880.606, 883.701, 884.215, 886.127, 891.425, 891.625 and 891.765 cover lease requirements and provisions. This information is considered non-sensitive and does not require any special protection.

Page 2 of 15 Form HUD-90105-a

12/2007