ADR datadictionary Nov2016.xlsx

Troubled Asset Relief Program--Making Home Affordable Participants

ADR datadictionary Nov2016.xlsx

OMB: 1505-0216

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Overview

ADR Data Dictionary
ADR Data Rules
Current Change Log

Sheet 1: ADR Data Dictionary

According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a valid OMB control number.  The valid OMB control number for this information collection is 1505-0216.  The time required to complete this information collection will vary significantly among servicers and is estimated to range from 4 to 413 hours per response.





Mandatory=M; Conditional = C
Ref ID Name of Data Point Description Calculations ADR Transaction File Condition Under Which Data is Required Data Type (format and character limit) Allowable Values Associated Rules
Schedule I - Identifying Information







DD8 HAMP Servicer Number A unique identifier assigned to each Servicer that is participating in the HAMP program.
M
Numeric(9)
ADE-334
ADE-415
ADE-19
ADE-340
ADE-341
DD14 Servicer Loan Number The unique (for the lender) identifier assigned to the loan by the lender that is servicing the loan.
M
Text(30)
ADE-334
ADE-415
ADE-33
ADE-341
DD39 Borrower First Name The first name of the Borrower of record.
M
Text(100)
ADE-20
DD40 Borrower Last Name The last name of the Borrower. This is also known as the family name or surname.
M
Text(100)
ADE-21
DD43 Borrower Social Security Number The Social Security Number of the Borrower.
M
Text(9) Data Range:
Min: 000000001
Max: 999999998		 ADE-369
ADE-211
ADE-116
ADE-367
DD35 Borrower Date of Birth The date of birth associated with the Borrower on the loan.
C If provided on Hardship Affidavit Date(CCYY-MM-DD) Data Range:
Min: 1889-01-01		 ADE-220
ADE-219
ADE-221
DD34 Borrower Credit Score The credit score associated with the Borrower on the loan. This score should be the same score used in the NPV model.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted Numeric(3,0) Data Range:
Min: 250
Max: 900		 ADE-232
DD55 Co-Borrower First Name The first name of the Co-Borrower of record.
C If Co-Borrower Social Security Number or Co-Borrower Last Name is provided. Text(100)
ADE-228
ADE-201
ADE-202
ADE-227
ADE-229
ADE-233
DD56 Co-Borrower Last Name The last name of the Co-Borrower of record.
C If Co-Borrower Social Security Number or Co-Borrower First Name is provided. Text(100)
ADE-227
ADE-228
ADE-202
ADE-201
ADE-229
ADE-233
DD53 Co-Borrower Date of Birth The date of birth associated with the Co-Borrower on the loan.
O If co-borrower on loan and if provided on Hardship Affidavit Date(CCYY-MM-DD)
ADE-225
ADE-226
DD59 Co-Borrower Social Security Number The Social Security Number of the Co-Borrower.
O If co-borrower on loan Text(9) Data Range:
Min: 000000001
Max: 999999998		 ADE-368
ADE-370
ADE-117
ADE-211
DD52 Co-Borrower Credit Score The credit score associated with the Co-Borrower on the loan. This score should be the same score used in the NPV model.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Co-Borrower First Name and Co-Borrower Last Name are populated Numeric(3,0) Data Range:
Min: 250
Max: 900		 ADE-233
DD153 Property Type Code A code that defines the type of property that the loan is associated with the loan.
M
Numeric(4,0) Enumeration:
1. Single Family 1 to 4 Units
2. Condominium/Planned Unit Development (PUD)
3. Coop
4. Mobile Home
5. Zero-Lot-Line
6. Unknown		 ADE-255
DD148 Property Number of Units Number of units in subject property (Valid values are 1, 2, 3 or 4).
M
Numeric(4,0) Data Range:
Min: 1
Max: 4		 ADE-294
ADE-616
ADE-615
ADE-614
ADE-613
DD152 Property Street Address The street address of the subject property.
M
Text(200)
ADE-303
DD145 Property City The name of the city where the subject property is located.
M
Text(100)
ADE-335
DD151 Property State The 2-character postal abbreviation of the state, province, or region of the subject property.
M
Text(2) Enumeration: WY,WV,WI,WA,VT,VI,VA,UT,TX,TN,SD,SC,RI,PR,PA,OR,OK,OH,NY,NV,NM,NJ,NH,NE,ND,NC,MT,MS,MO,MN,MI,ME,MD,MA,LA,KY,KS,IN,IL,ID,IA,HI,GU,GA,FL,DE,DC,CT,CO,CA,AZ,AR,AL,AK. ADE-305
DD161 Property Zip Code The code designated by the postal service to direct the delivery of physical mail or which corresponds to a physical location. In the USA, this can take either a 5 digit form (ZIP Code) or a 9-digit form (ZIP + 4).
M
Numeric (5 or 9)
ADE-304
ADE-342
ADE-343
ADE-344
DD162 Race/Ethnicity/Gender Source Type Code A code that specifies the method by which the race/ethnicity/gender data was collected from the Borrower by the Servicer. If code 5 - Not Available is selected, any previously collected race/ethnicity/gender data shall be removed from the system.
M
Numeric(4,0) Enumeration:
1. Face to Face Interview
2. Mail
3. Telephone
4. Internet
5. Not Available *
6. Previously Reported

* Not available means that it was not collected		 ADE-621
ADE-591
ADE-590
ADE-589
ADE-588
ADE-587
ADE-586
ADE-228
ADE-222
ADE-223
ADE-224
ADE-230
ADE-227
ADE-229
DD122 NPV Model Type Code A code that specifies the type of model used to generate the NPV data.
M
Numeric(4,0) Enumeration:
1. Base NPV Model - Treasury hosted
2. Base NPV Model - Servicer hosted
3. NPV model not yet executed
4. NPV not required
5. Base NPV Model - Servicer hosted and NPV previously reported
6. NPV Data Not Available or Not Applicable		 ADE-704
ADE-622
ADE-254
ADE-412
ADE-678
ADE-413
ADE-691
DD9 Investor Code A code identifying the investor in the loan.
M
Numeric(4,0) Enumeration:
1. Fannie Mae
2. Freddie Mac
3. Private
4. Portfolio
8. Not Available (Restricted - not valid for servicer input)		 ADE-704
ADE-645
ADE-549
ADE-544
ADE-533
ADE-527
ADE-525
ADE-523
ADE-521
ADE-482
ADE-472
ADE-594
ADE-408
ADE-351
ADE-353
ADE-372
ADE-361
ADE-288
ADE-374
ADE-355
ADE-348
ADE-346
ADE-345
ADE-358
ADE-418
ADE-487
ADE-515
ADE-524
ADE-526
ADE-532
ADE-543
ADE-546
ADE-492
ADE-703
DD967 Additional Data Reporting Type Code A code indicating what type of information is being submitted.
M
Numeric (4,0) Enumeration:
1. Tier 1
2. Tier 2
3. HAMP NANA
4. Streamline HAMP		 ADE-418
ADE-419
ADE-551
ADE-552
ADE-636
ADE-639
ADE-640
ADE-641
ADE-642
ADE-646
ADE-647
ADE-649
ADE-669
ADE-679
ADE-685
ADE-686
ADE-691
ADE-692
ADE-695
DD970 Modification Evaluation Date For Tier 1 and Tier 2: The date that the loan was evaluated for the HAMP modification. If submitting NPV Data, this field must match the NPV Date.
For Streamline HAMP: The date the servicer determines the interest rate for the borrower’s Streamline HAMP modification terms.
M
Date (CCYY-MM-DD) Data Range:
Min: 2009-03-04
Max: 2017-09-30		 ADE-551
ADE-553
ADE-617
ADE-649
ADE-679
ADE-685
ADE-686
ADE-688
ADE-692
ADE-701
Schedule II - Government Monitoring







DD36 Borrower Ethnicity Type Code
 A code that specifies the ethnicity of the borrower according to HMDA. This code corresponds to the values in the hardship affidavit.

Note: Use Code 4 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

 Numeric(4,0) Enumeration:
1. Hispanic or Latino
2. Not Hispanic or Latino
3. Information not provided by borrower
4. Not Applicable		 ADE-222
ADE-591
DD41 Borrower Race Type Code A code that specifies the race of the borrower according to HMDA. This code corresponds to the values in the hardship affidavit. For race, you may submit more than one designation. If more than one designation is applicable, then multiple occurrences of this attribute must be submitted.

Use Code 7 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported
 Numeric(4,0) Enumeration:
1. American Indian or Alaska Native
2. Asian
3. Black or African American
4. Native Hawaiian or Other Pacific Islander
5. White
6. Information not provided by borrower
7. Not Applicable		 ADE-223
ADE-590
DD42 Borrower Sex Type Code A code that specifies the sex of the borrower. This code corresponds to the values in the hardship affidavit.

Note: Use Code 4 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported Numeric(4,0) Enumeration:
1. Male
2. Female
3. Information not provided by borrower
4. Not Applicable		 ADE-224
ADE-589
DD54 Co-Borrower Ethnicity Type Code A code that specifies the ethnicity of the co-borrower according to HMDA. This codes corresponds to the values in the hardship affidavit.

Note: Use Code 4 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported
 Numeric(4,0) Enumeration:
1. Hispanic or Latino
2. Not Hispanic or Latino
3. Information not provided by borrower
4. Not Applicable		 ADE-227
ADE-588
DD58 Co-Borrower Sex Type Code A code that specifies the sex of the co-borrower. This code corresponds to the values in the hardship affidavit.

Note: Use Code 4 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported
 Numeric(4,0) Enumeration:
1. Male
2. Female
3. Information not provided by borrower
4. Not Applicable		 ADE-229
ADE-586
DD57 Co-Borrower Race Type Code A code that specifies the race of the co-borrower according to HMDA. This code corresponds to the values in the hardship affidavit. For race, you may submit more than one designation. If more than one designation is applicable, then multiple occurrences of this attribute must be submitted.

Note: Use Code 7 for “not applicable” only when the applicant or co-applicant is not a natural person or when applicant or co-applicant information is unavailable because the loan has been purchased by your institution.
C If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

 Numeric(4,0) Enumeration:
1. American Indian or Alaska Native
2. Asian
3. Black or African American
4. Native Hawaiian or Other Pacific Islander
5. White
6. Information not provided by borrower
7. Not Applicable		 ADE-228
ADE-587
Schedule III - NPV Model Inputs







DD679 Advances/Escrow Amount Required escrow advances already paid by the servicer and any required escrow advances from the servicer that are currently due and will be paid by the servicer during the Trial Period. Report 2 decimals.
O
Currency (20,2) Data Range:
Min: 0
Max: 999999999999999999.99
DD24 Amortization Term After Modification The amortization period of the loan after modification as of the Data Collection Date. This should be calculated assuming the modification starts from the Data Collection Date. Reported in months. This period includes the term extension as defined in the HAMP modification waterfall. This is a Tier 1 only field.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied) Numeric(4,0) Data Range:
Min: 1
Max: 9999		 ADE-316
ADE-317
ADE-387
ADE-612
DD25 Amortization Term at Origination The number of months between the scheduled first payment due date and the maturity date of the mortgage, expressed in months. Provide the term at the origination of the original loan, before any modification occurs.
O
Numeric(4,0) Data Range:
Min: 1
Max: 9999		 ADE-241
ADE-242
DD28 ARM Reset Date The date on which the next ARM reset is due to occur.
C If ARM loan and if NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Date(CCYY-MM-DD) Data Range:
Min: 2009-02-02		 ADE-252
ADE-253
DD29 Association Dues/Fees Before Modification The monthly HOA or condo fees for the property under evaluation including any future monthly escrow shortage. In addition, if a displaced borrower is requesting modification for the principal residence from which the borrower was displaced and the borrower is paying rent to live elsewhere, include the rent amount. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-256
ADE-257
ADE-271
DD45 Borrower Total Monthly Obligations Total monthly expenses as reported by the borrower. Report 2 decimals.
O
Currency(20,2) Data Range:
Min: sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135))
Max: 999999999999999999.99		 ADE-271
ADE-272
ADE-389
DD66 Discount Rate Risk Premium The rate at which the discount rate is greater than the Freddie Mac Primary Mortgage Market Survey Rate (PMMS) for the 30-year conforming loan. The default value is 0. However, a servicer can override the default rate and add up to 250 bps. No premium for Fannie and Freddie loans. Report to 5 decimals. For example, 2.5% should be entered as 2.5.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(7,5) Data Range:
Min: 0
Max: 2.5		 ADE-264
ADE-265
ADE-391
DD61 Data Collection Date The date on which the UPB and associated remaining term data was collected for the NPV run.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Date(CCYY-MM-DD) Data Range:
Min: Within 90 days of the NPV Date (DD119)
Max: NPV Date (DD119)		 ADE-234
ADE-235
ADE-390
DD70 Estimated Default Rate The estimated probability of default in the No-mod scenario calculated as per the Base NPV Model Documentation. Report 4 decimals. For example, 20.1235% should be entered as 20.1235.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (8,5) Data Range:
Min: 0
Max: 100		 ADE-275
ADE-276
ADE-593
DD73 First Payment Date at Origination The estimated date the first payment was made on the loan after origination.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Date(CCYY-MM-DD) Data Range:
Min: 1960-12-31
Max: 2009-03-01		 ADE-220
ADE-226
ADE-236
ADE-237
DD5 GSE Loan Number A unique identifier assigned to each loan by a GSE (Fannie or Freddie).
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (1) Fannie Mae or (2) Freddie Mac Text(30)
ADE-286
ADE-287
ADE-290
ADE-291
ADE-594
DD79 Imminent Default Flag If a current or 30-day delinquent borrower is considered in imminent default, then this flag receives the value true. Otherwise, it receives the value false.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Boolean true/false ADE-273
ADE-274
ADE-419
DD83 Interest Rate After Modification The interest rate in the month after loan modification as of the Data Collection Date. This is a Tier 1 only field. Report 4 decimal places. For example, 6.125% should be entered as 6.125.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied) Numeric(6,4) Data Range:
Min: 0
Max: 25		 ADE-312
ADE-313
ADE-366
ADE-384
DD84 Interest Rate at Origination The interest rate of the loan at origination. Report 5 decimal places. For example, 6.125% should be entered as 6.125.
O Numeric (7,5) Data Range:
Min: 00.00001
Max: 25		 ADE-244
ADE-245
ADE-394
DD85 Interest Rate Before Modification The interest rate on the loan before the modification. Report 5 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(6,4) Data Range:
Min: 1
Max: 25		 ADE-299
ADE-300
ADE-395
DD95 LTV at Origination (1st Lien only) The ratio between the original loan amount and the lesser of the sales price or the appraised value, for first mortgages. For example, 98% should be entered as 98.
O
Numeric (8,5) Data Range:
Min: 000.00001
Max: 150		 ADE-247
ADE-248
ADE-396
DD96 Mark to Market LTV UPB before modification divided by property valuation as-is value. Truncate the value to 5 decimal places. Do not round.

For example, for MTMLTV =66.666612%, truncate the value to 5 decimal places and report 66.66661%.
Another example, for MTMLTV =79.999998%, truncate the value to 5 decimal places and report 79.99999%.
O If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (8,5) Data Range:
Min: 0
Max: 999.99999		 ADE-266
ADE-268
ADE-397
DD568 Maximum Months Past Due in Past 12 Months Maximum Months Past Due during the 12 Month period prior to the data collection date. Calculation for Loan Age:
[Number of months between First payment date at Origination (DD73) and Data Collection Date (DD61)] + 1		 C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied and post-arrearage MTMLTV Percent is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 Numeric (3,0) Data Range:
Min: Months Past Due (DD115)
Max: 999		 ADE-348
ADE-478
ADE-609
ADE-610
ADE-644
DD106 Modification Fees Fees that will be reimbursed by the investors, including notary fees, property valuation, and other required fees. Report to 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-279
ADE-280
DD110 Monthly Gross Income Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-308
ADE-309
DD956 Monthly Gross Rental Income Amount For the non-owner occupied property under evaluation, the monthly gross rental income received from the property before any costs or expenses. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Occupancy Eligibility Type Code is (2) Non-Owner Occupied Currency (20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-428
ADE-429
ADE-574
DD111 Monthly Hazard and Flood Insurance The monthly hazard and flood insurance payment amount for the property under evaluation. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-258
ADE-259
ADE-271
ADE-406
ADE-509
ADE-514
ADE-517
ADE-527
ADE-557
ADE-558
DD114 Monthly Real Estate Taxes The monthly real estate taxes for the property under evaluation. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-260
ADE-261
ADE-271
ADE-406
ADE-509
ADE-514
ADE-517
ADE-527
ADE-557
ADE-558
DD115 Months Past Due A loan would be considered past due (delinquent) if the payment had not been received by the end of the day immediately preceding the loan’s next due date (generally the last day of the month which the payment was due). For example: a loan with a last paid installment date of 7/1/02 and a due date of 8/1/02, for which no payment was received by the Data Collection Date of 9/1/02, the loan would be reported as one (1) month past due. Calculation for Loan Age:
[Number of months between First payment date at Origination (DD73) and Data Collection Date (DD61)] + 1
 C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (3,0) Data Range:
Min: 0
Max: 999		 ADE-269
ADE-270
ADE-417
ADE-518
ADE-525
ADE-526
ADE-555
ADE-556
ADE-595
ADE-609
DD102 Mortgage Insurance Coverage Percent Current non-investor primary mortgage insurance coverage percentage. Report 5 decimals. For example, 20% should be entered as 20.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (8,5) Data Range:
Min: 0
Max: 100		 ADE-262
ADE-263
DD103 Mortgage Insurance Partial Claim Amount Amount paid by the MI at the time of the modification. Report to 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-281
ADE-282
DD117 Next ARM Reset Rate The expected interest rate on an ARM loan at the next ARM reset date given the reset date is within the next 120 days. Use the latest available reset rate at the time of submission. If the reset date is outside of 120 days, the use current note rate before modification.
C If ARM loan and if NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (7,5) Data Range:
Min: 00.00001
Max: 25		 ADE-250
ADE-251
ADE-398
DD955 NPV Capitalized UPB Amount UPB including all capitalization (Refer to MHA Handbook for waterfall step 1-capitalization). UPB should be as of the Data Collection Date. Servicer should NOT project or estimate the amount as of a future date. Report 2 decimals.
C If NPV Date is on or after 6/01/2012 and NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied Currency (20,2) Data Range:
Min: Unpaid Principal Balance Before Modification (DD225)
Max: 999999999999999999.99		 ADE-421
ADE-422
ADE-442
ADE-447
ADE-477
ADE-496
ADE-539
ADE-541
ADE-543
ADE-546
ADE-548
ADE-549
ADE-592
ADE-703
ADE-704
DD118 NPV Code Version The version of the Base NPV Model that was used in the assessment
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(7,5) Data Range:
Min: 0
Max: Current Base NPV Model		 ADE-267
ADE-285
ADE-604
ADE-605
ADE-606
ADE-607
ADE-608
ADE-690
DD119 NPV Date Date that the loan is evaluated for trial modification eligiblity for the first time.

For loans that were evaluated for HAMP prior to June 1, 2012 (NPV Date prior to June 1, 2012) and require re-evaluation under HAMP Tier 2, the servicer should use the date that the loan is evaluated under NPV 5.0 for the first time as the NPV Date. If the servicer chooses to re-run a loan through NPV 5.0 subsequently, the servicer should use the date of the first evaluation under NPV v5.0 as the NPV Date.

For loans that are evaluated for HAMP (Tier 1 or Tier 2) for the first time on or after June 1, 2012, the servicer should use the date that the loan is evaluated for HAMP for the first time as the NPV Date. This date must be used as the NPV date for subsequent NPV runs of the loan.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Date(CCYY-MM-DD) Data Range:
Min: 2009-04-15
Max: Today's System Date		 ADE-234
ADE-326
ADE-329
ADE-346
ADE-348
ADE-399
ADE-472
ADE-473
ADE-474
ADE-481
ADE-482
ADE-483
ADE-484
ADE-499
ADE-604
ADE-605
ADE-606
ADE-607
ADE-617
ADE-623
ADE-703
ADE-704
DD120 NPV Model Result Amount Post-mod The model generated Net Present Value of modifying the loan under the standard waterfall. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-332
ADE-333
ADE-393
ADE-400
ADE-508
ADE-598
ADE-599
DD121 NPV Model Result Amount Pre-mod The model generated Net Present Value of not modifying the loan. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-330
ADE-331
ADE-401
ADE-406
ADE-520
ADE-597
ADE-598
ADE-599
DD123 NPV Test Result The result of the NPV test. Either positive or negative. This is a Tier 1 only field.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied
 Numeric(4,0) Enumeration:
1. Positive
2. Negative		 ADE-283
ADE-284
ADE-310
ADE-312
ADE-316
ADE-318
ADE-320
ADE-322
ADE-330
ADE-332
ADE-598
ADE-602
ADE-653
ADE-654
DD957 Occupancy Eligibility Type Code Occupancy status and modification eligibility of the property being evaluated.
• Select 1 for evaluating an owner-occupied property:
i)for Tier 1 and Tier 2 evaluations on or after NPV date 6/1/2012, OR
ii)that is eligible for re-evaluation under Tier 1 (eg. due to a change in circumstances), with NPV date prior to 6/1/2012
• Select 2 for any evaluation for a non-owner-occupied property (for Tier 2 evaluation only)
• Select 3 for a re-evaluation of an owner-occupied property that was previously evaluated under HAMP Tier 1 ; and has no change in circumstance; and was deemed i) excessive forbearance or ii) with pre-mod DTI less than 31%; or, iii) with an NPV negative result (for Tier 2 evaluation only)
• Select 4 for evaluating a loan that i) has defaulted under the HAMP Tier 1 trial period plan or ii) defaulted on HAMP Tier 1 permanent modification or iii) is eligible for Tier 2 Remodification (for Tier 2 evaluation only)
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (4,0) Enumeration:
1- Owner occupied
2- Non- owner occupied
3- Owner occupied Excessive Forbearance/Current DTI <31%/Prior HAMP NPV Negative
4- Owner occupied Failed HAMP/Owner Occupied Tier 2 Remodification
5 - No value existed prior to attribute introduction (not for servicer use)		 ADE-283
ADE-310
ADE-316
ADE-318
ADE-320
ADE-322
ADE-330
ADE-332
ADE-345
ADE-366
ADE-384
ADE-387
ADE-393
ADE-401
ADE-406
ADE-409
ADE-417
ADE-419
ADE-420
ADE-426
ADE-428
ADE-441
ADE-484
ADE-498
ADE-499
ADE-530
ADE-555
ADE-598
ADE-599
ADE-603
ADE-676
DD131 PMMS Rate The Freddie Mac Primary Mortgage Market Survey (PMMS) weekly rate for 30-year fixed-rate conforming loans. Report 4 decimal places. For example, 6.125% should be entered as 6.125.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(6,4) Data Range:
Min: 0
Max: 99.9999		 ADE-314
ADE-315
ADE-402
DD701 Post-Arrearage MTMLTV Percent This is not a reported field. The amount resulting from the calcualtion is used in rule validations.

The mark-to-market loan to value ratio includes the capitalization of arrearage amounts in the loan amount which is divided by a recent appraised value of the subject property.
 (UPB after Mod (DD222) + Principal Forbearance (DD136) + Principal Write-down (DD139))/Property Valuation As Is Value (DD157)


 NA


ADE-345
ADE-346
ADE-348
ADE-351
ADE-353
ADE-355
ADE-358
ADE-361
ADE-372
ADE-374
ADE-379
ADE-480
ADE-491
ADE-509
ADE-517
ADE-518
ADE-519
ADE-520
ADE-530
ADE-531
ADE-539
ADE-541
ADE-548
ADE-550
ADE-609
ADE-610
ADE-644
DD958 Primary Residence Total Housing Expense Amount For the non-owner-occupied property under evaluation, the total monthly housing expense for the borrower’s primary residence (the PITIA). If borrower does not own a primary residence and therefore does not have principal PITIA but is paying rent to live elsewhere, use rent amount in this field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Occupancy Eligibility Type Code is (2) Non-Owner Occupied Currency(20,2) Data Range:
Min: 0
Max: 999999999999999999.99		 ADE-426
ADE-427
ADE-575
DD132 Principal and Interest Payment After Modification The principal and interest amount after modification as of the Data Collection Date. This is a Tier 1 only field.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied) Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-318
ADE-319
ADE-600
ADE-601
DD135 Principal and Interest Payment Before Modification The sum of the contractual principal and interest payments before modification for the property under evaluation. If the loan is an IO loan in the interest only period, enter only the interest amount. If the loan is a neg-am, enter the payment amount received (without escrow) at the most recent payment date. For delinquent ARMs, the pre-mod scheduled payment should be reported, not the payment at the LPI date.
When entering for a Tier 2 modification where there was a prior (i) HAMP Tier 1 permanent modification that lost good standing (Occupancy Eligibility=4), enter the HAMP Tier 1 monthly P&I payment or (ii) a HAMP Tier 1 trial period plan that defaulted, enter the sum of the contractual principal and interest payments (i.e., before HAMP Tier 1 trial period plan) or (iii) HAMP Tier 1 permanent modification that completed 5 years of initial modification term in good standing (Occupancy Eligibility=4), enter the most recent scheduled P&I payment. Report 2 decimals. 

C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-271
ADE-301
ADE-302
ADE-518
ADE-519
ADE-525
ADE-526
ADE-555
ADE-556
ADE-601
DD136 Principal Forbearance Amount The total amount in dollars of the principal that was deferred as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied) Currency(20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-320
ADE-321
ADE-408
ADE-409
ADE-422
ADE-602
DD591 Principal Reduction Alternative Amount Principal Reduction Alternative (PRA) Amount is the principal forgiveness amount for PRA that is separate and exclusive of any other principal forgiveness that may be offered in conjunction with the HAMP modification.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and
post-arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010		 Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-346
ADE-476
ADE-477
ADE-644
DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. Report in months. This period includes the term extension as defined in the HAMP modification waterfall. This is a Tier 1 only field.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Numeric (4,0) Data Range:
Min: 1
Max: Maximum of (480 or Remaining Term)		 ADE-345
ADE-469
ADE-470
ADE-471
ADE-510
ADE-550
ADE-644
DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification The interest rate in the month after loan modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 4 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Numeric(6,4) Data Range:
Min: 1
Max: 25		 ADE-351
ADE-351
ADE-479
ADE-480
ADE-644
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod The model generated Net Present Value of modifying the loan under the PRA waterfall. This is a Tier 1 only field. Report 2 decimal places.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-358
ADE-506
ADE-508
ADE-509
ADE-510
ADE-530
ADE-531
ADE-644
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod The model generated Net Present Value of not modifying the loan under the PRA waterfall. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency(20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-361
ADE-516
ADE-517
ADE-518
ADE-519
ADE-520
ADE-530
ADE-531
ADE-644
DD572 Principal Reduction Alternative (PRA) NPV Test Result The result of the NPV test as generated by the principal reduction alternative (PRA) waterfall. Either positive or negative. This is a Tier 1 only field.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Numeric (4,0) Enumeration:
1. Positive
2. Negative		 ADE-379
ADE-529
ADE-530
ADE-531
ADE-644
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification The principal and interest amount after modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-353
ADE-486
ADE-510
ADE-550
ADE-644
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount The total amount in dollars of the principal that was deferred as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency (20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-372
ADE-491
ADE-510
ADE-539
ADE-540
ADE-548
ADE-644
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) Amount of principal written-down or forgiven as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency (20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-374
ADE-491
ADE-541
ADE-542
ADE-548
ADE-644
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification The unpaid principal balance of a loan after the loan modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. The unpaid principal balance after modification excludes any applicable PRA forbearance amount and any PRA principal reduction amount. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and occupancy Eligibility Type Code is (1) Owner Occupied and
Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010 		Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-355
ADE-490
ADE-491
ADE-509
ADE-548
ADE-644
DD139 Principal Write-down (Forgiveness) The amount of principal forgiveness on the NPV test for a HAMP Tier 1 standard (non-PRA) evaluation. This includes all third party subsidized incentives (such as HHF) and other principal forgiveness assistance (such as HHF investor matching, etc.) as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals. NOTE: This definition is different than the definition specified for the Loan Setup transaction.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied)

 Currency(20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-322
ADE-323
ADE-408
ADE-409
ADE-422
ADE-602
DD142 Product Before Modification The mortgage product of the loan, based on the existing mortgage loan terms before the modification.

If product is Step Rate, only reportable value is '3. Step Rate'.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(4,0) Enumeration:
1. ARM
2. Fixed rate
3. Step Rate
4. One Step Variable
5. Two Step Variable
6. Three Step Variable
7. Four Step Variable
8. Five Step Variable
9. Six Step Variable
10. Seven Step Variable
11. Eight Step Variable
12. Nine Step Variable
13. Ten Step Variable
14. Eleven Step Variable
15. Twelve Step Variable
16. Thirteen Step Variable
17. Fourteen Step Variable		 ADE-250
ADE-252
ADE-292
ADE-293
ADE-398
ADE-555
ADE-556
DD157 Property Valuation As is Value The property value collected through an AVM, BPO, or appraisal for the property under evaluation. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 10
Max: 999999999999999999.99		 ADE-306
ADE-307
ADE-403
ADE-496
ADE-543
ADE-703
ADE-704
DD160 Property Valuation Type Code A code that denotes the type of estimate of the value of the real estate property.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(4,0) Enumeration:
1. AVM
2. Exterior BPO / Appraisal (as is value)
3. Interior BPO / Appraisal (as is value)		 ADE-324
ADE-325
DD163 Re-default Rate The estimated probability of default in the Mod scenario calculated as per the Base NPV Model Documentation. Report 4 decimals. For example, 20.1235% should be entered as 20.1235.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric (8,5) Data Range:
Min: 0
Max: 100		 ADE-277
ADE-278
ADE-593
DD164 Remaining Term Scheduled remaining term of the loan in months as of the data collection date. For a loan which has not already been modified prior to evaluation for a HAMP modification, it is equivalent to the amortization term minus the time since the first payment after origination to the date that the payment information (i.e., UPB) was obtained; regardless of months delinquent.

Example: First payment date for a 360-month term loan was 5/1/08. The current payment information (i.e., UPB) was reported as of 4/30/09. Remaining terms for this loan is (360-12 = 348).
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Numeric(4,0) Data Range:
Min: 1
Max: 9999		 ADE-295
ADE-296
ADE-387
ADE-500
ADE-501
ADE-502
ADE-518
ADE-525
ADE-555
ADE-612
DD961 Tier 2 Override Amortization Term If there are investor guidelines or applicable laws that restricts the amortization term of a modification, then provide a value here. If term extension is not allowed, enter the remaining term.
O
Numeric (4) Data Range:
Min: 1
Max: 600		 ADE-425
ADE-444
ADE-473
ADE-474
ADE-500
ADE-501
ADE-502
ADE-554
ADE-571
DD962 Tier 2 Override Forbearance Amount If there are investor guidelines or applicable laws that restricts the forbearance amount for a modification, provide value here. If forbearance is not allowed, enter 0. Report 2 decimals.
O
Currency (20,2) Data Range;
Min: 0.01
Max: NPV Capitalized UPB Amount (DD955)		 ADE-444
ADE-446
ADE-447
ADE-495
ADE-554
ADE-569
ADE-703
DD960 Tier 2 Override Interest Rate If there are investor guidelines or applicable laws that restricts the interest rate for a modification, then provide a value here. If a rate reduction or increase is not allowed, then enter the Interest Rate Before Modification.
O
Numeric(6,4) Data Range;
Min: 0
Max: 25		 ADE-424
ADE-444
ADE-445
ADE-482
ADE-483
ADE-484
ADE-497
ADE-498
ADE-499
ADE-554
ADE-570
DD963 Tier 2 Override PRA Principal Forgiveness Amount If the investor elects to forgive principal under Tier 2 PRA in an amount other than what is calculated by the model, then provide a value here. Report 2 decimals.
O
Currency (20,2) Data Range;
Min:0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-444
ADE-543
ADE-544
ADE-546
ADE-547
ADE-554
ADE-585
ADE-704
DD979 Tier 2 Amortization Term After Modification The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation for Tier 2 loan modifications. This should be calculated assuming the modification starts from the Data Collection Date.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative Numeric (4,0) Data Range:
Min: 1
Max: 9999		 ADE-432
ADE-449
ADE-451
ADE-455
ADE-501
ADE-502
ADE-559
ADE-620
DD978 Tier 2 Interest Rate After Modification The interest rate after modification under the Tier 2 standard waterfall as of the Data Collection Date. Report 4 decimal places. For example, 6.125% should be entered as 6.125.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative Numeric(6,4) Data Range:
Min: 0
Max: 25		 ADE-431
ADE-448
ADE-451
ADE-497
ADE-498
ADE-499
ADE-562
ADE-619
DD959 Tier 2 Investor Override Indicator If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2, then select true. Otherwise select false.
C If NPV Date is on or after 6/01/2012 and NPV Model Type Code is (2) Base NPV Model - Servicer hosted Boolean true/false ADE-423
ADE-443
ADE-444
ADE-445
ADE-447
ADE-495
ADE-497
ADE-500
ADE-501
ADE-554
ADE-572
ADE-670
DD964 Tier 2 Non-PRA Forgiveness Amount If the investor elects to forgive principal under the Tier 2 standard waterfall as of the Data Collection Date. This is NOT Tier 2 PRA. The forgiveness will not be incented. Report 2 decimals.
O
Currency (20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-565
ADE-592
ADE-635
ADE-672
ADE-683
DD971 Tier 2 NPV Model Result Amount Post-mod The model generated Net Present Value of modifying the loan under the Tier 2 standard waterfall. Report 2 decimals.
C If NPV Model Type Code = (2) Base NPV Model - Servicer hosted and Tier 2 NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-436
ADE-437
ADE-438
ADE-455
ADE-513
ADE-558
ADE-566
ADE-634
DD972 Tier 2 NPV Model Result Amount Pre-mod The model generated Net Present Value of not modifying the loan. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-435
ADE-437
ADE-438
ADE-453
ADE-524
ADE-555
ADE-556
ADE-557
ADE-567
ADE-633
DD976 Tier 2 NPV Test Result The result of the NPV test for the Tier 2 standard waterfall.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 Numeric (4) Enumeration:
1 - Positive
2 - Negative
3 - Ineligible- DTI
4 - Ineligible-Payment
5 - Ineligible – DTI &Payment		 ADE-437
ADE-438
ADE-439
ADE-448
ADE-449
ADE-450
ADE-451
ADE-452
ADE-453
ADE-455
ADE-456
ADE-495
ADE-496
ADE-497
ADE-498
ADE-499
ADE-501
ADE-502
ADE-555
ADE-556
ADE-557
ADE-558
ADE-568
ADE-592
ADE-655
ADE-656
ADE-659
ADE-660
ADE-703
DD984 Tier 2 PRA Amortization Term After Modification The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation for Tier 2 PRA loan modifications. This should be calculated assuming the modification starts from the Data Collection Date.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

 Numeric (4,0) Data Range:
Min: 1
Max: 9999		 ADE-472
ADE-473
ADE-474
ADE-475
ADE-488
ADE-515
ADE-577
ADE-626
DD983 Tier 2 PRA Interest Rate After Modification The interest rate after modification under the Tier 2 PRA waterfall as of the Data Collection Date. Report 4 decimal places. For example, 6.125% should be entered as 6.125.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio



 Numeric(6,4) Data Range:
Min: 0
Max: 25		 ADE-481
ADE-482
ADE-483
ADE-484
ADE-485
ADE-488
ADE-578
ADE-625
DD973 Tier 2 PRA NPV Model Result Amount Post-mod The model generated Net Present Value of modifying the loan under the Tier 2 PRA waterfall. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

 Currency (20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-511
ADE-512
ADE-513
ADE-514
ADE-515
ADE-523
ADE-533
ADE-534
ADE-581
ADE-629
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod The model generated Net Present Value of not modifying the loan. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative

 Currency (20,2) Data Range:
Min: -999999999999999999.99
Max: 999999999999999999.99		 ADE-521
ADE-523
ADE-524
ADE-525
ADE-526
ADE-527
ADE-528
ADE-533
ADE-534
ADE-582
ADE-630
DD975 Tier 2 PRA NPV Test Result The result of the NPV test for the Tier 2 PRA waterfall.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio

 Numeric (4) Enumeration:
1 - Positive
2 - Negative
3 - Ineligible- DTI
4 - Ineligible-Payment
5 - Ineligible – DTI &Payment		 ADE-472
ADE-473
ADE-474
ADE-481
ADE-483
ADE-484
ADE-492
ADE-511
ADE-513
ADE-514
ADE-521
ADE-523
ADE-524
ADE-525
ADE-526
ADE-527
ADE-532
ADE-533
ADE-534
ADE-538
ADE-543
ADE-544
ADE-546
ADE-549
ADE-583
ADE-624
ADE-625
ADE-626
ADE-627
ADE-628
ADE-629
ADE-630
ADE-704
DD985 Tier 2 PRA Principal and Interest Payment After Modification The principal and interest payment amount under the Tier 2 PRA waterfall as of the Data Collection Date. Report 2 decimals. To determine Payment Reduction for Tier 2:

1 - [ Tier 2 PRA P&I Payment After Mod (DD985) / P&I Payment Before Mod (DD135) ]

Round to the nearest .0000001		 C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio. Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-487
ADE-488
ADE-489
ADE-515
ADE-579
ADE-627
DD982 Tier 2 PRA Principal Write-down (Forgiveness) The amount of principal written-down or forgiven as generated by the Tier 2 PRA waterfall as of the Data Collection Date. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: 0.01
Max: NPV Capitalized UPB Amount (DD955)		 ADE-543
ADE-544
ADE-545
ADE-549
ADE-584
ADE-624
ADE-704
DD986 Tier 2 PRA Unpaid Principal Balance After Modification The unpaid principal balance that is net of any forgiveness under the Tier 2 PRA waterfall as of the Data Collection Date. Report 2 decimals. Calculation to reduce the Tier 2 Unpaid Principal Balance After Modification (DD222) to 115% of the Property Valuation As Is Value (DD157):

= [NPV Capitalized UPB Amount (DD955)] - [Property Valuation As Is Value (DD157) * 1.15]		 C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-488
ADE-492
ADE-493
ADE-514
ADE-543
ADE-549
ADE-580
ADE-628
ADE-704
DD980 Tier 2 Principal and Interest Payment After Modification The principal and interest payment amount under the Tier 2 standard waterfall as of the Data Collection Date. Report 2 decimals. To determine Payment Reduction for Tier 2:

1 - [ Tier 2 P&I Payment After Mod (DD980) / P&I Payment Before Mod (DD135) ]

Round to the nearest .0000001		 C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-434
ADE-450
ADE-451
ADE-455
ADE-563
ADE-631
DD977 Tier 2 Principal Forbearance Amount The total amount principal that was deferred under the Tier 2 standard waterfall as of the Data Collection Date. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: 0
Max: NPV Capitalized UPB Amount (DD955)		 ADE-430
ADE-455
ADE-495
ADE-496
ADE-573
ADE-592
ADE-618
ADE-703
DD981 Tier 2 Unpaid Principal Balance After Modification The unpaid principal balance that is net of any forgiveness or forbearance under the Tier 2 standard waterfall as of the Data Collection Date. Report 2 decimals. Calculation to reduce the Tier 2 Unpaid Principal Balance After Modification (DD222) to 115% of the Property Valuation As Is Value (DD157):

= [NPV Capitalized UPB Amount (DD955) - Tier 2 Non-PRA Principal Forgiveness Amount (DD964)] - [Property Valuation As Is Value (DD157) * 1.15]		 C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Test Result is (1) Positive or (2) Negative Currency (20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-451
ADE-452
ADE-496
ADE-558
ADE-564
ADE-592
ADE-632
ADE-703
DD222 Unpaid Principal Balance After Modification The unpaid principal balance of a loan after the loan modification as of the Data Collection Date. The unpaid principal balance after modification excludes any applicable forbearance amount and can also be referred to as Net UPB Amount. This is a Tier 1 only field. Report 2 decimals.
C If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-310
ADE-311
ADE-422
ADE-602
DD224 Unpaid Principal Balance at Origination The face value on the note at origination (i.e., the amount borrowed by the mortgagor). Report 2 decimal places.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-238
ADE-239
DD225 Unpaid Principal Balance Before Modification The unpaid principal balance of a loan is the contractual UPB based on the existing mortgage loan terms as of the Data Collection date. Does not include arrearage. Report 2 decimals.
C If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) Currency(20,2) Data Range:
Min: 0.01
Max: 999999999999999999.99		 ADE-297
ADE-298
ADE-406
ADE-442
ADE-491
ADE-519
ADE-526
ADE-527
ADE-556
ADE-557
ADE-602
ADE-613
ADE-614
ADE-615
ADE-616
Schedule IV - Reason Codes







DD217 Trial Fallout Reason Code A code that specifies the reason why a borrower fell out or withdrew from the trial or completed the trial and did not enter the official modification.
Servicers can also use this attribute to correct a previously submitted ADR transaction.
C If borrower fell out or withdrew from the trial, completed the trial but did not enter the official modification or the trial was previously reported in error.
 Numeric(4,0) Enumeration:
The following code results in the modification being disqualified:

14. Trial Plan Default

The following codes result in the modification being cancelled:

8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Repurchase/Involuntary Transfer
31. Other Permanent HAMP Modification
32. Modification Documents Not Returned by Borrower
33. Failure to Meet Streamline HAMP Eligibility

Future trial setup submissions in any tier will not be allowed with a code of 11. Loan Paid Off.

