May 7, 2014
June 15, 2015
Memorandum to: Shagufta Ahmed
Policy Analyst
Office of Information and Regulatory Affairs
Office of Management and Budget
From: Gary A. Kuiper /s/ Gary A. Kuiper
Counsel
Federal Deposit Insurance Corporation
RE: Bank Efforts Qualitative Research Phase 1 Interviews – Bank Executives
Under the generic clearance entitled, “Occasional Qualitative Surveys” (3064-0127), the FDIC hereby submits for OMB review the enclosed generic survey for Bank Efforts Qualitative Research Phase 1 Interviews with bank executives. This survey protocol will guide interviews that will be conducted in June and July of 2015 as part of a larger qualitative research study of efforts used by banks to encourage unbanked and low-to-moderate income (LMI) consumers to open and retain insured deposit accounts at banks.
The FDIC has recognized that public confidence in the banking system is strengthened when banks effectively serve the broadest possible set of consumers. As a result, the Agency has been committed to increasing the participation of unbanked and underbanked households in the financial mainstream by ensuring that all Americans have access to safe, secure, and affordable banking services. Information from this survey will inform ongoing efforts by the FDIC to promote the widespread availability and effective use of safe, affordable, and sustainable products and services from insured depository institutions that help people meet their financial goals. The FDIC plans to conduct 1-hour interviews with 12 bank executives to learn more about the efforts of their institutions in this area.
The estimated burden is set out below:
Estimated Number of Respondents: 12
Estimated Time per Response: 1 hour
Total Estimated Annual Burden: 12 hours
If you have any questions, please let me know. Thank you for your consideration.
| File Type | application/msword |
| File Title | FDIC Macros Ver. 5.5 |
| Author | gkuiper |
| Last Modified By | Kuiper, Gary |
| File Modified | 2015-06-15 |
| File Created | 2015-06-15 |