Reg E FFR

RegB_RegE_20081223_ffr.pdf

Recordkeeping and Disclosure Requirements in Connection with Regulation E (Electronic Funds Transfer)

Reg E FFR

OMB: 7100-0200

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Federal Register / Vol. 73, No. 247 / Tuesday, December 23, 2008 / Notices
Proposal to conduct under OMB
delegated authority the following
survey:
Report title: 2010 Survey of Consumer
Finance (SCF).
Agency form number: FR 3059.
OMB control number: 7100–0287.
Frequency: One-time survey.
Reporters: U.S. families.
Annual reporting hours: 9,322 hours.
Estimated average hours per response:
Business pretest, 15 minutes; and Main
pretest, Main survey, Re-interview 1,
and Re-interview 2, 75 minutes each.
Number of respondents: Business
pretest, 30; Main pretest, 150; Main
survey, 7,000; Re-interview 1, 150; and
Re-interview 2, 150.
General description of report: This
information collection is voluntary (12
U.S.C. 225a and 263). The names and
other characteristics that would directly
identify respondents would be retained
by the Federal Reserve’s contractor and
are exempt from disclosure pursuant to
the Confidential Information Protection
and Statistical Efficiency Act and
section (b)(3) of the Freedom of
Information Act [5 U.S.C. 552 (b)(3)].
Abstract: For many years, the Federal
Reserve has sponsored consumer
surveys to obtain information on the
financial behavior of households. The
2010 SCF would be the latest in a
triennial series, which began in 1983,
that provides comprehensive data for
U.S. families on the distribution of
assets and debts, along with related
information and other data items
necessary for analyzing financial
behavior. The SCF is the only survey
conducted in the United States that
provides such financial data for a
representative sample of households.
Current Actions: The Federal Reserve
proposes to conduct (1) Up to 30
interviews averaging about 15 minutes
(business pretest) to evaluate a new set
of questions on the finances of small
businesses in 2009; (2) up to 150
interviews averaging about 75 minutes
(main pretest) to be obtained in a series
of tests of the survey procedures in
2009; (3) up to 7,000 interviews
averaging about 75 minutes (main
survey) between May 2010 and March
2011; (4) up to 150 re-interviews
averaging about 75 minutes (reinterview 1) in 2011 with participants
from the main survey; and (5) up to 150
re-interviews averaging about 75
minutes (re-interview 2) in 2012 with
participants from the main survey. The
surveys would be conducted by a survey
research organization selected through a
competitive process.

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Board of Governors of the Federal Reserve
System, dated December 18, 2008.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. E8–30475 Filed 12–22–08; 8:45 am]
BILLING CODE 6210–01–P

FEDERAL RESERVE SYSTEM
Agency Information Collection
Activities: Announcement of Board
Approval Under Delegated Authority
and Submission to OMB
SUMMARY: Background. Notice is hereby
given of the final approval of proposed
information collections by the Board of
Governors of the Federal Reserve
System (Board) under OMB delegated
authority, as per 5 CFR 1320.16 (OMB
Regulations on Controlling Paperwork
Burdens on the Public). Board-approved
collections of information are
incorporated into the official OMB
inventory of currently approved
collections of information. Copies of the
Paperwork Reduction Act Submission,
supporting statements and approved
collection of information instrument(s)
are placed into OMB’s public docket
files. The Federal Reserve may not
conduct or sponsor, and the respondent
is not required to respond to, an
information collection that has been
extended, revised, or implemented on or
after October 1, 1995, unless it displays
a currently valid OMB control number.
FOR FURTHER INFORMATION CONTACT:
Federal Reserve Board Clearance
Officer—Michelle Shore—Division of
Research and Statistics, Board of
Governors of the Federal Reserve
System, Washington, DC 20551 (202–
452–3829).
OMB Desk Officer—Shagufta Ahmed
P. Nelson—Office of Information and
Regulatory Affairs, Office of
Management and Budget, New
Executive Office Building, Room 10235,
Washington, DC 20503.
Final approval under OMB delegated
authority of the extension for three
years, without revision, of the following
reports:
1. Report title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation B (Equal Credit
Opportunity).
Agency form number: Reg B.
OMB control number: 7100–0201.
Frequency: Event-generated.
Reporters: State member banks,
branches and agencies of foreign banks
(other than federal branches, federal
agencies, and insured state branches of
foreign banks), commercial lending
companies owned or controlled by

