4281-6 Estimated Loss

Instructions for RD 4281-6

Guaranteed Loan Report of Loss – Estimated Loss

Lenders use this form to report an estimated loss on a guaranteed loan to Rural Development.

Fld Name / Item No.	Instruction
Item 1.	Enter State, County and GLS Borrower ID number
Item 2.	Enter Agency Loan Number
Item 3.	Enter Loan Type – Check Food Supply Chain
Item 4.	Enter Borrower Name
Item 5.	Enter Lender’s Tax ID Number
Item 6.	Enter Agency’s Lender Branch Number
Item 7.	Enter Lender Routing Number
Item 8.	Enter Lender Account Number
Item 9.	Enter Account Type – Savings or Checking
Item 10.	Enter the Date of Settlement – Mo/Da/Yr.
Item 11.	Enter the Principal Balance
Item 12.	Enter the Accrued Interest Owed
Item 13.	Enter the Total of Items 11 and 12
Item 14.	Enter Real Estate Debts (if applicable)
Item 15.	Enter Personal Property Debts (if applicable)
Item 16.	Enter Unpaid Taxes, Assessments, Ground Rents, Etc. (if applicable)
Item 17.	Enter the Total of Items 14 to 16
Item 18.	Enter Real Property Value (if applicable)
Item 19.	Enter Chattel Property Value (if applicable)
Item 20.	Enter Value of Personal and Corporate Guarantees (if applicable)
Item 21.	Enter the Total of Items 18 to 20
Item 22.	Enter the Net Collateral of Item 21 minus Item 17
Item 23.	Enter the Basic Loss – Item 13 minus Item 22
Item 24.	Enter the Amount of Funds Being Held
Item 25.	Enter Income to be Applied to Debt
Item 26.	Enter Borrower’s Debt Payment Ability – Present Value
Item 27.	Enter Total Deductions – Items 24 to 26
Item 28.	Enterminus 23 – Item Estimate Basic Loss Adjusted the Item 27
Item 29.	EnterGuaranteed Loss of Percent
Item 30.	Enter29 Item times Item 28 – be Paid to Amount
Item 31.	Enter12) Item + on Loan Advance of (Principal Sum the times Item 29.
Item 32	Enter31) or 30 Items of (lesser Allowed Loss Maximum the

Fld Name / Item No.	Instruction
Item 33.	Enter the Percent of Guaranteed Portion Held by Lender
Item 34.	Enter the Loss of Guaranteed Portion Held by Lender (Item

	32 times Item 33)
Item 35.	Enter the Amount of Unpaid Annual/Late Fees
Item 36.	Enter the Amount Due to/from Lender for Estimated Loss (Items 35 minus Item 36)
Item 37	Enter Name of Lender
Item 38.	Enter Lender’s Signature
Item 39.	Enter Lender Representative Title
Item 40.	Enter the Date
Item 41.	Enter the Name of the USDA Representative
Item 42.	Enter USDA Representative Signature
Item 43.	Enter the USDA Representative Title
Item 44.	Enter the Date
Items 45 through Item 47 for USDA Finance Office Only