Reg B IFR

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request a revised program description
and a revised MOA, should they be
necessary.
Results of EPA’s Review. EPA
completed its review of Ohio’s
application in the fall of 2007. EPA
communicated the results of its review
in April and November 2007 letters to
ODA. The letters expressed concern
regarding five provisions in ODA’s
standards for land application of
manure, litter and process wastewater.
The letters also asked ODA to clarify or
revise 26 provisions of its legal
authority or NPDES permitting
requirements.
In a letter dated September 4, 2008,
ODA’s Director committed to pursue
specified statutory and rule changes to
address the issues identified by EPA.
The Director’s letter also included other
proposed statutory and rule changes
beyond the scope of the changes needed
to resolve the issues raised by EPA. In
letters dated September 22, 2008, ODA
provided correct versions of certain
proposed statutory and rule provisions
that were not included with the
September 4 letter. EPA believes that
the former changes ODA has committed
to pursue will resolve EPA’s issues, and
that the latter changes will not adversely
affect ODA’s authority to administer the
NPDES program. All of ODA’s proposed
changes were included in the September
4 and 22 letters, and are available for
public review as part of the official
public record.
Status of EPA’s CAFO Rule. EPA is in
the process of revising portions of the
NPDES permitting requirements and
Effluent Limitations Guidelines and
Standards (ELGs) for CAFOs. EPA is
acting in response to the order issued by
the U.S. Court of Appeals for the Second
Circuit in Waterkeeper Alliance et al. v.
EPA, 399 F.3d 486 (2nd Cir. 2005),
vacating or remanding portions of the
2003 rule. Ohio may need to further
revise its NPDES program to implement
these federal revisions when they are
finalized. EPA will provide Ohio the
same time period from the promulgation
date of the revised federal rule to change
its legal authority that EPA provides to
other states with approved NPDES
programs. 40 CFR 123.62(e). This rule
gives states one year where rule changes
are needed and two years where
statutory changes are needed to
incorporate new federal regulations into
state law. This future process is separate
from the process described above
regarding Ohio’s request for ODA to
administer the NPDES program for
CAFOs and for storm water associated
with construction of AFOs.
Public Comment on the Described
Program. Today, EPA is requesting

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comments on Ohio’s request, and
providing notice of a public hearing and
comment period on EPA’s proposal to
approve Ohio’s application in
accordance with 40 CFR 123.62. EPA
wants the citizens of Ohio to understand
the State’s application, and wants to
encourage public participation in the
decisionmaking process. Therefore, EPA
requests that the public review ODA’s
proposed NPDES program for CAFOs
and storm water associated with
construction activity at AFOs, and
provide any comments they feel are
appropriate. EPA will consider all
comments in its decision. EPA will
either approve or disapprove the State’s
request after considering all comments
it receives. EPA expects the adopted
statutory and rule changes to be
identical to those submitted with ODA’s
September 2008 letters.
Authority: This action is taken under the
authority of section 402 of the Clean Water
Act as amended, 33 U.S.C. 1342. I hereby
provide public notice of the application by
the State of Ohio for the Ohio Department of
Agriculture to implement the NPDES
program for CAFOs and storm water
associated with construction activity at
AFOs, in accordance with 40 CFR 123.62.
Dated: October 3, 2008.
Bharat Mathur,
Acting Regional Administrator, Region 5.
[FR Doc. E8–24175 Filed 10–14–08; 8:45 am]
BILLING CODE 6560–50–P

EQUAL EMPLOYMENT OPPORTUNITY
COMMISSION
Meetings; Sunshine Act
Equal
Employment Opportunity Commission.
DATE AND TIME: Thursday, October 23,
2008, 10 a.m. Eastern Time.
PLACE: Clarence M. Mitchell, Jr.
Conference Room on the Ninth Floor of
the EEOC Office Building, 1801 ‘‘L’’
Street, NW., Washington, DC 20507.
STATUS: The meeting will be open to the
public.
AGENCY HOLDING THE MEETING:

MATTERS TO BE CONSIDERED

Open Session
1. Announcement of Notation Votes,
and
2. Issues Facing Hispanics in the
Federal Workplace—Invited Panelists.
Note: In accordance with the Sunshine Act,
the meeting will be open to public
observation of the Commission’s
deliberations and voting. (In addition to
publishing notices on EEOC Commission
meetings in the Federal Register, the
Commission also provides a recorded
announcement a full week in advance on
future Commission sessions.)

