Form CMS-10198 Creditable Coverage Disclosure to CMS Form

Form Approved

OMB No. 0938-1013

Updated August 1, 2009

CENTERS FOR MEDICARE & MEDICAID SERVICES

Creditable Coverage Disclosure to CMS Form

Instructions and Screen Shots

INTRODUCTION

The Medicare Prescription Drug, Improvement, and Modernization Act of 2003 (MMA) added a prescription drug program to Medicare. Regulations to implement Medicare prescription drug coverage were published January 28, 2005 (70 Fed. Reg. 4193 (2005)). This guidance pertains to section 1860D-13 of the MMA, and the regulation at 42 CFR §423.56(e). Under those provisions, most entities that currently provide prescription drug coverage to Medicare Part D eligible individuals must disclose to the Centers for Medicare & Medicaid Services (CMS) whether the coverage is “creditable prescription drug coverage” (Disclosure to CMS Form). A Disclosure to CMS Form is required whether the entity’s coverage is primary or secondary to Medicare. Entities that must comply with these provisions are listed in the regulation at 42 CFR §423.56(b) and are also referenced on the creditable coverage homepage at <http://www.cms.hhs.gov/creditablecoverage/01_Overview.asp>. However, entities that contract with Medicare directly as a Part D plan or that contract with a Part D plan to provide qualified prescription drug coverage are exempt from the disclosure to CMS requirement. See 42 CFR §423.56(e).

If an entity does not offer prescription drug benefits to any Medicare Part D eligible individual on the beginning date of their plan year (renewal year, contract year, etc.), the entity is not required to complete the Disclosure to CMS Form for that plan year.

In addition, employers and unions that applied and were accepted for the Retiree Drug Subsidy (RDS) are exempt from filing the Disclosure to CMS Form only for the individuals and plan options for which they are claiming the RDS. If the employer or union offers prescription drug coverage to any other Medicare Part D eligible individual (active, disabled, COBRA or any retirees or dependents who are covered by the employer or union but are not being claimed under the RDS), they must provide a

Disclosure to CMS Form for those plan options that cover those individuals and complete the requested information.

The regulation at 42 CFR §423.56(e) states that CMS will provide additional information concerning the required form and manner of disclosure to CMS. These instructions, in addition to the “Creditable Coverage Disclosure to CMS Guidance” which was updated on September 25, 2007, provide such additional information concerning those rules, including the form, manner, and timing of providing a Disclosure to CMS Form.

OVERVIEW OF REGULATORY REQUIREMENTS

Creditable Coverage Definition and Determination

As defined in the regulation at 42 CFR §423.56(a), drug coverage is creditable if the actuarial value of the coverage equals or exceeds the actuarial value of standard Medicare prescription drug coverage, as demonstrated through the use of generally accepted actuarial principles and in accordance with CMS actuarial guidelines. In general, this actuarial determination measures whether the expected amount of paid claims under the entity’s prescription drug coverage is at least as much as the expected amount of paid claims under the standard Medicare prescription drug benefit. See 70 Fed. Reg. 4225 (2005).

This determination is identical to the first step (the “gross test”) in calculating actuarial equivalence for purposes of 42 CFR §423.884, which applies when an employer or union applies for the RDS. The gross test does not take into account the extent to which the coverage is financed by the beneficiary or by the entity. See 42 CFR. §423.884(d)(5)(ii)(A).

For plans that have multiple benefit options, the regulation requires that entities apply the gross test separately for each benefit option. See 42 CFR §423.884(d) (5)(iv). A benefit option is defined at 42 CFR §423.882 as a particular benefit design, category of benefits, or cost-sharing arrangement offered within a group health plan. Benefit option refers to the different categories of benefits and different plan design options under a given type of coverage (e.g., HMO, PPO, Indemnity). Benefit options are referenced on the Disclosure to CMS Form as “Options”.

The determination of creditable coverage status does not require an attestation by a qualified actuary except for a benefit option(s) under a group health plan for which an employer or union is electing the RDS. See the regulation at 42 CFR §423.884(d).

For purposes of the disclosure to CMS, a separate Disclosure to CMS Form is required for each type of coverage sponsored by an entity (e.g., Medicaid, SPAP, Employer Plan, Church

Plan, Standardized Medigap Plan, Pre-standardized Medigap Plan).

Creditable Coverage Disclosure from Entity to CMS

The regulation at 42 CFR §423.56(e) requires all entities described in the regulation at 42

CFR §423.56(b) disclose to CMS whether the prescription drug coverage that is offered to Medicare Part D eligible individuals is creditable or non-creditable.

Who Must Provide the Disclosure to CMS Form

The Disclosure to CMS Form is required to be provided to CMS by certain entities listed at 42 CFR §423.56(b) that are not excluded at 42 CFR §423.56(e). The entities exempted under 42 CFR §423.56(e) include PDPs, MA-PDs and PACE or cost-based HMOs or CMPs that provide “qualified Part D coverage” within the meaning of 42 CFR §423.100.

