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FR 3033s
OMB No. 7100-0277
Approval Expires April 2018
SURVEY OF FINANCE COMPANIES
We have identified your company as a finance company through your response to the 2015
Census of Finance Companies (please see the definition of finance company on the next page). If you
believe you have received this survey in error, please contact us at the e-mail address or telephone
number listed below so that your company is not counted as a nonresponse.
Your response is important, and your answers will be kept CONFIDENTIAL.
Please return the form within 30 days of receipt and answer as many questions as applicable
using data as of December 31, 2015.
Complete the survey online at: www.federalreserve.gov/financecosurvey
Unique Company ID:
Unique ID Here
OR, type or print in ink, then mail your completed form in the enclosed postage-paid envelope to:
Board of Governors of the Federal Reserve System
Consumer Finance Section, Mail Stop K1-6605
20th and C Streets, NW
Washington, DC 20551
Need help or have questions?
Visit: www.federalreserve.gov/financecosurvey
E-mail: [email protected]
Call toll free to leave a message: 1-866-359-6619
Please reference the unique ID provided above in all communications.
Office use only
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Definition of a finance company for purposes of this survey:
Finance companies include companies in which 50 percent or more of assets are held in any of the following types of
loan or lease assets:
a. Liens on real estate – outstanding balances on loans or leases, for any purpose, secured by liens on real
estate
b. Loans and leases not secured by real estate:
Business loans and leases – outstanding balances on loans and on leases for commercial and industrial
purposes to sole proprietorships, partnerships, corporations, and other business enterprises
Consumer loans and leases – outstanding balances on loans and on leases for household, family, and other
personal expenditures
For purposes of this survey, finance companies do not include commercial banks, cooperative banks, credit
unions, investment banks, savings banks, savings and loan institutions, and industrial loan corporations. However,
subsidiaries of a bank holding company, savings and loan holding company, or foreign banking organization may be
considered finance companies if they satisfy the above criteria.
CONTACT INFORMATION AND CORRECTIONS:
1. Please provide us with your contact information
Name of person completing the survey
Title
Corporate division (if applicable)
E-mail address
Telephone number (including area code and extension)
-
Ext.
Corrected company name (if applicable)
Corrected company address (if applicable)
Mailing address 1
Mailing address 2
City
State
Zip code
2. Does your company originate loans and leases outside the United States? (please check one)
Yes.
The dollar figures reported in this survey should include only the domestic part of your company’s
operations, that is—those in the 50 states, the District of Columbia, Puerto Rico, or U.S. dependencies
and territories.
No.
3. Does your company own more than 50 percent of any other company? (please check one)
Yes. Please include the consolidated operations of the U.S. parent finance company and all finance company
affiliates and subsidiaries. Please exclude from the consolidation the operations of any affiliates and
subsidiaries that are not finance companies.
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No.
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YOUR COMPANY’S BALANCE SHEET: Whenever possible, please follow U.S. GAAP standards when filling out this
survey. If you are unable to provide the level of detail requested, your best reasonable estimate is appreciated. Visit
www.federalreserve.gov/financecosurvey for more information. Please provide the total amounts in thousands
of dollars of each of the following types of assets and liabilities of your company as of December 31, 2015. For
example, if the total amount is $6.5 million, then please write down the amount as follows:
BIL.
MIL.
(Enter zero if none)
THOUS.
6 5 0 0
COLUMN INSTRUCTIONS:
On-balance-sheet: Please provide asset, liability, and equity data from your balance sheet, including detail related
to real estate, consumer and business loans, and capital and operating leases.
Off-balance-sheet securitizations: Please provide data on assets that have been packaged and sold by the
reporting finance company to a third party that uses the assets as collateral for an asset-backed security sold
to investors.
ASSETS
On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
Off-Balance-Sheet Securitizations
NA
1. Cash and Cash Equivalents.............................
Demand deposits with financial institutions and similar accounts that are highly liquid with little interest rate risk.
NA
2. Securities.......................................................
All trading, available-for-sale, or held-to-maturity debt or equity securities.
3. Loans and Capital Leases
Both direct loans and paper purchased from others.
3.A. Does your company own real estate loans? (loans, for any purpose, secured by liens on any type of real estate)
No
Please skip to Section 3.B Consumer Loans
Yes
Please complete the section below
On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
THOUS.
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
THOUS.
NA
3.A.1) 1-4 Family Real Estate Loans........................
Mortgages or other liens on nonfarm residential property
containing 1-4 units, including townhouses, individual condominiums, etc.
(a) Revolving, Open-End Loans..........................
NA
(b) Closed-End Loans Secured by First Liens........
NA
(c) Closed-End Loans Secured by Junior Liens......