Future trial setup submissions within the same tier (Tier 1, Tier 2 or Streamline HAMP) will not be allowed with the following codes:
14. Trial Plan Default
31. Other Permanent HAMP Modification
32. Modification Documents Not Returned by Borrower
33. Failure to Meet Streamline HAMP Eligibility		 ADE-212
ADE-213
ADE-218
ADE-410
ADE-639
ADE-671
ADE-675
ADE-681
ADE-693
ADE-696
DD218 Trial Not Approved/Not Accepted Reason Code A code that specifies the reason why a borrower was not offered or did not accept a trial plan.
C If trial not approved or not accepted (Additional Data Reporting Type Code) is (3) HAMP NANA Numeric(4,0) Enumeration:
1. Ineligible Mortgage
2. Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property - Property Condemned, Property > 4 units
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent-Default Status Not Eligible
10. Property and/or Borrower Exceeds Allowable Number of HAMP Modifications
11. Loan Paid Off
12. Excessive Forbearance
13. Request Incomplete
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
24. Dodd Frank Certification Non-Compliance
25. Ineligible Borrower
26. Ineligible Rental Property
27. Insufficient Monthly Payment Reduction
28. Post-Modification DTI Outside Acceptable Range
29. No Change in Circumstance		 ADE-215
ADE-216
ADE-218
ADE-413
ADE-636
ADE-640
ADE-641
ADE-648
ADE-651
ADE-652
ADE-653
ADE-654
ADE-655
ADE-656
ADE-659
ADE-660
ADE-661
ADE-662
ADE-663
ADE-664
ADE-665
ADE-666
ADE-667
ADE-668
ADE-669
ADE-675
ADE-677
ADE-701
DD987 HAMP Tier 1 Not Offered Reason Code
 A code that specifies the reason why a borrower was not offered a Tier 1 or trial plan. 
The field can also be used to report when a borrower was placed in a Streamline HAMP trial modification and also submitted a complete package for a Tier 1 or Tier 2 modification but was denied.
C If Tier 1 Trial was not offered on or after 6/01/2012 and it has not been previously reported and Additional Data Reporting Type Code is (2) Tier 2 or (3) HAMP NANA Numeric (4,0) Enumeration:
1. Ineligible Mortgage
2. Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property - Property Condemned, Property > 4 units
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent-Default Status Not Eligible
10. Property and/or Borrower Exceeds Allowable Number of HAMP Modifications
11. Loan Paid Off
12. Excessive Forbearance
13. Request Incomplete
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
24. Dodd Frank Certification Non-Compliance
25. Ineligible Borrower
29. No Change in Circumstance
30. Streamline HAMP

If the borrower was evaluated for a Tier 1 modification and was not offered a Streamline HAMP modification, submit reasons 1 through 29.

If the borrower was placed in a Streamline HAMP trial modification and also submitted a complete package for a Tier 1 or Tier 2 modification but was denied, submit ‘Streamline HAMP’.

If the borrower was placed in a Streamline HAMP modification and not evaluated for a Tier 1 or Tier 2, do not submit a value.		 ADE-611
ADE-642
ADE-643
ADE-647
ADE-650
ADE-661
ADE-662
ADE-663
ADE-664
ADE-665
ADE-666
ADE-669
ADE-674
ADE-677
ADE-694

Sheet 2: ADR Data Rules








Legend: 11/01/2016 - Green

ID Rule Details Associated Attributes Black Knight Rule Type

ADE-19 HAMP Servicer Number is mandatory and must be filled and in a valid format and active. DD8 HAMP Servicer Number Yes Hard Stop

ADE-20 Borrower First Name is mandatory and must be filled. DD39 Borrower First Name Yes Hard Stop

ADE-21 Borrower Last Name is mandatory and must be filled. DD40 Borrower Last Name Yes Hard Stop

ADE-33 Servicer Loan Number is mandatory and must be filled. DD14 Servicer Loan Number Yes Hard Stop

ADE-116 Borrower Social Security Number is mandatory and must be filled AND must be 9 digits AND must NOT be filled with zeroes. DD43 Borrower Social Security Number Yes Hard Stop

ADE-117 If Co-Borrower Social Security Number is filled, Co-Borrower Social Security Number must be 9 digits and must NOT be filled with zeroes. DD59 Co-Borrower Social Security Number Yes Hard Stop

ADE-201 If Co-Borrower Social Security Number is filled, Co-Borrower First Name and Co-Borrower Last Name must be filled. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name		 Yes Hard Stop

ADE-202 If Co-Borrower Last Name is filled, Co-Borrower First Name must be filled. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name		 Yes Hard Stop

ADE-211 If Co-Borrower Social Security Number is filled, Borrower Social Security Number must not be the same as Co-Borrower Social Security Number. DD43 Borrower Social Security Number
DD59 Co-Borrower Social Security Number		 Yes Hard Stop

ADE-212 Trial Fallout Reason Code (DD217) must be 8, 11, 14, 18, 19, 20, 21, 23, 24, 30, 31, 32 or 33, if provided. DD217 Trial Fallout Reason Code Yes Hard Stop

ADE-213 If Trial Fallout Reason Code (DD217) is provided, a corresponding modification of the same Tier (based on Additional Data Reporting Type Code (DD967)) must exist in the HAMP System in Trial mode. DD217 Trial Fallout Reason Code No Hard Stop

ADE-215 Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, 25, 26, 27, 28 or 29. DD218 Trial Not Approved/Not Accepted Reason Code Yes Hard Stop

ADE-216 If Trial Not Approved/Not Accepted Reason Code (DD218) is populated, a corresponding modification of the same Tier cannot exist in the HAMP system in Trial Active, Trial Disqualified, or Official any State. DD218 Trial Not Approved/Not Accepted Reason Code No Hard Stop

ADE-218 Trial Fallout Reason Code (DD217) and Trial Not Approved/Not Accepted Reason Code (DD218) must not both be provided. DD217 Trial Fallout Reason Code
DD218 Trial Not Approved/Not Accepted Reason Code		 Yes Hard Stop

ADE-219 If Borrower Date of Birth is filled, Borrower Date of Birth must be in a valid date format. DD35 Borrower Date of Birth Yes Hard Stop

ADE-220 If Borrower Date of Birth is provided and Trial Not Approved/Not Accepted or Loan Fallout Reason Code is NOT provided, Borrower Date of Birth must be at least 18 years prior to the First Payment Due Date at Origination.
or
If Borrower Date of Birth is provided and Trial Not Approved/Not Accepted or Loan Fallout Reason Code is provided, Borrower Date of Birth must be less than First Payment Due Date At Origination.		 DD35 Borrower Date of Birth
DD73 First Payment Date at Origination		 Yes Hard Stop

ADE-221 If Borrower Date of Birth is filled, Borrower Date of Birth must be on or after 1/1/1889. DD35 Borrower Date of Birth Yes Hard Stop

ADE-222 If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Ethnicity Type Code (DD36) is mandatory and must be 1, 2, 3 or 4. DD36 Borrower Ethnicity Type Code

DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-223 If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Race Type Code (DD41) is mandatory and must be 1, 2, 3, 4, 5, 6 or 7. DD41 Borrower Race Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-224 If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Sex Type Code (DD42) is mandatory and must be 1, 2, 3 or 4. DD42 Borrower Sex Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-225 If Co-Borrower Date of Birth is provided it must be in valid date format DD53 Co-Borrower Date of Birth Yes Hard Stop

ADE-226 If Co-Borrower Date of Birth is provided and Trial Not Approved/Not Accepted or Loan Fallout Reason Code is NOT provided, Co-Borrower Date of Birth must be at least 18 years and less than or equal to 120 years before the First Payment Due Date at Origination.
or
If Co-Borrower Date of Birth is provided and Trial Not Approved/Not Accepted or Loan Fallout Reason Code is provided, Co-Borrower Date of Birth must be prior to the First Payment Due Date at Origination.		 DD53 Co-Borrower Date of Birth
DD73 First Payment Date at Origination		 Yes Hard Stop

ADE-227 If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Ethnicity Type Code (DD54) is mandatory and must be 1, 2, 3 or 4. DD54 Co-Borrower Ethnicity Type Code
DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-228 If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Race Type Code (DD57) is mandatory and must be 1, 2, 3, 4, 5, 6 or 7. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
DD57 Co-Borrower Race Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-229 If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Sex Type Code (DD58) is mandatory and must be 1, 2, 3 or 4. DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name
DD58 Co-Borrower Sex Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-230 Race/Ethnicity/Gender Source Type Code (DD162) is mandatory and must be 1, 2, 3, 4, 5, or 6. DD162 Race/Ethnicity/Gender Source Type Code Yes Hard Stop

ADE-232 If NPV Model Type Code (DD122) is 2, Borrower Credit Score (DD34) is mandatory and must be numeric and must be greater than or equal to 250 and less than or equal to 900. DD34 Borrower Credit Score Yes Hard Stop

ADE-233 If NPV Model Type Code (DD122) is 2 and Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated, Co-Borrower Credit Score (DD52) is mandatory and must be numeric and must be greater than or equal to 250 and less than or equal to 900. DD52 Co-Borrower Credit Score
DD55 Co-Borrower First Name
DD56 Co-Borrower Last Name		 Yes Hard Stop

ADE-234 If NPV Model Type Code (DD122) is 2, Data Collection Date (DD61) is mandatory and must be filled and must be in a valid date format AND must be before or on the NPV Date (DD119) and within 90 days of the NPV Date (DD119). DD61 Data Collection Date
DD119 NPV Date		 Yes Hard Stop

ADE-235 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Data Collection Date (DD61) must be blank. DD61 Data Collection Date Yes Hard Stop

ADE-236 If NPV Model Type Code is 2, First Payment Due Date at Origination (DD73) must be provided in valid date format and be greater than or equal to 12/31/1960 and less than or equal to 03/01/2009 DD73 First Payment Date at Origination Yes Hard Stop

ADE-237 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, First Payment Date at Origination (DD73) must be blank. DD73 First Payment Date at Origination Yes Hard Stop

ADE-238 If NPV Model Type Code is 2, UPB at Origination must be provided and be a numeric value greater than $0 DD224 Unpaid Principal Balance at Origination Yes Hard Stop

ADE-239 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance at Origination (DD224) must be blank. DD224 Unpaid Principal Balance at Origination Yes Hard Stop

ADE-241 If NPV Model Type Code (DD122) is 2, Amortization Term at Origination (DD25), if provided, must be numeric and positive and must be greater than 0. DD25 Amortization Term at Origination Yes Hard Stop

ADE-242 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Amortization Term at Origination (DD25) must be blank. DD25 Amortization Term at Origination Yes Hard Stop

ADE-244 If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD25), if provided, must be numeric and greater than 0. DD84 Interest Rate at Origination Yes Hard Stop

ADE-245 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate at Origination (DD84) must be blank. DD84 Interest Rate at Origination Yes Hard Stop

ADE-247 If NPV Model Type Code (DD122) is 2, LTV at Origination (DD95), if provided, must be greater than or equal to 0.00001. DD95 LTV at Origination (1st Lien only) Yes Hard Stop

ADE-248 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, LTV at Origination (DD95) must be blank. DD95 LTV at Origination (1st Lien only) Yes Hard Stop

ADE-250 If NPV Model Type Code (DD122) is 2 and Product Before Modification (DD142) is ARM, Next ARM Reset Rate (DD117) is mandatory and must be numeric and greater than 0. DD117 Next ARM Reset Rate
DD142 Product Before Modification		 Yes Hard Stop

ADE-251 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Next ARM Reset Rate (DD117) must be blank. DD117 Next ARM Reset Rate Yes Hard Stop

ADE-252 If Product Before Modification (DD142) is (1-ARM) and NPV Model Type Code (DD122) is 2, ARM Reset Date (DD28) is mandatory and must be after 2/1/2009. DD28 ARM Reset Date
DD142 Product Before Modification		 Yes Hard Stop

ADE-253 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, ARM Reset Date (DD28) must be blank. DD28 ARM Reset Date Yes Hard Stop

ADE-254 NPV Model Type Code (DD122) is mandatory and must be filled AND must be 1, 2, 3, 5 or 6. DD122 NPV Model Type Code Yes Hard Stop

ADE-255 Property Type Code is mandatory and must be filled AND must be 1, 2, 3, 4, 5 or 6. DD153 Property Type Code Yes Hard Stop

ADE-256 If NPV Model Type Code is 2, Association Dues/Fees Before Modification is mandatory and must be filled and greater than or equal to 0 and must be numeric. DD29 Association Dues/Fees Before Modification Yes Hard Stop

ADE-257 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Association Dues/Fees Before Modification (DD29) must be blank. DD29 Association Dues/Fees Before Modification Yes Hard Stop

ADE-258 If NPV Model Type Code is 2, Monthly Hazard and Flood Insurance is mandatory and must be filled AND greater than or equal to 0 AND in a valid currency format. DD111 Monthly Hazard and Flood Insurance Yes Hard Stop

ADE-259 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Hazard and Flood Insurance (DD111) must be blank. DD111 Monthly Hazard and Flood Insurance Yes Hard Stop

ADE-260 If NPV Model Type Code is 2, Monthly Real Estate Taxes is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. DD114 Monthly Real Estate Taxes Yes Hard Stop

ADE-261 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Real Estate Taxes (DD114) must be blank. DD114 Monthly Real Estate Taxes Yes Hard Stop

ADE-262 If NPV Model Type Code (DD122) is 2, Mortgage Insurance Coverage Percent (DD102) is mandatory and must be filled AND must be greater than or equal to 0 and less than or equal to 100 AND must be numeric DD102 Mortgage Insurance Coverage Percent Yes Hard Stop

ADE-263 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mortgage Insurance Coverage Percent (DD102) must be blank. DD102 Mortgage Insurance Coverage Percent Yes Hard Stop

ADE-264 If NPV Model Type Code (DD122) is 2, Discount Rate Risk Premium (DD66) is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. DD66 Discount Rate Risk Premium Yes Hard Stop

ADE-265 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Discount Rate Risk Premium (DD66) must be blank. DD66 Discount Rate Risk Premium Yes Hard Stop

ADE-266 If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96), if provided, must be greater than or equal to 0 AND must be numeric. DD96 Mark to Market LTV Yes Hard Stop

ADE-267 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Code Version (DD118) must be blank. DD118 NPV Code Version Yes Hard Stop

ADE-268 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mark to Market LTV (DD96) must be blank. DD96 Mark to Market LTV Yes Hard Stop

ADE-269 If NPV Model Type Code (DD122) is 2, Months Past Due (DD115) is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. DD115 Months Past Due Yes Hard Stop

ADE-270 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Months Past Due (DD115) must be blank. DD115 Months Past Due Yes Hard Stop

ADE-271 If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45), if provided, must be greater than or equal to the sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135)) AND must be numeric. DD29 Association Dues/Fees Before Modification
DD45 Borrower Total Monthly Obligations
DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD135 Principal and Interest Payment Before Modification		 Yes Hard Stop

ADE-272 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Borrower Total Monthly Obligations (DD45) must be blank. DD45 Borrower Total Monthly Obligations Yes Hard Stop

ADE-273 If NPV Model Type Code (DD122) is 2, Imminent Default Flag (DD79) is mandatory and must be filled AND must be true or false. DD79 Imminent Default Flag Yes Hard Stop

ADE-274 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Imminent Default Flag (DD79) must be blank. DD79 Imminent Default Flag Yes Hard Stop

ADE-275 If NPV Model Type Code (DD122)is 2, Estimated Default Rate (without mod) (DD70) is mandatory and must be filled AND must be greater than or equal to 0 AND less than or equal to 100. DD70 Estimated Default Rate Yes Hard Stop

ADE-276 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Estimated Default Rate (DD70) must be blank. DD70 Estimated Default Rate Yes Hard Stop

ADE-277 If NPV Model Type Code (DD122) is 2, Re-default Rate (with mod) (DD163) is mandatory and must be filled AND must be greater than or equal to 0 AND less than or equal to 100 AND must be numeric. DD163 Re-default Rate Yes Hard Stop

ADE-278 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Re-default Rate (DD163) must be blank. DD163 Re-default Rate Yes Hard Stop

ADE-279 If NPV Model Type Code (DD122) is 2, Modification Fees (DD106) is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. DD106 Modification Fees Yes Hard Stop

ADE-280 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Modification Fees (DD106) must be blank. DD106 Modification Fees Yes Hard Stop

ADE-281 If NPV Model Type Code (DD122) is 2, Mortgage Insurance Partial Claim Amount (DD103) is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. DD103 Mortgage Insurance Partial Claim Amount Yes Hard Stop

ADE-282 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mortgage Insurance Partial Claim Amount (DD103) must be blank. DD103 Mortgage Insurance Partial Claim Amount Yes Hard Stop

ADE-283 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and ((Investor Code is 1 or 2) OR (Investor is 3 or 4 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is not provided)), then NPV Test Result (DD123) must be 1 (Positive) or 2 (Negative). DD123 NPV Test Result
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-284 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Test Result (DD123) must be blank. DD123 NPV Test Result Yes Hard Stop

ADE-285 If NPV Model Type Code is 2, NPV Code Version is mandatory and must be filled AND must be numeric. DD118 NPV Code Version Yes Hard Stop

ADE-286 If Investor Code (DD9) is 2, GSE Loan Number (DD5), if provided, must be 9 digits and numeric OR 12 characters. DD5 GSE Loan Number Yes Hard Stop

ADE-287 If Investor Code (DD9) is 1, GSE Loan Number (DD5), if provided, must be 10 digits and numeric. DD5 GSE Loan Number Yes Hard Stop

ADE-288 If Additional Data Reporting Type Code (DD967) is 1 or 3, Investor Code (DD9) must be 1, 2, 3, 4, or 8. DD9 Investor Code Yes Hard Stop

ADE-290 If NPV Model Type Code is 2 and Investor Code is Fannie Mae or Freddie Mac, GSE Loan Number is mandatory and must be filled. DD5 GSE Loan Number Yes Hard Stop

ADE-291 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, GSE Loan Number (DD5) must be blank. DD5 GSE Loan Number Yes Hard Stop

ADE-292 If NPV Model Type Code (DD122) is 2, Product Before Modification (DD142) is mandatory and must be filled AND must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16 or 17. DD142 Product Before Modification Yes Hard Stop

ADE-293 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Product Before Modification (DD142) must be blank. DD142 Product Before Modification Yes Hard Stop

ADE-294 Property Number of Units is mandatory and must be filled AND must be 1, 2, 3 or 4. DD148 Property Number of Units Yes Hard Stop

ADE-295 If NPV Model Type Code (DD122) is 2, Remaining Term (DD164) is mandatory and must be filled AND must be greater than 0 AND must be numeric. DD164 Remaining Term Yes Hard Stop

ADE-296 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Remaining Term (DD164) must be blank. DD164 Remaining Term Yes Hard Stop

ADE-297 If NPV Model Type Code (DD122) is 2, Unpaid Principal Balance Before Modification (DD225) is mandatory and must be filled AND must be greater than 0. DD225 Unpaid Principal Balance Before Modification Yes Hard Stop

ADE-298 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance Before Modification (DD225) must be blank. DD225 Unpaid Principal Balance Before Modification Yes Hard Stop

ADE-299 If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) must be greater than 0. DD85 Interest Rate Before Modification Yes Hard Stop

ADE-300 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate Before Modification (DD85) must be blank. DD85 Interest Rate Before Modification Yes Hard Stop

ADE-301 If NPV Model Type Code is 2, Principal and Interest Payment Before Modification is mandatory and must be filled AND must be greater than 0. DD135 Principal and Interest Payment Before Modification Yes Hard Stop

ADE-302 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal and Interest Payment Before Modification (DD135) must be blank. DD135 Principal and Interest Payment Before Modification Yes Hard Stop

ADE-303 Property Street Address is mandatory and must be filled. DD152 Property Street Address Yes Hard Stop

ADE-304 Property Zip Code is mandatory and must be filled AND must be 5 or 9 digits AND must be numeric. DD161 Property Zip Code Yes Hard Stop

ADE-305 Property State is mandatory and must be filled AND must be in the enumeration set. DD151 Property State Yes Hard Stop

ADE-306 If NPV Model Type Code(DD122) is 2, Property Valuation As is Value (DD157) is mandatory and must be filled AND must be greater than or equal to 10 AND must be numeric. DD157 Property Valuation As is Value Yes Hard Stop

ADE-307 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Property Valuation As is Value (DD157) must be blank. DD157 Property Valuation As is Value Yes Hard Stop

ADE-308 If NPV Model Type Code (DD122) is 2, Monthly Gross Income (DD110) is mandatory and must be filled AND must be greater than 0 AND must be numeric. DD110 Monthly Gross Income Yes Hard Stop

ADE-309 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Gross Income (DD110) must be blank. DD110 Monthly Gross Income Yes Hard Stop

ADE-310 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Unpaid Principal Balance After Modification (DD222) must be greater than 0. DD123 NPV Test Result
DD222 Unpaid Principal Balance After Modification
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-311 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance After Modification (DD222) must be blank. DD222 Unpaid Principal Balance After Modification Yes Hard Stop

ADE-312 If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is not provided, Investor Code (DD9) is (1) Fannie or (2) Freddie, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Interest Rate After Modification (DD83) must be greater than or equal to 2. DD83 Interest Rate After Modification
DD123 NPV Test Result		 Yes Hard Stop

ADE-313 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate After Modification (DD83) must be blank. DD83 Interest Rate After Modification Yes Hard Stop

ADE-314 If NPV Model Type Code(DD122) is 2, PMMS Rate(DD131) is mandatory and must be filled AND must be greater than or equal to 0. DD131 PMMS Rate Yes Hard Stop

ADE-315 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, PMMS Rate (DD131) must be blank. DD131 PMMS Rate Yes Hard Stop

ADE-316 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Amortization Term After Modification (DD24) must be provided AND must be greater than or equal to 1 AND must be numeric. DD24 Amortization Term After Modification
DD123 NPV Test Result
DD957 Occupancy Eligibility Type Code		 Yes Warning

ADE-317 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Amortization Term After Modification (DD24) must be blank. DD24 Amortization Term After Modification Yes Hard Stop

ADE-318 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal and Interest Payment After Modification (DD132) must be greater than 0. DD123 NPV Test Result
DD132 Principal and Interest Payment After Modification
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-319 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal and Interest Payment After Modification (DD132) must be blank. DD132 Principal and Interest Payment After Modification Yes Hard Stop

ADE-320 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal Forbearance Amount (DD136) must be provided and must be greater than or equal to 0. DD123 NPV Test Result
DD136 Principal Forbearance Amount
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-321 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Forbearance Amount (DD136) must be blank. DD136 Principal Forbearance Amount Yes Hard Stop

ADE-322 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal Write-down (Forgiveness) (DD139) must be provided and must be greater than or equal to 0. DD123 NPV Test Result
DD139 Principal Write-down (Forgiveness)
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-323 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Write-down (Forgiveness) (DD139) must be blank. DD139 Principal Write-down (Forgiveness) Yes Hard Stop

ADE-324 If NPV Model Type Code (DD122) is 2, Property Valuation Type Code (DD160) is mandatory and must be filled AND must be 1, 2 or 3. DD160 Property Valuation Type Code Yes Hard Stop

ADE-325 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Property Valuation Type Code (DD160) must be blank. DD160 Property Valuation Type Code Yes Hard Stop

ADE-326 If NPV Model Type Code (DD122) is 2, NPV Date(DD119) is mandatory and must be filled AND greater than or equal to 2009/04/15 DD119 NPV Date Yes Hard Stop

ADE-329 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Date (DD119) must be blank. DD119 NPV Date Yes Hard Stop

ADE-330 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then NPV Model Result Amount Pre Mod (DD121) must be provided. DD121 NPV Model Result Amount Pre-mod
DD123 NPV Test Result
DD957 Occupancy Eligibility Type Code		 Yes Warning

ADE-331 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Model Result Amount Pre Mod (DD121) must be blank. DD121 NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-332 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then NPV Model Result Amount Post-mod (DD120) must be provided. DD120 NPV Model Result Amount Post-mod
DD123 NPV Test Result
DD957 Occupancy Eligibility Type Code		 Yes Warning

ADE-333 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Model Result Amount Post-mod (DD120) must be blank. DD120 NPV Model Result Amount Post-mod Yes Hard Stop

ADE-334 Reject transaction if a loan is transferred in the HAMP system and an Additional Data Elements transaction is submitted with HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) matching the Transferor Loan DD8 HAMP Servicer Number
DD14 Servicer Loan Number		 No Hard Stop

ADE-335 Property City is mandatory and must be filled. DD145 Property City Yes Hard Stop

ADE-340 HAMP Servicer Number must be for a first lien servicer. DD8 HAMP Servicer Number No Hard Stop

ADE-341 Reject the ADR transaction if the associated modification is Program Type/Campaign ID (DD10) of (HMP9) FHA. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number		 No Hard Stop

ADE-342 Property Zip Code cannot be populated with zeros in the first four digits. DD161 Property Zip Code Yes Hard Stop

ADE-343 Property Zip Code (DD161) must match the Property Zip Code (DD161) on the associated modification. DD161 Property Zip Code No Hard Stop

ADE-344 When there is no first lien modification and the SD09-06 is being reported for a request that is not approved or not accepted, the Property Zip Code must match to a zip code in the list of known zip codes. DD161 Property Zip Code No Hard Stop

ADE-345 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 (Private) or 4 (Portfolio) and NPV Date (DD119) on or after 10/01/2010, Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562) must be provided. DD9 Investor Code
DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification
DD701 Post-Arrearage MTMLTV Percent
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-346 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amount (DD591) must be provided. DD9 Investor Code
DD119 NPV Date
DD591 Principal Reduction Alternative Amount
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-348 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be provided. DD9 Investor Code
DD119 NPV Date
DD568 Maximum Months Past Due in Past 12 Months
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-351 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 then Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be provided. DD9 Investor Code
DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification
DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-353 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must be provided. DD9 Investor Code
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-355 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV date (DD119) on or after 10/01/2010, Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567) must be provided. DD9 Investor Code
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-358 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be provided. DD9 Investor Code
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-361 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be provided. DD9 Investor Code
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-366 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83), if exists, must be less than or equal to 25%. DD83 Interest Rate After Modification
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-367 Borrower Social Security Number (DD43) should not have the same value in all 9 digits DD43 Borrower Social Security Number Yes Hard Stop

ADE-368 Co-Borrower Social Security Number (DD59) should not have the same value in all 9 digits, if provided DD59 Co-Borrower Social Security Number Yes Hard Stop

ADE-369 Borrower Social Security Number (DD43) should not be populated with zeroes in the first 3 digits or middle 2 digits DD43 Borrower Social Security Number Yes Hard Stop

ADE-370 Co-Borrower Social Security Number (DD59) should not be populated with zeroes in the first 3 digits or middle 2 digits, if provided DD59 Co-Borrower Social Security Number Yes Hard Stop

ADE-372 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided. DD9 Investor Code
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-374 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be provided. DD9 Investor Code
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-379 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date (DD119) is on or after 10/01/2010 Principal Reduction Alternative (PRA) NPV Test Result (DD572) must be positive (1) or negative (2). DD572 Principal Reduction Alternative (PRA) NPV Test Result
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-384 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83), if exists, must be greater than or equal to 0. DD83 Interest Rate After Modification
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-387 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24), if exists, must be less than or equal to the greater of (480 or Remaining Term (DD164)). DD24 Amortization Term After Modification
DD164 Remaining Term
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-389 If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45), if provided, must be less than or equal to 999999999999999999.99. DD45 Borrower Total Monthly Obligations Yes Hard Stop

ADE-390 If NPV Model Type (DD122) is 2, Data Collection Date (DD61), must be less than or equal to the NPV Date. DD61 Data Collection Date Yes Hard Stop

ADE-391 If NPV Model Code (DD122) is 2, Discount Rate Risk Premium (DD66) must be less than or equal to 2.5 DD66 Discount Rate Risk Premium Yes Hard Stop

ADE-393 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120), if exists, must be greater than or equal to (0 -(UPB After Modification * 0.15) - ((Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46)). DD120 NPV Model Result Amount Post-mod
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-394 If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD84), if provided, must be less than or equal to 25. DD84 Interest Rate at Origination Yes Hard Stop

ADE-395 If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) must less than or equal to 25. DD85 Interest Rate Before Modification Yes Hard Stop

ADE-396 If NPV Model Type Code (DD122) is 2, LTV At Origination (DD95), if provided, must be less than or equal to 150. DD95 LTV at Origination (1st Lien only) Yes Hard Stop

ADE-397 If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96), if provided, must be less than or equal to 999.99999. DD96 Mark to Market LTV Yes Hard Stop

ADE-398 If NPV Model Type Code (DD122) is 2 and Product Before Modification (DD142) is ARM, Next ARM Reset Rate (DD117) must be less than or equal to 25. DD117 Next ARM Reset Rate
DD142 Product Before Modification		 Yes Hard Stop

ADE-399 If NPV Model Type Code (DD122) is 2, NPV Date(DD119) must be less than or equal to today’s System Date DD119 NPV Date Yes Hard Stop

ADE-400 If NPV Model Type Code (DD122) is 2, then NPV Model Result Post-mod (DD120), if exists, must be less than or equal to ((P&I Payment After Modification (DD132) * Amortization Term After Modification (DD24) + Principal Forbearance Amount (DD136)) DD120 NPV Model Result Amount Post-mod Yes Warning

ADE-401 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and Product Before Modification (DD142) is 2, then NPV Model Result Amount Pre-mod (DD121), if exists, must be less than or equal to Principal and Interest Payment Before Modification (DD135) * [Remaining Term (DD164) + Months Past Due (DD115)]. DD121 NPV Model Result Amount Pre-mod
DD957 Occupancy Eligibility Type Code		 Yes Warning

ADE-402 If NPV Model Type Code (DD122) is 2, PMMS Rate (DD131) must be less than or equal to 25. DD131 PMMS Rate Yes Hard Stop

ADE-403 If NPV Model Type Code (DD122) is 2, Property Valuation As Is (DD157) must be less than or equal to 999999999999999999.99 DD157 Property Valuation As is Value Yes Hard Stop

ADE-406 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121), if exists, must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40). DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD121 NPV Model Result Amount Pre-mod
DD225 Unpaid Principal Balance Before Modification
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-408 If NPV Model Type Code (DD122) is 2, and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness)(DD139) must not be equal to 0. DD9 Investor Code
DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)		 Yes Hard Stop

ADE-409 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139) must not be equal to 0. DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-410 If Trial Fallout Reason Code (DD217) is not (14-Trial Plan Default), a corresponding modification of the same Tier cannot exist in the HAMP System in Trial Disqualified State. DD217 Trial Fallout Reason Code No Hard Stop

ADE-412 If there is an associated modification in the HAMP System that is Trial Active or Official (any state), NPV Model Type Code (DD122) must not be (3) NPV model not yet executed, unless a Trial Cancel is submitted with a Trial Fallout Reason Code of (18) Submission Error Correction. DD122 NPV Model Type Code No Hard Stop

ADE-413 If Trial Not Approved/Not Accepted Reason Code (DD218) is (7-Negative NPV), NPV Model Type Code (DD122) must not be (3-NPV Model not yet executed). DD122 NPV Model Type Code
DD218 Trial Not Approved/Not Accepted Reason Code		 Yes Hard Stop

ADE-415 Reject the ADR transaction if the associated modification is Program Type/Campaign ID (DD10) of (HMP12) Rural Development - HAMP. DD8 HAMP Servicer Number
DD10 Program Type/Campaign ID
DD14 Servicer Loan Number		 No Hard Stop

ADE-417 If Additional Data Reporting Type Code (DD967) is 2 and NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Months Past Due (DD115) must be greater than or equal to 2. DD115 Months Past Due
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-418 If Additional Data Reporting Type Code (DD967) is 2 or 4, Investor Code (DD9) must be 3 or 4. DD9 Investor Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-419 If Additional Data Reporting Type Code (DD967) is 2 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Imminent Default Flag (DD79) must be false. DD79 Imminent Default Flag
DD957 Occupancy Eligibility Type Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-420 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Occupancy Eligibility Type Code (DD957) must be blank. DD957 Occupancy Eligibility Type Code Yes Hard Stop

ADE-421 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Capitalized UPB Amount (DD955) must be blank. DD955 NPV Capitalized UPB Amount Yes Hard Stop

ADE-422 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Unpaid Principal Balance After Modification (DD222) + Principal Forbearance Amount (DD136) + Principal Write-down (Forgiveness) (DD139). DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
DD222 Unpaid Principal Balance After Modification
DD955 NPV Capitalized UPB Amount		 Yes Hard Stop

ADE-423 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Investor Override Indicator (DD959) must be blank. DD959 Tier 2 Investor Override Indicator Yes Hard Stop

ADE-424 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Interest Rate (DD960) must be blank. DD960 Tier 2 Override Interest Rate Yes Hard Stop

ADE-425 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Amortization Term (DD961) must be blank. DD961 Tier 2 Override Amortization Term Yes Hard Stop

ADE-426 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Occupancy Eligibility Type Code (DD957) is 2, Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to 0. DD957 Occupancy Eligibility Type Code
DD958 Primary Residence Total Housing Expense Amount		 Yes Hard Stop

ADE-427 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Primary Residence Total Housing Expense Amount (DD958) must be blank. DD958 Primary Residence Total Housing Expense Amount Yes Hard Stop

