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commencing the risk-based supervision
process under the rule. As a result of
these activities, several entities have
voluntarily consented to the CFPB’s
supervisory authority.
Additionally, the CFPB is conducting,
or has scheduled, supervisory
examinations of one or more data
aggregators, including larger
participants in the consumer reporting
market.
3.1.2 CFPB Issued Circular Regarding
Reopening Deposit Accounts That
Consumers Previously Closed
On May 10, 2023, the CFPB issued a
circular to emphasize that a financial
institution’s unilateral reopening of
deposit accounts that consumers
previously closed can constitute a
violation of the CFPA’s prohibition on
unfair acts or practices.80
3.1.3 CFPB Issued an Advisory
Opinion Addressing Protection of
Homeowners From Illegal Collection
Tactics on Zombie Mortgages
On April 26, 2023, the CFPB issued
an advisory opinion on debt collectors,
covered by the FDCPA, threatening to
foreclose on homes with mortgages past
the statute of limitations.81 The advisory
opinion clarifies that a covered debt
collector who brings or threatens to
bring a State court foreclosure action to
collect a time-barred mortgage debt may
violate the FDCPA and its implementing
regulation.
3.1.4 CFPB Issued Policy Statement on
Abusive Acts or Practices

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On April 3, 2023, the CFPB issued a
policy statement to explain how the
CFPB analyzes the elements of
abusiveness through relevant examples,
with the goal of providing an analytical
framework to fellow government
enforcers and to the market for how to
identify violative acts or practices.82

80 CFPB Circular 2023–02, Reopening deposit
accounts that consumers previously closed,
available at https://www.consumerfinance.gov/
compliance/circulars/consumer-financialprotection-circular-2023-02-reopening-depositaccounts-that-consumers-previously-closed/.
81 CFPB Advisory Opinion, FDCPA; Time-Barred
Debt, available at https://
www.consumerfinance.gov/about-us/newsroom/
cfpb-issues-guidance-to-protect-homeowners-fromillegal-collection-tactics-on-zombie-mortgages/.
82 CFPB Policy Statement on Abusive Acts or
Practices, available at https://
www.consumerfinance.gov/compliance/
supervisory-guidance/policy-statement-onabusiveness/.

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3.1.5 CFPB Issued Bulletin 2023–01:
Unfair Billing and Collection Practices
After Bankruptcy Discharged of Certain
Student Loan Debts
On March 16, 2023, the CFPB issued
a bulletin on unfair billing and
collection practices after bankruptcy
discharges of certain student loan
debt.83 The bulletin details examiners’
findings that student loan servicers who
collected on student loans that were
discharged by a bankruptcy court had
engaged in an unfair act or practice in
violation of the CFPA. The CFPB issued
this bulletin to notify regulated entities
how the CFPB intends to exercise its
enforcement and supervisory authorities
on this issue.
3.1.6 CFPB Issued an Advisory
Opinion To Protect Mortgage Borrowers
From Pay-to-Play Digital Mortgage
Comparison Shopping Platforms
On February 7, 2023, the CFPB issued
an advisory opinion outlining how
companies that operate digital mortgage
comparison-shopping platforms violate
the Real Estate Settlement Procedures
Act when they steer shoppers to lenders
by using pay-to-play tactics rather than
providing shoppers with comprehensive
and objective information.84
3.1.7 CFPB Issued Circular on
Unlawful Negative Option Marketing
Practices
On January 19, 2023, the CFPB issued
a circular that states that persons
engaged in negative option marketing
practices may violate the prohibition on
unfair, deceptive, or abusive acts or
practices in the CFPA.85 Negative
option marketing practices may violate
that prohibition where a seller (1)
misrepresents or fails to clearly and
conspicuously disclose the material
terms of a negative option program; (2)
fails to obtain consumers’ informed
consent; or (3) misleads consumers who
want to cancel, erects unreasonable
barriers to cancellation, or fails to honor
cancellation requests that comply with
its promised cancellation procedures.
83 CFPB, Unfair Billing and Collection Practices
After Bankruptcy Discharges or Certain Student
Loan Debts, available at https://s3.amazonaws.com/
files.consumerfinance.gov/f/documents/cfpb_
unfair-billing-collection-bankruptcy-student-loandebt_2023-01.pdf.
84 CFPB, Digital Mortgage Comparison-Shopping
Platforms and Related Payments to Operators,
available at https://s3.amazonaws.com/
files.consumerfinance.gov/f/documents/cfpb_respaadvisory-opinion-on-online-mortgage-comparisonshopping-tools_2023-02.pdf.
85 CFPB Circular 2023–01, Unlawful negative
option marketing practices, available at https://
www.consumerfinance.gov/compliance/circulars/
consumer-financial-protection-circular-2023-01unlawful-negative-option-marketing-practices//.

