Irregular Activities Requested by NCUA Example_022718

010210345

6789

/012345261445789:2;04<=7>2=728?52@ABCDEDFGHIJKFGLBMN257O=407P578

QRSTUSVWXYRZ

[\]^_]^_`a_bc`defb_gh_i\b_`eef]j`i]ga_klb^i]ga^_m]i\_m\]j\_ngl_m]ff_ob_epb^baibqr_si_]^
pbjgddbaqbq_i\`i_ngl_jgdeg^b_i\b_`a^mbp^_ig_i\b_e`p`tp`e\_klb^i]ga^_]a_`_mgpq
epgjb^^]at_epgtp`d_`aq_i\ba_jli_`aq_e`^ib_i\`i_ibci_]aig_i\b_gaf]ab_`eef]j`i]gar

uRvwxWyVvRzW{SxvU|}

~fb`^b_pb]bm_i\b_qbi`]f^_gh_nglp_tp`ai_`m`pq_i\ba_epgjbbq_ig_i\b_abci_e`tb_ig_jgdefbib
nglp_€p`ai_tpbbdbair
uRvwxW‚wUxUvxUTSWyVvRzSz
_
ƒ„]atfb…„bfbji_†]^i‡
sa^iplji]ga^Œ
_
ˆ]t]i`f_„bp]jb^_‰_„bjlp]in
ŽU}WU}WxŽSWRvwxWUwUxUvxUTSWxŽSWRSzUx
†b`qbp^\]e_ˆbbfgedbai
‘wUYwWVv}Wv’’RYTSzW“YR”
„d`ff_†sŠ‹_Š`e`j]in
uRvwxWyZY‘wxWy’’RYTSz
_c]dld‡
ƒŠlppbajn‡ƒ•–_j\`p`jibp_d`

sa^iplji]ga^Œ
_
ŽU}WU}WxŽSWRvwxWvZY‘wxWxŽSWRSzUx
‘wUYwWVv}Wv’’RYTSzWxYW‘}SW“YRWxŽSWRvwx
UwUxUvxUTSWvwzW’RY—Sx˜}™W|U}xSzWšS|YV”

sa^iplji]ga^Œ
{UUxv|W›SRTUS}WœW›S‘RUxWQRY—Sx˜}™
_
_
ƒŠ\bjžogc_†]^i‡
ŽU}WU}WxŽSWRvwxW’RY—Sx˜}™WxŽSWRSzUx
~bp^ga…ig…ebp^ga_e`ndbai^_ƒ~•~‡
‘wUYwWVv}Wv’’RYTSzWxYW‘}SWxŽSW“‘wz}W“YR”
Ÿ]ff_~`n
Ÿ]gdbip]j_gp_dlfi]…h`jigp_`li\bai]j`i]ga
^n^ibd^

11

1
1

1!!"#$$%&'
()#*+,-'#'. 41%

010210345

/01234526738904385:4;<=493;<5;698><;?
@><89>38<4F>?860
D;9;42<630F98><4;<=4F3>92698><
D21894;<=G>34H32F;8=4/;3=5
D8A89;?GI?2693><864B8A<;97325
IJ59;92@2<95
K;?L;324=2M2<525
K>18?24N;<:818?24O;??294;<=4=8A89;?4F;0@2<95
K>18?2GP;<4RFF?86;98><5
K>18?2GP<5
P<;?4L215892V4@>18?24;FF5W
P924D2F>5894/;F9732
B>M9L;32452673890
B0592@4925954>34385:4;55255@2<954576S
;54F2<293;98><4;<=4U7?<23;18?890492595

6789

o<5937698><5p
YZ[\Z]^_`abcZdZefagZhibj]fkZli
4
4
TB8F4;4@;<;A2@2<9457662558>< sh`qfhb
t[^b[aa]fdZ\bifbs^Zbi_Zbush\^buf]v
F?;F4;4@8<>38904;<=4L>@2<
8<6?758><4F?;<
P19;8<4@8<>38904;<=4L>@2<48<6?758><
93;8<8F4F>?868254n4F3>62=73254;<=G>3
F>5898><4=25638F98><54M>342552<98;?4632=89
7<8><43>?25m
/32;924;46;3223493;6:4593;92A04M>342<930J
?2U2?4>34@8=J6;32234F>5898><5m

11

1
1

1!!"#$$%&'
()#*+,-'#'. 01%

010210345

012344561578943:775;156<=61>7<5?26;1;1@
>3A2B7B5?3571C61>75C;BDC725476<72BC;9
BE;44B
012344561578943:775;156<=61>7<5?26;1;1@
>3A2B7B5?3571C61>7539726?;3164
E13F47<@7
G2@61;H6?;31B5?C6?56BB;B?58;132;?:
@23A9B5?353I?6;15;1?721BC;9561?56527>71?5@2627<;?5A1;315;1561
627653K5177<