Entities that must provide a Disclosure to CMS Form include sponsors of:

• Group health plans (offered by employers; union/Taft-Hartley plans; church; State and local government; and other group-sponsored plans) including the Federal Employees Health Benefits Program; and qualified retiree prescription drug plans as defined in section 1860D-22(a)(2) of the Act;

• Government sponsored plans, including Medicaid coverage under title XIX of the Act or under a waiver under section 1115 of the Act; State Pharmaceutical Assistance Programs (SPAPs) as defined at §423.454; and State High Risk Pools as defined under 42 CFR 146.113(a)(1)(vii);

• Plans that provide coverage of prescription drugs for veterans, survivors and dependents under chapter 17 of title 38, U.S.C.;

• Plans that provide Military Coverage under chapter 55 of title 10, U.S.C., including TRICARE;

• Health insurance issuers that provide individual health insurance coverage (as defined in section 2791(b)(5) of the Public Health Service Act) that includes coverage for outpatient prescription drugs and that does not meet the definition of an excepted benefit (as defined in section 2791(c) of the Public Health Service Act);

• Coverage provided by the medical care program of the Indian Health Service, Tribe or other Tribal Organization, or Urban Indian Organization (I/T/U);

• Health insurance issuers that provide coverage under a Medicare supplemental policy (Medigap policy), as defined at 403.205, including standardized plans H, I or J; pre-standardized plans; waiver State plans; and plans with innovative benefits; and

• Entities that provide other coverage as the Secretary may determine appropriate.

If an entity does not offer outpatient prescription drug benefits to any Medicare Part D eligible individuals on the beginning date of their plan year (renewal year, contract year, etc.), the entity is not required to complete the Disclosure to CMS Form for that plan year.

The regulation at 42 CFR §423.884(c)(2)(iv) requires that a plan sponsor provide an attestation that its prescription drug coverage is at least actuarially equivalent to the standard prescription drug coverage under Part D as part of the application for the RDS. Therefore, because the actuarial equivalence standard includes the creditable coverage standard, a sponsor that has been approved for the RDS is exempt from filing the Disclosure to CMS Form only with respect to those qualified covered retirees for which the Sponsor is claiming the RDS. The sponsor’s RDS application serves as its disclosure to CMS under 42 CFR §423.56(e).

Timing of Creditable Coverage Disclosure from Entity to CMS

As outlined under 42 CFR 423.56(e) and (f), and the Creditable Coverage to CMS Guidance document which was updated on September 27, 2007, a Disclosure to CMS Form must be submitted to CMS on an annual basis and upon any change that affects whether the drug coverage is creditable.

At a minimum, disclosure to CMS must be made at the following times:

1. For plan years that ended in 2006, the Disclosure to CMS Form must have been provided no later than March 31, 2006;

2. For plan years that end in 2007 and beyond, the Disclosure to CMS Form must be provided within 60 days after the beginning date of the plan year for which the entity is providing the Disclosure to CMS Form;

3. Within 30 days after the termination of the prescription drug plan; and

4. Within 30 days after any change in the creditable coverage status of the prescription drug plan.

INSTRUCTIONS FOR PROVIDING DISCLOSURE TO CMS

Form and Manner of Disclosure from Entity to CMS

An entity is required to provide a disclosure to CMS through completion of the Disclosure to CMS Form (CMS-10198) posted on the CMS Creditable Coverage Disclosure to CMS Form web page at:

<http://www.cms.hhs.gov/CreditableCoverage/45_CCDisclosureForm.asp#TopOfPage>. This method of transmission is convenient and will take minimal time to complete, and is the sole method for compliance with the requirement.

NOTE: The Disclosure to CMS Form is required to be submitted online and not in hard copy. If an entity does not have access to the Internet, that entity may fax a hard copy to their insurance administrator who shall submit the information online on behalf of the entity. To assist you in completing the Disclosure to CMS Form, additional information regarding each section of the online Disclosure to CMS Form can be found in these instructions as well as the “Creditable Coverage Disclosure to CMS Form Instructions and Screen Shots” document located on the Creditable Coverage CMS web page at: <http://www.cms.hhs.gov/CreditableCoverage/40_CCDisclosure.asp#TopOfPage>.

CONTENT OF THE DISCLOSURE TO CMS FORM

The disclosure submission process is composed of the following steps to complete the online Creditable Coverage Disclosure to CMS Form:

• Step 1 -Enter the Disclosure Information

• Step 2 -Verify and Submit Disclosure Information, and

• Step 3 -Receive Submission Confirmation

All fields are required unless otherwise indicated.

All entities must complete Section A of the online Disclosure to CMS Form.

If all options offered by your plan are creditable, you must complete Section B of the Disclosure to CMS Form.