ADE-428 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Occupancy Eligibility Type Code (DD957) is 2, Monthly Gross Rental Income Amount (DD956) is mandatory AND must be greater than or equal to 0. DD956 Monthly Gross Rental Income Amount
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-429 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Gross Rental Income Amount (DD956) must be blank. DD956 Monthly Gross Rental Income Amount Yes Hard Stop

ADE-430 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal Forbearance Amount (DD977) must be blank. DD977 Tier 2 Principal Forbearance Amount Yes Hard Stop

ADE-431 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Interest Rate After Modification (DD978) must be blank. DD978 Tier 2 Interest Rate After Modification Yes Hard Stop

ADE-432 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Amortization Term After Modification (DD979) must be blank. DD979 Tier 2 Amortization Term After Modification Yes Hard Stop

ADE-434 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank. DD980 Tier 2 Principal and Interest Payment After Modification Yes Hard Stop

ADE-435 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank. DD972 Tier 2 NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-436 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank. DD971 Tier 2 NPV Model Result Amount Post-mod Yes Hard Stop

ADE-437 If Tier 2 NPV Test Result (DD976) is 1 (Positive), then Tier 2 NPV Model Result Amount Post-mod (DD971) must be greater than or equal to Tier 2 NPV Model Result Amount Pre-mod (DD972). DD971 Tier 2 NPV Model Result Amount Post-mod
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-438 If Tier 2 NPV Test Result (DD976) is 2 (Negative), then Tier 2 NPV Model Result Amount Post-mod (DD971) must be less than Tier 2 NPV Model Result Amount Pre-mod (DD972). DD971 Tier 2 NPV Model Result Amount Post-mod
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-439 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Test Result (DD976) must be blank. DD976 Tier 2 NPV Test Result Yes Hard Stop

ADE-441 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1, 2, 3, 4, or 5. DD957 Occupancy Eligibility Type Code Yes Hard Stop

ADE-442 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, NPV Capitalized UPB Amount (DD955) must be populated and must be greater than or equal to Unpaid Principal Balance Before Modification (DD225). DD225 Unpaid Principal Balance Before Modification
DD955 NPV Capitalized UPB Amount		 Yes Warning

ADE-443 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, Tier 2 Investor Override Indicator (DD959) must be true or false. DD959 Tier 2 Investor Override Indicator Yes Hard Stop

ADE-444 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, at least one of Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), or Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be populated. DD959 Tier 2 Investor Override Indicator
DD960 Tier 2 Override Interest Rate
DD961 Tier 2 Override Amortization Term
DD962 Tier 2 Override Forbearance Amount
DD963 Tier 2 Override PRA Principal Forgiveness Amount		 Yes Hard Stop

ADE-445 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Interest Rate (DD960), if provided, must be greater than 0 and less than or equal to 25. DD959 Tier 2 Investor Override Indicator
DD960 Tier 2 Override Interest Rate		 Yes Hard Stop
ADE-446 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Forbearance Amount (DD962) must be blank. DD962 Tier 2 Override Forbearance Amount Yes Hard Stop

ADE-447 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Forbearance Amount (DD962), if provided, must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955). DD955 NPV Capitalized UPB Amount
DD959 Tier 2 Investor Override Indicator
DD962 Tier 2 Override Forbearance Amount		 Yes Hard Stop

ADE-448 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Interest Rate After Modification (DD978) is mandatory and must be greater than or equal to 0. DD976 Tier 2 NPV Test Result
DD978 Tier 2 Interest Rate After Modification		 Yes Hard Stop

ADE-449 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Amortization Term After Modification (DD979) must be greater than 0. DD976 Tier 2 NPV Test Result
DD979 Tier 2 Amortization Term After Modification		 Yes Hard Stop

ADE-450 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Principal and Interest Payment After Modification (DD980) is mandatory and must be greater than or equal to 0. DD976 Tier 2 NPV Test Result
DD980 Tier 2 Principal and Interest Payment After Modification		 Yes Hard Stop

ADE-451 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Principal and Interest Payment After Modification (DD980) must be within a plus or minus 0.5% tolerance of [[(Tier 2 Interest Rate After Modification (DD978) /100)/12] / [1-(1+(Tier 2 Interest Rate After Modification (DD978) /100)/12)^- Tier 2 Amortization Term After Modification (DD979)]] * Tier 2 Unpaid Principal Balance After Modification (DD981). DD976 Tier 2 NPV Test Result
DD978 Tier 2 Interest Rate After Modification
DD979 Tier 2 Amortization Term After Modification
DD980 Tier 2 Principal and Interest Payment After Modification
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-452 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Unpaid Principal Balance After Modification (DD981) is mandatory and must be greater than or equal to 0. DD976 Tier 2 NPV Test Result
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-453 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be populated. DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-455 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Post-mod (DD971) must be less than or equal to [Tier 2 Principal and Interest Payment After Modification (DD980) * Tier 2 Amortization Term After Modification (DD979)] + Tier 2 Principal Forbearance Amount (DD977). DD971 Tier 2 NPV Model Result Amount Post-mod
DD976 Tier 2 NPV Test Result
DD977 Tier 2 Principal Forbearance Amount
DD979 Tier 2 Amortization Term After Modification
DD980 Tier 2 Principal and Interest Payment After Modification		 Yes Hard Stop

ADE-456 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012, Tier 2 NPV Test Result (DD976) is mandatory and must be 1, 2, 3, 4, or 5. DD976 Tier 2 NPV Test Result Yes Hard Stop

ADE-469 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amortization Term After Modification (DD562) must be greater than or equal to Remaining Term. DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification Yes Hard Stop

ADE-470 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amortization Term After Modification (DD562) must be less than or equal to the greater of (480 or Remaining Term). DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification Yes Hard Stop

ADE-471 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562) must be blank. DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification Yes Hard Stop

ADE-472 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Amortization Term After Modification (DD984) must be greater than 0. DD9 Investor Code
DD119 NPV Date
DD975 Tier 2 PRA NPV Test Result
DD984 Tier 2 PRA Amortization Term After Modification		 Yes Hard Stop

ADE-473 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is not provided, Tier 2 PRA Amortization Term After Modification (DD984) must be greater than 0 and less than or equal to (the maximum of Remaining Term or 480). DD119 NPV Date
DD961 Tier 2 Override Amortization Term
DD975 Tier 2 PRA NPV Test Result
DD984 Tier 2 PRA Amortization Term After Modification		 Yes Hard Stop

ADE-474 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is provided, Tier 2 PRA Amortization Term After Modification (DD984) must equal Tier 2 Override Amortization Term (DD961). DD119 NPV Date
DD961 Tier 2 Override Amortization Term
DD975 Tier 2 PRA NPV Test Result
DD984 Tier 2 PRA Amortization Term After Modification		 Yes Hard Stop

ADE-475 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal Reduction Alternative (PRA) Amortization Term After Modification (DD984) must be blank. DD984 Tier 2 PRA Amortization Term After Modification Yes Hard Stop

ADE-476 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Amount (DD591) must be blank. DD591 Principal Reduction Alternative Amount Yes Hard Stop

ADE-477 If NPV Model Type code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date is on or after 10/01/2010 and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative Amount (DD591) must be greater than 0 and less than NPV Capitalized UPB Amount (DD955) if provided. DD591 Principal Reduction Alternative Amount
DD955 NPV Capitalized UPB Amount		 Yes Hard Stop

ADE-478 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be blank. DD568 Maximum Months Past Due in Past 12 Months Yes Hard Stop

ADE-479 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative Interest Rate After Modification (DD563) must be blank. DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification Yes Hard Stop

ADE-480 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be greater than or equal to 0 and less than or equal to 25. DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-481 If NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and NPV Date (DD119) is on or after 06/01/2012 and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Interest Rate after Modification (DD983) must be populated. DD119 NPV Date
DD975 Tier 2 PRA NPV Test Result
DD983 Tier 2 PRA Interest Rate After Modification		 Yes Hard Stop

ADE-482 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to Tier 2 Override Interest Rate (DD960). DD9 Investor Code
DD119 NPV Date
DD960 Tier 2 Override Interest Rate
DD983 Tier 2 PRA Interest Rate After Modification		 Yes Hard Stop

ADE-483 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier 2 Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). DD119 NPV Date
DD960 Tier 2 Override Interest Rate
DD975 Tier 2 PRA NPV Test Result
DD983 Tier 2 PRA Interest Rate After Modification		 No Hard Stop

ADE-484 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 2 and calculated MTMLTV percent is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). DD119 NPV Date
DD957 Occupancy Eligibility Type Code
DD960 Tier 2 Override Interest Rate
DD975 Tier 2 PRA NPV Test Result
DD983 Tier 2 PRA Interest Rate After Modification		 No Hard Stop

ADE-485 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Interest Rate After Modification (DD983) must be blank. DD983 Tier 2 PRA Interest Rate After Modification Yes Hard Stop

ADE-486 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, then Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must be blank. DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification Yes Hard Stop

ADE-487 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be populated. DD9 Investor Code
DD985 Tier 2 PRA Principal and Interest Payment After Modification		 Yes Hard Stop

ADE-488 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must equal [[(Tier 2 PRA Interest Rate After Mod/100)/12]/[1-(1+(Tier 2 PRA Interest Rate After Mod/100)/12)^- Tier 2 PRA Amortization Term After Mod]] * Tier 2 PRA UPB After Mod within plus or minus 0.5% tolerance of the calculated value. DD983 Tier 2 PRA Interest Rate After Modification
DD984 Tier 2 PRA Amortization Term After Modification
DD985 Tier 2 PRA Principal and Interest Payment After Modification
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-489 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank. DD985 Tier 2 PRA Principal and Interest Payment After Modification Yes Hard Stop

ADE-490 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative Unpaid Principal Balance After Modification (DD567) must be blank. DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification Yes Hard Stop

ADE-491 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Date (DD119) is on or after 10/01/2010 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567) + Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) + Principal Reduction Alternative (PRA) Principal Write-down (DD566) must be greater than or equal to Unpaid Principal Balance before Modification (DD225). DD225 Unpaid Principal Balance Before Modification
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-492 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be populated. DD9 Investor Code
DD975 Tier 2 PRA NPV Test Result
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-493 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank. DD986 Tier 2 PRA Unpaid Principal Balance After Modification Yes Hard Stop

ADE-495 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Principal Forbearance Amount (DD977) must be equal to Tier 2 Override Forbearance Amount (DD962), if provided. DD959 Tier 2 Investor Override Indicator
DD962 Tier 2 Override Forbearance Amount
DD976 Tier 2 NPV Test Result
DD977 Tier 2 Principal Forbearance Amount		 Yes Hard Stop

ADE-496 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and before 1/1/2016, calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.		 DD157 Property Valuation As is Value
DD955 NPV Capitalized UPB Amount
DD976 Tier 2 NPV Test Result
DD977 Tier 2 Principal Forbearance Amount
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-497 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2, and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Interest Rate After Modification (DD978) must be equal to Tier 2 Override Interest Rate (DD960), if provided. DD959 Tier 2 Investor Override Indicator
DD960 Tier 2 Override Interest Rate
DD976 Tier 2 NPV Test Result
DD978 Tier 2 Interest Rate After Modification		 Yes Hard Stop

ADE-498 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). DD957 Occupancy Eligibility Type Code
DD960 Tier 2 Override Interest Rate
DD976 Tier 2 NPV Test Result
DD978 Tier 2 Interest Rate After Modification		 No Hard Stop

ADE-499 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). DD119 NPV Date
DD957 Occupancy Eligibility Type Code
DD960 Tier 2 Override Interest Rate
DD976 Tier 2 NPV Test Result
DD978 Tier 2 Interest Rate After Modification		 No Hard Stop

ADE-500 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Amortization Term (DD961), if provided, must be greater than or equal to Remaining Term (DD164) and less than or equal to 600. DD164 Remaining Term
DD959 Tier 2 Investor Override Indicator
DD961 Tier 2 Override Amortization Term		 Yes Hard Stop

ADE-501 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Amortization Term After Modification (DD979) must be equal to Tier 2 Override Amortization Term (DD961), if provided. DD164 Remaining Term
DD959 Tier 2 Investor Override Indicator
DD961 Tier 2 Override Amortization Term
DD976 Tier 2 NPV Test Result
DD979 Tier 2 Amortization Term After Modification		 Yes Hard Stop

ADE-502 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is not provided, Tier 2 Amortization Term After Modification (DD979) must be equal to the maximum of Remaining Term (DD164) or 480. DD164 Remaining Term
DD961 Tier 2 Override Amortization Term
DD976 Tier 2 NPV Test Result
DD979 Tier 2 Amortization Term After Modification		 Yes Hard Stop

ADE-506 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be blank. DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Yes Hard Stop

ADE-508 If NPV Model Type Code is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, Post-Arrearage MTMLTV Percent (DD701) is greater than 115%, NPV Date (DD119) is on or after 10/01/2010 and Investor Code (DD9) is 3 or 4; then Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must not be equal to NPV Model Result Amount Post-Mod (DD120), if exists. DD120 NPV Model Result Amount Post-mod
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod		 Yes Warning

ADE-509 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must be greater than or equal to (0-(PRA UPB After Modification (DD567) * 0.15) - (( Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46)). DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-510 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must be less than or equal to [(PRA P&I Payment After Modification (DD564) * PRA Amortization Term After Modification (DD562)] + PRA Principal Forbearance Amount (DD565)). DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod		 Yes Warning
ADE-511 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must be populated. DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-512 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must be blank. DD973 Tier 2 PRA NPV Model Result Amount Post-mod Yes Hard Stop

ADE-513 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971), if exists. DD971 Tier 2 NPV Model Result Amount Post-mod
DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-514 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type (DD122) Code is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) is mandatory and must be filled and must be greater than or equal to (0 - (Tier 2 PRA UPB After Modification (DD986) * 0.15) - (( Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46)). DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD975 Tier 2 PRA NPV Test Result
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-515 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be less than or equal to (Tier 2 PRA P&I Payment After Modification (DD985) * Tier 2 PRA Amortization Term After Modification (DD984)). DD9 Investor Code
DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD984 Tier 2 PRA Amortization Term After Modification
DD985 Tier 2 PRA Principal and Interest Payment After Modification		 Yes Hard Stop

ADE-516 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be blank. DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-517 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be greater than or equal to (0-UPB Before Modification * 0.15) - (((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40)). DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-518 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Product Before Modification is 2, PRA NPV Model Result Amount Pre-mod (DD571) must be less than or equal to (Principal and Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115))). DD115 Months Past Due
DD135 Principal and Interest Payment Before Modification
DD164 Remaining Term
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Warning

ADE-519 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Product Before Modification (DD142) is not 2, PRA NPV Model Result Amount Pre-mod (DD571) must be less than or equal to [(Principal & Interest Payment Before Modification (DD135) * Months Past Due (DD115))] + UPB Before Modification (DD225). DD135 Principal and Interest Payment Before Modification
DD225 Unpaid Principal Balance Before Modification
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-520 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571) must equal NPV Model Result Amount Pre-Mod (DD121), if exists. DD121 NPV Model Result Amount Pre-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-521 If NPV Date (DD119) on or after 06/01/2012 and NPV Model Type Code (DD122) is 2, and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must be populated. DD9 Investor Code
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-523 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must not equal Tier 2 PRA NPV Model Result Amount Post Mod (DD973). DD9 Investor Code
DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-524 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972), if exists. DD9 Investor Code
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-525 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Product Before Modification is 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be less than or equal to (Principal & Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115))). DD9 Investor Code
DD115 Months Past Due
DD135 Principal and Interest Payment Before Modification
DD164 Remaining Term
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Warning

ADE-526 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Product Before Modification is not 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be less than or equal to (Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)) + Unpaid Principal Balance Before Modification (DD225). DD9 Investor Code
DD115 Months Past Due
DD135 Principal and Interest Payment Before Modification
DD225 Unpaid Principal Balance Before Modification
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-527 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) is mandatory and must be filled AND must be greater than or equal to (0 - (UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40). DD9 Investor Code
DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD225 Unpaid Principal Balance Before Modification
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-528 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Model Result Amount Pre-Mod (DD974) must be blank. DD974 Tier 2 PRA NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-529 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, PRA NPV Test Result (DD572) must be blank. DD572 Principal Reduction Alternative (PRA) NPV Test Result Yes Hard Stop

ADE-530 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is 1 (Positive), Principal Reduction Alternative NPV Model Result Amount Post-Mod (DD570) must be greater than or equal to Principal Reduction Alternative NPV Model Result Amount Pre Mod (DD571). DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD572 Principal Reduction Alternative (PRA) NPV Test Result
DD701 Post-Arrearage MTMLTV Percent
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-531 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) greater than or equal to 10/01/2010 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is 2 (Negative), then Principal Reduction Alternative NPV Model Result Amount Post-mod (DD570) must be less than Principal Reduction Alternative NPV Model Result Amount Pre-Mod (DD571). DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD572 Principal Reduction Alternative (PRA) NPV Test Result
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-532 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Test Result (DD975) must be populated and must be (1) Positive, (2) Negative, (3) Ineligible DTI, (4) Ineligible Payment, or (5) Ineligible DTI & Payment. DD9 Investor Code
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-533 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 (Positive), then Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be greater than or equal to Tier 2 PRA NPV Model Result Amount Pre-mod (DD974). DD9 Investor Code
DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-534 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 2 (Negative), then Tier 2 PRA NPV Model Result Amount Post-Mod (DD973) must be less than Tier 2 PRA NPV Model Result Amount Pre-mod (DD974). DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-538 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA NPV Test Result (DD975) must be blank. DD975 Tier 2 PRA NPV Test Result Yes Hard Stop

ADE-539 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, then Principal Reduction Alternative (PRA) Forbearance Amount (DD565) must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955), if provided. DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD701 Post-Arrearage MTMLTV Percent
DD955 NPV Capitalized UPB Amount		 Yes Hard Stop

ADE-540 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Reduction Alternative Principal Forbearance (DD565) Amount must be blank. DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount Yes Hard Stop

ADE-541 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be greater than 0 and less than or equal to NPV Capitalized UPB Amount (DD955), if provided. DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)
DD701 Post-Arrearage MTMLTV Percent
DD955 NPV Capitalized UPB Amount		 Yes Hard Stop

ADE-542 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be blank. DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) Yes Hard Stop

ADE-543 If NPV Date (DD119) is on or after 06/01/2012 and before 1/1/2016 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.		 DD9 Investor Code
DD157 Property Valuation As is Value
DD955 NPV Capitalized UPB Amount
DD963 Tier 2 Override PRA Principal Forgiveness Amount
DD975 Tier 2 PRA NPV Test Result
DD982 Tier 2 PRA Principal Write-down (Forgiveness)
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-544 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is provided, then Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be equal to Tier 2 Override PRA Principal Forgiveness Amount (DD963). DD9 Investor Code
DD963 Tier 2 Override PRA Principal Forgiveness Amount
DD975 Tier 2 PRA NPV Test Result
DD982 Tier 2 PRA Principal Write-down (Forgiveness)		 Yes Hard Stop

ADE-545 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) Amount must be blank. DD982 Tier 2 PRA Principal Write-down (Forgiveness) Yes Hard Stop

ADE-546 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 Override PRA Principal Forgiveness Amount (DD963) if provided must be greater than or equal to 0 and less than or equal to the NPV Capitalized UPB Amount (DD955). DD9 Investor Code
DD955 NPV Capitalized UPB Amount
DD963 Tier 2 Override PRA Principal Forgiveness Amount
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-547 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be blank. DD963 Tier 2 Override PRA Principal Forgiveness Amount Yes Hard Stop

ADE-548 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, NPV Capitalized UPB Amount (DD955), if provided, must equal Principal Reduction Alternative (PRA) UPB After Mod (DD567) + Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) + Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566). DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification
DD701 Post-Arrearage MTMLTV Percent
DD955 NPV Capitalized UPB Amount		 Yes Hard Stop

ADE-549 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Tier 2 PRA Unpaid Principal Balance After Modification (DD986) + Tier 2 PRA Principal Write-down (Forgiveness) (DD982). DD9 Investor Code
DD955 NPV Capitalized UPB Amount
DD975 Tier 2 PRA NPV Test Result
DD982 Tier 2 PRA Principal Write-down (Forgiveness)
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-550 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must equal [[(PRA Interest Rate After Mod/100)/12]/[1-(1+(PRA Interest Rate After Mod/100)/12)^- PRA Amortization Term After Mod]] * PRA Unpaid Principal Balance After Modification (DD562) within plus or minus 0.5% tolerance of the calculated value. DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-551 If Additional Data Reporting Type Code (DD967) is 2, Modification Evaluation Date (DD970) must be on or after 6/1/2012. DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 Yes Hard Stop

ADE-552 Additional Data Reporting Type Code (DD967) is mandatory and must be 1, 2, 3 or 4. DD967 Additional Data Reporting Type Code Yes Hard Stop

ADE-553 If Investor Code is (1) Fannie Mae or (2) Freddie Mac, Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2017. DD970 Modification Evaluation Date No Hard Stop

ADE-554 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is false, then Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), and Tier 2 Override PRA Principal Forgiveness Amount (DD963) must not be populated. DD959 Tier 2 Investor Override Indicator
DD960 Tier 2 Override Interest Rate
DD961 Tier 2 Override Amortization Term
DD962 Tier 2 Override Forbearance Amount
DD963 Tier 2 Override PRA Principal Forgiveness Amount		 Yes Hard Stop

ADE-555 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is (2-Fixed Rate), Tier 2 NPV Model Result Amount Pre-mod (DD972) must be less than or equal to Principal and Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115)). DD115 Months Past Due
DD135 Principal and Interest Payment Before Modification
DD142 Product Before Modification
DD164 Remaining Term
DD957 Occupancy Eligibility Type Code
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Warning

ADE-556 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Product Before Modification (DD142) is not (2-Fixed Rate), Tier 2 NPV Model Result Amount Pre-mod (DD972) must be less than or equal to [Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225). DD115 Months Past Due
DD135 Principal and Interest Payment Before Modification
DD142 Product Before Modification
DD225 Unpaid Principal Balance Before Modification
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-557 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Pre-mod (DD972) is mandatory and must be greater than or equal to 0 - (Unpaid Principal Balance Before Modification (DD225) * 0.15) - [(Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40]. DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD225 Unpaid Principal Balance Before Modification
DD972 Tier 2 NPV Model Result Amount Pre-mod
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-558 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Post-mod (DD971) is mandatory and must be greater than or equal to 0 - (Tier 2 Unpaid Principal Balance After Modification (DD981) * 0.15) - [Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46]. DD111 Monthly Hazard and Flood Insurance
DD114 Monthly Real Estate Taxes
DD971 Tier 2 NPV Model Result Amount Post-mod
DD976 Tier 2 NPV Test Result
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-559 If NPV Date (DD119) is before 6/1/2012, Tier 2 Amortization Term After Modification (DD979) must be blank. DD979 Tier 2 Amortization Term After Modification Yes Hard Stop

ADE-562 If NPV Date (DD119) is before 6/1/2012, Tier 2 Interest Rate After Modification (DD978) must be blank. DD978 Tier 2 Interest Rate After Modification Yes Hard Stop

ADE-563 If NPV Date (DD119) is before 6/1/2012, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank. DD980 Tier 2 Principal and Interest Payment After Modification Yes Hard Stop

ADE-564 If NPV Date (DD119) is before 6/1/2012, Tier 2 Unpaid Principal Balance After Modification (DD981) must be blank. DD981 Tier 2 Unpaid Principal Balance After Modification Yes Hard Stop

ADE-565 If NPV Date (DD119) is before 6/1/2012, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank. DD964 Tier 2 Non-PRA Forgiveness Amount Yes Hard Stop

ADE-566 If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank. DD971 Tier 2 NPV Model Result Amount Post-mod Yes Hard Stop

ADE-567 If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank. DD972 Tier 2 NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-568 If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Test Result (DD976) must be blank. DD976 Tier 2 NPV Test Result Yes Hard Stop

ADE-569 If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Forbearance Amount (DD962) must be blank. DD962 Tier 2 Override Forbearance Amount Yes Hard Stop

ADE-570 If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Interest Rate (DD960) must be blank. DD960 Tier 2 Override Interest Rate Yes Hard Stop

ADE-571 If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Amortization Term (DD961) must be blank. DD961 Tier 2 Override Amortization Term Yes Hard Stop

ADE-572 If NPV Date (DD119) is before 6/1/2012, Tier 2 Investor Override Indicator (DD959) must be blank. DD959 Tier 2 Investor Override Indicator Yes Hard Stop

ADE-573 If NPV Date (DD119) is before 6/1/2012, Tier 2 Principal Forbearance Amount (DD977) must be blank. DD977 Tier 2 Principal Forbearance Amount Yes Hard Stop

ADE-574 If NPV Date (DD119) is before 6/1/2012, Monthly Gross Rental Income Amount (DD956) must be blank. DD956 Monthly Gross Rental Income Amount Yes Hard Stop

ADE-575 If NPV Date (DD119) is before 6/1/2012, Primary Residence Total Housing Expense Amount (DD958) must be blank. DD958 Primary Residence Total Housing Expense Amount Yes Hard Stop

ADE-577 If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA Amortization Term After Modification (DD984) must be blank. DD984 Tier 2 PRA Amortization Term After Modification Yes Hard Stop

ADE-578 If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Interest Rate After Modification (DD983) must be blank. DD983 Tier 2 PRA Interest Rate After Modification Yes Hard Stop

ADE-579 If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank. DD985 Tier 2 PRA Principal and Interest Payment After Modification Yes Hard Stop

ADE-580 If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank. DD986 Tier 2 PRA Unpaid Principal Balance After Modification Yes Hard Stop

ADE-581 If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Model Result Amount Post-Mod (DD973) must be blank. DD973 Tier 2 PRA NPV Model Result Amount Post-mod Yes Hard Stop

ADE-582 If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must be blank. DD974 Tier 2 PRA NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-583 If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Test Result (DD975) must be blank. DD975 Tier 2 PRA NPV Test Result Yes Hard Stop

ADE-584 If NPV Date is before 06/01/2012, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be blank. DD982 Tier 2 PRA Principal Write-down (Forgiveness) Yes Hard Stop

ADE-585 If NPV Date (DD119) is before 06/01/2012, Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be blank. DD963 Tier 2 Override PRA Principal Forgiveness Amount Yes Hard Stop

ADE-586 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Sex Type Code (DD58) must be blank. DD58 Co-Borrower Sex Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-587 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Race Type Code (DD57) must be blank. DD57 Co-Borrower Race Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-588 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Ethnicity Type Code (DD54) must be blank. DD54 Co-Borrower Ethnicity Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-589 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Sex Type Code (DD42) must be blank. DD42 Borrower Sex Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-590 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Race Type Code (DD41) must be blank. DD41 Borrower Race Type Code
DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-591 If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Ethnicity Type Code (DD36) must be blank. DD36 Borrower Ethnicity Type Code

DD162 Race/Ethnicity/Gender Source Type Code		 Yes Hard Stop

ADE-592 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Tier 2 Unpaid Principal Balance After Modification (DD981) + Tier 2 Principal Forbearance Amount (DD977) + Tier 2 Non-PRA Forgiveness Amount (DD964). DD955 NPV Capitalized UPB Amount
DD964 Tier 2 Non-PRA Forgiveness Amount
DD976 Tier 2 NPV Test Result
DD977 Tier 2 Principal Forbearance Amount
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-593 If NPV Model Type Code (DD122) is 2, Estimated Default Rate (DD70) must be greater than Re-Default Rate (DD163). DD70 Estimated Default Rate
DD163 Re-default Rate		 Yes Warning

ADE-594 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is (3-Private) or (4-Portfolio), GSE Loan Number (DD5) must be blank. DD5 GSE Loan Number
DD9 Investor Code		 Yes Hard Stop

ADE-595 If NPV Model Type Code is 2, Months Past Due (DD115) must be less than the calculated Loan Age. DD115 Months Past Due Yes Hard Stop

ADE-597 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is not 2, NPV Model Result Amount Pre-mod (DD121), if exists, must be less than or equal to [[Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225)]. DD121 NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-598 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Test Result (DD123) is 1 (Positive), then NPV Model Result Amount Post-mod (DD120) must be greater than or equal to NPV Model Result Amount Pre-mod (DD121). DD120 NPV Model Result Amount Post-mod
DD121 NPV Model Result Amount Pre-mod
DD123 NPV Test Result
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-599 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Test Result (DD123) is 2 (Negative) NPV Model Result Amount Post-mod (DD120) must be less than NPV Model Result Amount Pre-mod (DD121). DD120 NPV Model Result Amount Post-mod
DD121 NPV Model Result Amount Pre-mod
DD957 Occupancy Eligibility Type Code		 Yes Hard Stop

ADE-600 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be within a plus or minus 0.5% tolerance of [[(Interest Rate After Modification (DD83) / 100)/12] / [1-(1+(Interest Rate After Modification (DD83) / 100) / 12) ^- Amortization Term After Modification (DD24)]] * Unpaid Principal Balance After Modification (DD222). DD132 Principal and Interest Payment After Modification Yes Hard Stop

ADE-601 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be less than Principal and Interest Payment Before Modification (DD135). DD132 Principal and Interest Payment After Modification
DD135 Principal and Interest Payment Before Modification		 Yes Hard Stop

ADE-602 If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Unpaid Principal Balance Before Modification (DD225) must be less than or equal to (Unpaid Principal Balance After Modification (DD222) + Principal Forbearance (DD136) + Principal Write-down (Forgiveness) (DD139)). DD123 NPV Test Result
DD136 Principal Forbearance Amount
DD139 Principal Write-down (Forgiveness)
DD222 Unpaid Principal Balance After Modification
DD225 Unpaid Principal Balance Before Modification		 Yes Hard Stop

ADE-603 If NPV Date (DD119) is before 6/1/2012 and NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1 or 5. DD957 Occupancy Eligibility Type Code Yes Hard Stop

ADE-604 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 4/15/2009 and on or before 7/5/2009, NPV Code Version (DD118) must be greater than or equal to 1 and less than 2. DD118 NPV Code Version
DD119 NPV Date		 Yes Hard Stop

ADE-605 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 7/6/2009 and on or before 8/31/2009, NPV Code Version (DD118) must be greater than or equal to 2 and less than 3. DD118 NPV Code Version
DD119 NPV Date		 Yes Hard Stop

ADE-606 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 9/1/2009 and on or before 9/30/2010, NPV Code Version (DD118) must be greater than or equal to 3 and less than 4. DD118 NPV Code Version
DD119 NPV Date		 Yes Hard Stop

ADE-607 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 10/1/2010 and on or before 5/31/2012, NPV Code Version (DD118) must be greater than or equal to 4 and less than 5. DD118 NPV Code Version
DD119 NPV Date		 Yes Hard Stop

ADE-608 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and on or before 3/31/2015, NPV Code Version (DD118) must be greater than or equal to 5 and less than 6. DD118 NPV Code Version Yes Hard Stop

ADE-609 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be greater or equal to Months Past Due (DD115). DD115 Months Past Due
DD568 Maximum Months Past Due in Past 12 Months
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-610 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent(DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be less than or equal to the calculated Loan Age. DD568 Maximum Months Past Due in Past 12 Months
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-611 If Additional Data Reporting Type Code (DD967) is 1, HAMP Tier 1 Not Offered Reason Code (DD987) must be blank. DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-612 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24), if exists, must be greater than or equal to Remaining Term (DD164). DD24 Amortization Term After Modification
DD164 Remaining Term		 Yes Hard Stop

ADE-613 If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 1, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 729,750.00. DD148 Property Number of Units
DD225 Unpaid Principal Balance Before Modification		 Yes Hard Stop

ADE-614 If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 2, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 934,200.00. DD148 Property Number of Units
DD225 Unpaid Principal Balance Before Modification		 Yes Hard Stop

ADE-615 If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 3, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 1,129,250.00. DD148 Property Number of Units
DD225 Unpaid Principal Balance Before Modification		 Yes Hard Stop

ADE-616 If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 4, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 1,403,400.00. DD148 Property Number of Units
DD225 Unpaid Principal Balance Before Modification		 Yes Hard Stop

ADE-617 If NPV Date (DD119) is provided and is on or after 6/1/2012, it must be equal to Modification Evaluation Date (DD970). DD119 NPV Date
DD970 Modification Evaluation Date		 Yes Hard Stop

ADE-618 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Principal Forbearance Amount (DD977) must be blank. DD977 Tier 2 Principal Forbearance Amount Yes Hard Stop

ADE-619 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Interest Rate After Modification (DD978) must be blank. DD978 Tier 2 Interest Rate After Modification Yes Hard Stop

ADE-620 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Amortization Term After Modification (DD979) must be blank. DD979 Tier 2 Amortization Term After Modification Yes Hard Stop

ADE-621 If Race/Ethnicity/Gender Source Type Code (DD162) is 6 (Previously Reported), the associated loan must exist in the HAMP System with Race/Ethnicity/Gender Source Type Code (DD162) equal to 1, 2, 3 or 4. DD162 Race/Ethnicity/Gender Source Type Code No Hard Stop

ADE-622 If NPV Model Type Code (DD122) is 5, the associated modification must have NPV previously reported with NPV Model Type Code 2. DD122 NPV Model Type Code No Hard Stop

ADE-623 NPV Date (DD119), if provided, must be equal to NPV Date (DD119) from latest servicer-submitted Trial Loan Setup where the associated modification is Trial Active or Official in any State. DD119 NPV Date No Hard Stop

ADE-624 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be blank. DD975 Tier 2 PRA NPV Test Result
DD982 Tier 2 PRA Principal Write-down (Forgiveness)		 Yes Hard Stop

ADE-625 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Interest Rate After Modification (DD983) must be blank. DD975 Tier 2 PRA NPV Test Result
DD983 Tier 2 PRA Interest Rate After Modification		 Yes Hard Stop

ADE-626 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Amortization Term After Modification (DD984) must be blank. DD975 Tier 2 PRA NPV Test Result
DD984 Tier 2 PRA Amortization Term After Modification		 Yes Hard Stop

ADE-627 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank. DD975 Tier 2 PRA NPV Test Result
DD985 Tier 2 PRA Principal and Interest Payment After Modification		 Yes Hard Stop

ADE-628 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank. DD975 Tier 2 PRA NPV Test Result
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-629 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be blank. DD973 Tier 2 PRA NPV Model Result Amount Post-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-630 If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be blank. DD974 Tier 2 PRA NPV Model Result Amount Pre-mod
DD975 Tier 2 PRA NPV Test Result		 Yes Hard Stop

ADE-631 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank. DD980 Tier 2 Principal and Interest Payment After Modification Yes Hard Stop

ADE-632 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Unpaid Principal Balance After Modification (DD981) must be blank. DD981 Tier 2 Unpaid Principal Balance After Modification Yes Hard Stop

ADE-633 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank. DD972 Tier 2 NPV Model Result Amount Pre-mod Yes Hard Stop

ADE-634 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank. DD971 Tier 2 NPV Model Result Amount Post-mod Yes Hard Stop

ADE-635 If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank. DD964 Tier 2 Non-PRA Forgiveness Amount Yes Hard Stop

ADE-636 If Additional Data Reporting Type Code (DD967) is 3, Trial Not Approved/Not Accepted Reason Code (DD218) must be provided. DD218 Trial Not Approved/Not Accepted Reason Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-639 If Additional Data Reporting Type Code (DD967) is 3, Trial Fallout Reason Code (DD217) must be blank. DD217 Trial Fallout Reason Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-640 If Additional Data Reporting Type Code (DD967) is 1, 2 or 4, Trial Not Approved/Not Accepted Reason Code (DD218) must be blank. DD218 Trial Not Approved/Not Accepted Reason Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-641 If Trial Not Approved Not Accepted Reason Code (DD218) is provided, Additional Data Reporting Type Code (DD967) must be equal to 3. DD218 Trial Not Approved/Not Accepted Reason Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-642 If HAMP Tier 1 Not Offered Reason Code (DD987) is provided, Additional Data Reporting Type Code (DD967) must be 2, 3 or 4. DD967 Additional Data Reporting Type Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-643 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, HAMP Tier 1 Not Offered Reason Code (DD987) must be provided. DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-644 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Post-Arrearage MTMLTV Percent (DD701) is less than or equal to 115% and if any ONE of the following is populated then all the others must also be populated:

Maximum Months Past Due in Past 12 Months (DD568)
Principal Reduction Alternative Amount (DD591)
Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563)
Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562)
Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565)
Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564)
Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566)
Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567)
Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570)
Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571)
Principal Reduction Alternative (PRA) NPV Test Result (DD572).		 DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification
DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification
DD568 Maximum Months Past Due in Past 12 Months
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod
DD572 Principal Reduction Alternative (PRA) NPV Test Result
DD591 Principal Reduction Alternative Amount
DD701 Post-Arrearage MTMLTV Percent		 Yes Hard Stop

ADE-645 If Additional Data Reporting Type Code (DD967) is 1, 2 or 4 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date. DD9 Investor Code
DD1003 Repurchase Type Code		 No Hard Stop

ADE-646 If Additional Data Reporting Type Code (DD967) is 1, 2 or 4, a corresponding modification of the same Tier must exist in the HAMP System. DD967 Additional Data Reporting Type Code No Hard Stop

ADE-647 If Additional Data Reporting Type Code (DD967) is 2 and HAMP Tier 1 Not Offered Reason Code (DD987) is not provided, there must be a corresponding modification in the HAMP System for which HAMP Tier 1 Not Offered Reason Code (DD987) was provided. DD967 Additional Data Reporting Type Code
DD987 HAMP Tier 1 Not Offered Reason Code
 No Hard Stop

