FR2644_20250329_omb

Supporting Statement for the
Report of Selected Assets and Liabilities of Domestically Chartered
Commercial Banks and U.S. Branches and Agencies of Foreign Banks
(FR 2644; OMB No. 7100-0075)
Summary
The Board of Governors of the Federal Reserve System (Board), under authority
delegated by the Office of Management and Budget (OMB), has extend for three years, with
revision, the Report of Selected Assets and Liabilities of Domestically Chartered Commercial
Banks and U.S. Branches and Agencies of Foreign Banks (FR 2644; OMB No. 7100-0075). The
FR 2644 is a balance sheet report that is collected as of each Wednesday from an authorized
stratified sample of 850 domestically chartered commercial banks and U.S. branches and
agencies of foreign banks.
The FR 2644 is the only source of high-frequency data used in the analysis of current
banking developments. The FR 2644 collects sample data that are used to estimate universe
levels for the entire commercial banking sector in conjunction with data from the quarterly
commercial bank Consolidated Reports of Condition and Income (FFIEC 031, FFIEC 041, and
FFIEC 051; OMB No. 7100-0036) and Report of Assets and Liabilities of U.S. Branches and
Agencies of Foreign Banks (FFIEC 002; OMB No. 7100-0032) (Call Reports). Data from the
FR 2644 and the Call Reports are utilized in construction of weekly estimates of U.S. bank
credit, balance sheet data for the U.S. commercial banking sector, and sources and uses of banks’
funds, and to analyze current banking developments, including the monitoring of broad credit
and funding conditions. The Board publishes the data in aggregate form in the weekly H.8
statistical release, Assets and Liabilities of Commercial Banks in the United States, which is
followed closely by other government agencies, the banking industry, financial press, and other
users.1 The H.8 release provides a balance sheet for the commercial banking industry as a whole
as well as disaggregated data for three bank groups: large domestically chartered banks, small
domestically chartered banks, and U.S. branches and agencies of foreign banks. The data are also
used in constructing the commercial bank component of the Federal Reserve’s G.19 release,
Consumer Credit,2 and the Federal Reserve Bank of New York’s Reserve Demand Elasticity
(RDE).3
The Board revised the FR 2644 by allowing banks under $5 billion in total assets as of
the previous June 30 Call Report the option of reporting one week per month with data as of the
first Wednesday of the month. The FR 2644 revisions would be implemented as of April 2, 2025.
The current estimated total annual burden for the FR 2644 is 108,290 hours, and would
decrease to 50,568 hours. The revisions would result in a decrease of 57,722 hours. The form and
The H.8 release is available on the Board’s website,
https://www.federalreserve.gov/releases/h8/current/default.htm.
2
The G.19 release is available on the Board’s website,
https://www.federalreserve.gov/releases/g19/current/default.htm.
3
The Reserve Bank of New York’s Reserve Demand Elasticity (RDE) is available on the Federal Reserve Bank of
New York’s website,
https://www.newyorkfed.org/research/reserve-demand-elasticity/#interactive.
1

instructions are available on the Board’s public website at
https://www.federalreserve.gov/apps/reportingforms.
Background and Justification
The FR 2644 reporting form began in 1946, initially collecting data from all small
member banks. The FR 2644 reporting frequency has evolved over time: Initially, a monthly
(last Wednesday) reporting basis was used; in 1959, a semi-monthly basis (mid and last
Wednesday) was adopted; and in 1969, a weekly basis (as of Wednesday) was implemented.
In 1979, a two-tier system of reporting the FR 2644 was adopted. A stratified sample of
400 member banks reported nine data items (including loans, securities, total assets, and large
time deposits) on the FR 2644s. All other small member banks reported three data items
(securities, loans, and total assets) on the FR 2644. Each Reserve Bank compiled an aggregate
balance sheet for banks within their district, drawing on data from the FR 2644s and FR 2644 as
well as from other surveys (including the quarterly Call Reports). The Board used the district
data to compile and publish a national total.
The general framework for the FR 2644 was revised in 1984. At that time, the Board
decided to use a sample approach to estimate bank credit for the universe of all small banks. A
stratified sample of 1,100 banks, including nonmember banks for the first time, was selected.
As of July 1, 2009, the Board combined the three weekly bank balance sheet reports,
(1) Weekly Report of Assets and Liabilities for Large Banks (FR 2416; OMB No. 7100-0075),
(2) Weekly Report of Assets and Liabilities for Large U.S. Branches and Agencies of Foreign
Banks (FR 2069; OMB No. 7100-0030), and (3) Weekly Report of Selected Assets (FR 2644;
OMB No. 7100-0075), into a single reporting form—the current Weekly Report of Selected
Assets and Liabilities of Domestically Chartered Commercial Banks and U.S. Branches and
Agencies of Foreign Banks—collected from an authorized stratified sample of 875 domestically
chartered commercial banks and U.S. branches and agencies of foreign banks.4
Over the years, the respondent panel and data items collected on the previous three, and
the current single, reporting forms have been occasionally modified.
Data from the FR 2644 are used in conjunction with the Call Reports to construct
universe estimates of bank credit on the H.8, sources and uses of bank funds, and a balance sheet
for the entire commercial banking sector. In addition to Federal Reserve staff and other
government agencies, these statistics are relied on by a wide range of public users to analyze,
among other things, current banking conditions, lending in the commercial and residential
mortgage markets, consumer borrowing, and banks’ investment strategy. Lastly, the data are
used in constructing the commercial bank component of the Federal Reserve’s G.19 release,
Consumer Credit, and the Federal Reserve Bank of New York’s RDE. Currently, there are no
other data available that supply the weekly data obtained on the FR 2644.
4

