60-day Federal Register Notice

2013-14571.pdf

Insurance Sales Consumer Protections

60-day Federal Register Notice

OMB: 3064-0140

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Federal Register / Vol. 78, No. 118 / Wednesday, June 19, 2013 / Notices

mstockstill on DSK4VPTVN1PROD with NOTICES

or sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The FDIC
hereby gives notice that it is seeking
comment on a proposed new generic
collection of information from persons
who may participate in financial
services focus groups and interviews. At
the end of the comment period, any
comments and recommendations
received will be analyzed to determine
the extent to which the collection
should be modified prior to submission
to OMB for review and approval.
DATES: Comments must be submitted on
or before August 19, 2013.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• http://www.FDIC.gov/regulations/
laws/federal/notices.html
• Email: [email protected] Include
the name of the collection in the subject
line of the message.
• Mail: Leneta G. Gregorie (202–898–
3719), Counsel, Room NY–5050, Federal
Deposit Insurance Corporation, 550 17th
Street NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should reference
‘‘Information Collection for Qualitative
Research.’’ A copy of the comments may
also be submitted to the OMB desk
officer for the FDIC: Office of
Information and Regulatory Affairs,
Office of Management and Budget, New
Executive Office Building, Washington,
DC 20503.
FOR FURTHER INFORMATION CONTACT:
Leneta Gregorie, at the FDIC address
above.
SUPPLEMENTARY INFORMATION:
Proposal for the Following New
Generic Collection of Information
Title: Information Collection for
Qualitative Research
OMB Number: 3064–NEW.
Affected Public: Consumers and
financial services providers.
Estimated Number of Respondents:
550.
Estimated Average Time per
Response: 3.125 hours (varying from 2.5
to 3.25 hours, including travel and
intake form).
Total Annual Burden: 1,750 hours.
General Description of Collection: The
FDIC plans to collect information from
consumers and financial services
providers through qualitative research

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methods such as focus groups, in-depth
interviews, and/or qualitative virtual
methods. The information collected will
be used to deepen the FDIC’s
understanding of the knowledge,
experiences, behaviors, capabilities, and
preferences of consumers of financial
services. These qualitative research
methods will also contribute to the
FDIC’s understanding of how
consumers, including those who are
financially underserved, engage in
financial services. Interviews of
financial services providers are
intended to uncover details regarding
the opportunities and challenges
regarding the provision of an array of
financial services and products.
Qualitative type research does not
seek to measure or quantify results.
Instead, it will allow the FDIC to
explore in more depth consumers’
attitudes and behaviors toward financial
services that can inform FDIC’s
consumer protection, economic
inclusion, and asset building strategies,
as well as other consumer financial
research topics. These qualitative
methods will also provide an
opportunity to identify specific
financial services and terminology used
by these consumers that will improve
FDIC’s periodic economic inclusion
survey instruments (OMB Control Nos.
3064–0158 and 3064–0167). Interviews
of financial services providers will help
to improve the FDIC’s general
knowledge of the financial services
industry.
Participation in this information
collection will be voluntary and
conducted in person, by phone, or using
other methods, such as virtual
technology. The FDIC plans to retain an
experienced contractor(s) to recommend
the most appropriate collection method
based on the objectives of each
qualitative research effort. It is likely
that each qualitative research effort will
include a short intake form (1 or 2 pages
long). The FDIC will consult with OMB
regarding each specific information
collection during the approval period.
This voluntary collection of information
will put a slight burden on a very small
percentage of the public. The FDIC
estimates that, over the three-year
clearance period of this request,
approximately 150 focus groups and 120
one-on-one interviews will be
conducted for a variety of projects
associated with financial services.
Including travel time, this represents a
total burden of approximately 5,250
hours or 1,750 hours per year for three
years (3.25 hours per participant,
including travel time and intake form ×
500 participants) + (2.5 hour per

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participant, including travel time × 50
participants).
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.
Dated at Washington, DC, this 14th day of
June 2013.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.
[FR Doc. 2013–14570 Filed 6–18–13; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewals; Comment Request Re:
Insurance Sales Consumer Protections
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

SUMMARY: In accordance with the
requirements of the Paperwork
Reduction Act (PRA) of 1995 (44 U.S.C.
chapter 35), the FDIC may not conduct
or sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The FDIC
hereby gives notice that it is seeking
comment on renewal of its Insurance
Sales Consumer Protections information
collection (OMB No. 3064–0140). At the
end of the comment period, any
comments and recommendations
received will be analyzed to determine
the extent to which the collections
should be modified prior to submission
to OMB for review and approval.
DATES: Comments must be submitted on
or before August 19, 2013.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:

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Federal Register / Vol. 78, No. 118 / Wednesday, June 19, 2013 / Notices
• http://www.FDIC.gov/regulations/
laws/federal/notices.html.
• Email: [email protected]. Include
the name of the collection in the subject
line of the message.
• Mail: Leneta G. Gregorie (202–898–
3719), Counsel, Room NY–5050, Federal
Deposit Insurance Corporation, 550 17th
Street NW., Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street Building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:
Leneta Gregorie, at the FDIC address
above.
Proposal
to renew the following currently
approved collections of information:
Title: Insurance Sales Consumer
Protections.
OMB Number: 3064–0140.
Frequency of Response: Once—
reviewing/updating disclosures; 240—
disclosures to consumers.
Affected Public: Insured State
nonmember banks that sell insurance
products; persons who sell insurance
products in or on behalf of insured State
nonmember banks.
Estimated Number of Respondents:
3,740.
Estimated Time per Response: 5 hours
(reviewing/updating disclosure
materials—1 hour; disclosures to
consumers—4 hours).
Total Annual Burden: 18,700 hours.
General Description of Collection:
Respondents must prepare and provide
certain disclosures to consumers (e.g.,
that insurance products and annuities
are not FDIC-insured) and obtain
consumer acknowledgments, at two
different times: (1) Before the
completion of the initial sale of an
insurance product or annuity to a
consumer; and (2) at the time of
application for the extension of credit (if
insurance products or annuities are
sold, solicited, advertised, or offered in
connection with an extension of credit).

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SUPPLEMENTARY INFORMATION:

Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the

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36781

burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the information collection on
respondents, including through the use
of automated collection techniques or
other forms of information technology.
All comments will become a matter of
public record.

Dated: June 14, 2013.
Karen V. Gregory,
Secretary.

Dated at Washington, DC, this 14th day of
June, 2013.
Federal Deposit Insurance Corporation.
Robert E. Feldman,
Executive Secretary.

The notificants listed below have
applied under the Change in Bank
Control Act (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
notices are set forth in paragraph 7 of
the Act (12 U.S.C. 1817(j)(7)).
The notices are available for
immediate inspection at the Federal
Reserve Bank indicated. The notices
also will be available for inspection at
the offices of the Board of Governors.
Interested persons may express their
views in writing to the Reserve Bank
indicated for that notice or to the offices
of the Board of Governors. Comments
must be received not later than July 3,
2013.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414:
1. Kristine Lubar MacDonald,
Minneapolis, Minnesota, to join the
existing Lubar Family Control Group
through the acquisition of voting shares
of Ixonia Bancshares, Inc. and the
thereby indirectly acquire voting shares
of Ixonia Bank, both of Ixonia,
Wisconsin.

[FR Doc. 2013–14571 Filed 6–18–13; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL MARITIME COMMISSION
Notice of Agreements Filed
The Commission hereby gives notice
of the filing of the following agreements
under the Shipping Act of 1984.
Interested parties may submit comments
on the agreements to the Secretary,
Federal Maritime Commission,
Washington, DC 20573, within ten days
of the date this notice appears in the
Federal Register. Copies of the
agreements are available through the
Commission’s Web site (www.fmc.gov)
or by contacting the Office of
Agreements at (202)–523–5793 or
[email protected].
Agreement No.: 012211.
Title: COSCON/Zim Slot Charter
Agreement.
Parties: COSCO Container Lines Co,
Ltd. and Zim Integrated Shipping
Services, Ltd.
Filing Party: Wayne R. Rohde, Esq.;
Cozen O’Connor; 1627 I Street NW.,
Suite 1100; Washington, DC 20006.
Synopsis: The agreement authorizes
the parties to exchange slots in the
trades between Israel and the U.S. East
Coast, and China and the U.S. West
Coast.
Agreement No.: 201206–001.
Title: Port of Philadelphia Marine
Terminal Association, Inc.
Parties: Delaware River Stevedores,
Inc. and South Jersey Port Corporation.
Filing Party: Eugene Mattioni; Suite
200–399 Market Street; Philadelphia,
PA 19106.
Synopsis: The Amendment deletes a
party, provides for arbitration in case of
disputes, and names a new Executive
Secretary.
By Order of the Federal Maritime
Commission.

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[FR Doc. 2013–14664 Filed 6–18–13; 8:45 am]
BILLING CODE 6730–01–P

FEDERAL RESERVE SYSTEM
Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company

Board of Governors of the Federal Reserve
System, June 13, 2013.
Margaret McCloskey Shanks,
Deputy Secretary of the Board.
[FR Doc. 2013–14557 Filed 6–18–13; 8:45 am]
BILLING CODE 6210–01–P

FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Savings and Loan Holding
Companies
The companies listed in this notice
have applied to the Board for approval,
pursuant to the Home Owners’ Loan Act
(12 U.S.C. 1461 et seq.) (HOLA),
Regulation LL (12 CFR part 238), and
Regulation MM (12 CFR part 239), and
all other applicable statutes and
regulations to become a savings and
loan holding company and/or to acquire
the assets or the ownership of, control

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