ADE-648 If Trial Not Approved Not Accepted Reason Code (DD218) is (18-Submission Error Correction), there must be an associated Trial Not Approved/Not Accepted of the same Tier in the HAMP system. DD218 Trial Not Approved/Not Accepted Reason Code No Hard Stop

ADE-649 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active or Official Paid Off and 1st Trial Payment Due Date (DD17) is before Modification Evaluation Date of the ADR record. DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 No Hard Stop

ADE-650 If Additional Data Reporting Type Code is 3, HAMP Tier 1 Not Offered Reason Code (DD987), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, 25, or 29. DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-651 If Modification Evaluation Date (DD970) is before 6/1/2012, Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, or 25. DD218 Trial Not Approved/Not Accepted Reason Code Yes Hard Stop

ADE-652 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4, Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 4, 5, 6, 7, 8, 9, 10, 11, 13, 18, 19, 20, 21, 24, 25, 26, 27, 28 or 29. DD218 Trial Not Approved/Not Accepted Reason Code Yes Hard Stop

ADE-653 If Modification Evaluation Date (DD970) is before 6/1/2012 and NPV Model Type Code (DD122) is 5 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, NPV Test Result must be 2 in the previously-reported record. DD123 NPV Test Result
DD218 Trial Not Approved/Not Accepted Reason Code		 No Hard Stop

ADE-654 If Modification Evaluation Date (DD970) is before 6/1/2012 and NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, NPV Test Result (DD123) must be 2. DD123 NPV Test Result
DD218 Trial Not Approved/Not Accepted Reason Code		 Yes Hard Stop

ADE-655 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 5 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, Tier 2 NPV Test Result must be 2 in the previously-reported record. DD218 Trial Not Approved/Not Accepted Reason Code
DD976 Tier 2 NPV Test Result		 No Hard Stop

ADE-656 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, Tier 2 NPV Test Result (DD976) must be 2. DD218 Trial Not Approved/Not Accepted Reason Code
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-659 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 5 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 28 and there is NPV information in the HAMP System for the associated modification, Tier 2 NPV Test Result must be 3 or 5 in the previously-reported record. DD218 Trial Not Approved/Not Accepted Reason Code
DD976 Tier 2 NPV Test Result		 No Hard Stop

ADE-660 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 28, Tier 2 NPV Test Result (DD976) must be 3 or 5. DD218 Trial Not Approved/Not Accepted Reason Code
DD976 Tier 2 NPV Test Result		 Yes Hard Stop

ADE-661 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1), they both must be 1. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-662 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 4), they both must be 4. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-663 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 11), they both must be 11. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-664 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 21), they both must be 21. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-665 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 18), they both must be 18. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-666 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 24), they both must be 24. DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-667 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 5 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, NPV Test Result must be 2 in the previously-reported record. DD218 Trial Not Approved/Not Accepted Reason Code No Hard Stop

ADE-668 If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, NPV Test Result (DD123) must be 2. DD218 Trial Not Approved/Not Accepted Reason Code Yes Hard Stop

ADE-669 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2, HAMP Tier 1 Not Offered Reason Code (DD987) must equal Trial Not Approved/Not Accepted Reason Code (DD218). DD218 Trial Not Approved/Not Accepted Reason Code
DD967 Additional Data Reporting Type Code
DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-670 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 1 or 2, Tier 2 Investor Override Indicator (DD959) must be false. DD959 Tier 2 Investor Override Indicator Yes Hard Stop

ADE-671 If NPV Model Type Code (DD122) is 6 and Additional Data Reporting Type Code is 1 or 2, Trial Fallout Reason Code (DD217) must be provided. DD217 Trial Fallout Reason Code Yes Hard Stop

ADE-672 If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4, Tier 2 Non-PRA Forgiveness Amount (DD964), if provided, must be greater than or equal to 0. DD964 Tier 2 Non-PRA Forgiveness Amount Yes Hard Stop

ADE-674 If Additional Data Reporting Type Code (DD967) is 2, HAMP Tier 1 Not Offered Reason Code (DD987), if provided, must be 2, 3, 7, 10, 12, or 29. DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-675 If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1, 4, 11, 18 or 30, there must not be an active HAFA Notification or HAFA Setup for the loan in the HAMP System. DD217 Trial Fallout Reason Code
DD218 Trial Not Approved/Not Accepted Reason Code		 No Hard Stop

ADE-676 If Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1 or 5. DD957 Occupancy Eligibility Type Code Yes Hard Stop

ADE-677 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and [Trial Not Approved/Not Accepted Reason Code (DD218) or HAMP Tier 1 Not Offered Reason Code (DD987)] is 29, there must be one or more of the following for the loan in the HAMP System:
a. Trial Not Approved/Not Accepted
b. Official Disqualified
c. Trial Cancel with Trial Fallout Reason Code (8-Offer Not Accepted by Borrower/Request Withdrawn)		 DD218 Trial Not Approved/Not Accepted Reason Code
DD987 HAMP Tier 1 Not Offered Reason Code
 No Hard Stop

ADE-678 If NPV Model Type Code (DD122) is 6 and Additional Data Reporting Type Code (DD967) is 1 or 2, the associated modification must not have NPV previously reported in the HAMP System. DD122 NPV Model Type Code No Hard Stop

ADE-679 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, reject the transaction if:
a. There is an active HAFA Notification or HAFA Setup on the loan AND
b. There is no existing ADR matched to the loan with a Modification Evaluation Date on or after 6/1/2012 		DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 No Hard Stop

ADE-681 If Additional Data Reporting Type Code (DD967) is 2 and Trial Fallout Reason Code (DD217) is (14-Trial Plan Default), reject the transaction if the latest modification associated with the loan is Tier 1 Trial Active or Official any state. DD217 Trial Fallout Reason Code No Hard Stop

ADE-683 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank. DD964 Tier 2 Non-PRA Forgiveness Amount Yes Hard Stop

ADE-685 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, and there is a Tier 1 Modification for the loan in the HAMP System that is Official Withdrawn, the Withdrawn Tier 1 modification must have Action Code (DD20) of 63 (Proprietary Remodification) or 64 (GSE Repurchase After Initial Modification Term). DD20 Action Code
DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 No Hard Stop

ADE-686 Reject the ADR transaction if Additional Data Reporting Type Code (DD967) is 3 (HAMP NANA) and Modification Evaluation Date (DD970) is on or after 6/1/2012, and it is received in the same cycle as a Tier 1 OMR with Action Code (DD20) of 63 (Proprietary Remodification) or 64 (GSE Repurchase After Initial Modification Term). DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 No Hard Stop

ADE-688 If Investor Code (DD9) is (3) Private or (4) Portfolio, Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2017. DD970 Modification Evaluation Date No Hard Stop

ADE-689 An ADR transaction is not allowed on a loan that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B. DD1037 SVT Transfer Reason Code
DD1056 SVT Deal State Code
DD1057 SVT Loan State Code		 No Hard Stop

ADE-690 If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 4/1/2015, NPV Code Version (DD118) must be greater than or equal to 6. DD118 NPV Code Version Yes Hard Stop

ADE-691 If Additional Data Reporting Type Code (DD967) is 4, NPV Model Type Code (DD122) must be 6. DD122 NPV Model Type Code
DD967 Additional Data Reporting Type Code		 Yes Hard Stop

ADE-692 If Additional Data Reporting Type Code (DD967) is 4, Modification Evaluation Date (DD970) must be on or after 9/1/2015. DD967 Additional Data Reporting Type Code
DD970 Modification Evaluation Date		 Yes Hard Stop

ADE-693 If Trial Fallout Reason Code (DD217) is (33) Failure to Meet Streamline HAMP Eligibility, Additional Data Reporting Type Code (DD967) must be 4. DD217 Trial Fallout Reason Code Yes Hard Stop

ADE-694 If HAMP Tier 1 Not Offered Reason Code (DD987) is (30) Streamline HAMP, if provided, Additional Data Reporting Type Code (DD967) must be (4) Streamline HAMP. DD987 HAMP Tier 1 Not Offered Reason Code
 Yes Hard Stop

ADE-695 Additional Data Reporting Type Code (DD967) of 3 shall be rejected, if the associated modification of the same Tier is in Trial Cancel state with the Trial Fallout reason code of (32) Modification Documents Not Returned by Borrower. DD967 Additional Data Reporting Type Code No Hard Stop

ADE-696 Trial Fallout Reason Code (DD217) of (14) Trial Plan Default, (32) Modification Documents Not Returned by Borrower or (33) Failure to Meet Streamline HAMP Eligibility will be rejected if it will result in there being more than two Tier 1, Tier 2 or Streamline HAMP loans in the HAMP system in the following states:
- Trial Active (any tier)
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)		 DD217 Trial Fallout Reason Code No Hard Stop

ADE-701 If Additional Data Reporting Type Code (DD967) is 3, Modification Evaluation Date (DD970) is on or after 6/1/2012 and Trial Not Approved/Not Accepted Reason Code (DD218) is not 18. Submission Error Correction, there cannot be a Streamline HAMP Modification for the loan in the HAMP System that is Trial Active, Trial Canceled with a Trial Fallout Reason Code of 11. Loan Paid Off, Official Active or Official Paid Off with a Modification Effective Date (DD105) that is on or before the Modification Evaluation Date (DD970). DD218 Trial Not Approved/Not Accepted Reason Code
DD970 Modification Evaluation Date		 No Hard Stop

ADE-703 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 1/1/2016 and calculated Post-Capitalization MTMLTV Percent is greater than 115%, and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.		 DD9 Investor Code
DD119 NPV Date
DD157 Property Valuation As is Value
DD955 NPV Capitalized UPB Amount
DD962 Tier 2 Override Forbearance Amount
DD976 Tier 2 NPV Test Result
DD977 Tier 2 Principal Forbearance Amount
DD981 Tier 2 Unpaid Principal Balance After Modification		 Yes Hard Stop

ADE-704 If NPV Date (DD119) is on or after 1/1/2016 and NPV Model Type Code (DD122) is 2, and calculated Post-Capitalization MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.		 DD9 Investor Code
DD119 NPV Date
DD122 NPV Model Type Code
DD157 Property Valuation As is Value
DD955 NPV Capitalized UPB Amount
DD963 Tier 2 Override PRA Principal Forgiveness Amount
DD975 Tier 2 PRA NPV Test Result
DD982 Tier 2 PRA Principal Write-down (Forgiveness)
DD986 Tier 2 PRA Unpaid Principal Balance After Modification		 Yes Hard Stop

Sheet 3: Current Change Log






Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 11/01/2016







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

7/28/2016 ADR Data Rules ADE-412
Rule Details If there is an associated modification in the HAMP System that is Trial Active or Official (any state), NPV Model Type Code (DD122) must not be 3. If there is an associated modification in the HAMP System that is Trial Active or Official (any state), NPV Model Type Code (DD122) must not be (3) NPV model not yet executed, unless a Trial Cancel is submitted with a Trial Fallout Reason Code of (18) Submission Error Correction.

7/28/2016 ADR Data Rules ADE-610
Rule Details If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent(DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be less than the calculated Loan Age. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent(DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be less than or equal to the calculated Loan Age.

7/28/2016 ADR Data Rules ADE-649
Rule Details If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active or Official Paid Off. If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active or Official Paid Off and 1st Trial Payment Due Date (DD17) is before Modification Evaluation Date of the ADR record.










Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 04/01/2016







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

1/21/2016 ADR Data Dictionary DD217 Trial Fallout Reason Code Allowable Values - enumeration 30 description 30. Transfer to Non Participating Entity 30. Repurchase/Involuntary Transfer

1/21/2016 ADR Data Rules ADE-241
Rule Details If NPV Model Type Code is 2, Amortization Term at Origination, if provided, must be numeric and positive and must be greater than 0. If NPV Model Type Code (DD122) is 2, Amortization Term at Origination (DD25), if provided, must be numeric and positive and must be greater than 0.

1/21/2016 ADR Data Rules ADE-244
Rule Details If NPV Model Type Code is 2, Interest Rate at Origination, if provided, must be numeric and greater than 0. If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD25), if provided, must be numeric and greater than 0.

10/29/2015 ADR Data Dictionary DD45 Borrower Total Monthly Obligations Mandatory/Conditional Conditonal Optional

10/29/2015 ADR Data Dictionary DD95 LTV at Origination (1st Lien only) Mandatory/Conditional Conditonal Optional

10/29/2015 ADR Data Dictionary DD84 Interest Rate at Origination Mandatory/Conditional Conditonal Optional

10/29/2015 ADR Data Dictionary DD25 Amortization Term at Origination Mandatory/Conditional Conditonal Optional

10/29/2015 ADR Data Dictionary DD122 NPV Model Type Code Allowable Values Enumeration:
1. Base NPV Model - Treasury hosted
2. Base NPV Model - Servicer hosted
3. NPV model not yet executed
4. NPV not required
5. Base NPV Model - Servicer hosted and NPV previously reported
6. NPV Data Not Available (Evidence Required in Loan File)		 Enumeration:
1. Base NPV Model - Treasury hosted
2. Base NPV Model - Servicer hosted
3. NPV model not yet executed
4. NPV not required
5. Base NPV Model - Servicer hosted and NPV previously reported
6. NPV Data Not Available or Not Applicable

10/29/2015 ADR Data Dictionary DD967 Additional Data Reporting Type Code Allowable Values Enumerations:
1. Tier 1
2. Tier 2
3. HAMP NANA		 Enumerations:
1. Tier 1
2. Tier 2
3. HAMP NANA
4. Streamline HAMP

10/29/2015 ADR Data Dictionary DD970 Modification Evaluation Date Description The date that the loan was evaluated for the HAMP modification. If submitting NPV Data, this field must match the NPV Date. For Tier 1 and Tier 2: The date that the loan was evaluated for the HAMP modification. If submitting NPV Data, this field must match the NPV Date.
For Streamline HAMP: The date the servicer determines the interest rate for the borrower’s Streamline HAMP modification terms.

10/29/2015 ADR Data Dictionary DD984 Tier 2 PRA Amortization Term After Modification Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

10/29/2015 ADR Data Dictionary DD983 Tier 2 PRA Interest Rate After Modification Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

10/29/2015 ADR Data Dictionary DD985 Tier 2 PRA Principal and Interest Payment After Modification Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio.

10/29/2015 ADR Data Dictionary DD973 Tier 2 PRA NPV Model Result Amount Post-mod Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

10/29/2015 ADR Data Dictionary DD974 Tier 2 PRA NPV Model Result Amount Pre-mod Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 NPV Test Result is (1) Positive or (2) Negative If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative

10/29/2015 ADR Data Dictionary DD975 Tier 2 PRA NPV Test Result Condition Under Which Data is Required For ADR Transaction:
If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio		 If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio

10/29/2015 ADR Data Dictionary DD977 Tier 2 Principal Forbearance Amount Mandatory/Conditional Mandatory Conditional

10/29/2015 ADR Data Dictionary DD977 Tier 2 Principal Forbearance Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative

10/29/2015 ADR Data Dictionary DD982 Tier 2 PRA Principal Write-down (Forgiveness) Mandatory/Conditional Mandatory Conditonal

10/29/2015 ADR Data Dictionary DD982 Tier 2 PRA Principal Write-down (Forgiveness) Condition Under Which Data is Required If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and MTMLTV is greater than 115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative

10/29/2015 ADR Data Dictionary DD217 Trial Fallout Reason Code Description A code that specifies the reason why a borrower fell out or withdrew from the trial or completed the trial and did not enter the official modification. A trial modification with a reason that results in cancellation of the modification, means the modification may be re-submitted as a trial. A trial modification with a reason that results in disqualification, means the modification may never be re-submitted within the same tier. A code that specifies the reason why a borrower fell out or withdrew from the trial or completed the trial and did not enter the official modification.
Servicers can also use this attribute to correct a previously submitted ADR transaction.

10/29/2015 ADR Data Dictionary DD217 Trial Fallout Reason Code Condition Under Which Data is Required If borrower fell out or withdrew from the trial or completed the trial but did not enter the official modification or the trial was reported in error OR if NPV Model Type Code is (6) NPV Data Not Available (Evidence Required in Loan File) If borrower fell out or withdrew from the trial, completed the trial but did not enter the official modification or the trial was previously reported in error.

10/29/2015 ADR Data Dictionary DD217 Trial Fallout Reason Code Allowable Values The following code results in the modification being disqualified:

14. Trial Plan Default

The following codes result in the modification being cancelled:

8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Transfer to Non Participating Entity		 The following code results in the modification being disqualified:

14. Trial Plan Default

The following codes result in the modification being cancelled:

8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Transfer to Non Participating Entity
31. Other Permanent HAMP Modification
32. Modification Documents Not Returned by Borrower
33. Failure to Meet Streamline HAMP Eligibility

Future trial setup submissions in any tier will not be allowed with a code of 11. Loan Paid Off.

Future trial setup submissions within the same tier (Tier 1, Tier 2 or Streamline HAMP) will not be allowed with the following codes:
14. Trial Plan Default
31. Other Permanent HAMP Modification
32. Modification Documents Not Returned by Borrower
33. Failure to Meet Streamline HAMP Eligibility

10/29/2015 ADR Data Dictionary DD987 HAMP Tier 1 Not Offered Reason Code Description A code that specifies the reason why a borrower was not offered a Tier 1 trial plan. A code that specifies the reason why a borrower was not offered a Tier 1 or trial plan. 
The field can also be used to report when a borrower was placed in a Streamline HAMP trial modification and also submitted a complete package for a Tier 1 or Tier 2 modification but was denied.

10/29/2015 ADR Data Dictionary DD987 HAMP Tier 1 Not Offered Reason Code Allowable Values Enumeration:
1. Ineligible Mortgage
2. Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property - Property Condemned, Property > 4 units
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent-Default Status Not Eligible
10. Property and/or Borrower Exceeds Allowable Number of HAMP Modifications
11. Loan Paid Off
12. Excessive Forbearance
13. Request Incomplete
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
24. Dodd Frank Certification Non-Compliance
25. Ineligible Borrower
29. No Change in Circumstance		 Enumeration:
1. Ineligible Mortgage
2. Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property - Property Condemned, Property > 4 units
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent-Default Status Not Eligible
10. Property and/or Borrower Exceeds Allowable Number of HAMP Modifications
11. Loan Paid Off
12. Excessive Forbearance
13. Request Incomplete
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
24. Dodd Frank Certification Non-Compliance
25. Ineligible Borrower
29. No Change in Circumstance
30. Streamline HAMP

If the borrower was evaluated for a Tier 1 modification and was not offered a Streamline HAMP modification, submit reasons 1 through 29.

If the borrower was placed in a Streamline HAMP trial modification and also submitted a complete package for a Tier 1 or Tier 2 modification but was denied, submit ‘Streamline HAMP’.

If the borrower was placed in a Streamline HAMP modification and not evaluated for a Tier 1 or Tier 2, do not submit a value.

10/29/2015 ADR Data Rules ADE-212
Rule Details Trial Fallout Reason Code (DD217) must be 8, 11, 14, 18, 19, 20, 21, 23, 24, or 30, if provided. Trial Fallout Reason Code (DD217) must be 8, 11, 14, 18, 19, 20, 21, 23, 24, 30, 31, 32 or 33, if provided.

10/29/2015 ADR Data Rules ADE-241
Rule Details If NPV Model Type Code is 2, Amortization Term at Origination is mandatory and must be filled and must be numeric and positive and must be greater than 0. If NPV Model Type Code is 2, Amortization Term at Origination, if provided, must be numeric and positive and must be greater than 0.

10/29/2015 ADR Data Rules ADE-244
Rule Details If NPV Model Type Code is 2, Interest Rate at Origination is mandatory and must be filled and must be numeric and greater than 0. If NPV Model Type Code is 2, Interest Rate at Origination, if provided, must be numeric and greater than 0.

10/29/2015 ADR Data Rules ADE-247
Rule Details If NPV Model Type Code (DD122) is 2, LTV at Origination (DD95) is mandatory and must be filled AND must be greater than or equal to 0.00001. If NPV Model Type Code (DD122) is 2, LTV at Origination (DD95), if provided, must be greater than or equal to 0.00001.

10/29/2015 ADR Data Rules ADE-271
Rule Details If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45) is mandatory and must be filled AND must be greater than or equal to the sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135)) AND must be numeric. If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45), if provided, must be greater than or equal to the sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135)) AND must be numeric.

10/29/2015 ADR Data Rules ADE-389
Rule Details If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45) must be less than or equal to 999999999999999999.99 If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45), if provided, must be less than or equal to 999999999999999999.99.

10/29/2015 ADR Data Rules ADE-394
Rule Details If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD84) must be less than or equal to 25. If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD84), if provided, must be less than or equal to 25.

10/29/2015 ADR Data Rules ADE-396
Rule Details If NPV Model Type Code (DD122) is 2, LTV At Origination (DD95) must be less than or equal to 150. If NPV Model Type Code (DD122) is 2, LTV At Origination (DD95), if provided, must be less than or equal to 150.

10/29/2015 ADR Data Rules ADE-418
Rule Details If Additional Data Reporting Type Code (DD967) is 2, Investor Code (DD9) must be 3 or 4. If Additional Data Reporting Type Code (DD967) is 2 or 4, Investor Code (DD9) must be 3 or 4.

10/29/2015 ADR Data Rules ADE-483
Rule Details If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 1, 3, or 4 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier 2 Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

10/29/2015 ADR Data Rules ADE-484
Rule Details If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 2 and calculated MTMLTV percent is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 2 and calculated MTMLTV percent is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

10/29/2015 ADR Data Rules ADE-496
Rule Details If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.
 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and before 1/1/2016, calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.

10/29/2015 ADR Data Rules ADE-498
Rule Details If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

10/29/2015 ADR Data Rules ADE-499
Rule Details If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119). If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Tier2 Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

10/29/2015 ADR Data Rules ADE-543
Rule Details If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.
 If NPV Date (DD119) is on or after 06/01/2012 and before 1/1/2016 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

10/29/2015 ADR Data Rules ADE-552
Rule Details Additional Data Reporting Type Code (DD967) is mandatory and must be 1, 2, or 3. Additional Data Reporting Type Code (DD967) is mandatory and must be 1, 2, 3 or 4.

10/29/2015 ADR Data Rules ADE-640
Rule Details If Additional Data Reporting Type Code (DD967) is 1 or 2, Trial Not Approved/Not Accepted Reason Code (DD218) must be blank. If Additional Data Reporting Type Code (DD967) is 1, 2 or 4, Trial Not Approved/Not Accepted Reason Code (DD218) must be blank.

10/29/2015 ADR Data Rules ADE-642
Rule Details If HAMP Tier 1 Not Offered Reason Code (DD987) is provided, Additional Data Reporting Type Code (DD967) must be 2 or 3. If HAMP Tier 1 Not Offered Reason Code (DD987) is provided, Additional Data Reporting Type Code (DD967) must be 2, 3 or 4.

10/29/2015 ADR Data Rules ADE-645
Rule Details If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date. If Additional Data Reporting Type Code (DD967) is 1, 2 or 4 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date.

10/29/2015 ADR Data Rules ADE-646
Rule Details If Additional Data Reporting Type Code (DD967) is 1 or 2, a corresponding modification of the same Tier must exist in the HAMP System. If Additional Data Reporting Type Code (DD967) is 1, 2 or 4, a corresponding modification of the same Tier must exist in the HAMP System.

10/29/2015 ADR Data Rules ADE-671
Rule Details If NPV Model Type Code (DD122) is 6, Trial Fallout Reason Code (DD217) must be provided. If NPV Model Type Code (DD122) is 6 and Additional Data Reporting Type Code is 1 or 2, Trial Fallout Reason Code (DD217) must be provided.

10/29/2015 ADR Data Rules ADE-678
Rule Details If NPV Model Type Code (DD122) is 6, the associated modification must not have NPV previously reported in the HAMP System. If NPV Model Type Code (DD122) is 6 and Additional Data Reporting Type Code (DD967) is 1 or 2, the associated modification must not have NPV previously reported in the HAMP System.

10/29/2015 ADR Data Rules ADE-691
All - new rule
If Additional Data Reporting Type Code (DD967) is 4, NPV Model Type Code (DD122) must be 6.

10/29/2015 ADR Data Rules ADE-692
All - new rule
If Additional Data Reporting Type Code (DD967) is 4, Modification Evaluation Date (DD970) must be on or after 9/1/2015.

10/29/2015 ADR Data Rules ADE-693
All - new rule
If Trial Fallout Reason Code (DD217) is (33)
Failure to Meet Streamline HAMP Eligibility, Additional Data Reporting Type Code (DD967) must be 4.

10/29/2015 ADR Data Rules ADE-694
All - new rule
If HAMP Tier 1 Not Offered Reason Code (DD987) is (30) Streamline HAMP, if provided, Additional Data Reporting Type Code (DD967) must be (4) Streamline HAMP.

10/29/2015 ADR Data Rules ADE-695
All - new rule
Additional Data Reporting Type Code (DD967) of 3 shall be rejected, if the associated modification of the same Tier is in Trial Cancel state with the Trial Fallout reason code of (32) Modification Documents Not Returned by Borrower.

10/29/2015 ADR Data Rules ADE-696
All - new rule
Trial Fallout Reason Code (DD217) of (14) Trial Plan Default, (32) Modification Documents Not Returned by Borrower or (33) Failure to Meet Streamline HAMP Eligibility will be rejected if it will result in there being more than two Tier 1, Tier 2 or Streamline HAMP loans in the HAMP system in the following states:
- Trial Active (any tier)
- Trial Disqualified (any tier)
- Streamline Trial Cancel with a Trial Fallout Reason Code (DD217) of Failure to Meet Streamline HAMP Eligibility
- Trial Cancel (any tier) with a Trial Fallout Reason Code (DD217) of Modification Documents Not Returned by Borrower
- Official (any state, any tier)

10/29/2015 ADR Data Rules ADE-701
All - new rule
If Additional Data Reporting Type Code (DD967) is 3, Modification Evaluation Date (DD970) is on or after 6/1/2012 and Trial Not Approved/Not Accepted Reason Code (DD218) is not 18. Submission Error Correction, there cannot be a Streamline HAMP Modification for the loan in the HAMP System that is Trial Active, Trial Canceled with a Trial Fallout Reason Code of 11. Loan Paid Off, Official Active or Official Paid Off with a Modification Effective Date (DD105) that is on or before the Modification Evaluation Date (DD970).

10/29/2015 ADR Data Rules ADE-703
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 1/1/2016 and calculated Post-Capitalization MTMLTV Percent is greater than 115%, and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.

10/29/2015 ADR Data Rules ADE-704
All - new rule
If NPV Date (DD119) is on or after 1/1/2016 and NPV Model Type Code (DD122) is 2, and calculated Post-Capitalization MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.










Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 09/01/2015







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

6/25/2015 ADR Data Rules ADE-553 Rule Details
Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2016. If Investor Code is (1) Fannie Mae or (2) Freddie Mac, Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2017.

4/30/2015 ADR Data Dictionary DD970 Modification Evaluation Date Allowable Values Min: 2009-03-04
Max: 2016-09-30		 Min: 2009-03-04
Max: 2017-09-30

4/30/2015 ADR Data Rules ADE-553 Black Knight
Yes No

4/30/2015 ADR Data Rules ADE-608 Rule Details
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012, NPV Code Version (DD118) must be greater than or equal to 5. If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and on or before 3/31/2015, NPV Code Version (DD118) must be greater than or equal to 5 and less than 6.

4/30/2015 ADR Data Rules ADE-645 Rule Details
If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After Initial Modification Term. If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After 6th Anniversary of 1st Trial Payment Due Date.

4/30/2015 ADR Data Rules ADR-688 All - new rule

If Investor Code (DD9) is (3) Private or (4) Portfolio, Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2017.

4/30/2015 ADR Data Rules ADE-689 All - new rule

An ADR transaction is not allowed on a loan that is part of an active servicing transfer deal where the SVT Deal State Code (DD1056) is not (12) Transferred, (13) SVT Transfer Error or (10) Cancelled and the SVT Loan State Code (DD1057) is (1) Passed, (2) Flagged or (4) SVT Rejected and the SVT Transfer Reason Code (DD1037) is (7) Internal SVT A or (8) Internal SVT B.

4/30/2015 ADR Data Rules ADR-690 All - new rule

If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 4/1/2015, NPV Code Version (DD118) must be greater than or equal to 6.










Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 02/02/2015







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

3/31/2015 ADR Data Dictionary DD139 Principal Write-down (Forgiveness) Definition Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF) as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals. The amount of principal forgiveness on the NPV test for a HAMP Tier 1 standard (non-PRA) evaluation. This includes all third party subsidized incentives (such as HHF) and other principal forgiveness assistance (such as HHF investor matching, etc.) as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals. NOTE: This definition is different than the definition specified for the Loan Setup transaction.

3/31/2015 ADR Data Dictionary DD118 NPV Code Version Allowable Values Data Range:
Min: 0
Max: 5.0		 Data Range:
Min: 0
Max: Current Base NPV Model

11/25/2014 ADR Data Rules ADR-351
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) on or after 10/01/2010 then Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be provided, and must be less than or equal to Interest Rate Before Modification (DD85). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 then Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be provided.

10/30/2014 ADR Data Dictionary DD957 Occupancy Eligibility Type Code Definition & Allowable Values Occupancy status and modification eligibility of the property being evaluated.
• Select 1 for evaluating an owner-occupied property:
i)for Tier 1 and Tier 2 evaluations on or after NPV date 6/1/2012, OR
ii)that is eligible for re-evaluation under Tier 1 (eg. due to a change in circumstances), with NPV date prior to 6/1/2012
• Select 2 for any evaluation for a non-owner-occupied property (for Tier 2 evaluation only)
• Select 3 for a re-evaluation of an owner-occupied property that was previously evaluated under HAMP Tier 1 ; and has no change in circumstance; and was deemed i) excessive forbearance or ii) with pre-mod DTI less than 31%; or, iii) with an NPV negative result (for Tier 2 evaluation only)
• Select 4 for evaluating a loan that has defaulted under the HAMP Tier 1 trial period plan or HAMP Tier 1 permanent modification (for Tier 2 evaluation only)

Enumeration:
1- Owner occupied
2- Non- owner occupied
3- Owner occupied Excessive Forbearance/Current DTI <31%/Prior HAMP NPV Negative
4- Owner occupied Failed HAMP
5 - No value existed prior to attribute introduction (not for
servicer use)

 Occupancy status and modification eligibility of the property being evaluated.
• Select 1 for evaluating an owner-occupied property:
i)for Tier 1 and Tier 2 evaluations on or after NPV date 6/1/2012, OR
ii)that is eligible for re-evaluation under Tier 1 (eg. due to a change in circumstances), with NPV date prior to 6/1/2012
• Select 2 for any evaluation for a non-owner-occupied property (for Tier 2 evaluation only)
• Select 3 for a re-evaluation of an owner-occupied property that was previously evaluated under HAMP Tier 1 ; and has no change in circumstance; and was deemed i) excessive forbearance or ii) with pre-mod DTI less than 31%; or, iii) with an NPV negative result (for Tier 2 evaluation only)
• Select 4 for evaluating a loan that i) has defaulted under the HAMP Tier 1 trial period plan or ii) defaulted on HAMP Tier 1 permanent modification or iii) is eligible for Tier 2 Remodification (for Tier 2 evaluation only)

Enumeration:
1- Owner occupied
2- Non- owner occupied
3- Owner occupied Excessive Forbearance/Current DTI <31%/Prior HAMP NPV Negative
4- Owner occupied Failed HAMP/Owner Occupied Tier 2
Remodification
5 - No value existed prior to attribute introduction (not
for servicer use)

10/30/2014 ADR Data Dictionary DD132 Principal and Interest Payment After Modification Calculations P&I Payment After Modification = Monthly Gross Income * Front Ratio After Modification - Escrow Payment After Modification - Association Dues/Fees Before Modification (if exists)
 (removed)

10/30/2014 ADR Data Dictionary DD135 Principal and Interest Payment Before Modification Definition & Calculations The sum of the contractual principal and interest payments before modification for the property under evaluation. If the loan is an IO loan in the interest only period, enter only the interest amount. If the loan is a neg-am, enter the payment amount received (without escrow) at the most recent payment date. For delinquent ARMs, the pre-mod scheduled payment should be reported, not the payment at the LPI date.
When entering for a Tier 2 modification where there was a prior (i) HAMP Tier 1 permanent modification that lost good standing (Occupancy Eligibility=4), enter the HAMP Tier 1 monthly P&I payment or (ii) a HAMP Tier 1 trial period plan that defaulted, enter the sum of the contractual principal and interest payments (i.e., before HAMP Tier 1 trial period plan).  Report 2 decimals. 

Note: Calculations removed for ADR.		 The sum of the contractual principal and interest payments before modification for the property under evaluation. If the loan is an IO loan in the interest only period, enter only the interest amount. If the loan is a neg-am, enter the payment amount received (without escrow) at the most recent payment date. For delinquent ARMs, the pre-mod scheduled payment should be reported, not the payment at the LPI date.
When entering for a Tier 2 modification where there was a prior (i) HAMP Tier 1 permanent modification that lost good standing (Occupancy Eligibility=4), enter the HAMP Tier 1 monthly P&I payment or (ii) a HAMP Tier 1 trial period plan that defaulted, enter the sum of the contractual principal and interest payments (i.e., before HAMP Tier 1 trial period plan) or (iii) HAMP Tier 1 permanent modification that completed 5 years of initial modification term in good standing (Occupancy Eligibility=4), enter the most recent scheduled P&I payment. Report 2 decimals. 


10/30/2014 ADR Data Dictionary DD986 Tier 2 PRA Unpaid Principal Balance After Modification Calculations Calculation to reduce the Tier 2 Unpaid Principal Balance After Modification (DD222) to 115% of the Property Valuation As Is Value (DD157):

= [NPV Capitalized UPB Amount (DD955) - Tier 2 PRA Principal Write-down (Forgiveness) (DD982)] - [Property Valuation As Is Value (DD157) * 1.15]
 Calculation to reduce the Tier 2 Unpaid Principal Balance After Modification (DD222) to 115% of the Property Valuation As Is Value (DD157):

= [NPV Capitalized UPB Amount (DD955)] - [Property Valuation As Is Value (DD157) * 1.15]

10/30/2014 ADR Data Rules ADE-513
Rule Detail If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973), if exists, must not equal Tier 2 NPV Model Result Amount Post Mod (DD971). If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971), if exists.

10/30/2014 ADR Data Rules ADE-520
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571), if exists, must equal NPV Model Result Amount Pre-Mod (DD121). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571) must equal NPV Model Result Amount Pre-Mod (DD121), if exists.

10/30/2014 ADR Data Rules ADE-524
Rule Detail If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974), if exists, must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972). If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972), if exists.

10/30/2014 ADR Data Rules ADE-649
Rule Detail If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active, Official Paid Off or Official Withdrawn If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active or Official Paid Off.

10/30/2014 ADR Data Rules ADE-685
All - New Rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, and there is a Tier 1 Modification for the loan in the HAMP System that is Official Withdrawn, the Withdrawn Tier 1 modification must have Action Code (DD20) of 63 (Proprietary Remodification) or 64 (GSE Repurchase After Initial Modification Term).

10/30/2014 ADR Data Rules ADE-686
All - New Rule
Reject the ADR transaction if Additional Data Reporting Type Code (DD967) is 3 (HAMP NANA) and Modification Evaluation Date (DD970) is on or after 6/1/2012, and it is received in the same cycle as a Tier 1 OMR with Action Code (DD20) of 63 (Proprietary Remodification) or 64 (GSE Repurchase After Initial Modification Term).










Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 04/28/2014







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

3/24/2014 ADR Data Rules ADE-283
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Test Result (DD123), if exists, must be 1 or 2. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and ((Investor Code is 1 or 2) OR (Investor is 3 or 4 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is not provided)), then NPV Test Result (DD123) must be 1 (Positive) or 2 (Negative).

3/24/2014 ADR Data Rules ADE-310
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance After Modification (DD222), if exists, must be greater than 0. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Unpaid Principal Balance After Modification (DD222) must be greater than 0.

3/24/2014 ADR Data Rules ADE-312
Rule Detail If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, and Investor Code(DD9) is (1) Fannie or (2) Freddie, then Interest Rate After Modification (DD83), if exists, must be greater than or equal to 2. If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, Investor Code (DD9) is (1) Fannie or (2) Freddie, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Interest Rate After Modification (DD83) must be greater than or equal to 2.

3/24/2014 ADR Data Rules ADE-316
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be provided AND must be greater than or equal to 1 AND must be numeric. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Amortization Term After Modification (DD24) must be provided AND must be greater than or equal to 1 AND must be numeric.

3/24/2014 ADR Data Rules ADE-318
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be greater than 0. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal and Interest Payment After Modification (DD132) must be greater than 0.

3/24/2014 ADR Data Rules ADE-320
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal Forbearance Amount (DD136) must be provided and must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal Forbearance Amount (DD136) must be provided and must be greater than or equal to 0.

3/24/2014 ADR Data Rules ADE-322
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal Write-down (Forgiveness) (DD139) must be provided and must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Principal Write-down (Forgiveness) (DD139) must be provided and must be greater than or equal to 0.

3/24/2014 ADR Data Rules ADE-330
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre Mod (DD121) must be provided. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then NPV Model Result Amount Pre Mod (DD121) must be provided

3/24/2014 ADR Data Rules ADE-332
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120) must be provided. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then NPV Model Result Amount Post-mod (DD120) must be provided.