The FR 2416 (Weekly Report of Assets and Liabilities for Large Banks) began in December 1917 with an
authorized panel size of 600 respondents and the FR 2069 (Weekly Report of Assets and Liabilities for Large U.S.
Branches and Agencies of Foreign Banks) began in July 1981 with an authorized panel size of 50 respondents.

2

Description of Information Collection
The FR 2644 currently collects 29 balance-sheet items as of each Wednesday from an
authorized maximum stratified sample of 850 domestically chartered commercial banks and U.S.
branches and agencies of foreign banks.
Revisions to the FR 2644
The Board simplified and reduced the overall reporting burden associated with the
FR 2644 report. The Board did not propose any changes to the items collected on the report at
this time. The revision would affect the frequency and associated burden for a group of small
banks.
Currently all respondents file balance sheet data weekly, with data as of close of business
Wednesday. While weekly data are necessary from large and regional banks to meet the need by
the Board for high frequency and accurate information on banking and credit conditions, smaller
banks could report monthly without a significant loss of accuracy. Internal tests conducted on
weekly sample data converted to a monthly basis for several size thresholds indicate that the $5
billion asset size cut off would be unlikely to significantly impact the aggregated data results.
However, the reporting burden for these smaller banks would be substantially reduced:
1. Twelve reportable data points versus 52 per year,
2. Expected fewer number of revisions, since data would be monthly rather than weekly,
and
3. Marked reduction in failed tolerances and required edit remarks.5
The Federal Reserve has been striving to bolster the size of the sample of respondents.
Nineteen small banks have left the panel since the last report renewal in April 2022 due to
burden, leaving the current panel (as of spring 2024) short of the authorized sample of 850 by
about 90 banks. Community banks in particular have fewer resources at their disposal and less
staff available for filing the report; the time burden is the most common reason given by these
banks when they drop from the sample. The Federal Reserve hopes that, by giving the banks the
option to file less frequently, it will be easier to recruit and retain smaller institutions on the
panel.6 Though small in assets, these banks are outsized in their effects on commercial real estate
loans, as community banks hold more than twice the outstandings of these loans relative to the
large and regional banks.
Thus, the Board proposed that all domestically chartered commercial banks reporting
under $5 billion in total assets on the latest June 30 Call Report be given the option to report as
of the first Wednesday of each month.7 Approximately 495 of the current 696 domestically
chartered commercial banks8 would be eligible to report on a one week per month basis.9 This
5

Data variances falling outside of pre-set tolerances require respondents to provide explanations. Monthly reporters
would only have one week per month that might need remarks.
6
There are 36 banks currently on the panel that report monthly due to concessions offered to keep them as
respondents.
7
Banks falling within the threshold by asset size would not be required to report monthly.
8
As of April 24, 2024.
9
The Board reserves the right to request temporary weekly reporting under exigent circumstances.

