Energy Efficiency and Conservation Block Grant Program

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Overview

Start Here
Q4 CY2013
Q1 CY2014
Q2 CY2014
Q3 CY2014
Q4 CY2014
Q1 CY2015
Loan Product Tab
Drop Down Menu List

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Sheet 1: Start Here

Better Buildings Grantee Report Submission
	General Grantee Information
	Awardee Name
	Awardee Number (7 digits)
	Reporting Quarter
	Reporting Year
	Preparer's Name, Contact Information
	OMB Control Number		1910-5150
			Expiration Date XX/XX/XXXX
		By checking the box, I certify that the data entered is correct to the best of my knowledge.
Public reporting burden for this collection of information is estimated to average 4 hours per response, including the time for reviewing instructions, searching existing data sources, gathering and maintaining the data needed, and completing and reviewing the collection of information.  Send comments regarding this burden estimate or any other aspect of this collection of information, including suggestions for reducing this burden, to Office of the Chief Information Officer, Records Management Division, IM-23, Paperwork Reduction Project (1910-5150), U.S. Department of Energy, 1000 Independence Ave SW, Washington, DC, 20585-1290; and to the Office of Management and Budget (OMB), OIRA, Paperwork Reduction Project (1910-5150), Washington, DC  20503.

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Sheet 2: Q4 CY2013

Quarter 4 CY2013		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-									For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 3: Q1 CY2014

Quarter 1 CY2014		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-								-	For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 4: Q2 CY2014

Quarter 2 CY2014		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-								-	For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 5: Q3 CY2014

Quarter 3 CY2014		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-								-	For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 6: Q4 CY2014

Quarter 4 CY2014		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-								-	For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 7: Q1 CY2015

Quarter 1 CY2015		Quarter Total	Building Sector							Cumulative (Rows 5 - 17 are calculated from previous tabs)	Definitions
				Report the number of multi-family units improved and the number of buildings where units were improved. If 25 units and common areas were improved in 1 building, report it as 25 units in 1 building. If only common areas were improved, then report it as 1 unit in 1 building. Only the units are counted in the number of upgrades.
			Residential Single-Family	Residential Multi-Family Units	Residential Multi-Family Buildings	Commercial	Agriculture	Industrial	MUSH (municipal, university, schools, hospitals)
PROJECT INFORMATION
Number of Upgrades		-								-	Enter the Total Number of Retrofit Upgrades Completed in the Quarter.
Total Invoiced Costs ($)		$-								$-	Enter the Total Cost of all Retrofits Performed - Customer contribution + Better Buildings funds + Other Leveraged Funds
Total Estimated Annual Energy Cost Savings ($)		$-								$-	Enter the estimated annual cost savings for the completed projects.
Total Commercial Project Square Footage Upgraded		-								-	For commercial projects only, enter the approximate square feet impacted by the upgrade.
UNITS (Select from the dropdown)		TOTAL ESTIMATED ENERGY SAVINGS									This information may be obtained from a post-retrofit quality assurance/quality control assessment, modeled savings, deemed savings, or another method.
Please select unit type	Electricity	-								-	Include the total Estimated Electricity Savings (kWh or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Natural Gas	-								-	Include the Estimated Natural Gas Savings (Therms, ccf or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Fuel Oil	-								-	Include the Estimated Fuel Oil Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Propane	-								-	Include the Estimated Propane Savings (Gallons or MMBTU) based on the measures installed during the retrofit.
Please select unit type	Other (Specify here)	-								-	Include the Estimated Savings (MMBTU) for any Other Fuel Type based on the measures installed during the retrofit.
Estimated Annual Energy Savings (Site MMBTU)		-	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	This field is automatically calculated and does not require data entry.
COST BREAKDOWN - CUMULATIVE PROGRAM LEVEL EXPENSES
Program Expenditures											Enter cumulative program expenditures incurred for operation of the financing programs described on the "Loan Product Tab," including federal and non-federal sources of funds.
Program Income ($)											Enter cumulative program income, which means gross income earned by the recipient that is directly generated by a supported activity or earned as a result of the award (for additional information, see 10 CFR 600.124 for nonprofits, and 10 CFR 600.225 for state and local governments).

