Proposed Changes to June 2013 Call Report Form
June 2013 Call Report_Draft for OMB.xlsx
Revisions to NCUA Call Reports
Proposed Changes to June 2013 Call Report Form
OMB: 3133-0004
⚠️ Notice: This form may be outdated. More recent filings and information on OMB 3133-0004 can be found here:
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Instructions
Certify
STFC (1)
STFC (2)
STFC (3)
STFC (4) SH INS
STIE (5)
MISCINFO (6)
DEL (7)
DEL2 (8)
COREC(9)
LIQUIDITY (10)
PCA (11)
RBNW (12)
SPECLOANS (13)
SPECLOANS2 (14)
SPECLOANS3 (15)
SPECLOANS4 (16)
INV (17)
CUSO (18)
Overview
CoverInstructions
Certify
STFC (1)
STFC (2)
STFC (3)
STFC (4) SH INS
STIE (5)
MISCINFO (6)
DEL (7)
DEL2 (8)
COREC(9)
LIQUIDITY (10)
PCA (11)
RBNW (12)
SPECLOANS (13)
SPECLOANS2 (14)
SPECLOANS3 (15)
SPECLOANS4 (16)
INV (17)
CUSO (18)
Sheet 1: Cover
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Sheet 2: Instructions
| INSTRUCTIONS FOR REPORTING REQUIREMENTS | ||||||||
| This form has been divided into two sections -- a core section and section of supplementary | ||||||||
| schedules. All credit unions must complete the core section, pages 1 - 10. Supplementary | ||||||||
| schedules A - C on pages 13 - 18 must be completed if they are applicable to your credit union. | ||||||||
| SCHEDULE | REPORTING REQUIREMENT | |||||||
| A - Specialized Lending | Complete this schedule if your credit union: | |||||||
| ● has indirect loans outstanding, | ||||||||
| ● has real estate loans outstanding or real estate lending activity year to date, | ||||||||
| ● has purchased loans from, or sold loans to, other financial institutions year to date, | ||||||||
| ● has participation loans outstanding or participation lending activity year to date, | ||||||||
| ● has business loans outstanding or business lending activity year to date, or | ||||||||
| ● has any Troubled Debt Restructured (TDR) loans outstanding or has approved TDR loans year-to-date. | ||||||||
| B - Investments, Supplemental Information | Complete this schedule if your credit union: | |||||||
| ● has investments classified as Trading, Available for Sale, or Held to Maturity, | ||||||||
| ● has non-security investments that meet the requirements of Section 703.10(a), | ||||||||
| ● has investments purchased under an investment pilot program as defined by Section 703.19, | ||||||||
| ● has investment repurchase agreements, | ||||||||
| ● has investments not authorized by the FCU Act or NCUA Rules and Regulations, or | ||||||||
| ● has investments in brokered certificates of deposit or brokered share certificates. | ||||||||
| C - Credit Union Service Organization (CUSO) Information | Complete this schedule if your credit union has a wholly owned CUSO or has investments, loans, or an aggregate cash outlay in CUSOs. | |||||||
| INSTRUCTIONS FOR CORRECTING A SUBMITTED CALL REPORT | ||||||||
| If a submitted call report is not accurate and requires correction, a credit union is required to submit a corrected Call Report immediately upon notification or a credit union's discovery of the need for a correction. Online filing credit unions will make these corrections in the online system. Manual filing credit unions will complete the paper form and return the form to their regulator. | ||||||||
Sheet 3: Certify
| CERTIFICATION OF NCUA 5300 CALL REPORT AS OF JUNE 30, 2013 | ||||||||
| FOR CREDIT UNIONS FILING A MANUAL 5300 ONLY | ||||||||
| By signing below, I hereby certify the information being submitted is complete and accurate to the best of my knowledge and has been certified by the person below. If submitted information is not accurate, I understand I am required to submit a corrected Call Report upon notification or the discovery of a need for correction. I understand false entries and reports or statements, including material omissions, with intent to injure or defraud the credit union, the National Credit Union Administration, its examiners, or other individuals or companies is punishable under 18 U.S.C. 1006. | ||||||||
| Certifying Official: | ||||||||
| Last Name: | ||||||||
| Please Print | ||||||||
| First Name: | ||||||||
| Please Print | ||||||||
| Last Name: | ||||||||
| (Signature) | ||||||||
| First Name: | ||||||||
| (Signature) | ||||||||
| Date:_________________________ | ||||||||
| The instructions to prepare this form meet the requirement to provide guidance to small credit unions under Section 212 of the Small Business Regulatory Enforcement Fairness Act of 1996. | ||||||||
| You are not required to provide the information requested on a form that is subject to the Paperwork Reduction Act unless the form displays a valid OMB control number. | ||||||||
| Public reporting burden of this collection of information is estimated to average 6.6 hours per response, including the time for reviewing instructions, searching existing data needed, and completing and reviewing the collection of information. Send comments regarding this burden estimate or any other aspects of this collection of information, including suggestions for reducing this burden to: | ||||||||
| National Credit Union Administration | ||||||||
| Office of the Chief Information Officer | ||||||||
| 1775 Duke Street | ||||||||
| Alexandria, VA 22314-3428 | ||||||||
Sheet 4: STFC (1)
| STATEMENT OF FINANCIAL CONDITION AS OF JUNE 30, 2013 | ||||||||||||
| (ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.) | ||||||||||||
| Credit Union Name:________________________________________________________________ | Federal Charter/Certificate Number:_______________________ | |||||||||||
| This page must be completed by all credit unions. | ||||||||||||
| ASSETS | ||||||||||||
| CASH: | ||||||||||||
| Acct Code | Amount | |||||||||||
| 1. Cash on Hand (Coin and Currency)………………………..…..…………………..…………………………….. | 730A | |||||||||||
| 2. Cash on Deposit (Amounts Deposited in Financial Institutions) | Amount | |||||||||||
| a. Cash on Deposit in Corporate Credit Unions………......………………….……..…… | 730B1 | |||||||||||
| b. Cash on Deposit in Other Financial Institutions…………....………..…………...…… | 730B2 | |||||||||||
| c. Total Cash on Deposit (Amounts Deposited in Financial Institutions)………………………………………….. | 730B | |||||||||||
| 3. Cash Equivalents (Investments with Original Maturities of Three Months or Less)……….………………….. | 730C | |||||||||||
| INVESTMENTS: If your credit union reports amounts for items 4, 5, or 6 below, complete Schedule B - Investments, Supplemental Information. | ||||||||||||
| A | B | C1 | C2 | D | E | |||||||
| <= 1 Year | Acct Code | > 1-3 Years | Acct Code | > 3-5 Years | Acct Code | > 5-10 Years | Acct Code | > 10 Years | Acct Code | TOTAL AMOUNT | Acct Code | |
| 4. Trading Securities…………….. | 965A | 965B | 965C1 | 965C2 | 965D | 965 | ||||||
| 5. Available for Sale Securities… | 797A | 797B | 797C1 | 797C2 | 797D | 797E | ||||||
| 6. Held-to-Maturity Securities…… | 796A | 796B | 796C1 | 796C2 | 796D | 796E | ||||||
| 7. Deposits in commercial banks, S&Ls, savings banks…………….. | 744A | 744B | 744C1 | 744C2 | 744D | 744C | ||||||
| 8. Loans to and investments in natural person credit unions ……. | 672A | 672B | 672C1 | 672C2 | 672D | 672C | ||||||
| 9. Membership capital at corp. CUs/Nonperpetual Capital Account | 769A1 | 769A | ||||||||||
| 10. Paid-in capital at corp. CUs/Perpetual Contributed Capital | 769B1 | 769B | ||||||||||
| 11. All other investments in corporate credit unions………….. | 652A | 652B | 652C1 | 652C2 | 652D | 652C | ||||||
| 12. All other investments………… | 766A | 766B | 766C1 | 766C2 | 766D | 766E | ||||||
| 13. TOTAL INVESTMENTS (Sum of Items 4-12)…….………… | 799A1 | 799B | 799C1 | 799C2 | 799D | 799I | ||||||
| LOANS Held for Sale: See Instructions. | ||||||||||||
| Amount | Acct | |||||||||||
| 14. Loans Held for Sale……………………………………………………………………………………………………………………………………………………………………… | 003 | |||||||||||
Sheet 5: STFC (2)
| STATEMENT OF FINANCIAL CONDITION AS OF JUNE 30, 2013 | |||||||
| This page must be completed by all credit unions. | |||||||
| ASSETS -- CONTINUED | |||||||
| LOANS & LEASES: Participation loans purchased by the credit union should be reported in the appropriate category in this section. If your credit union has any real estate loans or member business loans outstanding or has originated any real estate loans or member business loans during the reporting period, complete Schedule A - Specialized Lending. | |||||||
| Interest Rate | Acct Code | Number of Loans | Acct Code | Amount | Acct Code | ||
| 15. Unsecured Credit Card Loans………...………………. | 521 | 993 | 396 | ||||
