REG B - Equal Credit Opportunity

Bur. of Consumer Financial Protection

Pt. 1002, App. B

Equal Credit Opportunity, Washington, DC
20580.

2. The use or modification of these forms is
governed by the following instructions. A
creditor may change the forms: by asking for
additional information not prohibited by
§ 1002.5; by deleting any information request;
or by rearranging the format without modifying the substance of the inquiries. In any
of these three instances, however, the appropriate notices regarding the optional nature
of courtesy titles, the option to disclose alimony, child support, or separate maintenance, and the limitation concerning marital status inquiries must be included in the
appropriate places if the items to which they
relate appear on the creditor’s form.
3. If a creditor uses an appropriate appendix B model form, or modifies a form in accordance with the above instructions, that
creditor shall be deemed to be acting in compliance with the provisions of paragraphs (b),
(c) and (d) of § 1002.5 of this part.

APPENDIX B TO PART 1002—MODEL
APPLICATION FORMS

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1. This appendix contains five model credit
application forms, each designated for use in
a particular type of consumer credit transaction as indicated by the bracketed caption
on each form. The first sample form is intended for use in open-end, unsecured transactions; the second for closed-end, secured
transactions; the third for closed-end transactions, whether unsecured or secured; the
fourth in transactions involving community
property or occurring in community property states; and the fifth in residential mortgage transactions which contains a model
disclosure for use in complying with § 1002.13
for certain dwelling-related loans. All forms
contained in this appendix are models; their
use by creditors is optional.

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