60D Comment Response

Comments on Cancer Treatment Deferment Form.msg

Cancer Treatment Deferment

60D Comment Response

OMB: 1845-0154

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I address each of your comments below. Concerning your comment about the start date of the deferment, we have provided the requested guidance in the form itself and to servicers. Concerning replacing a forbearance with the deferment once we implement it, this has always been our plan. Concerning your comment about refunding interest, while all borrower with federally held loans were offered forbearance if they identified themselves, we do not have the authority to do the same of the FFEL Program. Accordingly, and assuming we would even have the authority to do so, it would be improper to require a FFEL Program lender to refund interest it had the authority to charge. Concerning your comment about documentation, the form notes that a note from the physician is acceptable alternative documentation of the treatment. However, and especially because the law did not define cancer treatment, we believe that it is best to reserve only to the discretion of a physician a decision about whether a borrower&#8217;s course of treatment is &#8220;cancer treatment.&#8221; Therefore, we would not accept as alternative documentation of the treatment a note from a nurse. Don&#8217;t hesitate to reach out if you have further questions. Thank you, Ian Foss Policy Liaison &amp; Implementation Federal Student Aid US Department of Education {"diagnosticsCodes":["DomainNotAllowed"]}[65.148.40.89]04Client=MSExchangeRPCen-US[ { "@type": "TermFrequency", "@context": "http://schema.microsoft.com", "@source": "TEE,20190416.15", "@outputVersion": "1.0", "Terms": 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ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=7A02B75DEC204069BADF3D3C00177584-FOSS, IANFoss, Ianܧ@��B��+/�/o=ExchangeLabs/ou=Exchange Administrative Group (FYDIBOHF23SPDLT)/cn=Recipients/cn=7a02b75dec204069�������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������������badf3d3c00177584-Foss, Ian/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEEX/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLReceived: from SN6PR09MB3069.namprd09.prod.outlook.com (2603:10b6:803:2e::33) by SN6PR09MB2927.namprd09.prod.outlook.com with HTTPS via SN4PR0201CA0047.NAMPRD02.PROD.OUTLOOK.COM; Fri, 26 Apr 2019 18:42:08 +0000 Authentication-Results: kantrowitz.com; dkim=none (message not signed) header.d=none;kantrowitz.com; dmarc=none action=none header.from=ed.gov; Received: from SN6PR09MB3743.namprd09.prod.outlook.com (52.132.121.21) by SN6PR09MB3069.namprd09.prod.outlook.com (20.177.251.13) with Microsoft SMTP Server (version=TLS1_2, cipher=TLS_ECDHE_RSA_WITH_AES_256_GCM_SHA384) id 15.20.1835.13; Fri, 26 Apr 2019 18:42:07 +0000 Received: from SN6PR09MB3743.namprd09.prod.outlook.com ([fe80::9cda:b145:64c2:9cf3]) by SN6PR09MB3743.namprd09.prod.outlook.com ([fe80::9cda:b145:64c2:9cf3%4]) with mapi id 15.20.1835.010; Fri, 26 Apr 2019 18:42:07 +0000 Content-Type: application/ms-tnef; name="winmail.dat" Content-Transfer-Encoding: binary From: "Foss, Ian" <Ian.Foss@ed.gov> To: "mark@kantrowitz.com" <mark@kantrowitz.com> CC: "Grebeldinger, Beth" <Beth.Grebeldinger@ed.gov> Subject: Comments on Cancer Treatment Deferment Form Thread-Topic: Comments on Cancer Treatment Deferment Form Thread-Index: AdT8XrEcxpVk8OJ6Ro6Z1teIYdpwEQ== Date: Fri, 26 Apr 2019 18:42:07 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X-MS-Exchange-Transport-EndToEndLatency: 00:00:01.2976826 X-MS-Exchange-Processed-By-BccFoldering: 15.20.1813.000 X-Microsoft-Antispam-Mailbox-Delivery: ucf:0;jmr:0;ex:0;auth:0;dest:I;ENG:(750119)(520011016)(706158)(944506303)(944626516); X-Microsoft-Antispam-Message-Info: UyZolpfXX4HL50McFwo3xRF4sK5tYC65jfehpEq8Z1P8LMKAGARr1gI7E9pvZ/kkgHx5hvdmjI1x8oEZffsb9vPs9rVNZxLseptDP3D4RlLpuXo+w4Hfh0o33T5rYzigehJaHnG9vipyOV/BRq6pwphc8RDBut776FNwau6Mjb4RzRimdWWNW1j7UKldIiVsdyw0gsbpxYikUzmIZH7QZg+nOhSAjV5JMB4A13UZMeKYzHcDp/UUIMGvpHlW36lY3IDAAQGFXYuOihnPlhMNpRTPql7IDrFTMzLsAhZIbTMlKfiio8Svr5X/nRD4xU28RSePakADrbl0VxngtE9qXqmjpbTQq0E3JLN/wOK7ZjSxtt83ayrmCE9nOxEUVGo0cqtH1DzJ/Dl60SHFtE0ZrIyTgwF5wxQ7xqQ6vwcD0UB21kB1vSnsj+dKsfAjA6EU T)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEEX��^�ƕd��zF���׈a�pComments on Cancer Treatment Deferment Form/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=7A02B75DEC204069BADF3D3C00177584-FOSS, IANEXEX:/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEEX:/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEGrebeldinger, Bethܧ@��B��+/�/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEFoss, Ianܧ@��B��+/�/o=ExchangeLabs/ou=Exchange Administrative Group (FYDIBOHF23SPDLT)/cn=Recipients/cn=7a02b75dec204069badf3d3c00177584-Foss, IanGrebeldinger, Bethܧ@��B��+/�/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=C963FA7F84F34722AAF89873859A0BFD-GREBELDINGEEX:/O=EXCHANGELABS/OU=EXCHANGE ADMINISTRATIVE GROUP (FYDIBOHF23SPDLT)/CN=RECIPIENTS/CN=7A02B75DEC204069BADF3D3C00177584-FOSS, IANComments on Cancer Treatment Deferment FormIPM.Note@0p���@0p����� 4y*(  #& )67X@9�iĿ_��;� ,�__properties_version1.00������������ 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