| 16. All Other Unsecured Loans/Lines of Credit……...…… | 522 | 994 | 397 | ||||
| 17. Short-Term, Small Amount Loans (STS) (Federal CU Only)… | 522A | 994A | 397A | ||||
| 18. Non-Federally Guaranteed Student Loans…………………. | 595A | 963A | 698A | ||||
| 19. New Vehicle Loans…………...……………………….. | 523 | 958 | 385 | ||||
| 20. Used Vehicle Loans………..……...…………………… | 524 | 968 | 370 | ||||
| 21. Total 1st Mortgage Real Estate Loans/Lines of Credit | 563 | 959 | 703 | ||||
| 22. Total Other Real Estate Loans/Lines of Credit ………. | 562 | 960 | 386 | ||||
| 23. Leases Receivable………….....………………………. | 565 | 954 | 002 | ||||
| 24. Total All Other Loans/Lines of Credit…………..……… | 595 | 963 | 698 | ||||
| 25. TOTAL LOANS & LEASES (Sum of items 15-24)………………………...….……… | 025A | 025B | |||||
| 26. Less: Allowance for Loan & Lease Losses…………..…..…………………………...………...………………………. | 719 | ||||||
| Other Assets: | |||||||
| 27. Foreclosed and Repossessed Assets | Number of Loans | Acct Code | Amount | Acct Code | |||
| a. Real Estate…………………………….…… | 798B1 | 798A1 | |||||
| b. Automobiles………………………………... | 798B2 | 798A2 | |||||
| c. Other…………….………………………….. | 798B3 | 798A3 | |||||
| d. Total Foreclosed and Repossessed Assets……… | 798B | 798A | Amount | Acct Code | |||
| 28. Land and Building………………………………….……………..……………………………...……....………………….. | 007 | ||||||
| 29. Other Fixed Assets…………………………………………………………………………………………………...…….. | 008 | ||||||
| 30. NCUA Share Insurance Capitalization Deposit……………………………………………………………………………. | 794 | ||||||
| 31. Intangible Assets | Amount | Acct Code | |||||
| a. Identifiable Intangible Assets…………………….…………………………..……. | 009D1 | ||||||
| b. Goodwill…….....…………………..………………………………………………… | 009D2 | ||||||
| c. Total Intangible Assets…………………………………………………………….. | 009D | ||||||
| 32. Other Assets | Amount | Acct Code | |||||
| a. Accrued Interest on Loans……………………………….……...………………... | 009A | ||||||
| b. Accrued Interest on Investments………………………….………………………. | 009B | ||||||
| c. All Other Assets…………………….………………………………………………. | 009C | ||||||
| d. Total Other Assets……….…......……………..……………………………………. | 009 | ||||||
| 33. TOTAL ASSETS (Sum of items 1, 2c, 3, 13, 14, 25 less 26, 27d, 28, 29, 30, 31c, and 32d)………………………..………… | 010 | ||||||
| Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012 | |||||||
| Number | Acct Code | Amount | Acct Code | ||||
| 34. Loans Granted Year-to-Date…………………………...……………………………. | 031A | 031B | |||||
| a. Short-Term, Small Amount Loans (STS) Granted Year-to-Date | 031C | 031D | |||||
| (include amount in Line 34 also) (Federal CU Only) | |||||||
| 35. Non-Federally Guaranteed Student Loans in deferred status………… | New | New | |||||
| 36. Loans Outstanding to Credit Union Officials and Senior Executive Staff………… | 995 | 956 | |||||
Sheet 6: STFC (3)
| STATEMENT OF FINANCIAL CONDITION AS OF JUNE 30, 2013 | ||||||||||||
| This page must be completed by all credit unions. | ||||||||||||
| LIABILITIES: | A. < 1 Year | Acct Code | B1. 1 - 3 Years | Acct Code | B2. > 3 Years | Acct Code | C. Total Amount | Acct Code | ||||
| 1. Draws Against Lines of Credit ……….......…..…….…………… | 883A | 883B1 | 883B2 | 883C | ||||||||
| 2. Other Notes, Promissory Notes and Interest Payable……...….. | 011A | 011B1 | 011B2 | 011C | ||||||||
| 3. Borrowing Repurchase Transactions………………………..…. | 058A | 058B1 | 058B2 | 058C | ||||||||
| 4. Subordinated Debt…………………...………………….…...….… | 867A | 867B1 | 867B2 | 867C | ||||||||
| 5. Subordinated Debt included in Net Worth……………...……… | 925A1 | 925A2 | 925A | |||||||||
| 6. TOTALS (each column)……………….…...…………....………… | 860A | 860B1 | 860B2 | 860C | ||||||||
| 7. Accrued Dividends & Interest Payable on Shares & Deposits……..……….....………………….………………… | 820A | |||||||||||
| 8. Accounts Payable and Other Liabilities……………….…………………..……………….………...…...…………… | 825 | |||||||||||
| SHARES/DEPOSITS: | Dividend Rate | Acct Code | Number of Accounts | Acct Code | A. < 1 Year | Acct Code | B1. 1 - 3 Years | Acct Code | B2. > 3 Years | Acct Code | C. Total Amount | Acct Code |
| 9. Share Drafts………………………….…… | 553 | 452 | 902A | 902 | ||||||||
| 10. Regular Shares………………………….. | 552 | 454 | 657A | 657 | ||||||||
| 11. Money Market Shares…………………… | 532 | 458 | 911A | 911 | ||||||||
| 12. Share Certificates……………………..… | 547 | 451 | 908A | 908B1 | 908B2 | 908C | ||||||
| 13. IRA/KEOGH Accounts…………………… | 554 | 453 | 906A | 906B1 | 906B2 | 906C | ||||||
| 14. All Other Shares……………………..….. | 585 | 455 | 630A | 630B1 | 630B2 | 630 | ||||||
| 15. TOTAL SHARES…………………..……………..…. | 966 | 013A | 013B1 | 013B2 | 013 | |||||||
| 16. Nonmember Deposits…………….……… | 599 | 457 | 880A | 880B1 | 880B2 | 880 | ||||||
| 17. TOTAL SHARES and DEPOSITS………….……….. | 460 | 018A | 018B1 | 018B2 | 018 | |||||||
| Additional Shares/ Deposits (Included in the Shares/Deposits Listed Above): | Amount | Acct | ||||||||||
| 18. Accounts Held by Member Government Depositors………………………………………………………………….. | 631 | |||||||||||
| 19. Accounts Held by Nonmember Government Depositors…………………………………………………………….. | 632 | |||||||||||
| 20. Employee Benefit Member Shares………………………………………………………………………………...…… | 633 | |||||||||||
| 21. Employee Benefit Nonmember Shares………………………………………………………………………………... | 634 | |||||||||||
| 22. 529 Plan Member Deposits….………………………………………………………………………………………….. | 635 | |||||||||||
| 23. Non-dollar denominated deposits…………………………………………………………………………………...…. | 636 | |||||||||||
| 24. Health Savings Accounts…………………………………………………………………………………………….…. | 637 | |||||||||||
| 25. Dollar Amount of Share Certificates = or > $100,000 (Excluding brokered share certificates participated | ||||||||||||
| out by the broker in shares of less than $100,000)…………………………………………………………………..…. | 638 | |||||||||||
| 26. Dollar Amount of IRA/Keogh Accounts = or > $100,000….……………………………………………………….... | 639 | |||||||||||
| 27. Dollar Amount of Share Drafts Swept to Regular Shares or Money Market Accts as part of Sweep Program | 641 | |||||||||||
| 28. Dollar Amount of Noninterest Bearing Transactional Accounts with balances > $250,000…………………….. | 642 | |||||||||||
| 29. Business Share Accounts…………………………………………………………………………………………….. | NEW | |||||||||||
| 30. Negative Shares as Included in All Other Unsecured Loans/Lines of Credit on Page 2…………………………. | NEW | |||||||||||
Sheet 7: STFC (4) SH INS
| STATEMENT OF FINANCIAL CONDITION AS OF JUNE 30, 2013 | |||||||||
| This page must be completed by all credit unions. | |||||||||
| EQUITY: | Amount | Acct code | |||||||
| 29. Undivided Earnings………………………………………………….………………………………………..……..……..…….. | 940 | ||||||||
| 30. Regular Reserves…………………………...…………………………...…………………………………..……..……..…….. | 931 | ||||||||
| 31. Appropriation for Non-Conforming Investments (State Credit Unions ONLY)……..........………..……..… | 668 | ||||||||
| 32. Other Reserves.(Appropriations of Undivided Earnings)……………………………………………......……..……..…….. | 658 | ||||||||
| 33. Equity Acquired in Merger…………………………………………………………………………………..……..……..…….. | 658A | ||||||||
| 34. Miscellaneous Equity ……….………....…………………….…………….………………………………..……..……..…….. | 996 | ||||||||
| 35. Accumulated Unrealized Gains (Losses) on Available for Sale Securities…………………………………..……..…….. | 945 | ||||||||
| 36. Accumulated Unrealized Losses for OTTI (Due to Other Factors) on HTM Debt Securities………………..……..…….. | 945C | ||||||||
| 37. Accumulated Unrealized Net Gains (Losses) on Cash Flow Hedges……....….……………………..……..……..…….. | 945A | ||||||||
| 38. Other Comprehensive Income (unless already included in item 35-37)…………………………………..……..……..…….. | 945B | ||||||||
| 39 Net Income (unless this amount is already included in Undivided Earnings)……..…………………..……..……..…….. | 602 | ||||||||
| 40. TOTAL LIABILITIES, SHARES, AND EQUITY (Sum items 6-8, 17, and 29-39; must equal line 33, P.2.)……..……… | 014 | ||||||||
| If the credit union has any unfunded commitments or loans sold or swapped with recourse, complete Pg 10 - Liquidity, Commitments and Sources. | |||||||||
| NCUA INSURED SAVINGS COMPUTATION | |||||||||
| (ROUND CENTS TO THE NEAREST WHOLE DOLLAR. DO NOT REPORT CENTS.) | |||||||||
| This section must be completed by all credit unions. | |||||||||
| Insured shares and deposits, as described in Part 745 of the NCUA Rules and Regulations, are authorized by state law and issued to members | |||||||||
| (or nonmembers in the case of low-income designated credit unions), other credit unions, or government depositors. Report uninsured shares in this section. | |||||||||