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Sheet 8: Loan Product Tab

FINANCING BREAKDOWN - CUMULATIVE BBNP FUNDS
		Definitions (See below glossary for additional term definitions).	EXAMPLE								TOTAL
Loan Product		Provide the name of each loan product offering.	Retrofit Help
Lender Name		Enter the name of the lender who originates the loan. Origination is the process of preparing, submitting, and evaluating a loan application; it generally includes a credit check, verification of employment, and a property appraisal.	ABC Lender
Type of Loan Product		Provide the type of loan product by using the drop down menu.	Unsecured loan from lender (excluding Title I)
Payment		Select yes or no related to if the repayment mechanism for the loan is on-bill financing.	Yes
Market Sector		Indicate the sector that each loan product serves.	Residential
BBNP Funds Allocated to Revolving Loan Fund ($)		Enter the dollar amount used to capitalize a revolving loan fund (RLF).	$1,000,000.00								$-
BBNP Funds Available from Revolving Loan Fund ($)		Enter the dollar amount currently available in the RLF.	$600,000.00								$-
BBNP Funds Allocated to Loan Loss Reserve / Debt Service Reserve ($)		Enter the dollar amount used to capitalize a loan loss reserve or debt service reserve.	$375,000.00								$-
BBNP Funds from Loan Loss Reserve / Debt Service Reserve Committed to Loans or Backing a Loan Portfolio ($)		Enter the committed dollar amount of the loan loss reserve or debt service reserve.	$20,000.00								$-
Other Financing Type		Specify any additional financing type that is part of the loan product such as interest rate buy down, a credit enhancement, or other. If other, specify below.
(If the Financing Type is not in the drop down menu in the above row, specify the type in this row).
BBNP Funds Allocated to Other Financing Type ($)		Enter the dollar amount used to capitalize the other financing type.									$-
BBNP Funds Utilized of Other Financing Type ($)		Enter the dollar amount utilized of the other financing type.									$-
Total BBNP Funds Allocated			$1,375,000.00	$-	$-	$-	$-	$-	$-	$-	$-
Capital Source (1)		Provide the source of any additional capital invested in the financing product.	Non-Profit / Foundation / Socially Responsible Investment Fund
Funder Name (1)		Include the name of the investor that is not Better Buildings Neighborhood Program (BBNP) funds.	XYZ Foundation
Amount of Capital ($)		Provide the amount of additional capital invested in the financing product.	$500,000.00								$-
Capital Source (2)		Provide the second source (if applicable) of additional capital invested in the financing product.
Funder Name (2)		Include the name of the investor that is not Better Buildings Neighborhood Program (BBNP) funds
Amount of Capital ($)		Provide the amount of additional capital invested in the financing product.									$-
Total Non-BBNP Capital Invested			$500,000.00	$-	$-	$-	$-	$-	$-	$-	$-
Total Capital Invested (BBNP Funds Allocated to RLF + Non-BBNP)			$1,500,000.00	$-	$-	$-	$-	$-	$-	$-	$-
LOAN DEMOGRAPHICS
Min Amount ($)		Provide the minimum amount of financing a consumer can take out under this loan product.	$2,500
Max Amount ($)		Provide the maximum amount of financing a consumer can take out under this loan product.	$20,000
Loan Term (months)		Provide the maximum length of the loan term in months.	120 months
Interest Rate		Enter the interest rate charged on the loan product - can be a range if the rates vary depending on FICO or other underwriting criteria.	5.99%
LOAN PERFORMANCE
Cumulative # of Loans Made		Enter the total number of loans made within the loan product to date.	121								0
Cumulative Total of Loans Made ($)		Enter the total dollar value of the loans made under the loan product.	$1,051,043.34								$-
Cumulative # of Defaults		Enter the total number of defaults experienced within the loan portfolio of the loan product. A default is a charge-off, which is considered a loss to the lender.	2								0
Cumulative Value of Defaults ($)		Enter the total dollar value of the defaults experienced.	$23,213.22								$-
Additional Comments			Retrofit Help is an unsecured product that is funded through BBNP and private capital from XYZ Foundation. A LLR is backing the investment.. The underwriter and originator of the loans is ABC Lender The Lender takes 3.99% fee.
Glossary of Loan Product Terms
Revolving Loan Fund		A revolving loan fund (RLF) is a source of money from which loans are made. Loans are made to borrowers consistent with standard prudent lending practices. As loans are repaid by the borrowers, the money is returned to the RLF to make additional loans. In that manner, the RLF fund becomes an ongoing or "revolving" financial tool. The interest and fees paid by the RLF borrowers support program administration so that the fund’s capital base remains intact.
Loan Loss Reserve		A loan loss reserve is a fund that supports a private lender that is making loans with their own capital. The loss reserve is pledged to repay the owner of the loans in the event of defaults in the portfolio of loans. Liability is capped at the amount that is put in escrow according to the contract with the lending institution -- there is no recourse to the grantee's general fund.
Debt Service Reserve		Debt service is the amount of money necessary to pay interest on outstanding bonds, the principal of maturing bonds and the required contributions to a sinking fund for term bonds. A debt service reserve is a fund in which moneys are placed in reserve to be used to pay debt service if pledged revenues are insufficient to satisfy the debt service requirements. The debt service reserve fund may be entirely funded with bond proceeds at the time of issuance, may be funded over time through the accumulation of pledged revenues, or may be funded only upon the occurrence of a specified event (e.g., upon failure to comply with a covenant in the bond contract). In addition, issuers may sometimes authorize the provision of a surety bond or letter of credit to satisfy the debt service reserve fund requirement in lieu of cash. If the debt service reserve fund is used in whole or part to pay debt service, the issuer usually is required to replenish the fund from the first available revenues.