3/24/2014 ADR Data Rules ADE-400
Rule Detail If NPV Model Type Code (DD122) is 2, NPV Model Result Post-mod (DD120) must be less than or equal to ((P&I Payment After Modification (DD132) * Amortization Term After Modification (DD24) + Principal Forbearance Amount (DD136)) If NPV Model Type Code (DD122) is 2, then NPV Model Result Post-mod (DD120), if exists, must be less than or equal to ((P&I Payment After Modification (DD132) * Amortization Term After Modification (DD24) + Principal Forbearance Amount (DD136))

3/24/2014 ADR Data Rules ADE-401
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to Principal and Interest Payment Before Modification (DD135) * [Remaining Term (DD164) + Months Past Due (DD115)]. If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and Product Before Modification (DD142) is 2, then NPV Model Result Amount Pre-mod (DD121), if exists, must be less than or equal to Principal and Interest Payment Before Modification (DD135) * [Remaining Term (DD164) + Months Past Due (DD115)].

3/24/2014 ADR Data Rules ADE-497
Associated Attributes
Removed the link to DD83 Interest Rate After Modification.

3/24/2014 ADR Data Rules ADE-508
Rule Detail If NPV Model Type Code is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date (DD119) is on or after 10/01/2010 and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must not be equal to NPV Model Result Amount Post-Mod (DD120). If NPV Model Type Code is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, Post-Arrearage MTMLTV Percent (DD701) is greater than 115%, NPV Date (DD119) is on or after 10/01/2010, and Investor Code (DD9) is 3 or 4; then Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must not be equal to NPV Model Result Amount Post-Mod (DD120), if exists.

3/24/2014 ADR Data Rules ADE-602
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to (Unpaid Principal Balance After Modification (DD222) + Principal Forbearance (DD136) + Principal Write-down (Forgiveness) (DD139)). If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 (Positive) or 2 (Negative), then Unpaid Principal Balance Before Modification (DD225) must be less than or equal to (Unpaid Principal Balance After Modification (DD222) + Principal Forbearance (DD136) + Principal Write-down (Forgiveness) (DD139)).

1/24/2014 ADR Data Rules ADE-283
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Test Result (DD123) is mandatory AND must be 1 or 2. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Test Result (DD123), if exists, must be 1 or 2.

1/24/2014 ADR Data Rules ADE-310
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance After Modification (DD222) must be provided and must be greater than 0.
 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance After Modification (DD222), if exists, must be greater than 0.

1/24/2014 ADR Data Rules ADE-312
Rule Detail If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, and Investor Code(DD9) is (1) Fannie or (2) Freddie, then Interest Rate After Modification (DD83) must be greater than or equal to 2. If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, and Investor Code(DD9) is (1) Fannie or (2) Freddie, then Interest Rate After Modification (DD83), if exists, must be greater than or equal to 2.

1/24/2014 ADR Data Rules ADE-318
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be provided and must be greater than 0.
 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be greater than 0.

1/24/2014 ADR Data Rules ADE-366
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) is mandatory and must be less than or equal to 25%. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83), if exists, must be less than or equal to 25%.

1/24/2014 ADR Data Rules ADE-384
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) is mandatory and must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83), if exists, must be greater than or equal to 0.

1/24/2014 ADR Data Rules ADE-387
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be less than or equal to the greater of (480 or Remaining Term (DD164)). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24), if exists, must be less than or equal to the greater of (480 or Remaining Term (DD164)).

1/24/2014 ADR Data Rules ADE-393
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120) is mandatory and must be greater than or equal to (0 -(UPB After Modification * 0.15) - ((Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46)). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120), if exists, must be greater than or equal to (0 -(UPB After Modification * 0.15) - ((Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46)).

1/24/2014 ADR Data Rules ADE-401
Rule Type Hard Stop Warning

1/24/2014 ADR Data Rules ADE-406
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121) is mandatory and must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121), if exists, must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40).

1/24/2014 ADR Data Rules ADE-422
Rule Detail If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Capitalized UPB Amount (DD955) must equal Unpaid Principal Balance After Modification (DD222) + Principal Forbearance Amount (DD136) + Principal Write-down (Forgiveness) (DD139). If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, and NPV Test Result (DD123) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Unpaid Principal Balance After Modification (DD222) + Principal Forbearance Amount (DD136) + Principal Write-down (Forgiveness) (DD139).

1/24/2014 ADR Data Rules ADE-496
Rule Detail If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.

 If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than or equal to 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157). (This calculation shall be floored at 0)

Note: This edit will use the standard 115.00001% threshold.

1/24/2014 ADR Data Rules ADE-513
Rule Detail If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971). If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973), if exists, must not equal Tier 2 NPV Model Result Amount Post Mod (DD971).

1/24/2014 ADR Data Rules ADE-518
Rule Type Hard Stop Warning

1/24/2014 ADR Data Rules ADE-520
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571) must equal NPV Model Result Amount Pre-Mod (DD121). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571), if exists, must equal NPV Model Result Amount Pre-Mod (DD121).

1/24/2014 ADR Data Rules ADE-523
Rule Detail If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971).
 If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must not equal Tier 2 PRA NPV Model Result Amount Post Mod (DD973).

1/24/2014 ADR Data Rules ADE-524
Rule Detail If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972). If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974), if exists, must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972).

1/24/2014 ADR Data Rules ADE-525
Rule Type Hard Stop Warning

1/24/2014 ADR Data Rules ADE-555
Rule Type Hard Stop Warning

1/24/2014 ADR Data Rules ADE-597
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is not 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to [[Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225)]. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is not 2, NPV Model Result Amount Pre-mod (DD121), if exists, must be less than or equal to [[Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225)].

1/24/2014 ADR Data Rules ADE-600
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be within a plus or minus 0.5% tolerance of [[(Interest Rate After Modification (DD83) / 100)/12] / [1-(1+(Interest Rate After Modification (DD83) / 100) / 12) ^- Amortization Term After Modification (DD24)]] * Unpaid Principal Balance After Modification (DD222). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be within a plus or minus 0.5% tolerance of [[(Interest Rate After Modification (DD83) / 100)/12] / [1-(1+(Interest Rate After Modification (DD83) / 100) / 12) ^- Amortization Term After Modification (DD24)]] * Unpaid Principal Balance After Modification (DD222).

1/24/2014 ADR Data Rules ADE-601
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be less than Principal and Interest Payment Before Modification (DD135). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132), if exists, must be less than Principal and Interest Payment Before Modification (DD135).

1/24/2014 ADR Data Rules ADE-612
Rule Detail If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be greater than or equal to Remaining Term (DD164).
 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24), if exists, must be greater than or equal to Remaining Term (DD164).

1/24/2014 ADR Data Rules ADE-645
Rule Detail If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification. If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification.
Rule does not apply if the associated modification is in Official Withdrawn state with an Official Withdrawn Reason Code (DD1077) of (2) GSE Repurchase After Initial Modification Term.

1/24/2014 ADR Data Rules ADE-649
Rule Detail If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active, or Official Paid Off.
 If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active, Official Paid Off or Official Withdrawn.



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 11/25/2013







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

10/17/2013 ADR Data Rules ADE-316
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-330
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-332
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-400
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-442
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-508
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-510
Rule Type Hard Stop Warning

10/17/2013 ADR Data Rules ADE-593
Rule Type Hard Stop Warning

8/22/2013 ADR Data Dictionary DD970 Modification Evaluation Date Allowable Values Data Range:
Min: 2009-03-04
Max: 2014-09-30		 Data Range:
Min: 2009-03-04
Max: 2016-09-30

8/22/2013 ADR Data Dictionary DD119 NPV Date Allowable Values Data Range:
Min: 2009-04-15
Max: Today's System Date or 9-30-2014, whichever is earlier.		 Data Range:
Min: 2009-04-15
Max: Today's System Date

8/22/2013 ADR Data Rules ADE-553
Rule Details Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2014. Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2016.



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 07/29/2013







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

5/24/2013 ADR Data Dictionary DD217 Trial Fallout Reason Code Enumeration Enumeration:
The following code results in the modification being disqualified:
14. Trial Plan Default
The following codes result in the modification being cancelled:
8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Transfer to Non Participating Entity		 Enumeration:
The following code results in the modification being disqualified:
14. Trial Plan Default
The following codes result in the modification being cancelled:
8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Not Eligible for MHA Incentives due to Repurchase/Involuntary Transfer










Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 04/01/2013







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

1/25/2013 ADR Data Dictionary DD29 Association Dues/Fees Before Modification Definition The monthly HOA or condo fees for the property under evaluation; also includes any future monthly escrow shortage. Report 2 decimals. The monthly HOA or condo fees for the property under evaluation including any future monthly escrow shortage. In addition, if a displaced borrower is requesting modification for the principal residence from which the borrower was displaced and the borrower is paying rent to live elsewhere, include the rent amount. Report 2 decimals.

1/25/2013
ADE-287
Rule Details If Investor Code (DD5) is 1, GSE Loan Number (DD9), if provided, must be 10 digits and numeric. If Investor Code (DD9) is 1, GSE Loan Number (DD5), if provided, must be 10 digits and numeric.

1/25/2013 ADR Data Rules ADE-406
Rule Details If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121) is mandatory and must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15) - (((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40)). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121) is mandatory and must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40).

1/25/2013 ADR Data Rules ADE-645
Rule Details If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state, Investor Code (DD9) must be equal to the current Investor Code on the modification. If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state and Repurchase Type Code (DD1003) is not 1 or 2, Investor Code (DD9) must be equal to the current Investor Code on the modification.










12/03/2012 Updated 9/20/2012 ADR Data Dictionary DD56 Co-Borrower Last Name Condition Under Which Data is Required If Co-Borrower on loan If Co-Borrower Social Security Number or Co-Borrower First Name are provided.
12/3/2012 ADR Data Dictionary DD53 Co-Borrower Date of Birth ADR Transaction file C O

Condition Under Which Data is Required Optional if co-borrower on loan and if provided on Hardship Affidavit If co-borrower on loan and if provided on Hardship Affidavit

12/03/2012 Updated 9/20/2012 ADR Data Dictionary DD59 Co-Borrower Social Security Number ADR Transaction file C O

12/3/2012 ADR Data Dictionary DD52 Co-Borrower Credit Score Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) or if available If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Co-Borrower First Name and Co-Borrower Last Name are populated

12/3/2012 ADR Data Dictionary DD36 Borrower Ethnicity Type Code Condition Under Which Data is Required If Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD41 Borrower Race Type Code Condition Under Which Data is Required If Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD42 Borrower Sex Type Code Condition Under Which Data is Required If Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD54 Co-Borrower Ethnicity Type Code Condition Under Which Data is Required If co-borrower on loan and if Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD58 Co-Borrower Race Type Code Condition Under Which Data is Required If co-borrower on loan and if Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD57 Co-Borrower Sex Type Code Condition Under Which Data is Required If co-borrower on loan and if Race/Ethnicity/Gender Source Type Code is not equal to 5 (Not Available) If Co-Borrower First Name and Co-Borrower Last Name are populated and Race/Ethnicity/Gender Source Type Code is not equal to (5) Not Available or (6) Previously Reported

12/3/2012 ADR Data Dictionary DD5 GSE Loan Number Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and if GSE loan If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (1) Fannie Mae or (2) Freddie Mac
12/3/2012 ADR Data Dictionary DD96 Mark to Market LTV ADR Transaction file C O

12/3/2012 ADR Data Dictionary DD568 Maximum Months Past Due in Past 12 Months Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or PRA Waterfall Principal Forgiveness >0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied and post-arrearage MTMLTV Percent is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD956 Monthly Gross Rental Income Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 2 (Non-Owner Occupied) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Occupancy Eligibility Type Code is (2) Non-Owner Occupied

12/3/2012 ADR Data Dictionary DD955 NPV Capitalized UPB Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Date is on or after 6/01/2012 and NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied

12/3/2012 ADR Data Dictionary DD120 NPV Model Result Amount Post-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied

12/3/2012 ADR Data Dictionary DD121 NPV Model Result Amount Pre-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied

12/3/2012 ADR Data Dictionary DD123 NPV Test Result Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied

12/3/2012 ADR Data Dictionary DD958 Primary Residence Total Housing Expense Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 2 If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Occupancy Eligibility Type Code is (2) Non-Owner Occupied

12/3/2012 ADR Data Dictionary DD591 Principal Reduction Alternative Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or Principal Reduction Alternative Amount (DD591) > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and post-arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or Principal Reduction Alternative Amount (DD591) > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or Principal Reduction Alternative Amount (DD591) > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115%. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD572 Principal Reduction Alternative (PRA) NPV Test Result Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or PRA Waterfall Principal Forgiveness >0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or Principal Reduction Alternative Amount (DD591) > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010
12/3/2012 ADR Data Dictionary DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or Principal Reduction Alternative Amount (DD591) > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or PRA Waterfall Principal Forgiveness > 0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and post-arrearage MTMLTV >115% or PRA Waterfall Principal Forgiveness >0. If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Occupancy Eligibility Type Code is (1) Owner Occupied and Post-Arrearage MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 10/01/2010

12/3/2012 ADR Data Dictionary DD979 Tier 2 Amortization Term After Modification Condition Under Which Data is Required If NPV Model Type Code is 2 and Investor Code is 3 or 4 and NPV Date is on or after 6/1/2012 and Tier 2 NPV Test Result is 1 or 2 If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD978 Tier 2 Interest Rate After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted) and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD959 Tier 2 Investor Override Indicator Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Date is on or after 6/01/2012 and NPV Model Type Code is (2) Base NPV Model - Servicer hosted

12/3/2012 ADR Data Dictionary DD964 Tier 2 Non-PRA Forgiveness Amount ADR Transaction file C O

12/3/2012 ADR Data Dictionary DD971 Tier 2 NPV Model Result Amount Post-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code = (2) Base NPV Model - Servicer hosted and Tier 2 NPV Test Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD972 Tier 2 NPV Model Result Amount Pre-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Test Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD976 Tier 2 NPV Test Result Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012

12/3/2012 ADR Data Dictionary DD961 Tier 2 Override Amortization Term ADR Transaction file C O

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Tier 2 Investor Restriction Indicator = 'Y' AND an Investor Override exists


12/3/2012 ADR Data Dictionary DD962 Tier 2 Override Forbearance Amount ADR Transaction file C O

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Tier 2 Investor Restriction Indicator = 'Y' AND an Investor Override exists


12/3/2012 ADR Data Dictionary DD960 Tier 2 Override Interest Rate ADR Transaction file C O

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Tier 2 Investor Restriction Indicator = 'Y' AND an Investor Override exists


12/3/2012 ADR Data Dictionary DD963 Tier 2 Override PRA Principal Forgiveness Amount ADR Transaction file C O

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Tier 2 Investor Restriction Indicator = 'Y' AND an Investor Override exists


12/3/2012 ADR Data Dictionary DD984 Tier 2 PRA Amortization Term After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV > 115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

12/3/2012 ADR Data Dictionary DD983 Tier 2 PRA Interest Rate After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV > 115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

12/3/2012 ADR Data Dictionary DD973 Tier 2 PRA NPV Model Result Amount Post-mod Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV >115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

12/3/2012 ADR Data Dictionary DD974 Tier 2 PRA NPV Model Result Amount Pre-mod Condition Under Which Data is Required
If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and and Investor Code is (3) Private or (4) Portfolio and Tier 2 NPV Test Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD975 Tier 2 PRA NPV Test Result Condition Under Which Data is Required NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV >115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

12/3/2012 ADR Data Dictionary DD985 Tier 2 PRA Principal and Interest Payment After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV > 115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Tier 2 NPV Test Result is (1) Positive or (2) Negative and Investor Code is (3) Private or (4) Portfolio

12/3/2012 ADR Data Dictionary DD982 Tier 2 PRA Principal Write-down (Forgiveness) ADR Transaction file C O

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV >115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and MTMLTV is greater than 115%

12/3/2012 ADR Data Dictionary DD986 Tier 2 PRA Unpaid Principal Balance After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) and MTMLTV > 115% If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and NPV Date is on or after 6/01/2012 and calculated MTMLTV is greater than 115% and Investor Code is (3) Private or (4) Portfolio and Tier 2 PRA NPV Test Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD980 Tier 2 Principal and Interest Payment After Modification Condition Under Which Data is Required
If NPV Model Type Code is 2 and Investor Code is 3 or 4 and NPV Date is on or after 6/1/2012 and Tier 2 NPV Test Result is 1 or 2

12/03/2012 Updated 9/20/2012 ADR Data Dictionary DD977 Tier 2 Principal Forbearance Amount ADR Transaction file C O

12/3/2012 ADR Data Dictionary DD981 Tier 2 Unpaid Principal Balance After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Investor Code is (3) Private or (4) Portfolio and NPV Date is on or after 6/01/2012 and Tier 2 NPV Test Result is (1) Positive or (2) Negative

12/3/2012 ADR Data Dictionary DD222 Unpaid Principal Balance After Modification Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code is (2) Base NPV Model - Servicer hosted and Occupancy Eligibility Type Code is (1) Owner Occupied

12/3/2012 ADR Data Dictionary DD217 Trial Fallout Reason Code Condition Under Which Data is Required If borrower fell out or withdrew from the trial or completed the trial but did not enter the official modification If borrower fell out or withdrew from the trial or completed the trial but did not enter the official modification or the trial was reported in error OR if NPV Model Type Code is (6) NPV Data Not Available (Evidence Required in Loan File)

12/3/2012 ADR Data Dictionary DD218 Trial Not Approved/Not Accepted Reason Code Condition Under Which Data is Required If trial was not approved or not accepted If trial not approved or not accepted (Additional Data Reporting Type Code) is (3) HAMP NANA

12/3/2012 ADR Data Dictionary DD987 HAMP Tier 1 Not Offered Reason Code Condition Under Which Data is Required If Tier 1 Trial was not offered on or after 6/1/2012 and it has not been previously reported If Tier 1 Trial was not offered on or after 6/01/2012 and it has not been previously reported and Additional Data Reporting Type Code is (2) Tier 2 or (3) HAMP NANA

12/3/2012 ADR Data Rules ADE-419
Rule Details If Additional Data Reporting Type Code (DD967) is 2 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Imminent Default Flag (DD79) must be No. If Additional Data Reporting Type Code (DD967) is 2 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Imminent Default Flag (DD79) must be false.

12/3/2012 ADR Data Rules ADE-443
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, Tier 2 Investor Override Indicator (DD959) must be Yes or No. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, Tier 2 Investor Override Indicator (DD959) must be true or false.

12/3/2012 ADR Data Rules ADE-444
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, at least one of Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), or Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be populated. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, at least one of Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), or Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be populated.

12/3/2012 ADR Data Rules ADE-445
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Interest Rate (DD960), if provided, must be greater than 0 and less than or equal to 25. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Interest Rate (DD960), if provided, must be greater than 0 and less than or equal to 25.

12/3/2012 ADR Data Rules ADE-447
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Forbearance Amount (DD962), if provided, must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955). If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Forbearance Amount (DD962), if provided, must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955).

12/3/2012 ADR Data Rules ADE-495
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Principal Forbearance Amount (DD977) must be equal to Tier 2 Override Forbearance Amount (DD962), if provided. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Principal Forbearance Amount (DD977) must be equal to Tier 2 Override Forbearance Amount (DD962), if provided.

12/3/2012 ADR Data Rules ADE-497
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2, and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Interest Rate After Modification (DD978) must be equal to Tier 2 Override Interest Rate (DD960), if provided. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2, and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Interest Rate After Modification (DD978) must be equal to Tier 2 Override Interest Rate (DD960), if provided.

12/3/2012 ADR Data Rules ADE-500
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Amortization Term (DD961), if provided, must be greater than or equal to Remaining Term (DD164) and less than or equal to 600. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Override Amortization Term (DD961), if provided, must be greater than or equal to Remaining Term (DD164) and less than or equal to 600.

12/3/2012 ADR Data Rules ADE-501
Rule Details If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Amortization Term After Modification (DD979) must be equal to Tier 2 Override Amortization Term (DD961), if provided. If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is true, Tier 2 Amortization Term After Modification (DD979) must be equal to Tier 2 Override Amortization Term (DD961), if provided.

12/3/2012 ADR Data Rules ADE-554
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is No, then Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), and Tier 2 Override PRA Principal Forgiveness Amount (DD963) must not be populated. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is false, then Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), and Tier 2 Override PRA Principal Forgiveness Amount (DD963) must not be populated.

12/3/2012 ADR Data Rules ADE-670
Rule Details If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 1 or 2, Tier 2 Investor Override Indicator (DD959) must be No. If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 1 or 2, Tier 2 Investor Override Indicator (DD959) must be false.

12/3/2012 ADR Data Dictionary DD122 NPV Model Type Code All - Attribute Moved Schedule III Schedule I

12/3/2012 ADR Data Rules ADE-286
Rule Details If Investor Code is Freddie Mac , GSE Loan Number must be 9 digits and numeric OR 12 characters. If Investor Code (DD9) is 2, GSE Loan Number (DD5), if provided, must be 9 digits and numeric OR 12 characters.

12/3/2012 ADR Data Rules ADE-287
Rule Details If Investor Code is Fannie Mae, GSE Loan Number must be 10 digits and numeric. If Investor Code (DD9) is 1, GSE Loan Number (DD5), if provided, must be 10 digits and numeric.

12/3/2012 ADR Data Rules ADE-366
Rule Details If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) must be less than or equal to 25%. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) is mandatory and must be less than or equal to 25%.

12/3/2012 ADR Data Rules ADE-384
Rule Details If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) is mandatory and must be greater than or equal to 0.

12/3/2012 ADR Data Dictionary DD959 Tier 2 Investor Override Indicator Definition If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2, then select Y. Otherwise select N. If there are any investor guidelines or applicable laws that restricts the terms of a modification under Tier 2, then select true. Otherwise select false.

Allowable Values Y/N true/false

12/3/2012 ADR Data Dictionary DD79 Imminent Default Flag Definition If a current or 30-day delinquent borrower is considered in imminent default, then this flag receives the value “Y.” Otherwise, it receives the value “N.” If a current or 30-day delinquent borrower is considered in imminent default, then this flag receives the value true. Otherwise, it receives the value false.

Allowable Values Y/N true/false

8/3/2012 ADR Data Rules ADE-675
Rule Details If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1, 4, or 11, there must not be an active HAFA Notification or HAFA Setup for the loan in the HAMP System. If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1, 4, 11, 18 or 30, there must not be an active HAFA Notification or HAFA Setup for the loan in the HAMP System.

8/3/2012 ADR Data Rules ADE-680
All - Rule removed If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is (18-Submission Error Correction), there must not be an active HAFA Notification or HAFA Setup for the modification in the HAMP System. (removed)



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 9/4/2012







Publication Date Tab Ref ID Name of Data Point Field Old Value New Value

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-503
All - Rule removed If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (3-Ineligible-DTI), calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42. (removed)

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-504
All - Rule removed If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (4-Ineligible-Payment), the Tier 2 Percentage Change in Principal and Interest payment must be less than 10. (removed)

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-505
All - Rule removed If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (5-Ineligible-DTI and Payment):
a. calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42, AND
b. Tier 2 Percentage Change in Principal and Interest payment must be less than 10.		 (removed)

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-535
All - Rule removed If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 3, then the calculated Front Ratio After Modification must be less than 25 or greater than 42. (removed)

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-536
All - Rule removed If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 4, the Tier 2 percentage change in Principal and Interest payment must be less than 10. (removed)

9/4/2012
Updated 8/21/2012		 ADR Data Rules ADE-537
All - Rule removed If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 5, a. Calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42, AND b. Tier 2 Percentage change in Principal and Interest payment must be less than 10. (removed)

4/9/2012
Updated 8/3/2012		 ADR Data Rules ADE-437
All - new rule If Tier 2 NPV Test Result (DD976) is 1 (Positive), then Tier 2 NPV Amount Post-mod (DD973) must be greater than or equal to Tier 2 NPV Amount Pre-mod (DD974). If Tier 2 NPV Test Result (DD976) is 1 (Positive), then Tier 2 NPV Model Result Amount Post-mod (DD971) must be greater than or equal to Tier 2 NPV Model Result Amount Pre-mod (DD972).

4/9/2012
Updated 8/3/2012		 ADR Data Rules ADE-438
All - new rule If Tier 2 NPV Test Result (DD976) is 2 (Negative), then Tier 2 NPV Amount Post-mod (DD973) must be less than Tier 2 NPV Amount Pre-mod (DD974). If Tier 2 NPV Test Result (DD976) is 2 (Negative), then Tier 2 NPV Model Result Amount Post-mod (DD971) must be less than Tier 2 NPV Model Result Amount Pre-mod (DD972).

4/9/2012
updated 5/30/2012
updated 8/3/2012		 ADR Data Rules ADE-456
All - new rule If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and calculated MTMLTV is greater than 115%, Tier 2 PRA NPV Test Result (DD975) is mandatory and must be 1, 2, 3, 4, or 5. If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012, Tier 2 NPV Test Result (DD976) is mandatory and must be 1, 2, 3, 4, or 5.

4/9/2012
updated 5/30/2012
updated 8/3/2012		 ADR Data Rules ADE-527
All - new rule If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) is mandatory and must be filled AND must be greater than or equal to (0 - (UPB Before Modification (DD225) * 0.15) - (((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40)). If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) is mandatory and must be filled AND must be greater than or equal to (0 - (UPB Before Modification (DD225) * 0.15)) - ((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40).

4/9/2012
updated 5/30/2012
updated 8/3/2012		 ADR Data Rules ADE-536
All - new rule If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 4, the percentage change in Principal and Interest payment must be less than 10. If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 4, the Tier 2 percentage change in Principal and Interest payment must be less than 10.

4/9/2012
updated 8/3/2012		 ADR Data Rules ADE-537
All - new rule If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 5, a. Calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42, AND b. Percentage change in Principal and Interest payment must be less than 10. If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 5, a. Calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42, AND b. Tier 2 Percentage change in Principal and Interest payment must be less than 10.

4/9/2012 ADR Data Dictionary DD967 Additional Data Reporting Type Code All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD24 Amortization Term After Modification Definition The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation. The amortization period of the loan after modification as of the Data Collection Date. This should be calculated assuming the modification starts from the Data Collection Date. Reported in months. This period includes the term extension as defined in the HAMP modification waterfall. This is a Tier 1 only field.

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied)

4/9/2012 ADR Data Dictionary DD25 Amortization Term at Origination Definition The number of months between the scheduled first payment due date and the maturity date of the mortgage, expressed in months. The number of months between the scheduled first payment due date and the maturity date of the mortgage, expressed in months. Provide the term at the origination of the original loan, before any modification occurs.

4/9/2012 ADR Data Dictionary DD29 Association Dues/Fees Before Modification Definition Existing monthly payment for association dues/fees before modification immediately prior to the Trial Period Plan Effective Date. This amount should reflect the monthly amount of association dues/fees required to be paid by the borrower. The monthly HOA or condo fees for the property under evaluation; also includes any future monthly escrow shortage. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD34 Borrower Credit Score Allowable Values Min: 350
Max: 900		 Min: 250
Max: 900

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD45 Borrower Total Monthly Obligations Allowable Values Min: 0
Max: 999999999999999999.99		 Min: sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135))
Max: 999999999999999999.99

Definition Borrower Total Monthly Obligations,Total monthly expenses as reported by the borrower. Valid if reported in the last 90 days. Report 2 decimals. Borrower Total Monthly Obligations,Total monthly expenses as reported by the borrower. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD52 Co-Borrower Credit Score Allowable Values Min: 350
Max: 900		 Min: 250
Max: 900

4/9/2012 ADR Data Dictionary DD61 Data Collection Date Allowable Values Min: 2009-02-01
Max: 2013-12-31		 Min: Within 90 days of the NPV Date (DD119)
Max: NPV Date (DD119)

4/9/2012 ADR Data Dictionary DD66 Discount Rate Risk Premium Allowable Values Min: 0
Max: 99.99999		 Min: 0
Max: 2.5

4/9/2012 ADR Data Dictionary DD70 Estimated Default Rate Definition The estimated rate at which the loan is expected to default-prior to modification. This is based upon a servicers portfolio experience. Report 5 decimal places. For example, 56.5% should be entered as 56.5 The estimated probability of default in the No-mod scenario calculated as per the Base NPV Model Documentation. Report 4 decimals. For example, 20.1235% should be entered as 20.1235.

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD987 HAMP Tier 1 Not Offered Reason Code Additional Data Reporting Type Code All - new attribute


4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD83 Interest Rate After Modification Definition The interest rate in the month after loan modification. Report 4 decimal places. For example, 6.125% should be entered as 6.125. The interest rate in the month after loan modification as of the Data Collection Date. This is a Tier 1 only field. Report 4 decimal places. For example, 6.125% should be entered as 6.125.

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied)

Allowable Values Min: 1
Max: 99.9999		 Min: 0
Max: 25

4/9/2012 ADR Data Dictionary DD84 Interest Rate at Origination Allowable Values Min: 00.00001
Max: 99.99999		 Min: 00.00001
Max: 25

4/9/2012 ADR Data Dictionary DD85 Interest Rate Before Modification Definition The interest rate on the loan before the modification. The interest rate on the loan before the modification. Report 5 decimals.

Allowable Values Min: 1
Max: 99.9999		 Min: 1
Max: 25

4/9/2012 ADR Data Dictionary DD9 Investor Code Definition Investor Code,Owner of the mortgage. A code identifying the investor in the loan.

ADR Transaction File C M

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted)


Allowable Values 1. Fannie Mae
2. Freddie Mac
3. Private
4. Portfolio		 1. Fannie Mae
2. Freddie Mac
3. Private
4. Portfolio
8. Not Available (Restricted - not valid for servicer input)

4/9/2012 ADR Data Dictionary DD95 LTV at Origination (1st Lien only) Allowable Values Min: 000.00001
Max: 999.99999		 Min: 000.00001
Max: 150

4/9/2012 ADR Data Dictionary DD96 Mark to Market LTV Definition Current UPB divided by current property value. Report to 5 decimals. For example, 152% should be entered as 152. UPB before modification divided by property valuation as-is value. Truncate the value to 5 decimal places. Do not round.

For example, for MTMLTV =66.666612%, truncate the value to 5 decimal places and report 66.66661%. If you are pasting the value, it should be 0.6666661.
Another example, for MTMLTV =79.999998%, truncate the value to 5 decimal places and report 79.99999%. If you are pasting the value, it should be 0.7999999.

Data Type Numeric (3,0) Numeric (8,5)

4/9/2012 ADR Data Dictionary DD568 Maximum Months Past Due in Past 12 Months Calculations
Calculation for Loan Age:
[Number of months between First payment date at Origination (DD73) and Data Collection Date (DD61)] + 1

4/9/2012 ADR Data Dictionary DD970 Modification Evaluation Date All - new attribute



4/9/2012 ADR Data Dictionary DD110 Monthly Gross Income Definition Total monthly income in dollars for all borrowers on the loan.
 Total monthly gross income as reported by the borrower and verified by the servicer. For evaluation of a non-owner-occupied property, exclude the rental income from the Monthly Gross Income for the property under evaluation. If there is income from additional rental properties, include the net income from these additional properties in the Monthly Gross Income. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD956 Monthly Gross Rental Income Amount All - new attribute



4/9/2012 ADR Data Dictionary DD111 Monthly Hazard and Flood Insurance Definition The borrower's monthly payment for hazard and flood insurance. The monthly hazard and flood insurance payment amount for the property under evaluation. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD114 Monthly Real Estate Taxes Definition Monthly real estate taxes. The monthly real estate taxes for the property under evaluation. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD115 Months Past Due Definition Number of months between the reporting date and the last paid installment date if the first paid installment date is the first day of the month. If the first paid installment date is not the first day of the month, then Loan Delinquent Months Count is the number of months between the reporting date and the last paid installment date, minus one month. A loan would be considered past due (delinquent) if the payment had not been received by the end of the day immediately preceding the loan’s next due date (generally the last day of the month which the payment was due). For example: a loan with a last paid installment date of 7/1/02 and a due date of 8/1/02, for which no payment was received by the Data Collection Date of 9/1/02, the loan would be reported as one (1) month past due.

5/30/2012 ADR Data Dictionary DD115 Months Past Due Calculations
Calculation for Loan Age:
[Number of months between First payment date at Origination (DD73) and Data Collection Date (DD61)] + 1

4/9/2012 ADR Data Dictionary DD102 Mortgage Insurance Coverage Percent Allowable Values Min: 0
Max: 999.99999		 Min: 0
Max: 100

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD955 NPV Capitalized UPB Amount All - new attribute



4/9/2012 ADR Data Dictionary DD119 NPV Date Definition Date of the NPV run used to determine trial modification eligibility. This should be the same NPV Date reported for the trial modification setup. Use today’s date if running the loan for the first time. Date that the loan is evaluated for trial modification eligiblity for the first time.

For loans that were evaluated for HAMP prior to June 1, 2012 (NPV Date prior to June 1, 2012) and require re-evaluation under HAMP Tier 2, the servicer should use the date that the loan is evaluated under NPV 5.0 for the first time as the NPV Date. If the servicer chooses to re-run a loan through NPV 5.0 subsequently, the servicer should use the date of the first evaluation under NPV v5.0 as the NPV Date.

For loans that are evaluated for HAMP (Tier 1 or Tier 2) for the first time on or after June 1, 2012, the servicer should use the date that the loan is evaluated for HAMP for the first time as the NPV Date. This date must be used as the NPV date for subsequent NPV runs of the loan.

Allowable Values Min: 2009-04-15
Max: Today System Date"		 Min: 2009-04-15
Max: Today's System Date or 9-30-2014, whichever is earlier.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD120 NPV Model Result Amount Post-mod Definition The model generated Net Present Value of modifying the loan under the standard waterfall. The model generated Net Present Value of modifying the loan under the standard waterfall. This is a Tier 1 only field. Report 2 decimals.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD121 NPV Model Result Amount Pre-mod Definition Net Present Value amount generated from the model before modification. The model generated Net Present Value of not modifying the loan. This is a Tier 1 only field. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD122 NPV Model Type Code Allowable Values 1. Base NPV Model - Treasury hosted
2. Base NPV Model - Servicer hosted
3. NPV model not yet executed
4. NPV not required
 1. Base NPV Model - Treasury hosted
2. Base NPV Model - Servicer hosted
3. NPV model not yet executed
4. NPV not required
5. Base NPV Model - Servicer hosted and NPV previously reported
6. NPV Data Not Available (Evidence Required in Loan File)

6/27/2012 ADR Data Dictionary DD123 NPV Test Result Definition The result of the NPV test. Either positive or negative The result of the NPV test. Either positive or negative. This is a Tier 1 only field.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD957 Occupancy Eligibility Type Code All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD958 Primary Residence Total Housing Expense Amount All - new attribute



6/27/2012 ADR Data Dictionary DD132 Principal and Interest Payment After Modification Definition The principal and interest amount after modification. The principal and interest amount after modification as of the Data Collection Date. This is a Tier 1 only field.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD135 Principal and Interest Payment Before Modification Definition The sum of the contractual principal and interest payments before modification for the property under evaluation. If the loan is an IO loan in the interest only period, enter only the interest amount. If the loan is a neg-am, enter the payment amount received (without escrow) at the most recent payment date. For delinquent ARMs, the pre-mod scheduled payment should be reported, not the payment at the LPI date.
For loans that failed HAMP Tier 1 (Occupancy Eligbility=4) and are being re-evaluated for Tier 2, enter the HAMP Tier 1 monthly P&I payment.
Report 2 decimals.		 The sum of the contractual principal and interest payments before modification for the property under evaluation. If the loan is an IO loan in the interest only period, enter only the interest amount. If the loan is a neg-am, enter the payment amount received (without escrow) at the most recent payment date. For delinquent ARMs, the pre-mod scheduled payment should be reported, not the payment at the LPI date.
When entering for a Tier 2 modification where there was a prior (i) HAMP Tier 1 permanent modification that lost good standing (Occupancy Eligibility=4), enter the HAMP Tier 1 monthly P&I payment or (ii) a HAMP Tier 1 trial period plan that defaulted, enter the sum of the contractual principal and interest payments (i.e., before HAMP Tier 1 trial period plan).  Report 2 decimals.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD136 Principal Forbearance Amount Definition The total amount in dollars of the principal that was deferred. The total amount in dollars of the principal that was deferred as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.

Allowable Values Min: 0
Max: 999999999999999999.99		 Min: 0
Max: NPV Capitalized UPB Amount (DD955)

6/27/2012 ADR Data Dictionary DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification, Definition The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation as generated by the principal reduction alternative (PRA) waterfall. Report in months. This period includes the term extension as defined in the HAMP modification waterfall. The number of months used to calculate the periodic payments of both principal and interest that will be sufficient to retire a mortgage obligation as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. Report in months. This period includes the term extension as defined in the HAMP modification waterfall. This is a Tier 1 only field.

6/27/2012 ADR Data Dictionary DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification Definition The interest rate in the month after loan modification as generated by the principal reduction alternative (PRA) waterfall. Report 4 decimals. The interest rate in the month after loan modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 4 decimals.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod Definition Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall after modification. The model generated Net Present Value of modifying the loan under the PRA waterfall. This is a Tier 1 only field. Report 2 decimal places.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod Definition Net Present Value amount as generated by the principal reduction alternative (PRA) waterfall before modification. The model generated Net Present Value of not modifying the loan under the PRA waterfall. This is a Tier 1 only field. Report 2 decimals.

6/27/2012 ADR Data Dictionary DD572 Principal Reduction Alternative (PRA) NPV Test Result, Definition The result of the NPV test as generated by the principal reduction alternative (PRA) waterfall. Either positive or negative. The result of the NPV test as generated by the principal reduction alternative (PRA) waterfall. Either positive or negative. This is a Tier 1 only field.

