30-Day Federal Register Notice

24161

Federal Register / Vol. 87, No. 78 / Friday, April 22, 2022 / Notices

information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.

February 9, 2022, allowing for a 60-day
comment period.
DATES: Comments must be submitted on
or before May 23, 2022.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street NW), on business
days between 7:00 a.m. and 5:00 p.m.
Written comments and
recommendations for the proposed

FEDERAL DEPOSIT INSURANCE
CORPORATION
Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request [OMB No.
3064–0152; –0190]
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Agency Information Collection
Activities: Submission for OMB Review;
Comment Request.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the request to renew the
existing information collections
described below (OMB Control No.
3064–0152 and—0190). The notice of
the proposed renewal for these
information collections was previously
published in the Federal Register on

SUMMARY:

FOR FURTHER INFORMATION CONTACT:

Manny Cabeza, Regulatory Counsel,
202–898–3767, [email protected], MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION:

Proposal to renew the following
currently approved collections of
information:
1. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Form Number: None.
Affected Public: Insured state
nonmember banks.
Burden Estimate:

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0152]
Type of burden
(obligation to respond)

Information collection description

Frequency of
response

Number of
responses
per
respondent

Number of
respondents

Annual
burden
(hours)

Hours per
response

FACT Act Section 114: Identity Theft Prevention
Program Establishment 12 CFR 334.90(d); 12 CFR
334.91(c).
Program Operations 12 CFR 334.90(c), (e); 12 CFR
334.91(c).

Recordkeeping (Mandatory) ......

Annual ............

8

1

40

320

Recordkeeping (Mandatory) ......

Annual ............

3,171

1

16

50,832

Section 114 Hours Subtotal ..................................

....................................................

........................

I

....................

I

....................

I

....................

I

51,152

FACT Act Section 315: Address Discrepancy Program
Program Establishment 12 CFR 334.82(c), (d) ............
Program Operations 12 CFR 334.82(c), (d) .................
Specific Incident Responses 12 CFR 334.82(d)(1–3) ..

Recordkeeping (Mandatory) ......
Recordkeeping (Mandatory) ......
Disclosures (Mandatory) ...........

Annual ............
Annual ............
On occasion ...

8
3,111
3,111

1
1
17.1

40
4
0.1667

320
12,444
8,868

Section 315 Hours Subtotal ..................................

....................................................

........................

....................

....................

....................

21,632

Total Annual Burden (Hours) .........................

....................................................

........................

....................

....................

....................

72,784

lotter on DSK11XQN23PROD with NOTICES1

Source: FDIC.

General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003). FACT Act
Section 114: Section 114 requires the
Board of Governors of the Federal
Reserve System, the Office of the
Comptroller of the Currency and the
FDIC (the Agencies) to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial
institution and creditor is required to

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18:23 Apr 21, 2022

Jkt 256001

establish reasonable policies and
procedures to address the risk of
identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under
certain circumstances. The information
collections pursuant to section 114
require each financial institution and
creditor to create an Identity Theft
Prevention Program and report to the
board of directors, a committee thereof,
or senior management at least annually
on compliance with the proposed
regulations. In addition, staff must be
trained to carry out the program. Each
credit and debit card issuer is required

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to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another
means to assess the validity of the
change of address. FACT Act Section
315: Section 315 requires the Agencies
to issue regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agencies.
Part 334 provides such guidance. Each
user of consumer reports must develop
reasonable policies and procedures that
it will follow when it receives a notice
of address discrepancy from a consumer

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24162

Federal Register / Vol. 87, No. 78 / Friday, April 22, 2022 / Notices
2. Title: Interagency Appraisal
Complaint Form.
OMB Number: 3064–0190.
Form Numbers: None.
Affected Public: Individuals, financial
institutions and other private sector
entities.
Burden Estimate:

The total estimated annual burden
hours have increased due to the
inclusion of estimated program
establishment costs for de novo
institutions and the introduction of the
costs of responses to specific address
discrepancy incidents for newly
established consumer accounts.

reporting agency. A user of consumer
reports must furnish an address that the
user has reasonably confirmed to be
accurate to the consumer reporting
agency from which it receives a notice
of address discrepancy.
There is no change in the method or
substance of the information collection.

