Basel II/Basel III Burden Comparison

Basel II Section	Basel II No. Respondents	Basel II Time per Response	Basel II Total	Section Heading	Basel III Section	Basel III No. Respondents	Basel III Time per Response	Basel III Total	Change Due to Agency Discretion	Change Due to Adjustment in Estimate
					Minimum Capital Ratios
				Operational Requirements for Certain Exposures; Regulatory Capital Adjustments and Deductions	_.3(c); _.22(h)(2)(iii)(A)	775	16 hours	12,400	+12,400
					Standardized Approach
				Cleared Transactions	_.35(b)(3)(i)(A)	75	2 hours	1,550	+1,550
				Cleared Transactions	_.35(b)(3)(i)(A)	775	2 hours	1,550	+1,550
				Collateralized Transactions	_.37(c)(4)(i)(E)	775	80 hours	62,000	+62,000
				Collateralized Transactions	_.37(c)(4)(i)(E)	775	16 hours	12,400	+12,400
				Operational Requirements for Securitization Exposures	_.41(b)(3) _.41(c)(2)(i)	775	40 hours	31,000	+31,000
				Operational Requirements for Securitization Exposures	_.41(c)(2)(i)	775	2 hours	1,550	+1,550
				Risk-weighted Assets for Securitization Exposures; Disclosure Requirements; Disclosures by Banks Described in §_.61	_.42(e)(2) _.62(a)-(c) _.63(a)-(b)	3	226.25 hours	678.75	+678.75
				Risk-weighted Assets for Securitization Exposures; Disclosure Requirements; Disclosures by Banks Described in §_.61	_.42(e)(2) _.62(a)-(c) _.63(a)-(b) _.63 Tables	3	131.25 hours	1,575	+1,575
					Advanced Approaches
21	55	4,275	235,125	21/121 Qualification Process	_.121(b)	45	330 hours	14,850		-220,275
22	55	9,720	534,600	22/122 Qualification Requirements 132 Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.122(d)-(h); _.132(b)(3) _.132(d)(1) _.132(d)(1)(iii)	45	16.82 hours	756.9		-531,732.6
22	55	Included above	Included above	22/122 Qualification Requirements	_.122(h)	45	19 hours	855		Included above
22	55	Included above	Included above	22/122 Qualification Requirements 123 Ongoing Qualification 124 Merger and acquisition transitional arrangements	_.122(a), _.123(a), _.124(a)	45	27.9 hours	1,255.5		Included above
23	55	265	14,575	22/122 Qualification Requirements 23/123 Ongoing Qualification 124 Merger and acquisition transitional arrangements	_.122-_.124	45	11.05 hours	497.25		-14,077.75
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(b)(2)(iii)(A)	45	80 hours	3,600	+3,600
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(b)(2)(iii)(A)	45	16 hours	720	+720
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(2)(iv)	45	80	3,600	+3,600
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(2)(iv)	45	40	1,800	+1,800
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(vi)	45	80	3,600	+3,600
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(viii)	45	80	3,600	+3,600
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(ix)	45	40	1,800	+1,800
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(ix)	45	40	1,800	+1,800
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(x)	45	20	900	+900
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(xi)	45	40	1,800	+1,800
				Counterparty credit risk of repo-style transactions, eligible margin loans, and OTC derivative contracts	_.132(d)(3)(xi)	45	40	1,800	+1,800
53	55	325	17,875	141 Operational criteria for recognizing the transfer of risk 53/153 Internal Models Approach	_.141(b)(3) _.141(c)(1) _.141(c)(2)(i)-(ii) _.153	45	40	1,800		-15,625
				Operational criteria for recognizing the transfer of risk	_.141(c)(2)(i)-(ii)	45	10	450		Included above
42	55	200	11,000	42 Risk-based Capital Requirements for Securitization Exposures 142 Risk-weight Assets for Securitization Exposures; Disclosures 171 Disclosures	_.142 _.171	45	5.78	260.1		-10,739.9
44	55	155	8,525	44 Internal Assessment Approach						-8,525
				Disclosures by certain advanced approaches banks	_.173; Tables 4, 5; 9; 12	45	280	12,600	+12,600
				Disclosures by certain advanced approaches banks	_.173; Tables 4; 5; 9; 12	45	35	6,300	+6,300
			821,640					189,348.50	+168,623.75	-800,975.25