60-Day FRN

1557-0343 60-Day FR Notice for Stress Testing Rules (90 FR 53059).pdf

Stress Testing Rules for National Banks and Federal Savings Associations

60-Day FRN

OMB: 1557-0343

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Federal Register / Vol. 90, No. 224 / Monday, November 24, 2025 / Notices
The special permit request and
revised proposed special permit with
conditions for the above-listed SNG
pipeline segment are available for
review and public comment in Docket
No. PHMSA–2023–0136. PHMSA
invites interested persons to review and
submit comments on the special permit
request and proposed special permit
with conditions in the docket. Please
submit comments on any potential
safety, environmental, and other
relevant considerations implicated by
the special permit request. Comments
may include relevant data.
Before issuing a decision on the
special permit request, PHMSA will
evaluate all comments received on or
before the comments closing date.
PHMSA will consider each relevant
comment it receives in making its
decision to grant or deny this special
permit request.
Issued in Washington, DC, on November
18, 2025, under authority delegated in 49
CFR 1.97.
Linda Daugherty,
Acting Associate Administrator for Pipeline
Safety.
[FR Doc. 2025–20655 Filed 11–21–25; 8:45 am]
BILLING CODE 4910–60–P

DEPARTMENT OF TRANSPORTATION
Office of the Secretary
[Docket No. DOT–OST–2025–2151]

United States Department of
Transportation Advisory Board; Public
Meeting
Office of the Secretary (OST),
Department of Transportation (DOT).
ACTION: Notice of public meeting.
AGENCY:

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I. Background
The U.S. Secretary of Transportation
(Secretary) established the U.S. DOT
Advisory Board as a Federal Advisory
Committee in accordance with the
Federal Advisory Committee Act (Pub.
L. 92–463, 5 U.S.C. Ch. 10) to provide
strategic vision and high-level guidance
to modernize and enhance the United
States transportation systems.
The U.S. DOT Advisory Board will be
dedicated to: (1) developing strategic
recommendations for infrastructure
modernization and expansion; (2)
identifying key investment
opportunities in transportation
technology and innovation; (3)
providing insights into regulatory and
policy improvements to enhance
efficiency and reduce bureaucratic
obstacles; and (4) advising on publicprivate partnerships to maximize
funding and impact.
II. Agenda

The Office of the Secretary of
Transportation (OST) announces a
public meeting of the United States
Department of Transportation Advisory
Board (U.S. DOT Advisory Board) on
Wednesday, December 10, 2025. This
notice announces the date, time, and
location of the meeting, which will be
open to the public virtually. The
purpose of the U.S. DOT Advisory
Board is to provide strategic vision and
high-level guidance to modernize and
enhance the United States
transportation systems.
DATES: This meeting will be held on
Wednesday, December 10, 2025,
beginning at 10:30 a.m. Eastern Time
(ET). The exact start time is subject to
change; please monitor
www.transportation.gov/
USDOTAdvisoryBoard for the most upto-date information and to access the
link for live viewing of the meeting.
SUMMARY:

The U.S. DOT Advisory
Board members will be meeting inperson at U.S. DOT Headquarters in
Washington, DC. The public may attend
the meeting virtually, with information
available on the U.S. DOT Advisory
Board website (www.transportation.gov/
USDOTAdvisoryBoard) in advance of
the meeting date.
FOR FURTHER INFORMATION CONTACT: U.S.
DOT Advisory Board Designated
Federal Officer, c/o Juli Huynh—
Director, Office of Policy Coordination
and Development, Office of the
Secretary, [email protected]
or (202) 366–2278.
SUPPLEMENTARY INFORMATION:
ADDRESSES:

At the meeting, the agenda will cover
the following topics:
1. Call to Order, Official Statement of
the Designated Federal Officer,
Meeting Logistics
2. Opening Remarks
3. Committee Business
4. Recap of Meeting Progress and
Review of Next Steps
III. Public Participation
The meeting will be open to the
public via livestream. Members of the
public who wish to observe the virtual
meeting can access the livestream
accessible on the following website:
www.transportation.gov/
USDOTAdvisoryBoard.
Members of the public may also
submit written materials, questions, and
comments to the Committee in advance
to the individual listed in the FOR
FURTHER INFORMATION CONTACT section of
this notice no later than Wednesday,
December 3, 2025.