3

change in frequency of reporting follows the favorable treatment given smaller institutions on the
FFIEC 051 Call Report. Monthly reporting would not be available for foreign-related
institutions.
Respondent Panel
The FR 2644 panel has an authorized maximum size of 850 domestically chartered
commercial banks and U.S. branches and agencies of foreign banks. Currently, the panel consists
of 761 total reporters10—696 domestically chartered banks and 65 foreign-related institutions—
covering all 12 Federal Reserve Districts. The panel accounts for about 89 percent of the total
assets of U.S. commercial banks, as well as a high level of coverage for most reported items.11
The number of respondents is less than the authorized size due to mergers among reporters and
loss of respondents due to the voluntary nature of the collection. The proposed reduction in
reporting frequency for smaller institutions is intended to both address burden minimization for
these banks as well as provide a mechanism to increase panel participation.
Table 1 presents the number of reporters disaggregated by district and by bank group for
the current panel.
Table 1
Number of Reporters on the Current FR 2644 Panel12
District
1
2
3
4
5
6
7
8
9
10
11
12
Total

Domestically
Chartered
23
48
38
43
35
61
143
73
29
68
69
66
696

Foreign-Related
0
57
0
0
1
0
3
0
0
0
2
2
65

Pending
Replacements13
5
1
5
3
5
7
2
9
7
1
35
9
89

The current FR 2644 sample’s coverage for each data item is included in Attachment 1.
The accuracy of the sample can be assessed by the size of the revisions when the data are
10

As of April 24, 2024.
For more detail on data item coverage, see Attachment 1.
12
As of April 24, 2024, 761 respondents filed the FR 2644. There have been continuous efforts underway to restore
the panel size to 850 reporters.
13
These are the number of banks to which each district has sent out invitations to join the panel that have not yet
been accepted or declined.
11

4

benchmarked to the quarterly Call Report data, which cover the full universe of commercial
banks. The accuracy experienced with the current panel is presented in Table 2.a for small banks
and Table 2.b for foreign-related institutions, summarizing the benchmark effects since the last
renewal in 2022. While the average revisions are not overly large, they are significant. Therefore,
the Board recommends retaining the current authorized sample size of 850 respondents to avoid
a deterioration in accuracy.
Table 2.a
Recent Benchmark Revisions to Estimates for Small Banks14
($ millions, n.s.a.15)

Item
Bank Credit
U.S. Treasury and Agency
Securities, MBS
U.S. Treasury and Agency
Securities, non-MBS
Other Securities, MBS
Other Securities, non-MBS
CLD Loans
Farm Loans
Multifamily (Over 5) Loans
Nonfarm Nonresidential Loans
Closed-end 1-4 Family Loans
Revolving Home Equity Loans
Commercial and Industrial Loans
Credit Card and Other Revolving
Auto Loans
All Other Consumer Loans
Loans to Nondepository Fin Inst.
All Other Loans
Cash
Total Assets
Other Deposits
Large Time Deposits
Total Borrowings
Total Liabilities

Root Mean
Root Mean Maximum Average Level
Square
Square
Absolute of Asset Item
Percentage
Revision16 Revision
($ billions)17
Revision18
14,791
27,017
5,322
0.28
3,025

7,325

626

0.48

4,704
740
1,508
888
463
1,283
2,159
2,394
388
4,136
495
249
1,790
4,060
836
8,706
16,901
14,012
2,437
6,105
14,238

11,961
1,581
2,358
1,434
1,108
1,910
3,359
4,306
808
8,683
1,131
500
4,024
13,692
1,589
19,617
29,845
22,298
6,201
12,953
24,715

267
38
374
285
99
280
1,073
752
93
713
162
73
167
108
212
568
6,269
4,837
437
334
5,752

1.76
1.94
0.40
0.31
0.47
0.46
0.20
0.32
0.42
0.58
0.30
0.34
1.07
3.77
0.39
1.53
0.27
0.29
0.56
1.83
0.25

14

Summary statistics are calculated for 12 quarterly benchmarks from March 2021 to December 2023.
n.s.a. = not seasonally adjusted.
16
The root mean square revision is the square root of the averaged sum of squared revisions. This term may also be
referred to as the standard deviation of the revisions around zero.
17
Average levels are averages of weekly data over the period of January 2021 to December 2023.
18
Root mean square revision divided by average level of asset item, multiplied by 100.
15

5

The root mean square revision as a result of 12 quarterly benchmarks between March
2021 and December 2023 was $14.8 billion or 0.28 percent of the average level of bank credit.
This measure implies that benchmarking revises quarterly bank credit growth estimates for small
banks by an average of 1.1 percent at an annual rate. The maximum revision was 1.8 times
greater than that amount.
Table 2.b
Recent Benchmark Revisions to Estimates for Foreign-Related Institutions19
($ millions, n.s.a.20)