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3.1.8 CFPB Released Updates to
Mortgage Servicing Exam Procedures
On January 18, 2023, the CFPB
released its updated mortgage servicing
exam procedures.86 The examination
procedures describe the types of
information that CFPB examiners gather
to evaluate mortgage servicers’ policies
and procedures; assess whether
servicers are complying with applicable
laws; and identify risks to consumers
related to mortgage servicing. The
updated Examination Procedures
include CFPB guidance released since
the last update in June 2016.
4. Remedial Actions
The CFPB’s supervisory activities
resulted in and supported the below
enforcement actions.
4.1.1

Citizens Bank

On May 23, 2023, the CFPB reached
a settlement to resolve allegations that
Citizens Bank violated consumer
financial protection laws and rules that
protect individuals when they dispute
credit card transactions.87 The CFPB
alleges that Citizens Bank failed to
properly manage and respond to
customers’ credit card disputes and
fraud claims. The order requires
Citizens Bank to pay a $9 million civil
money penalty.
Rohit Chopra,
Director, Consumer Financial Protection
Bureau.
[FR Doc. 2023–16764 Filed 8–4–23; 8:45 am]
BILLING CODE 4810–AM–P

CONSUMER PRODUCT SAFETY
COMMISSION
[CPSC Docket No. 2023–0031]

Agency Information Collection
Activities; Proposed Collection;
Comment Request; Investigation of
Smart Toys and Additional Toys
Through Child Observations
Consumer Product Safety
Commission.
ACTION: Notice.
AGENCY:

Pursuant to the Paperwork
Reduction Act of 1995 (PRA), the
Consumer Product Safety Commission

SUMMARY:

86 CFPB, Mortgage Servicing Examination
Procedures, available at https://
www.consumerfinance.gov/compliance/
supervision-examinations/mortgage-servicingexamination-procedures/.
87 Bureau of Consumer Financial Protection v.
Citizens Bank, N.A., Stipulated Final Judgment and
Order, available at https://
www.consumerfinance.gov/enforcement/actions/
citizens-bank/.

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Federal Register / Vol. 88, No. 150 / Monday, August 7, 2023 / Notices
(CPSC or Commission) invites public
comment about a request for approval
from the Office of Management and
Budget (OMB) for a new information
collection. The proposed collection is
associated with CPSC’s investigation,
through child observations and
caregiver questionnaires, of smart toys
and additional toys (take-apart vehicles,
musical instruments, figurines, plush
toys with electronic components, and
manipulatives) to consider children’s
ability to interact with toys as the
manufacturer intended and assist in
updating CPSC’s age determination
guidelines. Before CPSC can collect this
information from the public, we must
solicit public comment on this proposed
collection of information and receive
OMB approval. This notice describes the
collection of information for which
CPSC intends to seek OMB approval.
DATES: Submit written or electronic
comments on the collection of
information by October 6, 2023.
ADDRESSES: You can submit comments,
identified by Docket No. CPSC–2023–
0031, by any of the following methods:
Electronic Submissions: CPSC
encourages you to submit electronic
comments to the Federal eRulemaking
Portal at: https://www.regulations.gov.
Follow the instructions for submitting
comments. CPSC typically does not
accept comments submitted by
electronic mail (email), except as
described below.
Mail/Hand Delivery/Courier/
Confidential Written Submissions:
Submit comments by mail, hand
delivery, or courier to: Office of the
Secretary, Consumer Product Safety
Commission, 4330 East West Highway,
Bethesda, MD 20814; telephone: (301)
504–7479. If you wish to submit
confidential business information, trade
secret information, or other sensitive or
protected information that you do not
want to be available to the public, you
may submit such comments by mail,
hand delivery, or courier, or you may
email them to: [email protected].
Instructions: All submissions must
include the agency name and docket
number. CPSC may post all comments
without change, including any personal
identifiers, contact information, or other
personal information provided, to:
https://www.regulations.gov. Do not
submit through this website:
confidential business information, trade
secret information, or other sensitive or
protected information that you do not
want to be available to the public. If you
wish to submit such information, please
submit it according to the instructions
for mail/hand delivery/courier/
confidential written submissions.

