Consolidated Reports of Condition and Income

DRAFT

)),(&
3DJHRI
5&

6FKHGXOH5&&²&RQWLQXHG
3DUW,²&RQWLQXHG
0HPRUDQGD²&RQWLQXHG
&ROXPQ$
)DLU9DOXHRI$FTXLUHG
/RDQVDQG/HDVHVDW
$FTXLVLWLRQ'DWH

'ROODU$PRXQWVLQ7KRXVDQGV

5&21

$PRXQW

&ROXPQ%
*URVV&RQWUDFWXDO
$PRXQWV5HFHLYDEOH
DW$FTXLVLWLRQ'DWH

5&21

$PRXQW

&ROXPQ&
%HVW(VWLPDWHDW
$FTXLVLWLRQ'DWHRI
&RQWUDFWXDO&DVK)ORZV
1RW([SHFWHGWREH
&ROOHFWHG
5&21

$PRXQW

Memorandum items 12.a, 12.b, 12.c, and 12.d
are to be completed semiannually in the June
and December reports only.
/RDQVQRWVXEMHFWWRWKHUHTXLUHPHQWVRI
)$6%$6&IRUPHU$,&3$
6WDWHPHQWRI3RVLWLRQDQGOHDVHV
KHOGIRULQYHVWPHQWWKDWZHUHDFTXLUHGLQ
EXVLQHVVFRPELQDWLRQVZLWKDFTXLVLWLRQ
GDWHVLQWKHFXUUHQWFDOHQGDU\HDU
D/RDQVVHFXUHGE\UHDOHVWDWH 
E &RPPHUFLDODQGLQGXVWULDOORDQV 
F /RDQV WR LQGLYLGXDOV IRU KRXVHKROG IDPLO\
DQG RWKHU SHUVRQDO H[SHQGLWXUHV 
G$OORWKHUORDQVDQGDOOOHDVHV

*

*

*

*

*

*

0D
0E

*
*

*

*
*

0F
0G

*

'ROODU$PRXQWVLQ7KRXVDQGV

5&21

$PRXQW

Memorandum item 13 is to be completed by banks that had construction, land development, and
other land loans (as reported in Schedule RC-C, Part I, item 1.a, column B) that exceeded 100
percent of total capital (as reported in Schedule RC-R, Part I, item 35.a) as of December 31, 2019.
&RQVWUXFWLRQODQGGHYHORSPHQWDQGRWKHUODQGORDQVZLWKLQWHUHVWUHVHUYHV
D$PRXQWRIORDQVWKDWSURYLGHIRUWKHXVHRILQWHUHVWUHVHUYHV
LQFOXGHGLQ6FKHGXOH5&&3DUW,LWHPDFROXPQ%  *
E$PRXQWRILQWHUHVWFDSLWDOL]HGIURPLQWHUHVWUHVHUYHVRQFRQVWUXFWLRQODQGGHYHORSPHQW
5,$'
DQGRWKHUODQGORDQVWKDWLVLQFOXGHGLQLQWHUHVWDQGIHHLQFRPHRQORDQVGXULQJWKHTXDUWHU
LQFOXGHGLQ6FKHGXOH5,LWHPDE  *
Memorandum item 14 is to be completed by all banks.

0D

0E

5&21

3OHGJHGORDQVDQGOHDVHV *

0

Memorandum item 15 is to be completed for the December report only.
5HYHUVHPRUWJDJHV
D5HYHUVHPRUWJDJHVRXWVWDQGLQJWKDWDUHKHOGIRULQYHVWPHQW
LQFOXGHGLQ6FKHGXOH5&&LWHPFDERYH
+RPH(TXLW\&RQYHUVLRQ0RUWJDJH+(&0UHYHUVHPRUWJDJHV 
3URSULHWDU\UHYHUVHPRUWJDJHV 
E(VWLPDWHGQXPEHURIUHYHUVHPRUWJDJHORDQUHIHUUDOVWRRWKHUOHQGHUVGXULQJWKH\HDU
IURPZKRPFRPSHQVDWLRQKDVEHHQUHFHLYHGIRUVHUYLFHVSHUIRUPHGLQFRQQHFWLRQZLWK
WKHRULJLQDWLRQRIWKHUHYHUVHPRUWJDJHV
+RPH(TXLW\&RQYHUVLRQ0RUWJDJH+(&0UHYHUVHPRUWJDJHV 
3URSULHWDU\UHYHUVHPRUWJDJHV 
F3ULQFLSDODPRXQWRIUHYHUVHPRUWJDJHRULJLQDWLRQVWKDWKDYHEHHQVROGGXULQJWKH\HDU
+RPH(TXLW\&RQYHUVLRQ0RUWJDJH+(&0UHYHUVHPRUWJDJHV 
3URSULHWDU\UHYHUVHPRUWJDJHV 

-

0D
0D

-

1XPEHU
-
-

0E
0E
$PRXQW

-
-

0F
0F

Insert A
,QVWLWXWLRQVWKDWKDYHDGRSWHG$68VKRXOGUHSRUWRQO\ORDQVKHOGIRULQYHVWPHQWQRWFRQVLGHUHGSXUFKDVHGFUHGLWGHWHULRUDWHG
LQ0HPRUDQGXPLWHP

06/2020


Insert A

DRAFT

16. Not applicable
1
17. Eligible loan modifications under Section 4013, Temporary Relief from Troubled
Debt Restructurings, of the 2020 Coronavirus Aid, Relief, and Economic Security
Act:
a. Number of Section 4013 loans outstanding ....................................................
b. Outstanding balance of Section 4013 loans....................................................

LG24
LG25

07D
07b

06/2020

DRAFT

)),(&
3DJHRI
5&

6FKHGXOH5&0²&RQWLQXHG
Item 16.a and, if appropriate, items 16.c and 16.d are to be completed semiannually in the June
and December reports only. Item 16.b is to be completed annually in the June report only.
,QWHUQDWLRQDOUHPLWWDQFHWUDQVIHUVRIIHUHGWRFRQVXPHUV
D $VRIWKHUHSRUWGDWHGLG\RXULQVWLWXWLRQRIIHUWRFRQVXPHUVLQDQ\VWDWHDQ\RI
WKHIROORZLQJPHFKDQLVPVIRUVHQGLQJLQWHUQDWLRQDOUHPLWWDQFHWUDQVIHUV"
 ,QWHUQDWLRQDOZLUHWUDQVIHUV
 ,QWHUQDWLRQDO$&+WUDQVDFWLRQV 
 2WKHUSURSULHWDU\VHUYLFHVRSHUDWHGE\\RXULQVWLWXWLRQ
 2WKHUSURSULHWDU\VHUYLFHVRSHUDWHGE\DQRWKHUSDUW\ 
E 'LG\RXULQVWLWXWLRQSURYLGHPRUHWKDQLQWHUQDWLRQDOUHPLWWDQFHWUDQVIHUVLQWKH
SUHYLRXVFDOHQGDU\HDURUGRHV\RXULQVWLWXWLRQHVWLPDWHWKDWLWZLOOSURYLGHPRUH
WKDQLQWHUQDWLRQDOUHPLWWDQFHWUDQVIHUVLQWKHFXUUHQWFDOHQGDU\HDU" 

5&21 File Typeapplication/pdfFile Modified2020-05-19File Created2020-05-13