30-day Federal Register Notice

Federal Register / Vol. 76, No. 52 / Thursday, March 17, 2011 / Notices
The Commission advises concerned
members of the public, seeking sitespecific information, to contact the FCC
for the name and telephone number of
the service providers in the concerned
party’s area. The Commission
encourages all service providers to
provide site-specific, technical
information and environmental
evaluation documentation upon public
request. In addition, we note alternative
sources of information may be state and
local governments, which may collect
some site-specific information as part of
the zoning process.
Federal Communications Commission.
Marlene H. Dortch,
Secretary, Office of the Secretary, Office of
Managing Director.
[FR Doc. 2011–6202 Filed 3–16–11; 8:45 am]
BILLING CODE 6712–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Submission for OMB
Review; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice of information collection
to be submitted to OMB for review and
approval under the Paperwork
Reduction Act of 1995.
AGENCY:

In accordance with the
requirements of the Paperwork
Reduction Act of 1995 (44 U.S.C. 3501
et seq.), the FDIC hereby gives notice
that it is submitting to the Office of
Management and Budget (OMB) a
request for OMB review and approval of
revisions to the survey collection
instruments for its second National
Survey of Banks’ Efforts to Serve the
Unbanked and Underbanked (‘‘Bank
Survey’’), currently approved under
OMB Control No. 3064–0158, scheduled
to be conducted in mid-2011. On
December 23, 2010 (75 FR 71437), the
FDIC issued a request for comment on
possible revisions to the Bank Survey.
No comments were received.
The collection is mandated by section
7 of the Federal Deposit Insurance
Reform Conforming Amendments Act of
2005 (‘‘Reform Act’’) (Pub. L. 109–173),
which calls for the FDIC to conduct
ongoing surveys on efforts by insured
depository institutions to bring those
individuals and families who have
rarely, if ever, held a checking account,
a savings account or other type of
transaction or check cashing account at
an insured depository institution
(hereafter in this section referred to as
the ‘unbanked’) into the conventional

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SUMMARY:

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finance system. In addition to gathering
information on the efforts of FDICinsured depository institutions to bring
unbanked individuals and families into
the conventional finance system, the
Bank Survey collects information on
their efforts to serve underbanked
populations. Underbanked populations
include individuals who have an
account with an insured depository but
also rely on nonbank alternative
financial service providers for
transaction services or high cost credit
products.
DATES: Comments must be submitted on
or before April 18, 2011.
ADDRESSES: Interested parties are
invited to submit written comments by
any of the following methods. All
comments should refer to the ‘‘National
Survey on Banks’ Efforts to Serve the
Unbanked and Underbanked’’: http://
www.FDIC.gov/regulations/laws/
federal/.
E-mail: [email protected]. Please
include the name and number of the
collection (i.e., National Survey on
Banks’ Efforts to Serve the Unbanked
and Underbanked, OMB No. 3064–0158)
in the subject line of the message.
Mail: Leneta Gregorie (202–898–
3719), Counsel, Legal Division, Federal
Deposit Insurance Corporation, 550 17th
Street, NW., Washington, DC 20429.
Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 550 17th Street Building
(located on F Street), on business days
between 7 a.m. and 5 p.m.
FOR FURTHER INFORMATION CONTACT:
Interested members of the public may
obtain additional information about the
collection, including a copy of the
proposed collection and related
instructions, without charge, by
contacting Leneta Gregorie at the
address identified above, or by calling
(202) 898–3719. Copies of the survey
instruments may also be accessed online, at http://www.fdic.gov/regulations/
laws/federal/index.html, directly
beneath the link to this Federal Register
notice.
SUPPLEMENTARY INFORMATION: The
National Survey on Banks’ Efforts to
Serve the Unbanked and Underbanked
(Bank Survey) collection of information
consists of two related survey
instruments: (1) A survey of insured
depository institution headquarters
offices regarding corporate business
strategies for serving the unbanked and
underbanked, including bank product
and services available to these
households; and (2) a survey of
branches of insured depository
institutions regarding specific methods
used to reach the underserved and

