Additional records to be made and retained by casinos - 31 CFR 1021.410

Forms and Documents

Forms and supporting documents for this ICR

Document	Type	Status	Availability
PC_202507-1506-002_080625_054726_1.pdf	Public Comments	Uploaded 2025-08-06	Available
FINCEN-2025-0003-comment 5 - AGA.pdf	Public Comments	Uploaded 2025-07-21	Available
FINCEN-2025-0003-comment 4.pdf	Public Comments	Uploaded 2025-07-21	Repair queued
FINCEN-2025-0003-comment 3.pdf	Public Comments	Uploaded 2025-07-21	Available
FINCEN-2025-0003-comment 2.pdf	Public Comments	Uploaded 2025-07-21	Available
FINCEN-2025-0003-comment 1.pdf	Public Comments	Uploaded 2025-07-21	Available
1506-0054 Casino Recordkeeping Supporting Stmt 7_8_2025 FINAL.docx	Supporting Statement A	Uploaded 2025-07-21	Available
1506-0054 Casino Recordkeeping Supporting Stmt 7_8_2025 FINAL.docx	Supporting Statement A	Uploaded 2025-07-21	Repair queued

IC Document Collections

Information collection document groups

IC ID	Collection	Type	Status	Form
276577	31 CFR 1021.410(c)		New
276576	31 CFR 1021.410(b)(11)		New
276574	31 CFR 1021.410(b)(9)		New
276573	31 CFR 1021.410(b)(5)		New
276572	31 CFR 1021.410(b)(4)		New
194409	31 CFR 1021.410(b)(1)		Modified
194408	31 CFR 1021.410(a) -Verification		Modified
194406	31 CFR 1021.410(a) - Maintain records		Modified

ICR Details

OMB Control No: 1506-0054	ICR Reference No: 202507-1506-002
Status: Active	Previous ICR Reference No: 202204-1506-002
Agency/Subagency: TREAS/FINCEN	Agency Tracking No:
Title: Additional records to be made and retained by casinos - 31 CFR 1021.410
Type of Information Collection: Extension without change of a currently approved collection	Common Form ICR:  No
Type of Review Request: Regular
OIRA Conclusion Action: Approved without change	Conclusion Date: 09/17/2025
Retrieve Notice of Action (NOA)	Date Received in OIRA: 07/31/2025
Terms of Clearance:

table that charts list comparision

	Inventory as of this Action	Requested	Previously Approved
Expiration Date	09/30/2028	36 Months From Approved	09/30/2025
Responses	2,183,460	0	216,986
Time Burden (Hours)	118,863	0	128,637
Cost Burden (Dollars)	0	0	0

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Abstract: Pursuant to 31 CFR 1021.410(a), with respect to each deposit of funds, account opened, or line of credit extended, a casino is required to secure and maintain a record of the name, permanent address (address), and Social Security number (SSN) of the person involved at the time the funds are deposited, the account is opened, or credit is extended. Where the deposit, account, or line of credit is in the name of two or more persons, the casino must secure the name, address, and SSN of each person having a financial interest in the deposit, account, or line of credit. The casino is required to verify the name and address of such person(s) at the time the deposit is made, the account is opened, or credit is extended, by the examination of a document as described in 31 CFR 1010.312. The specific identifying information relied upon must be recorded by the casino in the manner described in 31 CFR 1010.312. If a casino is unable to secure the required SSNs, the casino will not be deemed to be in violation of 31 CFR 1021.410 if the casino has made reasonable efforts to secure the SSNs, and it maintains a list of the names and addresses of those persons from whom the casino was unable to obtain the SSNs. Pursuant to 31 CFR 1021.410(b), casinos must retain either the original or a copy of each of the following: (1) a record of each time the casino receives funds for credit to, or deposit into, any person’s account, including the name, address, and SSN of the person from whom the casino receives the funds, the date of receipt of the funds and the amount received; (2) a record of each bookkeeping entry made to a customer’s deposit or credit account with the casino; (3) each statement, ledger card, or other record of each deposit or credit account with the casino, showing each transaction in or with respect to a customer’s account with the casino; (4) a record of each extension of credit in excess of $2,500, the terms and conditions of each such extension of credit, and repayments, and the customer’s name, address, SSN, and the date and amount of the transaction (including repayments); (5) a record of each advice, request or instruction received or given by the casino with respect to a transaction involving a person, account, or place outside the United States; (6) records prepared or received by the casino in the ordinary course of business that would be needed to reconstruct a person’s deposit or credit account with the casino or that would be needed to trace a check deposited with the casino through the casino’s records to the bank of deposit; (7) all records, documents, or manuals required to be maintained by a casino under state and local laws or regulations, and regulations of any governing Indian tribe or tribal government; (8) all records which are prepared or used by a casino to monitor a customer’s gaming activity; (9) a separate record containing a list of each transaction between the casino and its customers involving the following types of instruments having a face value of $3,000 or more: (i) personal checks; (ii) business checks; (iii) official bank checks; (iv) cashier’s checks; (v) third-party checks; (vi) promissory notes; (vii) traveler’s checks; and (viii) money orders; (10) a copy of the compliance program described in 31 CFR 1021.210(b); (11) for card clubs only, records of all currency transactions by customers, including, without limitation, records in the form of currency transaction logs and multiple currency transaction logs, and records of all activity at cages or similar facilities, including cage control logs. Pursuant to 31 CFR 1021.410(c), casinos that input, store, or retain, in whole or in part, for any period of time, any record required to be maintained by by 31 CFR 1010.410 or 31 CFR 1021.410 on computer disk, tape, or other machine-readable media must retain those records in the same format.