| Do not include notes payable or other forms of borrowings. Eligible accounts are generally insured up to $250,000 each. Noninterest bearing transactional | |||||||||
| accounts (interest or dividends are not accrued or paid) are fully insured separate from, and in addition to, other coverage. | |||||||||
| (See instructions for the following line items.) | Uninsured Amount | Acct Code | |||||||
| A. Uninsured IRA and KEOGH Member Shares and Deposits | 065A1 | ||||||||
| A1. Uninsured KEOGH Member Shares and Deposits for Employee Benefit Plans | 065A3 | ||||||||
| B. Uninsured Employee Benefit Member Shares and Deposits | 065B1 | ||||||||
| C. Uninsured Member 529 Plan Deposits | 065C1 | ||||||||
| D. Uninsured Member Accts Held by Government Depositors | 065D1 | ||||||||
| E. Other Uninsured Member Shares and Deposits | 065E1 | ||||||||
| F. TOTAL UNINSURED MEMBER SHARES AND DEPOSITS (A+A1+B+C+D+E) | 065A4 | ||||||||
| G. Uninsured Nonmember Employee Benefit Shares and Deposits | 067A1 | ||||||||
| H. Uninsured Nonmember Accts Held by Government Depositors | 067B1 | ||||||||
| I. Other Uninsured Nonmember Shares and Deposits | 067C1 | ||||||||
| J. TOTAL UNINSURED NONMEMBER SHARES AND DEPOSITS (G+H+I) | 067A2 | ||||||||
| K. TOTAL UNINSURED SHARES AND DEPOSITS (F+J) | 068A | ||||||||
| L. TOTAL INSURED SHARES AND DEPOSITS (item 17 from page 3 less item K) | 069A | ||||||||
Sheet 8: STIE (5)
| STATEMENT OF INCOME AND EXPENSE | |||||
| This page must be completed by all credit unions. | |||||
| Report year-to-date numbers for the period JANUARY 1, 2013 - JUNE 30, 2013 | |||||
| INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2013 TO JUNE 30, 2013 | Amount | Acct Code | |||
| 1. | Interest on Loans (Gross-before interest refunds)…..…..……………………….……………………… | 110 | |||
| 2. | (Less) Interest Refunded…………….…………...…………..…………………………………………… | 119 | |||
| 3. | Income from Investments (Including Interest and Dividends)…..………………...……………….……… | 120 | |||
| 4. | Trading Profits and Losses (Realized and Unrealized Gains/Losses)…………………………..…… | 124 | |||
| 5. | TOTAL INTEREST INCOME (Sum of items 1-4)………...………………...……………………………… | 115 | |||
| INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2013 TO JUNE 30, 2013 | |||||
| 6. | Dividends on Shares (Includes dividends earned during current period)……………………...……… | 380 | |||
| 7. | Interest on Deposits (Total interest exp for deposit accounts) (State Credit Union ONLY)… | 381 | |||
| 8. | Interest on Borrowed Money……………………………………...……………………..………………… | 340 | |||
| 9. | TOTAL INTEREST EXPENSE (Sum of items 6-8)………………………….…………………………......... | 350 | |||
| 10. | Provision for Loan & Lease Losses…………………….……...………………………………………… | 300 | |||
| 11. | NET INTEREST INCOME AFTER PROVISION FOR LOAN AND LEASE LOSSES | ||||
| (Item 5 less item 9 less item 10)……………………………..…………………………………......……… | 116 | ||||
| NON-INTEREST INCOME YEAR-TO-DATE: JANUARY 1, 2013 TO JUNE 30, 2013 | |||||
| 12. | Fee Income…………………………………………………………………………..………………………… | 131 | |||
| 13. | Other Operating Income (Include unconsolidated CUSO Income)…………………………...………… | 659 | |||
| 14. | Gain (Loss) on Investments (DO NOT include Gain or Loss on Trading Securities)……………… | 420 | |||
| 14a. Total Other-Than-Temporary Impairment (OTTI) Losses… | 420A | ||||
| 14b. Less: Portion OTTI Losses in Other Comprehensive Income.. | 420B | ||||
| 14c. OTTI Losses Recognized in Earnings (Include in Item 14)… | 420C | ||||
| 15. | Gain (Loss) on Disposition of Fixed Assets……………………………………….……………………… | 430 | |||
| 16. | Gain from Bargain Purchase (Merger)……………………………………………………………………… | 431 | |||
| 17. | Other Non-operating Income (Expense)……………………………………..……………………………… | 440 | |||
| 18. | TOTAL NON-INTEREST INCOME (Sum of items 12-17)…………………………..………………………… | 117 | |||
| NON-INTEREST EXPENSE YEAR-TO-DATE: JANUARY 1, 2013 TO JUNE 30, 2013 | |||||
| 19. | Total Employee Compensation and Benefits……………………………….……………………………… | 210 | |||
| 20. | Travel and Conference Expense………………………………………….……………………………… | 230 | |||
| 21. | Office Occupancy Expense…………………………..…………………………………………………… | 250 | |||
| 22. | Office Operations Expense……………………………………..…………………………………………… | 260 | |||
| 23. | Educational and Promotional Expenses……………………………...………………………………… | 270 | |||
| 24. | Loan Servicing Expense………………………………………..………………………………………… | 280 | |||
| 25. | Professional and Outside Services……………………………...………………………………………… | 290 | |||
| 26. | Member Insurance | Amount | Acct Code | ||
| 26a. NCUSIF Premium Expense…………………………………… | 311A | ||||
| 26b. Temporary Corporate CU Stabilization Fund Assessment… | 311 | ||||
| 26c. Other Member Insurance Expense………………………….. | 310A | ||||
| 26d. Total Member Insurance…………..…………………………………...…………………………… | 310 | ||||
| 27. | Operating Fees (Examination and/or supervision fees)………………………..………………………… | 320 | |||
| 28. | Miscellaneous Operating Expenses………………………………….……………………………………… | 360 | |||
| 29. | TOTAL NON-INTEREST EXPENSE (Sum of items 19-28)………………………….…………………… | 671 | |||
| 30. | NET INCOME (LOSS) (line 11 plus line 18 less line 29)…………………………...………………… | 661A | |||
| RESERVE TRANSFERS YEAR-TO-DATE: JANUARY 1, 2013 TO JUNE 30, 2013 | |||||
| 31. | Transfer to Regular Reserves……………………………….…………………………………………………. | 393 | |||
| OTHER CALCULATIONS | |||||
| 32. | NET INCOME (LOSS) EXCLUDING NCUSIF PREMIUMS AND TEMPORARY CORPORATE CU STABILIZATION | 660A | |||
| FUND ASSESSMENT REPORTED ON LINES 26a & 26b (Item 30 + Item 26a+ Item 26b)………………………… | |||||
Sheet 9: MISCINFO (6)
| MISCELLANEOUS INFORMATION | ||||||||||
| This page must be completed by all credit unions. | ||||||||||
| Acct Code | ||||||||||
| 1. | Does your credit union maintain share/deposit insurance coverage in addition to the NCUSIF? | 875 | ||||||||
| (Do not include Life Savings and Borrowers' Protection Insurance or Surety Bond Coverage.) | Yes/No | |||||||||
| a. If so, indicate the name of the insurance company………………………. | 876 | |||||||||
| b. Dollar amount of shares and/or deposits insured by the company named above………………… | 877 | |||||||||
| 2. | Number of current members (not number of accounts)……………………………………………………. | 083 | ||||||||
| 3. | Number of potential members……………………………………………………………………………...…. | 084 | ||||||||
| 4. | Number of credit union employees who are: | |||||||||
| a. Full-Time (26 hours or more per week)………………………………………………………………….. | 564A | |||||||||
| b. Part-Time (25 hours or less per week)……………………………………………………………….…. | 564B | |||||||||
| 5. | Provide the aggregate of all capital and operating lease payments on fixed assets, without | 980 | ||||||||
| discounting commitments for future payments to present value……..……..……..……..……..……… | ||||||||||
| 6. | Has the credit union completed a merger or acquisition that qualifies for Business Combination Accounting | 1003 | ||||||||
| on or after January 1, 2009? If this answer is "Yes" please complete line 7 on Page 11. | Yes/No | |||||||||
| 7. | If you have a transactional world wide website, how many members use it………………..……..……..…….. | 892B | ||||||||
| 8. | Does the credit union plan to add any new branches or expand existing facilities in the next 12 months?..... | 566B | ||||||||
| Yes/No | ||||||||||
| 1 - 3 Years | Acct Code | > 3 Years | Acct Code | Total Amount | Acct Code | |||||
| 9. | Uninsured Secondary Capital (Low-Income Designated CUs Only)……. | 925B1 | 925B2 | 925 | ||||||
| Acct Code | ||||||||||
| 10. | Amount if Grants Awarded to Your Credit Union year-to-date | New | ||||||||
| 11. | Amount of Grants Received by Your Credit Union year-to-date | New | ||||||||
Sheet 10: DEL (7)
| DELINQUENT LOANS BY COLLATERAL TYPE | |||||||||||
| This page must be completed by all credit unions. | |||||||||||
| Report Number Only | |||||||||||
| TOTAL NUMBER OF DELINQUENT LOANS BY COLLATERAL TYPE | Reportable Delinquency | Total Number of Reportable Delinquent Loans | |||||||||
| 1 to <2 months | 2 to < 6 months | 6 - 12 months | 12 months and over | ||||||||
| 1a. | Unsecured Credit Card Loans………………………… | 024A | 026A | 027A | 028A | 045A | |||||
| 2a. | Short-Term, Small Amount Loans (STS) (Federal CU Only). | 089A | 127A | 128A | 129A | 130A | |||||
| 3a. | Non-Federally Guaranteed Student Loans…………… | 053A | 053B | 053C | 053D | 053E | |||||
| 4a. | New Vehicle Loans | 035A1 | 035B1 | 035C1 | 035D1 | 035E1 | |||||
| 5a. | Used Vehicle Loans | 035A2 | 035B2 | 035C2 | 035D2 | 035E2 | |||||
| 6a. | 1st Mortgage Real Estate Loans/Lines of Credit | ||||||||||
| 1. Fixed Rate (incl. Hybrid/Balloon > 5yrs)…………… | 029A | 029B | 029C | 029D | 029E | ||||||