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Please telephone (202) 663–7100 (voice)
and (202) 663–4074 (TTY) at any time for
information on these meetings. The EEOC
provides sign language interpretation at
Commission meetings for the hearing
impaired. Requests for other reasonable
accommodations may be made by using the
voice and TTY numbers listed above. Contact
Person for More Information: Stephen
Llewellyn, Executive Officer, on (202) 663–
4070.
Dated: October 9, 2008.
Stephen Llewellyn,
Executive Officer, Executive Secretariat.
[FR Doc. E8–24609 Filed 10–10–08; 4:15 pm]
BILLING CODE 6570–01–P

FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
SUMMARY:
AGENCY:

Background
On June 15, 1984, the Office of
Management and Budget (OMB)
delegated to the Board of Governors of
the Federal Reserve System (Board) its
approval authority under the Paperwork
Reduction Act (PRA), as per 5 CFR
1320.16, to approve of and assign OMB
control numbers to collection of
information requests and requirements
conducted or sponsored by the Board
under conditions set forth in 5 CFR
1320 Appendix A.1. Board-approved
collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. Copies of the
Paperwork Reduction Act Submission,
supporting statements and approved
collection of information instruments
are placed into OMB’s public docket
files. The Federal Reserve may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection that has been
extended, revised, or implemented on or
after October 1, 1995, unless it displays
a currently valid OMB control number.
Request for Comment on Information
Collection Proposals
The following information
collections, which are being handled
under this delegated authority, have
received initial Board approval and are
hereby published for comment. At the
end of the comment period, the
proposed information collections, along
with an analysis of comments and
recommendations received, will be
submitted to the Board for final

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Federal Register / Vol. 73, No. 200 / Wednesday, October 15, 2008 / Notices
approval under OMB delegated
authority. Comments are invited on the
following:
a. Whether the proposed collection of
information is necessary for the proper
performance of the Federal Reserve’s
functions; including whether the
information has practical utility;
b. The accuracy of the Federal
Reserve’s estimate of the burden of the
proposed information collection,
including the validity of the
methodology and assumptions used;
c. Ways to enhance the quality,
utility, and clarity of the information to
be collected; and
d. Ways to minimize the burden of
information collection on respondents,
including through the use of automated
collection techniques or other forms of
information technology.
DATES: Comments must be submitted on
or before December 15, 2008.
ADDRESSES: You may submit comments,
identified by Reg B or Reg E, by any of
the following methods:
• Agency Web site: http://
www.federalreserve.gov. Follow the
instructions for submitting comments at
http://www.federalreserve.gov/
generalinfo/foia/ProposedRegs.cfm.
• Federal eRulemaking Portal: http://
www.regulations.gov. Follow the
instructions for submitting comments.
• E-mail:
[email protected].
Include docket number in the subject
line of the message.
• Fax: 202/452–3819 or 202/452–
3102.
• Mail: Jennifer J. Johnson, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue, NW., Washington,
DC 20551.
All public comments are available
from the Board’s Web site at http://
www.federalreserve.gov/generalinfo/
foia/ProposedRegs.cfm as submitted,
unless modified for technical reasons.
Accordingly, your comments will not be
edited to remove any identifying or
contact information. Public comments
may also be viewed electronically or in
paper form in Room MP–500 of the
Board’s Martin Building (20th and C
Streets, NW.) between 9 a.m. and 5 p.m.
on weekdays.
Additionally, commenters should
send a copy of their comments to the
OMB Desk Officer by mail to the Office
of Information and Regulatory Affairs,
U.S. Office of Management and Budget,
New Executive Office Building, Room
10235, 725 17th Street, NW.,
Washington, DC 20503 or by fax to 202–
395–6974.
FOR FURTHER INFORMATION CONTACT: A
copy of the PRA OMB submission

