60 Day Federal Register

60-day FR notice 2502-0265.pdf

Real Estate Settlement Procedures Act (RESPA) Disclosures

60 Day Federal Register

OMB: 2502-0265

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Federal Register / Vol. 78, No. 79 / Wednesday, April 24, 2013 / Notices
The proposed information
collection requirement described below
will be submitted to the Office of
Management and Budget (OMB) for
review, as required by the Paperwork
Reduction Act. HUD is soliciting public
comments on the subject proposal.
DATES: Comments Due Date: June 24,
2013.
ADDRESSES: Interested persons are
invited to submit comments regarding
this proposal. Comments should refer to
the proposal by name and/or OMB
Control Number and should be sent to:
Reports Liaison Officer, Department of
Housing and Urban Development, 451
7th Street SW., Washington, DC 20410,
Room 9120 or the number for the
Federal Information Service (1–800–
877–8339).
FOR FURTHER INFORMATION CONTACT:
Karin B. Hill, Director, Office of Single
Family Program Development,
Department of Housing and Urban
Development, 451 7th Street SW.,
Washington, DC 20410, telephone (202)
708–2121 (this is not a toll free number)
for copies of the proposed forms and
other available information.
SUPPLEMENTARY INFORMATION: HUD is
submitting the proposed information
collection to OMB for review, as
required by the Paperwork Reduction
Act of 1995 (44 U.S.C. Chapter 35, as
amended).
This Notice is soliciting comments
from members of the public and affected
agencies concerning the proposed
collection of information to: (1) Evaluate
whether the proposed collection is
necessary for the proper performance of
the functions of the agency, including
whether the information will have
practical utility; (2) Evaluate the
accuracy of the agency’s estimate of the
burden of the proposed collection of
information; (3) Enhance the quality,
utility, and clarity of the information to
be collected; and (4) Minimize the
burden of the collection of information
on those who are to respond; including
the use of appropriate automated
collection techniques or other forms of
information technology, e.g., permitting
electronic submission of responses.
This Notice also lists the following
information:
Title of Proposal: FHA TOTAL
Mortgage Scorecard.
OMB Control Number, if applicable:
2502–0556.
Description of the need for the
information and proposed use: The
regulation mandating this collection can
be found in the Code of Federal
Regulations at 24 CFR 203.255(b)(5).
This information is necessary to assure
that lenders (and automated

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underwriting system (AUS) vendors) are
aware of their obligations regarding use
of the TOTAL Mortgage Scorecard and
are certifying that they will comply with
all pertinent regulations. It also allows
FHA to request reports from lenders
regarding their use of the scorecard, that
they have implemented appropriate
quality control procedures for using the
scorecard, and provides an appeal
mechanism should FHA take an action
to terminate a lender’s use of the
scorecard.
Agency form numbers, if applicable:
N/A.
Estimation of the total numbers of
hours needed to prepare the information
collection including number of
respondents, frequency of response, and
hours of response: The number of
burden hours is 908.0. The number of
respondents is 12,000, the number of
responses is 452, the frequency of
response is on occasion, and the burden
hour per response is .464.
Status of the proposed information
collection: This is an extension of
currently approved collection.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C., Chapter 35, as amended.
Dated: April 19, 2013.
Laura M. Marin,
Acting General Deputy Assistant Secretary
for Housing-Acting General Deputy Federal
Housing Commissioner.
[FR Doc. 2013–09704 Filed 4–23–13; 8:45 am]
BILLING CODE 4210–67–P

DEPARTMENT OF HOUSING AND
URBAN DEVELOPMENT
[Docket No. FR–5687–N–20]

Notice of Proposed Information
Collection; Comment Request: Real
Estate Settlement Procedures Act
(RESPA) Disclosures
Office of the Assistant
Secretary for Housing-Federal Housing
Commissioner, HUD.
ACTION: Notice.
AGENCY:

The proposed information
collection requirement described below
will be submitted to the Office of
Management and Budget (OMB) for
review, as required by the Paperwork
Reduction Act. HUD is soliciting public
comments on the subject proposal.
DATES: Comments Due Date: June 24,
2013.
ADDRESSES: Interested persons are
invited to submit comments regarding
this proposal. Comments should refer to
the proposal by name and/or OMB
Control Number and should be sent to:
Reports Liaison Officer, Department of
SUMMARY:

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Housing and Urban Development, 451
7th Street SW., Washington, DC 20410,
Room 9120 or the number for the
Federal Relay Service (1–800–877–
8339).
FOR FURTHER INFORMATION CONTACT:
Colette Pollard, Office of Chief
Information Officer, Department of
Housing and Urban Development, 451
7th Street SW., Washington, DC 20410,
telephone (202) 708–2121 (this is not a
toll free number) for copies of the
proposed forms and other available
information.
SUPPLEMENTARY INFORMATION: HUD is
submitting the proposed information
collection to OMB for review, as
required by the Paperwork Reduction
Act of 1995 (44 U.S.C. Chapter 35, as
amended).
This Notice is soliciting comments
from members of the public and affected
agencies concerning the proposed
collection of information to: (1) Evaluate
whether the proposed collection is
necessary for the proper performance of
the functions of the agency, including
whether the information will have
practical utility; (2) Evaluate the
accuracy of the agency’s estimate of the
burden of the proposed collection of
information; (3) Enhance the quality,
utility, and clarity of the information to
be collected; and (4) Minimize the
burden of the collection of information
on those who are to respond; including
the use of appropriate automated
collection techniques or other forms of
information technology, e.g., permitting
electronic submission of responses.
This Notice also lists the following
information:
Title of Proposal: Real Estate
Settlement Procedures Act (RESPA)
Disclosures.
OMB Control Number, if applicable:
2502–0265.
Description of the need for the
information and proposed use: The Real
Estate Settlement Procedures Act of
1974, (RESPA), 12 U.S.C. 2601 et. seq.,
and Regulation X, codified at 24 CFR
part 3500, require real estate settlement
service providers to give homebuyers
certain disclosure information at and
before settlement, and pursuant to the
servicing of the loan and escrow
account. This includes a Special
Information Booklet, a Good Faith
Estimate, a Servicing Disclosure
Statement, the Form HUD–1 or Form
HUD–1A, and when applicable an
Initial Escrow Account Statement, an
Annual Escrow Account Statement, a
Consumer Disclosure for Voluntary
Escrow Account Payments, an Affiliated
Business Arrangement Disclosure, and a
Servicing Transfer Disclosure. Under

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Federal Register / Vol. 78, No. 79 / Wednesday, April 24, 2013 / Notices

the Dodd-Frank Wall Street Reform and
Consumer Protection Act (Dodd-Frank
Act), rulemaking authority for and
certain enforcement authorities with
respect to the Real Estate Settlement
Procedures Act (RESPA) of 1974, as
amended by Section 461 of the Housing
and Urban-Rural Recovery Act of 1983
(HURRA), and other various
amendments, transferred from the
Department of Housing and Urban
Development (HUD) to the Consumer
Financial Protection Bureau (CFPB) on
July 21, 2011. The Dodd-Frank Act also
directed the CFPB to integrate certain
disclosures required by the Truth in
Lending Act (TILA) with certain
disclosures required by the Real Estate
Settlement Procedures Act (RESPA) of
1974. The CFPB expects the content and
format of information collection forms
under this clearance, HUD’s existing
HUD–1/1A and GFE forms, to be
significantly revised or replaced by
rulemaking. The CFPB published
proposed rules in July and August of
2012 to that effect.
Historically, in order to satisfy
information collection requirements
under the Paperwork Reduction Act
(PRA), the HUD–1/1A and GFE listed
HUD’s Office of Management and
Budget (OMB) control number, 2502–
0265. While the CFPB will be, upon
OMB approval of this information
collection request, the ‘‘owner’’ of this
information collection, the CFPB
believes that requiring covered persons
to modify existing forms solely to
replace HUD’s OMB control number
with the Bureau’s OMB control number
would impose substantial burden on
covered persons with limited or no net
benefit to consumers. Accordingly, the
CFPB has reached an agreement with
OMB and HUD whereby covered
persons may continue to list HUD’s
OMB control number on the HUD–1/1A
and GFE forms until a final rule to the
contrary takes effect. Covered persons
also have the option of replacing HUD’s
OMB control number with the Bureau’s
OMB control number on the HUD–1/1A
and GFE forms until a final rule to the
contrary takes effect. Once the CFPB’s
final rule takes effect, regulated industry
will no longer be able to use the HUD
control number.
Agency form numbers, if applicable:
HUD–1 and HUD–1A, and GFE.
Estimation of the total numbers of
hours needed to prepare the information
collection including number of
respondents, frequency of response, and
hours of response: The total number of
annual burden hours needed to prepare
the information is 17,183,450; the
number of respondents is estimated to
be 50,000 generating approximately

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149,589,500 responses annually; these
are third party disclosures, the
frequency of response is annually for
one disclosure and as required for
others; and the estimated time per
response varies from 2 minutes to 35
minutes.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C. Chapter 35, as amended.

