CMS-10440 Application for Health Coverage (no cost help)

Data Collection to Support Eligibility Determinations for Insurance Affordability Programs and Enrollment through Health Benefits Exchanges, Medicaid and CHIP Agencies (CMS-10440)

CMS-10440 - Att D.-Application-no-cost-help

OMB: 0938-1191

⚠️ Notice: This form may be outdated. More recent filings and information on OMB 0938-1191 can be found here:

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Application for Health Coverage

Form Approved
OMB No. 0938-1191
Expires: XX/XX/XXXX

Apply faster online at HealthCare.gov
Who can use this
application?

Anyone who needs health coverage and isn’t looking for help with costs can use
this application.

What happens
next?

Send your complete, signed application to the address on page 3. If you don’t
have all the information we ask for, sign and submit your application
anyway.

If someone is helping you fill out this application, you may need to complete
Appendix C.

We’ll follow up with you within 1–2 weeks and you may get a call from the
Marketplace if we need more information. You’ll get an Eligibility Notice in the
mail after we process your application.
Filling out this application doesn’t mean you have to buy health coverage.

Get help with costs

You need to use a different application to get help with costs. You could
qualify for:
• A tax credit that can immediately help lower your premiums for health

coverage

• Free or low-cost coverage through Medicaid or the Children’s Health Insurance

Program (CHIP)

Certain income levels may qualify for free or low-cost programs. Visit
HealthCare.gov or call the Marketplace Call Center to learn more.

Get help with this
application

• Online: HealthCare.gov.
• Phone: Call the Marketplace Call Center at 1-800-318-2596. TTY users can call

1-855-889-4325.

• In-person: There may be counselors in your area who can help. Visit

HealthCare.gov, or call the Marketplace Call Center at 1-800-318-2596 for
more information.

• En Español: Llame a nuestro centro de ayuda gratis al 1-800-318-2596.
• Other languages: If you need help in a language other than English, call

1-800-318-2596 and tell the customer service representative the language you
need. We’ll get you help at no cost to you.

You have the right to get Marketplace information in an accessible format, like large print, Braille, or
audio. You also have the right to file a complaint if you feel you’ve been discriminated against. Visit
CMS.gov/about-cms/agency-Information/aboutwebsite/cmsnondiscriminationnotice, or call the
Marketplace Call Center at 1-800-318-2596 for more information. TTY users can call 1-855-889-4325.
This product was produced at U.S. taxpayer expense.
Health Insurance Marketplace® is a registered service mark of
the U.S. Department of Health & Human Services.

Page 1 of 3

Print in capital letters using black or dark blue ink only.
Fill in the circles (
) like this
.

Step 1: Tell us about yourself (PERSON 1).
(We need one adult in the household to be the contact person for your application.)
1. First name

Middle name

Last name

Suffix

3. Home address 2

2. Home address (Leave blank if you don’t have one.)

4. City

5. State

6. ZIP code

7. County

8. Mailing address (if different from home address)

10. City

9. Home address 2

11. State

14. Daytime phone number

12. ZIP code

13. County

15. Evening phone number

16. Do you want to get information about this application by email? .......................................................................................................

Yes

Email address:
17. Preferred language:

Written

Spoken

18. Do you need health coverage for yourself?
YES. If yes, answer all the questions below.

NO. If no, skip to Step 2 on page 2. (Leave the rest of this page blank.)

19. Social Security Number (SSN)
We need an SSN if you want health coverage and have an SSN or can get one. We use SSNs to check income and other information to see who’s
eligible for help paying for health coverage. For more information on getting an SSN, visit socialsecurity.gov, or call Social Security at 1-800-772-1213.
TTY users can call 1-800-325-0778.
20. Sex
Female

21. Date of birth (mm/dd/yyyy)
Male

22. Are you a U.S. citizen or U.S. national? ...............................................................................................................................................................................

Yes

23. Are you a naturalized or derived citizen? (This usually means you were born outside the U.S.)
YES. If yes, complete a and b. NO. If no, continue to question 24.
a. Alien number:

b. Certificate number:

After you complete a and b,
skip to question 25.

24. If you aren’t a U.S. citizen or U.S. national, do you have eligible immigration status?
Immigration document type

Status type (optional)

YES. Enter document type and ID number. See instructions.

Write your name as it appears on your immigration document.

Alien or I-94 number

Card number or passport number

SEVIS ID or expiration date (optional)

Other (category code or country of issuance)

25. Are you of Hispanic, Latino/a, or Spanish origin? ..........................................................................................................................................

Optional: If yes:

Mexican

(Fill in all that
26. Race:
apply.)

Mexican American

Chicano/a

Puerto Rican

Cuban

Yes

Other

White Black or African American American Indian or Alaska Native Asian Indian Chinese Filipino Japanese
Vietnamese Other Asian Native Hawaiian Guamanian or Chamorro Samoan Other Pacific Islander Other

Korean

NOW, tell us who else needs health coverage.

