Final (30 day) Federal Register Notice

FR2 NEW FDIC DI Awareness Survey 89 FR 101013 December 13 2024.pdf

2025 FDIC Deposit Insurance Awareness Survey

Final (30 day) Federal Register Notice

OMB:

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Federal Register / Vol. 89, No. 240 / Friday, December 13, 2024 / Notices
Frequency of Response: On occasion
reporting requirement and third-party
disclosure requirement.
Obligation to Respond: Required to
obtain or retain benefits. Statutory
authority for this information collection
is contained in 47 U.S.C. 151 and the
Telecommunications Act of 1996,
Public Law 104–104.
Total Annual Burden: 130,990 hours.
Total Annual Cost: No cost.
Needs and Uses: This information
facilitates efficient interaction between
premises owners and local exchange
carriers (LECs) regarding the placement
of the demarcation point, which marks
the end of wiring under control of the
LEC and the beginning of wiring under
the control of the premises owner or
subscriber. The demarcation point is a
critical point of interconnection where
competitive LECs can gain access to the
inside wiring of the building to provide
service to customers in the building.
This collection also helps ensure that
fixed wireless antennas covered by the
OTARD rule comply with the
Commission’s limits on radiofrequency
exposure and provides the Commission
with information on the state of the
market. In short, this collection helps
foster competition in local
telecommunications markets by
ensuring that competing
telecommunications providers can
provide services to customers in
multiple tenant environments.
Federal Communications Commission.
Marlene Dortch,
Secretary.
[FR Doc. 2024–29350 Filed 12–12–24; 8:45 am]
BILLING CODE 6712–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–NEW]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
public and other Federal agencies to
take this opportunity to comment on the
request to obtain OMB approval for a
new information collection described
below. The notice of proposed new
information collection was previously
published in the Federal Register on
September 25, 2024, allowing for a 60day comment period.

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SUMMARY:

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Comments must be submitted on
or before January 13, 2025.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street NW), on business
days between 7 a.m. and 5 p.m.
Written comments and
recommendations for the proposed
information collection also should be
sent within 30 days of publication of
this notice to www.reginfo.gov/public/
do/PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, [email protected], MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION: The FDIC
is requesting OMB approval for the
following new collection of information:
1. Title: 2025 FDIC Survey of Deposit
Insurance Awareness.
OMB Number: 3064–NEW.
Affected Public: Individual members
of the public.
Burden Estimate:
Frequency of Response: Once.
Estimated Number of Respondents:
6,500.
Average Time per Response: 4
minutes.
Estimated Total Annual Burden:
26,000 minutes (434 hours).
General Description of Collection: The
FDIC proposes to field a statistical
consumer survey to assess awareness of
the FDIC and of deposit insurance.
Survey results will inform FDIC public
awareness, communication, education,
outreach and research efforts regarding
deposit insurance, and will identify
information and awareness gaps in
terms of content and demographic
segments. Research questions will cover
consumers’ knowledge of, attitudes
towards, and behaviors regarding
deposit insurance. The proposed 2025
DATES:

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101013

FDIC Survey of Deposit Insurance
Awareness is intended to collect
information regarding what consumers
know about deposit insurance and how
they learn it, what consumers think
about deposit insurance and banking,
and how this information shapes
financial decisions. The survey will
inform research and programmatic
efforts to improve consumers’ awareness
and understanding of deposit insurance,
to help fulfill the agency’s mission of
maintaining stability and public
confidence in the nation’s financial
system.
The survey will assess consumers’
awareness and knowledge of the FDIC
and its role regarding deposit insurance,
including their understanding of the
types of institutions and situations
where deposit insurance applies, and
the sources they use to learn about
deposit insurance. The survey will also
assess whether deposit insurance
impacts consumers’ confidence in the
banking system and perceptions and use
of bank and nonbank financial services,
including their likelihood to consider
deposit insurance when making
decisions about financial products and
services. Finally, the survey will collect
background information regarding
consumers’ use of some bank and
nonbank products, and the types of
institutions they use to save or store
money inside and outside of the
banking system.
The survey will be conducted in
spring 2025 as part of Porter Novelli’s
PN Styles survey, using the IPSOS
Knowledge Panel, a probability-based
online panel in the US. PN Styles is a
large-scale, representative survey of U.S.
adults that tracks consumer attitudes
and behaviors. Interested members of
the public may obtain a copy of the
proposed survey questionnaire on the
following web page: https://
www.fdic.gov/federal-registerpublications/fdic-deposit-insuranceawareness-survey.
Request for Comment
Comments are invited on (a) whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information

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Federal Register / Vol. 89, No. 240 / Friday, December 13, 2024 / Notices

technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on December 10,
2024.
James P. Sheesley,
Assistant Executive Secretary.

