Loan Level Data Collection

Domestic First Lien Residential Mortgage Data

Loss Mitigation Loan Level Data Collection - 20110906-redact

Loan Level Data Collection

OMB: 1557-0331

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Loss Mitigation Loan-Level Data Collection

Field
No.

OCC OTS
(Y/N) (Y/N)

Field Name

1

Loan Number

Y

2

Lien Position
At Origination

3

Fidelity
Screen
Name

Description

Allowable Values

Y

An identifier for
this loan that will
be the same from
month to month. It
must identify the
loan for its entire
life and most be
unique (piggybacks should be
separated)

A contributor-defined alpha-numeric
value up to 32 characters.

Y

Y

1st, 2nd, 3rd

1
2
3

First Lien
Second Lien
Third Lien

Credit Grade

N

N

A, Alt-A, Alt-B, C,
D

1
2
3
4
5
6
7

Grade A
Alt-A
B
Alt-B
C
D
Other

4

Investor

Y

Y

The investor for
the mortgage.

1
2
3
4
5

FNMA
FHLMC
GNMA
Private
Portfolio

5

Product
Group

Y

Y

FHA, VA,
Conventional with
PMI, Conventional
no PMI

1
2
3
4

FHA
VA
Conventional with PMI
Conventional w/o PMI

6

Interest Type
at Origination

Y

Y

Fixed, ARM,
Other

1
2

Fixed
ARM

September 6, 2011

INV1

Page 6

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

7

Interest Type
in current
month

Y

Y

The current value
in the reporting
month for interest
type. This will be
the same as field
6 unless the loan
has been
modified to
change its interest
type.

1
2

8

Loan Closing
Date

Y

Y

The date the loan
originally closed.
Will use this date
to determine the
loan’s vintage.

mm/dd/yyyy

9

Original Loan
Amount

Y

Y

Amount of loan
rounded to the
nearest whole
dollar

e.g, 125000 for $125,000.00

Unpaid
Principal
Balance

Y

Current unpaid
balance at end of
the reporting
month rounded to
the nearest
dollar.

e.g.,

Interest rate at
origination

Provide as a fraction. E.g.:

10

11

12

Original
Interest Rate

Y

Current
Interest Rate

Y

September 6, 2011

Y

Y

Y

Fidelity
Screen
Name

Fixed
ARM

Use banker’s rounding.

32123 for $32,122.81
Use banker’s rounding.

0.0575 for 5.75%

Interest rate in the Provide as a fraction. E.g.:
reporting month
0.1075 for 10.75%

MAS1/
COL2

Page 7

Loss Mitigation Loan-Level Data Collection

Field
No.
13

14

15

16

17

Field Name

OCC OTS
(Y/N) (Y/N)

Original LTV

Refreshed LTV

Original FICO

Current FICO

Product
Description

September 6, 2011

Y

Y

Y

Y

Y

Y

Y

Y

Y

Y

Description

Allowable Values

The original loanto-value for this
loan. That is,
original loan
amount divided
by property
value at time of
origination

Provide as a fraction. E.g.:

The current loanto-value (more
precisely UPB-tovalue) for this
loan. That is, the
UPB divided by
the refreshed
property
valuation.

Provide as a fraction. E.g.:

The credit score
of the borrower
at origination
using the FICO
scaling from 350
to 850.

Provide as a whole number, e.g.:

The most recently
determined FICO
score of the
borrower.

Provider as a whole number, e.g.:

Fixed 30, Fixed
20, Fixed 15,
2/28, etc.

1
2
3
4
5
6
7
8
9
10

Fidelity
Screen
Name

0.8 for 80%
1.05 for 105%

0.511 for 51.1%

759

723

Fixed 30
Fixed 20
Fixed 15
ARM 2
ARM 3
ARM 5
ARM 7
ARM 10
ARM Other
Other

Page 8

Loss Mitigation Loan-Level Data Collection

Field
No.
18

19

20

Field Name

OCC OTS
(Y/N) (Y/N)

Option ARM
At Origination

Y

Option ARM
in Reporting
Month

Y

Interest Only
at Origination

Y

September 6, 2011

Y

Y

Y

Description

Allowable Values

Indicates whether
the loan was an
option ARM at
origination
meaning that for
some period after
origination the
borrower had
payment options
of negative
amortization,
interest only, or
principal and
interest.