Interest Rate Buy Down		Enter the dollar amount used to buy down an interest rate. An interest rate buy‐down is when one party (e.g., grantee) provides a lump‐sum payment based on the net present value of the difference between a target return to the lender or loan investor and the borrower’s interest rate. This has two primary purposes: (1) increase project affordability and demand by reducing monthly payments and (2) maintaining or increasing lender / investor interest in making loans by yielding higher returns.
Energy Efficiency Mortgage		Energy efficiency mortgages enable homeowners to finance the cost of adding energy efficiency features to new or existing housing as part of their insured home purchase or mortgage refinancing. Indicate with a 'X' if this loan type describes your loan product.
Senior secured loan from lender (excluding Title I or EEMs)		A secured loan is attached to the borrower's asset and typically has a lower interest rate than an unsecured loan. Senior status indicates that in the event the lendee defaults, a senior secured loan would be paid first. Indicate with a 'X' if this loan type describes your loan product.
Subordinate secured loan from lender (excluding Title I or EEMs)		A secured loan is attached to the borrower's asset and typically has a lower interest rate than an unsecured loan. Subordinate status indicates that in the event the lendee defaults, a subordinate loan would not be paid first. Indicate with a 'X' if this loan type describes your loan product.
Subordinate PACE		In PACE, local governments establish special tax districts with which property owners may apply for a property tax assessment in exchange for funds to implement renewable energy and energy efficiency improvements. A tax lien is a security interest in an item of property to secure the payment of debt or some other obligation, that in turn is paid-down annually or semiannually over a period of several years (usually 15 to 20 years) by the property owner via their property tax bill. A subordinate PACE has subordinate or secondary claim on an underlying security or source of payment for debt service, relative to another issue with a higher priority claim. Indicate with a 'X' if this loan type describes your loan product.
Unsecured loan from lender (excluding Title I)		An unsecured loan is not attached to any of the borrower's assets and typically has a higher interest rate. Indicate with a 'X' if this loan type describes your loan product.
Energy Savings Performance Contracting		Energy performance contracting is a turnkey service, sometimes compared to design/build construction contracting which provides customers with a comprehensive set of energy efficiency, renewable energy, and distributed generation measures and often is accompanied with guarantees that the savings produced by a project will be sufficient to finance the full cost of the project. Indicate with a 'X' if this loan type describes your loan product.
On-Bill Financing		On-bill financing/payment is a repayment mechanism for a loan. It can be structured as an on-bill loan (personal loan) or a loan attached to the meter (so the obligation to make principal and interest payments transfers when billing obligation transfers).
Microloan		Microloans are small loans (typically under $1000) that often have minimal underwriting criteria. Microloans may be used to incentivize specific energy improvement measures. Indicate with a 'X' if this loan type describes your loan product.
Power Purchase Agreement		Power Purchase Agreement (PPA) is a contract between a power generator and a power consumer (or distributor). Historically, PPAs have been frequently signed between utilities and independent power producers as a way for the utility to procure additional generation. Indicate with a 'X' if this loan type describes your loan product.
PowerSaver Loan		HUD and FHA developed PowerSaver as part of the Recovery Through Retrofit initiative launched in May 2009 by Vice President Biden’s Middle Class Task Force. Backed by the Federal Housing Administration (FHA), PowerSaver loans will offer homeowners up to $25,000 to make energy-efficient improvements of their choice, including the installation of insulation, duct sealing, doors and windows, HVAC systems, water heaters, solar panels, and geothermal systems. Indicate with a 'X' if this loan type describes your loan product.
Senior PACE (Commercial)		In PACE, local governments establish special tax districts with which property owners may apply for a property tax assessment in exchange for funds to implement renewable energy and energy efficiency improvements. A tax lien is a security interest in an item of property to secure the payment of debt or some other obligation, that in turn is paid-down annually or semiannually over a period of several years (usually 15 to 20 years) by the property owner via their property tax bill. Senior PACE has first claim on an underlying security or source of payment for debt service. Senior PACE may still be an option for non Freddie Mac/Fannie Mae mortgages. Indicate with a 'X' if this loan type describes your loan product.
Title I Home Improvement Loan		The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. The Title I program insures loans to finance the light or moderate rehabilitation of properties, as well as the construction of nonresidential buildings on the property. HUD's Title I Loans on single family homes may be used for alterations, repairs and for site improvements. Loans on multifamily structures may be used only for building alteration and repairs. Indicate with a 'X' if this loan type describes your loan product.
Utility Energy Service Contract		In a Utility Energy Service Contract, a utility arranges financing to cover the capital costs of the project, which are repaid over the contract term from cost savings generated by the energy efficiency measures. With this arrangement, agencies can implement energy improvements with no initial capital investment. The net cost to the Federal agency is minimal, and the agency saves time and resources by using the one-stop shopping provided by the utility. Indicate with a 'X' if this loan type describes your loan product.

