Final (30-Day) Federal Register Notice

FR2-0136 Privacy of Consumer Information 87 FR 7449 February 9, 2022.pdf

Privacy of Consumer Financial Information

Final (30-Day) Federal Register Notice

OMB: 3064-0136

Document [pdf]
Download: pdf | pdf
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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices
in detail the information that the EPA
will be collecting, are available in the
public docket for this ICR. The docket
can be viewed online at https://
www.regulations.gov, or in person, at
the EPA Docket Center, WJC West
Building, Room 3334, 1301 Constitution
Ave. NW, Washington, DC. The
telephone number for the Docket Center
is 202–566–1744. For additional
information about EPA’s public docket,
visit: http://www.epa.gov/dockets.
Abstract: The National Emission
Standards for Hazardous Air Pollutants
(NESHAP) for Printing, Coating and
Dyeing of Fabrics and Other Textiles
apply to each existing, new, or
reconstructed source involved in
printing, coating, slashing, dyeing or
finishing of fabric and other textiles. In
general, all NESHAP standards require
initial notifications, performance tests,
and periodic reports by the owners/
operators of the affected facilities. They
are also required to maintain records of
the occurrence and duration of any
startup, shutdown, or malfunction in
the operation of an affected facility, or
any period during which the monitoring
system is inoperative. These
notifications, reports, and records are
essential in determining compliance
with 40 CFR part 63, subpart OOOO.
Form Numbers: 5900–530.
Respondents/affected entities:
Printing, coating, slashing, dyeing, or
finishing of fabric and other textiles
facilities.
Respondent’s obligation to respond:
Mandatory (40 CFR part 63, subpart
OOOO).
Estimated number of respondents: 44
(total).
Frequency of response: Initially and
semiannually.
Total estimated burden: 7,080 hours
(per year). Burden is defined at 5 CFR
1320.3(b).
Total estimated cost: $960,000 (per
year), which includes $123,000 in
annualized capital/startup and/or
operation & maintenance costs.
Changes in the estimates: There is an
increase in burden from the mostrecently approved ICR as currently
identified in the OMB Inventory of
Approved Burdens. This is due to three
considerations. This ICR incorporates
the incremental burden from the 2019
RTR amendment (ICR No. 2071.09) into
the total cost of the rule. The regulations
were revised in the 2019 RTR
amendment adding a requirement to
periodically test add-on control devices,
resulting in an increase in capital/
startup costs for this testing, as well as
for increased labor burden for
conducting the tests, submitting reports,
and keeping records. An additional

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facility that is subject to this subpart
was identified in a search of EPA’s
ECHO database. This facility became
subject to this subpart after the 2019
RTR; therefore, the respondent counts in
this ICR renewal are updated to include
this facility.
Courtney Kerwin,
Director, Regulatory Support Division.
[FR Doc. 2022–02658 Filed 2–8–22; 8:45 am]
BILLING CODE 6560–50–P

ENVIRONMENTAL PROTECTION
AGENCY
[CERCLA–02–2021–2033; FRL–9475–01–R2]

Proposed CERCLA Settlement
Agreement for the Pierson’s Creek
Superfund Site, City of Newark, Essex
County, New Jersey
Environmental Protection
Agency.
ACTION: Notice; request for public
comment.
AGENCY:

In accordance with the
Comprehensive Environmental
Response, Compensation, and Liability
Act of 1980, as amended (‘‘CERCLA’’),
notice is hereby given by the U.S.
Environmental Protection Agency
(‘‘EPA’’), Region 2, of a proposed bona
fide prospective purchaser agreement
(‘‘Agreement’’) with 429 Delancy
Associates, L.L.C. (‘‘429 Delancy’’) for
the Pierson’s Creek Superfund Site
(‘‘Site’’), located in the City of Newark,
Essex County, New Jersey. Under the
proposed Agreement, 429 Delancy
agrees to perform a non-time critical
removal action to remove mercurycontaminated sediments on 429
Delancy’s property adjacent to Pierson’s
Creek, which flows through its property,
and to reimburse EPA for costs incurred
in overseeing this work. The property is
located at 429 Delancy Street, City of
Newark, Essex County, New Jersey,
designated as Block 5042, Lot 02 within
the Pierson’s Creek Superfund Site.
DATES: Comments must be submitted on
or before March 11, 2022.
ADDRESSES: Comments can be sent via
email to Amelia Wagner at
[email protected]. Comments
should reference the Pierson’s Creek
Superfund Site, CERCLA Settlement
Agreement, Index No. CERCLA–02–
2021–2033. The proposed settlement is
available for public inspection at this
website: https://semspub.epa.gov/src/
document/02/638500.
FOR FURTHER INFORMATION CONTACT:
Amelia Wagner, Attorney, Office of
Regional Counsel, U.S. Environmental
Protection Agency. Email:
SUMMARY:

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7449

[email protected]. Telephone:
212–637–3141.
SUPPLEMENTARY INFORMATION: For thirty
(30) days following the date of
publication of this document, EPA will
receive written comments relating to the
proposed Agreement. EPA will consider
all comments received and may modify
or withdraw its consent to the proposed
Agreement if comments received
disclose facts or considerations that
indicate that the proposed Agreement is
inappropriate, improper, or inadequate.
EPA’s response to any comments
received will be available for public
inspection online and/or at EPA Region
2, 290 Broadway, New York, New York
10007–1866.
Pasquale Evangelista,
Director, Superfund & Emergency
Management Division, Environmental
Protection Agency, Region 2.
[FR Doc. 2022–02679 Filed 2–8–22; 8:45 am]
BILLING CODE 6560–50–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request; OMB No.
3064–0093; –0111; –0136
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency information collection
activities: Submission for OMB review;
comment request.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the request to renew the
existing information collections
described below (OMB Control No.
3064–0093; –0111 and—0136).
DATES: Comments must be submitted on
or before March 11, 2022.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/index.html.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
SUMMARY:

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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices

the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open

1. Title: Notices Required of
Government Securities Dealers or
Brokers (Insured State Nonmember
Banks).
OMB Number: 3064–0093.
Form Number: G–FIN; G–FINW;
G– FIN4 & G–FIN5.
Affected Public: Insured state
nonmember banks acting as government
securities brokers and dealers.
Burden Estimate:

for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, [email protected],
MB–3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:
Proposal to renew the following
currently approved collections of
information:

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0093]
Information collection description
Notice by Financial Institutions of
Government Securities Broker or
Government Securities Dealer
Activities (G–FIN).
Notice by Financial Institutions of
Termination of Activities as a
Government Securities Broker or
Government Securities Dealer
(G–FINW).
Disclosure Form for Person Associated with a Financial Institution
Securities Broker or Dealer (G–
FIN–4).
Uniform Termination Notice for Persons Associated with a Financial
Institution Government Securities
Broker or Dealer (G–FIN–5).
Total Annual Burden (Hours) ...

Type of burden
(obligation to
respond)

Frequency of
response

Number of
responses per
respondent

Number of
respondents

Hours per
response

Annual burden
(hours)

Reporting (Mandatory).

On Occasion ......

1

1

1

1

Reporting (Mandatory).

On Occasion ......

1

1

2

2

Reporting (Mandatory).

On Occasion ......

1

5

2

10

Reporting (Mandatory).

On Occasion ......

1

5

0.25

1.25

............................

............................

........................

........................

........................

14.25

Source: FDIC.

General Description of Collection: The
Government Securities Act of 1986
requires all financial institutions acting
as government securities brokers and
dealers to notify their Federal regulatory
agencies of their broker dealer activities,
unless exempted from the notice
requirements by Treasury Department
regulation. The Form G–FIN and Form
G–FINW are used by insured State
nonmember banks that are government
securities brokers or dealers to notify
the FDIC of their status or that they have
ceased to function as a government
securities broker or dealer. The Form
G–FIN–4 is used by associated persons

economic fluctuation. In particular, the
estimated number of submissions of
form G–FIN–4 has increased by four, the
hours per response increased by one
and frequency of responses have
remained the same.
2. Title: Activities and Investments of
Insured State Banks.
OMB Number: 3064–0111.
Form Numbers: None.
Affected Public: Insured state
nonmember banks and insured state
savings associations.
Burden Estimate:

of insured State nonmember banks that
are government securities brokers or
dealers to provide certain information to
the bank and to the FDIC concerning
employment, residence, and statutory
disqualification. The Form
G–FIN–5 is used by insured State
nonmember banks that are government
securities brokers or dealers to notify
the FDIC that an associated person is no
longer associated with the government
securities broker or dealer function of
the bank.
There is no change in the method or
substance of the collection. The overall
increase in burden hours is the result of

SUMMARY OF ESTIMATED ANNUAL BURDEN

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[OMB No. 3064–0111]
Information collection
description

Type of burden
(obligation to
respond)

Frequency of
response

Application or Notice to
engage in certain activities 1.

Reporting (Required) ..

On occasion ................

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Number of
respondents

Sfmt 4703

Number of
responses per
respondent

29

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1.1

09FEN1

Hours per
response

Annual burden
(hours)
8

256

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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices
SUMMARY OF ESTIMATED ANNUAL BURDEN—Continued
[OMB No. 3064–0111]
Information collection
description
Total Annual Burden (Hours).

Type of burden
(obligation to
respond)

Frequency of
response

Number of
respondents

Number of
responses per
respondent

Hours per
response

.....................................

.....................................

........................

........................

........................

Annual burden
(hours)
256

Source: FDIC.
1 There is no official form used to submit an application or notice. Institutions write a letter with supporting documentation to FDIC to file a
response.

furnish to the FDIC in order to obtain
the FDIC’s approval or non-objection.
Part 362 also applies to the activities
and investments of state savings
associations and their subsidiaries.
There is no change in the method or
substance of the collection. The increase
in burden hours is the result of
economic fluctuation. In particular, the
number of respondents has increased
while the hours per response and
frequency of responses have remained
the same.
3. Title: Privacy of Consumer
Financial Information.
OMB Number: 3064–0136.
Form Number: None.
Affected Public: Insured state
nonmember banks and consumers.
Burden Estimate:

that is not permissible for a subsidiary
of a national bank, unless such bank
meets its minimum capital requirements
and the FDIC determines that the
activity or investment does not pose a
significant risk to the Deposit Insurance
Fund (DIF). The FDIC can make such a
determination for exception by
regulation or by order. Section 28(a), 12
U.S.C. 1831e, similarly limits the
investments and activities of state
savings associations and their service
corporations to those permitted by
federal savings associations and their
service corporations, absent FDIC
approval. Part 362 details the activities
that state banks or their subsidiaries
may engage in, under certain criteria
and conditions and identifies the
information that state banks must

General Description of Collection:
Section 24 of the Federal Deposit
Insurance (FDI Act), 12 U.S.C. 1831a,
limits investments and other activities
in which state banks may engage, as
principal, to those permissible for
national banks and those approved by
the FDIC under procedures set forth in
part 362 of the FDIC’s Rules and
Regulations, 12 CFR part 362. With
certain exceptions, section 24 of the FDI
Act limits the activities and investments
of state banks to those activities and
investments that are permissible for
national banks. In addition, the statute
prohibits a state bank from directly
engaging, as a principal, in any activity
or investment that is not permissible for
a national bank, or indirectly through a
subsidiary in an activity or investment

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0136]
Information collection
description
Initial Notice to Consumers.
Opt-out Notice ..............
Annual Notice and
Change in Terms.
Consumer Opt-out ........
Total Annual Burden (Hours):

Type of burden
(obligation to
respond)

Frequency of
response

Number of
respondents

Number of
responses per
respondent

Hours per
response

Annual burden
(hours)

Third Party Disclosure
(Mandatory).
Third Party Disclosure
(Mandatory).
Third Party Disclosure
(Mandatory).
Third Party Disclosure
(Voluntary).

On Occasion ...............

94

1.4

60

7,896

On Occasion ...............

314

1

8

2,512

Annual .........................

534

1

8

4,272

On Occasion ...............