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foreign banks, and Edge and agreement
corporations.
Annual reporting hours: 170,000
hours.
Estimated average hours per response:
Notice of action, 2.5 minutes; credit
history reporting, 2 minutes;
recordkeeping for applications &
actions, 8 hours; monitoring data, 0.50
minutes; appraisal report upon request,
5 minutes; notice of right to appraisal,
0.25 minutes; recordkeeping of self test,
2 hours; recordkeeping of self corrective
action, 8 hours; and disclosure of
optional self-test, 1 minute.
Number of respondents: 1,205.
General description of report: This
information collection is mandatory (15
U.S.C. 1691(b)(a)(1)). The adverse action
disclosure is confidential between the
institution and the consumer involved.
Since the Federal Reserve does not
collect any information, no issue of
confidentiality normally arises.
However, the information may be
protected from disclosure under the
exemptions (b)(4), (6), and (8) of the
Freedom of Information Act (5 U.S.C.
522(b)).
Abstract: The Equal Credit
Opportunity Act and Regulation B
prohibit discrimination in any aspect of
a credit transaction because of race,
color, religion, national origin, sex,
marital status, age, or other specified
bases. To aid in implementation of this
prohibition, the statute and regulation
also subject creditors to various
mandatory disclosure requirements,
notification provisions, credit history
reporting, monitoring rules, and
recordkeeping requirements. These
requirements are triggered by specific
events and disclosures must be
provided within the time periods
established by the Act and regulation.
Current Actions: On October 15, 2008,
the Federal Reserve published a notice
in the Federal Register (73 FR 61126)
requesting public comment for 60 days
on the extension, without revision, of
this information collection. The
comment period for this notice expired
on December 15, 2008. The Federal
Reserve did not receive any comments.
2. Report title: Recordkeeping and
Disclosure Requirements in Connection
with Regulation E (Electronic Funds
Transfer).
Agency form number: Reg E.
OMB control number: 7100–0200.
Frequency: Event-generated.
Reporters: State member banks,
branches and agencies of foreign banks
(other than federal branches, federal
agencies, and insured state branches of
foreign banks), commercial lending
companies owned or controlled by

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Federal Register / Vol. 73, No. 247 / Tuesday, December 23, 2008 / Notices

foreign banks, and Edge and agreement
corporations.
Annual reporting hours: 59,902 hours.
Estimated average hours per response:
Initial terms disclosure, 1.5 minutes;
change in terms disclosure, 1 minute;
periodic disclosure, 7 hours; and error
resolution rules, 30 minutes.
Number of respondents: 1,205.
General description of report: This
information collection is mandatory (15
U.S.C. 1693 et seq.). The disclosures
required by the rule and information
about error allegations and their
resolution are confidential between the
institution and the consumer. Since the
Federal Reserve does not collect any
information, no issue of confidentiality
arises. However, the information, if
made available to the Federal Reserve,
may be protected from disclosure under
exemptions (b)(4), (6), and (8) of the
Freedom of Information Act (5 U.S.C.
552(b)(4), (6), and (8)).
Abstract: The Electronic Funds
Transfer Act and Regulation E are
designed to ensure adequate disclosure
of basic terms, costs, and rights relating
to electronic fund transfer (EFT)
services provided to consumers.
Institutions offering EFT services must
disclose to consumers certain
information, including: initial and
updated EFT terms, transaction
information, periodic statements of
activity, the consumer’s potential
liability for unauthorized transfers, and
error resolution rights and procedures.
EFT services include automated teller
machines, telephone bill payment;
point-of-sale transfers in retail stores,
fund transfers initiated through the
internet, and preauthorized transfers to
or from a consumer’s account.
Current Actions: On October 15, 2008,
the Federal Reserve published a notice
in the Federal Register (73 FR 61126)
requesting public comment for 60 days
on the extension, without revision, of
this information collection. The
comment period for this notice expired
on December 15, 2008. The Federal
Reserve did not receive any comments.
Board of Governors of the Federal Reserve
System, dated December 18, 2009.
Jennifer J. Johnson,
Secretary of the Board.
[FR Doc. E8–30493 Filed 12–22–08; 8:45 am]
BILLING CODE 6210–01–P

