Final (30-day) Federal Register Notice

FR2 0207 Loans in Areas Having Special Flood Hazards 90 FR 30069 July 8 2025.pdf

Loans in Areas Having Special Flood Hazards

Final (30-day) Federal Register Notice

OMB: 3064-0207

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30068

Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices
CG Docket No. 17–59, DA 25–537,
released on June 23, 2025. The full text
of this document is available online at
https://docs.fcc.gov/public/
attachments/DA-25-537A1.pdf. To
request materials in accessible formats
for people with disabilities (e.g., braille,
large print, electronic files, audio
format, etc.), send an email to fcc504@
fcc.gov or call the Consumer &
Governmental Affairs Bureau at (202)
418–0530 (voice).

Director, 441 G Street NW, Suite 1155,
Washington, DC 20548, or call (202)
512–7350.
Authority: 31 U.S.C. 3511(d); Federal
Advisory Committee Act, 5 U.S.C.
1001–1014).
Dated: July 3, 2025.
Monica R. Valentine,
Executive Director.
[FR Doc. 2025–12686 Filed 7–7–25; 8:45 am]
BILLING CODE 1610–02–P

Federal Communications Commission.
Robert Garza,
Legal Advisor, Consumer and Governmental
Affairs Bureau.

FEDERAL COMMUNICATIONS
COMMISSION
[CG Docket No. 17–59; DA 25–537; FR ID
301341]

[FR Doc. 2025–12668 Filed 7–7–25; 8:45 am]
BILLING CODE 6712–01–P

Advanced Methods To Target and
Eliminate Unlawful Robocalls
FEDERAL DEPOSIT INSURANCE
CORPORATION

Federal Communications
Commission.
ACTION: Notice.
AGENCY:

[OMB No. 3064–0152; –0190; –0207]

In this document, the
Consumer and Governmental Affairs
Bureau (CGB) announces guidelines for
disposition of un-reimbursable
Reassigned Numbers Database (RND)
creation costs. Specifically, the Bureau
establishes the methodology for
disposition of RND creation costs that
cannot be reimbursed to the
contributing providers in the small
number of circumstances where those
providers have gone out of business or
otherwise cannot be located.
DATES: July 8, 2025.
FOR FURTHER INFORMATION CONTACT:
Rebecca Maccaroni, Consumer Policy
Division, Consumer and Governmental
Affairs Bureau, email at
[email protected] or by phone
at (202) 418–7603.
SUPPLEMENTARY INFORMATION: This is a
summary of the CGB’s Public Notice, in
SUMMARY:

Agency Information Collection
Activities: Proposed Collection
Renewal; Comment Request
Federal Deposit Insurance
Corporation.
ACTION: Notice and request for comment.
AGENCY:

The Federal Deposit
Insurance Corporation (FDIC), as part of
its obligations under the Paperwork
Reduction Act of 1995, invites the
general public and other Federal
agencies to take this opportunity to
comment on the request to renew the
existing information collections
described below (OMB Control No.
3064–0152; –0190 and –0207). The
notices of proposed renewal for these
information collections were previously
published in the Federal Register on
April 25, 2025, allowing for a 60-day
comment period.

SUMMARY:

Comments must be submitted on
or before August 7, 2025.
ADDRESSES: Interested parties are
invited to submit written comments to
the FDIC by any of the following
methods:
• Agency Website: https://
www.fdic.gov/resources/regulations/
federal-register-publications/.
• Email: [email protected]. Include
the name and number of the collection
in the subject line of the message.
• Mail: Robert Meiers, Regulatory
Attorney, MB–3013, Federal Deposit
Insurance Corporation, 550 17th Street
NW, Washington, DC 20429.
• Hand Delivery: Comments may be
hand-delivered to the guard station at
the rear of the 17th Street NW building
(located on F Street NW), on business
days between 7 a.m. and 5 p.m.
Written comments and
recommendations for the proposed
information collection should be sent
within 30 days of publication of this
notice to www.reginfo.gov/public/do/
PRAMain. Find these information
collections by selecting ‘‘Currently
under 30-day Review—Open for Public
Comments’’ or by using the search
function.
DATES:

FOR FURTHER INFORMATION CONTACT:

Robert Meiers, Regulatory Attorney,
[email protected], MB–3013, Federal
Deposit Insurance Corporation, 550 17th
Street NW, Washington, DC 20429.
SUPPLEMENTARY INFORMATION: Proposal
to renew the following currently
approved collection of information:
1. Title: ID Theft Red Flags.
OMB Number: 3064–0152.
Form Number: None.
Affected Public: Insured State
Nonmember Banks.
Burden Estimate:

SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0152)

khammond on DSK9W7S144PROD with NOTICES

Information collection (IC)
(obligation to respond)

Type of burden
(frequency of response)

1. Program Establishment 12 CFR
334.90(d); 12 CFR 334.91(c)
(Mandatory).
2. Program Operations 12 CFR
334.90(c),(e); 12 CFR 334.91(c)
(Mandatory).
3. Program Establishment 12 CFR
1022.82(c),(d) (Mandatory).
4. Program Operations 12 CFR
1022.82(c),(d) (Mandatory).
5. Specific Incident Responses 12
CFR 1022.82(d)(1 through 3)
(Mandatory).

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18:07 Jul 07, 2025

Number of
responses per
respondent

Number of
respondents

Average
time per
response
(HH:MM)

Annual Burden
(Hours)

Recordkeeping (On occasion) .........

8

1

40:00

320

Recordkeeping (Annual) ..................

2,854

1

16:00

45,664

Recordkeeping (On occasion) .........

8

1

40:00

320

Recordkeeping (Annual) ..................

2,795

1

04:00

11,180

Disclosure (On occasion) .................

2,795

16

00:10

7,453

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30069

Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices
SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0152)—Continued
Type of burden
(frequency of response)

Number of
respondents

Number of
responses per
respondent

Average
time per
response
(HH:MM)

...........................................................

........................

........................

........................

Information collection (IC)
(obligation to respond)
Total Annual Burden (Hours): ....

Annual Burden
(Hours)
64,937

Source: FDIC.
Note: The estimated annual IC time burden is the product, rounded to the nearest hour, of the estimated annual number of responses and the
estimated time per response for a given IC. The estimated annual number of responses is the product, rounded to the nearest whole number, of
the estimated annual number of respondents and the estimated annual number of responses per respondent. This methodology ensures the estimated annual burdens in the table are consistent with the values recorded in OMB’s consolidated information system.

General Description of Collection: The
regulation containing this information
collection requirement is 12 CFR part
334, which implements sections 114
and 315 of the Fair and Accurate Credit
Transactions Act of 2003 (FACT Act),
Public Law 108–159 (2003). FACT Act
Section 114: Section 114 requires the
Board of Governors of the Federal
Reserve System, the Office of the
Comptroller of the Currency, and the
FDIC (the agencies) to jointly propose
guidelines for financial institutions and
creditors identifying patterns, practices,
and specific forms of activity that
indicate the possible existence of
identity theft. In addition, each financial
institution and creditor is required to
establish reasonable policies and
procedures to address the risk of
identity theft that incorporate the
guidelines. Credit card and debit card
issuers must develop policies and
procedures to assess the validity of a
request for a change of address under

certain circumstances. The information
collections pursuant to section 114
require each financial institution and
creditor to create an Identity Theft
Prevention Program and report to the
board of directors, a committee thereof,
or senior management at least annually
on compliance with the proposed
regulations. In addition, staff must be
trained to carry out the program. Each
credit and debit card issuer is required
to establish policies and procedures to
assess the validity of a change of
address request. The card issuer must
notify the cardholder or use another
means to assess the validity of the
change of address. FACT Act Section
315: Section 315 requires the agencies to
issue regulations providing guidance
regarding reasonable policies and
procedures that a user of consumer
reports must employ when such a user
receives a notice of address discrepancy
from a consumer reporting agency. Part
334 provides such guidance. Each user

of consumer reports must develop
reasonable policies and procedures that
it will follow when it receives a notice
of address discrepancy from a consumer
reporting agency. A user of consumer
reports must furnish an address that the
user has reasonably confirmed to be
accurate to the consumer reporting
agency from which it receives a notice
of address discrepancy. There is no
change in the methodology or substance
of this information collection. The 7,847
decrease in total estimated annual
burden from 72,784 hours in 2022 to
64,937 hours currently is due to a
decrease in the estimated number of
respondents and a reduction in the
estimated number of responses per
respondent.
2. Title: Loans in Areas Having
Special Flood Hazards.
OMB Number: 3064–0207.
Form Number: None.
Affected Public: Private Sector.
Burden Estimate:

khammond on DSK9W7S144PROD with NOTICES

SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0207)
Average
time per
response
(HH:MM)