Item
Bank Credit
U.S. Treasury and Agency
Securities, MBS
U.S. Treasury and Agency
Securities, non-MBS
Other Securities, MBS
Other Securities, non-MBS
CLD Loans
Farm Loans
Multifamily (Over 5) Loans
Nonfarm Nonresidential Loans
Closed-end 1-4 Family loans
Commercial and Industrial Loans
Loans to Nondepository Fin. Inst.
All Other Loans
Cash
Total Assets
Other Deposits
Large Time Deposits
Total Borrowings
Total Liabilities

Root Mean
Root Mean Maximum Average Level
Square
Square
Absolute of Asset Item
Percentage
Revision21 Revision
($ billions)22
Revision23
5,402
9,177
1,164
0.46
393

866

38

1.04

517
13
574
734
3
246
998
69
3,316
954
754
15,394
12,772
3,686
6,285
6,298
11,737

855
30
1,484
1,416
6
679
2,348
199
6,516
1,814
1,876
32,079
22,496
8,492
17,739
12,243
19,876

107
2
91
12
0
16
66
1
452
165
212
1,224
3,118
493
782
967
3,115

0.49
0.69
0.63
6.11
2.13
1.56
1.51
8.88
0.73
0.58
0.36
1.26
0.41
0.75
0.80
0.65
0.38

As shown in the last column of Table 2.b, the percentage root mean square revisions over
the past 12 benchmarks for foreign-related institutions greatly exceed those for the small banks
shown in Table 2.a. The root mean square revision of $5.4 billion, or 0.46 percent of the average
level of bank credit, implies an average 1.8 percent benchmark revision at an annual rate. Some
19

Summary statistics are calculated for 12 quarterly benchmarks from March 2021 to December 2023.
n.s.a. = not seasonally adjusted.
21
The root mean square revision is the square root of the averaged sum of squared revisions. This term may also be
referred to as the standard deviation of the revisions around zero.
22
Average levels are averages of weekly data over the period of January 2021 to December 2023.
23
Root mean square revision divided by average level of asset item, multiplied by 100.
20

6

components of bank credit and total assets are significantly worse in accuracy; components of
commercial real estate loans, for example, have average benchmark revisions ranging from over
6 percent to over 24 percent at an annual rate and cash has an average benchmark revision of
over 5 percent.
Frequency and Time Schedule
The FR 2644 report would continue to be submitted weekly, as of the close of business
each Wednesday, for banks with $5 billion or more in total assets. The Board proposes that the
smallest banks (below $5 billion in total assets as of the prior June 30 Call Report), which have
much smaller intramonthly movements than the large banks, be given the option to file data for
the first Wednesday of every month only, which will be utilized to derive weekly interpolated
data. Weekly data are needed for accurate and timely construction of universe estimates used in
the analysis of current banking developments. The balance sheet series are calculated and
published weekly. The various data series are routinely monitored by staff and regularly included
in materials prepared for the Board of Governors, the Federal Open Market Committee, and in
public reports (including, for example, the semiannual Monetary Policy Report to Congress).
Monitoring of these weekly data has also proven important during periods of rapid change in
banking conditions or of volatility in financial markets. If these data were available on a less
timely basis, staff’s ability to monitor banking conditions, particularly during periods of rapid
change or volatility, would be hindered.
Currently, respondents file the FR 2644 weekly, within a week of the as of Wednesday
report date. The data are transmitted to the Reserve Banks via Reporting Central.
Public Availability of Data
Aggregate data are constructed at the Board by Thursday and the H.8 Statistical Release,
Assets and Liabilities of Commercial Banks in the United States, is published on Friday
afternoon with an as of date of two Wednesdays prior. The H.8 Statistical Release provides an
estimated balance sheet for the commercial banking industry as a whole as well as for several
bank groups (large domestically chartered banks, small domestically chartered banks, and
foreign-related institutions), and it is followed by other government agencies, the banking
industry, the financial press, and other users. The data are also used in constructing the
commercial bank component of the Federal Reserve’s G.19 release, Consumer Credit, and the
Federal Reserve Bank of New York’s RDE.
Legal Status
Section 2A of the Federal Reserve Act (FRA) requires that the Board and Federal Open
Market Committee maintain long run growth of the monetary and credit aggregates
commensurate with the economy’s long run potential to increase production, so as to promote
effectively the goals of maximum employment, stable prices, and moderate long-term interest
rates (12 U.S.C. § 225a). The FR 2644 is a voluntary collection and is authorized for the entire
respondent panel under this provision, as the Board uses the information obtained from the
FR 2644 to fulfill its mandate under section 2A of the FRA. In addition, section 11(a)(2) of the

