July 20, 2015, Emergency Processing FR Notice (PTC Implementation Status Update Questionnaire)

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Federal Register / Vol. 80, No. 138 / Monday, July 20, 2015 / Notices
two phases. Phase 1 covered widening
and improvements on Queen
Ka‘ahumanu Highway from Palani Road
to Kealakehe Parkway, a distance of 2.8
miles, while Phase 2 covers the
remaining 5.2 miles from Kealakehe
Parkway to Keahole Airport Access
Road. Construction of Phase 1 was
completed in 2009.
These actions by the Federal agencies,
and the laws under which such actions
were taken, are described in the 1996
Environmental Assessment (EA),
FONSI, and May 15, 2015, Reevaluation,
and in other documents in the FHWA
administrative record. The EA, FONSI,
Reevaluation and other documents in
the FHWA administrative record are
available by contacting HDOT or FHWA
at the addresses provided above.
This notice applies to all Federal
agency decisions on the project as of the
issuance date of this notice and all laws
under which such actions were taken,
including but not limited to:
1. General: National Environmental
Policy Act [42 U.S.C. 4321–4351];
Federal-Aid Highway Act [23 U.S.C. 109
and 23 U.S.C. 128].
2. Air: Clean Air Act, as amended [42
U.S.C. 7401–767l(q)].
3. Land: Section 4(f) of the
Department of Transportation Act of
1966 [49 U.S.C. 303]; Landscaping and
Scenic Enhancement (Wildflowers) [23
U.S.C. 319].
4. Wildlife: Endangered Species Act
[16 U.S.C. 1531–1544]; Anadromous
Fish Conservation Act [16 U.S.C.
757(a)–757(g)]; Fish and Wildlife
Coordination Act [16 U.S.C. 661–
667(d)]; Magnuson-Stevenson Fishery
Conservation and Management Act of
1976, as amended [16 U.S.C. 1801 et
seq.].
5. Historic and Cultural Resources:
Section 106 of the National Historic
Preservation Act of 1966, as amended
[16 U.S.C. 470(f) et seq.]; Archaeological
Resources Protection Act of 1977 [16
U.S.C. 470(aa)–ll]; Archaeological and
Historic Preservation Act [16 U.S.C.
469–469(c)]; Native American Grave
Protection and Repatriation Act [25
U.S.C. 3001–3013].
6. Social and Economic: Civil Rights
Act of 1964 [42 U.S.C. 2000(d)2000(d)(l)]; American Indian Religious
Freedom Act [42 U.S.C. 1996]; Farmland
Protection Policy Act [7 U.S.C. 4201–
4209]; the Uniform Relocation
Assistance and Real Property
Acquisition Policies Act of1970, as
amended [42 U.S.C. 61].

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7. Wetlands and Water Resources:
Clean Water Act, 33 U.S.C. 1251–1377
(Section 404, Section 401, Section 319);
Coastal Zone Management Act [16
U.S.C. 1451–1464]; Land and Water
Conservation Fund [16 U.S.C. 4601–
4604]; Safe Drinking Water Act [42
U.S.C. 300(f)–300G)(6)]; Rivers and
Harbors Act of 1899 [33 U.S.C. 401–
406]; Wetlands Mitigation [23 U.S.C.
103(b)(6)(m),133(b)(11)]; Flood Disaster
Protection Act [42 U.S.C. 4001–4128].
9. Executive Orders: E.O. 11990
Protection of Wetlands; E.O. 11988 and
13690, Floodplain Management; E.O.
12898, Federal Actions to Address
Environmental Justice in Minority
Populations and Low Income
Populations; E.O. 11593 Protection and
Enhancement of Cultural Resources;
E.O. 13007 Indian Sacred Sites; E.O.
13287 Preserve America; E.O. 13175
Consultation and Coordination with
Indian Tribal Governments; E.O. 11514
Protection and Enhancement of
Environmental Quality; E.O. 13112
Invasive Species.
(Catalog of Federal Domestic Assistance
Program Number 20.205, Highway Planning
and Construction. The regulations
implementing Executive Order 12372
regarding intergovernmental consultation on
Federal programs and activities apply to this
program.)
Authority: 23 U.S.C. 139(1)(1).
Issued on: July 9, 2015.
Mayela Sosa,
Division Administrator, Honolulu, HI.
[FR Doc. 2015–17700 Filed 7–17–15; 8:45 am]
BILLING CODE 4910–22–P

DEPARTMENT OF TRANSPORTATION
Federal Railroad Administration
[Docket No. FRA–2015–007–N–19]

Agency Request for Emergency
Processing of Collection of
Information by the Office of
Management and Budget
Federal Railroad
Administration (FRA), United States
Department of Transportation (USDOT).
ACTION: Notice.
AGENCY:

FRA hereby gives notice that
it is submitting the following
Information Collection request (ICR) to
the Office of Management and Budget
(OMB) for emergency processing under
the Paperwork Reduction Act of 1995.