6/27/2012 ADR Data Dictionary DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification Definition The principal and interest amount after modification as generated by the principal reduction alternative (PRA) waterfall. Report 2 decimals. The principal and interest amount after modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount Definition The total amount in dollars of the principal that was deferred through loss mitigation as generated by the principal reduction alternative (PRA) waterfall. Principal Reduction Alternative (PRA) Principal Forbearance Amount,The total amount in dollars of the principal that was deferred as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.

Allowable Values Min: 0
Max: 999999999999999999.99		 Min: 0
Max: NPV Capitalized UPB Amount (DD955)

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) Definition Amount of principal written-down or forgiven as generated by the principal reduction alternative (PRA) waterfall. Report 2 decimals. Amount of principal written-down or forgiven as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.

Allowable Values Min: 0
Max: 999999999999999999.99		 Min: 0
Max: NPV Capitalized UPB Amount (DD955)

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification Definition The unpaid principal balance of a loan after the loan modification as generated by the principal reduction alternative (PRA) waterfall. The unpaid principal balance after modification excludes any applicable PRA forbearance amount and any PRA principal reduction amount. The unpaid principal balance of a loan after the loan modification as generated by the principal reduction alternative (PRA) waterfall as of the Data Collection Date. The unpaid principal balance after modification excludes any applicable PRA forbearance amount and any PRA principal reduction amount. This is a Tier 1 only field. Report 2 decimals.

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD139 Principal Write-down (Forgiveness) Definition Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF).
 Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF) as of the Data Collection Date. This is a Tier 1 only field. Report 2 decimals.

Condition Under Which Data is Required If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) If NPV Model Type Code = 2 (Base NPV Model - Servicer hosted) AND Occupancy Eligibility Type Code = 1 (Owner Occupied)

Allowable Values Min: 0
Max: 999999999999999999.99		 Min: 0
Max: NPV Capitalized UPB Amount (DD955)

4/9/2012 ADR Data Dictionary DD142 Product Before Modification Definition The mortgage product of the loan, based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. The mortgage product of the loan, based on the existing mortgage loan terms before the modification.

If product is Step Rate, only reportable value is '3. Step Rate'.

4/9/2012 ADR Data Dictionary DD157 Property Valuation As is Value Definition Property as-is value determined by the property valuation. The property value collected through an AVM, BPO, or appraisal for the property under evaluation. Report 2 decimals.

Allowable Values Min: 0.01
Max: 999999999999999999.99		 Min: 10
Max: 999999999999999999.99

4/9/2012 ADR Data Dictionary DD160 Property Valuation Type Code Allowable Values 1. AVM
2. Exterior BPO / Appraisal (as is value)
3. Interior BPO		 1. AVM
2. Exterior BPO / Appraisal (as is value)
3. Interior BPO / Appraisal (as is value)

4/9/2012 ADR Data Dictionary DD161 Property Zip Code Data Type Text(9) Numeric (5 or 9)

4/9/2012 ADR Data Dictionary DD162 Race/Ethnicity/Gender Source Type Code Definition A code that specifies the method by which the race/ethnicity/gender data was collected from the Borrower by the Servicer. A code that specifies the method by which the race/ethnicity/gender data was collected from the Borrower by the Servicer. If code 5 - Not Available is selected, any previously collected race/ethnicity/gender data shall be removed from the system.

Allowable Values 1. Face to Face Interview
2. Mail
3. Telephone
4. Internet
5. Not Available		 1. Face to Face Interview
2. Mail
3. Telephone
4. Internet
5. Not Available *
6. Previously Reported

* Not available means that it was not collected

4/9/2012 ADR Data Dictionary DD163 Re-default Rate Definition The estimated rate at which the loan is expected to re-default-after modification. This is based upon a servicers portfolio experience. Report 5 decimal places. For example, 36.5% should be entered as enter 36.5. The estimated probability of default in the Mod scenario calculated as per the Base NPV Model Documentation. Report 4 decimals. For example, 20.1235% should be entered as 20.1235.

4/9/2012 ADR Data Dictionary DD164 Remaining Term Definition Scheduled remaining term of the loan in months. Equivalent to the amortization term minus the time since the first payment after origination to the date that the payment information (i.e., UPB) was obtained; regardless of months delinquent. Scheduled remaining term of the loan in months as of the data collection date. For a loan which has not already been modified prior to evaluation for a HAMP modification, it is equivalent to the amortization term minus the time since the first payment after origination to the date that the payment information (i.e., UPB) was obtained; regardless of months delinquent.

4/9/2012 ADR Data Dictionary DD979 Tier 2 Amortization Term After Modification All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD978 Tier 2 Interest Rate After Modification All - new attribute



4/9/2012
updated 5/30/2012		 ADR Data Dictionary DD959 Tier 2 Investor Override Indicator All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD964 Tier 2 Non-PRA Forgiveness Amount All - new attribute



4/9/2012 ADR Data Dictionary DD971 Tier 2 NPV Model Result Amount Post-mod All - new attribute



4/9/2012 ADR Data Dictionary DD972 Tier 2 NPV Model Result Amount Pre-mod All - new attribute



4/9/2012 ADR Data Dictionary DD976 Tier 2 NPV Test Result All - new attribute



4/9/2012
updated 5/30/2012		 ADR Data Dictionary DD961 Tier 2 Override Amortization Term All - new attribute



4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD962 Tier 2 Override Forbearance Amount All - new attribute



4/9/2012
updated 5/30/2012		 ADR Data Dictionary DD960 Tier 2 Override Interest Rate All - new attribute



4/9/2012 ADR Data Dictionary DD963 Tier 2 Override PRA Principal Forgiveness Amount All - new attribute



4/9/2012 ADR Data Dictionary DD984 Tier 2 PRA Amortization Term After Modification All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD983 Tier 2 PRA Interest Rate After Modification All - new attribute



4/9/2012 ADR Data Dictionary DD973 Tier 2 PRA NPV Model Result Amount Post-mod All - new attribute



4/9/2012 ADR Data Dictionary DD974 Tier 2 PRA NPV Model Result Amount Pre-mod All - new attribute



4/9/2012 ADR Data Dictionary DD975 Tier 2 PRA NPV Test Result All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD985 Tier 2 PRA Principal and Interest Payment After Modification All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD982 Tier 2 PRA Principal Write-down (Forgiveness) All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD986 Tier 2 PRA Unpaid Principal Balance After Modification All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD980 Tier 2 Principal and Interest Payment After Modification All - new attribute



4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD977 Tier 2 Principal Forbearance Amount All - new attribute



4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD981 Tier 2 Unpaid Principal Balance After Modification All - new attribute



4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD217 Trial Fallout Reason Code Definition A code that specifies the reason why a borrower fell out or withdrew from the trial or completed the trial and did not enter the official modification. A code that specifies the reason why a borrower fell out or withdrew from the trial or completed the trial and did not enter the official modification.

A trial modification with a reason that results in cancellation of the modification, means the modification may be re-submitted as a trial.

A trial modification with a reason that results in disqualification, means the modification may never be re-submitted within the same tier.

Allowable Values Enumeration:
1. Ineligible Mortgage
2. Ineligible borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request incomplete
14. Trial Plan Default
19. Unemployment Forbearance Plan
20. Federally Declared Disaster		 Enumeration:
The following code results in the modification being disqualified:

14. Trial Plan Default

The following codes result in the modification being cancelled:

8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid Off
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
23. Waiver Cancellations
24. Dodd Frank Certification Non-Compliance
30. Transfer to Non Participating Entity

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Dictionary DD218 Trial Not Approved/Not Accepted Reason Code Allowable Values Enumeration:
1. Ineligible Mortgage
2. Ineligible Borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent
10. Previous Official HAMP Modification
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request Incomplete
19. Unemployment Forbearance Plan
20. Federally Declared Disaster		 Enumeration:
1. Ineligible Mortgage
2. Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property - Property Condemned, Property > 4 units
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent-Default Status Not Eligible
10. Property and/or Borrower Exceeds Allowable Number of HAMP Modifications
11. Loan Paid Off
12. Excessive Forbearance
13. Request Incomplete
18. Submission Error Correction (Incorrect transaction type)
19. Unemployment Forbearance Plan
20. Federally Declared Disaster
21. Application Discrepancy
24. Dodd Frank Certification Non-Compliance
25. Ineligible Borrower
26. Ineligible Rental Property
27. Insufficient Monthly Payment Reduction
28. Post-Modification DTI Outside Acceptable Range
29. No Change in Circumstance

4/9/2012
updated 6/27/2012		 ADR Data Dictionary DD222 Unpaid Principal Balance After Modification Definition The unpaid principal balance of a loan after the loan modification. The unpaid principal balance after modification excludes any applicable forbearance amount and can also be referred to as Net UPB Amount. The unpaid principal balance of a loan after the loan modification as of the Data Collection Date. The unpaid principal balance after modification excludes any applicable forbearance amount and can also be referred to as Net UPB Amount. This is a Tier 1 only field. Report 2 decimals.

4/9/2012 ADR Data Dictionary DD225 Unpaid Principal Balance Before Modification Definition The unpaid principal balance of a loan based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. This UPB should not reflect any accounting based write-downs. The unpaid principal balance of a loan is the contractual UPB based on the existing mortgage loan terms as of the Data Collection date. Does not include arrearage. Report 2 decimals.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-212
Rule Details If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20. Trial Fallout Reason Code (DD217) must be 8, 11, 14, 18, 19, 20, 21, 23, 24, or 30, if provided.

4/9/2012 ADR Data Rules ADE-213
Rule Details If loan is submitted with a Trial Fallout Reason Code, the loan must exist in the HAMP system in trial state. If Trial Fallout Reason Code (DD217) is provided, a corresponding modification of the same Tier (based on Additional Data Reporting Type Code (DD967)) must exist in the HAMP System in Trial mode.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-215
Rule Details If Trial Not Approved/Not Accepted Reason Code (DD218) is provided, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20. Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, 25, 26, 27, 28 or 29.

4/9/2012 ADR Data Rules ADE-216
Rule Details If a loan is submitted with a Trial Not Approved/Not Accepted Reason Code, a loan cannot exist in the HAMP system in a trial active, trial disqualified or official state with the same HAMP Servicer Number and Servicer Loan Number. If Trial Not Approved/Not Accepted Reason Code (DD218) is populated, a corresponding modification of the same Tier cannot exist in the HAMP system in Trial Active, Trial Disqualified, or Official any State.

4/9/2012 ADR Data Rules ADE-217
All - rule removed If a Trial Not Approved/Not Accepted Reason Code is not provided with the loan submission, the loan must exist in the HAMP system in trial or official state with the same HAMP Servicer Number and Servicer Loan Number. (removed)

4/9/2012 ADR Data Rules ADE-218
Rule Details If Trial Fallout Reason Code is filled, Trial Not Approved or Accepted Code must be blank. Trial Fallout Reason Code (DD217) and Trial Not Approved/Not Accepted Reason Code (DD218) must not both be provided.

4/9/2012 ADR Data Rules ADE-222
Rule Details If Race/Ethnicity/Gender Source Type Code is not 5, Borrower Ethnicity Type Code is mandatory and must be filled AND must be 1, 2, 3 or 4. If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Ethnicity Type Code (DD36) is mandatory and must be 1, 2, 3 or 4.

4/9/2012 ADR Data Rules ADE-223
Rule Details If Race/Ethnicity/Gender Source Type Code is not 5, Borrower Race Type Code is mandatory and must be filled AND must be 1, 2, 3, 4, 5, 6 or 7. If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Race Type Code (DD41) is mandatory and must be 1, 2, 3, 4, 5, 6 or 7.

4/9/2012 ADR Data Rules ADE-224
Rule Details If Race/Ethnicity/Gender Source Type Code is not 5, Borrower Sex Type Code is mandatory and must be filled and must be 1, 2, 3 or 4. If Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Borrower Sex Type Code (DD42) is mandatory and must be 1, 2, 3 or 4.

4/9/2012 ADR Data Rules ADE-227
Rule Details If Co-Borrower First Name and Co-Borrower Last Name is filled and Race/Ethnicity/Gender Source Type Code is not 5, Co-Borrower Ethnicity Type Code is mandatory and must be filled and must be 1, 2, 3 or 4. If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Ethnicity Type Code (DD54) is mandatory and must be 1, 2, 3 or 4.

4/9/2012 ADR Data Rules ADE-228
Rule Details If Co-Borrower First Name and Co-Borrower Last Name is filled and Race/Ethnicity/Gender Source Type Code is not 5, Co-Borrower Race Type Code is mandatory and must be filled and must be 1, 2, 3, 4, 5, 6 or 7. If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Race Type Code (DD57) is mandatory and must be 1, 2, 3, 4, 5, 6 or 7.

4/9/2012 ADR Data Rules ADE-229
Rule Details If Co-Borrower First Name and Co-Borrower Last Name is filled and Race/Ethnicity/Gender Source Type Code is not 5, Co-Borrower Sex Type Code is mandatory and must be filled and must be 1, 2, 3 or 4. If Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated and Race/Ethnicity/Gender Source Type Code (DD162) is not 5 or 6, Co-Borrower Sex Type Code (DD58) is mandatory and must be 1, 2, 3 or 4.

4/9/2012 ADR Data Rules ADE-230
Rule Details Race/Ethnicity/Gender Source Type Code is mandatory and must be filled AND must be 1, 2, 3, 4 or 5. Race/Ethnicity/Gender Source Type Code (DD162) is mandatory and must be 1, 2, 3, 4, 5, or 6.

4/9/2012 ADR Data Rules ADE-232
Rule Details If NPV Model Type Code is 2, Borrower Credit Score is mandatory and must be filled AND must be numeric AND must be greater than or equal to 350 and less than or equal to 900. If NPV Model Type Code (DD122) is 2, Borrower Credit Score (DD34) is mandatory and must be numeric and must be greater than or equal to 250 and less than or equal to 900.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-233
Rule Details If Co-Borrower First Name and Co-Borrower Last Name is filled and NPV Model Type Code is 2, Co-Borrower Credit Score is mandatory and must be filled AND must be numeric AND must be greater than or equal to 350 and less than or equal to 900. If NPV Model Type Code (DD122) is 2 and Co-Borrower First Name (DD55) and Co-Borrower Last Name (DD56) are populated, Co-Borrower Credit Score (DD52) is mandatory and must be numeric and must be greater than or equal to 250 and less than or equal to 900.

4/9/2012 ADR Data Rules ADE-235
Rule Details If NPV Model Type Code is 1, Data Collection Date must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Data Collection Date (DD61) must be blank.

4/9/2012 ADR Data Rules ADE-237
Rule Details If NPV Model Type Code is 1, First Payment Date at Origination must be blank If NPV Model Type Code (DD122) is 1, 3, 5, or 6, First Payment Date at Origination (DD73) must be blank.

4/9/2012 ADR Data Rules ADE-239
Rule Details If NPV Model Type Code is 1, UPB at Origination must be blank If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance at Origination (DD224) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-240
Rule Details If NPV Model Type Code is 3 and Unpaid Principal Balance at Origination is filled, Unpaid Principal Balance at Origination must be greater than 0. (removed)

4/9/2012 ADR Data Rules ADE-242
Rule Details If NPV Model Type Code is 1, Amortization Term at Origination must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Amortization Term at Origination (DD25) must be blank.

4/9/2012 ADR Data Rules ADE-243
All - rule removed If NPV Model Type Code is 3 and Amortization Term at Origination is filled, Amortization Term at Origination must be greater than 0. (removed)

4/9/2012 ADR Data Rules ADE-245
Rule Details If NPV Model Type Code is 1, Interest Rate at Origination must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate at Origination (DD84) must be blank.

4/9/2012 ADR Data Rules ADE-246
All - rule removed If NPV Model Type Code is 3 and Interest Rate at Origination is filled, Interest Rate at Origination must be greater than 0. (removed)

4/9/2012 ADR Data Rules ADE-248
Rule Details If NPV Model Type Code is 1, LTV at Origination must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, LTV at Origination (DD95) must be blank.

4/9/2012 ADR Data Rules ADE-249
All - rule removed If NPV Model Type Code is 3 and LTV at Origination is filled, LTV at Origination must be greater than 0. (removed)

4/9/2012 ADR Data Rules ADE-250
Rule Details If Current Product Type is ARM and NPV Model Type Code is 2, Next ARM Reset Rate is mandatory and must be filled and must be numeric and greater than 0. If NPV Model Type Code (DD122) is 2 and Product Before Modification (DD142) is ARM, Next ARM Reset Rate (DD117) is mandatory and must be numeric and greater than 0.

4/9/2012 ADR Data Rules ADE-251
Rule Details If NPV Model Type Code is 1, Next ARM Reset Rate must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Next ARM Reset Rate (DD117) must be blank.

5/30/2012 ADR Data Rules ADE-252
Rule Details If Current Product Type is ARM and NPV Model Type Code is 2, ARM Reset Date is mandatory and must be filled and must be in a valid date format and must be greater than 2/1/2009. If Product Before Modification (DD142) is (1-ARM) and NPV Model Type Code (DD122) is 2, ARM Reset Date (DD28) is mandatory and must be after 2/1/2009.

4/9/2012 ADR Data Rules ADE-253
Rule Details If NPV Model Type Code is 1, ARM Reset Date must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, ARM Reset Date (DD28) must be blank.

4/9/2012 ADR Data Rules ADE-254
Rule Details NPV Model Type Code is mandatory and must be filled AND must be 1, 2, or 3. NPV Model Type Code (DD122) is mandatory and must be filled AND must be 1, 2, 3, 5 or 6.

4/9/2012 ADR Data Rules ADE-257
Rule Details If NPV Model Type Code is 1, Association Dues/Fees Before Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Association Dues/Fees Before Modification (DD29) must be blank.

4/9/2012 ADR Data Rules ADE-259
Rule Details If NPV Model Type Code is 1, Monthly Hazard and Flood Insurance must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Hazard and Flood Insurance (DD111) must be blank.

4/9/2012 ADR Data Rules ADE-261
Rule Details If NPV Model Type Code is 1, Monthly Real Estate Taxes must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Real Estate Taxes (DD114) must be blank.

4/9/2012 ADR Data Rules ADE-263
Rule Details If NPV Model Type Code is 1, Mortgage Insurance Coverage Percent must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mortgage Insurance Coverage Percent (DD102) must be blank.

4/9/2012 ADR Data Rules ADE-265
Rule Details If NPV Model Type Code is 1, Discount Rate Risk Premium must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Discount Rate Risk Premium (DD66) must be blank.

4/9/2012 ADR Data Rules ADE-266
Rule Details If NPV Model Type Code is 2, Mark to Market LTV is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric. If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96), if provided, must be greater than or equal to 0 AND must be numeric.

4/9/2012 ADR Data Rules ADE-267
Rule Details If NPV Model Type Code is 1, NPV Code Version must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Code Version (DD118) must be blank.

4/9/2012 ADR Data Rules ADE-268
Rule Details If NPV Model Type Code is 1, Mark to Market LTV must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mark to Market LTV (DD96) must be blank.

4/9/2012 ADR Data Rules ADE-270
Rule Details If NPV Model Type Code is 1, Months Past Due must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Months Past Due (DD115) must be blank.

4/9/2012 ADR Data Rules ADE-272
Rule Details If NPV Model Type Code is 1, Borrower Total Monthly Obligations must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Borrower Total Monthly Obligations (DD45) must be blank.

4/9/2012 ADR Data Rules ADE-274
Rule Details If NPV Model Type Code is 1, Imminent Default Flag must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Imminent Default Flag (DD79) must be blank.

4/9/2012 ADR Data Rules ADE-276
Rule Details If NPV Model Type Code is 1, Estimated Default Rate (without mod) must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Estimated Default Rate (DD70) must be blank.

4/9/2012 ADR Data Rules ADE-278
Rule Details If NPV Model Type Code is 1, Re-default Rate (with mod) must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Re-default Rate (DD163) must be blank.

4/9/2012 ADR Data Rules ADE-280
Rule Details If NPV Model Type Code is 1, Modification Fees must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Modification Fees (DD106) must be blank.

4/9/2012 ADR Data Rules ADE-282
Rule Details If NPV Model Type Code is 1, Mortgage Insurance Partial Claim Amount must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Mortgage Insurance Partial Claim Amount (DD103) must be blank.

4/9/2012 ADR Data Rules ADE-283
Rule Details If NPV Model Type Code is 2, NPV Test Result is mandatory and must be filled AND must be 1 or 2. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Test Result (DD123) is mandatory AND must be 1 or 2.

4/9/2012 ADR Data Rules ADE-284
Rule Details If NPV Model Type Code is 1, NPV Test Result must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Test Result (DD123) must be blank.

4/9/2012 ADR Data Rules ADE-288
Rule Details If NPV Model Type Code is 2, Investor Code is mandatory and must be filled and must be 1, 2, 3, 4, 5, 6 or 7. If Additional Data Reporting Type Code (DD967) is 1 or 3, Investor Code (DD9) must be 1, 2, 3, 4, or 8.

4/9/2012 ADR Data Rules ADE-289
All - rule removed If NPV Model Type Code is 1, Investor Code must be blank. (removed)

4/9/2012 ADR Data Rules ADE-291
Rule Details If NPV Model Type Code is 1, GSE Loan Number must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, GSE Loan Number (DD5) must be blank.

4/9/2012 ADR Data Rules ADE-293
Rule Details If NPV Model Type Code is 1, Product Before Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Product Before Modification (DD142) must be blank.

4/9/2012 ADR Data Rules ADE-296
Rule Details If NPV Model Type Code is 1, Remaining Term must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Remaining Term (DD164) must be blank.

4/9/2012 ADR Data Rules ADE-298
Rule Details If NPV Model Type Code is 1, Unpaid Principal Balance Before Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance Before Modification (DD225) must be blank.

6/27/2012 ADR Data Rules ADE-299
Rule Details If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) is mandatory and must be filled AND must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) must be greater than 0.

4/9/2012 ADR Data Rules ADE-300
Rule Details If NPV Model Type Code is 1, Interest Rate Before Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate Before Modification (DD85) must be blank.

4/9/2012 ADR Data Rules ADE-302
Rule Details If NPV Model Type Code is 1, Principal and Interest Payment Before Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal and Interest Payment Before Modification (DD135) must be blank.

4/9/2012 ADR Data Rules ADE-307
Rule Details If NPV Model Type Code is 1, Property Valuation As is Value must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Property Valuation As is Value (DD157) must be blank.

4/9/2012 ADR Data Rules ADE-309
Rule Details If NPV Model Type Code is 1, Monthly Gross Income must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Gross Income (DD110) must be blank.

4/9/2012 ADR Data Rules ADE-310
Rule Details If NPV Model Type Code is 2, Unpaid Principal Balance After Modification is mandatory and must be filled AND must be greater than 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance After Modification (DD222) must be provided and must be greater than 0.

4/9/2012 ADR Data Rules ADE-311
Rule Details If NPV Model Type Code is 1, Unpaid Principal Balance After Modification is blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Unpaid Principal Balance After Modification (DD222) must be blank.

4/9/2012 ADR Data Rules ADE-313
Rule Details If NPV Model Type Code (DD122) is 1, Interest Rate After Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Interest Rate After Modification (DD83) must be blank.

4/9/2012 ADR Data Rules ADE-315
Rule Details If NPV Model Type Code is 1, PMMS Rate must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, PMMS Rate (DD131) must be blank.

4/9/2012 ADR Data Rules ADE-316
Rule Details If NPV Model Type Code (DD122) is 2, Amortization Term After Modification (DD24) is mandatory and must be filled AND must be greater than or equal to 1 AND must be numeric. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be provided AND must be greater than or equal to 1 AND must be numeric.

4/9/2012 ADR Data Rules ADE-317
Rule Details If NPV Model Type Code is 1, Amortization Term After Modification must be blank.
 If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Amortization Term After Modification (DD24) must be blank.

4/9/2012 ADR Data Rules ADE-318
Rule Details If NPV Model Type Code (DD122) is 2, Principal and Interest Payment After Modification is mandatory and must be filled AND must be greater than 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be provided and must be greater than 0.

4/9/2012 ADR Data Rules ADE-319
Rule Details If NPV Model Type Code is 1, Principal and Interest Payment After Modification must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal and Interest Payment After Modification (DD132) must be blank.

4/9/2012 ADR Data Rules ADE-320
Rule Details If NPV Model Type Code is 2, Principal Forbearance Amount is mandatory and must be filled AND must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal Forbearance Amount (DD136) must be provided and must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-321
Rule Details If NPV Model Type Code is 1, Principal Forbearance Amount must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Forbearance Amount (DD136) must be blank.

4/9/2012 ADR Data Rules ADE-322
Rule Details If NPV Model Type Code is 2, Principal Write-down (Forgiveness) is mandatory and must be filled AND must be greater than or equal to 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal Write-down (Forgiveness) (DD139) must be provided and must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-323
Rule Details If NPV Model Type Code is 1, Principal Write-down (Forgiveness) must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Write-down (Forgiveness) (DD139) must be blank.

4/9/2012 ADR Data Rules ADE-325
Rule Details If NPV Model Type Code is 1, Property Valuation Type must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Property Valuation Type Code (DD160) must be blank.

5/30/2012 ADR Data Rules ADE-327
All - rule removed If NPV Model Type Code is 3 and NPV Date is filled, NPV Date must be greater than or equal to 2/1/2009. (removed)

5/30/2012 ADR Data Rules ADE-328
All - rule removed If NPV Model Type Code is 3 and NPV Date is filled, NPV Date must be less than or equal to 12/31/2013. (removed)

4/9/2012 ADR Data Rules ADE-329
Rule Details If NPV Model Type Code is 1, NPV Date must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Date (DD119) must be blank.

4/9/2012 ADR Data Rules ADE-330
Rule Details If NPV Model Type Code is 2, NPV Model Result Amount Pre Mod is mandatory and must be filled. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre Mod (DD121) must be provided.

4/9/2012 ADR Data Rules ADE-331
Rule Details If NPV Model Type Code is 1, NPV Model Result Amount Pre Mod must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Model Result Amount Pre Mod (DD121) must be blank.

4/9/2012 ADR Data Rules ADE-332
Rule Details If NPV Model Type Code is 2, NPV Model Result Amount Post-mod is mandatory and must be filled. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120) must be provided.

4/9/2012 ADR Data Rules ADE-333
Rule Details If NPV Model Type Code is 1, NPV Model Result Amount Post-mod must be blank. If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Model Result Amount Post-mod (DD120) must be blank.

4/9/2012 ADR Data Rules ADE-337
All - rule removed Reject transaction if Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided and loan matches to a paid HAFA Loan Setup in the HAMP system, meaning that the loan had a successful short sale or deed-in-lieu closing that paid off the loan. (removed)

4/9/2012 ADR Data Rules ADE-338
All - rule removed The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 12, 19 or 20) required by the associated HAFA transaction. (removed)

4/9/2012 ADR Data Rules ADE-339
All - rule removed The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction. (removed)

4/9/2012 ADR Data Rules ADE-341
Rule Details SD09-06 transactions are currently only accepted for the HAMP first lien program. The modification indicated in the transaction is of another program type. Reject the ADR transaction if the associated modification is Program Type/Campaign ID (DD10) of (HMP9) FHA.

4/9/2012 ADR Data Rules ADE-343
Rule Details Property Zip Code must match the property zip code on the associated first lien. Property Zip Code (DD161) must match the Property Zip Code (DD161) on the associated modification.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-345
Rule Details Principal Reduction Alternative (PRA) Amortization Term After Modification(DD562) ' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1or 2 and NPV Code Version (DD118) is greater than or equal to 4.0 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 (Private) or 4 (Portfolio) and NPV Date (DD119) on or after 10/01/2010, Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-346
Rule Details 'Principal Reduction Alternative Amount' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amount (DD591) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-348
Rule Details Maximum Months Past Due in Past 12 Months' (DD568)must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-351
Rule Details Principal Reduction Alternative (PRA) Interest Rate After Modification' (DD563) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) on or after 10/01/2010 then Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be provided, and must be less than or equal to Interest Rate Before Modification (DD85).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-353
Rule Details 'Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0 If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-355
Rule Details Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV date (DD119) on or after 10/01/2010, Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-357
Rule Details Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' cannot be $0, if provided. (removed)

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-358
Rule Details Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-360
All - rule removed Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' cannot be $0, if provided. (removed)

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-361
Rule Details Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' must be provided,if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be provided.

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Rules ADE-363
All - rule removed Principal Reduction Alternative (PRA) NPV Test Result' (DD572) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. (removed)

4/9/2012 ADR Data Rules ADE-366
Rule Details If NPV Model Type Code is 2, Interest Rate After Modification (DD83) must be less than or equal to 25%. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) must be less than or equal to 25%.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-372
Rule Details Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-374
Rule Details Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)(DD566) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-379
Rule Details Principal Reduction Alternative (PRA) NPV Test Result(DD572) must be positive(1) or negative(2). If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date (DD119) is on or after 10/01/2010 Principal Reduction Alternative (PRA) NPV Test Result (DD572) must be positive (1) or negative (2).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-381
All - rule removed If a trial is cancelled with a Trial Fallout Reason code of Unemployment Forbearance plan (19), the loan should not match a prior Official Modification. (removed)

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-382
All - rule removed If a trial is cancelled with a Trial Fallout Reason Code of Federally Declared Disaster (20), the loan should not match a prior Official Modification. (removed)

4/9/2012 ADR Data Rules ADE-383
All - rule removed If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, and Investor Code(DD9) is (3) Private or (4) Portfolio, then Interest Rate After Modification (DD83) must be greater than or equal to 0. (removed)

4/9/2012 ADR Data Rules ADE-384
Rule Details If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code(DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided, then Interest Rate After Modification (DD83) must greater than or equal to 0. If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Interest Rate After Modification (DD83) must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-387
Rule Details If NPV Model Type Code (DD122) is 2, Amortization Term After Modification (DD24) must be less than or equal the greater of (480 or the Remaining Term). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be less than or equal to the greater of (480 or Remaining Term (DD164)).

4/9/2012 ADR Data Rules ADE-388
All - rule removed If NPV Model Type Code (DD122) is 2, Association Dues/Fees Before Modification (DD29) must be less than P&I Before Modification (DD135). (removed)

4/9/2012 ADR Data Rules ADE-393
Rule Details If NPV Model Type (DD122) Code is 2, NPV Model Result Amount Post-mod (DD120) is mandatory and must be filled and must be greater than or equal to (0 - (UPB After Modification * 0.15) - (( Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46)) If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Post-mod (DD120) is mandatory and must be greater than or equal to (0 -(UPB After Modification * 0.15) - ((Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46)).

4/9/2012 ADR Data Rules ADE-397
Rule Details If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96) must be less than or equal to 999.99999 If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96), if provided, must be less than or equal to 999.99999.

4/9/2012 ADR Data Rules ADE-398
Rule Details If NPV Model Type Code (DD122) is 2 and Product Type is ARM, Next ARM Reset Rate (DD117) must be less than or equal to 25. If NPV Model Type Code (DD122) is 2 and Product Before Modification (DD142) is ARM, Next ARM Reset Rate (DD117) must be less than or equal to 25.

4/9/2012 ADR Data Rules ADE-401
Rule Details If NPV Model Type Code (DD122) is 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to (P&I Payment Before Modification (DD135) *(Remaining Term (DD164) + Months Past Due (DD115))). If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to Principal and Interest Payment Before Modification (DD135) * [Remaining Term (DD164) + Months Past Due (DD115)].

4/9/2012 ADR Data Rules ADE-404
All - rule removed If NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is null, Unpaid Principal Balance Before Modification ( DD225) must be less than or equal to 1,403,400.00 (removed)

4/9/2012 ADR Data Rules ADE-406
Rule Details If NPV Model Type Code (DD122) is 2, NPV Model Result Amount Pre-mod (DD121) is mandatory and must be filled AND must be greater than or equal to (0 - (UPB Before Modification (DD225) *0.15) - (((Monthly Hazard and Flood Insurance (DD111) +Monthly Real Estate Taxes) * 40)) If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Model Result Amount Pre-mod (DD121) is mandatory and must be greater than or equal to (0-(UPB Before Modification (DD225) * 0.15) - (((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) *40)).

4/9/2012 ADR Data Rules ADE-409
Rule Details For all Non-GSE loans, If NPV Model Type Code (DD122) is 2, and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139) must not be equal to 0. If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139) must not be equal to 0.

4/9/2012 ADR Data Rules ADE-410
Rule Details A Trial Fallout Reason Code (DD217) in (1,2,7,8,12,13,19,20) cannot be reported for an existing loan in a Trial Disqualified state. If Trial Fallout Reason Code (DD217) is not (14-Trial Plan Default), a corresponding modification of the same Tier cannot exist in the HAMP System in Trial Disqualified State.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-412
Rule Details If the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) match to an existing 1MP trial active or permanent modification, the NPV Model Type Code (DD122) must not be equal to (3) (NPV Model not yet executed).

Note: This only affects new transactions coming into the system and not transactions that existed in the system prior to implementation of this edit.		 If there is an associated modification in the HAMP System that is Trial Active or Official (any state), NPV Model Type Code (DD122) must not be 3.

5/30/2012 ADR Data Rules ADE-413
Rule Details A transaction with Trial Not Approved/Not Accepted Reason Code (DD218) equal to (7) Negative NPV or Trial Fallout Reason Code (DD217) equal to (7) Negative NPV, cannot have NPV Model Type code equal to (3).

Note: This only impacts new transactions coming into the system and not transactions that existed in the system prior to implementation of this edit.		 If Trial Not Approved/Not Accepted Reason Code (DD218) is (7-Negative NPV), NPV Model Type Code (DD122) must not be (3-NPV Model not yet executed).

4/9/2012 ADR Data Rules ADE-415
Rule Details Reject an ADE transaction, if the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an ADE transaction matches to the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an existing loan with a Program Type/Campaign ID (DD10) of (HMP12) Rural Development - HAMP. Reject the ADR transaction if the associated modification is Program Type/Campaign ID (DD10) of (HMP12) Rural Development - HAMP.

4/9/2012 ADR Data Rules ADE-417
All - new rule
If Additional Data Reporting Type Code (DD967) is 2 and NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Months Past Due (DD115) must be greater than or equal to 2.

4/9/2012 ADR Data Rules ADE-418
All - new rule
If Additional Data Reporting Type Code (DD967) is 2, Investor Code (DD9) must be 3 or 4.

4/9/2012 ADR Data Rules ADE-419
All - new rule
If Additional Data Reporting Type Code (DD967) is 2 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 2, Imminent Default Flag (DD79) must be No.

4/9/2012 ADR Data Rules ADE-420
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Occupancy Eligibility Type Code (DD957) must be blank.

4/9/2012 ADR Data Rules ADE-421
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, NPV Capitalized UPB Amount (DD955) must be blank.

4/9/2012 ADR Data Rules ADE-422
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, NPV Capitalized UPB Amount (DD955) must equal Unpaid Principal Balance After Modification (DD222) + Principal Forbearance Amount (DD136) + Principal Write-down (Forgiveness) (DD139).

4/9/2012 ADR Data Rules ADE-423
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Investor Override Indicator (DD959) must be blank.

4/9/2012 ADR Data Rules ADE-424
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Interest Rate (DD960) must be blank.

4/9/2012 ADR Data Rules ADE-425
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Amortization Term (DD961) must be blank.

4/9/2012 ADR Data Rules ADE-426
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Occupancy Eligibility Type Code (DD957) is 2, Primary Residence Total Housing Expense Amount (DD958) is mandatory and must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-427
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Primary Residence Total Housing Expense Amount (DD958) must be blank.

4/9/2012 ADR Data Rules ADE-428
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Occupancy Eligibility Type Code (DD957) is 2, Monthly Gross Rental Income Amount (DD956) is mandatory AND must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-429
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Monthly Gross Rental Income Amount (DD956) must be blank.

4/9/2012 ADR Data Rules ADE-430
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal Forbearance Amount (DD977) must be blank.

4/9/2012 ADR Data Rules ADE-431
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Interest Rate After Modification (DD978) must be blank.

4/9/2012 ADR Data Rules ADE-432
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Amortization Term After Modification (DD979) must be blank.

4/9/2012 ADR Data Rules ADE-434
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank.

4/9/2012 ADR Data Rules ADE-435
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank.

4/9/2012 ADR Data Rules ADE-436
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank.

4/9/2012 ADR Data Rules ADE-439
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 NPV Test Result (DD976) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-441
All - new rule
If NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1, 2, 3, 4, or 5.

4/9/2012 ADR Data Rules ADE-442
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, NPV Capitalized UPB Amount (DD955) must be populated and must be greater than or equal to Unpaid Principal Balance Before Modification (DD225).

4/9/2012 ADR Data Rules ADE-443
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2, Tier 2 Investor Override Indicator (DD959) must be Yes or No.

4/9/2012 ADR Data Rules ADE-444
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, at least one of Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), or Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be populated.

4/9/2012 ADR Data Rules ADE-445
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Interest Rate (DD960), if provided, must be greater than 0 and less than or equal to 25.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-446
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override Forbearance Amount (DD962) must be blank.

4/9/2012 ADR Data Rules ADE-447
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Forbearance Amount (DD962), if provided, must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955).

4/9/2012 ADR Data Rules ADE-448
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Interest Rate After Modification (DD978) is mandatory and must be greater than or equal to 0.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-449
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Amortization Term After Modification (DD979) must be greater than 0.