| 2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less) | 030A | 030B | 030C | 030D | 030E | ||||||
| 7a. | Other Real Estate Loans/Lines of Credit | ||||||||||
| 1. Fixed Rate/Hybrid/Balloon…………………………… | 032A | 032B | 032C | 032D | 032E | ||||||
| 2. Adjustable Rate…………………………………… | 033A | 033B | 033C | 033D | 033E | ||||||
| 8a. | Leases Receivable…………………………………… | 034A | 034B | 034C | 034D | 034E | |||||
| 9a | All Other Loans (See Instructions)…………………… | 035A | 035B | 035C | 035D | 035E | |||||
| 10a | TOTAL NUMBER OF DELINQUENT LOANS | 020A | 021A | 022A | 023A | 041A | |||||
| Report Amount Only | |||||||||||
| TOTAL AMOUNT OF DELINQUENT LOANS BY COLLATERAL TYPE | Reportable Delinquency | Total Amount of Reportable Delinquent Loans | |||||||||
| 1 to <2 months | 2 to <6 months | 6 to <12 months | 12 months and over | ||||||||
| 1b. | Unsecured Credit Card Loans…………………………… | 024B | 026B | 027B | 028B | 045B | |||||
| 2b. | Short-Term, Small Amount Loans (STS) (Federal CU Only) | 089B | 127B | 128B | 129B | 130B | |||||
| 3b. | Non-Federally Guaranteed Student Loans……………… | 020T | 021T | 022T | 023T | 041T | |||||
| 4b. | New Vehicle Loans | 020C1 | 021C1 | 022C1 | 023C1 | 041C1 | |||||
| 5b. | Used Vehicle Loans | 020C2 | 021C2 | 022C2 | 023C2 | 041C2 | |||||
| 6b. | 1st Mortgage Real Estate Loans/Lines of Credit | ||||||||||
| 1. Fixed Rate (incl. Hybrid/Balloon > 5yrs)……………… | 751 | 752 | 753 | 754 | 713A | ||||||
| 2. Adjustable Rate (incl. Hybrid/Balloon 5 yrs or less) | 771 | 772 | 773 | 774 | 714A | ||||||
| 7b. | Other Real Estate Loans/Lines of Credit | ||||||||||
| 1. Fixed Rate/Hybrid/Balloon……………………………… | 755 | 756 | 757 | 758 | 715A | ||||||
| 2. Adjustable Rate……………………………………… | 775 | 776 | 777 | 778 | 716A | ||||||
| 8b. | Leases Receivable………………………………………… | 020D | 021D | 022D | 023D | 041D | |||||
| 9b. | All Other Loans (See Instructions)……………………… | 020C | 021C | 022C | 023C | 041C | |||||
| 10b. | TOTAL AMOUNT OF DELINQUENT LOANS | 020B | 021B | 022B | 023B | 041B | |||||
Sheet 11: DEL2 (8)
| ADDITIONAL DELINQUENCY INFORMATION | |||||||||||
| (Included in the delinquent loan information reported on Page 7) | |||||||||||
| This page must be completed by all credit unions. | |||||||||||
| Report Number Only | |||||||||||
| Reportable Delinquency | |||||||||||
| TOTAL NUMBER OF DELINQUENT LOANS | 1 to <2 months | 2 to <6 months | 6 to <12 months | 12 months and over | Total Number of Reportable Delinquent Loans | ||||||
| 9a. | Indirect Loans…….………...…………………………… | 036A | 036B | 036C | 036D | 036E | |||||
| 10a. | Participation Loans………...…………………………. | 037A | 037B | 037C | 037D | 037E | |||||
| 11a. | Interest Only & Payment Option 1st Mortgage Loans | 038A | 038B | 038C | 038D | 038E | |||||
| 12a. | Interest Only & Payment Option Other RE/LOC Loans | 039A | 039B | 039C | 039D | 039E | |||||
| 13a. | Residential Construction excluding Business Purpose | 040A | 040B | 040C | 040D | 040E | |||||
| 14a. | Member Business Loans secured by Real Estate | 043A1 | 043B1 | 043C1 | 043D1 | 043E1 | |||||
| 15a. | Member Business Loans NOT secured by Real Estate | 043A2 | 043B2 | 043C2 | 043D2 | 043E2 | |||||
| 16a. | Nonmember Business Loans Secured by Real Estate | 046A1 | 046B1 | 046C1 | 046D1 | 046E1 | |||||
| 17a. | Nonmember Business Loans NOT Secured by Real Estate | 046A2 | 046B2 | 046C2 | 046D2 | 046E2 | |||||
| 18a. | Agricultural Loans………...………………………….. | 044A | 044B | 044C | 044D | 044E | |||||
| 19a. | Business Construction & Development Loans……. | 047A | 047B | 047C | 047D | 047E | |||||
| 20a. | TDR Loans Secured by First Mortgages | 054A | 054B | 054C | 054D | 054E | |||||
| 21a. | TDR Loans Secured by Other RE/LOCs | 055A | 055B | 055C | 055D | 055E | |||||
| 22a. | TDR RE Loans Also Reported as Business Loans | 056A | 056B | 056C | 056D | 056E | |||||
| 23a. | TDR Consumer Loans NOT Secured by Real Estate | 057A | 057B | 057C | 057D | 057E | |||||
| 24a. | TDR Business Loans NOT Secured by Real Estate | 059A | 059B | 059C | 059D | 059E | |||||
| 25a. | Loans Held for Sale | New | New | New | New | New | |||||
| Report Amount Only | |||||||||||
| Reportable Delinquency | |||||||||||
| TOTAL AMOUNT OF DELINQUENT LOANS | 1 to <2 months | 2 to <6 months | 6 to <12 months | 12 months and over | Total Amount of Reportable Delinquent Loans | ||||||
| 9b. | Indirect Loans…….………...…………………………… | 020E | 021E | 022E | 023E | 041E | |||||
| 10b. | Participation Loans………...…………………………. | 020F | 021F | 022F | 023F | 041F | |||||
| 11b. | Interest Only & Payment Option 1st Mortgage Loans | 020I | 021I | 022I | 023I | 041I | |||||
| 12b. | Interest Only & Payment Option Other RE/LOC Loans | 020M | 021M | 022M | 023M | 041M | |||||
| 13b. | Residential Construction excluding Business Purpose | 020N | 021N | 022N | 023N | 041N | |||||
| 14a. | Member Business Loans secured by Real Estate | 043A1 | 043B1 | 043C1 | 043D1 | 043E1 | |||||
| 15a. | Member Business Loans NOT secured by Real Estate | 043A2 | 043B2 | 043C2 | 043D2 | 043E2 | |||||
| 16a. | Nonmember Business Loans Secured by Real Estate | 046A1 | 046B1 | 046C1 | 046D1 | 046E1 | |||||
| 17a. | Nonmember Business Loans NOT Secured by Real Estate | 046A2 | 046B2 | 046C2 | 046D2 | 046E2 | |||||
| 18b. | Agricultural Loans………...………………………….. | 020H | 021H | 022H | 023H | 041H | |||||
| 19b. | Business Construction & Development Loans……. | 020Q | 021Q | 022Q | 023Q | 041Q | |||||
| 20b. | TDR Loans Secured by First Mortgages | 020U | 021U | 022U | 023U | 041U | |||||
| 21b. | TDR Loans Secured by Other RE/LOCs | 020V | 021V | 022V | 023V | 041V | |||||
| 22b. | TDR RE Loans Also Reported as Business Loans | 020W | 021W | 022W | 023W | 041W | |||||
| 23b. | TDR Consumer Loans NOT Secured by Real Estate | 020X | 021X | 022X | 023X | 041X | |||||
| 24b. | TDR Business Loans NOT Secured by Real Estate | 020Y | 021Y | 022Y | 023Y | 041Y | |||||
| 25b. | Loans Held for Sale | New | New | New | New | New | |||||
Sheet 12: COREC(9)
| LOAN CHARGE OFFS AND RECOVERIES | ||||||||||
| This page must be completed by all credit unions. | ||||||||||
| Report year-to-date numbers for the period JANUARY 1, 2013 - JUNE 30, 2013 | ||||||||||
| LOAN LOSS INFORMATION | YTD | Acct Code | YTD | Acct Code | ||||||
| Charge Offs | Recoveries | |||||||||
| 1. | Unsecured Credit Card Loans……………………….. | 680 | 681 | |||||||
| 2. | Short-Term, Small Amount Loans (STS) (Federal CU Only)… | 136 | 137 | |||||||
| 3. | Non-Federally Guaranteed Student Loans…………………. | 550T | 551T | |||||||
| 4. | New Vehicle Loans…………………………………………… | 550C1 | 551C1 | |||||||
| 5. | Used Vehicle Loans………………………………………….. | 550C2 | 550C2 | |||||||
| 6. | Total 1st Mortgage Real Estate Loans/Lines of Credit | 548 | 607 | |||||||
| 7. | Total Other Real Estate Loans/Lines of Credit……… | 549 | 608 | |||||||
| 8. | Leases Receivable….……………………………….. | 550D | 551D | |||||||
| 9. | All Other Loans (See Instructions)………………….. | 550C | 551C | |||||||
| 10 | Total Charge Offs and Recoveries………..….. | 550 | 551 | |||||||
| ADDITIONAL LOAN LOSS INFORMATION | YTD | Acct Code | YTD | Acct Code | ||||||
| (Included in the loan losses reported above.) | Charge Offs | Recoveries | ||||||||
| 11. | Indirect Loans……………………………………… | 550E | 551E | |||||||
| 12. | Participation Loans………………………………….. | 550F | 551F | |||||||
| 13. | Interest Only & Payment Option 1st Mortgage Loans | 550I | 551I | |||||||
| 14. | Interest Only & Payment Option Other RE/LOC Loans | 550M | 551M | |||||||
| 15 | Residential Construction excluding Business Purpose | 550N | 551N | |||||||
| REMOVED | ||||||||||
| 16. | Member Business Loans secured by Real Estate | 550H | 551H | |||||||
| 17. | Member Business Loans NOT secured by Real Estate | 550H | 551H | |||||||
| 18. | Nonmember Business Loans Secured by Real Estate | 550H | 551H | |||||||
| 19. | Nonmember Business Loans NOT Secured by Real Estate | 550H | 551H | |||||||
| 20. | Agricultural Loans……...…………………………….. | 550H | 551H | |||||||
| REMOVED | ||||||||||
| 21. | Business Construction & Development Loans | 550Q | 551Q | |||||||
| 22. | TDR Loans Secured by First Mortgages | 550U | 551U | |||||||
| 23. | TDR Loans Secured by Other RE/LOCs | 550V | 551V | |||||||
| 24. | TDR RE Loans Also Reported as Business Loans | 550W | 551W | |||||||
| 25. | TDR Consumer Loans NOT Secured by Real Estate | 550X | 551X | |||||||
| 26. | TDR Business Loans NOT Secured by Real Estate | 550Y | 551Y | |||||||
| 27. | Loans Held for Sale | New | New | |||||||