Type of burden
(frequency of response)

1. Private flood insurance, 12 CFR
339.3(c)(3)(iv) and (4)(iv) (Mandatory).
2. Standard flood hazard determination form, 12 CFR 339.6(b) (Mandatory).
3. Record of receipt of notice of special flood hazards and availability
of Federal disaster relief assistance, 12 CFR 339.9(d) (Mandatory).
4. Notice of requirement to escrow
flood insurance payments and
fees, 12 CFR 339.5(b) (Mandatory).
5. Change in status, 12 CFR
339.5(c)(2) (Mandatory).
6. Notice of option to escrow flood
insurance payments and fees, 12
CFR 339.5(d)(2) (Mandatory).
7. Notice to borrower to obtain or increase flood insurance coverage,
12 CFR 339.7(a) (Mandatory).

Recordkeeping (On Occasion) .........

2,825

2

00:30

2,825

Recordkeeping (On Occasion) .........

2,825

296

00:025

34,842

Recordkeeping (On Occasion) .........

2,825

37

00:15

26,131

Disclosure (On Occasion) ................

494

62

00:05

2,552

Disclosure (On Occasion) ................

29

1

40:00

1,160

Disclosure (On Occasion) ................

29

17

00:05

41

Disclosure (On Occasion) ................

2,825

10

00:05

2,354

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Number of
respondents

Number of
responses per
respondent

Information collection (IC)
(obligation to respond)

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Annual burden
(hours)

30070

Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices
SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0207)—Continued
Number of
respondents

Number of
responses per
respondent

Average
time per
response
(HH:MM)

Information collection (IC)
(obligation to respond)

Type of burden
(frequency of response)

Annual burden
(hours)

8. Notification to terminate flood insurance purchased on behalf of a
borrower, 12 CFR 339.7(b)(1)(i)
(Mandatory).
9. Notice of special flood hazards
and availability of Federal disaster
relief assistance, 12 CFR 339.9(a)
(Mandatory).
10. Notice to Administrator of FEMA
of the loan servicer’s identity, 12
CFR 339.10(a) (Mandatory).
11. Notice to the Administrator of
FEMA of a change in the loan
servicer, 12 CFR 339.10(b) (Mandatory).

Disclosure (On Occasion) ................

2,825

1

00:15

706

Disclosure (On Occasion) ................

2,825

37

00:15

26,131

Disclosure (On Occasion) ................

2,825

19

00:05

4,473

Disclosure (On Occasion) ................

2,825

19

00:05

4,473

Total Annual Burden (Hours): ...........

...........................................................

........................

........................

........................

105,688

Source: FDIC.
Note: The estimated annual IC time burden is the product, rounded to the nearest hour, of the estimated annual number of responses and the
estimated time per response for a given IC. The estimated annual number of responses is the product, rounded to the nearest whole number, of
the estimated annual number of respondents and the estimated annual number of responses per respondent. This methodology ensures the estimated annual burdens in the table are consistent with the values recorded in OMB’s consolidated information system.

General Description of Collection:
Each supervised lending institution is
required to provide a notice of special
flood hazards to a borrower acquiring a
loan secured by a building on real
property located in an area identified by
FEMA as subject to special flood
hazards, and various other notices to
borrowers, servicers and FEMA. The
Riegle Community Development Act
requires that each institution also
provide a copy of the notice to the
servicer of the loan (if different from the
originating lender). Section 100239 of
the Biggert-Waters Flood Insurance
Reform Act of 2012 requires each
Federal banking agency (including the
FDIC), and the Farm Credit