NA
3.A.2) Multifamily Real Estate Loans........................
Mortgages or other liens on nonfarm property with five
or more dwelling units in structures primarily to accommodate households.
3.A.3) Commercial and Farm Real Estate Loans.........
Mortgages or other liens on business properties or farms
(including but not limited to structures primarily to accommodate nonprofit institutions).
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3.B. Does your company own consumer loans? (loans for household and other personal expenditures not secured by real estate)
No
Please skip to Section 3.C Business Loans
Yes
Please complete the section below
On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
THOUS.
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
THOUS.
3.B.1) Consumer Motor Vehicle Loans......................
Loans arising from retail sales of passenger cars and
light trucks for personal use.
3.B.2) Revolving Consumer Credit...........................
Credit extended on a credit-line basis for the purchase
of consumer goods other than motor vehicles and mobile homes.
3.B.3) Other Consumer Loans.................................
Loans arising from retail sales of consumer goods other
than motor vehicles that are not extended under a revolving credit line.
3.C. Does your company own business loans? (loans to business enterprises for commercial, industrial, or agricultural purposes
not secured by real estate)
No
Please skip to Section 3.D Capital Leases
Yes
Please complete the section below
On-Balance-Sheet
3.C.1) Business Motor Vehicle Loans
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
(a) Retail Motor Vehicle Loans..........................
Loans arising from retail sales of commercial
vehicles to businesses and from fleet sales of light motor vehicles.
(b) Wholesale Motor Vehicle Loans....................
Loans made to businesses to finance inventory
purchases of commercial vehicles and light motor vehicles.
3.C.2) Commercial, Industrial, and Agricultural
NA
Equipment Loans.................................................
Loans arising from the retail sale to businesses, of and
inventory investment in commercial, industrial, or agricultural equipment.
(a) Revolving, Open-End Loans.........................
(b) Closed-End Loans......................................
NA
NA
3.C.3) Other Business Loans.................................
All other retail or wholesale business loans.
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3.D. Does your company own capital leases? (includes receivables arising from both direct financing leases and sales-type leases)
No
Please skip to Section 3.E Reserves
Yes
Please complete the section below
On-Balance-Sheet
Please report in thousands of dollars
BIL.
3.D.1) Consumer Capital Leases
(a) Motor Vehicle Leases.................................
MIL.
(Enter zero if none)
THOUS.
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
THOUS.
(b) Non-Motor-Vehicle Leases..........................
3.D.2) Business Capital Leases
(a) Motor Vehicle Leases.................................
(b) Commercial, Industrial, and Agricultural
Equipment Leases..........................................
(c) Other Business Leases...............................
On-Balance-Sheet
3.E. Reserves
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
Off-Balance-Sheet Securitizations
THOUS.
NA
3.E.1) Reserves for Unearned Income....................
Unearned discounts and service charges on above
receivables.
NA
3.E.2) Reserves for Losses....................................
Allowance for bad debt, unallocated charge-offs, and
any other valuation allowances except the amount of unearned income reported above.
On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
Off-Balance-Sheet Securitizations
NA
3.F. Net Loans and Capital Leases.....................
Sum of on-balance-sheet data items 3.A(1)(a) through
3.D(2)(c) minus data items 3.E(1) and 3.E(2)
4. Does your company own operating leases? (value of fixed assets associated with operating leases)
No
Please skip to Section 5 All Other Assets
Yes
Please complete the section below
On-Balance-Sheet
4.A. Consumer Operating Leases
(1) Motor Vehicle Leases...................................
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
(2) Non-Motor-Vehicle Leases...........................
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
,
,
4.B. Business Operating Leases
(1) Motor Vehicle Leases...................................
(2) Commercial, Industrial, and Agricultural
Equipment Leases..........................................
(3) Other Business Leases.................................
4.C. Total Operating Leases..............................
NA
Sum of on-balance-sheet data items 4.A(1) through 4.B(3)
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On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
5. All Other Assets and Accounts and Notes
Receivable......................................................
Include all assets not already included in data items 1 through 4.
THOUS.
NA
NA
6. Total Assets................................................
Sum of on-balance-sheet data items 1, 2, 3.F, 4.C, and 5;
must equal Total Liabilities and Equity Capital, data item 9
On-Balance-Sheet
7. Liabilities
Off-Balance-Sheet Securitizations
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
Off-Balance-Sheet Securitizations
7.A. Commercial Paper......................................
Promissory notes of large denominations sold directly
or through dealers to the investor and issued for not longer than 270 days.
NA
7.B. Bank Loans...............................................
Short- and long-term notes and notes payable to
depository institutions.
NA
7.C. Nonrecourse Debt Associated with Financing
Activities..........................................................