| 28. | All loans charged off due to Bankruptcy YTD……… | 682 | ||||||||
| 29. | Number of members with loans (outstanding) who have filed for: | No. of Members | Acct Code | |||||||
| a. Chapter 7 Bankruptcy YTD…………………….. | 081 | |||||||||
| b. Chapter 13 Bankruptcy YTD…………………… | 082 | |||||||||
| c. Chapter 11 or 12 Bankruptcy YTD…………………… | 088 | |||||||||
| Amount | Acct Code | |||||||||
| 30. | Total outstanding loan balances subject to bankruptcies identified in items 24a - 24c. | 971 | ||||||||
| No. of Loans | Acct Code | Amount | Acct Code | |||||||
| 31. | Real Estate Loans Foreclosed Year-to-Date (Report Balance at time of Foreclosure) | 1005A | 1005 | |||||||
| 32. | Real Estate Foreclosures in Process | New | New | |||||||
| 33. | Congressional Reporting Requirement | |||||||||
| a. Dollar amount of loans with interest rates that exceed 15% (Federal Credit Unions Only)........................ | 567 | |||||||||
| b. Aggregate weighted average interest rate for the loans | 568 | |||||||||
| with interest rates that exceed 15% (Federal Credit Unions Only)............................................................. | ||||||||||
Sheet 13: LIQUIDITY (10)
| LIQUIDITY, COMMITMENTS AND SOURCES | ||||||||||||||
| All credit unions must complete lines 1 through 9, if applicable. | ||||||||||||||
| OFF-BALANCE SHEET COMMITMENTS AND OTHER ITEMS | ||||||||||||||
| Amount Committed Directly by Credit Union | Acct Code | Amount Committed through Third Party / Indirect | Acct Code | Total Amount | Acct Code | |||||||||
| 1. | Unfunded Commitments for Business Loans | |||||||||||||
| A. | Member Business Loans Secured by Real Estate | New | New | New | ||||||||||
| B. | Member Business Loans NOT Secured by Real Estate | New | New | New | ||||||||||
| C. | Nonmember Business Loans Secured By Real Estate | New | New | New | ||||||||||
| D. | Nonmember Business Loans NOT Secured By Real Estate | New | New | New | ||||||||||
| E | Total Unfunded Commitments for Business Loans | 814E1 | 814E2 | 814E | ||||||||||
| 2. | Miscellaneous Business Loan Unfunded Commitments (Amounts should be included in the appropriate category of item 1 above.) | |||||||||||||
| A. | Agricultural Related Business Loans……………………….. | New | New | New | ||||||||||
| B. | Construction & Land Development………………….. | 814A2 | 814A3 | 814A1 | ||||||||||
| C. | Outstanding Letters of Credit……........…………………………… | 813A | 813B | 813 | ||||||||||
| 3. | Unfunded Commitments for All Remaining Loans | |||||||||||||
| A. | Revolving Open-End lines secured by 1-4 Family | 811A3 | 811A4 | 811 | ||||||||||
| Residential Properties………………………………………… | ||||||||||||||
| B. | Credit Card Lines………….....…………… | 812A | 812B | 812 | ||||||||||
| C. | Unsecured Share Draft Lines of Credit………………..……… | 815A | 815B | 815 | ||||||||||
| D. | Overdraft Protection Program Commitments………… | 822A | 822B | 822 | ||||||||||
| E. | Residential Construction Loans-Excluding | 811A1 | 811A2 | 811A | ||||||||||
| Business Purpose……………………………………………….. | ||||||||||||||
| F. | Federally Insured Home Equity Conversion | 811B1 | 811B2 | 811B | ||||||||||
| Mortgages (HECM)(Reverse Mortgages)……………….. | ||||||||||||||
| G. | Proprietary Reverse Mortgage Products………… | 811C1 | 811C2 | 811C | ||||||||||
| H. | Other Unfunded Commitments…………….…….……… | 816B1 | 816B2 | 816 | ||||||||||
| I. | Total Unfunded Commitments for Non-Business Loans | 816E1 | 816E2 | 816E | ||||||||||
| Total Unfunded Commitments for all | 816A1 | 816A2 | 816A | |||||||||||
| loan types (Sum items 1E and 3I)…… | ||||||||||||||
| 3. | Dollar Amount of Pending Bond Claims……………………...…….…………………………………………………… | 818 | ||||||||||||
| CONTINGENT LIABILITIES | ||||||||||||||
| 4. | Loans Transferred with Recourse…………………….……………………………………………………………………… | 819 | ||||||||||||
| 5. | Other Contingent Liabilities…………………………………..…..………………………………………………………… | 818A | ||||||||||||
| CREDIT AND BORROWING ARRANGEMENTS | ||||||||||||||
| 6. | Amount of Borrowings Subject to Early Repayment at Lender’s Option…………………………………………….. | 865A | ||||||||||||
| 7. | Assets Pledged to Secure Borrowings………………………………………………………………………………….. | 878 | ||||||||||||
| 8. | Lines of Credit | Non-Committed LOC | Acct Code | Committed LOC | Acct Code | Total Amount | Acct Code | |||||||
| a. Corporate Credit Unions | New | New | 884 | |||||||||||
| b. Natural Person Credit Unions | New | New | New | |||||||||||
| c. Other Credit Lines | New | New | New | |||||||||||
| d. Total | New | 882 | 881 | |||||||||||
| 9. | Borrowings | Draws Against LOC | Acct Code | Term Borrowings | Acct Code | Other Borrowings | Acct Code | Total Borrowings | Acct Code | |||||
| a. Corporate Credit Unions | 885A | 885B | New | New | ||||||||||
| b. Natural Person Credit Unions | New | New | New | New | ||||||||||
| c. Other Sources | New | New | New | New | ||||||||||
| d. FHLB | New | New | New | New | ||||||||||
| e. CLF | New | New | New | |||||||||||
| f. FRB | New | New | ||||||||||||
| g. Total | New | New | New | New | ||||||||||
Sheet 14: PCA (11)
| PCA NET WORTH CALCULATION WORKSHEET | ||||||||||
| A credit union is not required to provide input on this page unless it has chosen an alternative total assets option offered on lines | ||||||||||
| 10 through 12 to calculate Net Worth, elected to calculate an alternative Risk Based Net Worth ratio, or completed a merger/ | ||||||||||
| acquisition after 12/31/2008. | ||||||||||
| o Online Filers: Information entered on preceding schedules will populate line items below in the online 5300 System, | ||||||||||
| excluding items 7a - 7d and optional items 10, 11 and 12. | ||||||||||
| o Manual Call Report Filers: Use this page as a manual net worth calculation worksheet. If you have had any | ||||||||||
| any business combinations, complete items 7a - 7d. | ||||||||||
| NET WORTH TO TOTAL ASSETS RATIO | ||||||||||
| NUMERATOR: NET WORTH | Amount | Acct Code | ||||||||
| 1. Undivided Earnings………………………………………………….………………………….…………………………….. | 940 | |||||||||
| 2. Regular Reserves………………………………...………...………………..………………………………………………. | 931 | |||||||||
| 3. Appropriation for Non-Conforming Investments (State Credit Union ONLY)…………………………………………… | 668 | |||||||||
| 4. Other Reserves (Appropriations of Undivided Earnings)………………………………………..……………………….. | 658 | |||||||||
| 5. Subordinated Debt included in Net Worth………………..…………………………………………………………………. | 925A | |||||||||
| 6. Net Income (unless this amount is already included in Undivided Earnings)……………………………………………. | 602 | |||||||||
| 7. Adjusted Retained Earnings acquired through Business Combinations | Amount | Acct Code | ||||||||
| a. Prior Quarter-End Adjusted Retained Earnings acquired through Business | 1004A | |||||||||
| Combinations…………………………………………………………………….. | ||||||||||
| b. Adjustments made to Retained Earnings acquired through Business | 1004B | |||||||||
| Combinations during current quarter (See Instructions)…………………….. | ||||||||||
| c. Adjusted Gain from Bargain Purchase due to Business Combinations | 1004C | |||||||||
| completed during current quarter (See Instructions)…………………………. | ||||||||||
| d. Current Quarter's Total Adjusted Retained Earnings acquired through | 1004 | |||||||||
| Business Combinations (7a + 7b - 7c)……………………………………………………………………………… | ||||||||||
| 8. TOTAL NET WORTH (Sum of items 1-6 and 7d)………………...…...………………….……………………………… | 997 | |||||||||
| DENOMINATOR: TOTAL ASSETS | ||||||||||
| 9. Total Assets (quarter-end)……………………………………...…………………………………………………………… | 010 | |||||||||
| Total Assets Elections (Optional) | ||||||||||
| Retain line 9 quarter-end total assets above as net worth ratio denominator, or select one of the total assets computation options below by inputting | ||||||||||
| the result in the appropriate line item. Line 13 below will compute your net worth ratio using line 9 quarter-end total assets as your denominator | ||||||||||
| unless you enter an amount in line 10, 11 or 12. | ||||||||||
| 10. Average of Daily Assets over the calendar quarter…………………………………………...…………………………. | 010A | |||||||||
| 11. Average of the three month-end balances over the calendar quarter…………………………………………………. | 010B | |||||||||
| 12. The average of the current and three preceding calendar quarter-end balances……………………………………… | 010C | |||||||||
| 13. Net Worth Ratio (Line 8 divided by line 9, 10, 11, or 12) | 998 | |||||||||
| 14a. Risk Based Net Worth (RBNW) Requirement (Standard Calculation)………………………………………………….. | 999 | |||||||||
| b. Risk Based Net Worth (RBNW) Alternative Method under Section 702.107………………………………………….. | 999A | |||||||||