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GENERAL SERVICES
ADMINISTRATION
[OMB Control No. 3090–0204]

General Services Administration
Acquisition Regulation; Information
Collection; Commercial Delivery
Schedule Clause and Notice of
Shipment
AGENCY: Office of the Chief Acquisition
Officer, GSA.
ACTION: Notice of request for comments
regarding a renewal to an existing OMB
clearance.
SUMMARY: Under the provisions of the
Paperwork Reduction Act of 1995 (44
U.S.C. Chapter 35), the General Services
Administration will be submitting to the
Office of Management and Budget
(OMB) a request to review and approve
an extension of a currently approved
information collection requirement
regarding commercial delivery schedule
clause and notice of shipment. The
clearance currently expires on
December 31, 2008.
Public comments are particularly
invited on: Whether this collection of
information is necessary and whether it
will have practical utility; whether our
estimate of the public burden of this
collection of information is accurate and
based on valid assumptions and
methodology; and ways to enhance the
quality, utility, and clarity of the
information to be collected.
DATES: Submit comments on or before:
February 23, 2009.
FOR FURTHER INFORMATION CONTACT:
Suzanne Neurauter, Procurement
Analyst, Contract Policy Division, at
telephone (202) 219–0310 or via e-mail
to [email protected].
ADDRESSES: Submit comments regarding
this burden estimate or any other aspect
of this collection of information,
including suggestions for reducing this
burden to the Regulatory Secretariat
(VPR), General Services Administration,
Room 4041, 1800 F Street, NW.,
Washington, DC 20405. Please cite OMB
Control No. 3090–0204, Commercial
Delivery Schedule Clause and Notice of
Shipment, in all correspondence.
SUPPLEMENTARY INFORMATION:

A. Purpose
The Commercial Delivery Schedule
(Multiple Award Schedule) clause
required offerors to provide their
commercial delivery terms and
conditions. FSS awards contracts to
commercial firms under terms and
conditions that mirror commercial
practices for the supplies and services.
In order to ensure the Government

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obtains the supplies within the offeror’s
commercial delivery timeframe, the
offeror must provide the information
requested in the GSAR clause,
Commercial Delivery Schedule
(Multiple Award Schedule). Such a
notice is necessary when preparations
need to be made for docking
arrangements, storage, trans-shipment of
materials handling equipment of
supplies and equipment upon delivery,
labor and inside delivery at destination.
B. Annual Reporting Burden
Total Responses annually: 10,305.
Hours Per Response: .26.
Total Burden Hours: 2741.
Obtaining Copies of Proposals:
Requesters may obtain a copy of the
information collection documents from
the General Services Administration,
Regulatory Secretariat (VPR), 1800 F
Street, NW., Room 4041, Washington,
DC 20405, telephone (202) 501–4225.
Please cite OMB Control No. 3090–0204,
Commercial Delivery Schedule Clause
and Notice of Shipment, in all
correspondence.
Dated: December 18, 2008.
Al Matera,
Director, Office of Acquisition Policy.
[FR Doc. E8–30504 Filed 12–22–08; 8:45 am]
BILLING CODE 6820–61–P

DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Centers for Disease Control and
Prevention
Mine Safety and Health Research
Advisory Committee: Notice of Charter
Renewal
This gives notice under the Federal
Advisory Committee Act (Pub. L. 92–
463) of October 6, 1972, that the Mine
Safety and Health Research Advisory
Committee, Centers for Disease Control
and Prevention, Department of Health
and Human Services, has been renewed
for a 2-year period through November
30, 2010.
For information, contact Jeffrey
Kohler, Ph.D., Executive Secretary,
Mine Safety and Health Research
Advisory Committee, Centers for
Disease Control and Prevention,
Department of Health and Human
Services, 626 Cochrans Mill Road,
Mailstop P05, Pittsburgh, Pennsylvania
15236, Telephone (412) 386–5301 or fax
(412) 386–5300.
The Director, Management Analysis
and Services Office, has been delegated
the authority to sign Federal Register
notices pertaining to announcements of
meetings and other committee

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