NEED HELP WITH YOUR APPLICATION? Visit HealthCare.gov, or call us at 1-800-318-2596. Para obtener una copia de este formulario en Español, llame 1-800-318-2596. If you need help in a
language other than English, call 1-800-318-2596 and tell the customer service representative the language you need. We’ll get you help at no cost to you. TTY users can call 1-855-889-4325.

Page 2 of 3

Step 2: Tell us about anyone who needs health coverage.
(If you have more people to include, make a copy of this page and attach.)

PERSON 2
1. First name

Middle name

Last name

Suffix

2. Relationship to PERSON 1

3. Social Security Number (SSN)

4. Date of birth (mm/dd/yyyy)

5. Sex
Female

Male

6. Does PERSON 2 live at the same address as PERSON 1? ....................................................................................................................................................

Yes

If no, list address:
7. Is PERSON 2 U.S. citizen or U.S. national? ............................................................................................................................................................................
8. Is PERSON 2 a naturalized or derived citizen? (This usually means they were born outside the U.S.)
YES. If yes, complete a and b. NO. If no, continue to question 9.
a. Alien number:

b. Certificate number:

After you complete a and b,
skip to question 10.

9. If PERSON 2 isn’t a U.S. citizen or U.S. national, do they have eligible immigration status?
Immigration document type

Status type (optional)

YES. Enter document type and ID number. See instructions.

Write PERSON 2’s name as it appears on their immigration document.

Alien or I-94 number

Card number or passport number

SEVIS ID or expiration date (optional)

Other (category code or country of issuance)

Is PERSON 2, or their spouse or parent, a veteran or an active-duty member of the U.S. military? .................................................................................

Yes

10. Are you of Hispanic, Latino/a, or Spanish origin? ..........................................................................................................................................

Yes

Optional: If yes:

Mexican

(Fill in all that
11. Race:
apply.)

Mexican American

Chicano/a

Puerto Rican

Cuban

Other

Korean

Step 3: American Indians/Alaska Natives
American Indians and Alaska Natives can get services from the Indian Health Service, tribal health programs, or urban Indian health
programs. They also may not have to pay cost sharing and may get special monthly enrollment periods. Answer these questions to
make sure your household gets the most help possible.
1. Are you or is anyone in your household American Indian or Alaska Native?
NO. If no, continue to Step 4.

YES. If yes, continue. If you have more people to include, make a copy of this page and attach.

2. Name (First name, Middle name, Last name)

3. Member of a federally recognized tribe? ..............................................................................................................................................................................
If yes, tribe name:

Yes

State tribe is located in:

Page 3 of 3

Step 4: Your agreement & signature
Is anyone applying for health insurance on this application incarcerated (detained or jailed)?....................................................................

Yes

If yes, tell us the person’s name. The name of the incarcerated person is:
Fill in here if this person is facing
disposition of charges.

• I’m signing this application under penalty of perjury, which means I’ve provided true answers to all the questions on this form to the best of my
knowledge. I know that I may be subject to penalties under federal law if I intentionally provide false information.

• I know that I must tell the program I’ll be enrolled in if the information I listed in this application changes. I know I can visit HealthCare.gov or call
1-800-318-2596 to report any changes. I know that a change in my information could affect my eligibility as well as eligibility for member(s) of my
household.
• I know that under federal law, discrimination isn’t permitted on the basis of race, color, national origin, sex, age, sexual orientation, gender
identity, or disability. I can file a complaint of discrimination by visiting hhs.gov/ocr/office/file.

• I know that information on this form will be used only to determine eligibility for health coverage, help paying for coverage (if requested), and
for lawful purposes of the Marketplace and programs that help pay for coverage.

We need this information to check your eligibility for health coverage. We’ll check your answers using information in our electronic databases
and databases from the Internal Revenue Service (IRS), Social Security, the Department of Homeland Security, and/or a consumer reporting
agency. If the information doesn’t match, we may ask you to send us proof.

What should I do if I think my Eligibility Notice is wrong?

If you don’t agree with what you qualify for, in many cases, you can ask for an appeal. Review your Eligibility Notice to find appeals instructions
specific to each person in your household who applies for coverage, including how many days you have to request an appeal. Here’s important
information to consider when requesting an appeal:
• You can have someone request or participate in your appeal if you want to. That person can be a friend, relative, lawyer, or other individual.
Or, you can request and participate in your appeal on your own.

• If you request an appeal, you may be able to keep your eligibility for coverage while your appeal is pending.
• The outcome of an appeal could change the eligibility of other members of your household.
To appeal your Marketplace eligibility results, visit HealthCare.gov/marketplace-appeals. Or, call the Marketplace Call Center at
1-800-318-2596. TTY users can call 1-855-889-4325. You can also mail an appeal request form or your own letter requesting an appeal to
Health Insurance Marketplace, Dept. of Health and Human Services, Attn: Appeals, 465 Industrial Blvd., London, KY 40750-0001. You can
appeal eligibility for purchasing health coverage through the Marketplace, enrollment periods, tax credits, cost-sharing reductions, Medicaid, and
CHIP, if you were denied these. If you qualify for tax credits or cost-sharing reductions, you can appeal the amount we determined you’re eligible
for. Depending on your state, you may be able to appeal through the Marketplace or you may have to request an appeal with the state Medicaid
or CHIP agency.
PERSON 1 should sign this application. If you’re an authorized representative, you may sign here as long as PERSON 1 signed Appendix C.
Signature

Date signed (mm/dd/yyyy)

If you’re signing this application outside of Open Enrollment (between November 1 and January 15), make sure you review Appendix D
(“Questions about life changes”).

