Summary of Changes

Summary of Changes
Informed Consent
Change
Added language explaining what administrative
data will be collected "(for example, transaction
history and average balance information)"

Requested by
SLCCU

Added that respondents may contact research
team if they wish to withdraw from study.

SLCCU

Surveyor introduction added.

IPA IRB

Added more detail on incentive (dollar amount,
IPA IRB
vendor).
Change “compensation” to “token of appreciation” OMB
Survey Instrument
Question Number
11

17/18

20

24
24

25

27

Change
Changed “member ID” to
“account number” since most
SLCCU members recognize this
language better
Descriptive language added on
questions pertaining to adults,
children in household in order to
elicit more accurate responses
Changed level of schooling
'attained' to level of schooling
'completed' in order to elicit
more accurate responses
Response option added:
“prepaid cards” added as a
potential saving mechanism
Added clarifying language to
question on various savings
methods and amounts in order
to illicit more accurate responses
Changed 'excluding' to 'not
including' in order to make
question more understandable
for respondents
Changed descriptive language
explaining what "cosign" means
in order to make question more

Requested by
Pilot (most SLCCU members
recognize this language better)
Pilot

Pilot

Pilot
Pilot

Pilot

Pilot

29
30

31
32

34-35
47, 50
52
54

understandable for respondents
Response option added: “Less
than once a year” added as an
option
Changed to “When you go to
the casino, do you set a
spending limit for yourself
ahead of time?” for clarity
(since many people carry wallet
everywhere)
Added question “How often do
you exceed the spending limit
you set for yourself?”
Language modified ("if you want
to buy something that you
desire, but is not a necessity" -->
"if you want to buy something
you really want, but don't
need") in order to make question
more understandable for
respondents
"Not applicable" removed as an
option
"Which would you choose"
added to aid comprehension
Brackets removed around "no
fee" for clarity
Transitional script modified for
clarity at survey firm suggestion

Survey Question Sources
Change
Added document with sources for all survey
questions

Requested by
OMB

Script
Change
Asked to change term “underwriting”. A version
was sent in April that already improved upon this
language. Please let us know if you need another
copy.

Requested by
OMB

SRG
OMB

OMB
Pilot

Pilot
Pilot
Pilot
SRG