4/9/2012 ADR Data Rules ADE-450
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Principal and Interest Payment After Modification (DD980) is mandatory and must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-451
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Principal and Interest Payment After Modification (DD980) must be within a plus or minus 0.5% tolerance of [[(Tier 2 Interest Rate After Modification (DD978) /100)/12] / [1-(1+(Tier 2 Interest Rate After Modification (DD978) /100)/12)^- Tier 2 Amortization Term After Modification (DD979)]] * Tier 2 Unpaid Principal Balance After Modification (DD981).

4/9/2012 ADR Data Rules ADE-452
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 Unpaid Principal Balance After Modification (DD981) is mandatory and must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-453
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be populated.

4/9/2012 ADR Data Rules ADE-455
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Post-mod (DD971) must be less than or equal to [Tier 2 Principal and Interest Payment After Modification (DD980) * Tier 2 Amortization Term After Modification (DD979)] + Tier 2 Principal Forbearance Amount (DD977).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-469
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amortization Term After Modification (DD562) must be greater than or equal to Remaining Term.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-470
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative Amortization Term After Modification (DD562) must be less than or equal to the greater of (480 or Remaining Term).

4/9/2012 ADR Data Rules ADE-471
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562) must be blank.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-472
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Amortization Term After Modification (DD984) must be greater than 0.

4/9/2012 ADR Data Rules ADE-473
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is not provided, Tier 2 PRA Amortization Term After Modification (DD984) must be greater than 0 and less than or equal to (the maximum of Remaining Term or 480).

4/9/2012 ADR Data Rules ADE-474
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is provided, Tier 2 PRA Amortization Term After Modification (DD984) must equal Tier 2 Override Amortization Term (DD961).

4/9/2012 ADR Data Rules ADE-475
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Principal Reduction Alternative (PRA) Amortization Term After Modification (DD984) must be blank.

4/9/2012 ADR Data Rules ADE-476
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Amount (DD591) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-477
All - new rule
If NPV Model Type code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date is on or after 10/01/2010 and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative Amount (DD591) must be greater than 0 and less than NPV Capitalized UPB Amount (DD955) if provided.

4/9/2012 ADR Data Rules ADE-478
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be blank.

4/9/2012 ADR Data Rules ADE-479
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative Interest Rate After Modification (DD563) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-480
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563) must be greater than or equal to 0 and less than or equal to 25.

4/9/2012 ADR Data Rules ADE-481
All - new rule
If NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and NPV Date (DD119) is on or after 06/01/2012 and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Interest Rate after Modification (DD983) must be populated.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-482
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to Tier 2 Override Interest Rate (DD960).

4/9/2012 ADR Data Rules ADE-483
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 1, 3, or 4 and calculated MTMLTV is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

4/9/2012 ADR Data Rules ADE-484
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 06/01/2012 and Occupancy Eligibility Type Code (DD957) is 2 and calculated MTMLTV percent is greater than 115% and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 PRA Interest Rate After Modification (DD983) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

4/9/2012 ADR Data Rules ADE-485
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Interest Rate After Modification (DD983) must be blank.

4/9/2012 ADR Data Rules ADE-486
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, then Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must be blank.

4/9/2012 ADR Data Rules ADE-487
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be populated.

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Rules ADE-488
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must equal [[(Tier 2 PRA Interest Rate After Mod/100)/12]/[1-(1+(Tier 2 PRA Interest Rate After Mod/100)/12)^- Tier 2 PRA Amortization Term After Mod]] * Tier 2 PRA UPB After Mod within plus or minus 0.5% tolerance of the calculated value.

4/9/2012 ADR Data Rules ADE-489
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank.

4/9/2012 ADR Data Rules ADE-490
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative Unpaid Principal Balance After Modification (DD567) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-491
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Date (DD119) is on or after 10/01/2010 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567) + Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) + Principal Reduction Alternative (PRA) Principal Write-down (DD566) must be greater than or equal to Unpaid Principal Balance before Modification (DD225).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-492
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be populated.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-493
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-495
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Principal Forbearance Amount (DD977) must be equal to Tier 2 Override Forbearance Amount (DD962), if provided.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-496
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and calculated MTMLTV Percent is greater than 115% and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Forbearance Amount (DD962) is not provided, Tier 2 Principal Forbearance Amount (DD977) must be greater than 0, and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 Unpaid Principal Balance After Modification (DD981) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.","DD157 Property Valuation As is Value

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-497
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2, and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Interest Rate After Modification (DD978) must be equal to Tier 2 Override Interest Rate (DD960), if provided.

4/9/2012 ADR Data Rules ADE-498
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1, 3 or 4 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

4/9/2012 ADR Data Rules ADE-499
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 2 and Tier 2 Override Interest Rate (DD960) is not provided, Tier 2 Interest Rate After Modification (DD978) must be equal to the [PMMS Rate rounded up to the nearest 0.125 percent plus Non-Owner Occupied Premium Rate] that was in effect as of the NPV Date (DD119).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-500
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Override Amortization Term (DD961), if provided, must be greater than or equal to Remaining Term (DD164) and less than or equal to 600.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-501
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Investor Override Indicator (DD959) is Yes, Tier 2 Amortization Term After Modification (DD979) must be equal to Tier 2 Override Amortization Term (DD961), if provided.

4/9/2012 ADR Data Rules ADE-502
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Tier 2 Override Amortization Term (DD961) is not provided, Tier 2 Amortization Term After Modification (DD979) must be equal to the maximum of Remaining Term (DD164) or 480.

4/9/2012 ADR Data Rules ADE-503
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (3-Ineligible-DTI), calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-504
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (4-Ineligible-Payment), the Tier 2 Percentage Change in Principal and Interest payment must be less than 10

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-505
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is (5-Ineligible-DTI and Payment):
a. calculated Tier 2 Front Ratio After Modification must be less than 25 or greater than 42, AND
b. Tier 2 Percentage Change in Principal and Interest payment must be less than 10.

4/9/2012 ADR Data Rules ADE-506
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-508
All - new rule
If NPV Model Type Code is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and NPV Date (DD119) is on or after 10/01/2010 and Investor Code (DD9) is 3 or 4, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must not be equal to NPV Model Result Amount Post-Mod (DD120).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-509
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must be greater than or equal to (0-(PRA UPB After Modification (DD567) * 0.15) - (( Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46)).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-510
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Post-Mod (DD570) must be less than or equal to [(PRA P&I Payment After Modification (DD564) * PRA Amortization Term After Modification (DD562)] + PRA Principal Forbearance Amount (DD565)).

4/9/2012 ADR Data Rules ADE-511
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must be populated.

4/9/2012 ADR Data Rules ADE-512
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must be blank.

4/9/2012 ADR Data Rules ADE-513
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 06/01/2012 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code is 3 or 4, Tier 2 PRA NPV Model Result Amount Post Mod (DD973) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-514
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type (DD122) Code is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) is mandatory and must be filled and must be greater than or equal to (0 - (Tier 2 PRA UPB After Modification (DD986) * 0.15) - (( Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46)).

4/9/2012 ADR Data Rules ADE-515
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be less than or equal to (Tier 2 PRA P&I Payment After Modification (DD985) * Tier 2 PRA Amortization Term After Modification (DD984)).

4/9/2012 ADR Data Rules ADE-516
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-517
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571) must be greater than or equal to (0-UPB Before Modification * 0.15) - (((Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40)).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-518
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Product Before Modification is 2, PRA NPV Model Result Amount Pre-mod (DD571) must be less than or equal to (Principal and Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115))).

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Rules ADE-519
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Product Before Modification (DD142) is not 2, PRA NPV Model Result Amount Pre-mod (DD571) must be less than or equal to [(Principal & Interest Payment Before Modification (DD135) * Months Past Due (DD115))] + UPB Before Modification (DD225).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-520
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-Mod (DD571) must equal NPV Model Result Amount Pre-Mod (DD121).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-521
All - new rule
If NPV Date (DD119) on or after 06/01/2012 and NPV Model Type Code (DD122) is 2, and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must be populated.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-523
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must not equal Tier 2 NPV Model Result Amount Post Mod (DD971).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-524
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must equal Tier 2 NPV Model Result Amount Pre-Mod (DD972).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-525
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Product Before Modification is 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be less than or equal to (Principal & Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115))).

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-526
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Product Before Modification is not 2, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be less than or equal to (Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)) + Unpaid Principal Balance Before Modification (DD225).

4/9/2012 ADR Data Rules ADE-528
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Model Result Amount Pre-Mod (DD974) must be blank.

4/9/2012 ADR Data Rules ADE-529
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, PRA NPV Test Result (DD572) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-530
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is 1 (Positive), Principal Reduction Alternative NPV Model Result Amount Post-Mod (DD570) must be greater than or equal to Principal Reduction Alternative NPV Model Result Amount Pre Mod (DD571).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-531
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) greater than or equal to 10/01/2010 and Principal Reduction Alternative (PRA) NPV Test Result (DD572) is 2 (Negative), then Principal Reduction Alternative NPV Model Result Amount Post-mod (DD570) must be less than Principal Reduction Alternative NPV Model Result Amount Pre-Mod (DD571).

4/9/2012 ADR Data Rules ADE-532
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4, Tier 2 PRA NPV Test Result (DD975) must be populated and must be (1) Positive, (2) Negative, (3) Ineligible DTI, (4) Ineligible Payment, or (5) Ineligible DTI & Payment.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-533
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 (Positive), then Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be greater than or equal to Tier 2 PRA NPV Model Result Amount Pre-mod (DD974).

4/9/2012 ADR Data Rules ADE-534
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 2 (Negative), then Tier 2 PRA NPV Model Result Amount Post-Mod (DD973) must be less than Tier 2 PRA NPV Model Result Amount Pre-mod (DD974).

4/9/2012 ADR Data Rules ADE-535
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 3, then the calculated Front Ratio After Modification must be less than 25 or greater than 42.

4/9/2012 ADR Data Rules ADE-538
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA NPV Test Result (DD975) must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-539
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, then Principal Reduction Alternative (PRA) Forbearance Amount (DD565) must be greater than or equal to 0 and less than or equal to NPV Capitalized UPB Amount (DD955), if provided.

4/9/2012 ADR Data Rules ADE-540
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Principal Reduction Alternative Principal Forbearance (DD565) Amount must be blank.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-541
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be greater than 0 and less than or equal to NPV Capitalized UPB Amount (DD955), if provided.

4/9/2012 ADR Data Rules ADE-542
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, OR Occupancy Eligibility Type Code (DD957) is 2, 3, or 4 OR Investor Code (DD9) is 1 or 2 OR NPV Date (DD119) is before 10/01/2010, Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566) must be blank.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-543
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV Percent is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is not provided, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be greater than 0 and must be within a plus or minus 0.5% tolerance of the minimum of:
a. 30% of the NPV Capitalized UPB Amount (DD955) or
b. the amount to reduce the Tier 2 PRA Unpaid Principal Balance After Modification (DD986) to 115% of the Property Valuation As Is Value (DD157).

Note: This edit will use the standard 115.00001% threshold.

4/9/2012 ADR Data Rules ADE-544
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2 and Tier 2 Override PRA Principal Forgiveness Amount (DD963) is provided, then Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be equal to Tier 2 Override PRA Principal Forgiveness Amount (DD963).

4/9/2012 ADR Data Rules ADE-545
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) Amount must be blank.

4/9/2012 ADR Data Rules ADE-546
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, Tier 2 Override PRA Principal Forgiveness Amount (DD963) if provided must be greater than or equal to 0 and less than or equal to the NPV Capitalized UPB Amount (DD955).

4/9/2012 ADR Data Rules ADE-547
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be blank.

4/9/2012
updated 5/30/2012
updated 6/27/2012		 ADR Data Rules ADE-548
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, NPV Capitalized UPB Amount (DD955), if provided, must equal Principal Reduction Alternative (PRA) UPB After Mod (DD567) + Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) + Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566).

4/9/2012 ADR Data Rules ADE-549
All - new rule
If NPV Date (DD119) is on or after 06/01/2012 and NPV Model Type Code (DD122) is 2 and calculated MTMLTV is greater than 115% and Investor Code (DD9) is 3 or 4 and Tier 2 PRA NPV Test Result (DD975) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Tier 2 PRA Unpaid Principal Balance After Modification (DD986) + Tier 2 PRA Principal Write-down (Forgiveness) (DD982).

4/9/2012 ADR Data Rules ADE-550
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564) must equal [[(PRA Interest Rate After Mod/100)/12]/[1-(1+(PRA Interest Rate After Mod/100)/12)^- PRA Amortization Term After Mod]] * PRA Unpaid Principal Balance After Modification (DD562) within plus or minus 0.5% tolerance of the calculated value.

4/9/2012 ADR Data Rules ADE-551
All - new rule
If Additional Data Reporting Type Code (DD967) is 2, Modification Evaluation Date (DD970) must be on or after 6/1/2012.

4/9/2012 ADR Data Rules ADE-552
All - new rule
Additional Data Reporting Type Code (DD967) is mandatory and must be 1, 2, or 3.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-553
All - new rule
Modification Evaluation Date (DD970) is mandatory and must be a valid date on or after 3/4/2009 and on or before 9/30/2014

4/9/2012 ADR Data Rules ADE-554
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Tier 2 Investor Override Indicator (DD959) is No, then Tier 2 Override Interest Rate (DD960), Tier 2 Override Amortization Term (DD961), Tier 2 Override Forbearance Amount (DD962), and Tier 2 Override PRA Principal Forgiveness Amount (DD963) must not be populated.

4/9/2012 ADR Data Rules ADE-555
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is (2-Fixed Rate), Tier 2 NPV Model Result Amount Pre-mod (DD972) must be less than or equal to Principal and Interest Payment Before Modification (DD135) * (Remaining Term (DD164) + Months Past Due (DD115)).

4/9/2012 ADR Data Rules ADE-556
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2 and Product Before Modification (DD142) is not (2-Fixed Rate), Tier 2 NPV Model Result Amount Pre-mod (DD972) must be less than or equal to [Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225).

4/9/2012 ADR Data Rules ADE-557
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Pre-mod (DD972) is mandatory and must be greater than or equal to 0 - (Unpaid Principal Balance Before Modification (DD225) * 0.15) - [(Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 40].

4/9/2012 ADR Data Rules ADE-558
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, Tier 2 NPV Model Result Amount Post-mod (DD971) is mandatory and must be greater than or equal to 0 - (Tier 2 Unpaid Principal Balance After Modification (DD981) * 0.15) - [Monthly Hazard and Flood Insurance (DD111) + Monthly Real Estate Taxes (DD114)) * 46].

4/9/2012 ADR Data Rules ADE-559
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Amortization Term After Modification (DD979) must be blank.

4/9/2012 ADR Data Rules ADE-562
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Interest Rate After Modification (DD978) must be blank.

4/9/2012 ADR Data Rules ADE-563
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank.

4/9/2012 ADR Data Rules ADE-564
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Unpaid Principal Balance After Modification (DD981) must be blank.

4/9/2012 ADR Data Rules ADE-565
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank.

4/9/2012 ADR Data Rules ADE-566
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank.

4/9/2012 ADR Data Rules ADE-567
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-568
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 NPV Test Result (DD976) must be blank.

4/9/2012 ADR Data Rules ADE-569
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Forbearance Amount (DD962) must be blank.

4/9/2012 ADR Data Rules ADE-570
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Interest Rate (DD960) must be blank.

4/9/2012 ADR Data Rules ADE-571
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Override Amortization Term (DD961) must be blank.

4/9/2012 ADR Data Rules ADE-572
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Investor Override Indicator (DD959) must be blank.

4/9/2012 ADR Data Rules ADE-573
All - new rule
If NPV Date (DD119) is before 6/1/2012, Tier 2 Principal Forbearance Amount (DD977) must be blank.

4/9/2012 ADR Data Rules ADE-574
All - new rule
If NPV Date (DD119) is before 6/1/2012, Monthly Gross Rental Income Amount (DD956) must be blank.

4/9/2012 ADR Data Rules ADE-575
All - new rule
If NPV Date (DD119) is before 6/1/2012, Primary Residence Total Housing Expense Amount (DD958) must be blank.

4/9/2012 ADR Data Rules ADE-577
All - new rule
If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA Amortization Term After Modification (DD984) must be blank.

4/9/2012 ADR Data Rules ADE-578
All - new rule
If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Interest Rate After Modification (DD983) must be blank.

4/9/2012 ADR Data Rules ADE-579
All - new rule
If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank.

4/9/2012 ADR Data Rules ADE-580
All - new rule
If NPV Date (DD119) is before 06/01/2012 Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank.

4/9/2012 ADR Data Rules ADE-581
All - new rule
If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Model Result Amount Post-Mod (DD973) must be blank.

4/9/2012 ADR Data Rules ADE-582
All - new rule
If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Model Result Amount Pre-Mod (DD974) must be blank.

4/9/2012 ADR Data Rules ADE-583
All - new rule
If NPV Date (DD119) is before 06/01/2012, Tier 2 PRA NPV Test Result (DD975) must be blank.

4/9/2012 ADR Data Rules ADE-584
All - new rule
If NPV Date is before 06/01/2012, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be blank.

4/9/2012 ADR Data Rules ADE-585
All - new rule
If NPV Date (DD119) is before 06/01/2012, Tier 2 Override PRA Principal Forgiveness Amount (DD963) must be blank.

4/9/2012 ADR Data Rules ADE-586
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Sex Type Code (DD58) must be blank.

4/9/2012 ADR Data Rules ADE-587
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Race Type Code (DD57) must be blank.

4/9/2012 ADR Data Rules ADE-588
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Co-Borrower Ethnicity Type Code (DD54) must be blank.

4/9/2012 ADR Data Rules ADE-589
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Sex Type Code (DD42) must be blank.

4/9/2012 ADR Data Rules ADE-590
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Race Type Code (DD41) must be blank.

4/9/2012 ADR Data Rules ADE-591
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 5 or 6, Borrower Ethnicity Type Code (DD36) must be blank.

4/9/2012 ADR Data Rules ADE-592
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 6/1/2012 and Tier 2 NPV Test Result (DD976) is 1 or 2, NPV Capitalized UPB Amount (DD955) must equal Tier 2 Unpaid Principal Balance After Modification (DD981) + Tier 2 Principal Forbearance Amount (DD977) + Tier 2 Non-PRA Forgiveness Amount (DD964).

4/9/2012 ADR Data Rules ADE-593
All - new rule
If NPV Model Type Code (DD122) is 2, Estimated Default Rate (DD70) must be greater than Re-Default Rate (DD163).

4/9/2012 ADR Data Rules ADE-594
All - new rule
If NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is (3-Private) or (4-Portfolio), GSE Loan Number (DD5) must be blank.

4/9/2012 ADR Data Rules ADE-595
All - new rule
If NPV Model Type Code is 2, Months Past Due (DD115) must be less than the calculated Loan Age.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-597
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Product Before Modification (DD142) is not 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to [[Principal and Interest Payment Before Modification (DD135) * Months Past Due (DD115)] + Unpaid Principal Balance Before Modification (DD225)].

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-598
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Test Result (DD123) is 1 (Positive), then NPV Model Result Amount Post-mod (DD120) must be greater than or equal to NPV Model Result Amount Pre-mod (DD121).

4/9/2012 ADR Data Rules ADE-599
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and NPV Test Result (DD123) is 2 (Negative) NPV Model Result Amount Post-mod (DD120) must be less than NPV Model Result Amount Pre-mod (DD121).

4/9/2012 ADR Data Rules ADE-600
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be within a plus or minus 0.5% tolerance of [[(Interest Rate After Modification (DD83) / 100)/12] / [1-(1+(Interest Rate After Modification (DD83) / 100) / 12) ^- Amortization Term After Modification (DD24)]] * Unpaid Principal Balance After Modification (DD222).

4/9/2012 ADR Data Rules ADE-601
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Principal and Interest Payment After Modification (DD132) must be less than Principal and Interest Payment Before Modification (DD135).

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-602
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to (Unpaid Principal Balance After Modification (DD222) + Principal Forbearance (DD136) + Principal Write-down (Forgiveness) (DD139)).

4/9/2012 ADR Data Rules ADE-603
All - new rule
If NPV Date (DD119) is before 6/1/2012 and NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1 or 5.

4/9/2012 ADR Data Rules ADE-604
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 4/15/2009 and on or before 7/5/2009, NPV Code Version (DD118) must be greater than or equal to 1 and less than 2.

4/9/2012 ADR Data Rules ADE-605
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 7/6/2009 and on or before 8/31/2009, NPV Code Version (DD118) must be greater than or equal to 2 and less than 3.

4/9/2012 ADR Data Rules ADE-606
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 9/1/2009 and on or before 9/30/2010, NPV Code Version (DD118) must be greater than or equal to 3 and less than 4.

4/9/2012 ADR Data Rules ADE-607
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 10/1/2010 and on or before 5/31/2012, NPV Code Version (DD118) must be greater than or equal to 4 and less than 5.

4/9/2012 ADR Data Rules ADE-608
All - new rule
If NPV Model Type Code (DD122) is 2 and NPV Date (DD119) is on or after 6/1/2012, NPV Code Version (DD118) must be greater than or equal to 5.

4/9/2012
updated 6/27/2012		 ADR Data Rules ADE-609
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent (DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be greater or equal to Months Past Due (DD115).

4/9/2012 ADR Data Rules ADE-610
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Post-Arrearage MTMLTV Percent(DD701) is greater than 115% and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010, Maximum Months Past Due in Past 12 Months (DD568) must be less than the calculated Loan Age.

4/9/2012 ADR Data Rules ADE-611
All - new rule
If Additional Data Reporting Type Code (DD967) is 1, HAMP Tier 1 Not Offered Reason Code (DD987) must be blank.

4/9/2012 ADR Data Rules ADE-612
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5, Amortization Term After Modification (DD24) must be greater than or equal to Remaining Term (DD164).

4/9/2012 ADR Data Rules ADE-613
All - new rule
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 1, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 729,750.00.

4/9/2012 ADR Data Rules ADE-614
All - new rule
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 2, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 934,200.00.

4/9/2012 ADR Data Rules ADE-615
All - new rule
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 3, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 1,129,250.00.

4/9/2012 ADR Data Rules ADE-616
All - new rule
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code (DD217) is not provided and Trial Not Approved/Not Accepted Reason Code (D218) is not provided and Property Number of Units (DD148) is 4, Unpaid Principal Balance Before Modification (DD225) must be less than or equal to 1,403,400.00.

4/9/2012 ADR Data Rules ADE-617
All - new rule
If NPV Date (DD119) is provided and is on or after 6/1/2012, it must be equal to Modification Evaluation Date (DD970).

4/9/2012 ADR Data Rules ADE-618
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Principal Forbearance Amount (DD977) must be blank.

4/9/2012 ADR Data Rules ADE-619
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Interest Rate After Modification (DD978) must be blank.

4/9/2012 ADR Data Rules ADE-620
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Amortization Term After Modification (DD979) must be blank.

4/9/2012 ADR Data Rules ADE-621
All - new rule
If Race/Ethnicity/Gender Source Type Code (DD162) is 6 (Previously Reported), the associated loan must exist in the HAMP System with Race/Ethnicity/Gender Source Type Code (DD162) equal to 1, 2, 3 or 4.

4/9/2012 ADR Data Rules ADE-622
All - new rule
If NPV Model Type Code (DD122) is 5, the associated modification must have NPV previously reported with NPV Model Type Code 2.

4/9/2012 ADR Data Rules ADE-623
All - new rule
NPV Date (DD119), if provided, must be equal to NPV Date (DD119) from latest servicer-submitted Trial Loan Setup where the associated modification is Trial Active or Official in any State.

4/9/2012 ADR Data Rules ADE-624
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Principal Write-down (Forgiveness) (DD982) must be blank.

4/9/2012 ADR Data Rules ADE-625
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Interest Rate After Modification (DD983) must be blank.

4/9/2012 ADR Data Rules ADE-626
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Amortization Term After Modification (DD984) must be blank.

4/9/2012 ADR Data Rules ADE-627
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Principal and Interest Payment After Modification (DD985) must be blank.

4/9/2012 ADR Data Rules ADE-628
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA Unpaid Principal Balance After Modification (DD986) must be blank.

4/9/2012 ADR Data Rules ADE-629
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA NPV Model Result Amount Post-mod (DD973) must be blank.

4/9/2012 ADR Data Rules ADE-630
All - new rule
If Tier 2 PRA NPV Test Result (DD975) is 3, 4 or 5, Tier 2 PRA NPV Model Result Amount Pre-mod (DD974) must be blank.

4/9/2012 ADR Data Rules ADE-631
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Principal and Interest Payment After Modification (DD980) must be blank.

4/9/2012 ADR Data Rules ADE-632
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Unpaid Principal Balance After Modification (DD981) must be blank.

4/9/2012 ADR Data Rules ADE-633
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 NPV Model Result Amount Pre-mod (DD972) must be blank.

4/9/2012 ADR Data Rules ADE-634
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 NPV Model Result Amount Post-mod (DD971) must be blank.

4/9/2012 ADR Data Rules ADE-635
All - new rule
If Tier 2 NPV Test Result (DD976) is 3, 4, or 5, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank.

4/9/2012 ADR Data Rules ADE-636
All - new rule
If Additional Data Reporting Type Code (DD967) is 3, Trial Not Approved/Not Accepted Reason Code (DD218) must be provided.

4/9/2012 ADR Data Rules ADE-639
All - new rule
If Additional Data Reporting Type Code (DD967) is 3, Trial Fallout Reason Code (DD217) must be blank.

4/9/2012 ADR Data Rules ADE-640
All - new rule
If Additional Data Reporting Type Code (DD967) is 1 or 2, Trial Not Approved/Not Accepted Reason Code (DD218) must be blank.

4/9/2012 ADR Data Rules ADE-641
All - new rule
If Trial Not Approved Not Accepted Reason Code (DD218) is provided, Additional Data Reporting Type Code (DD967) must be equal to 3.

4/9/2012 ADR Data Rules ADE-642
All - new rule
If HAMP Tier 1 Not Offered Reason Code (DD987) is provided, Additional Data Reporting Type Code (DD967) must be 2 or 3.

4/9/2012 ADR Data Rules ADE-643
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, HAMP Tier 1 Not Offered Reason Code (DD987) must be provided.

4/9/2012 ADR Data Rules ADE-644
All - new rule
If NPV Model Type Code (DD122) is 2 and Occupancy Eligibility Type Code (DD957) is 1 or 5 and Investor Code (DD9) is 3 or 4 and NPV Date (DD119) is on or after 10/01/2010 and Post-Arrearage MTMLTV Percent (DD701) is less than or equal to 115% and if any ONE of the following is populated then all the others must also be populated:

Maximum Months Past Due in Past 12 Months (DD568)
Principal Reduction Alternative Amount (DD591)
Principal Reduction Alternative (PRA) Interest Rate After Modification (DD563)
Principal Reduction Alternative (PRA) Amortization Term After Modification (DD562)
Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565)
Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification (DD564)
Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) (DD566)
Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification (DD567)
Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod (DD570)
Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod (DD571)
Principal Reduction Alternative (PRA) NPV Test Result (DD572).

4/9/2012 ADR Data Rules ADE-645
All - new rule
If Additional Data Reporting Type Code (DD967) is 1 or 2 and Investor Code (DD9) is not 8 and the associated modification is Trial Active, or Official in any state, Investor Code (DD9) must be equal to the current Investor Code on the modification.

4/9/2012 ADR Data Rules ADE-646
All - new rule
If Additional Data Reporting Type Code (DD967) is 1 or 2, a corresponding modification of the same Tier must exist in the HAMP System.

4/9/2012 ADR Data Rules ADE-647
All - new rule
If Additional Data Reporting Type Code (DD967) is 2 and HAMP Tier 1 Not Offered Reason Code (DD987) is not provided, there must be a corresponding modification in the HAMP System for which HAMP Tier 1 Not Offered Reason Code (DD987) was provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-648
All - new rule
If Trial Not Approved Not Accepted Reason Code (DD218) is (18-Submission Error Correction), there must be an associated Trial Not Approved/Not Accepted of the same Tier in the HAMP system.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-649
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, there must not be a Tier 1 Modification for the loan in the HAMP System that is Trial Active, Official Active, or Official Paid Off.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-650
All - new rule
If Additional Data Reporting Type Code is 3, HAMP Tier 1 Not Offered Reason Code (DD987), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, 25, or 29.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-651
All - new rule
If Modification Evaluation Date (DD970) is before 6/1/2012, Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 18, 19, 20, 21, 24, or 25.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-652
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 3 or 4, Trial Not Approved/Not Accepted Reason Code (DD218), if provided, must be 1, 4, 5, 6, 7, 8, 9, 10, 11, 13, 18, 19, 20, 21, 24, 25, 26, 27, 28 or 29.

4/9/2012 ADR Data Rules ADE-653
All - new rule
If Modification Evaluation Date (DD970) is before 6/1/2012 and NPV Model Type Code (DD122) is 5 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, NPV Test Result must be 2 in the previously-reported record.

4/9/2012 ADR Data Rules ADE-654
All - new rule
If Modification Evaluation Date (DD970) is before 6/1/2012 and NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, NPV Test Result (DD123) must be 2.

4/9/2012 ADR Data Rules ADE-655
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 5 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, Tier 2 NPV Test Result must be 2 in the previously-reported record.

4/9/2012 ADR Data Rules ADE-656
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, Tier 2 NPV Test Result (DD976) must be 2.

4/9/2012 ADR Data Rules ADE-659
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 5 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 28 and there is NPV information in the HAMP System for the associated modification, Tier 2 NPV Test Result must be 3 or 5 in the previously-reported record.

4/9/2012 ADR Data Rules ADE-660
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4 and Trial Not Approved/Not Accepted Reason Code (DD218) is 28, Tier 2 NPV Test Result (DD976) must be 3 or 5.

4/9/2012 ADR Data Rules ADE-661
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1), they both must be 1.

4/9/2012 ADR Data Rules ADE-662
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 4), they both must be 4.

4/9/2012 ADR Data Rules ADE-663
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 11), they both must be 11.

4/9/2012 ADR Data Rules ADE-664
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 21), they both must be 21.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-665
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 18), they both must be 18.

4/9/2012 ADR Data Rules ADE-666
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and (HAMP Tier 1 Not Offered Reason Code (DD987) or Trial Not Approved/Not Accepted Reason Code (DD218) is 24), they both must be 24.

4/9/2012 ADR Data Rules ADE-667
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 5 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7 and there is NPV information in the HAMP System for the associated modification, NPV Test Result must be 2 in the previously-reported record.

4/9/2012 ADR Data Rules ADE-668
All - new rule
If Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is 7, NPV Test Result (DD123) must be 2.

4/9/2012 ADR Data Rules ADE-669
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and Investor Code (DD9) is 1 or 2, HAMP Tier 1 Not Offered Reason Code (DD987) must equal Trial Not Approved/Not Accepted Reason Code (DD218).

4/9/2012 ADR Data Rules ADE-670
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 1 or 2, Tier 2 Investor Override Indicator (DD959) must be No.

4/9/2012 ADR Data Rules ADE-671
All - new rule
If NPV Model Type Code (DD122) is 6, Trial Fallout Reason Code (DD217) must be provided.

4/9/2012
updated 5/30/2012		 ADR Data Rules ADE-672
All - new rule
If NPV Date (DD119) is on or after 6/1/2012 and NPV Model Type Code (DD122) is 2 and Investor Code (DD9) is 3 or 4, Tier 2 Non-PRA Forgiveness Amount (DD964), if provided, must be greater than or equal to 0.

4/9/2012 ADR Data Rules ADE-674
All - new rule
If Additional Data Reporting Type Code (DD967) is 2, HAMP Tier 1 Not Offered Reason Code (DD987), if provided, must be 2, 3, 7, 10, 12, or 29.

4/9/2012 ADR Data Rules ADE-675
All - new rule
If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is 1, 4, or 11, there must not be an active HAFA Notification or HAFA Setup for the loan in the HAMP System.

4/9/2012 ADR Data Rules ADE-676
All - new rule
If Investor Code (DD9) is 1 or 2 and NPV Model Type Code (DD122) is 2, Occupancy Eligibility Type Code (DD957) must be 1 or 5.

5/30/2012
updated 6/27/2012		 ADR Data Rules ADE-677
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012 and [Trial Not Approved/Not Accepted Reason Code (DD218) or HAMP Tier 1 Not Offered Reason Code (DD987)] is 29, there must be one or more of the following for the loan in the HAMP System:
a. Trial Not Approved/Not Accepted
b. Official Disqualified
c. Trial Cancel with Trial Fallout Reason Code (8-Offer Not Accepted by Borrower/Request Withdrawn)

5/30/2012 ADR Data Rules ADE-678
All - new rule
If NPV Model Type Code (DD122) is 6, the associated modification must not have NPV previously reported in the HAMP System.

5/30/2012 ADR Data Rules ADE-679
All - new rule
If Additional Data Reporting Type Code (DD967) is 3 and Modification Evaluation Date (DD970) is on or after 6/1/2012, reject the transaction if:
a. There is an active HAFA Notification or HAFA Setup on the loan AND
b. There is no existing ADR matched to the loan with a Modification Evaluation Date on or after 6/1/2012

5/30/2012 ADR Data Rules ADE-680
All - new rule
If Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is (18-Submission Error Correction), there must not be an active HAFA Notification or HAFA Setup for the modification in the HAMP System.

5/30/2012 ADR Data Rules ADE-681
All - new rule
If Additional Data Reporting Type Code (DD967) is 2 and Trial Fallout Reason Code (DD217) is (14-Trial Plan Default), reject the transaction if the latest modification associated with the loan is Tier 1 Trial Active or Official any state.

6/27/2012 ADR Data Rules ADE-683
All - new rule
If NPV Model Type Code (DD122) is 1, 3, 5, or 6, Tier 2 Non-PRA Forgiveness Amount (DD964) must be blank.



















Additional Data Reporting Data Dictionary Changes - Data Dictionary Documentation Update for Previously Implemented Changes







Publication Date
Ref ID Name of Data Point Field Old Value New Value

2/29/2012 SD 09-06 Data Dictionary DD8 HAMP Servicer Number Rule Details - Previously implemented rule added to Data Dictionary
ADE-334
Reject transaction if a loan is transferred in the HAMP system and an Additional Data Elements transaction is submitted with HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) matching the Transferor Loan

Rule Type - Previously implemented rule added to Data Dictionary
ADE-334
Hard Stop

2/29/2012 SD 09-06 Data Dictionary DD9 Investor Code Rule Details - Rule removed from Data Point ADE-411: If NPV Model Type Code is 2, and Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136) cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification(DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification(DD222).		 (removed)

2/29/2012 SD 09-06 Data Dictionary DD701 Post-Arrearage MTMLTV Percent Rule Details - Rule added to Data Point
ADE-345
'Principal Reduction Alternative (PRA) Amortization Term After Modification(DD562) ' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Invester Code (DD9) not =1or 2 and NPV Code Version (DD118) is greater than or equal to 4.0

ADE-346
Principal Reduction Alternative Amount' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-348
Maximum Months Past Due in Past 12 Months' (DD568)must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0

ADE-351
Principal Reduction Alternative (PRA) Interest Rate After Modification' (DD563) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-353
Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0

ADE-355
Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-358
Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0

ADE-361
Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' must be provided,if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-363
Principal Reduction Alternative (PRA) NPV Test Result' (DD572) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-372
Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

ADE-374
Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)(DD566) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.

Rule Type - Rule added to Data Point
ADE-345
LPS
Hard Stop
ADE-346
LPS
Hard Stop
ADE-348
LPS
Hard Stop
ADE-351
LPS
Hard Stop
ADE-353
LPS
Hard Stop
ADE-355
LPS
Hard Stop
ADE-358
LPS
Hard Stop
ADE-361
LPS
Hard Stop
ADE-363
LPS
Hard Stop
ADE-372
LPS
Hard Stop
ADE-374
LPS
Hard Stop

2/29/2012 SD 09-06 Data Dictionary DD14 Servicer Loan Number Rule Details - Previously implemented rule added to Data Dictionary
ADE-334
Reject transaction if a loan is transferred in the HAMP system and an Additional Data Elements transaction is submitted with HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) matching the Transferor Loan

Rule Type - Previously implemented rule added to Data Dictionary
ADE-334
Hard Stop

2/29/2012 SD 09-06 Data Dictionary DD217 Trial Fallout Reason Code Rule Details - Previously implemented rule added to Data Dictionary
ADE-337
Reject transaction if Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided and loan matches to a paid HAFA Loan Setup in the HAMP system, meaning that the loan had a successful short sale or deed-in-lieu closing that paid off the loan.

Rule Type - Previously implemented rule added to Data Dictionary
ADE-337
Hard Stop

2/29/2012 SD 09-06 Data Dictionary DD218 Trial Not Approved/Not Accepted Reason Code Rule Details - Previously implemented rule added to Data Dictionary
ADE-337
Reject transaction if Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided and loan matches to a paid HAFA Loan Setup in the HAMP system, meaning that the loan had a successful short sale or deed-in-lieu closing that paid off the loan.

Rule Type - Previously implemented rule added to Data Dictionary
ADE-337
Hard Stop



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 09/26/2011







Publication Date
Ref ID Name of Data Point Field Old Value New Value

9/19/2011 SD 09-06 Data Dictionary DD83 Interest Rate After Modification ADE Business Rules - Rule Update ADE-407
If NPV Model Type Code (DD122) is 2, Interest Rate After Modification (DD83) must be less than or equal to Interest Rate Before Modification (DD85).		 ADE-407
If NPV Model Type Code (DD122) is 2, Interest Rate After Modification (DD83) must be less than or equal to Interest Rate Before Modification (DD85).
As of 9/26/2011 - This rule is no longer applicable and is removed.