SUMMARY OF ESTIMATED ANNUAL BURDEN
[OMB No. 3064–0190]

Information collection description

Type of burden
(obligation to respond)

Frequency of
response

Interagency Appraisal Complaint Form ........................

Reporting (Voluntary) ................

On Occasion ..

Number of
responses
per
respondent

Number of
respondents

I

116

I

1

Annual
burden
(hours)

Hours per
response

I

0.5

I

58

lotter on DSK11XQN23PROD with NOTICES1

Source: FDIC.

General Description of Collection: As
provided in section 1473(p) of the
Dodd-Frank Wall Street Reform and
Consumer Protection Act (Dodd-Frank
Act), on January 12, 2011, the Appraisal
Subcommittee (ASC), of the Federal
Financial Institutions Examination
Council (FFIEC) determined that no
national hotline existed to receive
complaints of noncompliance with
appraisal standards. A notice of that
determination was published in the
Federal Register on January 28, 2011
(76 FR 5161). As required by the DoddFrank Act, the ASC established a hotline
to refer complaints to appropriate state
and Federal regulators. For those
instances where the ASC determines the
FDIC, OCC, FRB, or NCUA is the
appropriate regulator, the agencies
developed the Interagency Appraisal
Complaint Form as a means to
efficiently collect necessary
information. The Interagency Appraisal
Complaint Form is designed to collect
information necessary for one or more
agencies to take further action on a
complaint from an appraiser, other
individual, financial institution, or
other entities. The FDIC will use the
information to take further action on the
complaint to the extent it relates to an
issue within its jurisdiction.
There is no change in the method or
substance of the collection. The overall
increase in burden hours (from 20 hours
to 58 hours) is the result of a change in
the agency’s estimate of the number of
annual responses based on a review of
the actual number of complaints
received over the last five years. In
particular, the estimated number of
respondents has increased from 40 to
116 while the estimated time per
response and the frequency of response
have remained the same.

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18:23 Apr 21, 2022

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Request for Comment
Comments are invited on: (a) Whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on April 18,
2022.
James P. Sheesley,
Assistant Executive Secretary.

www.fec.gov and click on the banner to
be taken to the meeting page.
MATTERS TO BE CONSIDERED: Draft
Advisory Opinion 2022–02:
Congressman W. Gregory Steube and
Greg Steube for Congress; Management
and Administrative Matters.
CONTACT PERSON FOR MORE INFORMATION:

Judith Ingram, Press Officer. Telephone:
(202) 694–1220.
(Authority: Government in the Sunshine Act,
5 U.S.C. 552b)
Laura E. Sinram,
Acting Secretary and Clerk of the
Commission.
[FR Doc. 2022–08750 Filed 4–20–22; 4:15 pm]
BILLING CODE 6715–01–P

FEDERAL RESERVE SYSTEM
Formations of, Acquisitions by, and
Mergers of Bank Holding Companies

The companies listed in this notice
have applied to the Board for approval,
BILLING CODE 6714–01–P
pursuant to the Bank Holding Company
Act of 1956 (12 U.S.C. 1841 et seq.)
(BHC Act), Regulation Y (12 CFR part
225), and all other applicable statutes
FEDERAL ELECTION COMMISSION
and regulations to become a bank
holding company and/or to acquire the
Sunshine Act Meetings
assets or the ownership of, control of, or
the power to vote shares of a bank or
TIME AND DATE: Thursday, April 28, 2022
bank holding company and all of the
at 10:00 a.m.
banks and nonbanking companies
PLACE: Hybrid Meeting: 1050 First Street owned by the bank holding company,
NE Washington, DC (12th floor) and
including the companies listed below.
Virtual.
The public portions of the
Note: Due to the COVID–19
applications listed below, as well as
Pandemic, the FEC’s Hearing Room
other related filings required by the
remains closed to visitors for the near
Board, if any, are available for
term as we implement procedures for
immediate inspection at the Federal
the public to safely attend. If you would Reserve Bank(s) indicated below and at
like to access the meeting, see the
the offices of the Board of Governors.
instructions below.
This information may also be obtained
STATUS: This meeting will be open to the on an expedited basis, upon request, by
public. To access the virtual meeting, go contacting the appropriate Federal
Reserve Bank and from the Board’s
to the Commission’s website
[FR Doc. 2022–08556 Filed 4–21–22; 8:45 am]

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