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including the proposed reporting form
and instructions, supporting statement,
and other documentation will be placed
into OMB’s public docket files once
approved. These documents will also be
made available on the Federal Reserve
Board’s public Web site at: http://
www.federalreserve.gov/boarddocs/
reportforms/review.cfm or may be
requested from the agency clearance
officer, whose name appears below.
Michelle Shore, Federal Reserve
Board Clearance Officer (202–452–
3829), Division of Research and
Statistics, Board of Governors of the
Federal Reserve System, Washington,
DC 20551. Telecommunications Device
for the Deaf (TDD) users may contact
(202–263–4869), Board of Governors of
the Federal Reserve System,
Washington, DC 20551.
Proposals To Approve Under OMB
Delegated Authority the Extension for
Three Years, Without Revision, of the
Following Reports
1. Report title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation B (Equal Credit
Opportunity).
Agency form number: Reg B.
OMB control number: 7100–0201.
Frequency: Event-generated.
Reporters: State member banks,
branches and agencies of foreign banks
(other than federal branches, federal
agencies, and insured state branches of
foreign banks), commercial lending
companies owned or controlled by
foreign banks, and Edge and agreement
corporations.
Annual reporting hours: 170,000
hours.
Estimated average hours per response:
Notice of action, 2.5 minutes; credit
history reporting, 2 minutes;
recordkeeping for applications &
actions, 8 hours; monitoring data, 0.50
minutes; appraisal report upon request,
5 minutes; notice of right to appraisal,
0.25 minutes; recordkeeping of self test,
2 hours; recordkeeping of self corrective
action, 8 hours; and disclosure of
optional self-test, 1 minute.
Number of respondents: 1,205.
General description of report: This
information collection is mandatory (15
U.S.C. 1691 (b)(a)(1)). The adverse
action disclosure is confidential
between the institution and the
consumer involved. Since the Federal
Reserve does not collect any
information, no issue of confidentiality
normally arises. However, the
information may be protected from
disclosure under the exemptions (b)(4),
(6), and (8) of the Freedom of
Information Act (5 U.S.C. 522 (b)).

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Abstract: The Equal Credit
Opportunity Act and Regulation B
prohibit discrimination in any aspect of
a credit transaction because of race,
color, religion, national origin, sex,
marital status, age, or other specified
bases. To aid in implementation of this
prohibition, the statute and regulation
also subject creditors to various
mandatory disclosure requirements,
notification provisions, credit history
reporting, monitoring rules, and
recordkeeping requirements. These
requirements are triggered by specific
events and disclosures must be
provided within the time periods
established by the Act and regulation.
2. Report title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation E (Electronic Funds
Transfer).
Agency form number: Reg E.
OMB control number: 7100–0200.
Frequency: Event-generated.
Reporters: State member banks,
branches and agencies of foreign banks
(other than federal branches, federal
agencies, and insured state branches of
foreign banks), commercial lending
companies owned or controlled by
foreign banks, and Edge and agreement
corporations.
Annual reporting hours: 59,902 hours.
Estimated average hours per response:
Initial terms disclosure, 1.5 minutes;
change in terms disclosure, 1 minute;
periodic disclosure, 7 hours; and error
resolution rules, 30 minutes.
Number of respondents: 1,205.
General description of report: This
information collection is mandatory (15
U.S.C. 1693 et seq.). The disclosures
required by the rule and information
about error allegations and their
resolution are confidential between the
institution and the consumer. Since the
Federal Reserve does not collect any
information, no issue of confidentiality
arises. However, the information, if
made available to the Federal Reserve,
may be protected from disclosure under
exemptions (b)(4), (6), and (8) of the
Freedom of Information Act (5 U.S.C.
552 (b)(4), (6), and (8)).
Abstract: The Electronic Funds
Transfer Act and Regulation E are
designed to ensure adequate disclosure
of basic terms, costs, and rights relating
to electronic fund transfer (EFT)
services provided to consumers.
Institutions offering EFT services must
disclose to consumers certain
information, including: Initial and
updated EFT terms, transaction
information, periodic statements of
activity, the consumer’s potential
liability for unauthorized transfers, and
error resolution rights and procedures.
EFT services include automated teller

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machines, telephone bill payment;
point-of-sale transfers in retail stores,
fund transfers initiated through the
Internet, and preauthorized transfers to
or from a consumer’s account.
Board of Governors of the Federal Reserve
System, October 8, 2008.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. E8–24348 Filed 10–14–08; 8:45 am]
BILLING CODE 6210–01–P

FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB

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SUMMARY: Background. Notice is hereby
given of the final approval of proposed
information collections by the Board of
Governors of the Federal Reserve
System (Board) under OMB delegated
authority, as per 5 CFR 1320.16 (OMB
Regulations on Controlling Paperwork
Burdens on the Public). Board-approved
collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. Copies of the
Paperwork Reduction Act Submission,
supporting statements and approved
collection of information instrument(s)
are placed into OMB’s public docket
files. The Federal Reserve may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection that has been
extended, revised, or implemented on or
after October 1, 1995, unless it displays
a currently valid OMB control number.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Michelle Shore—Division of
Research and Statistics, Board of
Governors of the Federal Reserve
System, Washington, DC 20551 (202–
452–3829). OMB Desk Officer—
Kimberly P. Nelson—Office of
Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503.

Final Approval Under OMB Delegated
Authority of the Extension for Three
Years, With Revision, of the Following
Reports
1. Report title: Survey of Terms of
Lending.
Agency form number: FR 2028A, FR
2028B, and FR 2028S.
OMB control number: 7100–0061.
Frequency: Quarterly.
Reporters: Commercial banks; and
U.S. branches and agencies of foreign
banks (FR 2028A and FR 2028S only).