Administration, to adopt implementing
regulations to direct regulated lending
institutions to accept ‘‘private flood
insurance,’’ as defined by the BiggertWaters Act. A lending institution would
be required to implement policies and
procedures to comply with the BiggertWaters Act provision and verify in
writing that a private insurance policy
satisfies the criteria included in the
definition, or document findings that
separate required criteria have been met
when accepting a private flood
insurance policy in satisfaction of the
mandatory flood insurance purchase
requirement of the Flood Disaster
Protection Act. The institution must
also maintain records to permit

examination staff to ascertain how the
institution has met the requirements of
the regulation. There is no change in the
methodology or substance of this
information collection. The decrease in
total estimated annual burden from
117,613 hours in 2022 to 105,688 hours
currently is due to a decrease in the
estimated number of respondents.
3. Title: Certification of Compliance
with Mandatory Bars to Employment.
OMB Number: 3064–0190.
Form Number: 6910/10.
Affected Public: Individuals, financial
institutions, and other private sector
entities.
Burden Estimate:

SUMMARY OF ESTIMATED ANNUAL BURDEN (OMB NO. 3064–0190)
Number of
respondents

Number of
responses per
respondent

Time per
response
(HH:MM)

Information collection (IC)
(obligation to respond)

Type of burden
(frequency of response)

Annual burden
(Hours)

Interagency Appraisal Complaint
Form, 12 U.S.C 3351 (Voluntary).
Total Annual Burden (Hours): ....

Reporting (On Occasion) .................

62

1

00:30

31

...........................................................

........................

........................

........................

31

khammond on DSK9W7S144PROD with NOTICES

Source: FDIC.

General Description of Collection: The
Interagency Appraisal Complaint Form
is designed to collect information
necessary for one or more agencies to
take further action on a complaint from
an appraiser, other individual, financial
institution, or other entities. The FDIC
will use the information to take further
action on the complaint to the extent it
relates to an issue within its

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jurisdiction. There is no change in the
methodology or substance of this
information collection. The decrease in
total estimated annual burden from 58
hours in 2022 to 31 hours currently is
due to a decrease in the estimated
number of respondents.

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Request for Comment
Comments are invited on (a) whether
the collection of information is
necessary for the proper performance of
the FDIC’s functions, including whether
the information has practical utility; (b)
the accuracy of the estimates of the
burden of the information collection,
including the validity of the
methodology and assumptions used; (c)

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Federal Register / Vol. 90, No. 128 / Tuesday, July 8, 2025 / Notices
ways to enhance the quality, utility, and
clarity of the information to be
collected; and (d) ways to minimize the
burden of the collection of information
on respondents, including through the
use of automated collection techniques
or other forms of information
technology. All comments will become
a matter of public record.
Federal Deposit Insurance Corporation.
Dated at Washington, DC, on July 2, 2025.
Jennifer M. Jones,
Deputy Executive Secretary.
[FR Doc. 2025–12612 Filed 7–7–25; 8:45 am]
BILLING CODE 6714–01–P

FEDERAL MEDIATION AND
CONCILIATION SERVICE

II. Information Collection Request

Notification of Intention To Strike or
Picket at Any Health Care Institution
Federal Mediation and
Conciliation Service (FMCS).
ACTION: 60-Day notice and request for
comments.
AGENCY:

The Federal Mediation and
Conciliation Service (FMCS), invites the
public and other Federal Agencies to
take this opportunity to comment on the
following information collection
request, Notification of intention to
strike or picket at any health care
institution Form. This information
collection request will be submitted for
approval to the Office of Management
and Budget (OMB) in compliance with
the Paperwork Reduction Act (PRA).
The Notification of intention to strike or
picket at any health care institution
Form was developed pursuant to the
National Labor Relations Act and The
Health Care Amendments Act of 1974
which labor organizations must notify
FMCS before engaging in any strike,
picketing, or other concerted refusal to
work at any health care institution.
DATES: Comments must be submitted on
or before September 8, 2025.
ADDRESSES: You may submit comments,
identified by the Notification of
intention to strike or picket at any
health care institution Form, through
one of the following methods:
• Email: [email protected];
• Mail: Office of General Counsel,
One Independence Square, 250 E St.
SW, Washington, DC 20427.
FOR FURTHER INFORMATION CONTACT: Beth
Schindler, National Representative,
(206) 553–5801, [email protected].
SUPPLEMENTARY INFORMATION: Copies of
the agency form are available here.

khammond on DSK9W7S144PROD with NOTICES

SUMMARY:

I. Request for Comments
FMCS solicits comments to:

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18:07 Jul 07, 2025

Jkt 265001

i. Evaluate whether the proposed
collections of information are necessary
for the proper performance of the
functions of the agency, including
whether the information will have
practical utility.
ii. Enhance the accuracy of the
agency’s estimates of the burden of the
proposed collection of information.
iii. Enhance the quality, utility, and
clarity of the information to be
collected.
iv. Minimize the burden of the
collections of information on those who
are to respond, including the use of
appropriate automated, electronic
collection technologies or other forms of
information technology.
Agency: Federal Mediation and
Conciliation Service.
OMB Number: OMB No. Not yet
assigned.
Title: Notification of intention to
strike or picket at any health care
institution Form.
Type of Request: New Collection.
Affected Public: Private Sector, not-for
profit institutions; and state and local
government.
Frequency: On occasion.
Burden: The total annual burden
estimate is that FMCS will receive
approximately 200 responses per year.
This form takes about 5 minutes to
complete.
Information Collection Requirement
Purpose and Description of Data
Collection: Pursuant to Section 8(g) of
the National Labor Relations Act and
The Health Care Amendments Act of
1974 (29 U.S.C. 158(d)(4), (4)(A–(4)(C),
labor organizations must notify FMCS
before engaging in any strike, picketing,
or other concerted refusal to work at any
health care institution. This will be
satisfied by requiring the completion
and submission of the Notification of
intention to strike or picket at any
health care institution Form.
Use of Results: Once FMCS receives
the form, it contacts the parties and
offers its services, including mediation,
if appropriate, prior to the
commencement of a work stoppage of
any kind.
III. The Official Record
The official records are electronic
records.
Dated: July 3, 2025.
Alisa Zimmerman,
Deputy General Counsel.
[FR Doc. 2025–12684 Filed 7–7–25; 8:45 am]
BILLING CODE 6732–01–P

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30071

FEDERAL MINE SAFETY AND HEALTH
REVIEW COMMISSION
Sunshine Act Meetings
1 p.m., Thursday, July
31, 2025.
PLACE: The Richard V. Backley Hearing
Room, Room 511, 1331 Pennsylvania
Avenue NW, Suite 504 North,
Washington, DC 20004 (enter from F
Street entrance).
STATUS: Open.
MATTERS TO BE CONSIDERED: The
Commission will consider and act upon
the following in open session: Secretary
of Labor v. GMS Mine Repair &
Maintenance, Inc., Docket No. VA
2023–0021 (Issues include: (1) Whether
the Secretary is collaterally estopped
from enforcing a safeguard notice; (2)
Whether the Judge erred in concluding
that the operator violated a safeguard
notice).
Any person attending this meeting
who requires special accessibility
features and/or auxiliary aids, such as
sign language interpreters, must inform
the Commission in advance of those
needs. Subject to 29 CFR 2706.150(a)(3)
and 2706.160(d).
CONTACT PERSON FOR MORE INFORMATION:
Emogene Johnson (202) 434–9935/(202)
708–9300 for TDD Relay/1–800–877–
8339 for toll free. Phone Number for
Listening to Meeting: 1 (866) 236–7472.
Passcode: 678–100.
TIME AND DATE:

(Authority: 5 U.S.C. 552b.)
Dated: July 3, 2025.
Rory P. Smith,
Attorney-Advisor.
[FR Doc. 2025–12675 Filed 7–3–25; 4:15 pm]
BILLING CODE 6735–01–P

FEDERAL MINE SAFETY AND HEALTH
REVIEW COMMISSION
Sunshine Act Meetings
10 a.m., Thursday, July
31, 2025.
PLACE: The Richard V. Backley Hearing
Room, Room 511, 1331 Pennsylvania
Avenue NW, Suite 504 North,
Washington, DC 20004 (enter from F
Street entrance).
STATUS: Open.
MATTERS TO BE CONSIDERED: The
Commission will hear oral argument in
the matter Secretary of Labor v. GMS
Mine Repair & Maintenance, Inc.,
Docket No. VA 2023–0021 (Issues
include: (1) Whether the Secretary is
collaterally estopped from enforcing a
safeguard notice; (2) Whether the Judge
erred in concluding that the operator
violated a safeguard notice).
TIME AND DATE:

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