N

Indicates whether
the loan is
currently an
option ARM in the
reporting month.
That is, in the
reporting month
the borrower had
payment options
of negative
amortization,
interest only, or
principal and
interest.

N

Indicates whether
the loan was
interest only at
origination. That
is, at origination,
was the normal
monthly payment
for the loan just
interest.

N
Y

Y

Y

Fidelity
Screen
Name

Was not Option ARM at
origination
Was Option ARM at
origination

Was not Option ARM in the
reporting month
Was Option ARM in the
reporting month

Was not I/O at origination
Was I/O at origination

Page 9

Loss Mitigation Loan-Level Data Collection

Field
No.
21

22

Field Name

OCC OTS
(Y/N) (Y/N)

Interest Only
in Reporting
Month

Y

Documentation

Y

Y

Y

Description

Allowable Values

Indicates whether
the loan was
interest only for
the reporting
month. That is, at
end-of-month for
the reporting
month, was the
normal monthly
payment for the
loan just interest.

N
Y

Was not I/O in reporting
month
Was I/O in reporting month

How borrower
income levels
were documented
at origination.

1
2
3
4
5
6
7

Full
Alt/Low –Lender
Alt/Low – Borrower
Alt/Low - Unknown
Stated – Lender
Stated – Borrower
Stated – Unknown

.
23

Property
State

Y

Y

The state in which
the property is
located.
Contributors
should be careful
to provide the
property state
(not the billing
address state of
the borrower).

Two-letter postal codes for the
state.

24

Property ZIP
code

Y

Y

Nine-digit ZIP
code of the
property or fivedigit ZIP code if
nine-digit is not
available. Please
be sure to
provide the
property ZIP code
(not the billing
address).

Five-digit or nine-digit number.
Include leading zeroes, e.g.:

September 6, 2011

Fidelity
Screen
Name

00901
10101

Page 10

Loss Mitigation Loan-Level Data Collection

Field
No.
25

26

Field Name

OCC OTS
(Y/N) (Y/N)

Loss
Mitigation
Performance
Status

Foreclosure
status

Y

Y

Y

Y

Description

Allowable Values

The current loss
mitigation status
in the reporting
month. Applies to
all loans
regardless of
workout type
(code 30)

0

The current
foreclosure status
in the reporting
month.

0
1
2

1
2
3

3

No loss mitigation
action in place.
Active and Performing
Active and Nonperforming
Broken

Not in foreclosure
In foreclosure, pre-sale
Post-sale foreclosure,
Redemption, non-REO (if
available, otherwise REO)
REO

27

Foreclosure
Referral Date

Y

Y

If the loan is
currently in
foreclosure or
REO, supply the
referral date for
the current
foreclosure
proceedings. If
the loan is not in
foreclosure leave
blank.

mm/dd/yyyy

28

Liquidation
Status

Y

Y

Whether and how
the loan was
paid-in-full.

0
1

The date of the
foreclosure
(sheriff’s) sale for
loans in
foreclosure. If the
loan’s foreclosure
status (field 26) is
0, this should be
blank.

mm/dd/yyyy

29

Foreclosure
Sale Date

September 6, 2011

Y

Y

Fidelity
Screen
Name

2
3

FOR1

FOR3

Not paid-in-full
Voluntary Payoff / Refinance
(includes Property Sale)
Involuntary liquidation
Servicing transfer
FOR3

Page 11

Loss Mitigation Loan-Level Data Collection

Field
No.
30

Field Name

OCC OTS
(Y/N) (Y/N)

Workout Type
Completed /
Executed

Y

Y

Description
The type of loss
mitigation
workout. Only
coded for loans
that successfully
completed the
loss mitigation
workout in the
current month.
For Code 13 –
include loans
where there has
been an
agreement with
the borrower to
defer principal
and interest but
with no other
terms to enhance
affordability.

Allowable Values
0
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15

Please see the
definitions
document for full
instructions on
how to populate
this field

No workout completed or
unsuccessful resolution of a
loss mitigation effort.
Modification
Repayment Plan
Deed in Lieu
Short Sale
FHA Partial Claim
FHA Secured
VA Refund
Stipulated Repayment /
Stip-to-Mods
Forbearance plan
MI Claim Advance
FHA Refinances - Other
Other
Reaged/Deferred/Extended
Home Affordable Refinance
FNMA HomeSaver
Forbearance, Payment
Reduction Plan, or other
GSE-sponsored forbearance
program.