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specific products and services offered at
each location. The estimated burden for
the surveys is as follows:
1. Headquarters Survey
OMB Number: 3064–0158.
Frequency of Response: once.
Affected Public: FDIC-insured
depository institutions headquarters
offices.
Estimated Number of Respondents:
469.
Estimated Time per Response: 30
minutes per respondent.
Estimated Burden: 0.5 hours × 469
respondents = 234.5 hours.
2. Branch Office Survey
OMB Number: 3064–0158.
Frequency of Response: Once.
Affected Public: FDIC-insured
depository institutions branch offices.
Estimated Number of Respondents:
1,300.
Estimated Time per Response: 30
minutes per respondent.
Estimated Burden: 0.5 hours × 1,300
respondents = 650 hours.
Total estimated burden for this
collection: 234.5 hours + 650 hours =
884.5 hours.
General Description of Collection
The FDIC has a number of initiatives
underway to encourage practical
solutions to ensure that all consumers
have reasonable access to full service
banking and other financial services.
The FDIC believes that insured
depositories can provide a path into the
financial mainstream for those who
need these financial services, and that
depository institutions can create an
array of affordable transactional,
savings, and lending services to meet
the needs of all their customers.
Currently, a significant segment of the
population relies on a mix of non-bank
financial service providers for their
needs. The FDIC has undertaken a series
of investigations in this area, including
the Bank Survey. The survey is
mandated by section 7 of the Reform
Act, which calls for the FDIC to conduct
ongoing surveys ‘‘on efforts by insured
depository institutions to bring those
individuals and families who have
rarely, if ever, held a checking account,
a savings account or other type of
transaction or check cashing account at
an insured depository institution
(hereafter in this section referred to as
the ‘unbanked’) into the conventional
finance system.’’ The Reform Act
specifically mandates that the FDIC
consider the following factors and
questions in conducting the survey:
‘‘(A) To what extent do insured
depository institutions promote

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Federal Register / Vol. 76, No. 52 / Thursday, March 17, 2011 / Notices

financial education and financial
literacy outreach?’’
‘‘(B) Which financial education efforts
appear to be the most effective in
bringing ‘unbanked’ individuals and
families into the conventional finance
system?’’
‘‘(C) What efforts are insured
institutions making at converting
‘unbanked’ money order, wire transfer,
and international remittance customers
into conventional account holders?’’
‘‘(D) What cultural, language and
identification issues as well as
transaction costs appear to most prevent
‘unbanked’ individuals from
establishing conventional accounts?’’
‘‘(E) What is a fair estimate of the size
and worth of the ‘unbanked’ market in
the United States?’’
In connection with these mandated
objectives, the FDIC seeks to identify
and quantify the extent to which
institutions serve the needs of the
unbanked and underbanked; identify
the characteristics of institutions that
are reaching out to and serving the
unbanked and underbanked; identify
efforts (for example, practices,
programs, alliances) of institutions to
serve the unbanked and underbanked;
and identify potential barriers that affect
the ability of institutions to serve the
unbanked and underbanked.
In its inaugural survey effort, the first
of its kind to be conducted at the
national level, the FDIC conducted a
two-pronged survey—a sample survey
of FDIC-insured depository institutions
and a limited number of case studies of
FDIC-insured depository institutions
that were employing innovative
methods to serve unbanked and
underbanked populations. The results of
the initial survey effort, which were
released in February 2009, showed that
while most banks were aware of
significant unbanked and underbanked
populations in their areas, more could
be done to reach out to these important
markets. A copy of the survey findings
can be accessed at the following link:
http://www.fdic.gov/unbankedsurveys/.
In this second Bank Survey, the FDIC
proposes to survey FDIC-insured
depository institutions at the
headquarters and branch office level on
their efforts to meet the needs of
underserved populations. By so doing,
the survey will provide insights into
relevant headquarter strategies as well
as offerings at the branch level. This
approach will also enable the FDIC to
analyze survey results by bank size class
as well as by geographic location,
including the potential to identify
differentiated efforts of branch offices
located in low to-moderate income
areas.