If all options offered by your plan are non-creditable, you must complete Section C of the Disclosure to CMS Form.

If there are some creditable and non-creditable options offered by your plan, you must complete Section D of the Disclosure to CMS Form.

Section A

Listed below are the required data fields in the online Disclosure to CMS Form that must be populated in order to submit the Disclosure to CMS Form. For entities with subsidiaries (division, lines of business, operating unit, control group, etc.), one Disclosure to CMS Form can be submitted to CMS for the entire entity if the plan year is the same for all subsidiaries/divisions, or an additional form can be submitted for each subsidiary (division, line of business, operating unit, control group, etc.) with the subsidiary-specific information.

NOTE: As you answer the questions in Step 1 on the Disclosure to CMS Form, you must choose “Continue” after you have chosen the correct “Creditable/Non-Creditable Options” to enter the required disclosure information outlined in Sections B, C or D.

1. Name of Entity Offering Coverage. This is the name of the entity that is providing or sponsoring the plan of benefits to Medicare eligible individuals such as an employer, a union, the United States Department of Veterans Affairs (VA) or a health insurance issuer.

2. Federal Tax Identification Number of the Entity. For entities that have multiple subsidiaries (divisions, lines of business, operating units, control groups, etc.) that are all covered under the same type of coverage, the Federal Tax Identification Number (also known as the Employer Identification Number, or EIN) for the parent company may be used when completing the entity’s EIN information for the entire company. If the form is completed separately for individual subsidiaries (divisions, lines of business, operating units, control groups, etc.), the EIN for each subsidiary should be provided.

3. Street Address, including the City, State, Zip Code and Country of the Entity. For entities that have many subsidiaries (divisions, lines of business, operating units, control groups, etc.) under the same type of coverage, the street address for the parent company may be used when completing the entity’s information.

4. Phone Number of the Entity. For entities with many subsidiaries (divisions, lines of business, operating units, control groups, etc.) that have the same type of coverage, the phone number for the Parent Company may be used when completing the entity’s information.

5a. Type of Coverage. The types of coverage (e.g., Medicaid, VA, SPAP) that must provide the

Disclosure to CMS Form are those entities listed under the regulation at 42 CFR §423.56(b) and are not excluded under 42 CFR §423.56(e).

NOTE: If you selected "STATE-SPONSORED PLAN: Other State-Sponsored" or "OTHER TYPE OF COVERAGE OFFERED TO MEDICARE PART D ELIGIBLE INDIVIDUALS," option, please describe the Other Type of Coverage in 5b.

5b. Explanation of “Other” Type of Coverage: Explain what “State-Sponsored Plans: Other

State-Sponsored” or “Other Type of Coverage Offered to Medicare Part D Eligible Individuals” coverage you are reporting.

6. Number of Prescription Drug Options offered by the Entity. This is the total number of benefit

options as defined under 42 CFR §423.882 that the entity is offering to Medicare eligible individuals. This estimate should be the total number of benefit options that the entity offers to Medicare eligible individuals not being claimed for RDS. This is a numeric field and must be filled in with a number.

For example, an employer plan may offer an HMO option, a PPO option and an indemnity option, and a Medigap issuer may offer multiple Medigap policies that include prescription drug coverage.

7. Creditable Coverage Status of Options offered by the Entity. If the options offered by the

entity are either all creditable or all non-creditable, the entities/plan sponsors may provide aggregated data in the Disclosure to CMS Form for all options under the Plan. If some of the options offered are creditable and some are not creditable, entities/plan sponsors may combine the data for options that are creditable and combine the data for those options that are not creditable in the Disclosure to CMS Form. Once the entity clicks on "All Options Offered Are Creditable", "All Options Offered Are Non-Creditable" or "There are some Creditable and Non-Creditable Options Offered" on the Disclosure to CMS Form, and clicks on the “Continue” button, they will then see the appropriate section (Section B, C or D) that needs to be completed.

8. Choose “Continue” to continue entering the Disclosure to CMS Form required data

elements. Choose “Clear All Fields” to clear the Disclosure to CMS Form in order to reenter your disclosure data elements again.

SECTIONS B, C & D

9a-9b. Period covered by Disclosure to CMS Form. An entity is required to provide the

Disclosure to CMS Form on an annual basis and upon a change to the status of their creditable coverage. Each entity must provide the beginning and ending calendar date(s) of the plan year for which such entity is providing the Disclosure to CMS Form.

For purposes of the Disclosure to CMS Form, CMS defines “Plan Year” as the beginning and ending date of the entity’s annual renewal or contract period.

9a. Plan Year Beginning Date - These dates must be entered using two (2) digits for the month, two

(2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

9b. Plan Year Ending Date - These dates must be entered using two (2) digits for the month,

two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form. The plan year ending date cannot be more than 365 days (366 in a leap year) past the plan year beginning date. For example, June 30 would be the plan year ending date when the plan year beginning date is July 1.