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Authorizing Statute(s): US Code: 31 USC 5311 Name of Law: Money and Finance
  

Citations for New Statutory Requirements: None

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Associated Rulemaking Information
RIN:	Stage of Rulemaking:	Federal Register Citation:	Date:
	Not associated with rulemaking

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Federal Register Notices & Comments
60-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 17174	04/23/2025
30-day Notice:	Federal Register Citation:	Citation Date:
	90 FR 35963	07/30/2025
Did the Agency receive public comments on this ICR? Yes

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Number of Information Collection (IC) in this ICR: 8

table that charts list of burden

IC Title	Form No.	Form Name
31 CFR 1021.410(a) - Maintain records
31 CFR 1021.410(a) -Verification
31 CFR 1021.410(b)(1)
31 CFR 1021.410(b)(11)
31 CFR 1021.410(b)(4)
31 CFR 1021.410(b)(5)
31 CFR 1021.410(b)(9)
31 CFR 1021.410(c)

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ICR Summary of Burden

table that charts list of burden

	Total Approved	Previously Approved	Change Due to New Statute	Change Due to Agency Discretion	Change Due to Adjustment in Estimate	Change Due to Potential Violation of the PRA
Annual Number of Responses	2,183,460	216,986	0	0	1,966,474	0
Annual Time Burden (Hours)	118,863	128,637	0	0	-9,774	0
Annual Cost Burden (Dollars)	0	0	0	0	0	0

Burden increases because of Program Change due to Agency Discretion: No

Burden Increase Due to:

Burden decreases because of Program Change due to Agency Discretion: No

Burden Reduction Due to:

Short Statement: Since the 2022 renewal, FinCEN has revised its assessment of the time necessary to conduct the tasks associated with this renewal. FinCEN has reduced its estimate of total annual burden by 9,774 hours, specifically, from the 128,637 hours previously estimated in 2022 to 118,863 hours upon this renewal in 2025. This decrease reflects FinCEN’s incorporation of additional data and information that was unavailable at the prior renewal. At the time of the 2022 renewal, FinCEN lacked data on the number of certain types of covered casinos (specifically, card clubs), casinos’ annual volumes of covered transactions, and their rate of technological adoption. As a result, in the 2022 renewal, FinCEN considered it the most prudent approach to apply a higher uniform estimate of the requisite recordkeeping burden hours. FinCEN has since updated its estimation methodology (including the hourly burden for select recordkeeping tasks, as discussed in the 60-day notice) to better align estimates of incremental burden with current market practices. The decrease in the estimated incremental burden reflects a decrease in the estimated burden stemming from maintaining customer information (31 CFR 1021.410(a)) and maintaining records of other covered transactions (31 CFR 1021.410(b)(1)-(9) and (c)(1)-(2)). FinCEN has applied data from SARs to more accurately estimate the annual volume of these transactions. FinCEN has also decreased its estimate of the documentation burden for cash transactions at card rooms (31 CFR 1021.410(b)(11)). FinCEN notes that most card rooms do a significant portion of their business in cash, as evidenced by analysis of their CTR filings, and consequently FinCEN revised its estimates of the number of transactions that engender recordkeeping activity upwards. However, because recordkeeping is now predominantly conducted using digital technology in the ordinary course of business, FinCEN is reducing its incremental burden estimate per record to two minutes per transaction on average. Finally, FinCEN is aligning the burden estimates for 31 CFR 1021.410(c)(1) and (2) with its analogous updates in OMB control number 1506-0051, which removed an incremental burden estimate for maintaining electronic or digitally generated records, and the materials necessary to navigate those records, in the same format in which they were originally created.

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Annual Cost to Federal Government: $0

Does this IC contain surveys, censuses, or employ statistical methods? No

Does this ICR request any personally identifiable information (see OMB Circular No. A-130 for an explanation of this term)? Please consult with your agency's privacy program when making this determination.     No

Does this ICR include a form that requires a Privacy Act Statement (see 5 U.S.C. §552a(e)(3))? Please consult with your agency's privacy program when making this determination.     No

Is this ICR related to the Affordable Care Act [Pub. L. 111-148 & 111-152]? No

Is this ICR related to the Dodd-Frank Wall Street Reform and Consumer Protection Act, [Pub. L. 111-203]? No

Is this ICR related to the American Recovery and Reinvestment Act of 2009 (ARRA)? No

Is this ICR related to the Pandemic Response? No

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Common Form ICR:  No

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On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).

The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:

(a) It is necessary for the proper performance of agency functions;

(b) It avoids unnecessary duplication;

(c) It reduces burden on small entities;

(d) It uses plain, coherent, and unambiguous language that is understandable to respondents;

(e) Its implementation will be consistent and compatible with current reporting and recordkeeping practices;

(f) It indicates the retention periods for recordkeeping requirements;

(g) It informs respondents of the information called for under 5 CFR 1320.8 (b)(3) about:

(i) Why the information is being collected;

(ii) Use of information;

(iii) Burden estimate;

(iv) Nature of response (voluntary, required for a benefit, or mandatory);

(v) Nature and extent of confidentiality; and

(vi) Need to display currently valid OMB control number;

(h) It was developed by an office that has planned and allocated resources for the efficient and effective management and use of the information to be collected.

(i) It uses effective and efficient statistical survey methodology (if applicable); and

(j) It makes appropriate use of information technology.

If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.

Certification Date: 07/31/2025

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