| 15. Net Worth Classification if credit union is not new (Based upon Call Report | ||||||||||
| data only--See instructions.)…………………………………………………………………….....………………………. | 700 | |||||||||
| 16. Net Worth Classification if credit union is new………………………….…………………………………………………. | 701 | |||||||||
| A "New" credit union has less than $10 million in assets and was chartered | ||||||||||
| in the last 10 years. (Based upon Call Report data only--See instructions.) | ||||||||||
Sheet 15: RBNW (12)
| STANDARD COMPONENTS OF | |||||
| RISK BASED NET WORTH REQUIREMENT (RBNW) | |||||
| (AUTOMATED -- NO INPUT NECESSARY) | |||||
| This information below is provided only for your information. No credit union is required to provide input on this page. | |||||
| Information entered on preceding schedules will populate the line items below in the online 5300 System. | |||||
| Manual Call Report filers will also leave these items blank. | |||||
| A RBNW Requirement is only applicable for those credit unions with assets greater than $10,000,000 and a RBNW requirement greater | |||||
| than six percent. | |||||
| A | B | C | D | E | F |
| Risk portfolio | Dollar balance | Amount as percent of quarter-end total assets | Risk weighting | Amount times risk weighting | Standard component |
| Quarter-end total assets | |||||
| Assets, line 33 (Acct 010) | 100.0000% | ||||
| (a) Long-term real estate loans | |||||
| Sched A Sect 2 Line 10 (Acct. Code 710) less: | |||||
| Sched A Sect 4 Line 12 (Acct. Code 718) | |||||
| Sched A Sect 2 Line 17 (Acct. Code 712) | |||||
| Threshold amount: 0 to 25% | 0.06 | ||||
| Excess amount: over 25% | 0.14 | ||||
| (b) MBLs outstanding | |||||
| Sched A Sect 4 line 10 (Acct. Code 400) | |||||
| Threshold amount: 0 to 15% | 0.06 | ||||
| Threshold amount: >15 to 25% | 0.08 | ||||
| Excess amount: over 25% | 0.14 | ||||
| (c) Investments | |||||
| Weighted-average life: | |||||
| Page 1 Lines 2c, 3 and 13: | |||||
| 0 to 1 year (Acct. Code 799A1 + 730B + 730C-738A-739A) | 0.03 | ||||
| > 1 year to 3 years (Acct. Code 799B-738B-739B) | 0.06 | ||||
| > 3 years to 5 years (Acct. Code 799C1-738C-739C) | 0.12 | ||||
| > 5 years to 10 years (Acct. Code 799C2-738D-739D) | 0.12 | ||||
| > 10 years (Acct. Code 799D-738E-739E) | 0.20 | ||||
| (d) Low-risk assets | |||||
| Assets Line 1 (Acct. Code 730A) | |||||
| Assets Line 30 (Acct. Code 794) | |||||
| Schedule B Line 1b (Acct. Code 740) | .00 | ||||
| Sum of risk portfolios (a) through (d) above | |||||
| (e) Average-risk assets | |||||
| Assets, line 33 (Acct. Code 010) less: Risk portfolio items (a) through (d) above | 0.06 | ||||
| (f) Loans sold with recourse | |||||
| Page 10, Line 4 (Acct. Code 819) | 0.06 | ||||
| (g) Unused MBL commitments | |||||
| Sched A Sect 4 line 11 (Acct. Code 814B) | 0.06 | ||||
| (h) Allowance (Credit limited to 1.5% of loans) | |||||
| Assets, line 26 (Acct. Code 719) | (1.00) | ||||
| Sum of standard components: | |||||
| RBNW requirement (Acct. Code 999B) | |||||
Sheet 16: SPECLOANS (13)
| SCHEDULE A | |||||||||||
| SPECIALIZED LENDING | |||||||||||
| Section 1: If your credit union has indirect loans, complete this section. | |||||||||||
| Section 2: If your credit union has any real estate loans outstanding or has originated any real estate loans year-to-date, complete this section. | |||||||||||
| Section 3: If your credit union has any participation loans outstanding or purchased or sold loans or participations year-to-date, complete this section. | |||||||||||
| Section 4: If your credit union has any business loans outstanding or has originated/purchased any business loans year-to-date, complete this section. If these loans are secured by real estate, complete section 2 also. | |||||||||||
| Section 5: If your credit union has any modified loans outstanding or has modified any loans year-to-date, complete this section. | |||||||||||
| SECTION 1 - INDIRECT LOANS | |||||||||||
| 1. INDIRECT LOANS | Number | Acct Code | Amount | Acct Code | |||||||
| a. Indirect Loans - Point of Sale Arrangement…………………………………… | 617B | 618B | |||||||||
| b. Indirect Loans - Outsourced Lending Relationship…………………………… | 617C | 618C | |||||||||
| c. TOTAL OUTSTANDING INDIRECT LOANS……………...…………………….. | 617A | 618A | |||||||||
| You may stop here if your credit union has no real estate loans or member business loans outstanding and has not originated | |||||||||||
| any real estate loans or member business loans year-to-date or if your credit union has not purchased or sold any loans or does not | |||||||||||
| have any participation loans outstanding. | |||||||||||
| SECTION 2 - REAL ESTATE LOANS AND LINES OF CREDIT - INCLUDING BUS. LOANS SECURED BY REAL ESTATE | |||||||||||
| Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012 | |||||||||||
| REAL ESTATE LOANS | |||||||||||
| FIRST MORTGAGE | |||||||||||
| 1. | Fixed Rate | No. of Loans Outstanding | Acct Code | Amt of Loans Outstanding | Acct Code | No. of Loans Granted Year- to-Date | Acct Code | Amount Granted Year-To-Date | Acct Code | ||
| a. | > 15 Years……………. | 972A | 704A | 982A | 720A | ||||||
| b. | 15 Years or less……... | 972B | 704B | 982B | 720B | ||||||
| 2. | Balloon/Hybrid | ||||||||||
| a. | > 5 Years……………… | 972C | 704C | 982C | 720C | ||||||
| b. | 5 Years or less………. | 972D | 704D | 982D | 720D | ||||||
| 3. | Other Fixed Rate………… | 972E | 704E | 982E | 720E | ||||||
| 4. | Adjustable Rate 1 yr or less | 973A | 705A | 983A | 721A | ||||||
| 5. | Adjustable Rate > 1 yr…… | 973B | 705B | 983B | 721B | ||||||
| OTHER REAL ESTATE | |||||||||||
| 6. | Closed-End Fixed Rate…… | 974 | 706 | 984 | 722 | ||||||
| 7. | Closed-End Adjustable Rate | 975 | 707 | 985 | 723 | ||||||
| 8. | Open-End Adjustable Rate | 976 | 708 | 986 | 724 | ||||||
| 9. | Open-End Fixed Rate……. | 976B | 708B | 986B | 724B | ||||||
| 10. | TOTALS (each column)…. | 978 | 710 | 988 | 726 | ||||||
| MISCELLANEOUS REAL ESTATE LOANS/ | |||||||||||
| LINES OF CREDIT INFORMATION | No. of Loans Outstanding | Acct Code | Amount Outstanding | Acct Code | Amount Granted YTD | Acct Code | |||||
| 11. | Interest Only & Payment Option 1st Mortgage Loans | 704C2 | 704C1 | 704C3 | |||||||
| 12. | Interest Only & Payment Option Other RE/LOC Loans | 704D1 | 704D2 | 704D3 | |||||||
| 13. | REVERSE MORTGAGES | No. of Loans Outstanding | Acct Code | Amt of Loans Outstanding | Acct Code | No. of Loans Granted YTD | Acct Code | Amount Granted YTD | Acct Code | ||
| a. Federally Insured Home Equity Conversion Mortgage (HECM) | 704F1 | 704F2 | 704F3 | 704F4 | |||||||
| b. Proprietary Reverse Mortgage Products | 704G1 | 704G2 | 704G3 | 704G4 | |||||||
Sheet 17: SPECLOANS2 (14)
| SCHEDULE A | ||||||||||||
| SPECIALIZED LENDING (Continued) | ||||||||||||
| SECTION 2 CONTINUED - REAL ESTATE LOANS AND LINES OF CREDIT | ||||||||||||
| MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION (continued) | Amount | Acct Code | ||||||||||
| 14. | Balance Outstanding of 1st Mtg Residential Construction Loans - Excluding Business Purpose… | 704A1 | ||||||||||
| 15. | Allowance for Losses on all Real Estate Loans……………………………………………… | 731 | ||||||||||
| 16. | Total Amount of All 1st Mortgage Loans which have been sold in the secondary market year-to-date | 736 | ||||||||||
| 17. | Amount of Real Estate Loans Outstanding that will contractually refinance, reprice or | |||||||||||
| mature within the next 5 years and that are not reported in Sect 4, line 9……………….. | 712 | |||||||||||
| 18. | Amount of real estate loans sold but serviced by the credit union………………………… | 779A | ||||||||||
| 19. | Mortgaging Servicing Rights………..………...………………………………………………… | 779 | ||||||||||
| SECTION 3- LOANS PURCHASED AND SOLD IN FULL & PARTICIPATION LOANS PURCHASED AND SOLD | ||||||||||||
| Report year-to-date numbers for the period JANUARY 1, 2012 - DECEMBER 31, 2012 | ||||||||||||
| 1. | LOANS PURCHASED AND SOLD YEAR-TO-DATE | Number | Acct Code | Amount | Acct Code | |||||||
| a. | Loans Purchased In Full from Other Financial Institutions……………...…………………. | 614 | 615 | |||||||||
| b. | Loans Purchased In Full from Other Sources………….………...…...……………………. | 612 | 613 | |||||||||
| c. | Loans, Excluding Real Estate Loans, Sold in Full…………………………………………… | 616 | 616A | |||||||||
| 2. | PARTICIPATION LOANS PURCHASED | ALL OUTSTANDING | PURCHASED YTD | |||||||||
| Number | Acct Code | Amount Outstanding | Acct Code | Number | Acct Code | Amount Purchased YTD | Acct Code | |||||
