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1
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PO Box 789
Anytown, USA 12345-6789
JENNIFER WASHINGTON 123 EXAMPLE STREET
APARTMENT A
ANYTOWN, USA 12345-6789
This is your “Explanation of Benefits” (EOB) for your Medicare prescription drug coverage (Part D). Your EOB shows the prescriptions you filled, what we paid, what you and others have paid, and what counts towards your out-of-pocket costs and your total drug costs.
If you paid a co-pay or coinsurance for your drug, the EOB should show the amount you paid.
When we get a claim (bill) from your pharmacy, you’ll get an EOB the next month. For example, if we get a claim in March, you’ll get an EOB in April.
Check your EOB to make sure everything is correct. If you have questions, find mistakes, or suspect fraud, we’re happy to help. Call us at the number below.
BIRCHWOOD MEMBER SERVICES
If you have questions or need help, call us toll-free Monday through Friday from 8 a.m. to 5 p.m.
1-800-222-3333
1-888-444-5555 for TTY/TDD only
1-800-111-7788 fax
Or visit our website: www.birchwood.com
Español 1-800-331-2345 (Spanish)
Русский 1-800-331-5678 (Russian) tieng Viet 1-800-331-7777 (Vietnamese)
To get this material in other formats, including large type, braille, and translation into other languages, call Birchwood Member Services at the number shown on this page.
CHART 1
Totals
for
the
month
of
April
2022 Your
Out-of-Pocket
Costs
amount
is
$35.68 Your
Total
Drug
Costs
amount
is
$220.50
Drug Name, Fill Date, Pharmacy, Rx# |
You Paid |
Plan Paid |
Other Payments |
Drug Price |
Price Change |
Lower Cost Alternative Drugs |
Zocor, 40 mg tabs |
$17.53 |
$125.35 |
$5.00 |
$147.88 |
+4% |
Atorvastatin |
04/09/22, ABC Pharmacy Rx# 106663421555, 30 day supply |
|
|
[paid by SPAP] |
|
|
|
Mavenclad, 10 mg tabs |
$18.15 |
$54.47 |
$0.00 |
$72.62 |
-2% |
Fingolimod |
04/09/22, ABC Pharmacy |
|
|
|
|
|
|
Rx# 349000711222, 30 day supply |
|
|
|
|
|
|
Totals for the month of April 2022 |
$35.68 |
$179.82 |
$5.00 |
$220.50 |
|
|
CHART 1A
Your Supplemental Drug Coverage pays for some drugs not generally covered by Medicare. Any prescriptions you filled for these drugs this month are listed in the chart below. The amounts paid for these drugs do not count toward your out-of-pocket costs* or total drug costs.
Drug Name, Fill Date, Pharmacy, Rx# |
You Paid |
Plan Paid |
Other Payments |
Sildenafil, 25 mg tabs 04/09/22, ABC Pharmacy Rx# 106663421555, 30 day supply |
$40.00
$10.00 |
$27.32 |
$0.00 |
Benzonatate, 100 mg caps 04/09/22, ABC Pharmacy Rx# 349000711222, 30 day supply |
$7.44 |
$0.00 |
CHART 2
Totals
for
the
year-to-date
Your
Out-of-Pocket
Costs*
amount
is
$447.53 (includes
what
You
Paid
plus
Other
Payments) Your
Total
Drug
Costs
amount
is
$774.43
|
You Paid |
Plan Paid |
Other Payments |
Total Drug Costs |
Monthly totals: April 2022 |
$35.68 |
$179.82 |
$5.00 |
$220.50 |
Year-to-date totals: Jan – April 2022 |
$442.53 |
$326.90 |
$5.00 |
$774.43 |
CHART 3
How much you pay for a covered Part D prescription depends on which payment stage you’re in when you fill it. This chart helps you understand what stage you’re in now and when you’ll move to the next stage.
Year-to-date totals: Stage 1: Yearly Jan – April 2022 Deductible |
You’re in Stage 2: Initial Coverage |
Stage 3: Stage 4: Coverage Catastrophic Gap Coverage |
||
Out-of-pocket costs |
lasts until your out-of-pocket costs reach $435 |
$442.53 |
starts when total drug costs reach $4,130 |
starts when your out-of-pocket costs reach $6,650 |
Total drug costs |
$774.43 |
What happens next?
Once you have an additional $3,355.57 in total drug costs, you move to the next payment stage (Stage 3: Coverage Gap).
You’re in Stage 2: Initial CoverageDuring this payment stage, the plan pays its share of the cost of your drugs and you (or others on your behalf) pay your share of the cost.
You generally stay in this stage until your
year-to-date total drug costs reach $4,130.00. As of 04/30/22, your year-to-date total drug costs were
$774.43.
CHART 4
We may make changes to our Drug List during the year, like adding new drugs; removing drugs; changing coverage restrictions; or moving drugs from one cost-sharing tier to another. The information below provides updates that affect plan-covered prescriptions you filled in 2022.