7

FRA authorizes the Board to require a depository institution to provide “reports of its liabilities
and assets as the Board may determine to be necessary or desirable to enable the Board to
discharge its responsibility to monitor and control monetary and credit aggregates” (12 U.S.C. §
248(a)(2)). Further, pursuant to section 7(c)(2) of the International Banking Act of 1978, the
Board may also require U.S. branches and agencies of foreign banks to report certain information
under the FRA (12 U.S.C. § 3105(c)(2)). The FR 2644 is voluntary, although the Board would
have the authority to require depository institutions to file these reports.
Although the Board releases aggregate data derived from the FR 2644 in the weekly H.8
Statistical Release, individual bank information provided by each respondent is treated as
confidential. Such individual bank data constitutes nonpublic commercial or financial
information, which is both customarily and actually treated as private by the respondent, and thus
may be kept confidential by the Board pursuant to exemption 4 of the Freedom of Information
Act (5 U.S.C. § 552(b)(4)).
Consultation Outside the Agency
There has been no consultation outside the Federal Reserve System.
Public Comments
On November 15, 2024, the Board published an initial notice in the Federal Register (89
FR 90288) requesting public comment for 60 days on the extension, with revision, of the
FR 2644. The comment period for this notice expired on January 14, 2025. The Board did not
receive any comments. The Board adopted the extension, with revision, of the FR 2644 as
originally proposed. On March 27, 2025, the Board published a final notice in the Federal
Register (90 FR 13863).
Estimate of Respondent Burden
As shown in the table below, the estimated total annual burden for the FR 2644 is
108,290 hours, and would decrease to 50,568 hours with the revisions. The Board reduced the
required reporting frequency for smaller institutions from weekly to monthly. The burden
estimate was adjusted up one time using the standard Board burden calculation methodology.
These reporting requirements represent less than 1 percent of the Board’s total paperwork
burden.

8

Estimated
number of
respondents24

Estimated
annual
frequency

Estimated
average hours
per response

Estimated
annual burden
hours

Current
Weekly

850

52

2.45

108,290

Proposed
Weekly
Monthly

261
589

52
12

2.45
2.45

33,251
17,317
50,568

FR 2644

Proposed Total
Change

(57,722)

The estimated total annual cost to the public for the FR 2644 is $7,564,057, and would
decrease to $3,532,175 with the revisions.25
Sensitive Questions
This information collection contains no questions of a sensitive nature, as defined by
OMB guidelines.
Estimate of Cost to the Federal Reserve System
The estimated cost to the Federal Reserve System for collecting and processing the
FR 2644 is $ 28,400 for one-time costs and $2,760,600 for ongoing costs.

24

Of the actual respondents, 237 are considered small entities as defined by the Small Business Administration (i.e.,
entities with less than $850 million in total assets). Size standards effective March 17, 2023. See
https://www.sba.gov/document/support-table-size-standards.
25
Total cost to the responding public is estimated using the following formula: total burden hours, multiplied by the
cost of staffing, where the cost of staffing is calculated as a percent of time for each occupational group multiplied
by the group’s hourly rate and then summed (30% Office & Administrative Support at $23, 45% Financial
Managers at $84, 15% Lawyers at $85, and 10% Chief Executives at $124). Hourly rates for each occupational
group are the (rounded) mean hourly wages from the Bureau of Labor Statistics (BLS), Occupational Employment
and Wages May 2023, published April 3, 2024, https://www.bls.gov/news.release/ocwage.t01.htm. Occupations are
defined using the BLS Standard Occupational Classification System, https://www.bls.gov/soc/.

9

Attachments
1. Coverage of Universe Data by the FR 2644 Sample
2. FR 2644 Usage Table

10

Attachment 1
Coverage of Universe Data by the FR 2644 Sample
(Shown as percentage; based on December 31, 2023, Call Reports)

FR 2644 Item
1. Cash
2. Securities:
a. U.S. Treasury securities and U.S. government
agency obligations:
(1) Mortgage-backed securities
(2) Other U.S. government and U.S. agency
obligations
b. Other securities
(1) Mortgage-backed securities
(2) All other securities
3. Federal funds sold and securities purchased under
agreements to resell
4. Loans and leases:
a. Loans secured by real estate:
(1) Construction, land development, and other land
loans
(2) Secured by farmland
(3) Secured by 1-4 family residential properties:
(a) Revolving, open-end loans secured by 1-4
family residential properties and extended
under lines of credit
(b) Closed-end loans secured by 1-4 family
residential properties
(4) Secured by multifamily (5 or more) residential
properties
(5) Secured by nonfarm nonresidential properties
b. Loans to, and acceptances of, commercial banks in
the U.S.
c. Commercial and industrial loans
d. Loans to individuals for household, family, and
other personal expenditures:
(1) Credit cards and other revolving credit plans
(2) Auto loans
(3) Other consumer loans
e. Loans to nondepository financial institutions
f. All other loans and leases
g. Allowance for loan and lease losses
5. Other assets:

11

Bank Group
Domestically
Small
Chartered
Domestic
92.0
64.4

ForeignRelated
90.4

93.4

71.9

88.9

91.1

55.7

98.2

86.2
83.1

63.8
57.3

95.6
87.7

96.8

61.1

94.4

73.2

62.8

68.0

34.0

29.9

99.5

86.9

67.4

0

86.9

64.8

68.2

75.8

59.3

83.4

73.7

62.5

74.7

93.2

32.1

67.6

89.7

68.0

88.1

99.1
95.3
89.7
96.4
91.2
89.8

95.1
70.3
79.9
73.6
68.1
71.7

n.a.
n.a.
n.a.
91.8
95.1
n.a.

a. Net due from related foreign offices
b. All other assets (including trading assets)
6. Total assets
7. Total deposits:
a. Time deposits of $100,000 or more
b. All other deposits
8. Borrowings
9. Other liabilities:
a. Net due to related foreign offices
b. All other liabilities (including trading liabilities)
10. Total liabilities
n.a. - Not available

12

99.9
91.7
88.8

88.4
69.1
65.5

94.0
97.2
91.1

79.8
89.4
89.0

55.2
66.4
66.5

92.6
90.6
93.1

99.1
96.6
89

98.3
72.7
65.4

86.9
97.8
91.1

Attachment 2
FR 2644 Usage Table

FR 2644 Item

Usage

1. Cash
2. Securities:
a. U.S. Treasury securities and U.S. government
agency
obligations:
(1) Mortgage-backed securities
(2) Other U.S. government and U.S. agency
obligations
b. Other securities
(1) Mortgage-backed securities
(2) All other securities
3. Federal funds sold and securities purchased under
agreements to resell
4. Loans and leases:
a. Loans secured by real estate:
(1) Construction, land development, and other
land
loans
(2) Secured by farmland
(3) Secured by 1-4 family residential properties:
(a) Revolving, open-end loans secured by 1-4
family residential properties and extended
under
lines of credit
(b) Closed-end loans secured by 1-4 family
residential properties
(4) Secured by multifamily (5 or more)
residential
properties
(5) Secured by nonfarm nonresidential properties
b. Loans to, and acceptances of, commercial banks
in the
U.S.
c. Commercial and industrial loans

13

H.8; sources and uses of funds.

Bank credit; H.8; investment strategy;
analysis of MBS market.
Bank credit; H.8; investment strategy.

Bank credit; H.8; investment strategy;
analysis of MBS market.
Bank credit; H.8; investment strategy.
H.8; sources and uses of funds

Bank credit; H.8; commercial sector.

Bank credit; H.8; commercial sector.
Bank credit; H.8; consumer
borrowing.

Bank credit; H.8; consumer
borrowing.
Bank credit; H.8;
commercial/residential sectors.
Bank credit; H.8;
commercial/residential sectors.
H.8; interbank borrowing.

Bank credit; H.8; analysis of
commercial lending.

d. Loans to individuals for household, family, and
other
personal expenditures:
(1) Credit cards and other revolving credit plans
(2) Automobile loans
(3) Other consumer loans
e. Loans to nondepository financial institutions
f. All other loans and leases
g. Allowance for loan and lease losses
5. Other assets:
a. Net due from related foreign offices
b. All other assets
6. Total assets
7. Total deposits:
a. Time deposits of $100,000 or more
b. All other deposits
8. Borrowings
9. Other liabilities:
a. Net due to related foreign offices
b. All other liabilities
10. Total Liabilities

Bank credit; H.8; consumer borrowing
Bank credit; H.8; consumer borrowing
Bank credit; H.8; consumer
borrowing.
Bank credit; H.8; analysis of
alternative business lending.
Bank credit; H.8.
H.8; derivation of net total assets.
H.8; managed liabilities.
H.8; sources and uses of funds.
H.8.
H.8; sources of funds analysis.
H.8; sources of funds analysis
H.8; managed liabilities
H.8; managed liabilities.
H.8; sources of funds.
H.8.

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