31

Next Payment
Due Date

Y

Y

The due date of
mm/dd/yyyy
the next payment.
This is not the next
billing date, but
when the next
payment is due. It
will be in the past
for delinquent
loans.

32

Bankruptcy
Flag

Y

Y

Whether the
borrower is in
bankruptcy as of
the end of the
reporting month.

September 6, 2011

Fidelity
Screen
Name

0
1

LMT1

Not in bankruptcy in reporting
month
In bankruptcy in reporting
month

Page 12

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Active
Repayment
Plan Flag

Y

34

Loss Mit Letter
Sent

N

35

Reason for
Default

Y

36

Loan Source

Y

37

Owner
Occupancy
Flag

38
39

33

Y

Description

Fidelity
Screen
Name

Allowable Values

The identification
of Repayment
plans in process.
(Exclude
Stipulated
Repayment Plan)

0

N

What sort of
letter was sent to
the borrower to
initiate the
repayment plan
that is in effect in
the reporting
period.

Field in development: not included
in initial extracts to be delivered
March 31st.

N

What was the
reason the loan
defaulted.

0
1
2
3
4
5

The loan has not
defaulted
Excessive obligations
Death
Unemployment
Medical
Other

Y

The source of the
loan origination

1
2
3
4
5

Retail
Wholesale
Correspondent
Servicing Rights Purchased
Bulk Purchased

Y

Y

The occupancy
status at
origination

1
2

Owner Occupied
Non-Owner Occupied

Notice of
Default

Y

Y

Date Field

mm/dd/yyyy

Third Party
Sale Flag

Y

Y

Identification of
Third Party Sales

1

0
1

September 6, 2011

No repayment plan is
in effect in the
reporting month.
The loan is actively
performing under a
repayment plan.

LMT1

PL05

The loan was not sold to a
third party (also code zero
loans not in foreclosure)
The loan was sold to a third
party at foreclosure sale.

FOR3

Page 13

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

40

Credit Class

Y

Y

Servicer Defined

1
2
3

41

Property Type

Y

Y

Number of units

Whole number. If the number of
specific number of units is not
identifiable for multi-family
properties, please code as 9.

42

ARM Initial
Rate Period

Y

Y

Fixed period for
Hybrid ARMs

ARM Initial Rate Period in Months

43

Modification
Type

Y

Y

Indicates the type
of modification.
Additional
values may be
added at OCC
discretion as
market
conditions
evolve.

0

Populate for ANY
loan operating
under modified
terms.

Prime
Alt-A
Non-prime

Loan has not been
modified
6 ASF Streamline
8 FHFA Streamline (Specific
to program announced
12/15/08)
9 FDIC Streamline (“Mod in
a Box”)
10 Proprietary Systematic
Program
11 Proprietary Other
12 Home Affordable
Modification

44

Original Loan
Term

Y

Y

Original Term in
Months

0 – 480

45

Loss /
Writedown
Amount

Y

Y

Total loss or
principal writedown incurred
during the month

e.g, 125000 for $125,000.00

46

Loss /
Writedown
Date

Y

Y

Date on which the
loss or writedown
was incurred.

mm/dd/yyyy

47

Debt To
Income

Y

Y

DTI (Back-end) At
Origination

Whole Number

September 6, 2011

Fidelity
Screen
Name

Principal Writedowns and Losses
should be expressed as positive
numbers.

Page 14

Loss Mitigation Loan-Level Data Collection

Field
No.
48

Field Name

OCC OTS
(Y/N) (Y/N)

Foreclosure
Suspended

Y

Y

Description
Flag indicating an
active foreclosure
suspension

Allowable Values
N

Y

Prepayment
Penalty
Waived This
Month

Y

ARM Last
Reset Date

Y

ARM Next
Reset Date

Y

Prepayment
Penalty
Waived
Amount

Y

Last Modified
Date

Y

54

Troubled Debt
Restructure

Y

55

FHA Secure
Refinance
Flag

Y

49

50

51

52

53

September 6, 2011

Y

Foreclosure was not suspended
in the reporting month (also
code for loans not in
foreclosure).
Foreclosure was suspended as
of the last day of the reporting
month.