9c – 9d. Only pertain to entities who answered There are Some Creditable and Non-Creditable

Options.

9c. How Many Options Offered under this Plan are Creditable. This is the total number of benefit

options as defined under 42 CFR §423.882 that the entity is offering to Medicare eligible individuals that are creditable. For example, an employer plan may offer an HMO option, a PPO option, and an indemnity option, and a health insurance issuer may offer multiple individual health insurance policies that include prescription drug coverage. This is a numeric field and must be filled in with a number.

9d. How Many Options Offered under this Plan are Not Creditable. This is the total number of

benefit options as defined under 42 CFR §423.882 that the entity is offering to Medicare eligible individuals that are not creditable. For example, an employer plan may offer an HMO option, a PPO option, and an indemnity option, and a Medigap issuer may offer multiple Medigap policies that include prescription drug coverage. This is a numeric field and must be filled in with a number.

10. Number of Part D Eligible Individuals expected to be covered under these Plan(s) as of

the Beginning Date of the Plan Year. While CMS recognizes that many entities will not be able to provide an exact number of Part D eligible individuals, entities should estimate the number of covered Part D eligible individuals under the options offered under the type of coverage for which they are providing the Disclosure to CMS Form. This estimate should be the total number of Medicare eligible individuals, less any Medicare eligible individual(s) being claimed under the RDS program, that are expected to be covered under the entity’s prescription drug plan options (this includes active, disabled, individuals on COBRA and retired individuals). For purposes of this disclosure question, a “Medicare eligible individual being claimed under the RDS program” is any qualified covered retiree for which the entity is expected to collect the RDS and therefore should not be included in this total. This is a numeric field and must be filled in with a number.

Entities should work with their current vendors (Insurance carrier, TPA, PBM, Consultant, etc.) to verify whether the prescription drug plan(s) offered by the entity covers any Medicare eligible individuals (including active, retired, disabled individuals and their dependents or any individuals on COBRA) at the start of each plan year.

If the entity has a plan participant that will be or becomes eligible for Part D coverage during the plan year, the entity should not include these individuals on their Disclosure to CMS Form if they were not effective on the beginning date of the plan year. These individual(s) should be included on their annual Disclosure to CMS Form at the beginning date of the next plan year. Entities are required to provide a disclosure of creditable coverage status to the individual prior to when they become Medicare eligible as outlined in the Updated Guidance – Disclosure of Creditable Coverage to Medicare Part D Eligible Individuals Guidance at : <http://www.cms.hhs.gov/CreditableCoverage/01_Overview.asp>.

11. Out of the estimated number of those Medicare Part D Eligible individuals stated

above, how many are expected to be covered through an Employer/Union Retiree group health plan. Applicable to Entities sponsoring Group Health Plans only. All other entities offering other types of coverage should indicate a zero (0) in this field.

Entities sponsoring a group health plan should estimate the number of Part D eligible individuals covered under retiree plans for which they are providing the Disclosure to CMS Form. This estimate should be the total number of Medicare eligible individuals, less any Medicare eligible individual(s) being claimed under the RDS program that are expected to be covered under the entity’s RDS prescription drug plan options on the beginning date of the plan year. For purposes of this disclosure question, a “Medicare eligible individual being claimed under the RDS program” is any qualifying covered retiree for which the entity is expected to collect the RDS and therefore should not be included in this total. This number is a subset of question 10 and cannot be any larger than the number stated in question 10. This is a numeric field and must be filled in with a number.

Entities should work with their current vendors (Insurance carrier, TPA, PBM, Consultant, etc.) to verify whether the retiree prescription drug plan option(s) offered by the entity covers any Medicare eligible individuals at the start of each plan year.

If the entity has a retired plan participant that will be or becomes eligible for Part D coverage during the plan year, the entity should not include these retired individuals on their Disclosure to CMS form if they were not effective on the beginning date of the plan year. These retired individual(s) should be included on their annual Disclosure to CMS form at the beginning date of the next plan year. Entities are required to provide a disclosure of creditable coverage status to the individual prior to when they become Medicare eligible as outlined in the Updated Guidance – Disclosure to Creditable Coverage to Medicare Part D Individuals Guidance at <http://www.cms.hhs.gov/CreditableCoverage/01_Overview.asp>.

12. Date of Notice of Creditable Coverage provided to Part D Eligible Individuals.

An entity must disclose to CMS the latest calendar date on which it provided the required creditable coverage or non-creditable coverage disclosure notices to Part D eligible individuals of creditable or non-creditable coverage (i.e., mailed, personally distributed to Part D eligible individuals, etc.) as required under 42 CFR §423.56 (c), (d) & (f). This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

13a. Change in previously disclosed Creditable Coverage Status information to CMS. Entities

also must provide a Disclosure to CMS Form if a type of coverage or any of the options previously disclosed to CMS undergo a change in creditable coverage status. (Example: An option was creditable and now is non-creditable or an option was non-creditable and is now creditable.)This includes terminating a creditable coverage plan or option.

