Paperwork Reduction Act Submission
Please read the instruction before completing this form. For additional forms or assistance in completing this forms, contact your agency’s Paperwork Reduction Officer. Send two copies of this form, the collection instrument to be reviewed, the Supporting Statement, and any additional documentation to: Office of Information and Regulatory Affairs, Office of Management and Budget, Docket Library, Room 10102, 725 Seventeenth St. NW, Washington, DC 20503.
1. Agency/Subagency Originating Request: U.S. Department of Housing and Urban Development Single Family Housing – Office of Single Family Program Development
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2. OMB Control Number: a. 2502-0493
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b. |
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3. Type of information collection: (check one)
collection for which approval has expired
for which approval has expired
For b-f, note item A2 of Supporting Statement instructions. |
4. Type of review requested: (check one)
5. Small entities: Will this information collection have a significant economic impact on a substantial number of small entities? Yes No 6. Requested expiration date: a. Three years from approval date b. Other (specify)
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7. Title:
Master Appraisal Reports (MARS)
8. Agency form number(s): (if applicable)
HUD-91322, HUD-91322.1, HUD-91322.2, & HUD-91322.3
9. Keywords:
Housing, Mortgage Insurance, Appraisers, Appraisals, Real Property Acquisition, House Construction, Proposed Construction
10. Abstract:
Lenders, working with developers, submit the Master Appraisal Reports. Information provided permits for the listing of builder’s models that cover the types of individual homes proposed for construction. This eliminates the need for appraisal reports from each individual property in a development. General and specific conditions must be addressed before a property can be endorsed, including providing an estimate of value for each property type.
11. Affected public: (mark primary with “P” and all others that apply with “X”) a. Individuals or households e. Farms b. P Business or other for-profit f. Federal Government c. Not-for-profit institutions g. State, Local or Tribal Government |
12. Obligation to respond: (mark primary with “P” and all others that apply with “X”) a. Voluntary b. P Required to obtain or retain benefits c. Mandatory |
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13. Annual reporting and recordkeeping hour burden: a. Number of respondents 3,710 b. Total annual responses 3,710 Percentage of these responses collected electronically 0% c. Total annual hours requested 805 d. Current OMB inventory 2,136 e. Difference (+,-) -1,331 f. Explanation of difference :Drop in MAR request 1. Program change: 2. Adjustment: -1,331 |
14. Annual reporting and recordkeeping cost burden: (in thousands of dollars) Do not include costs based on the hours in item 13. a. Total annualized capital/startup costs $0.00 b. Total annual costs (O&M) $0.00 c. Total annualized cost requested $0.00 d. Total annual cost requested $0.00 e. Current OMB inventory $0.00 f. Explanation of difference: 1. Program change: 2. Adjustment: |
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15. Purpose of Information collection: (mark primary with “P” and all others that apply with “X”) a. P Application for benefits e. Program planning or management b. Program evaluation f. Research c. General purpose statistics g. Regulatory or compliance d. Audit |
16. Frequency of recordkeeping or reporting: (check all that apply) a. Recordkeeping b. Third party disclosure c. Reporting: 1. On occasion 2. Weekly 3. Monthly 4. Quarterly 5. Semi-annually 6. Annually 7. Biennially 8. Other (describe)
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17. Statistical methods: Does this information collection employ statistical methods? Yes No
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18. Agency contact: (person who can best answer questions regarding the content of this submission) Name: Kenneth Walker Phone: 202-402-2073 |
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19. Certification for Paperwork Reduction Act Submissions
On behalf of the U.S. Department of Housing and Urban Development, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9.
Note: The text of 5 CFR 1320.9, and the related provisions of 5 CFR 1320/8(b)(3) appears at the end of the instructions. The certification is to be made with reference to those regulatory provisions as set forth in the instructions.
The following is a summary of the topics, regarding the proposed collections of information that the certification covers:
It is necessary for the proper performance of agency functions;
It avoids unnecessary duplication;
It reduces burden on small entities;
It uses plain, coherent, and unambiguous terminology that is understandable to respondents;
Its implementation will be consistent and compatible with current reporting and recordkeeping practices;
It indicates the retention periods for recordkeeping requirements;
It informs respondents of the information called for under 5 CFR 1320.8(b)(3):
Why the information is being collected;
Use of the information;
Burden estimate;
Nature of response (voluntary, required for a benefit, or mandatory);
Nature and extent of confidentiality; and
Need to display currently valid OMB control number;
It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to collected (see note in item 19 of the instructions);
It uses effective and efficient statistical survey methodology; and
It makes appropriate use of information technology.
If you are unable to certify compliance with any of these provisions, identify the item below and explain the reason in item 18 of the Supporting Statement.
Signature of Program Official:
X Mike Winiarski, Director, Organizational Policy, Planning and Analysis Division, HROA |
Date: |
Signature of Senior Officer or Designee:
X Lillian Deitzer, Departmental Reports Management Officer |
Date: |
Supporting Statement for Paperwork Reduction Act Submissions
(HUD-91322, HUD-91322.1, HUD-91322.2, & HUD-91322.3)
Section 203 of the National Housing Act (P.L. 479, 48 Stat. 1246, 12 U.S.C. 1709 et seq.) authorizes the Secretary of the Department of Housing and Urban Development (HUD) to insure mortgages on applications by approved mortgagees for appraisal and Commitment/Direct Endorsement Statement of Appraised Value on designated properties. The Master Appraisal Reports and related forms involve only “proposed” construction.