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Docket: For access to the docket to
read background documents or
comments received, go to: https://
www.regulations.gov; insert the docket
number, CPSC–2023–0031, into the
‘‘Search’’ box; and follow the prompts.
FOR FURTHER INFORMATION CONTACT:
Cynthia Gillham, Consumer Product
Safety Commission, 4330 East-West
Highway, Bethesda, MD 20814; (301)
504–7791, or by email to: CGillham@
cpsc.gov.
Under the
Paperwork Reduction Act of 1995 (44
U.S.C. 3501–3521), before an agency
submits a proposed collection of
information to OMB for approval, it
must first publish a document in the
Federal Register providing a 60-day
comment period and otherwise consult
with members of the public and affected
agencies concerning the proposed
collection of information. In this notice
we provide the estimated burden
associated with a new information
collection for CPSC’s investigation,
through child observations and
caregiver questionnaires, of smart toys
and additional toys to consider
children’s ability to interact with toys as
the manufacturer intended, to inform
CPSC’s age determination guidelines.1
Under the PRA, an agency must publish
the following information:
D A title for the collection of
information;
D A summary of the collection of
information;
D A brief description of the need for
the information and the proposed use of
the information;
D A description of the likely
respondents and proposed frequency of
response to the collection of
information;
D An estimate of the burden that will
result from the collection of
information; and
D Notice that comments may be
submitted to the agency and OMB.
44 U.S.C. 3507(a)(1)(D). In accordance
with this requirement, the Commission
provides the following information:
Title: Investigation of Smart Toys and
Additional Toys Through Child
Observations.
OMB Control Number: New.
Type of Request: New information
collection requirement.
Type of Review Requested: Regular.
Requested Expiration Date of
Approval: 1 year from date of approval.
Summary of the Collection of
Information: CPSC proposes to conduct
individual in-person data collection

SUPPLEMENTARY INFORMATION:

1 On August 1, 2023, the Commission voted (4–
0) to publish this notice.

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sessions with up to 60 children aged 2–
4 years old and their caregivers, for a
total of 120 participants. Caregivers will
answer a series of screening questions to
determine if the caregiver and child
meet the criteria for enrollment in the
study. CPSC will enroll in the data
collection study children and caregivers
who meet the screening criteria and are
willing to participate.
Over two in-person sessions,
researchers will collect data primarily
through direct human observations of
children’s interactions with toys and
caregivers’ responses to questionnaires.
In each session, researchers will
introduce children to 4–5 toys chosen
from 6 toy categories (smart toys, takeapart vehicles, musical instruments,
figurines, plush toys with electronic
components, and manipulatives). The
researcher will demonstrate for the
child how to use each toy and then
document the child’s play patterns with
the toy, noting the child’s ability to
interact with each toy as the
manufacturer intended. Researchers will
use coding checklists to document realtime observations of the child’s
interactions with the toys, in the form
of concrete behaviors across different
modalities, such as gross motor (e.g.,
turns figurines head), fine motor (e.g.,
slides switch on/off), and behavioral
(e.g., feeding an animal, engages in
pretend play with one or multiple
figurines), which demonstrate the
child’s ability to use the toy as intended.
Caregivers will respond to researcher
questions about the caregiver’s
perception of their child’s ability to
interact with the selected toys as
intended, potential purchasing
decisions for the specific toys, and
whether the caregiver would
demonstrate how to play with the toys
or some of the components as the
manufacturer intends. Researchers will
record on paper forms their observations
of children’s interactions and caregiver’s
responses to questions about the toys.
Researchers will randomize the
presentation order of the toys for each
caregiver/child pair to preclude any
effects of sequence and control for
learning or fatigue that might take place.
Also, researchers will use video cameras
to record each child’s interaction with a
toy. Researchers will use the video as a
backup reference for real time coding.
Researchers will separate out all
personally identifiable information from
data collected. Also, researchers will
separate out from collected information
all identifying information from the
initial screening, as well as scheduling.
This information will be kept on a
secure server in password protected
files and discarded by researchers when