6789

LMNOOPQRSTPSNUNVWXYPZ[\]^VX_`a
5
bJC7>EI3c5d;B?e
J31=72?;1@5861A645>27<;?5A1;31
39726?;31B5?35615747>?231;>f56A?386?7<
923>7BBg
h9@26<;1@539726?;31645?7>C1343@: o1B?2A>?;31Bp5
>696I;4;?;7Bg
qrW`PW`PXr^Ps[NtXPU[\]^VX_`aPXr^PV[^uWX
i>jA;2;1@5A9<6?7<5?7>C1343@:5?3
vtW\tPwN`PNUU[\x^uPX\Pv`^PXr^Pyvtu`Py\[z
;8923=75?C75>27<;?5A1;31kB5I6>El3m>7
39726?;31Bg
G?C725?7>C1343@:5923n7>?B5<7B;@17<5?3
;8923=75?C75>27<;?5A1;31kB539726?;3164
61<53A?276>C5>696>;?:
{UUOWVNXW\tPR|
b}7c?eb~5>C6265>?72586c;8A8e

o1B?2A>?;31Bp
5
qrW`PW`PXr^PNUUOWVNXW\t€Wu^tXWVNXW\t
tvM‚^[PN``\VWNX^uPwWXrPXrW`Ps[NtXz

ƒ[NtXPS\MMWXM^tXP„vM‚^[
5
b}7c?eb…5>C626>?72586c;8A8e

o1B?2A>?;31Bp
5
qrW`PW`PXr^PV\MMWXM^tXPtvM‚^[Py\[
[^WM‚v[`^M^tXPN``\VWNX^uPwWXrPXr^
V[^uWXPvtW\t†`Ps[NtXz

11

1
1

1!!"#$$%&'
()#*+,-'#'. /1%

010210345

/0123456780138924:13;
<
=>?@AB

6789

CDE@FGH@IJDEK
<
LM8N48N43M;4O13;43M;4P0;O834Q28924RQN3
P9R7S;3;412O4NQTR8343M;40;8RTQ0N;R;23
O9PQR;2313892U

V313QN4W7O13;
XQ079N;
Y@?@GEA@?I^A\78?:1
0@2ABC7DE>7241D2F7GE?57H2412IJ871H?:1

6789

KLMLNOPQRSMLTPKNUUMVW
XY454654=CZX[\\\2BC454B87252<4J?787D28:2D4872?12482>74H82cde2H71871B7Hf

ghMiiTjkTOPljmnNjLTVTS
XY454654=CZX[\\\2BC454B87252<4J?>2<4b72B:<=>78?1628C72=5:q7B82:1d8?<7
D?rBE>8f

sTUMtjtjkPunVv
XY454654=CZX[\\\2BC454B8752<4J?78728C72=5:q7B8f

]1H85EB8?:1H^
2
wMLTPlxRTmLTSPLnPKNyUtLPsTtUyNVOTUTjL
I187528C72D48728C72B57D?82E1?:12=>41H28:
sTzNTOL
2
HEp74H72D:a1>:4D28C726541827J871H?:1
~VMjLPlxLTjOtnjPsTzNTOLPnVU
7GE7H829:5:4D2?8241D27<4?>
X€?>72|=>:4DZ€?>72|=>:4D2e‚[‚ƒƒ2p`872>?:4D28C726541827J871H?:1257GE7H829:593896?9@AB5356C0D:A@=3896E6/:F012353896?G8:=6H7>?
IJK6789=18A6H:;G016LMLLNOMLP

Q@F01R81S6C0<:4=3896?4=6/=@=0;09=T6?4481<39D6=86=U06Q@F01R81S6C0<:4=3896?4=68V6MWWXY6@96@D094B6;@B698=6489<:4=68165F89581Y6@9<6@6F01589635
98=610Z:310<6=86105F89<6=8Y6@9639V81;@=389648AA04=3896:9A05563=6<35FA@B56@62@A3<6IJK6489=18A69:;G01[678;;09=56489401939D6=U06@44:1@4B68V6=U35
G:1<09605=3;@=06@9<6816@9B68=U016@5F04=68V6=U35639V81;@=389648AA04=389Y6394A:<39D65:DD05=38956V81610<:439D6=U356G:1<0965U8:A<6G06509=6=8T
7>C\?QQ/]94:@[D82
H@=389@A6710<3=6>93896?<;3935=1@=389Y6M^^X6_:S06/=100=Y6?A0`@9<13@Y6a?6bbLMcNLcbP
d95F04=816e0901@A6f6gId?6f6H86g0@16?4=6f6hU35=A0GA8R016Q18=04=3896f6>/?[D826f6IF096e82019;09=6f6QA@396h13=39D6f6Q132@4B6f6789=@4=6>56f6C//6g00<56f
/3=06J@F6f6/3=06d9<0`

11

1
1

1!!"#$$%&'
()#*+,-'#'. %1%