The Master Appraisal Report (MAR), form HUD-91322, permits the listing of models, which includes the base value that cover the different types of individual homes proposed for construction. The MAR also sets forth the general and specific conditions that must be addressed before HUD/FHA can endorse a firm commitment for mortgage insurance. Respondents are participating lenders and developers. After a thorough research of the program, it has been noted that the number of MARS being requested have significantly decreased. Additionally, the forms did not accurately reflect the number of respondents, therefore, the number of respondents and the annual burden hours have also significantly decreased.
The Master Appraisal Report (MAR), Attachment Number 1, form HUD-91322.1 includes the list options to the base value that cover the different types of individual homes proposed for construction.
The Master Appraisal Report (MAR) Amendment, form HUD-91322.2 identifies any changes to the original MAR form HUD-91322 value that cover the different types of individual homes proposed for construction.
HUD 91322 (MAR) is a streamlined reporting process. The information collected on form HUD-91322.1 and HUD-91322.2 is not required or information is not known until after the initial form HUD-91322 is submitted. Rather than restart the process forms 91322.1 and 91322.2 are used. Mortgagees submit these forms to HUD for endorsement purposes; the borrower does not receive this information.
“The Statement of Appraised Value for a Mortgage to be Insured Under the National Housing Act,” form HUD-91322.3 information is required by law. It is a “Statement of Appraised Value” that borrowers, who will be receiving HUD/FHA-insured mortgages, must receive prior to the purchase of the property.
The Master Appraisal Reports (MARS), form HUD-91322 series, are available online at HUD’s Client Information and Policy System world wide web address, http://www.hudclips.org in PDF fillable file formats. Mortgagees may use an internal automation process, however the documents are submitted to HUD on paper. A mortgagee is required to submit copies of the requisite forms to apply for a series of case number assignments. HUD assigns the case numbers and upon appraisal confirmation the case numbers are activated online to HUD’s FHA Connection electronically through the Computerized Homes Underwriting Management System (CHUMS).
A review of other collections did not identify any duplication with other forms or processes. The completed MAR eliminates the need to report on an individual property and permits the reporting for several individual properties within a specific subdivision. A single MAR permits five models per form, but extra models can be added on a separate blank MAR sheet.
There is no significant impact on small businesses or other small entities.
If this activity is not conducted, mortgagees will have to report on an individual basis all properties seeking FHA mortgage insurance in a specific subdivision despite the similarity in construction type and cost. Without this information collection, time and costs will increase substantially for FHA, proposed borrowers, and mortgagees.
There are no special circumstances in the collection of this information.
In accordance with 5 CFR Part 1320.8(d), the agency’s notice for public comments was announced in the Federal Register on October 2, 2008 (Vol. 73, No. 192, pages 57379 and 57380). No comments were received.
In September 2008, HUD Headquarters staff consulted directly with all four Homeownership Center (HOC) Processing and Underwriting Director on the number of each HOC Master Appraisal Reports that were completed in the last three years and the respondents are 70.
Respondents are not provided payments or gifts for this information collection.
10. No assurance of confidentiality is provided.
11. This information collection does not contain questions of a sensitive nature.
12. Estimates of burden and annualized costs to respondents:
Information Collection |
Number of Respondents |
Frequency of Response |
Responses Per Annum |
Burden Hour Per Response |
Annual Burden Hours |
Hourly Cost Per Response |
Annual Cost
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HUD-93122 |
70 |
1 |
70 |
.50 |
35 |
$25.00 |
$875 |
HUD-93122.1 |
70 |
1 |
70 |
.50 |
35 |
$25.00 |
$875 |
HUD-93122.2 |
70 |
1 |
70 |
.50 |
35 |
$25.00 |
$875 |
HUD-93122.3 |
3,500 |
1 |
3,500 |
.20 |
700 |
$25.00 |
$17,500 |
Totals |
3,710 |
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3,710 |
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805 |
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$20,125 |
The hourly rate is based on an estimate of lenders’ staff at the rate of $52,000 annually.
The 70 respondents are the total number of lenders applying for a Master Appraisal Report approval and the 3,500, is the total number of respondents to HUD form 91322.3 the statement of Appraised Value for each combine units sold under the Master Appraisal Report process.
13. There are no additional costs to the respondents.
14. The annual cost to the Federal Government is estimated as follows:
70 responses x .50 hour per response = 35 hours x 1 responses x $33.00 = $875
(Hourly cost is for a GS-12 employee).
15. This is an extension of a currently approved collection. The number of responses shows a decrease because of a drop in the number of MARS request by lenders over the years.
16. The results of this information collection are not published.
17. HUD is not seeking approval to avoid displaying the OMB expiration date.
18. There are no exceptions to the certification statement identified in item 19 of the OMB 83-I.
B. Collections of Information Employing Statistical Methods
This information collection does not employ statistical methods.
| File Type | application/msword |
| File Title | Paperwork Reduction Act Submission |
| Author | WAYNE EDDINS |
| Last Modified By | h15356 |
| File Modified | 2009-03-04 |
| File Created | 2009-03-04 |