30-Day Federal Register Notice

FR2 0215 Unbanked Underbanked Survey 90 FR 2699 January 13 2025.pdf

FDIC National Survey of Unbanked and Underbanked Households

30-Day Federal Register Notice

OMB: 3064-0215

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Federal Register / Vol. 90, No. 7 / Monday, January 13, 2025 / Notices
information collection, contact Cathy
Williams at (202) 418–2918. To view a
copy of this information collection
request (ICR) submitted to OMB: (1) go
to the web page http://www.reginfo.gov/
public/do/PRAMain, (2) look for the
section of the web page called
‘‘Currently Under Review,’’ (3) click on
the downward-pointing arrow in the
‘‘Select Agency’’ box below the
‘‘Currently Under Review’’ heading, (4)
select ‘‘Federal Communications
Commission’’ from the list of agencies
presented in the ‘‘Select Agency’’ box,
(5) click the ‘‘Submit’’ button to the
right of the ‘‘Select Agency’’ box, (6)
when the list of FCC ICRs currently
under review appears, look for the Title
of this ICR and then click on the ICR
Reference Number. A copy of the FCC
submission to OMB will be displayed.
SUPPLEMENTARY INFORMATION: The
Commission may not conduct or
sponsor a collection of information
unless it displays a currently valid
Office of Management and Budget
(OMB) control number. No person shall
be subject to any penalty for failing to
comply with a collection of information
subject to the PRA that does not display
a valid OMB control number.
As part of its continuing effort to
reduce paperwork burdens, as required
by the Paperwork Reduction Act (PRA)
of 1995 (44 U.S.C. 3501–3520), the FCC
invited the general public and other
Federal Agencies to take this
opportunity to comment on the
following information collection.
Comments are requested concerning: (a)
Whether the proposed collection of
information is necessary for the proper
performance of the functions of the
Commission, including whether the
information shall have practical utility;
(b) the accuracy of the Commission’s
burden estimates; (c) ways to enhance
the quality, utility, and clarity of the
information collected; and (d) ways to
minimize the burden of the collection of
information on the respondents,
including the use of automated
collection techniques or other forms of
information technology. Pursuant to the
Small Business Paperwork Relief Act of
2002, Public Law 107–198, see 44 U.S.C.
3506(c)(4), the FCC seeks specific
comment on how it might ‘‘further
reduce the information collection
burden for small business concerns with
fewer than 25 employees.’’
OMB Control Number: 3060–0179.
Title: Section 73.1590, Equipment
Performance Measurements.
Form Number: N/A.
Type of Review: Extension of a
currently approved collection.
Respondents: Business or other forprofit entities; not-for-profit institutions.

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Number of Respondents and
Responses: 13,049 respondents and
13,049 responses.
Estimated Time per Response: 0.5–18
hours.
Frequency of Response:
Recordkeeping requirement.
Total Annual Burden: 12,335 hours.
Total Annual Cost: No cost.
Obligation to Respond: Required to
obtain or retain benefits. The statutory
authority for this collection is contained
in Section 154(i) of the Communications
Act of 1934, as amended.
Needs and Uses: The information
collection requirements contained in 47
CFR 73.1590(d) require licensees of AM,
FM and TV stations to make audio and
video equipment performance
measurements for each main
transmitter. These measurements and a
description of the equipment and
procedures used in making the
measurements must be kept on file at
the transmitter or remote control point
for two years. In addition, this
information must be made available to
the FCC upon request.
FederaL Communications Commission.
Marlene Dortch,
Secretary, Office of the Secretary.
[FR Doc. 2025–00498 Filed 1–10–25; 8:45 am]
BILLING CODE 6712–01–P

FEDERAL DEPOSIT INSURANCE
CORPORATION
[OMB No. 3064–0215]

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation (FDIC).
ACTION: Notice and request for comment.
AGENCY:

The FDIC, as part of its
obligations under the Paperwork
Reduction Act of 1995, invites the
public and other Federal agencies to
take this opportunity to comment on the
request to renew the existing
information collections described below
(OMB Control No. 3064–0215). The
notice of proposed renewal for this
information collection was previously
published in the Federal Register on
October 25, 2024, allowing for a 60-day
comment period.
DATES: Comments must be submitted on
or before February 12, 2025.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
SUMMARY:

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2699

• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Manny Cabeza (202–898–
3767), Regulatory Counsel, MB–3128,
Federal Deposit Insurance Corporation,
550 17th Street NW, Washington, DC
20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street NW), on business
days between 7 a.m. and 5 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find this particular
information collection by selecting
‘‘Currently under 30-day Review—Open
for Public Comments’’ or by using the
search function.
FOR FURTHER INFORMATION CONTACT:
Manny Cabeza, Regulatory Counsel,
202–898–3767, [email protected], MB–
3128, Federal Deposit Insurance
Corporation, 550 17th Street NW,
Washington, DC 20429.
SUPPLEMENTARY INFORMATION: The FDIC
is requesting OMB approval for the
following collection of information:
Title: FDIC National Survey of
Unbanked and Underbanked
Households.
OMB Number: 3064–0215.
Frequency of Response: Once.
Affected Public: Individuals residing
in U.S. households.
Estimated Number of Respondents:
40,000.
Average Time per Response: 9
minutes (0.15 hours) per respondent.
Estimated Total Annual Burden:
6,000 hours.
General Description of Collection: The
FDIC is committed to expanding
Americans’ access to safe, secure, and
affordable banking services, which is
integral to the FDIC’s mission of
maintaining the stability of, and public
confidence in, the U.S. financial system.
The Household Survey is one avenue by
which the FDIC responds to a
congressional mandate contained in
section 7 of the Federal Deposit
Insurance Reform Conforming
Amendments Act of 2005 (Reform Act)
(Pub. L. 109–173) for the FDIC to
conduct ongoing surveys ‘‘on efforts by
insured depository institutions to bring
those individuals and families who have
rarely, if ever, held a checking account,
a savings account or other type of
transaction or check cashing account at

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2700

Federal Register / Vol. 90, No. 7 / Monday, January 13, 2025 / Notices

an insured depository institution
(hereafter in this section referred to as
the ‘unbanked’) into the conventional
finance system.’’ Section 7 further
instructs the FDIC to consider several
factors in its conduct of the surveys,
including (1) ‘‘what cultural, language
and identification issues as well as
transaction costs appear to most prevent
‘unbanked’ individuals from
establishing conventional accounts;’’
and (2) ‘‘what is a fair estimate of the
size and worth of the ‘unbanked’ market
in the United States.’’
The Household Survey collects
information on bank account
ownership, which provides a factual
basis for measuring the number and
percentage of households that are
unbanked. It is the only populationrepresentative survey conducted at the
national level that provides State-level
estimates of the size and characteristics
of unbanked households for all 50 States
and the District of Columbia. The
Household Survey also collects
information from unbanked households
about the reasons that they do not have
a bank account and their interest in
having a bank account.
Nonbank financial companies are
playing an increasingly important role
in the provision of financial products
and services in the U.S., and households
may use a variety of bank and nonbank
financial products and services to meet
their needs. Consequently, the
Household Survey collects information
on whether and how households use a
wide range of bank and nonbank
financial products and services.
To obtain this information, the FDIC
partners with the U.S. Census Bureau,
which administers the Household
Survey under an FDIC-sponsored
supplement to its Current Population
Survey (CPS). The Household Survey
has been administered every other year
since January 2009. The previous survey
questionnaires and survey results can be
accessed through the following link:
https://fdic.gov/analysis/householdsurvey.
Consistent with the statutory mandate
to conduct the surveys on an ongoing
basis, the FDIC already has in place
arrangements for conducting the ninth
Household Survey as a supplement to
the June 2025 CPS. Prior to finalizing
the 2025 survey questionnaire, the FDIC
seeks to solicit public comment on
whether changes to the existing
instrument are desirable and, if so, to
what extent. It should be noted that, as
a supplement of the CPS survey, the
Household Survey needs to adhere to
specific parameters that include limits
in the length and sensitivity of the
questions that can be asked of CPS