Status of the proposed information
collection: This is an extension of a
currently approved collection.
Authority: The Paperwork Reduction Act
of 1995, 44 U.S.C. chapter 35, as amended.
Dated: April 19, 2013.
Laura M. Marin,
Acting General Deputy Assistant, Secretary
for Housing-Acting General Deputy, Federal
Housing Commissioner.
[FR Doc. 2013–09705 Filed 4–23–13; 8:45 am]
BILLING CODE 4210–67–P

DEPARTMENT OF THE INTERIOR
Fish and Wildlife Service
[FWS–R6–R–2013–N061; FF06R06000 134
FXRS1265066CCP0]

Lake Andes National Wildlife Refuge
Complex, Lake Andes, SD; Final
Comprehensive Conservation Plan
Fish and Wildlife Service,
Interior.
ACTION: Notice of availability.
AGENCY:

We, the U.S. Fish and
Wildlife Service (Service), announce
that our final comprehensive
conservation plan and finding of no
significant impact (FONSI) for the Lake
Andes National Wildlife Refuge
Complex (Complex), which includes
Lake Andes NWR, Karl E. Mundt NWR,
and Lake Andes Wetland Management
District, is available. This final plan
describes how the Service intends to
manage these units for the next 15 years.
ADDRESSES: A copy of the plan may be
obtained by any of the following
methods. You may request hard copies
or a CD–ROM of the plan.
• Email: [email protected].
Include ‘‘Lake Andes NWR Complex
Draft CCP and EA’’ in the subject line
of the message.
• Fax: Attn: Bernardo Garza, 303–
236–4792.
• U.S. Mail: U.S. Fish and Wildlife
Service, Division of Refuge Planning,
P.O. Box 25486, Denver Federal Center,
Denver, CO 80225.
• In-Person Pickup: Call 303–236–
4377 to make an appointment during
regular business hours at 134 Union
Boulevard, Suite 300, Lakewood, CO
80228.
SUMMARY:

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FOR FURTHER INFORMATION CONTACT:

Bernardo Garza, 303–236–4377,
(phone); [email protected]
(email).
SUPPLEMENTARY INFORMATION:

Introduction
The Complex encompasses three
distinct units: Lake Andes National
Wildlife Refuge (NWR), Lake Andes
Wetland Management District (WMD),
and Karl E. Mundt NWR. The Complex
lies within the Plains and Prairie
Potholes Region (Region) in South
Dakota, which is an ecological treasure
of biological importance for wildlife,
particularly waterfowl and other
migratory birds. This Region alone
produces approximately 50 percent of
the continent’s waterfowl population.
Hunting and wildlife observation are the
two most prevalent public uses on the
Complex.
Lake Andes NWR was authorized by
an Executive Order in 1936, and
formally established in 1939, to preserve
an important piece of shallow-water and
prairie habitats for waterfowl and other
water birds.
Lake Andes WMD was formed in the
1960s to protect wetland and grassland
habitat that is critical to our nation’s
duck population. The Complex manages
lands located within Aurora, Bon
Homme, Brule, Charles Mix, Clay,
Davison, Douglas, Hanson, Hutchinson,
Lincoln, Turner, Union and Yankton
Counties in southeastern South Dakota.
These lands include a variety of
grassland.
Karl E. Mundt NWR was established
in 1974 to protect an area hugging the
eastern bank of the Missouri River in
Gregory County, South Dakota, and
Boyd County, Nebraska, that was
supporting nearly 300 endangered bald
eagles each winter. It is the first national
wildlife refuge specifically established
for the conservation of bald eagles, and
its riparian forests, prairie, and upland
habitats provide important resting,
feeding, breeding, and nesting sites for
a wide array of neotropical migratory
birds, indigenous turkey, and whitetailed deer. Haying, grazing, prescribed
burning, invasive plant control, and
prairie restoration are used to maintain
riparian and upland habitats.
Cottonwoods and other native tree
species have been planted in the past to
anchor riverine banks in attempts to
safeguard important bald eagle roosting
sites.
The draft Plan and Environmental
Assessment (EA) was made available to
the public for review and comment
following the announcement in the
Federal Register on October 29, 2012

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