Form FFIEC 031 and FFIE FFIEC 031 and FFIE Consolidated Reports of Condition and Income

Consolidated Reports of Condition and Income
(FFIEC 031 and 041)

Schedule RC-O - Other Data for Deposit Insurance and FICO Assessments

Revised to Include Transaction Account Guarantee Program Items
and Reciprocal Brokered Deposits

FFIEC 031

Page RC-25

~

Schedule RC-N-Continued
Memoranda-Continued

days and still

(Column B)
Past due 90
days or more
and still

accruing

accruing

RCFD I Bil i Mil I Thou

RCFD I Bil i Mil I Thou

(ColumnA)
Past due

30 through 89

Dollar Amounts in Thousands

(Column C)

Nonaccrual

RCFDI Bil I Mil I Thou

5. Loans and leases held for sale and loans

measured at fair value (included in
Schedule RC-N, items 1 through 8, above):
a. Loans and leases held for sale ......................... C2401
b. Loans measured at fair value:

Fair value ...................................................
(2) Unpaid principal balance.............................

(1 )

,
I

C241

I

I

I

C2261

F664

I

I

I

F665

I

I

I

F666

F667

I

I

I

F6681

I

I

F669T

through 89 days

(Column B)
Past due 90
days or more

RCFD I Bil I Mil 1 Thou

RCFD I Bil I Mil I Thou

(Column A)
Past due 30

Dollar Amounts in Thousands

I

I

I

I

I

I

I

M.5.a.

'.
I

M.5.b.(1)
M.5.b.(2)

6. Interest rate, foreign exchange rate. and other
commodity and equity contracts:
Fair value of amounts carried as assets ................ 35291

I

I

3530 I

I

I

M.6.
RCFD

Thou

Mil

Bil

7. Additions to nonaccrual assets during the quarter ............................................................................. C410
8. Nonaccrual assets sold during the quarter......................................................................................... C411

M.7.
M.8.

Schedule RC-O-Other D~ta
for Deposit Insurance and FICO Assessments
i+em!ô ì Hi~Ou.,j h "I)
All banks must complete items 1 through 3"Memorandum item 1. and. if applicable. Memorandum items 2. 3. and 4 each quarter. Each bank that reported $1 billion or more in total assets in its March 31. 2007. Report of Condition must complete items 4
through 6 each quarter. In addition, each bank that reported $1 billion or more in total assets in two consecutive Reports of Condition beginning with its June 30. 2007, report must begin to complete items 4 through 6 each quarter starting six months after
the second consecutive quarter in which it reports total assets of $1 billion or more. Each bank that becomes insured by the

1 , 2007. must complete items 4 through 6 each quarter. Any other bank may choose to complete items 4
FDIC on or after April
through 6. but the bank must then continue to complete items 4 through 6 each quarter thereafter.
Dollar Amounts in Thousands
1. Total deposit liabilities before exclusions (gross) as defined in Section 3(1) of the Federal

Deposit Insurance Act and FDIC regulations ....................................................................................
2. Total allowable exclusions, including interest accrued and unpaid on allowable exclusions

(including foreign deposits) ...............................................................................................................
3. Total foreign deposits, including interest accrued and unpaid thereon (included in item 2
above) ...............................................................................................................................................
4. Total daily average of deposit liabilities before exclusions (gross) as defined in
Section 3(1) of the Federal Deposit Insurance Act and FDIC regulations..........................................
5. Total daily average of allowable exclusions, including interest accrued and unpaid on

allowable exclusions (including foreign deposits) ............................... ....................... ................ .......
6. Total daily average of foreign deposits. including interest accrued and unpaid thereon

(included in item 5 above) ........................................ .........................................................................

¡NSEi~T 0

RCFD

Bil

i

Mil

1 Thou

F236

T

I

1.

F237

I

I

2.

I

I

3.

F238

I

I

4.

F239

1

I

5.

I

I

6.

RCFN

F234
RCFD

RCFN

F235

INSERT 0 - FFIEC 031

7. Unsecured "Other borrowings" with a remaining maturity of
(sum of items 7.a through 7.d must be less than or equal to
Schedule RC-M, items 5.b.(1)(a)-(d) minus item 10.b):
a. One year or less ................................................. ................... ............
b. Over one year through three years ................. ..................................
c. Over three years through five years..... .............................................

d. Over five years ..................................................................................

RCFD

XX
XX
xxx
XX

8. Subordinated notes and debentures with a remaining maturity of

(sum of items 8.a through 8.d must equal Schedule RC, item 19):
a. One year or less ............ .............................. ......................................

b. Over one year through three years ...................................................
c. Over three years through five years............................................. .....

d. Over five years ..................................................................................
9. Reciprocal brokered deposits (included in Schedule RC-E, part i,

Memorandum item 1.b) ...........................................................................