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Annual reporting hours: 6,840 hours.
Estimated average hours per response:
FR 2028A, 3.4 hours; FR 2028B, 1.2
hours; and FR 2028S, 0.1 hours.
Number of respondents: FR 2028A,
398; FR 2028B, 250; and FR 2028S, 567.
General description of report: This
information collection is authorized by
section 11(a)(2) of the Federal Reserve
Act [12 U.S.C. 248(a)(2)] and is
voluntary. Individual responses are
regarded as confidential under the
Freedom of Information Act [5 U.S.C.
552(b)(4)].
Abstract: The Survey of Terms of
Lending provides unique information
concerning both price and certain
nonprice terms of loans made to
businesses and farmers during the first
full business week of the mid-month of
each quarter (February, May, August,
and November). The survey comprises
three reporting forms: The FR 2028A,
Survey of Terms of Business Lending;
the FR 2028B, Survey of Terms of Bank
Lending to Farmers; and the FR 2028S,
Prime Rate Supplement to the Survey of
Terms of Lending. The FR 2028A and
FR 2028B collect detailed data on
individual loans made during the
survey week, and the FR 2028S collects
the prime interest rate for each day of
the survey from both FR 2028A and FR
2028B respondents. From these sample
data, estimates of the terms of business
loans and farm loans extended during
the reporting week are constructed. The
aggregate estimates for business loans
are published in the quarterly E.2
release, Survey of Terms of Business
Lending, and aggregate estimates for
farm loans are published in the
quarterly E.15 release, Agricultural
Finance Databook.
Current Actions: On August 4, 2008,
the Federal Reserve published a notice
in the Federal Register (73 FR 45222)
requesting public comment for 60 days
on the extension, with revision, of the
FR 2028. The comment period for this
notice expired on October 3, 2008. The
Federal Reserve did not receive any
comments on the proposed revisions.
The revisions will be implemented as
proposed.
2. Report title: Report of Terms of
Credit Card Plans.
Agency form number: FR 2572.
OMB control number: 7100–0239.
Frequency: Semi-annual.
Reporters: Commercial banks, savings
banks, industrial banks, and savings and
loans associations.
Annual reporting hours: 75 hours.
Estimated average hours per response:
0.25 hours.
Number of respondents: 150.
General description of report: This
information collection is voluntary (15

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U.S.C. 1646(b)) and is not given
confidential treatment.
Abstract: This report collects data on
credit card pricing and availability from
a sample of at least 150 financial
institutions that offer credit cards to the
general public. The information is
reported to the Congress and made
available to the public in order to
promote competition within the
industry.
Current Actions: On August 4, 2008,
the Federal Reserve published a notice
in the Federal Register (73 FR 45222)
requesting public comment for 60 days
on the extension, with revision, of this
information collection. The comment
period for this notice expired on
October 3, 2008. The Federal Reserve
did not receive any comments. The
revisions will be implemented as
proposed.
3. Report title: The Report of
Transaction Accounts, Other Deposits
and Vault Cash.
Agency form number: FR 2900.
OMB control number: 7100–0087.
Frequency: Weekly, quarterly.
Reporters: Depository institutions.
Annual reporting hours: 615,902
hours.
Estimated average hours per response:
3.50 hours.
Number of respondents: 2,996 weekly
and 5,045 quarterly.
General description of report: This
information collection is mandatory (12
U.S.C. 248(a), 461, 603, and 615) and is
given confidential treatment (5 U.S.C.
552(b)(4)).
Abstract: Nonexempt institutions—
defined as those with net transaction
accounts greater than the exemption
amount or with the sum of total
transaction accounts, savings deposits,
and small time deposits equal to or
greater than the reduced reporting
limit—file the fifteen-item FR 2900
weekly if the sum of their total
transaction accounts, savings deposits,
and small time deposits is equal to or
greater than the nonexempt deposit
cutoff and quarterly if the sum of their
total transaction accounts, savings
deposits, and small time deposits is less
than the nonexempt deposit cutoff. U.S.
branches and agencies of foreign banks
and banking Edge and agreement
corporations are required to submit FR
2900 data weekly regardless of their
deposit size. These mandatory data are
used by the Federal Reserve for
administering Regulation D (Reserve
Requirements of Depository Institutions)
and for constructing, analyzing, and
monitoring the monetary and reserve
aggregates.
Current Actions: On August 4, 2008,
the Federal Reserve published a notice

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