QUALIFYING CREDIT OR NON-QUALIFYING CREDIT
BORROWER(S): ____________________________________ Case #________________
ITEM |
INCLUDED |
Lender Submission Contact Sheet |
|
Firm Commitment Submission Checklist |
|
Case Number Request Form |
|
Mortgage Credit Analysis Worksheet |
|
Maximum Mortgage Worksheet for Refinances |
|
Good Faith Estimate (Original and all re-disclosures) |
|
Uniform Residential Loan Application/Addendum A (initial signed) |
|
Uniform Residential Loan Application/Addendum A (final/unsigned) |
|
Land Status and Jurisdiction Form |
|
Evidence of Current Mortgage Guaranteed under Section 184 Program and Case Number |
|
Verification of Mortgage(s) or Mortgage only credit report showing payment history |
|
Payoff Statement(s) |
|
Subordination / Tribal Agreement |
|
Appraisal Report (URAR Form 92800) (with Appraisal) |
|
Final Inspection (if required by appraiser) |
|
Evidence of Native American Enrollment and Social Security Number |
|
Credit Report (Credit Qualifying) |
|
Letters of Explanation on Derogatory Credit (Credit Qualifying) |
|
Verification of Employment, Pay Stubs, W-2 Forms/ 1009 Forms (VOE only for Non-Credit Qualifying) |
|
Federal Income Tax Returns with all schedules (if applicable) |
|
IRS Tax Transcripts for 2 years |
|
Form 4506-T Request for Transcript of Tax Return |
|
Verification of Deposit / Bank Statements (if cash to close exceeds $1,000) |
|
CAIVRS |
|
LDP/GSA – EPLS (print outs for all parties) |
|
Flood Certificate |
|
Termite Inspection Report (if required by appraiser) |
|
Well & Septic Inspection (if required by appraiser) |
|
Homeowners Insurance Certificate |
|
Preliminary HUD-1 with all lender and closing agent costs |
|
FEE SIMPLE LAND |
|
Preliminary Title Report |
|
TRIBAL TRUST LAND |
|
Current Title Status Report (with recorded lease) and Lessor Approval to Refinance |
|
Leasehold Instrument (with all signatures as required) |
|
INDIVIDUAL ALLOTTED TRUST LAND (No Lease) |
|
Current Title Status Report (including consent to mortgage from all owners if fractionated) |
|
|
|
HUD-50128 (09/2012)
| File Type | application/vnd.openxmlformats-officedocument.wordprocessingml.document |
| Author | h45580 |
| File Modified | 0000-00-00 |
| File Created | 2021-01-28 |