Indicating
whether a
prepayment
penalty was
waived during
the month

N

Date of most
recent rate reset

mm/dd/yyyy

Date of next
scheduled reset

mm/dd/yyyy

Total dollar
amount of
Prepayment
Penalty Waived
during the month.

e.g, 125000 for $125,000.00

Date of last
modification

mm/dd/yyyy

Y

In accordance
with FAS 114

Y/N

Y

Identifies if a loan Y / N
was originated
under FHA Secure
Refinance
program.

Y

Y

Y

Y

Fidelity
Screen
Name

Y

No prepayment penalty was
waived during the month.
The mortgage had a
prepayment penalty waived
during the month.

Do not populate for fixed rate
loans.
Do not populate for fixed rate
loans.
If no prepayment penalty was
waived, please populate as 0.

Do not populate for loans that have
not been modified.

Page 15

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

56

Remodified
Flag

Y

Y

Flag any loan
that has been
modified more
than once in the
last 24 months.

Y/N

57

Balloon Term

Y

Y

Provide the term
in months of any
Balloon payment

Whole Number

58

Repayment
Plan
Performance
Status

Y

Y

Repayment Plan
performance as
of month-end.

0 No active plan as of
month-end and did
not have a plan
broken or cancelled
during the month.
1 Stip to Mod Active
2 Stip to Mod Broken
3 Repayment Plan
Active
4 Repayment Plan
Broken
5 Repayment Plan
Cancelled by
Servicer
6 Repayment Plan
Cancelled at
borrower’s request
7 Home Affordable
Trial Period Active
8 Home Affordable
Trial Period Broken
9 Home Affordable
Trial Cancellation
10 Home Affordable
Trial Extended /
Mod Pending

Servicer
Advances

Y

59

September 6, 2011

PLEASE NOTE:
Home Affordable
Trial Periods
should not be
reported as Stip
to Mods, they
should be broken
out separately in
codes 7 or 8.

Y

Including
Corporate and
Escrow Advances

Fidelity
Screen
Name

e.g, 125000 for $125,000.00
If no servicer advances exist, please
populate as 0.

Page 16

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

60

Original
Property
Value

Y

Y

Property Value at e.g, 125000 for $125,000.00
time of loan
origination

61

Refreshed
Property
Value

Y

Y

Most recent (nonoriginal) property
value

e.g, 125000 for $125,000.00

62

Property
Valuation
Method at
Origination

Y

Y

Method used to
determine the
property value at
time of
origination.

1
2
3
4
5

63

Refreshed
Property
Valuation
Method

Y

Y

Method used to
determine the
property value
for the most
recent (nonoriginal)
valuation.

1
2
3
4
5

64

Most Recent
Property
Valuation
Date

Y

Y

Date of most
recent property
valuation.

mm/dd/yyyy

65

FNMA Home
Saver
Advance Date

Y

Y

Date on which the mm/dd/yyyy
most recent FNMA
Home Saver
Advance was
completed (funds
issued)

66

FNMA Home
Saver
Advance
Amount

Y

Y

Amount of FNMA
Home Saver
Advance

September 6, 2011

Fidelity
Screen
Name

Full Appraisal
Limited Appraisal
Broker Price Opinion
Desktop Valuation
Automated
Valuation Model
6 Unknown
Full Appraisal
Limited Appraisal
Broker Price Opinion
Desktop Valuation
Automated
Valuation Model
6 Unknown

e.g, 15000 for $15,000.00

Page 17

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

67

Alternative
Home
Liquidation
Loss
Mitigation
Date

Y

Y

Populate with the
date of the most
recent
“Alternative
Home Liquidation
Loss Mitigation
Strategy”

mm/dd/yyyy

68

Alternative
Home
Retention Loss
Mitigation
Date

Y

Y

Populate with the
date of the most
recent
“Alternative
Home Retention
Loss Mitigation
Strategy”

Mm/dd/yyyy

69

Principal
Deferred

Y

Indicates whether
a loan had
principal
deferred through
loss mitigation.