If you did not make a change to your prescription drug plan which resulted in the creditable coverage status changing (i.e., it went from being creditable to non-creditable, or the plan or option was terminated), then you should answer this question “No” and skip to 14a.

13b. YES - Change in Status of Creditable Coverage ; Effective date of the change in

status. If you made a change to your prescription drug plan which resulted in the creditable coverage status changing (Example: An option was creditable and now is non-creditable or an option was non-creditable and is now creditable.) then the entity must answer this question. This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

13c. YES – Date Entity Disclosed to Medicare Part D Eligibles. If you made a change to your

prescription drug plan which resulted in the change of creditable coverage status, the entity must answer this question “Yes” and disclose to CMS the date on which it provided the required disclosure to Part D Eligible Individuals under 42 CFR §423.56 (f)(2). The date should be the calendar date that notice of a change in Creditable Coverage status was provided (i.e., mailed, posted, personally distributed to Part D Eligible Individuals, etc.). This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

Termination of a Plan or Option

If the entity terminates a creditable coverage option after the Disclosure to CMS Form has been submitted for a plan year, the entity must complete a new Disclosure to CMS Form. The entity should indicate the new number of options being offered; the new estimated number of Medicare eligible individuals and retirees that are covered under the plan as of the date of the change; the entity should indicate “Yes” to the question “Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year?”; and the entity must disclose to CMS the date on which it provided the required disclosure to Part D Eligible Individuals under 42 CFR §423.56 (f)(2). The date should be the calendar date that notice of a Change in Creditable Coverage status was provided (i.e., mailed, posted, personally distributed to Part D Eligible Individuals, etc.). This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

If the entity is terminating the creditable coverage plan after the Disclosure to CMS Form has been submitted for a given plan year, the entity must complete a new Disclosure to CMS Form. The entity should indicate that there are zero (0) options being offered; that the plan is non-creditable; that there are now zero (0) estimated Medicare eligible individuals and retirees covered under the plan; the entity should indicated “Yes” to the question “Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year?”; and the entity must disclose to CMS the date on which it provided the required disclosure to Part D Eligible Individuals under 42 CFR §423.56 (f)(2). The date should be the calendar date that notice of a Change in Creditable Coverage status was provided (i.e., mailed, posted, personally distributed to Part D Eligible Individuals, etc.). This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner may result in an error message when submitting the Disclosure to CMS Form.

SECTION E

14a – 14d. Name, Title, Email of the Entity’s Authorized Individual and Date.

14a- 14c. Entity’s Authorized Individual Name, Title and Email. An “Authorized Individual” is the

person completing the Disclosure to CMS Form who is either: a) employed by the entity; or b) contracted with the entity as an Authorized Individual to complete the Disclosure to CMS Form on behalf of the entity. The Authorized Individual must provide his or her name, title and email address. If the Authorized Individual does not have an email account, follow the example on the form and enter [email protected].

14d. Today’s Date. The entity’s authorized individual must provide the

date on which he or she is submitting the Disclosure to CMS Form. This date must be entered using two (2) digits for the month, two (2) digits for the day and four (4) digits for the year and the date field must be entered using the forward slash (/) between the month and day and between the day and year (MM/DD/YYYY). Failure to enter the date in this manner will result in an error message when submitting the Disclosure to CMS Form.

15. Choose “Continue” to move to Step 2 – Verify and Submit Disclosure Information.

Choose “Go Back to Edit Information” if you have made an error and need to make a correction to the data elements entered. Choose “Clear All Fields” to clear the Disclosure to CMS Form and begin entering your disclosure data elements again.

NOTE: If you have made an error while entering your disclosure elements, you will get a pop up error message with an indication of where the error has been made, such as an error in your date entry or failure to complete a required field. You will be required to make the correction to each data field that has an error indicator next to it and then choose “Continue” to move to Step 2.

STEP 2 – VERIFY AND SUBMIT DISCLOSURE INFORMATION

Review and confirm your disclosure data entry. Select the “Submit Disclosure” button below to submit your Disclosure to CMS Form. Select the “Go Back to Edit Information” button below to change the information.

STEP 3 – RECEIVE SUBMISSION CONFIRMATION

Once you have clicked the “Submit” button on the Disclosure to CMS Form, if you have completed the Disclosure to CMS Form correctly, then you will receive the following confirmation message “Thank you! Your Disclosure to CMS form has been submitted successfully to CMS. You will receive a confirmation email for your records. You may also print a copy of this confirmation page.”

This means that your Disclosure to CMS Form has been submitted successfully to CMS. You should print both a copy of this page as well as the confirmation email for your records. If you receive an error message after clicking the “Submit” button, go back and check your answers and correct the error that was indicated in the error message. If you are unable to submit the form successfully, or if there was a technical issue or error message (that you are not able to correct) when submitting the online Disclosure to CMS Form, contact the Disclosure to CMS Technical Help line at 1-877-243-1285.

