FCU - Fair Credit Reporting

Pt. 1022, App. D

12 CFR Ch. X (1–1–20 Edition)

C–3—MODEL FORM FOR RENEWAL NOTICE (SINGLE-AFFILIATE NOTICE)—[RENEWING YOUR
CHOICE TO LIMIT MARKETING]/[RENEWING
YOUR MARKETING OPT-OUT]
• [Name of Affiliate] is providing this notice.
• [Optional: Federal law gives you the
right to limit some but not all marketing
from our affiliates. Federal law also requires
us to give you this notice to tell you about
your choice to limit marketing from our affiliates.]
• You previously chose to limit our affiliates in the [ABC] group of companies, such
as our [credit card, insurance, and securities]
affiliates, from marketing their products or
services to you based on your personal information that we share with them. This information includes your [income], your [account history with us], and your [credit
score].
• Your choice has expired or is about to expire.
To renew your choice to limit marketing
for [x] more years, contact us [include all
that apply]:
• By telephone: 1–(877) ###–####
• On the Web: www.—.com
• By mail: Check the box and complete the
form below, and send the form to:
[Company name]
[Company address]
—Renew my choice to limit marketing for
[x] more years.
C–4—MODEL FORM FOR RENEWAL NOTICE
(JOINT NOTICE)—[RENEWING YOUR CHOICE
TO LIMIT MARKETING]/[RENEWING YOUR
MARKETING OPT-OUT]

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• The [ABC group of companies] is providing this notice.
• [Optional: Federal law gives you the
right to limit some but not all marketing
from the [ABC] companies. Federal law also
requires us to give you this notice to tell you
about your choice to limit marketing from
the [ABC] companies.]
• You previously chose to limit the [ABC]
companies, such as the [ABC credit card, in-

surance, and securities] affiliates, from marketing their products or services to you
based on your personal information that
they receive from other ABC companies.
This information includes your [income],
your [account history], and your [credit
score].
• Your choice has expired or is about to expire.
To renew your choice to limit marketing
for [x] more years, contact us [include all
that apply]:
• By telephone: 1–(877) ###–####
• On the Web: www.—.com
• By mail: Check the box and complete the
form below, and send the form to:
[Company name]
[Company address]
—Renew my choice to limit marketing for
[x] more years.
C–5—MODEL FORM FOR VOLUNTARY ‘‘NO MARKETING’’ NOTICE—[YOUR CHOICE TO STOP
MARKETING]
• [Name of Affiliate] is providing this notice.
• You may choose to stop all marketing
from us and our affiliates.
• [Your choice to stop marketing from us
and our affiliates will apply until you tell us
to change your choice.]
To stop all marketing, contact us [include
all that apply]:
• By telephone: 1 (877) ###–####
• On the Web: www.—.com
• By mail: Check the box and complete the
form below, and send the form to:
[Company name]
[Company address]
—Do not market to me.

APPENDIX D TO PART 1022—MODEL
FORMS FOR FIRM OFFERS OF CREDIT
OR INSURANCE
In order to comply with § 1022.54, the following model notices may be used:
(a) English language model notice—(1) Short
notice.

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Bur. of Consumer Financial Protection

Pt. 1022, App. D

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(2) Long notice.

Pt. 1022, App. D

12 CFR Ch. X (1–1–20 Edition)

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(b) Spanish language model notice—(1) Short
notice.

Bur. of Consumer Financial Protection

Pt. 1022, App. D

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(2) Long notice.

Pt. 1022, App. E

12 CFR Ch. X (1–1–20 Edition)

E TO PART 1022—INTERAGENCY
GUIDELINES CONCERNING
THE ACCURACY AND INTEGRITY OF INFORMATION FURNISHED TO CONSUMER
REPORTING AGENCIES

ing agencies. Section 1022.42 of this part requires each furnisher to establish and implement reasonable written policies and procedures concerning the accuracy and integrity
of the information it furnishes to consumer
reporting agencies. Under § 1022.42(b) of this

The Bureau encourages voluntary furnishing of information to consumer report-

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APPENDIX