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53059

All advance submissions will be
reviewed by the Designated Federal
Officer. If approved, advance
submissions shall be circulated to the
U.S. DOT Advisory Board members for
review prior to the meeting. All advance
submissions will become part of the
official record of the meeting.
Authority: The Committee is a
discretionary Committee under the
authority of the U.S. Department of
Transportation (U.S. DOT), established
in accordance with the provisions of the
Federal Advisory Committee Act
(FACA), as amended, 5 U.S.C. Ch. 10.
Loren A. Smith, Jr.,
Deputy Assistant Secretary for Transportation
Policy.
[FR Doc. 2025–20725 Filed 11–21–25; 8:45 am]
BILLING CODE 4910–9X–P

DEPARTMENT OF THE TREASURY
Office of the Comptroller of the
Currency
Agency Information Collection
Activities: Information Collection
Renewal; Comment Request; Stress
Testing Rules for National Banks and
Federal Savings Associations
Office of the Comptroller of the
Currency (OCC), Treasury.
ACTION: Notice and request for comment.
AGENCY:

The OCC, as part of its
continuing effort to reduce paperwork
and respondent burden, invites
comment on a continuing information
collection, as required by the Paperwork
Reduction Act of 1995 (PRA). In
accordance with the requirements of the
PRA, the OCC may not conduct or
sponsor, and the respondent is not
required to respond to, an information
collection unless it displays a currently
valid Office of Management and Budget
(OMB) control number. The OCC is
soliciting comment concerning the
renewal of its information collection
titled, ‘‘Stress Testing Rules for National
Banks and Federal Savings
Associations.’’

SUMMARY:

Comments must be received by
January 23, 2026.
ADDRESSES: Commenters are encouraged
to submit comments by email, if
possible. You may submit comments by
any of the following methods:
• Email: [email protected].
• Mail: Chief Counsel’s Office,
Attention: Comment Processing, Office
of the Comptroller of the Currency,
Attention: 1557–0343, 400 7th Street
SW, Suite 3E–218, Washington, DC
20219.
DATES:

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53060

Federal Register / Vol. 90, No. 224 / Monday, November 24, 2025 / Notices

• Hand Delivery/Courier: 400 7th
Street SW, Suite 3E–218, Washington,
DC 20219.
• Fax: (571) 293–4835.
Instructions: You must include
‘‘OCC’’ as the agency name and ‘‘1557–
0343’’ in your comment. In general, the
OCC will publish comments on
www.reginfo.gov without change,
including any business or personal
information provided, such as name and
address information, email addresses, or
phone numbers. Comments received,
including attachments and other
supporting materials, are part of the
public record and subject to public
disclosure. Do not include any
information in your comment or
supporting materials that you consider
confidential or inappropriate for public
disclosure.
Following the close of this notice’s
60-day comment period, the OCC will
publish a second notice with a 30-day
comment period. You may review
comments and other related materials
that pertain to this information
collection beginning on the date of
publication of the second notice for this
collection by the method set forth in the
next bullet.
• Viewing Comments Electronically:
Go to www.reginfo.gov. Hover over the
‘‘Information Collection Review’’ tab
and click on ‘‘Information Collection
Review’’ from the drop-down menu.
From the ‘‘Currently under Review’’
drop-down menu, select ‘‘Department of
the Treasury’’ and then click ‘‘submit.’’
This information collection can be
located by searching OMB control
number ‘‘1557–0343’’ or ‘‘Stress Testing
Rules for National Banks and Federal
Savings Associations.’’ Upon finding the
appropriate information collection, click
on the related ‘‘ICR Reference Number.’’
On the next screen, select ‘‘View
Supporting Statement and Other
Documents’’ and then click on the link
to any comment listed at the bottom of
the screen.
• For assistance in navigating
www.reginfo.gov, please contact the
Regulatory Information Service Center
at (202) 482–7340.
FOR FURTHER INFORMATION CONTACT:
Shaquita Merritt, Clearance Officer,
(202) 649–5490, Chief Counsel’s Office,
Office of the Comptroller of the
Currency, 400 7th Street SW,
Washington, DC 20219. If you are deaf,
hard of hearing, or have a speech
disability, please dial 7–1–1 to access
telecommunications relay services.
SUPPLEMENTARY INFORMATION: Under the
PRA (44 U.S.C. 3501 et seq.), Federal
agencies must obtain approval from the
OMB for each collection of information