Y/N

Fidelity
Screen
Name

Only to be
populated for
loans with a value
in Field 43.
70

Principal
Write-down

Y

Indicates whether
principal was
forgiven through
loss mitigation.

Y/N

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

Page 18

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

71

Capitalization

OCC OTS
(Y/N) (Y/N)
Y

Description
Indicates whether
a delinquent
amount (PITI or
fees) were
capitalized and
added to the
outstanding
principal balance.

Allowable Values

Fidelity
Screen
Name

Y/N

Only to be
populated for
loans with a value
in Field 43.
72

Interest Rate
Reduced

Y

Indicates whether Y / N
the interest rate
has been reduced
to be less than the
scheduled value
through loss
mitigation.
Only to be
populated for
loans with a value
in Field 43.

73

Interest Rate
Frozen

Y

Indicates whether
the interest rate
was frozen and a
lower rate than if
allowed to adjust
through loss
mitigation.

Y/N

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

Page 19

Loss Mitigation Loan-Level Data Collection

Field
No.
74

Field Name

OCC OTS
(Y/N) (Y/N)

Term
Extended

Y

Description
Indicates whether
the remaining
term of the loan
was extended
through loss
mitigation.

Allowable Values

Fidelity
Screen
Name

Y/N

Only to be
populated for
loans with a value
in Field 43.
75

Duration of
Modification

Y

Number of months Whole Number
the modified
terms will be in
effect. Please
populate Field 53
- Last Modified
Date for
calculation of
remaining term.

76

Refreshed DTI
Ratio (Frontend)

Y

Refreshed Frontend DTI (PITI
Housing ratio).

Whole Number

Only to be
populated for
loans with a value
in Field 43.
77

Refreshed DTI
Ratio (Backend)

Y

Refreshed Backend Debt to
Income Ratio

Whole Number

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

Page 20

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

78

Step
Modification
Flag

Y

Flag Indicating
whether a rate
modification has
a “stepped” or
gradual return to
the non-modified
rate.

79

Principal
Deferred
Amount

Y

Total amount in
dollars of the
principal that was
deferred through
loss mitigation.

80

Delinquent
Amount
Capitalized

Y

Total amount in
dollars of the
delinquent
amount that was
capitalized and
added to the
outstanding
principal balance
through loss
mitigation.

81

Refreshed
CLTV After
Modification

Y

Calculated
combined loanto-value ratio
after the
modification.

Provide as a fraction. E.g.:

Property
Valuation
Method at
Modification

Y

Method used to
determine the
property value
prior to loan
modification.

1
2
3
4
5

82

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

Fidelity
Screen
Name

Y/N

Whole Number
e.g.,
32123 for $32,122.81
Use banker’s rounding.
Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.

0.85 for 85%

Full Appraisal
Limited Appraisal
Broker Price Opinion
Desktop Valuation
Automated
Valuation Model
6 Unknown

Page 21

Loss Mitigation Loan-Level Data Collection

Field
No.
83

84

85

Field Name

OCC OTS
(Y/N) (Y/N)

Principal and
Interest (P&I)
Amount at
Origination

Y

Principal and
Interest (P&I)
Amount
Current

Y

Escrow
Amount at
Origination

Y

Description
Scheduled
principal and
interest amount at
origination of the
loan.
Scheduled
principal and
interest due from
the borrower in
the reporting
month.

Allowable Values
Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.
Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.

Escrow amount
(including taxes
and insurance)
due from the
borrower at
origination of the
loan.

Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.

86

Escrow
Amount
Current

Y

Scheduled escrow
amount (including
taxes and
insurance) due
from the
borrower in the
reporting month.

Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.

87

DTI Ratio
(Front-end) at
Origination

Y

Front-end DTI
(PITI Housing
ratio) at
origination of the
mortgage.

Whole Number

88

Remaining
Term

Y

Remaining Term
of the loan in
months.

Whole Number

September 6, 2011

Fidelity
Screen
Name

Page 22

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

ARM Margin
at Origination

Y

ARM Margin
– Current

Y

91

ARM Index

92

P&I Amount
Before
Modification

89

90

93

94

P&I Amount
After
Modification

Escrow
Amount
Before
Modification

September 6, 2011

Description

Allowable Values

Rate that is
added to the
index to
determine the
monthly interest
rate at
origination of the
loan.