435,225

1

0.25

108,806.25

.....................................

.....................................

........................

........................

........................

123,486.25

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Source: FDIC.

General Description of Collection: The
elements of this collection are required
under sections 503 and 504 of the
Gramm-Leach-Bliley Act, 15 U.S.C.
6803, 6804. The collection mandates
notice requirements and restrictions on
a financial institution’s ability to
disclose nonpublic personal information
about consumers to nonaffiliated third
parties.
There is no change in the method or
substance of the collection. The overall
decrease in burden hours is the result of
economic fluctuation. In particular, the

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estimated number of respondents to the
Consumer Opt-out component
increased, the number of respondents to
the other components decreased and the
hours per response and frequency of
responses have remained the same.
Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the

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burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Dated at Washington, DC, this 4th day of
February 2022.

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Federal Register / Vol. 87, No. 27 / Wednesday, February 9, 2022 / Notices

Federal Deposit Insurance Corporation.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2022–02691 Filed 2–8–22; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0152; –0190]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995 (PRA), invites the
general public and other Federal
agencies to take this opportunity to
comment on the renewal of the existing

SUMMARY:

information collections described below
(OMB Control No. 3064–0152; and—
0190).
DATES: Comments must be submitted on
or before April 11, 2022.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/index.html.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street building
(located on F Street), on business days
between 7:00 a.m. and 5:00 p.m.

All comments should refer to the
relevant OMB control number. A copy
of the comments may also be submitted
to the OMB desk officer for the FDIC:
Office of Information and Regulatory
Affairs, Office of Management and
Budget, New Executive Office Building,
Washington, DC 20503.
FOR FURTHER INFORMATION CONTACT:

Manny Cabeza, Regulatory Counsel,
202–898–3767, [email protected], MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
Proposal
to renew the following currently
approved collections of information:
1. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Form Number: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:

SUPPLEMENTARY INFORMATION:

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0152]
Type of burden
(obligation to respond)

Information collection description

Frequency of
response

Number of
respondents

Number of
responses
per
respondent

Hours per
response

Annual
burden
(hours)

FACT Act Section 114: Identity Theft Prevention
Program Establishment 12 CFR 334.90(d);
12 CFR 334.91(c).
Program Operations 12 CFR 334.90(c),(e);
12 CFR 334.91(c).

Recordkeeping (Mandatory) ........................

Annual ..........

8

1

40

320

Recordkeeping (Mandatory) ........................

Annual ..........

3,171

1

16

50,832

Section 114 Hours Subtotal ..................

......................................................................

I....................... I.................... I.................... I.................... I

51,152

FACT Act Section 315: Address Discrepancy Program
Program
Establishment
12
CFR
334.82(c),(d).
Program Operations 12 CFR 334.82(c),(d)
Specific Incident Responses 12 CFR
334.82(d)(1–3).

Recordkeeping (Mandatory) ........................

Annual ..........

8

1

40

320

Recordkeeping (Mandatory) ........................
Disclosures (Mandatory) .............................

Annual ..........
On occasion

3,111
3,111

1
17.1

4
0.1667

12,444
8,868

Section 315 Hours Subtotal ..................

......................................................................

.......................

....................

....................

....................

21,632

Total Annual Burden (Hours) .........

......................................................................

.......................

....................

....................

....................

72,784

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Source: FDIC.

General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003). FACT Act
Section 114: Section 114 requires the
Board of Governors of the Federal
Reserve System, the Office of the
Comptroller of the Currency and the
FDIC (the Agencies) to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial

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institution and creditor is required to
establish reasonable policies and
procedures to address the risk of
identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances. The information
collections pursuant to section 114
require each financial institution and
creditor to create an Identity Theft
Prevention Program and report to the
board of directors, a committee thereof,
or senior management at least annually
on compliance with the proposed
regulations. In addition, staff must be

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trained to carry out the program. Each
credit and debit card issuer is required
to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another
means to assess the validity of the
change of address. FACT Act Section
315: Section 315 requires the Agencies
to issue regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agencies.
Part 334 provides such guidance. Each
user of consumer reports must develop

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