SUMMARY:

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FRA requests that OMB authorize the
collection of information identified by
July 24, 2015, for a period of 180 days.
A
copy of this individual ICR, with
applicable supporting documentation,
may be obtained by telephoning FRA’s
Office of Safety Clearance Officer:
Robert Brogan (tel. (202) 493–6292) or
FRA’s Office of Administration
Clearance Officer: Kimberly Toone (tel.
(202) 493–6132) (these numbers are not
toll-free); or by contacting Mr. Brogan
via facsimile at (202) 493–6216 or Ms.
Toone via facsimile at (202) 493–6497,
or via email by contacting Mr. Brogan at
[email protected]; or by contacting
Ms. Toone at [email protected].
Comments and questions about the ICR
identified below should be directed to
OMB’s Office of Information and
Regulatory Affairs, Attn: FRA OMB
Desk Officer.

FOR FURTHER INFORMATION CONTACT:

The
statutory deadline for Positive Train
Control (PTC) system implementation is
December 31, 2015, less than 6 months
away. Congress and FRA are concerned
that the railroads will not make the
statutory deadline. To date, the vast
majority of railroads have not
submitted, in accordance with 49 CFR
236.1009 and 236.1015, a PTC Safety
Plan (PTCSP) and have not submitted,
in accordance with 49 CFR 236.1035, a
request for testing approval to support a
PTCSP, which is necessary to achieve
PTC System Certification and operate in
revenue service. So that Congress and
FRA may better understand the status of
each railroad’s implementation efforts,
FRA is seeking accurate and current
information, with periodic updates,
under its investigative authority
pursuant to 49 U.S.C. 20103, 20107, and
20902, and 49 CFR 236.1009(h). The
railroads’ responses will help inform
FRA of the current PTC implementation
status.
FRA is requesting Emergency
processing approval by July 24, 2015,
because FRA cannot reasonably comply
with normal clearance procedures on
account of use of normal clearance
procedures is reasonably likely to
disrupt the collection of information.
The proposed collection of information
is summarized below.
Title: Positive Train Control (PTC)
Implementation Status Update
Questionnaire.
Reporting Burden:

SUPPLEMENTARY INFORMATION:

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Federal Register / Vol. 80, No. 138 / Monday, July 20, 2015 / Notices

PTC implementation status update

Respondent
universe

Total annual
responses

Average time
per response

Total annual
burden hours

Questionnaire to be completed by railroads required to implement PTC.

38 Railroads ................

456 Surveys ...................

10 minutes ...................

76

Form Number(s): N/A.
Respondent Universe: 38 Railroads.
Frequency of Submission: Monthly.
Total Estimated Responses: 456
Surveys.
Total Estimated Annual Burden: 380
hours.
Status: Emergency Review.
Pursuant to 44 U.S.C. 3507(a) and 5
CFR 320.5(b), 1320.8(b)(3)(vi), FRA
informs all interested parties that it may
not conduct or sponsor, and a
respondent is not required to respond
to, a collection of information unless it
displays a currently valid OMB control
number.
Authority: 44 U.S.C. 3501–3520.
Issued in Washington, DC, on July 15,
2015.
Rebecca Pennington,
Chief Financial Officer.
[FR Doc. 2015–17689 Filed 7–17–15; 8:45 am]
BILLING CODE 4910–06–P

DEPARTMENT OF THE TREASURY
Public Input on Expanding Access to
Credit Through Online Marketplace
Lending
Office of the Undersecretary for
Domestic Finance, Department of the
Treasury.
ACTION: Notice and request for
information.
AGENCY:

Online marketplace lending
refers to the segment of the financial
services industry that uses investment
capital and data-driven online platforms
to lend to small businesses and
consumers. The Treasury Department is
seeking public comment through this
Request For Information (RFI) on (i) the
various business models of and
products offered by online marketplace
lenders to small businesses and
consumers; (ii) the potential for online
marketplace lending to expand access to
credit to historically underserved
market segments; and (iii) how the
financial regulatory framework should
evolve to support the safe growth of this
industry.1 2