Generic replacement: This means your
brand-name drug was removed from our Drug List because a generic version is available, in a lower cost-sharing tier.
The amount you’ll pay depends on which drug payment stage you’re in when you fill the prescription. To find out how much you’ll pay, call Birchwood Member Services at 1-800-222-3333 (TTY 1-888-444-5555).
GLOSSARY
Terms and Definitions
What you paid when you fill/refill a covered Part D prescription
Any other payments for your drugs made by family or friends
Any other payments made for your drugs by Indian Health Service; AIDS drug assistance programs; most charities; and most State Pharmaceutical Assistance Programs (SPAPs)
Plan premiums
Drugs not covered by our plan
Non-Part D drugs (like drugs you get during a hospital stay)
Drugs covered by our plan’s Supplemental Drug Coverage
Prescriptions filled at a non-network pharmacy that doesn’t meet our out-of-network pharmacy access policy
Payments made for your drugs by employer or union health plans; some government-funded programs (including TRICARE and the Veteran’s Administration); Worker’s Compensation; and some other programs
This is the amount you paid out-of-pocket for each drug. It includes any payments for your drugs made by family or friends.
This is the amount Birchwood Medicare Plus paid for each drug.
This shows any payments made by other programs or organizations, including Extra Help from Medicare; Medicare’s Coverage Gap Discount Program; Indian Health Service; AIDS drug assistance programs; most charities; and most State Pharmaceutical Assistance Programs (SPAPs).
See
the
next
page
for places to get help &
more information
about
your
options.
You start in this payment stage each calendar year. In this stage, you pay the full cost of your drugs.
Stage 2: Initial Coverage
In this stage, the plan pays its share of the cost of your drugs and you pay your share of the cost.
Stage 3: Coverage Gap
In this stage, you pay 25% of the cost of your generic or brand-name drugs.
Stage 4: Catastrophic Coverage
In this stage, for covered drugs you pay $2 (generic)/$5 (brand) or 5% of the cost, whichever is greater.
You generally stay in this stage for the rest of the calendar year (through December 31, 2022).
See
mistakes
or
have
questions?
If you have questions, see mistakes, or
suspect fraud,
call
us
at
Birchwood
Member
Services
at 1-800-222-3333 (TTY
1-888-444-5555). You
can
also
find
answers
to
many
questions
online
at
www.birchwood.com.
Or,
call
Medicare
at
1-800-MEDICARE (1-800-633-4227). TTY users can
call
1-877-486-2048.
You
can
also
call
your
State
Health
Insurance
Assistance
Program
(SHIP).
The
name
and
phone numbers
for
your
state
SHIP
are
in
Chapter
2,
Section 3 of your Evidence
of Coverage.
Chapter 7: Asking the plan to pay its share of a bill you have received for covered services or drugs
Chapter 9: What to do if you have a problem or complaint (coverage decisions, appeals, complaints)
Here are some things you can do to help you and your doctor manage any changes in coverage:
Call Birchwood Member Services to ask for a list of covered drugs that treat the same medical condition. This list can help your doctor to find a covered drug that might work for you and have fewer restrictions or a lower cost.
You and your doctor can ask us to make an exception for you. This means asking us to agree that the change in coverage or cost-sharing tier of a drug doesn’t apply to you. To learn how to ask for an exception, see Chapter 7 in the Evidence of Coverage, “What to do if you have a problem or complaint.”
Get more details in the Evidence of Coverage
The Evidence of Coverage is our plan’s benefits booklet.
It explains your drug coverage and the rules you need to follow to use your coverage. To get a copy of the Evidence of Coverage in your mail or email, call Birchwood Member Services at 1-800-222-3333
(TTY 1-888-444-5555). You can also get this document online at www.birchwood.com.
When we decide whether a drug is covered and how much you must pay, it’s called a “coverage decision.” If you disagree with our coverage decision, you can appeal our decision (see Chapter 9 of the Evidence of Coverage).
Medicare sets the rules for how coverage decisions and appeals are handled. These are legal procedures and the deadlines are important. The process can
be expedited if your doctor tells us that your health requires a quick decision.
Get help paying for your drug coverage “Extra Help” from Medicare. If you meet certain income and resource limits, you may qualify for Extra Help. This program helps pay for your Medicare drug coverage costs, such as plan premiums, deductibles, and costs when you fill your prescriptions. To see if you qualify for Extra Help, complete an application online at https://secure.ssa.gov/i1020/start. You can also call Social Security toll-free at 1-800-772-1213 (TTY 1-800-325-0778).
Help from your State Pharmaceutical Assistance Program. Many states have State Pharmaceutical Assistance Programs (SPAPs) that help people pay for prescription drugs based on financial need, age, or medical condition. Each state has different rules. To find out if your state has a State Pharmaceutical Assistance Program, visit Medicare.gov and search for “SPAP.” Or, check with your local State Health Insurance Assistance Program (SHIP).
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File Modified | 0000-00-00 |
File Created | 2024-12-05 |