Input Another Record Button

If the entity has another Disclosure to CMS Form to enter, click on the “Input Another Record” button and a new Disclosure to CMS Form will appear for the entity to complete. This feature is available so that entities will not have to log out of the Disclosure to CMS web page and log back in if they have more than one benefit option and they were not able to combine their benefit options due to a different plan year or if the entity offers different types of coverage. For instance a State Government entity may have numerous types of coverage to disclose to CMS (i.e.: their employee benefit plan, their Medicaid program, a state high risk pool plan and/or a State Pharmaceutical Assistance Program).

CONTACT FOR FURTHER INFORMATION

Visit the CMS website link related to Creditable Coverage issues at:

<http://www.cms.hhs.gov/CreditableCoverage/01_Overview.asp>

CMS may release Question and Answers relating to Creditable Coverage issues from time to time on the CMS website under the Questions and Issues Database website which can be found at:

<http://questions.cms.hhs.gov/cgi-bin/cmshhs.cfg/php/enduser/std_alp.php?p_sid=uJfxpa7i>

DISCLOSURE TO CMS FORM SCREEN SHOTS

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Section A

Disclosure to CMS Form

Form Approved
OMB No. 0938-1013

Entities that are required to provide a disclosure of creditable coverage status to CMS must complete the following online Disclosure to CMS Form. Refer to the links on the left side of this webpage to the Disclosure to CMS Guidance and Commonly Asked Questions and Helpful Hints documents to assist you when completing this form.

The disclosure submission process is composed of the following steps to complete the online Creditable Coverage Disclosure Form:

• Step 1 -Enter the Disclosure Information

• Step 2 -Verify and Submit Disclosure Information, and

• Step 3 -Receive Submission Confirmation

Note: All fields are required unless otherwise indicated.

Step 1 - Enter Disclosure Information

Please complete the following information for each Type of Coverage offered by the Entity/Plan Sponsor.

Entity/Plan Sponsor Information:

(1) Entity Name

(2) Entity Federal ID Number (##-#######)

(3a) Entity Street Address

(3b) City

(3c) State (US Only)

(3d) Zip Code

(3e) Country

(4) Phone Number (###-###-####)

Coverage Type:

(5a)

(View of Drop Down Items)

GROUP HEALTH PLAN: Employer Sponsored Plan

GROUP HEALTH PLAN: Union/Taft Hartley Sponsored Plan

GROUP HEALTH PLAN: Church

GROUP HEALTH PLAN: Federal Government

GROUP HEALTH PLAN: State Government

GROUP HEALTH PLAN: Local Government

GROUP HEALTH PLAN: Other Entity

STATE-SPONSORED PLANS: Medicaid

STATE-SPONSORED PLANS: State Pharmacy Assistance Program (SPAP)

STATE-SPONSORED PLANS: State High Risk Pool

STATE-SPONSORED PLANS: Other State-Sponsored

MEDIGAP (Medicare Supplement) PLAN (as defined under §403.205): Standardized Plan (H,I, J)

MEDIGAP (Medicare Supplement) PLAN (as defined under §403.205): Pre-standardized Plan

MEDIGAP (Medicare Supplement) PLAN (as defined under §403.205): Waiver State Plan

MEDIGAP (Medicare Supplement) PLAN (as defined under §403.205): Innovative Benefit Rider

INDIVIDUAL HEALTH INSURANCE (Non-Medigap Plans)

VETERANS COVERAGE (under Chapter 17 of Title 38 U.S.C.)

MILITARY COVERAGE (under Chapter 55 of Title 10, U.S.C., including TRICARE)

INDIAN HEALTH SERVICE

TRIBE OR TRIBAL ORGANIZATION

URBAN INDIAN ORGANIZATION

OTHER TYPE OF COVERAGE OFFERED TO MEDICARE PART D ELIGIBLE INDIVIDUALS

If you selected "STATE-SPONSORED PLANS: Other State-Sponsored” or "OTHER TYPE OF COVERAGE OFFERED TO MEDICARE PART D ELIGIBLE INDIVIDUALS" option, please explain in the Description of Other Type of Coverage below.

(5b) Description of Other Type of Coverage

(6) How many Prescription Drug Options offered under this Coverage? (Please enter a numeric value ONLY.)

Creditable/Non-Creditable Offer:

(7) Please select ONE of the following to continue and complete the required disclosure information.

• All Options Offered Are Creditable

• All Options Offered Are Non-Creditable

• There are Some Creditable and Non-Creditable Options Offered

(8)    

Form CMS-10198

Section B – All Options Offered Are Creditable

You have selected All Options Offered Are Creditable. Please complete the following information pertaining to this option.