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Sheet 9: Drop Down Menu List

Drop Down Menu List
	Quarterly Tabs	Fuel Units			Range Name
		Electricity	Please select unit type		ElectricityUnits
			kWh
			MMBTU
		Natural Gas	Please select unit type		NaturalGasUnits
			Therms
			CCF
			MMBTU
		Fuel Oil	Please select unit type		FuelOilUnits
			Gallons
			MMBTU
		Propane	Please select unit type		PropaneUnits
			Gallons
			MMBTU
		Other	Please select unit type		OtherUnits
			MMBTU
	Loan Product Tab	Other Financing	Interest Rate Buy Down		Financing
			Credit Enhancement
			Other
	Loan Product Tab	Market Sector
			Commercial
			Residential Single-Family
			Residential Multi-Family
			Industrial
			Agricultural
			MUSH (municipal, university, schools, hospitals)
	Loan Product Tab	Type of Loan Product
			Energy Efficiency Mortgage
			Senior secured loan from lender (excluding Title I or EEMs)
			Subordinate secured loan from lender (excluding Title I or EEMs)
			Subordinate PACE
			Unsecured loan from lender (excluding Title I)
			Energy Savings Performance Contracting
			Microloan
			Power Purchase Agreement
			PowerSaver Loan
			Senior PACE (Commercial)
			Title I Home Improvement Loan
			Utility Energy Service Contract
			Other
	Loan Product Tab	Capital Source
			Better Buildings Grant Funds
			Other Federal Funds
			State Funds
			Local Funds
			Other
			Bank
			Clean Renewable Energy Bonds
			Community Development Financial Institution
			Credit Union
			Non-Profit / Foundation / Socially Responsible Investment Fund
			Performance Contracting / Direct Project Investment
			Private Investors / Secondary Market
			Qualified Energy Conservation Bonds (QECBs)
			Utility
			Other
	Loan Product Tab	Payment	Yes
			No