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no longer needed. At the end of each
session, researchers will save the video
data onto a secure server. Researchers
will enter data recorded on the paper
forms into a secure database, which also
will be kept on a secure server.
Researchers will limit access to this
information and will summarize all
information collected during the
sessions using generic categories and
summary statistics.
Description of the Need for the
Information and Proposed Use of the
Information: Created in 1972, the CPSC
is an independent federal regulatory
agency with a public health and safety
mission to protect the public from
unreasonable risks of injury and death
from consumer products used in and
around the home, in recreation, and in
schools. As part of this statutory
mandate, CPSC is authorized to conduct
research on consumer products and
behavior to identify and address
product safety hazards, as well as to
develop efficient and effective means of
bringing about safety improvements.
This information collection supports the
Commission’s strategic goal of safety.
Age-appropriate toys are important for
the physical, intellectual, and
socioemotional development of
children. Age-appropriate toys can help
children learn, develop imaginative
capacities, and refine motor
coordination. However, interacting with
toys intended for older children poses a
potential risk for the child to be
seriously or fatally injured. In 2021, an
estimated 206,400 toy-related injuries
were treated in U.S. hospital emergency
rooms.2 Of the 206,400 toy-related
injuries, an estimated 74% happened to
children 14 years of age or younger;
69% occurred to children 12 years of
age or younger; and 37% happened to
children 4 years of age or younger.
To identify a toy’s safety hazards, the
CPSC Division of Human Factors first
determines the intended age group of
potential users. CPSC considers age
determinations for toys to be of
paramount importance because agegrading and labeling can be used to
assist consumers in making purchasing
decisions, and also serve as the basis for
the toy’s regulatory requirements and
the associated testing parameters. For
example, toys intended for children
under 8 years of age are required to
undergo use and abuse tests based on
actual use and misuse by children of
that age. Test specifications vary for
2 Consumer Product Safety Commission: ToyRelated Deaths and Injuries, Calendar Year 2021.
November, 2022: Toy-Related Deaths and Injuries,
Calendar Year 2021; available at: https://
www.cpsc.gov/Research--Statistics/Toys-andChildrens-Products.

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different age groups (i.e., children 18
months and younger, 19–36 months,
and 37–95 months). Toys intended for
children younger than 3 years old
cannot possess small parts.
Additionally, since 2008, CPSC
regulations require lead and phthalates
limitations for many products intended
for children 12 years of age.
CPSC staff consider numerous toy
characteristics when determining the
intended age, including the physical
characteristics of the toy (e.g., size and
weight of the toy and its components),
the cognitive requirements for using the
toy as intended, the fine motor or other
physical skills required to use the toy as
the manufacturer intended, and the
toy’s theme and appearance. CPSC’s Age
Determination Guidelines: Relating
Consumer Product Characteristics to the
Skills, Play Behaviors, and Interests of
Children (Guidelines), available at
https://www.cpsc.gov/content/2020Age-Determination-Guidelines, provide
details and examples for each of these
characteristics for different age groups.
Manufacturers can use the Guidelines to
generate an intended age during a toy’s
design phase. Manufacturers can also
use the Guidelines to accurately age
label a product, which promotes safety
by informing consumer purchasing and
toy-safety decisions (meaning which
toys are appropriate to allow a child to
play with).
Although the Guidelines include
extensive information about a large
variety of toys, some toy categories are
not well covered in the Guidelines
because they include toys that are new
to the U.S. market since the research
that went into the 2020 version of the
Guidelines. Conversely, while smart
toys are discussed in the Guidelines,
this category of toys evolves rapidly, so
the Guidelines may not represent what
is currently in the market. Other toys
such as figurines, interlocking building
sets, and musical toys are discussed in
the Guidelines, though not extensively.
This data collection will add to the
information about selected toys in six
toy categories (smart toys, take-apart
vehicles, musical instruments, figurines,
plush toys with electronic components,
and manipulatives), and enrich CPSC’s
understanding regarding the ages of
children who are interested in these
toys and who possess the skills and
cognitive ability to use them as
intended. This data collection will
provide information to help CPSC
determine the developmentally
appropriate ages for selected toys.
Ultimately, the data collection will
inform the various stakeholders who use
the information contained in the
Guidelines.

