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Loan Guarantees for Indian Housing

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application/vnd.openxmlformats-officedocument.wordprocessingml.document
Loan Guarantees for Indian Housing
H23132
Writer
2012-10-15
2026-08-25
complete

Extracted Text

SECTION 184A NATIVE HAWAIIAN HOUSING LOAN GUARANTEE PROGRAM
RECOMMENDED UNDERWRITING SUBMISSION CHECKLIST - “Streamline” Refinances – with or without an Appraisal
DIRECT GUARANTEE
QUALIFYING CREDIT OR NON-QUALIFYING CREDIT

	BORROWER(S): _________________________________ Case #________________
ITEM
INCLUDED
Firm Commitment Submission Checklist

Section 184A Case Number Request Form (with case number assignment)

Maximum Mortgage Worksheet for Refinances

Good Faith Estimate (Original and all re-disclosures)

Uniform Residential Loan Application/Addendum A (initial signed)

Uniform Residential Loan Application/Addendum A (final/unsigned)

Evidence of Current Mortgage Guaranteed under Section 184A Program and Case Number

Verification of Mortgage(s) 

Payoff Statement(s)

Subordination Agreement (if applicable)

Appraisal Report URAR

Final Inspection (if required by appraiser) 

DHHL Certification of Eligibility

Department of Hawaiian Home Lands Lease

Evidence of Social Security Number for all borrowers

Credit Report  (Credit Qualifying)

Letters of Explanation on Derogatory Credit  (Credit Qualifying)

Verification of Employment, Pay Stubs, W-2 Forms/ 1099 Forms (VOE only for Non-Credit Qualifying)

Federal Income Tax Returns with all schedules for self-employed borrowers (Credit Qualifying)

Signed IRS Form 4506-T Request for Transcript of Tax Return

Verification of Deposit / Bank Statements (if cash to close exceeds $1,000)

For No Cash-Out and for Streamline Refinances, 12 Month Verification of Prior Payment History

Credit Alert Interactive Voice Response System (CAIVRS) – checked against all borrowers

Limited Denial of Participation (LDP) General Services Administration Excluded Parties List System (GSA – EPLS) - check against all parties to the transaction

Flood Certificate

Termite Inspection Report (if required by appraiser)

Well & Septic Inspection Report (if required by appraiser)

Certificate of Homeowners Insurance Policy

Preliminary HUD-1 with all lender and closing agent costs

Environmental Review