OMB control number

Joint Consolidation Loan Separation Application

OMB 1845-0182 · ED/FSA.

OMB 1845-0182

The Joint Consolidation Loan Separation Act (JCLSA), amended the Higher Education Act of 1965, as amended (HEA) to allow joint consolidation co-borrowers to apply to separate an existing joint Direct Consolidation Loan or Federal Consolidation Loan into individual Direct Consolidation Loans. The HEA, as amended by the JCLSA, requires joint consolidation loan borrowers to apply to the U.S. Department of Education if they wish to separate an existing joint consolidation loan into one or more individual Direct Consolidation Loans. The One Big Beautiful Bill Act (OBBBA) signed into law on July 4, 2025, made statutory changes to Sections 455(d), 455(e), 455(g), and 455(q) that impact the terms and conditions and borrowers’ rights and responsibilities for Direct Loans (including consolidation loans) received on or after July 1, 2026. This is a request for a revision of this collection to align with the requirements of the OBBBA.

The latest form for Joint Consolidation Loan Separation Application expires 2029-08-31 and is listed under ICR 202604-1845-003.

View the official OMB control history on Reginfo.gov.

Latest Forms, Documents, and Supporting Material

Latest forms, documents, and information collections
Document	Type
NA	Form and Instruction
NA	Form and Instruction
NA	Form and Instruction
NA	Form and Instruction
NA	Form and Instruction
NA	Form and Instruction
NA	Form and Instruction
30D_R_App for JCL Separation and DL Promissory Note_1845-0182_OMB.pdf	Supplementary Document
30D_R_Instructions for completing the app and prom note_1845-0182_OMB.pdf	Supplementary Document
30D_R_Instructions for completing the app and prom note_1845-0182_OMB.pdf	Supplementary Document
30D_R_Loan Verification Certificate_JCL_1845-0182_OMB.pdf	Supplementary Document
30D_R_Loan Verification Certificate_JCL_1845-0182_OMB.pdf	Supplementary Document
60 Day Comment Responses_1845-0182.docx	Supplementary Document
60 Day Comment Responses_1845-0182.docx	Supplementary Document
R_Loan Verification Certificate_JCL_1845-0182.pdf	Supplementary Document
R_App for JCL Separation and DL Promissory Note_1845-0182.pdf	Supplementary Document
R_App for JCL Separation and DL Promissory Note_1845-0182.pdf	Supplementary Document
R_Instructions for completing the app and prom note_1845-0182.pdf	Supplementary Document
R_Instructions for completing the app and prom note_1845-0182.pdf	Supplementary Document
Supporting Statement_1845-0182.docx	Supporting Statement A
Supporting Statement_1845-0182.docx	Supporting Statement A
Joint Consolidation Loan Separation Application (Private)	Form and Instruction
Joint Consolidation Loan Separation Application (Private)	Form and Instruction
Joint Consolidation Loan Separation Application (Private)	Instruction
Joint Consolidation Loan Separation Application (Private)	Form and Instruction
Joint Consolidation Loan Separation Application (Private)	Form and Instruction
Joint Consolidation Loan Separation Application (Profit)	Form and Instruction
Joint Consolidation Loan Separation Application (Profit)	Form and Instruction
Joint Consolidation Loan Separation Application (Profit)	Instruction
Joint Consolidation Loan Separation Application (Profit)	Form and Instruction
Joint Consolidation Loan Separation Application (Profit)	Form and Instruction
Joint Consolidation Loan Separation Application (Individuals)	Form and Instruction
Joint Consolidation Loan Separation Application (Individuals)	Form and Instruction
Joint Consolidation Loan Separation Application (Individuals)	Instruction
Joint Consolidation Loan Separation Application (Individuals)	Form and Instruction
Joint Consolidation Loan Separation Application (Individuals)	Form and Instruction

All Historical Document Collections

Historical document collections
Reference	Filing	Received	Action
202604-1845-003	Revision of a currently approved collection	2026-06-30
202406-1845-001	No material or nonsubstantive change to a currently approved collection	2024-06-20	Approved without change
202401-1845-002	New collection (Request for a new OMB Control Number)	2024-05-07	Approved with change

OMB Details

Joint Consolidation Loan Separation Application (Individuals)

Federal Enterprise Architecture: Education - Higher Education

Information collection instruments
Form	Name	Electronic access	Type
Form NA	NA	studentaid.gov	Form and instruction
Form		studentaid.gov	Instruction
Form NA	NA	studentaid.gov	Form and instruction

Review document collections for all forms, instructions, and supporting documents - including paper/printable forms.