Dated at Washington, DC, on December 10,
2024.
Federal Deposit Insurance Corporation.
James P. Sheesley,
Assistant Executive Secretary.
[FR Doc. 2024–29487 Filed 12–11–24; 11:15 am]
BILLING CODE 6714–01–P

[FR Doc. 2024–29388 Filed 12–12–24; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL RESERVE SYSTEM

FEDERAL DEPOSIT INSURANCE
CORPORATION

Change in Bank Control Notices;
Acquisitions of Shares of a Bank or
Bank Holding Company

Sunshine Act Meetings

The notificants listed below have
applied under the Change in Bank
Control Act (Act) (12 U.S.C. 1817(j)) and
§ 225.41 of the Board’s Regulation Y (12
CFR 225.41) to acquire shares of a bank
or bank holding company. The factors
that are considered in acting on the
applications are set forth in paragraph 7
of the Act (12 U.S.C. 1817(j)(7)).
The public portions of the
applications listed below, as well as
other related filings required by the
Board, if any, are available for
immediate inspection at the Federal
Reserve Bank(s) indicated below and at
the offices of the Board of Governors.
This information may also be obtained
on an expedited basis, upon request, by
contacting the appropriate Federal
Reserve Bank and from the Board’s
Freedom of Information Office at
https://www.federalreserve.gov/foia/
request.htm. Interested persons may
express their views in writing on the
standards enumerated in paragraph 7 of
the Act.
Comments received are subject to
public disclosure. In general, comments
received will be made available without
change and will not be modified to
remove personal or business
information including confidential,
contact, or other identifying
information. Comments should not
include any information such as
confidential information that would not
be appropriate for public disclosure.
Comments regarding each of these
applications must be received at the
Reserve Bank indicated or the offices of
the Board of Governors, Ann E.
Misback, Secretary of the Board, 20th
Street and Constitution Avenue NW,
Washington, DC 20551–0001, not later
than December 30, 2024.
A. Federal Reserve Bank of Chicago
(Colette A. Fried, Assistant Vice
President) 230 South LaSalle Street,
Chicago, Illinois 60690–1414.
Comments can also be sent
electronically to
[email protected]:
1. Steven A. Brady, Edgewood, Iowa;
Madonna J. Brady, Edgewood, Iowa;

10:00 a.m. on December
17, 2024.
PLACE: This Board meeting will be open
to public observation only by webcast.
Visit https://www.fdic.gov/news/boardmatters/video.html for a link to the
webcast. FDIC Board Members and staff
will participate from FDIC
Headquarters, 550 17th Street NW,
Washington, DC.
Observers requiring auxiliary aids
(e.g., sign language interpretation) for
this meeting should email
[email protected] to make
necessary arrangements.
STATUS: Open to public observation via
webcast.
MATTERS TO BE CONSIDERED: The Federal
Deposit Insurance Corporation’s Board
of Directors will meet to consider the
following matters:
TIME AND DATE:

Discussion Agenda
Proposed 2025 FDIC Operating
Budget.
Discussion Draft relating to FDIC
Policy regarding the Annunzio-Wylie
Anti-Money Laundering Act.
Discussion Draft relating to FDIC
Policy on Bank Capital Distributions in
Unusual and Exigent Circumstances.

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Summary Agenda
No substantive discussion of the
following items is anticipated. The
Board will resolve these matters with a
single vote unless a member of the
Board of Directors requests that an item
be moved to the discussion agenda.
Minutes of a Board of Directors’
Meeting Previously Distributed.
Summary reports, status reports, and
reports of actions taken pursuant to
authority delegated by the Board of
Directors.
CONTACT PERSON FOR MORE INFORMATION:
Direct requests for further information
concerning the meeting to Debra A.
Decker, Executive Secretary of the
Corporation, at 202–898–8748.
Authority: 5 U.S.C. 552b

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Benjamin A. Brady, Laurel, Maryland;
Lucas S. Brady, Edgewood, Iowa; and
Jonathan J. Brady, Shawnee, Kansas
City; to form the Brady Family Control
Group, a group acting in concert, to
acquire voting shares of Community
Financial Corp., and thereby indirectly
acquire voting shares of Community
Savings Bank, both of Edgewood, Iowa.
B. Federal Reserve Bank of Kansas
City (Jeffrey Imgarten, Assistant Vice
President) 1 Memorial Drive, Kansas
City, Missouri 64198–0001. Comments
can also be sent electronically to
[email protected]:
1. The Clay G. Whitham Trust No. 4,
Elizabeth Whitham and Brian G. Wurst,
as trustees, all of Lamar, Colorado, and
Travis Whitham, Denver, Colorado, as
trust director; the Stewart Whitham
Trust No. 4, Leoti, Kansas, Jane
Whitham, Leoti, Kansas, and Brian G.
Wurst as trustees, and Clay Whitham,
Lamar, Colorado, as trust director; and
the Whitham 2024 Descendants Trust,
Barth Whitham as trustee, all of
Morrison, Colorado; to become members
of the Whitham Family Control Group,
a group acting in concert, to acquire
voting shares of Whitcorp Financial
Company, Leoti, Kansas, and thereby
indirectly acquire voting shares of
Western State Bank, Garden City,
Kansas, and Frontier Bank, Lamar,
Colorado. Brian G. Wurst, Clay
Whitham, and Barth Whitham are
members of the Witham Family Control
Group and were each previously
permitted by the Federal Reserve
System to acquire control of voting
shares of Whitcorp Financial Company.
Board of Governors of the Federal Reserve
System.
Michele Taylor Fennell,
Associate Secretary of the Board.
[FR Doc. 2024–29433 Filed 12–12–24; 8:45 am]
BILLING CODE P

FEDERAL RETIREMENT THRIFT
INVESTMENT BOARD
Notice of Board Meeting
December 19, 2024 at 10 a.m. ET.
Telephonic. Dial-in (listen
only) information: Number: 1–202–599–
1426, Code: 454 381 790#; or via web:
https://www.frtib.gov/.
FOR FURTHER INFORMATION CONTACT:
Kimberly Weaver, Office of External
Affairs, (202) 942–1640.
SUPPLEMENTARY INFORMATION:
DATES:

ADDRESSES:

Board Meeting Agenda
Open Session
1. Approval of the November 21, 2024,
Board Meeting Minutes

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