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Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
The FDIC will consider all comments to
determine the extent to which the
proposed information collection should
be modified prior to submission to OMB
for review and approval. After the
comment period closes, comments will
be summarized or included in the
FDIC’s request to OMB for approval of
the collection. All comments will
become a matter of public record.
Dated at Washington, DC, this 11th day of
March 2011.
Federal Deposit Insurance Corporation.
Pamela Johnson,
Regulatory Editing Specialist.
[FR Doc. 2011–6173 Filed 3–16–11; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Sunshine Act Meeting
Pursuant to the provisions of the
‘‘Government in the Sunshine Act’’ (5
U.S.C. 552b), notice is hereby given that
at 10:28 a.m. on Tuesday, March 15,
2011, the Board of Directors of the
Federal Deposit Insurance Corporation
met in closed session to consider
matters related to the Corporation’s
supervision, corporate and resolution
activities.
In calling the meeting, the Board
determined, on motion of Director
Thomas J. Curry (Appointive), seconded
by Director John G. Walsh (Acting
Comptroller of the Currency), concurred
in by Director John E. Bowman (Acting
Director, Office of Thrift Supervision),
Vice Chairman Martin J. Gruenberg, and
Chairman Sheila C. Bair, that
Corporation business required its
consideration of the matters which were
to be the subject of this meeting on less
than seven days’ notice to the public;
that no earlier notice of the meeting was
practicable; that the public interest did
not require consideration of the matters
in a meeting open to public observation;
and that the matters could be
considered in a closed meeting by

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authority of subsections (c)(2), (c)(4),
(c)(6), (c)(8), (c)(9)(A)(ii), (c)(9)(B), and
(c)(10) of the ‘‘Government in the
Sunshine Act’’ (5 U.S.C. 552b(c)(2),
(c)(4), (c)(6), (c)(8), (c)(9)(A)(ii), (c)(9)(B),
and (c)(10)).
The meeting was held in the Board
Room of the FDIC Building located at
550—17th Street, NW., Washington, DC.
Dated: March 15, 2011.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2011–6464 Filed 3–15–11; 4:15 pm]
BILLING CODE P

DEPARTMENT OF HEALTH AND
HUMAN SERVICES
Agency for Healthcare Research and
Quality
Meeting of the National Advisory
Council for Healthcare Research and
Quality
Agency for Healthcare Research
and Quality (AHRQ), HHS.
ACTION: Notice of public meeting.
AGENCY:

In accordance with section
10(a) of the Federal Advisory Committee
Act, 5 U.S.C. App. 2, this notice
announces a meeting of the National
Advisory Council for Healthcare
Research and Quality.
DATES: The meeting will be held on
Friday, April 8, 2011, from 8:30 a.m. to
3 p.m.
ADDRESSES: The meeting will be held at
the Eisenberg Conference Center,
Agency for Healthcare Research and
Quality, 540 Gaither Road, Rockville,
Maryland 20850.
FOR FURTHER INFORMATION CONTACT:
Jaime Zimmerman, Coordinator of the
Advisory Council, at the Agency for
Healthcare Research and Quality, 540
Gaither Road, Rockville, Maryland,
20850, (301) 427–1456. For press-related
information, please contact Karen
Migdail at (301) 427–1855.
If sign language interpretation or other
reasonable accommodation for a
disability is needed, please contact the
Food and Drug Administration (FDA)
Office of Equal Employment
Opportunity and Diversity Management
on (301) 827–4840, no later than March
25, 2011. The agenda, roster, and
minutes are available from Ms. Bonnie
Campbell, Committee Management
Officer, Agency for Healthcare Research
and Quality, 540 Gaither Road,
Rockville, Maryland, 20850. Ms.
Campbell’s phone number is (301) 427–
1554.
SUMMARY:

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