XX
XX
XX
XX
RCON

XXX

FFIEC 03'

Page RC-26

§J

Schedule RC-O-Continued
Memoranda

Dollar Amounts in Thousands

RCONl Bil 1 Mil I Thou

1. Total assessable deposits in domestic offices of the bank and in insured branches in Puerto Rico
and U.S. territories and possessions, including related interest accrued and unpaid (sum of

Memorandum items 1.a.(1), 1.b.(1), 1.c.(1), and 1.d.(1) must equal Schedule RC-O,
item 1 less item 2).-

a. Deposit accounts (excluding retirement accounts) of $100,000 or less:'

1

(1) Amount of deposit accounts (excluding retirement accounts) of $100,000 or less.. .............. F049T
Number
(2) Number of deposit accounts (excluding retirement accounts)

M.1.a.(1)

I

M.1.a.(2)

of $100,000 or less (to be completed for the June report only) ....... I F050 I
b. Deposit accounts (excluding retirement accounts) of more than $100,000:'

1

(1) Amount of deposit accounts (excluding retirement accounts) of more than $100,000.......... F051T
Number
(2) Number of deposit accounts (excluding retirement accounts)
of more than $100,000.......................................................................1 F0521
c. Retirement deposit accounts of $250,000 or less:'
of retirement deposit accounts of $250,000 or less..................................................
(1) Amount
Number
Number
of retirement deposit accounts of $250,000 or less
(2)
(to be completed for the June report only) ................... .................... I F046

F045

M.1.b.(1)

I

M.1.b.(2)

I

1

M.1.c.(1)

I

M.1.c.(2)

I

d. Retirement deposit accounts of more than $250,000:'
of retirement deposit accounts of more than $250,000............................................
(1) Amount

F047!

I

M.1.d.(1)

I

Number
(2)

Number

M.1.d.(2)

of retirement deposit accounts of more than $250,000...... r F048!

Memorandum item 2 is to be completed by banks with $1 billon or more in total assets.

2

2. Estimated amount of uninsured assessable deposits in domestic offces of the bank and in
insured branches in Puerto Rico and U.S. territories and possessions, including related interest
accrued and unpaid (see instructions)3 ................................................. ............................................ 55971
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report or Thrift Financial Report?
If so report the legal title and FDIC Certificate Number of the parent bank or parent savings
RCON
a ssociation:

Ii
A545

A545

1

FDIC Cert. No.
i

I

RCON

Bil I

more than $250,000 (see instructions):
of non interest-bearing transaction accounts of more than $250,000 (including balances
swept from noninterest-bearing transaction accounts to noninterest-bearing savings accounts) .... G167
Number
b. Number of noninterest-bearing transaction accounts of more
than $250,000 ..............................................................................................1 G1681

I

Mem orandum items 4.a and 4.b are to be completed by all banks participating in the
FDIC Transaction Account Guarantee Program.

M.2.

I

I

I

Mil I Thou

4. Noninterest-bearing transaction accounts (as defined in Part 370 of the FDIC's regulations) of
a. Amount

I

1 The dollar amounts used as the basis for reporting in Memorandum items 1.a through 1.d reflect the deposit insurance limits in effect on the
report date without taking into account the temporary increase in deposit insurance in effect through December 31, 2009.
2 The $1 billion asset size test is generally based on the total assets reported on the June 30, 2008, Report of Condition.
3 Uninsured assessable deposits should be estimated based on the deposit insurance limits set forth in Memorandum items 1.a through 1.d
without taking into account the temporary increase in deposit insurance in effect through December 31. 2009, or a bank's participation in the
FDIC's Debt Guarantee Program or Transaction Account Guarantee Program.

M.3.

FFIEC 04'

Page RC-25

~

Schedule RC-N-Continued
Memoranda-Continued
(Column B)
Past due 90
days or more

(Column A)
Past due 30

Dollar Amounts in Thousands

Memorandum item 6 is to be completed by
banks with $300 million or more in total assets:'

through 89 days
RCONI

Bil I Mil I Thou

Bil I Mil I Thou

"

6, Interest rate, foreign exchange rate, and other
commodity and equity contracts:
Fair value of amounts carried as assets ................ 35291

RCONI

I

I

3530 I

I

M.6.

I

RCON

Bil

Thou

Mil

7. Additions to nonaccrual assets during the quarter ... ...... ............ ....... ........ .......................... ....... ........ C410

M.7.
M.8.

8. Nonaccrual assets sold during the quarter................ ................................ ,............ ...... ............ .......... C411

1 The $300 million asset size test is generally based on the total assets reported on the June 30, 2008, Report of Condition.

Schedule RC-O-Other Data for Deposit Insurance and FICO Assessments
itel'1 7 HinJ.íh9)

All banks must complete items 1 and 2,,,Memorandum item 1, and, if applicable, Memorandum items 2, 3, and 4 each
quarter. Each bank that reported $1 billion or more in total assets in its March 31, 2007, Report of Condition must
complete items 4 and 5 each quarter. In addition, each bank that reported $1 bilion or more in total assets in two consecutive Reports of Condition beginning with its June 30, 2007, report must begin to complete items 4 and 5 each quarter starting
six months after the second consecutive quarter in which it reports total assets of $1 bilion or more. Each bank that becomes
insured by the FDIC on or after April 1, 2007, must complete items 4 and 5 each quarter. Any other bank may choose to com-

plete items 4 and 5, but the bank must then continue to complete items 4 and 5 each quarter thereafter.
Dollar Amounts in Thousands
1.
2.
3.
4.
5.