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respondents. Interested members of the
public may obtain a copy of the
proposed survey questionnaire on the
following web page: https://
www.fdic.gov/federal-registerpublications/2025-fdic-national-surveyunbanked-and-underbankedhouseholds-draft.

CONTACT PERSON FOR MORE INFO:

Request for Comment
Comments are invited on (a) whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.

[FR Doc. 2025–00681 Filed 1–8–25; 4:15 pm]

Federal Deposit Insurance Corporation.
Dated at Washington, DC, on January 7,
2025.
Debra A. Decker,
Executive Secretary.
[FR Doc. 2025–00502 Filed 1–10–25; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL MINE SAFETY AND HEALTH
REVIEW COMMISSION
Sunshine Act Meetings
10 a.m., Friday, January
10, 2025.
PLACE: The meeting will be held via
remote means.
STATUS: Closed.
MATTERS TO BE CONSIDERED: The
Commission will conduct a meeting
closed to the public to consider the
Commission’s response, if any, to show
cause orders issued by the D.C. Circuit
Court of Appeals in D.C. Cir. No. 24–
1293 (and consolidated case D.C. Cir.
No. 24–1356), and D.C. Cir. No. 24–1294
(and consolidated case DC Cir No. 24–
1357). Commissioners will attend the
meeting. Commission staff members
who provide technological support and
other Commission staff may also be
present as necessary. This meeting is
closed to the public pursuant to 5 U.S.C.
552b(c)(10) on the basis of the
Commission’s ‘‘participation in a civil
action or proceeding.’’ The Commission
determined that shorter than usual
notice for a meeting was required by
official agency business.
TIME AND DATE:

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Sarah
Stewart (202) 434–9935/(202) 708–9300
for TDD Relay/1–800–877–8339 for toll
free.
Authority: 5 U.S.C. 552b.

Dated: January 8, 2025.
Sarah L. Stewart,
Deputy General Counsel.
BILLING CODE 6735–01–P

FEDERAL RESERVE SYSTEM
Proposed Agency Information
Collection Activities; Comment
Request
Board of Governors of the
Federal Reserve System.
ACTION: Notice, request for comment.
AGENCY:

The Board of Governors of the
Federal Reserve System (Board) invites
comment on a proposal to extend for
three years, without revision the
Recordkeeping and Disclosure
Requirements Associated with
Regulation II (FR II; OMB No. 7100–
0349).

SUMMARY:

Comments must be submitted on
or before March 14, 2025.
ADDRESSES: You may submit comments,
identified by FR II, by any of the
following methods:
• Agency Website: https://
www.federalreserve.gov/. Follow the
instructions for submitting comments,
including attachments. Preferred
method.
• Mail: Ann E. Misback, Secretary,
Board of Governors of the Federal
Reserve System, 20th Street and
Constitution Avenue NW, Washington,
DC 20551.
• Hand Delivery/Courier: Same as
mailing address.
• Other Means: publiccomments@
frb.gov. You must include the OMB
number or the FR number in the subject
line of the message.
Comments received are subject to
public disclosure. In general, comments
received will be made available on the
Board’s website at https://
www.federalreserve.gov/apps/
proposals/ without change and will not
be modified to remove personal or
business information including
confidential, contact, or other
identifying information. Comments
should not include any information
such as confidential information that
would be not appropriate for public
disclosure. Public comments may also
be viewed electronically or in person in
Room M–4365A, 2001 C St. NW,
Washington, DC 20551, between 9 a.m.
DATES:

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