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Affected Public: Children between 2–
4 years and their caregivers.
Estimated Number of Respondents: 60
children and 60 caregivers, totaling 120
individuals.
Frequency: One-time data collection
that will take place over two in-person
sessions. The first session will last 80
minutes, and the second session will
last 80 minutes.
Estimated Total Annual Burden
Hours: CPSC plans to pilot test the
study with 4 participants (2 caregivers
and 2 children) with a maximum time
burden of 2.67 hours per person (10.68
hours). CPSC also assumes a 15-minute
completion time for the recruitment
screener questionnaire to be filled out
by a maximum of 100 people, to select
60 adult participants (25 hours).
Once selected for the study, CPSC
estimates that the total time for each
respondent pair (caregiver/child) to
participate in the data collection will
likely not be more than 160 minutes.
Therefore, each participant has a
maximum time burden of 2.67 hours.
Data collection duration for each
respondent will be 2.67 hours, or a total
of 160 hours for 60 respondent pairs.
Each respondent pair will not incur any
reporting costs from the information
collection. The pair also will not incur
a record keeping burden or record
keeping costs from this information
collection. We will assume an hourly
wage rate of $31.54 for each respondent
pair (caregiver and child).3
Accordingly, the total burden hours to
recruit participants and for selected
respondents to participate is 356 hours
(recruitment screening time (25 hours),
pilot study (10.68 hours), and the main
study (2.67 hours × 120 participants)).
The total cost of this collection to the
federal government is $93,345 annually.
This represents 6 months of staff time.
This amount includes federal employee
salaries and benefits. No travel costs are
associated with the collection. This
estimate uses an annual salary of
$126,949 (the equivalent of a GS–13,
Step 5 employee, in the Washington, DC
area in 2023) 4 which represents 68.0
percent of the employer costs for
employee compensation. The remaining
32.0 percent of employer costs are
added for benefits (U.S. Bureau of Labor
Statistics, ‘‘Employer Costs for
Employee Compensation,’’ March 2023,
percentage of wages and salaries for all
civilian management, professional, and
3 https://www.bls.gov/oes/current/oes_va.htm#000000.
4 https://www.opm.gov/policy-data-oversight/payleave/salaries-wages/salary-tables/pdf/2023/
DCB.pdf.

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Federal Register / Vol. 88, No. 150 / Monday, August 7, 2023 / Notices
related employees),5 for a total annual
compensation per FTE of $186,690.
Estimated Total Annual Burden Cost:
$104,573.24 (Respondents: $11,228.24
(31.54/hr. × 356 hours) + Federal
Government: $93,345).
Comments: CPSC requests that
interested parties submit comments
regarding this proposed information
collection (see the ADDRESSES section at
the beginning of this notice). Pursuant
to 44 U.S.C. 3506(c)(2)(A), the
Commission specifically invites
comments on:
• Whether the proposed collection of
information is necessary for the proper
performance of CPSC’s functions,
including whether the information will
have practical utility;
D The accuracy of CPSC’s estimate of
the burden of the proposed collection of
information, including the validity of
the methodology and assumptions used;
D Ways to enhance the quality, utility,
and clarity of the information the
Commission proposes to collect;
D Ways to reduce the burden of the
collection of information on
respondents, including the use of
automated collection techniques when
appropriate, and other forms of
information technology;
D The estimated burden hours
associated with child toy observations
and caregiver surveys, including any
alternative estimates; and
D The estimated respondent cost other
than burden hour cost.
Alberta E. Mills,
Secretary, Consumer Product Safety
Commission.
[FR Doc. 2023–16790 Filed 8–4–23; 8:45 am]
BILLING CODE 6355–01–P

DEPARTMENT OF DEFENSE
Office of the Secretary
Defense Advisory Committee on
Women in the Services; Notice of
Federal Advisory Committee Meeting
Under Secretary of Defense for
Personnel and Readiness, Department of
Defense (DoD).
ACTION: Notice of Federal advisory
committee meeting.
ddrumheller on DSK120RN23PROD with NOTICES1

AGENCY:

The DoD is publishing this
notice to announce that the following
Federal advisory committee meeting of
the Defense Advisory Committee on
Women in the Services (DACOWITS)
will take place.

SUMMARY:

5 https://www.bls.gov/news.release/archives/

ecec_06162023.pdf.