| a. | Purchased With Recourse ………..…………. | 619A1 | 619B1 | 690A1 | 690B1 | |||||||
| b. | Purchased Without Recourse ……………….. | 619A2 | 619B2 | 690A2 | 690B2 | |||||||
| TOTAL PURCHASED (each column)……….. | 619A3 | 619B | 690A | 690 | ||||||||
| 3. | OUTSTANDING PARTICIPATION LOANS SOLD | Participation Interest Retained | Participation Interest Sold AND/OR Serviced | |||||||||
| Number | Acct Code | Amount of Participation Interest Retained | Acct Code | Number | Acct Code | Amount of Participation Interest Sold AND/OR Serviced | Acct Code | |||||
| a. | Sold With Recourse …………………………………. | 691D1 | 691E1 | 691F1 | 691G1 | |||||||
| b. | Sold Without Recourse ………………………… | 691D2 | 691E2 | 691F2 | 691G2 | |||||||
| TOTAL OUTSTANDING SOLD (each column)… | 691D | 691E | 691F | 691G | ||||||||
| 4. | PARTICIPATION LOANS SOLD YEAR-TO-DATE | Participation Interest Retained | Participation Interest Sold AND/OR Serviced | |||||||||
| Number | Acct Code | Amount of Participation Interest Retained | Acct Code | Number | Acct Code | Amount of Participation Interest Sold AND/OR Serviced | Acct Code | |||||
| a. | Sold With Recourse YTD…………………………… | 691H1 | 691I1 | 691A1 | 691J1 | |||||||
| b. | Sold Without Recourse YTD………....…..…..… | 691H2 | 691I2 | 691A2 | 691J2 | |||||||
| TOTAL SOLD YTD (each column)…………… | 691H | 691I | 691A | 691 | ||||||||
| 5. | PARTICIPATION LOANS OUTSTANDING BY TYPE | Purchased Participations, Outstanding on Financial Statements | Portion of Participations Sold, Outstanding on Financial Statements | |||||||||
| Number | Acct Code | Amount | Acct Code | Number | Acct Code | Amount Sold Outstanding | Acct Code | |||||
| a. | Consumer…………………………………………… | 691K1 | 691L1 | 691M1 | 691N1 | |||||||
| b. | Non-Federally Guaranteed Student Loans…… | 691K7 | 691L7 | 691M7 | 691N7 | |||||||
| c. | Real Estate………………………………………… | 691K2 | 691L2 | 691M2 | 691N2 | |||||||
| d. | Member Business Loans excluding C&D………… | 691K3 | 691L3 | 691M3 | 691N3 | |||||||
| e. | Non-Member Business Loans excluding C&D…… | 691K4 | 691L4 | 691M4 | 691N4 | |||||||
| f. | Commercial Construction & Development………… | 691K5 | 691L5 | 691M5 | 691N5 | |||||||
| g. | Loan Pools…………………………………………… | 691K6 | 691L6 | 691M6 | 691N6 | |||||||
| TOTAL OUTSTANDING (each column)……… | 691K | 691L | 691M | 691N | ||||||||
Sheet 18: SPECLOANS3 (15)
| SCHEDULE A | ||||||||||||||
| SPECIALIZED LENDING (Continued) | ||||||||||||||
| Report year-to-date numbers for the period JANUARY 1, 2013 - JUNE 30, 2013 | ||||||||||||||
| SECTION 4- BUSINESS LENDING- Complete this section if the credit union has any business loans. or has originated any business loans year-to-date. |
||||||||||||||
| 1. | Member Business Loans | No. of Loans | Acct Code | Net Member Business Loan Balance (NMBLB) | Acct Code | No. of Loans Granted or Purchased Year-to-Date | Acct Code | NMBLB Granted or Purchased Year-to-Date | Acct Code | |||||
| a. | Construction and Development Loans | 143A1 | 143B1 | 143C1 | 143D1 | |||||||||
| b. | Secured by Farmland | 961A1 | 042A1 | 099A1 | 463A1 | |||||||||
| c. | Secured by Non-Farm Residential Property | 900G | 400G | 090G | 475G | |||||||||
| d. | Secured by Owner Occupied, Non-Farm, Non-Residential Property | 900H | 400H | 090H | 475H | |||||||||
| e. | Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property | 900J | 400J | 090J | 475J | |||||||||
| f. | TOTAL REAL ESTATE SECURED | 900K | 718A1 | 090K | 475K | |||||||||
| g. | Loans to finance agricultural production and other loans to farmers | 961A2 | 042A2 | 099A2 | 463A2 | |||||||||
| h. | Commercial and Industrial Loans | 900L | 400L | 090L | 475L | |||||||||
| i. | Unsecured Business Loans | 900C1 | 400C1 | 090C1 | 475C1 | |||||||||
| j. | Unsecured Revolving Lines of Credit for Business Purposes | 900C2 | 400C2 | 090C2 | 475C2 | |||||||||
| k. | TOTAL MEMBER BUSINESS LOANS | 900A | 400A | 090A | 475A | |||||||||
| 2. | Purchased business loans or participation interests to nonmembers | |||||||||||||
| a. | Construction and Development Loans | 143A2 | 143B2 | 143C2 | 143D2 | |||||||||
| b. | Secured by Farmland | 961A3 | 042A3 | 099A3 | 463A3 | |||||||||
| c. | Secured by Non-Farm Residential Property | 900G1 | 400G1 | 090G1 | 475G1 | |||||||||
| d. | Secured by Owner Occupied, Non-Farm, Non-Residential Property | 900H1 | 400H1 | 090H1 | 475H1 | |||||||||
| e. | Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property | 900J1 | 400J1 | 090J1 | 475J1 | |||||||||
| f. | TOTAL REAL ESTATE SECURED | 900K1 | 718A2 | 090K1 | 475K1 | |||||||||
| g. | Loans to finance agricultural production and other loans to farmers | 961A4 | 042A4 | 099A4 | 463A4 | |||||||||
| h. | Commercial and Industrial Loans | 900L1 | 400L1 | 090L1 | 475L1 | |||||||||
| i. | Unsecured Business Loans | 900C3 | 400C3 | 090C3 | 475C3 | |||||||||
| j. | Unsecured Revolving Lines of Credit for Business Purposes | 900C4 | 400C4 | 090C4 | 475C4 | |||||||||
| k. | TOTAL NONMEMBER BUSINESS LOANS | 900B | 400B | 090B | 475B | |||||||||
| TOTAL BUSINESS LOANS (1k+2k) | 900T | 400T | ||||||||||||
| MISCELLANEOUS BUSINESS LOAN INFORMATION | Number | Acct Code | Amount | Acct Code | ||||||||||
| 3. | Construction and Development Loans meeting the requirements of 723.3(a) | 143A | 143B | |||||||||||
| 4. | Unsecured Business Loans outstanding meeting the requirement of 723.7(c) - (d) | 900C | 400C | |||||||||||
| 5. | Purchased business loans or participation interests to members | 900D | 400D | |||||||||||
| 6. | Agricultural Related Loans (1b+1g+2b+2g) | 961A | 042A | |||||||||||
| 7. | Business Loans and Participations sold Year-to-Date | 691B | 691C | |||||||||||
| 8. | Small Business Administration Loans | 900F | 400F | |||||||||||
| 9. | Portion of Real Estate Loans included in line 10 of page 13 which are also reported as business loans on lines 1f and 2f above | 718A | ||||||||||||
| RISK BASED NET WORTH (RBNW) | ||||||||||||||
| For credit unions with assets greater than $10,000,000 | ||||||||||||||
| Amount | Acct Code | |||||||||||||
| 10. | Loans and participation interests qualifying for RBNW | 400 | ||||||||||||
| 11. | Unfunded commitments for business loans and participation interests qualifying for RBNW | 814B | ||||||||||||
| 12. | Amount of Real Estate Loans included in line 10 of page 13 also reported as business loans | 718 | ||||||||||||
| and participation interests qualifying for RBNW on line 10 directly above | ||||||||||||||
Sheet 19: SPECLOANS4 (16)
| SCHEDULE A | ||||||||||||||||
| SPECIALIZED LENDING (Continued) | ||||||||||||||||
| This page must be completed by all credit unions | ||||||||||||||||
| SECTION 5 - TROUBLED DEBT RESTRUCTURED LOANS - Complete this section if the credit union has any TDR loans outstanding. | ||||||||||||||||
| Report loans that qualify under generally accepted accounting principles as troubled debt restructurings (TDRs). TDRs are loans for which the credit union, for economic or legal reasons related to a borrower's financial difficulties, grants a concession to the borrower that it would not otherwise consider. Refer to FASB Accounting Standards Codification 310-40. These loans should also be reported as part of the overall balances in the appropriate category on the Statement of Financial Condition (page 2); in Schedule A, Section 2 for real estate loans; in Schedule A, Section 4 for business loans; and on pages 7 and 8, if delinquent. See Delinquent Loan instructions for information regarding TDR delinquency reporting. | ||||||||||||||||
| TDR Loans in Accrual Status | TDR Loans in Nonaccrual Status | Total TDR Loans Outstanding by Category | ||||||||||||||
| No. of Loans Outstanding | Acct Code | Amount in Accrual Status | Acct Code | No. of Loans Outstanding | Acct Code | Amount in Nonaccrual Status | Acct Code | Total No. of Loans | Acct Code | Total Amount | Acct Code | |||||
| 1. | a. | TDR Loans Secured by First Mortgages | 1006A | 1007A | 1008A | 1009A | 1010A | 1011A | ||||||||
| b. | TDR Loans Secured by Other RE/LOCs | 1006B | 1007B | 1008B | 1009B | 1010B | 1011B | |||||||||
| c. | TDR RE Loans Also Reported as Business Loans | 1006C | 1007C | 1008C | 1009C | 1010C | 1011C | |||||||||
| d. | TDR Consumer Loans NOT Secured by Real Estate | 1006D | 1007D | 1008D | 1009D | 1010D | 1011D | |||||||||
| e. | TDR Business Loans NOT Secured by Real Estate | 1006E | 1007E | 1008E | 1009E | 1010E | 1011E | |||||||||
| f. | Total TDR Loans Outstanding (a+b+d+e) | 1006 | 1007 | 1008 | 1009 | 1000F | 1001F | |||||||||
| Report year-to-date numbers for the period JANUARY 1, 2013 - JUNE 30, 2013 | ||||||||||||||||