Provide as a fraction. E.g.:

Rate that is
added to the
index to
determine the
monthly interest
rate.

Provide as a fraction. E.g.:

Y

Index used as the
basis for
determining the
monthly interest
rate.

1
2
3
4
5
6

Y

Scheduled
principal and
interest amount in
the month prior to
loan modification.

Y

Y

Fidelity
Screen
Name

2.500 for 2.5%

2.500 for 2.5%

US Treasury Index
LIBOR
COFI
Prime Rate
MTA
CODI – Cost of Deposit
Index
7 COSI – Cost of Savings
Index
8 Other
Whole Number
e.g.,
5123 for $5,122.81
Use banker’s rounding.

Scheduled
principal and
interest amount in
the month
following loan
modification.

Whole Number
e.g.,
2123 for $2,122.81

Escrow amount in
the month prior to
loan modification.

Whole Number
e.g.,
5123 for $5,122.81

Use banker’s rounding.

Use banker’s rounding.

Page 23

Loss Mitigation Loan-Level Data Collection

Field
No.
95

Field Name

OCC OTS
(Y/N) (Y/N)

Escrow
Amount After
Modification

Y

Description
Escrow amount in
the month
following loan
modification.

Use banker’s rounding.

Interest Rate
Before
Modification

Y

97

Interest Rate
After
Modification

Y

Interest rate in the Provide as a fraction. E.g.:
month following
loan modification. 0.0575 for 5.75%

98

Remaining
Term Before
Modification

Y

Remaining term in
the month prior to
loan modification.

Whole Number

99

Remaining
Term After
Modification

Y

Remaining term in
the month
following loan
modification.

Whole Number

100

Home
Affordable
Refinance
Flag

Y

Y

Identifies if a loan Y/N
was originated
under the Home
Affordable
Refinance
program.

101

Interest Type
Conversion
Duration

Y

Y

Indicates whether
the interest type
was converted
from ARM to
Fixed through loss
mitigation, and
the duration of
the fixed rate
period.

96

Interest Rate in
the month prior to
loan modification.

Allowable Values
Whole Number
e.g.,
2123 for $2,122.81

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

Fidelity
Screen
Name

Provide as a fraction. E.g.:
0.1075 for 10.75%

0 Not converted to Fixed
Rate
1 Converted to Fixed Rate
for 1-36 Months
2 Converted to Fixed Rate
for 37-60 Months
3 Converted to Fixed Rate
for 61-120 Months
4 Converted to Fixed Rate
for Greater than 120
Months

Page 24

Loss Mitigation Loan-Level Data Collection

Field
No.

Field Name

OCC OTS
(Y/N) (Y/N)

Description

Allowable Values

102

Reported as
Bank-Owned
Flag

Y

Y

Indicates whether
the serviced for
others loan is
recorded on the
bank's own
balance sheet for
accounting
purposes.
Applies only to
loans with an
Investor Code
other than
"Portfolio".

Y/N

103

Serviced For
Others
Investor

Y

Y

Indicates the
owner of certain
"Private" investor
loans. Only use
this field to
identify loans
confirmed with
the investor per
the allowed
values. All other
Private investor
loans not coded in
this field are
assumed to be
serviced for
entities other than
the listed
institutions.

0 Not Applicable

September 6, 2011

Fidelity
Screen
Name

1 Bank of
America/Countrywide
2 Citibank
3 JP Morgan
Chase/Washington Mutual
4 HSBC
5 First Tennessee Bank
6 Merrill Lynch Federal
Savings Bank
7 National City Bank
8 OneWest Bank/IndyMac
Federal Savings Bank
9 PNC
10 US Bank
11 Wachovia Bank
12 Wachovia Federal
Savings Bank
13 Wells Fargo

Page 25

Loss Mitigation Loan-Level Data Collection

Field
No.
104

Field Name

OCC OTS
(Y/N) (Y/N)

Principal
Write-down
Amount

Y

Y

Description
Total amount in
dollars of the
principal that was
written down
through loss
mitigation.

Allowable Values
Whole Number
e.g.,
5123 for $5,122.81

Fidelity
Screen
Name

Use banker’s rounding.

Only to be
populated for
loans with a value
in Field 43.

September 6, 2011

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