All Options Offered Are Creditable:

* Note: A plan year should contain a maximum of 365 days, unless it is a leap year then there would be a maximum of 366 days. Example, if a plan year beginning date is 10/01/2008 then the plan year ending date should be no later than 09/30/2009.
(9a) Plan Year Beginning Date (MM/DD/YYYY)
(9b) Plan Year Ending Date (MM/DD/YYYY)
(10) Total Number of Medicare Part D Eligible Individuals expected to be covered under these Option(s) as of the Plan Year Beginning Date stated above (Please enter a numeric value ONLY.)
(11) Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan (Please enter a numeric value ONLY.)
(12) Date that the Annual Creditable Coverage Disclosure to Part D Eligible Individuals requirement was completed by the Entity (MM/DD/YYYY)
(13a) Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year? Yes No
(13b) If yes, include the effective date(s) of this change (MM/DD/YYYY)
(13c) If yes, enter the date this Entity disclosed to Medicare Part D Eligible Individuals about this change in Creditable Coverage (MM/DD/YYYY)

I understand and agree to the following statements:

1. That this submission supersedes any previous submission of this information with dates prior to the date below;

2. That the entity/plan sponsor agrees to disclose to CMS and all Medicare Part D eligible individuals any changes that would affect the creditable status of the above coverage as outlined under §423.56.

3. That I am authorized to supply this disclosure of creditable coverage on behalf of the Entity; and

4. That the information provided in this disclosure is true, correct, and complete to the best of my knowledge and belief.

(14a) Entity's Authorized Individual Name
(14b) Entity's Authorized Individual Title
(14c) Entity's Authorized Individual Email
(If no email address is available, Please enter: [email protected])
(14d) Today's Date (MM/DD/YYYY)

(15)        

Form CMS-10198

Section C – All Options Offered Are Non-Creditable

You have selected All Options Offered Are Non-Creditable. Please complete the following information pertaining to this option.

All Options Offered Are Non-Creditable:

* Note: A plan year should contain a maximum of 365 days, unless it is a leap year then there would be a maximum of 366 days. Example, if a plan year beginning date is 10/01/2008 then the plan year ending date should be no later than 09/30/2009.
(9a) Plan Year Beginning Date (MM/DD/YYYY)
(9b) Plan Year Ending Date (MM/DD/YYYY)
(10) Total Number of Medicare Part D Eligible Individuals expected to be covered under these Option(s) as of the Plan Year Beginning Date stated above (Please enter a numeric value ONLY.)
(11) Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan (Please enter a numeric value ONLY.)
(12) Date that the Annual Creditable Coverage Disclosure to Part D Eligible Individuals requirement was completed by the Entity (MM/DD/YYYY)
(13a) Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year? Yes No
(13b) If yes, include the effective date(s) of this change (MM/DD/YYYY)
(13c) If yes, enter the date this Entity disclosed to Medicare Part D Eligible Individuals about this change in Creditable Coverage (MM/DD/YYYY)

I understand and agree to the following statements:

1. That this submission supersedes any previous submission of this information with dates prior to the date below;

2. That the entity/plan sponsor agrees to disclose to CMS and all Medicare Part D eligible individuals any changes that would affect the creditable status of the above coverage as outlined under §423.56.

3. That I am authorized to supply this disclosure of creditable coverage on behalf of the Entity; and

4. That the information provided in this disclosure is true, correct, and complete to the best of my knowledge and belief.

(14a) Entity's Authorized Individual Name
(14b) Entity's Authorized Individual Title
(14c) Entity's Authorized Individual Email
(If no email address is available, Please enter: [email protected])
(14d) Today's Date (MM/DD/YYYY)

(15)        

Form CMS-10198

Section D – There are Some Creditable and Some Non-Creditable Options Offered

You have selected There are Some Creditable and Non-Creditable Options Offered. Please complete the following information pertaining to this option.

There are Some Creditable and Non-Creditable Options Offered:

* Note: A plan year should contain a maximum of 365 days, unless it is a leap year then there would be a maximum of 366 days. Example, if a plan year beginning date is 10/01/2008 then the plan year ending date should be no later than 09/30/2009.
(9a) Plan Year Beginning Date (MM/DD/YYYY)
(9b) Plan Year Ending Date (MM/DD/YYYY)
(9c) How many Options offered under this Plan are creditable? (Please enter a numeric value ONLY.)
(10) Total Number of Medicare Part D Eligible Individuals expected to be covered under these creditable Benefit Option(s) as of the Plan Year Beginning Date stated above (Please enter a numeric value ONLY.)
(11) Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan (Please enter a numeric value ONLY.)
(9d) How many Options offered under this Plan are not creditable? (Please enter a numeric value ONLY.)
(10) Total Number of Medicare Part D Eligible Individuals expected to be covered under non-creditable Option(s) as Plan Year Beginning Date stated above (Please enter a numeric value ONLY.)
(11) Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan (Please enter a numeric value ONLY.)
(12) Date that the Annual Creditable Coverage Disclosure to Part D Eligible Individuals requirement was completed by the Entity (MM/DD/YYYY)
(13a) Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year? Yes No
(13b) If yes, include the effective date(s) of the change (MM/DD/YYYY)
(13c) If yes, enter the date this Entity disclosed to Medicare Part D Eligible Individuals this change in Creditable Coverage (MM/DD/YYYY)

I understand and agree to the following statements:

1. That this submission supersedes any previous submission of this information with dates prior to the date below;

2. That the entity/plan sponsor agrees to disclose to CMS and all Medicare Part D eligible individuals any changes that would affect the creditable status of the above coverage as outlined under §423.56.