RCONI

Bil

I Mil I Thou

Total deposit liabilities before exclusions (gross) as defined in Section 3(1) of the Federal
Deposit Insurance Act and FDIC regulations .....................................................................................
Total allowable exclusions, including interest accrued and unpaid on allowable exclusions .............
Not applicable
Total daily average of deposit liabilities before exclusions (gross) as defined in Section 3(1)
of the Federal Deposit Insurance Act and FDIC regulations ..............................................................
Total daily average of allowable exclusions, including interest accrued and unpaid on
allowable exclusions .........................................................................................................................

IN 5(1(, I 0

F2361

I

I

F2371

I

I

F2381

I

I

4.

F2391

I

I

5.

1.
2.

INSERT 0 - FFIEC 041

6. Not applicable

7. Unsecured "Other borrowings" with a remaining maturity of
(sum of items 7.a through 7.d must be less than or equal to
Schedule RC-M, items 5.b.(1)(a)-(d) minus item 10.b):
a. One year or less ................................................................................

b. Over one year through three years ...................................................
c. Over three years through five years.................. ................................

d. Over five years ..................................................................................

XX
xxx
XX
XX

8. Subordinated notes and debentures with a remaining maturity of

(sum of items 8.a through 8.d must equal Schedule RC, item 19):
a. One year or less ................................................................................

b. Over one year through three years ...................................................
c. Over three years through five years ..................................................

d. Over five years ................................................................,.................
9. Reciprocal brokered deposits (included in Schedule RC-E,

Memorandum item 1.b) ............................................................................

XX
XX
xxx
xxx
XX

FFIEC 04'
Page RC-26

§J

Schedule RC-O-Continued
Memorandum

Dollar Amounts in Thousands

RCONI

Bil I

1. Total assessable deposits of the bank, including related interest accrued and unpaid (sum of
Memorandum items 1.a.(1), 1.b.(1), 1.c.(1), and 1.d.(1) must equal Schedule RC-O, item 1
less item 2):
a. Deposit accounts (excluding retirement accounts) of $100,000 or less:'
of deposit accounts (excluding retirement accounts) of $100,000 or less................. F0491
(1 ) Amount
Number
of deposit accounts (excluding retirement accounts)
(2) Number
of $100,000 or less (to be completed for the June report only) ........I F050 I
b. Deposit accounts (excluding retirement accounts) of more than $100,000:'
F051
1
(1 ) Amount of deposit accounts (excluding retirement accounts) of more than $100,000...........
of deposit accounts (excluding retirement accounts)
Number
(2) Number

Mil 1 Thou

1

M.1.a.(1)

I

M.1.a.(2)
1

M.1.b.(1)

1

M.1.b.(2)

of more than $100,000......................................................................1 F052 1
c. Retirement deposit accounts of $250,000 or less:'
of retirement deposit accounts of $250,000 or less...................................................
(1 ) Amount
of retirement deposit accounts of $250,000 or less
Number
(2) Number
(to be completed for the June report only) ........................................1 F046

,
F045

1

1

M.1.c.(1)

1

M.1.c.(2)

I

d. Retirement deposit accounts of more than $250,000:'
F047T
(1 ) Amount of retirement deposit accounts of more than $250,000..................... ........................

T

M.1.d.(1)

1

Number
(2)

Number

M.1.d.(2)

of retirement deposit accounts of more than $250,000.......1 F0481

Memorandum item 2 is to be completed by banks with $1 bilion or more in total assets.2
2. Estimated amount of uninsured assessable deposits, including related interest accrued and
unpaid (see instructions)3 ..........................................,....................................................................... 55971
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the parent bank or parent savings

Ii

association:
A545

T

M.2.

I

RCONI FDIC Cert. No.
A5451

1

I

1

1

M.3.

Mem orandum items 4.a and 4.b are to be completed by all banks participating in the
FDIC Transaction Account Guarantee Program.
4. Noninterest-bearing transaction accounts (as defined in Part 370 of the FDIC's

regulations) of more than $250,000 (see instructions):
a. Amount of non interest-bearing transaction accounts of more than $250,000
interest-bearing transaction accounts to
(including balances swept from non
non interest-bearing savings accounts) ......................................................................... ..............
Number
b. Number of non interest-bearing transaction accounts of more
than $250,000 ........................................................................................ I G1681

G1671

1

1

M.4.a.
M.4.b.

1 The dollar amounts used as the basis for reporting in Memorandum items 1.a through 1.d reflect the deposit insurance limits in effect on the
report date without taking into account the temporary increase in deposit insurance in effect through December 31, 2009.
2 The $1 billion asset size test is generally based on the total assets reported on the June 30,2008, Report of Condition.
3 Uninsured assessable deposits should be estimated based on the deposit insurance limits set forth in Memorandum items 1.a through 1.d
without taking into account the temporary increase in deposit insurance in effect through December 31, 2009, or a bank's participation in the FDIC's
Debt Guarantee Program or Transaction Account Guarantee Program.