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DACOWITS will hold an opento-the-public meeting—Tuesday,
September 12, 2023, from 8:00 a.m. to
10:15 a.m. (EST) and Wednesday,
September 13, 2023, from 8:00 a.m. to
12:00 p.m. (EST).
ADDRESSES: The meeting will take place
at the Association of the United States
Army Conference Center, located at
2425 Wilson Boulevard, Arlington,
Virginia 22201. The meeting will also be
held virtually. To participate in the
meeting, see the Meeting Accessibility
section for instructions.
FOR FURTHER INFORMATION CONTACT: LTC
Samantha Frazier, Designated Federal
Officer (DFO), (202) 650–2943 (voice),
[email protected]
(email). The most up-to-date changes to
the meeting agenda can be found on the
website: https://dacowits.defense.gov.
SUPPLEMENTARY INFORMATION: This
meeting is being held under the
provisions of chapter 10 of title 5 United
States Code (U.S.C.) (commonly known
as the ‘‘Federal Advisory Committee
Act’’ or ‘‘FACA’’), 5 U.S.C. 552b
(commonly known as the ‘‘Government
in the Sunshine Act’’), and 41 Code of
Federal Regulations (CFR) 102–3.140
and 102–3.150.
Availability of Materials for the
Meeting: Additional information,
including the agenda or any updates to
the agenda, is available at the
DACOWITS website, https://
dacowits.defense.gov/. Materials
presented in the meeting may also be
obtained on the DACOWITS website.
Purpose of the Meeting: The purpose
of the meeting is for the DACOWITS to
receive briefings and have discussions
on topics related to the recruitment,
retention, employment, integration,
well-being, and treatment of women in
the Armed Forces of the United States.
Additionally, the Committee will vote
on its 2023 recommendations.
Agenda: Tuesday, September 12,
2023, from 8:00 a.m. to 10:15 a.m.—
Welcome, Introductions,
Announcements, Request for
Information Status Update, Briefing,
Public Comment Period, and
DACOWITS discussion.
Wednesday, September 13, 2023, from
8:00 a.m. to 12:00 p.m.—Welcome,
Introductions and Announcements,
Voting on 2023 recommendations.
Meeting Accessibility: Pursuant to 5
U.S.C. 552b and 41 CFR 102–3.140
through 102–3.165, this meeting is open
to the public, subject to availability of
space, from 8:00 a.m. to 10:15 a.m. on
September 12, 2023, and from 8:00 a.m.
to 12:00 p.m. on September 13, 2023.
The meeting will also be streamed by
videoconference. The number of
DATES:

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participants is limited and is on a firstcome basis. Any member of the public
who wishes to participate via
videoconference must register by
contacting DACOWITS at
osd.pentagon.ousd-p-r.mbx.dacowits@
mail.mil or by contacting Mr. Robert
Bowling at (703) 380–0116 no later than
Tuesday, September 5, 2023. Once
registered, the videoconference
information will be provided.
Special Accommodations: Individuals
requiring special accommodations to
access the public meeting should
contact Mr. Robert Bowling no later
than Tuesday, September 5, 2023, so
appropriate arrangements can be made.
Written Statements: Pursuant to 41
CFR 102–3.140, and section 10(a)(3) of
the FACA, interested persons may
submit a written statement to the
DACOWITS. Individuals submitting a
written statement must submit their
statement no later than 5:00 p.m.,
Tuesday, September 5, 2023, to Mr.
Robert Bowling (703) 380–0116 (voice)
or to [email protected]
(email). Mailing address is 4800 Mark
Center Drive, Suite 04J25–01,
Alexandria, VA 22350. Members of the
public interested in making an oral
statement, must submit a written
statement. If a statement is not received
by Tuesday, September 5, 2023, it may
not be provided to or considered by the
Committee during this quarterly
business meeting. After reviewing the
written statements, the Chair and the
DFO will determine if the requesting
persons are permitted to make an oral
presentation. The DFO will review all
timely submissions with the
DACOWITS Chair and ensure they are
provided to the members of the
Committee.
Dated: August 1, 2023.
Aaron T. Siegel,
Alternate OSD Federal Register Liaison
Officer, Department of Defense.
[FR Doc. 2023–16727 Filed 8–4–23; 8:45 am]
BILLING CODE 5001–06–P

DEPARTMENT OF DEFENSE
Office of the Secretary
Department of Defense Board of
Actuaries; Notice of Federal Advisory
Committee Meeting
Under Secretary of Defense for
Personnel and Readiness, Department of
Defense Board of Actuaries, Department
of Defense (DoD).

AGENCY:

Notice of Federal advisory
committee meeting.

ACTION:

E:\FR\FM\07AUN1.SGM

07AUN1