3. That I am authorized to supply this disclosure of creditable coverage on behalf of the Entity; and

4. That the information provided in this disclosure is true, correct, and complete to the best of my knowledge and belief.

(14a) Entity's Authorized Individual Name
(14b) Entity's Authorized Individual Title
(14c) Entity's Authorized Individual Email
(If no email address is available, Please enter: [email protected])
(14d) Today's Date (MM/DD/YYYY)

(15)        

Form CMS-10198

Disclosure to CMS Form

Form Approved
OMB No. 0938-1013

Please review and confirm your disclosure data entry. Select the <Submit Disclosure> button below to submit your disclosure form to CMS. Select the <Go Back to Edit Information> button below to change the information.

Step 2 - Verify and Submit Disclosure Information

Entered Disclosure Information:

Entity Offering Coverage Name:      ABC Union - Test Entry

Entity Federal ID Number:      12-3456789

Entity Street Address:      123 Any Street

City:      Anytown

State:      Delaware

Zip Code:      88888

Country:      United States

Entity Phone Number:      123-456-7890

Type of Coverage :      GROUP HEALTH PLAN: Union/Taft Hartley Sponsored Plan

How many Prescription Drug Options offered under this Coverage?      2

Options Offered :      There are some Creditable and Non-Creditable Options Offered.

Plan Year Beginning Date:      06/01/2009

Plan Year Ending Date:      05/31/2010

How many options offered under this Plan are creditable?      1

Total Number of Medicare Part D Eligible Individuals expected to be covered under these creditable Benefit Option(s) as of the Plan Year Beginning Date stated above:      10

Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan:      3

How many Options offered are not creditable?      1

Total Number of Medicare Part D Eligible Individuals expected to be covered under non-creditable Option(s) as Plan Year Beginning Date stated above:      17

Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan:      4

Date that the Annual Creditable Coverage Disclosure to Part D Eligible Individuals requirement was completed by the Entity:      11/05/2008

Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year?       No

Entity's Authorized Individual Name:      John Q. Public

Entity's Authorized Individual Title:      Union Fund Manager

Entity's Authorized Individual Email:      [email protected]

Today's Date (MM/DD/YYYY):      06/02/2009

Top of Form

   

Form CMS-10198

Disclosure to CMS Form

Form Approved
OMB No. 0938-1013

Thank you! Your disclosure to CMS form has been submitted successfully to CMS. You will receive a confirmation email for your records. You may also print a copy of this confirmation page.

Top of Form

Bottom of Form

Step 3 - Receive Submission Confirmation

Submitted Information:

Entity Offering Coverage Name:      ABC Union - Test Entry

Entity Federal ID Number:      12-3456789

Entity Street Address:      123 Any Street

City:      Anytown

State:      Delaware

Zip Code:      88888

Country:      United States

Entity Phone Number:      123-456-7890

Type of Coverage :      GROUP HEALTH PLAN: Union/Taft Hartley Sponsored Plan

How many Prescription Drug Options offered under this Coverage?      2

Options Offered :      There are some Creditable and Non-Creditable Options Offered.

Plan Year Beginning Date:      06/01/2009

Plan Year Ending Date:      05/31/2010

How many options offered under this Plan are creditable?      1

Total Number of Medicare Part D Eligible Individuals expected to be covered under these creditable Benefit Option(s) as of the Plan Year Beginning Date stated above:      10

Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan:      3

How many Options offered are not creditable?      1

Total Number of Medicare Part D Eligible Individuals expected to be covered under non-creditable Option(s) as Plan Year Beginning Date stated above:      17

Out of the estimated number of those Medicare Part D Eligible Individuals stated above, expected to be covered through an Employer/Union Retiree Group Health Plan:      4

Date that the Annual Creditable Coverage Disclosure to Part D Eligible Individuals requirement was completed by the Entity:      11/05/2008

Has your Creditable Coverage Status (Creditable, Non-Creditable, Creditable/Non-Creditable Options Offered) changed from the last plan year?       No

Entity's Authorized Individual Name:      John Q. Public

Entity's Authorized Individual Title:      Union Fund Manager

Entity's Authorized Individual Email:      [email protected]

Today's Date (MM/DD/YYYY):      06/02/2009

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Form CMS-10198Bottom of Form

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