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that they conduct or sponsor.
‘‘Collection of information’’ is defined
in 44 U.S.C. 3502(3) and 5 CFR
1320.3(c) to include agency requests or
requirements, imposed on ten or more
persons, that members of the public
submit reports, keep records, or provide
information to a third party. Section
3506(c)(2)(A) of title 44 generally
requires Federal agencies to provide a
60-day notice in the Federal Register
concerning each proposed collection of
information, including each proposed
extension of an existing collection of
information, before submitting the
collection to OMB for approval. To
comply with this requirement, the OCC
is publishing notice of the renewal of
this collection.
Title: Stress Testing Rules for National
Banks and Federal Savings
Associations.
OMB Control No.: 1557–0343.
Type of Review: Regular.
Affected Public: Businesses or other
for-profit.
Description: The Annual Stress Test
rule 1 implemented Section 165(i) of the
Dodd-Frank Wall Street Reform and
Consumer Protection Act 2 (‘‘DoddFrank Act’’) which requires certain
companies to conduct stress tests. As
enacted by the Dodd-Frank Act, national
banks and Federal savings associations
with total consolidated assets of more
than $10 billion were required to
conduct annual stress tests and comply
with reporting and disclosure
requirements under the rule. The
reporting templates for institutions with
total consolidated assets of over $50
billion were finalized in 2012.3
Section 165(i)(2) of the Dodd-Frank
Act requires certain financial
companies, including national banks
and Federal savings associations, to
conduct annual stress tests 4 and
requires the primary financial regulatory
agency 5 of those financial companies to
issue regulations implementing the
stress test requirements.6
Under section 165(i)(2), a covered
institution was required to submit to the
Board of Governors of the Federal
Reserve System (Board) and to its
primary financial regulatory agency a
report at such time, in such form, and
containing such information as the
1 77 FR 61238 (October 9, 2012) (codified at 12
CFR part 46).
2 Dodd-Frank Wall Street Reform and Consumer
Protection Act, Public Law 111–203, 124 Stat. 1376
(2010).
3 77 FR 49485 (August 16, 2012); 77 FR 66663
(November 6, 2012).
4 12 U.S.C. 5365(i)(2)(A).
5 12 U.S.C. 5301 (12).
6 12 U.S.C. 5365(i)(2)(C).

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primary financial regulatory agency may
require.7
The Economic Growth, Regulatory
Relief, and Consumer Protection Act
(EGRRCPA), enacted on May 24, 2018,
amended certain aspects of the
company-run stress testing requirement
in section 165(i)(2) of the Dodd-Frank
Act.8 Specifically, section 401 of
EGRRCPA raises the minimum asset
threshold for financial companies
covered by the company-run stress
testing requirement from $10 billion to
$250 billion in total consolidated assets;
revises the requirement for banks to
conduct stress tests ‘‘annually’’ and
instead requires them to conduct stress
tests ‘‘periodically’’; and no longer
requires the OCC to provide an
‘‘adverse’’ stress-testing scenario, thus
reducing the number of required stress
test scenarios from three to two.
Estimated Burden
Estimated Frequency of Response: On
occasion.
Estimated Number of Respondents: 9
(biennial testing: 5; annual testing: 4).
Estimated Total Annual Responses:
27 responses.
Estimated Total Annual Burden:
6,760 hours.
Comments submitted in response to
this notice will be summarized and
included in the request for OMB
approval. All comments will become a
matter of public record. Comments are
invited on:
(a) Whether the collection of
information is necessary for the proper
performance of the functions of the
OCC, including whether the information
has practical utility;
(b) The accuracy of the OCC’s
estimate of the burden of the collection
of information;
(c) Ways to enhance the quality,
utility, and clarity of the information to
be collected;
(d) Ways to minimize the burden of
the collection on respondents, including
through the use of automated collection
techniques or other forms of information
technology; and
(e) Estimates of capital or start-up
costs and costs of operation,
maintenance, and purchase of services
to provide information.
Carl Kaminski,
Assistant Director, Office of the Comptroller
of the Currency.
[FR Doc. 2025–20752 Filed 11–21–25; 8:45 am]
BILLING CODE 4810–33–P
7 12

U.S.C. 5365(i)(2)(B).
Law 115–174, 132 Stat. 1296–1368
(2018).
8 Public

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