6/30/2011 SD 09-06 Data Dictionary DD701 Post-Arrearage MTMLTV Percent Calculation - updated 1MP loan setup:
((UPB before Mod (DD225) + Amount Capitalized (DD27)) - (Principal Write-down (Forgiveness)(DD139) - PRA Amount (DD591)))/Property Valuation As Is Value (DD157)

SD09-06:
((UPB after Mod (DD222) + PRA Forbearance (DD565)) + (PRA Forgiveness (DD566) - PRA Amount (DD591)))/Property Valuation As Is Value (DD157)		 1MP loan setup:
((UPB before Mod (DD225) + Amount Capitalized (DD27)) - (Principal Write-down (Forgiveness)(DD139) - PRA Amount (DD591)))/Property Valuation As Is Value (DD157)

SD09-06:
((UPB after Mod (DD222) + PRA Forbearance (DD565)) + (PRA Forgiveness (DD566) - PRA Amount (DD591)))/Property Valuation As Is Value (DD157)

As of 09/26/2011:
SD09-06:
(UPB after Mod (DD222) + Principal Forbearance (DD136) + Principal Write-down (DD139))/Property Valuation As Is Value (DD157)



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 7/25/2011







Publication Date
Ref ID Name of Data Point Field Old Value New Value

6/30/2011 SD 09-06 Data Dictionary DD142 Product Before Modification Allowable Values Enumeration:
1. ARM *
2. Fixed rate *
3. Step Rate
4. One Step Variable
5. Two Step Variable
6. Three Step Variable
7. Four Step Variable
8. Five Step Variable
9. Six Step Variable
10. Seven Step Variable
11. Eight Step Variable
12. Nine Step Variable
13. Ten Step Variable
14. Eleven Step Variable
15. Twelve Step Variable
16. Thirteen Step Variable
17. Fourteen Step Variable		 Enumeration:
1. ARM *
2. Fixed rate *
3. Step Rate
4. One Step Variable
5. Two Step Variable
6. Three Step Variable
7. Four Step Variable
8. Five Step Variable
9. Six Step Variable
10. Seven Step Variable
11. Eight Step Variable
12. Nine Step Variable
13. Ten Step Variable
14. Eleven Step Variable
15. Twelve Step Variable
16. Thirteen Step Variable
17. Fourteen Step Variable

* only 1 and 2 are valid for FHA

For RD-HAMP:
2 - Fixed rate

3/23/2011 SD 09-06 Data Dictionary DD43 Borrower Social Security Number Allowable Values (For HAFA and 2MP)
Min: 000000001
Max: 999999998		 Data Range
Min: 000000001
Max: 999999998

3/23/2011 SD 09-06 Data Dictionary DD59 Co-Borrower Social Security Number Allowable Values (For HAFA and 2MP)
Min: 000000001
Max: 999999998		 Data Range
Min: 000000001
Max: 999999998

3/23/2011 SD 09-06 Data Dictionary DD8 HAMP Servicer Number ADE Business Rules - New Rule
ADE-412
If the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) match to an existing 1MP trial active or permanent modification, the NPV Model Type Code (DD122) must not be equal to (3) (NPV Model not yet executed).

Note: This only impacts new transactions coming into the system and not loans that existed in the system prior to implementation of this edit.

ADE-415: Reject an ADE transaction, if the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an ADE transaction matches to the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an existing loan with a Program Type/Campaign ID (DD10) of (HMP12) Rural Development - HAMP.

Rule Type - New Rule
ADE-412
Hard Stop

ADE-415
Hard Stop

3/23/2011 SD 09-06 Data Dictionary DD9 Investor Code Allowable Values Enumeration:
1. Fannie Mae *
2. Freddie Mac *
3. Private *
4. Portfolio *
5. GNMA
6. FHA/VA
7. State or Local Housing Finance Agency

* indicates Investor Codes currently eligible for HAMP and HAFA		 Enumeration:
1. Fannie Mae
2. Freddie Mac
3. Private
4. Portfolio

3/23/2011 SD 09-06 Data Dictionary D122 NPV Model Type Code ADE Business Rules - New Rule
ADE-412
If the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) match to an existing 1MP trial active or permanent modification, the NPV Model Type Code (DD122) must not be equal to (3) (NPV Model not yet executed).

Note: This only impacts new transactions coming into the system and not loans that existed in the system prior to implementation of this edit.

Rule Type - New Rule
ADE-412
Hard Stop

3/23/2011 SD 09-06 Data Dictionary DD14 Servicer Loan Number ADE Business Rules - New Rule
ADE-412
If the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) match to an existing 1MP trial active or permanent modification, the NPV Model Type Code (DD122) must not be equal to (3) (NPV Model not yet executed).

Note: This only impacts new transactions coming into the system and not loans that existed in the system prior to implementation of this edit.

ADE-415: Reject an ADE transaction, if the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an ADE transaction matches to the HAMP Servicer Number (DD8) and Servicer Loan Number (DD14) combination on an existing loan with a Program Type/Campaign ID (DD10) of (HMP12) Rural Development - HAMP.

Rule Type - New Rule
ADE-412
Hard Stop

ADE-415
Hard Stop

3/23/2011 SD 09-06 Data Dictionary DD217 Trial Fallout Reason Code ADE Business Rules - Rule Update ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13 or 14.

Change for 12/23/2010:
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20.

ADE-339
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, or 14) required by the associated HAFA transaction.

Change for 12/23/2010:
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction.		 ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20.





ADE-339
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction.

ADE Business Rules - New Rule
ADE-413
A transaction with Trial Not Approved/Not Accepted Reason Code (DD218) equal to (7) Negative NPV or Trial Fallout Reason Code (DD217) equal to (7) Negative NPV, cannot have NPV Model Type code equal to (3).

Note: This only impacts new transactions coming into the system and not loans that existed in the system prior to implementation of this edit.

Rule Type - New Rule
ADE-413
LPS
Hard Stop

3/23/2011 SD 09-06 Data Dictionary DD218 Trial Not Approved/Not Accepted Reason Code Allowable Values Enumeration:
1. Ineligible Mortgage
2. Ineligible Borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
5. Investor Guarantor Not Participating
6. B/K Court Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent
10. Previous Official HAMP Modification
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request Incomplete
19. Unemployment Forbearance Plan
20. Federally Declared Disaster		 Enumeration:
1. Ineligible Mortgage
2. Ineligible Borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
5. Investor Guarantor Not Participating
6. Court/Public Official Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent
10. Previous Official HAMP Modification
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request Incomplete
19. Unemployment Forbearance Plan
20. Federally Declared Disaster

ADE Business Rules - New Rule
ADE-413
A transaction with Trial Not Approved/Not Accepted Reason Code (DD218) equal to (7) Negative NPV or Trial Fallout Reason Code (DD217) equal to (7) Negative NPV, cannot have NPV Model Type code equal to (3).

Note: This only impacts new transactions coming into the system and not loans that existed in the system prior to implementation of this edit.

Rule Type - New Rule
ADE-413
LPS
Hard Stop

ADE Business Rules - Rule Update ADE-215
If Trial Not Approved/Not Accepted Reason Code is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 or 13.

Change for 12/23/2010:
If Trial Not Approved/Not Accepted Reason Code (DD218) is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20.

ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 or 12) required by the associated HAFA transaction.

Change for 12/23/2010

The provided reason code for Request/Not Approved or Not Accepted does not match the
acceptable reason codes (5, 6, 7, 8, 10 12, 19 or 20) required by the associated HAFA transaction. 		ADE-215
If Trial Not Approved/Not Accepted Reason Code (DD218) is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20.






ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 12, 19 or 20) required by the associated HAFA transaction.



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 3/28/2011







Publication Date
Ref ID Name of Data Point Field Old Value New Value

1/27/2011 SD 09-06 Data Dictionary DD9 Investor Code Rule Details - Rule Update ADE-411
If NPV Model Type Code is 2, and Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136) cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).		 (removed)

Rule Type - Rule Update ADE-411
LPS
Hard Stop		 (removed)

1/27/2011 SD 09-06 Data Dictionary DD136 Principal Forbearance Amount Rule Details - Rule Update ADE-411
If NPV Model Type Code is 2, and Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136) cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).		 (removed)

Rule Type - Rule Update ADE-411
LPS
Hard Stop		 (removed)

1/27/2011 SD 09-06 Data Dictionary DD157 Property Valuation As is Value Rule Details - Rule Update ADE-411
If NPV Model Type Code is 2, and Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136) cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).		 (removed)

Rule Type - Rule Update ADE-411
LPS
Hard Stop		 (removed)

1/27/2011 SD 09-06 Data Dictionary DD222 Unpaid Principal Balance After Modification Rule Details - Rule Update ADE-411
If NPV Model Type Code is 2, and Investor Code (DD9) is (2) Freddie Mac, the Principal Forbearance Amount (DD136) cannot exceed the greater of:
1) An amount equal to 30% of the Unpaid Principal Balance After Modification (DD222).
OR
2) An amount that would create an after modification mark to market LTV ratio equal to 100%, calculated as the Property Valuation As is Value (DD157) minus the Unpaid Principal Balance After Modification (DD222).		 (removed)

Rule Type - Rule Update ADE-411
LPS
Hard Stop		 (removed)

1/27/2011 SD 09-06 Data Dictionary DD61 Data Collection Date ADE Business Rules - rule update ADE-234
If NPV Model Type Code (DD122) is 2, Data Collection Date (DD61) is mandatory and must be filled and must be in a valid date format AND must be greater than or equal to 90 days prior to NPV Date (DD119).		 ADE-234
If NPV Model Type Code (DD122) is 2, Data Collection Date (DD61) is mandatory and must be filled and must be in a valid date format AND must be before or on the NPV Date (DD119) and within 90 days of the NPV Date (DD119).

1/27/2011 SD 09-06 Data Dictionary DD83 Interest Rate After Modification ADE Business Rules - new edit
ADE-407
If NPV Model Type Code (DD122) is 2, Interest Rate After Modification (DD83) must be less than or equal to Interest Rate Before Modification (DD85).

Rule Type - new edit
ADE-407
LPS
Hard Stop

Allowable Values Data Range:
LIR;
Min: 0
Max: 99.9999

ADE;
Min: 1
Max: 99.9999		 Data Range:
1MP;
Min: 0
Max: 99.9999

SD09-06;
Min: 1
Max: 99.9999

1/27/2011 SD 09-06 Data Dictionary DD85 Interest Rate Before Modification Allowable Values Data Range:
LIR;
Min: 0
Max: 99.9999

ADE;
Min: 1
Max: 99.9999		 Data Range:
1MP;
Min: 0
Max: 99.9999

SD09-06;
Min: 1
Max: 99.9999

ADE Business Rules - new edit
ADE-407
If NPV Model Type Code (DD122) is 2, Interest Rate After Modification (DD83) must be less than or equal to Interest Rate Before Modification (DD85).

Rule Type - new edit
ADE-407
LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD9 Investor Code ADE Business Rules - new edit
ADE-408: If NPV Model Type Code (DD122) is 2, and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness)(DD139) must not be equal to 0.

Rule Type - new edit
ADE-408 / LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD119 NPV Date ADE Business Rules - new edit
ADE-234
If NPV Model Type Code (DD122) is 2, Data Collection Date (DD61) is mandatory and must be filled and must be in a valid date format AND must be before or on the NPV Date (DD119) and within 90 days of the NPV Date (DD119).

Rule Type - new edit
ADE-234
LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD136 Principal Forbearance Amount ADE Business Rules - new edit
ADE-408
If NPV Model Type Code (DD122) is 2, and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness)(DD139) must not be equal to 0.

ADE-409
For all Non-GSE loans, If NPV Model Type Code (DD122) is 2, and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139) must not be equal to 0.

Rule Type - new edit
ADE-408
LPS
Hard Stop

ADE-409
LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod ADE Business Rules - rule update ADE-379
Principal Reduction Alternative (PRA) NPV Test Result Pre-mod (DD571) must be positive (1) or negative (2).


Rule Type - Rule Update ADE-379
LPS
Hard Stop


1/27/2011 SD 09-06 Data Dictionary DD572 Principal Reduction Alternative (PRA) NPV Test Result ADE Business Rules - new edit
ADE-379
Principal Reduction Alternative (PRA) NPV Test Result (DD572) must be positive (1) or negative (2).

Rule Type - new edit
ADE-379
LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD139 Principal Write-down (Forgiveness) ADE Business Rules - new edit
ADE-408
If NPV Model Type Code (DD122) is 2, and Investor Code (DD9) is (1) Fannie Mae and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness)(DD139) must not be equal to 0.

ADE-409
For all Non-GSE loans, If NPV Model Type Code (DD122) is 2, and the Principal Forbearance Amount (DD136) is greater than 0, the difference between the Principal Forbearance Amount (DD136) and the Principal Write-down (Forgiveness) (DD139) must not be equal to 0.

Rule Type - new edit
ADE-408
LPS
Hard Stop

ADE-409
LPS
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD217 Trial Fallout Reason Code ADE Business Rules - rule update ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13 or 14.

Change for 11/22/2010:
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20.

ADE-339
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, or 14) required by the associated HAFA transaction.

Change for 11/22/2010:
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction.		 ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13 or 14.

Change for 12/23/2010:
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20.

ADE-339
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, or 14) required by the associated HAFA transaction.

Change for 12/23/2010:
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction.

ADE Business Rules - new edit
ADE-410
A Trial Fallout Reason Code (DD217) in (1,2,7,8,12,13,19,20) cannot be reported for
an existing loan in a Trial Disqualified state.

Rule Type - new edit
ADE-410
Hard Stop

1/27/2011 SD 09-06 Data Dictionary DD218 Trial Not Approved/Not Accepted Reason Code ADE Business Rules - rule update ADE-215
If Trial Not Approved/Not Accepted Reason Code is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 or 13.

Change for 11/22/2010:
If Trial Not Approved/Not Accepted Reason Code (DD218) is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20.

ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 or 12) required by the associated HAFA transaction.

Change for 11/22/2010

The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 12, 19 or 20) required by the associated HAFA transaction. 		ADE-215
If Trial Not Approved/Not Accepted Reason Code is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 or 13.

Change for 12/23/2010:
If Trial Not Approved/Not Accepted Reason Code (DD218) is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20.

ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 or 12) required by the associated HAFA transaction.

Change for 12/23/2010

The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 12, 19 or 20) required by the associated HAFA transaction.



















Additional Data Reporting Data Dictionary Changes - Revisions Effective Starting 12/23/2010







Publication Date
Ref ID Name of Data Point Field Old Value New Value

11/9/2010
DD43 Borrower Social Security Number ADE Business Rules - new edit
ADE-367
Borrower Social Security Number (DD43) should not have the same value in all 9 digits

ADE-369
Borrower Social Security Number (DD43) should not be populated with zeroes in the first 3 digits or middle 2 digits


Rule Type - new edit
ADE-367
LPS
Hard Stop

ADE-369
LPS
Hard Stop

11/9/2010
DD59 Co-Borrower Social Security Number ADE Business Rules - new edit
ADE-368
Co-Borrower Social Security Number (DD59) should not have the same value in all 9 digits, if provided

ADE-370
Co-Borrower Social Security Number (DD59) should not be populated with zeroes in the first 3 digits or middle 2 digits, if provided


Rule Type - new edit
ADE-368
LPS
Hard Stop

ADE-370
LPS
Hard Stop

11/9/2010
DD161 Property Zip Code ADE Business Rules - new edit
ADE-344
When there is no first lien modification and the SD09-06 is being reported for a request that is not approved or not accepted, the Property Zip Code must match to a zip code in the list of known zip codes.


Rule Type - new edit
ADE-344
Hard Stop

11/9/2010
DD122 NPV Model Type Code ADE Business Rules - new edits
ADE-306 If NPV Model Type Code(DD122) is 2, Property Valuation As is Value (DD157) is mandatory and must be filled AND must be greater than or equal to 10 AND must be numeric.
ADE-307 If NPV Model Type Code is 1, Property Valuation As is Value must be blank.
ADE-310 If NPV Model Type Code is 2, Unpaid Principal Balance After Modification is mandatory and must be filled AND must be greater than 0.
ADE-311 If NPV Model Type Code is 1, Unpaid Principal Balance After Modification is blank.
ADE-345 'Principal Reduction Alternative (PRA) Amortization Term After Modification(DD562) ' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Invester Code (DD9) not =1or 2 and NPV Code Version (DD118) is greater than or equal to 4.0
ADE-346 Principal Reduction Alternative Amount must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-348 Maximum Months Past Due in Past 12 Months' (DD568) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0
ADE-351 'Principal Reduction Alternative (PRA) Interest Rate After Modification' (DD563) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-353 'Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification' must be provided, if Post-Arrearage
MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-355 'Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-358 'Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570)must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-360 'Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' cannot be $0, if provided.
ADE-361 'Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' must be provided,if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-363 'Principal Reduction Alternative (PRA) NPV Test Result' (DD572) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-372 Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-374 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)(DD566) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.


Rule Type - new edit
Hard Stop
ADE-306
LPS
Hard Stop
ADE-307
LPS
Hard Stop
ADE-310
LPS
Hard Stop
ADE-311
LPS
Hard Stop
ADE-345
LPS
Hard Stop
ADE-346
LPS
Hard Stop
ADE-348
LPS
Hard Stop
ADE-351
LPS
Hard Stop
ADE-353
LPS
Hard Stop
ADE-355
LPS
Hard Stop
ADE-358
LPS
Hard Stop
ADE-360
LPS
Hard Stop
ADE-361
LPS
Hard Stop
ADE-363
LPS
Hard Stop
ADE-372
LPS
Hard Stop
ADE-374
LPS
Hard Stop

11/9/2010
DD679 Advances/Escrow Amount All - New Data Point



11/9/2010
DD24 Amortization Term After Modification ADE Business Rules - Rule Update ADE-316
If NPV Model Type Code is 2, Amortization Term After Modification is mandatory and must be filled AND must be greater than 0 AND must be numeric.		 ADE-316
If NPV Model Type Code (DD122) is 2, Amortization Term After Modification (DD24) is mandatory and must be filled AND must be greater than or equal to 1 AND must be numeric.


ADE Business Rules - new edit
ADE-387
If NPV Model Type Code (DD122) is 2, Amortization Term After Modification (DD24) must be less than or equal the greater of (480 or the Remaining Term).


Rule Type - new edit
ADE-387
LPS
Hard Stop

11/9/2010
DD29 Association Dues/Fees Before Modification ADE Business Rules - new edit
ADE-388
If NPV Model Type Code (DD122) is 2, Association Dues/Fees Before Modification (DD29) must be less than P&I Before Modification (DD135).


Rule Type - new edit
ADE-388
LPS
Hard Stop

11/9/2010
DD45 Borrower Total Monthly Obligations ADE Business Rules - Rule Update ADE-271
If NPV Model Type Code is 2, Borrower Total Monthly Obligations is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric.		 ADE-271
If NPV Model Type Code (DD122) is 2, Borrower Total Monthly Obligations (DD45) is mandatory and must be filled AND must be greater than or equal to the sum of (Association Dues/Fees Before Modification (DD29), Monthly Hazard and Flood Insurance (DD111), Monthly Real Estate Taxes (DD114), and Principal & Interest Payment Before Modification (DD135)) AND must be numeric


ADE Business Rules - new edit
ADE-389
If NPV Model Type Code (DD122) is 2, Borrower Total Monthy Obligations (DD45) must be less than or equal to 999999999999999999.99


Rule Type - new edit
ADE-389
LPS
Hard Stop

11/9/2010
DD61 Data Collection Date ADE Business Rules - Rule Update ADE-234
If NPV Model Type Code is 2, Data Collection Date is mandatory and must be filled and must be in a valid date format AND must be greater than or equal to 2/1/2009 and less than or equal to 12/31/2013.		 ADE-234
If NPV Model Type Code (DD122) is 2, Data Collection Date (DD61) is mandatory and must be filled and must be in a valid date format AND must be greater than or equal to 90 days prior to NPV Date (DD119).


ADE Business Rules - new edit
ADE-390
If NPV Model Type (DD122) is 2, Data Collection Date (DD61), must be less than or equal to the NPV Date.


Rule Type - new edit
ADE-390
LPS
Hard Stop

11/9/2010
DD66 Discount Rate Risk Premium Description The ratio between the original loan amount and the lesser of the sales price or the appraised value, for first mortgages. The rate at which the discount rate is greater than the Freddie Mac Primary Mortgage Market Survey Rate (PMMS) for the 30-year conforming loan. The default value is 0. However, a servicer can override the default rate and add up to 250 bps. No premium for Fannie and Freddie loans. Report to 5 decimals. For example, 2.5% should be entered as 2.5.


ADE Business Rules - new edit
ADE-391
If NPV Model Code (DD122) is 2, Discount Rate Risk Premium (DD66) must be less than or equal to 2.5


Rule Type - new edit
ADE-391
LPS
Hard Stop

11/9/2010
DD70 Estimated Default Rate Description The estimated rate at which the loan is expected to default-prior to modification. This is based upon a servicers portfolio experience. Report 5 decimal places. The estimated rate at which the loan is expected to default-prior to modification. This is based upon a servicers portfolio experience. Report 5 decimal places. For example, 56.5% should be entered as 56.5

11/9/2010
DD73 First Payment Date at Origination Allowable Values Data Range:
Min: 1959-01-02		 Data Range:
Min: 1960-12-31
Max: 2009-03-01


ADE Business Rules - Rule Update ADE-236
If NPV Model Type Code is 2, First Payment Date at Origination must be provided in valid date format and be greater than 1/1/1959		 ADE-236
If NPV Model Type Code is 2, First Payment Due Date at Origination (DD73) must be provided in valid date format and be greater than or equal to 1960-12-31 and less than or equal to 2009-03-01

11/9/2010
DD83 Interest Rate After Modification Description The interest rate in the month after loan modification. The interest rate in the month after loan modification. Report 4 decimal places. For example, 6.125% should be entered as 6.125.


ADE Business Rules - new edit
ADE-366
If NPV Model Type Code is 2, Interest Rate After Modification (DD83) must be less than or equal to 25%.

ADE-383
If NPV Model Type Code (DD122) is 2, Trial Fallout Reason Code (DD217) or Trial Not Approved/Not Accepted Reason Code (D218) is not provided, and Investor Code(DD9) is (3) Private or (4) Portfolio, then Interest Rate After Modification (DD83) must be greater than or equal to 0.

ADE-384
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code(DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided, then Interest Rate After Modification (DD83) must greater than or equal to 0.


Rule Type - new edit
ADE-366
LPS
Hard Stop

ADE-383
LPS
Hard Stop

ADE-384
LPS
Hard Stop

11/9/2010
DD84 Interest Rate at Origination Description The interest rate of the loan at origination. Report 5 decimal places. The interest rate of the loan at origination. Report 5 decimal places. For example, 6.125% should be entered as 6.125.


ADE Business Rules - new edit
ADE-394
If NPV Model Type Code (DD122) is 2, Interest Rate at Origination (DD84) must be less than or equal to 25.


Rule Type - new edit
ADE-394
LPS
Hard Stop

11/9/2010
DD85 Interest Rate Before Modification Description The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. The interest rate based on the existing mortgage loan terms immediately prior to the Trial Period Plan Effective Date. Please report as rounded to nearest 8th (e.g. 4.125% should be entered as 4.125). Report 4 decimal places


ADE Business Rules - Rule Update ADE-299
If NPV Model Type Code is 2, Interest Rate Before Modification is mandatory and must be filled AND must be greater than 0. 		ADE-299
If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) is mandatory and must be filled AND must be greater than or equal to 0.


ADE Business Rules - new edit
ADE-395
If NPV Model Type Code (DD122) is 2, Interest Rate Before Modification (DD85) must less than or equal to 25.


Rule Type - new edit
ADE-395
LPS
Hard Stop

11/9/2010
DD9 Investor Code ADE Business Rules - new edit
ADE-345
'Principal Reduction Alternative (PRA) Amortization Term After Modification(DD562) ' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Invester Code (DD9) not =1or 2 and NPV Code Version (DD118) is greater than or equal to 4.0
ADE-346
'Principal Reduction Alternative Amount' must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-348
Maximum Months Past Due in Past 12 Months' (DD568)must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0
ADE-351
'Principal Reduction Alternative (PRA) Interest Rate After Modification' (DD563) must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2
and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-353
'Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification'
must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type
Code = 2 and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or
equal to 4.0
ADE-355
'Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification'
must be provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2
and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-358
'Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod' (DD570) must be
provided, if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2
and Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-361
'Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod' must be provided,
if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and
Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-363
'Principal Reduction Alternative (PRA) NPV Test Result' (DD572) must be provided, if Post-Arrearage
MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9) not = 1 or 2
and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-372
Principal Reduction Alternative (PRA) Principal Forbearance Amount (DD565) must be provided,
if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and
Investor Code (DD9) not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.
ADE-374
Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness)(DD566) must be provided,
if Post-Arrearage MTMLTV Percent (DD701) > 115% and NPV Model Type Code = 2 and Investor Code (DD9)
not = 1 or 2 and NPV Code Version (DD118) is greater than or equal to 4.0.


Rule Type - new edit
ADE-345
LPS
Hard Stop

ADE-346
LPS
Hard Stop

ADE-348
LPS
Hard Stop

ADE-351
LPS
Hard Stop

ADE-353
LPS
Hard Stop

ADE-355
LPS
Hard Stop

ADE-358
LPS
Hard Stop

ADE-361
LPS
Hard Stop

ADE-363
LPS
Hard Stop

ADE-372
LPS
Hard Stop

ADE-374
LPS
Hard Stop

11/9/2010
DD95 LTV at Origination (1st Lien only) Description The ratio between the original loan amount and the lesser of the sales price or the appraised value, for first mortgages. The ratio between the original loan amount and the lesser of the sales price or the appraised value, for first mortgages. For example, 98% should be entered as 98.


ADE Business Rules - Rule Update ADE-247
If NPV Model Type Code is 2, LTV at Origination is mandatory and must be filled AND must be greater than 0.		 ADE-247
If NPV Model Type Code (DD122) is 2, LTV at Origination (DD95) is mandatory and must be filled AND must be greater than or equal to 0.00001


ADE Business Rules - new edit
ADE-396
If NPV Model Type Code (DD122) is 2, LTV At Origination (DD95) must be less than or equal to 150.


Rule Type - new edit
ADE-396
LPS
Hard Stop

11/9/2010
DD96 Mark to Market LTV Description Current UPB divided by current property value. Report to 5 decimals. UPB before modification divided by property valuation as-is value. Truncate the value to 5 decimal places. Do not round.

For example, for MTMLTV =66.666612%, truncate the value to 5 decimal places and report 66.66661%.
Another example, for MTMLTV =79.999998%, truncate the value to 5 decimal places and report 79.99999%.


ADE Business Rules - new edit
ADE-397
If NPV Model Type Code (DD122) is 2, Mark to Market LTV (DD96) must be less than or equal to 999.99999


Rule Type - new edit
ADE-397
LPS
Hard Stop

11/9/2010
DD568 Maximum Months Past Due in Past 12 Months All - New Data Point



11/9/2010
DD102 Mortgage Insurance Coverage Percent Description Current non-investor primary mortgage insurance coverage percentage. Current non-investor primary mortgage insurance coverage percentage. Report 5 decimals. For example, 20% should be entered as 20.


ADE Business Rules - Rule Update ADE-262
If NPV Model Type Code is 2, Mortgage Insurance Coverage Percent is mandatory and must be filled AND must be greater than or equal to 0 AND must be numeric.		 ADE-262
If NPV Model Type Code (DD122) is 2, Mortgage Insurance Coverage Percent (DD102) is mandatory and must be filled AND must be greater than or equal to 0 and less than or equal to 100 AND must be numeric

11/9/2010
DD117 Next ARM Reset Rate Description The expected interest rate on an ARM loan at the next ARM reset date given the reset date is within the next 4 months. Use the latest available reset rate at the time of submission. If the reset date is outside of 4 months, then use current note rate before modification. The expected interest rate on an ARM loan at the next ARM reset date given the reset date is within the next 4 months. Use the latest available reset rate at the time of submission. If the reset date is outside of 4 months, then use current note rate before modification. Report 5 decimal places. For example, 6.125% should be entered as 6.125.


ADE Business Rules - new edit
ADE-398
If NPV Model Type Code (DD122) is 2 and Product Type is ARM, Next ARM Reset Rate (DD117) must be less than or equal to 25.


Rule Type - new edit
ADE-398
LPS
Hard Stop

11/9/2010
DD119 NPV Date Allowable Values .Data Range:
Min: 2009-02-01
Max: 2013-12-31		 Data Range:
Min: 2009-04-15
Max: Today System Date


ADE Business Rules - Rule Update ADE-326
If NPV Model Type Code is 2, NPV Date is mandatory and must be filled AND greater than or equal to 2/1/2009 and less than or equal to 12/31/2013.		 ADE-326
If NPV Model Type Code (DD122) is 2, NPV Date(DD119) is mandatory and must be filled AND greater than or equal to 2009/04/15


ADE Business Rules - new edit
ADE-399
If NPV Model Type Code (DD122) is 2, NPV Date(DD119) must be less than or equal to today’s System Date


Rule Type - new edit
ADE-399
LPS
Hard Stop

11/9/2010
DD120 NPV Model Result Amount Post-mod ADE Business Rules - new edit
ADE-393
If NPV Model Type (DD122) Code is 2, NPV Model Result Amount Post-mod (DD120) is mandatory and must be filled and must be greater than or equal to (0-(UPB After Modification * 0.15)- (( Monthly Hazard and Flood Insurance + Monthly Real Estate Taxes) * 46))

ADE-400
If NPV Model Type Code (DD122) is 2, NPV Model Result Post-mod (DD120) must be less than or equal to ((P&I Payment After Modification (DD132)* Amortization Term After Modification (DD24) + Principal Forbearance Amount (DD136))


Rule Type - new edit
ADE-393
LPS
Hard Stop

ADE-400
LPS
Hard Stop

11/9/2010
DD121 NPV Model Result Amount Pre-mod ADE Business Rules - new edit
ADE-401
If NPV Model Type Code (DD122) is 2, NPV Model Result Amount Pre-mod (DD121) must be less than or equal to (P&I Payment Before Modification (DD135) *(Remaining Term (DD164) + Months Past Due (DD115))).

ADE-406
If NPV Model Type Code (DD122) is 2, NPV Model Result Amount Pre-mod(DD121) is mandatory and must be filled AND must be greater than or equal to (0-(UPB Before Modification (DD225)*0.15) - (((Monthly Hazard and Flood Insurance(DD111) +Monthly Real Estate Taxes) *40))


Rule Type - new edit
ADE-401
LPS
Hard Stop

ADE-406
LPS
Hard Stop

11/9/2010
DD131 PMMS Rate Description The Freddie Mac Primary Mortgage Market Survey (PMMS) weekly rate for 30-year fixed-rate conforming loans. The Freddie Mac Primary Mortgage Market Survey (PMMS) weekly rate for 30-year fixed-rate conforming loans. Report 4 decimal places. For example, 6.125% should be entered as 6.125.


ADE Business Rules - Rule Update ADE-314
If NPV Model Type Code is 2, PMMS Rate is mandatory and must be filled AND must be numeric.		 ADE-314
If NPV Model Type Code(DD122) is 2, PMMS Rate(DD131) is mandatory and must be filled AND must be greater than or equal to 0.


ADE Business Rules - new edit
ADE-402
If NPV Model Type Code (DD122) is 2, PMMS Rate (DD131) must be less than or equal to 25.


Rule Type - new edit
ADE-402
LPS
Hard Stop

11/9/2010
DD701 Post-Arrearage MTMLTV Percent All - New Data Point



11/9/2010
DD591 Principal Reduction Alternative Amount All - New Data Point



11/9/2010
DD562 Principal Reduction Alternative (PRA) Amortization Term After Modification All - New Data Point



11/9/2010
DD563 Principal Reduction Alternative (PRA) Interest Rate After Modification All - New Data Point



11/9/2010
DD570 Principal Reduction Alternative (PRA) NPV Model Result Amount Post-mod All - New Data Point



11/9/2010
DD571 Principal Reduction Alternative (PRA) NPV Model Result Amount Pre-mod All - New Data Point



11/9/2010
DD572 Principal Reduction Alternative (PRA) NPV Test Result All - New Data Point



11/9/2010
DD564 Principal Reduction Alternative (PRA) Principal and Interest Payment After Modification All - New Data Point



11/9/2010
DD565 Principal Reduction Alternative (PRA) Principal Forbearance Amount All - New Data Point



11/9/2010
DD566 Principal Reduction Alternative (PRA) Principal Write-down (Forgiveness) All - New Data Point



11/9/2010
DD567 Principal Reduction Alternative (PRA) Unpaid Principal Balance After Modification All - New Data Point



11/9/2010
DD139 Principal Write-down (Forgiveness) Description Amount of principal written-down or forgiven Amount of principal written-down or forgiven inclusive of investor forgiveness (PRA, HHF matching, etc.) and other principal forgiveness assistance (e.g. HHF)

11/9/2010
DD157 Property Valuation As is Value ADE Business Rules - Rule Update ADE-306
If NPV Model Type Code is 2, Property Valuation As is Value is mandatory and must be filled AND must be greater than 0 AND must be numeric.		 ADE-306
If NPV Model Type Code (DD122) is 2, Property Valuation As is Value (DD157) is mandatory and must be filled AND must be greater than or equal to 10 AND must be numeric.


ADE Business Rules - new edit
ADE-403
If NPV Model Type Code (DD122) is 2, Property Valuation As Is (DD157) must be less than or equal to 999999999999999999.99


Rule Type - new edit
ADE-403
LPS
Hard Stop

11/9/2010
DD163 Re-default Rate Description The estimated rate at which the loan is expected to re-default-after modification. This is based upon a servicers portfolio experience. The estimated rate at which the loan is expected to re-default-after modification. This is based upon a servicers portfolio experience. Report 5 decimal places. For example, 36.5% should be entered as enter 36.5.

11/9/2010
DD225 Unpaid Principal Balance Before Modification ADE Business Rules - new edit
ADE-404
If NPV Model Type Code (DD122) is 2 and Trial Not Approved/Not Accepted Reason Code (DD218) is null, Unpaid Principal Balance Before Modification ( DD225) must be less than or equal to 1,403,400.00


Rule Type - new edit
ADE-404
LPS
Hard Stop

11/9/2010
DD217 Trial Fallout Reason Code Allowable Values Enumeration:
1. Ineligible Mortgage
2. Ineligible borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request incomplete
14. Trial Plan Default 		Enumeration:
1. Ineligible Mortgage
2. Ineligible borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request incomplete
14. Trial Plan Default
19. Unemployment Forbearance Plan
20. Federally Declared Disaster


ADE Business Rules - Rule Update ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13 or 14.
 ADE-212
If Trial Fallout Reason Code is filled, Trial Fallout Reason Code must be 1, 2, 3, 4, 7, 8, 11, 12, 13, 14, 19 or 20.


ADE Business Rules - new edit
ADE-339
The provided reason code for 'Trial Fallout Reason Code' does not match the acceptable reason codes ( 8, 12, 13, 14, 19 or 20) required by the associated HAFA transaction.

ADE-381
If a trial is cancelled with a Trial Fallout Reason code of Unemployment Forbearance plan (19), the loan should not match a prior Official Modification.

ADE-382
If a trial is cancelled with a Trial Falllout Reason Code of Federally Declared Disaster (20), the loan should not match a prior Official Modification.

ADE-384
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code(DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided, then Interest Rate After Modification (DD83) must greater than or equal to 0.


Rule Type - new edit
ADE-339
Hard Stop

ADE-381
Warning

ADE-382
Warning

ADE-384
LPS
Hard Stop

11/9/2010
DD218 Trial Not Approved/Not Accepted Reason Code Allowable Values Enumeration:
1. Ineligible Mortgage
2. Ineligible Borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
5. Investor Guarantor Not Participating
6. B/K Court Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent
10. Previous Official HAMP Modification
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request Incomplete		 Enumeration:
1. Ineligible Mortgage
2. Ineligible Borrower - Current DTI Less than 31%
3. Property Not Owner Occupied
4. Other Ineligible Property (i.e. Property Condemned, Property > 4 units)
5. Investor Guarantor Not Participating
6. B/K Court Declined
7. Negative NPV
8. Offer Not Accepted by Borrower / Request Withdrawn
9. Default Not Imminent
10. Previous Official HAMP Modification
11. Loan Paid off or Reinstated
12. Excessive Forbearance
13. Request Incomplete
19. Unemployment Forbearance Plan
20. Federally Declared Disaster


ADE Business Rules - Rule Update ADE-215
If Trial Not Approved/Not Accepted Reason Code is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12 or 13.

ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10 or 12) required by the associated HAFA transaction.
 ADE-215
If Trial Not Approved/Not Accepted Reason Code is filled, Trial Not Approved/Not Accepted Reason Code must be 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 19 or 20.

ADE-338
The provided reason code for Request/Not Approved or Not Accepted does not match the acceptable reason codes (5, 6, 7, 8, 10, 12, 19 or 20) required by the associated HAFA transaction.



ADE Business Rules - new edit
ADE-384
If NPV Model Type Code (DD122) is 2 and Trial Fallout Reason Code(DD217) or Trial Not Approved/Not Accepted Reason Code (DD218) is provided, then Interest Rate After Modification (DD83) must greater than or equal to 0.


Rule Type - new edit
ADE-384
LPS
Hard Stop

File Typeapplication/vnd.openxmlformats-officedocument.spreadsheetml.sheet
File Modified0000-00-00
File Created0000-00-00
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