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SUMMARY:

1 The Consumer Financial Protection Bureau
(CFPB) has broad authority governing standards
that may apply to a variety of consumer loans
issued through this segment, and it has recently
announced that it is considering proposing rules
that would apply to payday loans, vehicle title

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Submit comments on or before:
August 31, 2015.
ADDRESSES: Submit your comments
through the Federal eRulemaking Portal
or via U.S. mail or commercial delivery.
We will not accept comments by fax or
by email. To ensure that we do not
receive duplicate copies, please submit
your comments only one time. In
addition, please include the Docket ID
and the term ‘‘Marketplace Lending
RFI’’ at the top of your comments.
• Federal eRulemaking Portal: You
are encouraged to submit comments
electronically through
www.regulations.gov. Information on
using Regulations.gov, including
instructions for accessing agency
documents, submitting comments, and
viewing the docket, is available on the
site under a tab titled ‘‘Are you new to
the site?’’ Electronic submission of
comments allows the commenter
maximum time to prepare and submit a
comment, ensures timely receipt, and
enables the Department to make them
available to the public.
• U.S. Mail or Commercial Delivery: If
you mail your comments, address them
to Laura Temel, Attention: Marketplace
Lending RFI, U.S. Department of the
Treasury, 1500 Pennsylvania Avenue
NW., Room 1325, Washington, DC
20220.
DATES:

loans, deposit advance products, and certain highcost installment loans and open-end loans. See
‘‘Small Business Advisory Review Panel for
Potential Rulemakings for Payday, Vehicle Title,
and Similar Loans: Outline of Proposals Under
Consideration and Alternatives Considered’’ (March
26, 2015), available at http://
files.consumerfinance.gov/f/201503_cfpb_outlineof-the-proposals-from-small-business-reviewpanel.pdf. The potential content, effects, and policy
underpinnings of CFPB rules are outside the scope
of this RFI, and comments responding to this RFI
should not address these CFPB rulemakings or their
potential effects on marketplace lending to
consumers. Thus, the RFI only seeks comment on
online marketplace lending not covered in the
potential rulemakings, which, under the current
framework, would include comments on the
making or facilitating of a loan by online lender to
consumers with a term of more than 45 days and
an annual percentage rate (as defined in 10 U.S.C.
987(i)(4)) that (I) does not exceed 36% or (II)
exceeds 36% provided the loan neither provides for
repayment directly from a consumer’s account or
paycheck nor creates a non-purchase money
security interest in a vehicle. This framework is
currently under discussion, however, and the CFPB
may ultimately change the scope of any proposed
or final CFPB regulation.
2 The activities on online marketplace lending
platforms also may entail the offering of securities
that are subject to the federal securities laws.

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• Privacy Note: The Department’s
policy for comments received from
members of the public (including
comments submitted by mail and
commercial delivery) is to make these
submissions available for public
viewing in their entirety on the Federal
eRulemaking Portal at
www.regulations.gov. Therefore,
commenters should be careful to
include in their comments only
information that they wish to make
publicly available on the Internet.
FOR FURTHER INFORMATION CONTACT: For
general inquiries, submission process
questions or any additional information,
please email Marketplace_Lending@
treasury.gov or call (202) 622–1083. All
responses to this Notice and Request for
Information should be submitted via
http://www.regulations.gov to ensure
consideration. If you use a
telecommunications device for the deaf
(TDD) or a text telephone (TTY), call the
Federal Relay Service (FRS), toll free, at
1–800–877–8339.
SUPPLEMENTARY INFORMATION:
I. Request for Information
The Treasury Department is seeking
public comment through this RFI to
study (i) the various business models of
and products offered by online
marketplace lenders to small businesses
and consumers; (ii) the potential for
online marketplace lending to expand
access to credit to historically
underserved market segments; and (iii)
how the financial regulatory framework
should evolve to support the safe
growth of this industry.
In particular, the Treasury
Department is interested in responses to
the following questions. We also seek
any additional information beyond
these questions that market participants
believe would assist in our efforts to
become better informed of the impact of
online marketplace lending on small
businesses, consumers, and the broader
economy.
Online marketplace lenders may be
subject to regulations promulgated by
various agencies including, but not
limited to, the CFPB and the Federal
Trade Commission.
Respondents should provide as much
detail as possible about the particular
type of institution, product (e.g., small
business loan, consumer loan), business
model, and practices to which their

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