Debt repaid solely from cash flows on underlying loans
or securities and associated with structured financing activities.
NA
7.D. Notes, Bonds, and Debentures.....................
All other short- and long-term debt not elsewhere classified.
NA
7.E. Debt due to Parent Company.......................
All short- and long-term indebtedness owed to a parent company.
NA
7.F. All Other Liabilities.......................................
All liabilities not already reported in data items 7.A
through 7.E or netted against assets.
NA
7.G. Total Liabilities........................................
Sum of data items 7.A through 7.F
NA
On-Balance-Sheet
8. Equity Capital
Please report in thousands of dollars
BIL.
MIL.
THOUS.
(Enter zero if none)
Off-Balance-Sheet Securitizations
8.A. Retained Earnings and Common Stock..........
NA
8.B. Preferred Stock and Other Capital Accounts...
Preferred stock and other forms of capital not included in 8.A above.
NA
8.C. Total Equity Capital.................................
Sum of data items 8.A and 8.B
NA
On-Balance-Sheet
Please report in thousands of dollars
BIL.
MIL.
(Enter zero if none)
9. Total Liabilities and Equity Capital..............
Sum of data items 7.G and 8.C; must equal Total Assets, data item 6
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Off-Balance-Sheet Securitizations
THOUS.
NA
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10. INCOME AND EXPENSES (Please report in thousands of dollars.)
10.A. Interest received, finance charges earned, and other income from domestic receivables
10.B. Insurance income (including commissions and dividends on domestic receivables)
10.C. Other income from domestic finance operations
10.D. Total gross domestic income (SUM of income items 10.A through 10.C)
10.E. Salaries and wages (including cost of Social Security taxes and other fringe benefits)
10.F. Advertising and publicity
10.G. Losses or additions to loss reserves (NET after recoveries)
BIL.
MIL.
THOUS.
(Enter zero if none)
10.H. Other operating expenses (EXCLUDE cost of borrowed funds and federal and state
income taxes)
10.I. Total operating expenses (SUM of expense items 10.E through 10.H)
10.J. Cost of borrowed funds (interest, amortization of debt discount, issuance expenses)
10.K. Federal and state income taxes
10.L. Net income from domestic operations
(Item 10.D MINUS 10.I, 10.J, and 10.K)
(Report in numbers)
11. SCALE OF OPERATIONS (Please report in numbers.)
11.A. Total number of accounts for domestic consumer receivables
11.B. Total number of accounts for gross domestic accounts and notes receivables
11.C. Total number of U.S. office locations
12. SMALL BUSINESS CREDIT
12.A. Does your company separately identify loans and credit lines provided to small businesses?
No
Please skip to Question 12.D
Yes
Please complete the questions below
12.B. What is your criterion for defining small businesses? Please check one below and
specify the maximum for classifying a borrower as a small business.
Revenue
$ ______________________________________
Amount of credit
$ ______________________________________
Employees
Number of employees ____________________
Other (please specify)
Criterion _______________________________
12.C. What was the total number of small business credit accounts and the dollar amount of
credit outstanding attributable to those accounts at the end of 2015 (or the last fiscal year)?
Number of accounts
Amount outstanding $ _____________________
12.D. For business borrowers with less than $50 million in annual sales, what was the total
number of credit accounts and the dollar amount of credit outstanding attributable to
those accounts at the end of 2015 (or the last fiscal year)?
Number of accounts
Don’t know
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Amount outstanding $ _____________________
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If you have any comments or explanations about any of your responses to this survey, please TYPE OR PRINT IN INK here:
Thank you for completing the Survey of Finance Companies.
Legal authorization: This information collection is authorized by law [12 U.S.C. §§225a, 263, and 353-359]. Your
voluntary cooperation in submitting this survey is needed to make the results comprehensive, accurate, and timely. The
Federal Reserve System regards the individual institution information provided by each respondent as confidential [5
U.S.C. §552(b)(4)]. If it should be determined that any information collected on this form must be released, other than in
the aggregate in ways that will not reveal the amounts reported by any one institution, respondents will be notified and
provided an opportunity to object to disclosure. See 12 CFR 261.16(d) and (e).
We expect it will take you about 90 minutes to respond to this survey, including the time required to review the
instructions, gather the data, and complete the survey. Please send any comments you may have about the time and
effort required to respond, how we might reduce this time and effort, or any other aspect of this collection of information
to:
Secretary
Board of Governors of the Federal Reserve System
20th and C Streets, NW, Washington, DC 20551
and to:
Office of Management and Budget
Paperwork Reduction Project (7100-0277)
Washington, DC 20503
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| File Type | application/pdf |
| File Modified | 2017-04-27 |
| File Created | 2016-03-04 |