Step 5: Mail completed application
Mail your signed application to:

Health Insurance Marketplace
Dept. of Health and Human Services
465 Industrial Blvd.
London, KY 40750-0001

If you want to register to vote, you can
complete a voter registration form at eac.gov.

Get help in a language other than English
If you, or someone you’re helping, has questions about the Health Insurance Marketplace®, you have the right to get help and
information in your language at no cost to you. To talk to an interpreter, call 1-800-318-2596.
Here’s a listing of the available languages and the same message provided above in those languages:

Get help in a language other than English (Continued)

PRA Disclosure Statement: According to the Paperwork Reduction Act of 1995, no persons are required to respond to a collection of information unless it displays a valid OMB
control number. The valid OMB control number for this information collection is 0938-1191. The time required to complete this information collection is estimated to average
20 minutes per response, including the time to review instructions, search existing data resources, gather the data needed, and complete and review the information collection.
If you have comments concerning the accuracy of the time estimate(s) or suggestions for improving this form, please write to: CMS, 7500 Security Boulevard, Attn: PRA Reports
Clearance Officer, Mail Stop C4-26-05, Baltimore, Maryland 21244-1850.

Form Approved
OMB No. 0938-1191
Expires: XX/XX/XXXX

Appendix C: Help with Completing this Application
For certified application counselors, navigators, agents, and brokers only

Complete this section if you’re a certified application counselor, navigator, agent, or broker filling out this application for somebody else.
1. Application start date (mm/dd/yyyy)

2. First name, Middle name, Last name, & Suffix

3. Organization name

4. ID number (if applicable)

5. Agents/Brokers only: NPN number

You can choose an authorized representative.

PERSON 1 only: You can give a trusted person permission to talk about this application with us, see your information, and act for you on matters
related to this application, including getting information about your application and signing your application on your behalf. This person is called
an “authorized representative.” If you ever need to change or remove your authorized representative, contact the Marketplace. If you’re a legally
appointed representative for someone on this application, submit proof with the application.
1. Name of authorized representative (First name, Middle name, Last name)

2. Address

4. City

3. Home address 2

5. State

6. ZIP code

7. Phone number

8. Organization name

9. ID number (if applicable)

By signing, you allow this person to sign your application, get official information about this application, and act for you on all future matters
related to this application.
10. Signature of PERSON 1 listed on this application

11. Date signed (mm/dd/yyyy)

Form Approved
OMB No. 0938-1191
Expires: XX/XX/XXXX

Appendix D: Questions about life changes
(You must complete the rest of this application along with this page. Don’t submit this page by itself.)

If anyone on this application experienced certain life changes—like losing health coverage, getting married, or having a baby—in the past
60 days (OR expects to in the next 60 days), fill out this page and include it with your completed, signed application. Certain life changes allow
your coverage through the Marketplace to start right away. We also recommend you answer these questions if you’re applying outside
Open Enrollment.
These questions are optional. If your life circumstances haven’t changed, you can leave the answers blank. You can enroll in Medicaid and the
Children’s Health Insurance Program (CHIP) any time of the year, even if you didn’t experience life changes. Members of federally recognized
tribes and Alaska Native shareholders can enroll in coverage through the Marketplace any time of the year.

Tell us about changes in your household.
1. Did anyone lose qualifying health coverage (such as Medicaid, CHIP, coverage from a job, or COBRA) coverage in the last 60 days,
or expect to lose qualifying health coverage in the next 60 days?
Date coverage ended or will end (mm/dd/yyyy)

Name(s)

2. Did anyone get married in the last 60 days?
Date (mm/dd/yyyy)

Name(s)

a. Did any of these people have qualifying health coverage at any time in the last 60 days? ...........................................................................

Yes

If yes, enter their name(s) below:
Name(s)

3. Did anyone get released from incarceration (detention or jail) in the last 60 days?
Date (mm/dd/yyyy)

Name(s)

4. Did anyone gain eligible immigration status in the last 60 days?
Name(s)

Date (mm/dd/yyyy)

5. Did anyone gain a dependent (or become a dependent) due to an adoption, foster care placement, child support, or other court order
in the last 60 days?
Name(s)

Date (mm/dd/yyyy)

6. Did anyone move in the last 60 days?
Name(s)

a. What is the ZIP code of your previous address?

Date of move (mm/dd/yyyy)

Fill in here if you moved from a foreign country or U.S. territory

b. Did any of these people have qualifying health coverage at any time in the last 60 days? ...........................................................................
If yes, enter their name(s) below:
Name(s)

File Type	application/pdf
File Title	Application for Health Coverage
Subject	Application for Health Coverage
Author	Centers for Medicare and Medicaid Services
File Modified	2023-03-27
File Created	2022-03-21