| Number of Loans | Acct Code | Amount YTD | Acct Code | |||||||||||||
| 2. | TDR Loans Approved Year-to-Date | 1012A | 1002F | |||||||||||||
| Amount | Acct Code | |||||||||||||||
| 3. | TDR portion of Allowance for Loan and Lease Losses | 1013 | ||||||||||||||
| Section 6- PURCHASED CREDIT IMPAIRED LOANS (PCILs) - Complete this section if the credit union has any PCILs. | ||||||||||||||||
| Report purchased impaired loans, whether obtained through merger or other purchase. The outstanding balances of these loans should also be reported on the correct lines of the Statement of Financial Condition (page 2); in Schedule A, Section 2 for real estate loans; in Schedule A, Section 4 for business loans; and on pages 7 and 8, if delinquent. | ||||||||||||||||
| Report all Balances as of Call Report Date | ||||||||||||||||
| A | B | C | D | E = B-C-D | ||||||||||||
| No. of Loans Outstanding | Acct Code | Contractual Balance Outstanding | Acct Code | Nonaccretable Balance Outstanding | Acct Code | Accretable Yield Outstanding | Acct Code | Carrying Value of Loans (Amount included in Loans on Page 2) | Acct Code | Amount of Loans charged off against Valuation Adjustment Accounts (C+D) YTD | Acct Code | |||||
| 1. | a. | Loans secured by First Mortgages | New | New | New | New | New | New | New | |||||||
| b. | Loans secured by Other RE/LOCs | New | New | New | New | New | New | New | ||||||||
| c. | RE Loans also reported as business loans | New | New | New | New | New | New | New | ||||||||
| d. | Consumer Loans NOT Secured by Real Estate | New | New | New | New | New | New | New | ||||||||
| e. | Business Loans NOT Secured by Real Estate | New | New | New | New | New | New | New | ||||||||
| f. | Total PCIL Loans Outstanding (a+b+d+e) | New | New | New | New | New | New | New | ||||||||
Sheet 20: INV (17)
| SCHEDULE B | ||||||||||||||
| INVESTMENTS, SUPPLEMENTAL INFORMATION | ||||||||||||||
| Complete this schedule if amounts are reported on page 1, lines 4, 5, or 6; or if items below are applicable. | ||||||||||||||
| TYPES OF INVESTMENTS | ||||||||||||||
| 1. | U.S. Government Obligations | |||||||||||||
| a. | NCUA Guaranteed Notes | |||||||||||||
| < = 1 Year | > 1- 3 Years | > 3 - 5 Years | > 5 - 10 Years | > 10 Years | Total Amount | |||||||||
| 738A | 738B | 738C | 738D | 738E | ||||||||||
| Amt of Variable Rate | 738 | |||||||||||||
| 739A | 739B | 739C | 739D | 739E | ||||||||||
| Amt of Fixed Rate | 739 | |||||||||||||
| b. | TOTAL NCUA GUARANTEED NOTES ………………………………………………………………………….. | 740 | ||||||||||||
| c. | Total FDIC-Issued Guaranteed Notes…………………………………………………………………………… | 740A | ||||||||||||
| d. | All Other U.S. Government Obligations………………………………………………………………………… | 741C3 | ||||||||||||
| e. | TOTAL U.S. GOVERNMENT OBLIGATIONS…………………………………………………………………… | 741C | ||||||||||||
| 2. | Federal Agency Securities | |||||||||||||
| a. Agency/GSE Debt Instruments (not backed by mortgages)………………………………….. | 742C1 | |||||||||||||
| b. Agency/GSE Mortgage-Backed Securities…………………………………………………….. | 742C2 | |||||||||||||
| c. TOTAL FEDERAL AGENCY SECURITIES……………………………………………………….. | 742C | |||||||||||||
| 3. | Securities Issued by States and Political Subdivisions in the U.S. …………………………………. | 745 | ||||||||||||
| 4. | Other Mortgage-Backed Securities | |||||||||||||
| a. Privately Issued Mortgage-Related Securities | ||||||||||||||
| i. Privately Issued Mortgage-Related Securities …...………………………… | 981A | |||||||||||||
| ii. Privately Issued Securities (exclude from 4.a.i.) that fail to meet the definition of a | 981C | |||||||||||||
| mortgage-related security (i.e., downgraded below the two highest rating categories) | ||||||||||||||
| after purchase (FCU Only) ….………………………..………………………………… | ||||||||||||||
| b. Privately Issued Mortgage-Backed Securities (SCU Only)…........……..….....………………. | 981B | |||||||||||||
| c. TOTAL OTHER MORTGAGE-BACKED SECURITIES……………………………………………. | 981 | |||||||||||||
| 5. | Mutual Funds ……………………..………………..…………………………………...…………. | 743D | ||||||||||||
| 6. | Common Trusts………………………………………………………………………………………. | 743E | ||||||||||||
| 7. | Bank Issued FDIC-Guaranteed Bonds……………………………………………………………………… | 746 | ||||||||||||
| INVESTMENTS MEETING SPECIFIC CRITERIA OF PART 703 (FCU ONLY) | Amount | Acct Code | ||||||||||||
| 8. | Non-Mortgage Related Securities with Embedded Options or Complex Coupon Formulas…….. | 786A | ||||||||||||
| 9. | Non-Mortgage Related Securities with Maturities Greater than Three Years that Do Not Have Embedded Options or Complex Coupon Formulas…………………………… | 786B | ||||||||||||
| 10. | Total of Securities Meeting the Requirements of Section 703.12(b) (Sum of items 2b+4c+8+9) .... | 786 | ||||||||||||
| MORTGAGE-BACKED SECURITIES | ||||||||||||||
| 11. | Collateralized Mortg. Obligations/Real Estate Mortgage Investment Conduits (CMOs/REMICs)…. | 733 | ||||||||||||
| 12. | Commercial Mortgage Backed Securities………………………………………………...…………... | 733A | ||||||||||||
| MISCELLANEOUS INVESTMENT INFORMATION | ||||||||||||||
| 13. | Total of Deposits and Shares Meeting the Requirements of Section 703.10(a) (FCU Only)……. | 785 | ||||||||||||
| 14. | Market Value of Investments Purchased Under an Investment Pilot Program - 703.19 (FCU Only) | 785A | ||||||||||||
| 15. | Fair Value of Held to Maturity Investments (reported on line 6 of page 1)………………………… | 801 | ||||||||||||
| 16. | Investment Repurchase Agreements…………………………………………………………………. | 780 | ||||||||||||
| 17. | Borrowing Repurchase Transactions Placed in Investments for Purposes of Positive Arbitrage… | 781 | ||||||||||||
| 18. | Investments Not Authorized by the FCU Act or NCUA Rules and Regulations (SCU ONLY)……. | 784 | ||||||||||||
| 19. | Outstanding balance of brokered certificates of deposit and share certificates ……………….... | 788 | ||||||||||||
| Book Value | Acct Code | Market Value | Acct Code | |||||||||||
| 20. | Investments used to fund employee benefit plans | New | New | |||||||||||
| a. | Investments impermissable under NCUA Rules and Regulations Part 703 but allowed under Section 701.19(c), if directly related to an employee benefit plan obligation (FCU Only) | New | New | |||||||||||
| FCU= Federal Credit Union SCU= State Credit Union | ||||||||||||||
Sheet 21: CUSO (18)
| SCHEDULE C | |||||||||||
| CREDIT UNION SERVICE ORGANIZATION (CUSO) INFORMATION | |||||||||||
| THE PRIOR VERSION OF SCHEDULE C FOR CUSO INFORMATION HAS BEEN PERMANENTLY MOVED TO NCUA FORM 4501A (PROFILE FORM) | |||||||||||
| AGGREGATE OF FINANCIAL INTERESTS THE CREDIT UNION HAS IN CUSOs | |||||||||||
| Report the following aggregate totals the credit union has in all CUSOs, regardless of whether your credit union owns the CUSO, has a "controlling financial interest," has the "ability to exert significant influence" or owns only a smaller portion of the CUSO. These totals should match the sum of all detailed CUSO information entered in the credit union's online profile or provided manually on NCUA Form 4501A (Profile Form). Please update your profile as necessary to ensure the figures provided below match. | |||||||||||
| Amount | ACCT CODE | ||||||||||
| Total Value of Investments in CUSOs | 851 | ||||||||||
| Total Amount loaned to CUSOs | 852 | ||||||||||
| Total Aggregate Cash Outlay in CUSOs | 853 | ||||||||||
| WHOLLY OWNED CUSO SECTION | |||||||||||
| DON’T MAKE ENTRIES IN THIS SECTION UNLESS YOUR CREDIT UNION HAS A WHOLLY OWNED CUSO | |||||||||||
| Complete a separate line of information for each CUSO wholly owned by the credit union. These CUSOs should also be listed in the credit union's profile under the "CUSO" tab in the online system. | |||||||||||
| For manually filing credit unions, these CUSOs should also be listed in NCUA Form 4501A (Profile Form). | |||||||||||
| CUSO | Total Assets of CUSO | Total Capital of CUSO | Net Income/Loss | Total Loans of CUSO | Total Delinquency of CUSO | Does this CUSO have any subsidiary CUSOs? (Y/N) | |||||
| EIN | Full/Legal Name of CUSO | of CUSO | |||||||||
| ACCT CODE | 844A - T | 845A - T | 846A - T | 847A - T | 848A - T | 854A - T | 849A - T | 855A - T | |||
| A. | |||||||||||
| B. | |||||||||||
| C. | |||||||||||
| D. | |||||||||||
| E. | |||||||||||
| F. | |||||||||||
| G. | |||||||||||
| H. | |||||||||||
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| File Type | application/vnd.openxmlformats-officedocument.spreadsheetml.sheet |
| File Modified | 0000-00-00 |
| File Created | 0000-00-00 |
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