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Federal forms, ICRs, and supporting documents

OMB control number

Recordkeeping, Disclosure and Reporting Requirements in Connection with Regulation Z (Truth in Lending)

OMB 3064-0082 · FDIC.

OMB 3064-0082

Consumer Financial Protection Bureau (CFPB) Regulation Z - 12 CFR 1026 implements the Truth in Lending Act (15 U.S.C. 1601, et seq.) and certain provisions of the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.). This regulation prescribes uniform methods for computing the cost of credit, the disclosure of credit terms and costs, the resolution of errors and imposes various other recordkeeping, reporting and disclosure requirements. The FDIC has enforcement authority on the requirements of the CFPB’s Regulation over the financial institutions it supervises. This information collection captures the recordkeeping, reporting and disclosure burdens of Regulation Z on FDIC-supervised institutions.

The latest form for Recordkeeping, Disclosure and Reporting Requirements in Connection with Regulation Z (Truth in Lending) expires 2027-09-30 and is listed under ICR 202406-3064-005.

Latest Forms, Documents, and Supporting Material

Latest forms, documents, and information collections
DocumentType
SPST 0082 Regulation Z 2024 Renewal.docxSupporting Statement A
FR2-0082 Truth-in-Lending (Reg Z) 89 FR 58158 July 17 2024.pdf Supplementary Document
FR1-0082 Truth-in-Lending (Reg Z) 89 FR 38136 May 7 2024.pdf Supplementary Document
Evidence of Compliance - Record Retention Information collection
Advertising Rules Closed-End Credit Information collection
Advertising Rules Open-End Credit Information collection
Final Disclosures (Private Education Loans) Information collection
Approval Disclosures (Private Education Loans) Information collection
Application and Solicitation Disclosures (Private Education Loans) Information collection
HOEPA Disclosures and Notice Information collection
Reverse Mortgage Disclosures Information collection
Reporting Appraiser Noncompliance (All Mortgage Products) Information collection
Notice of Sale or Transfer (All Mortgage Products) Information collection
Payoff Statements (All Mortgage Products) Information collection
Prepayment Penalties (Closed-End Mortgages) Information collection
Ability to Pay Requirements (Closed-End Mortgages) Information collection
Periodic Statements (Closed-End Mortgages) Information collection
Escrow Cancellation Notice (Closed-End Mortgages) Information collection
Initial Rate Adjustment Disclosure for ARM's (Closed-End Mortgages) Information collection
ARM's Rate Adjustments with Payment Change Disclosures (Closed-End Mortgages) Information collection
No Guaranty to Refinance Statement (Closed-End Mortgages) Information collection
Post-Consummation Interest Rate and Payment Summary (Closed-End Mortgages) Information collection
Record Retention of Disclosures (Closed-End Mortgages) Information collection
Application and Consummation Closing Disclosure (Closed-End Mortgages) Information collection
Application and Consummation Loan Estimate (Closed-End Mortgages) Information collection
General Disclosures (Closed-End Credit) Information collection
Error Resolution (Open-End Credit) Information collection
Notice to Restrict Credit (HELOC's) Information collection
Change in Terms Disclosures (HELOC's) Information collection
Alternative Summary Statement of Billing Rights (HELOC's) Information collection
Annual Statement of Billing Rights (HELOC's) Information collection
Periodic Statements (HELOC's) Information collection
Account Opening Disclosures (HELOC's) Information collection
Application Disclosures (HELOC's) Information collection
Individual Credit Card Agreements (Credit and Charge Cards) Information collection
Internet Posting of Credit Card Agreements (Credit and Charge Cards) Information collection
Submission of Credit Card Agreements (Credit and Charge Cards) Information collection
College Student Credit Annual Report (Credit and Charge Cards) Information collection
Ability to Pay Determination (Credit and Charge Cards) Information collection
Timely Settlement of Estate Debts (Credit and Charge Cards) Information collection
Change in Terms Disclosures (Open-End Credit Not Home-Secured) Information collection
Alternative Summary Statement of Billing Rights (Open-End Credit Not Home-Secured) Information collection
Annual Statement of Billing Rights (Open-End Credit Not Home-Secured) Information collection
Periodic Statements (Open-End Credit Not Home-Secured) Information collection
Account Opening Disclosures Information collection
Credit and Charge Card Applications and Solicitations Information collection
Valuation Independence - Implement Written Policies and Procedures (One Time) Information collection
Ability to Pay - Implement Written Policies and Procedures (One Time) Information collection
Timely Settlement of Estate Debts - Implement Written Policies and Procedures (One Time) Information collection

All Historical Document Collections

Historical document collections
ReferenceFilingReceivedConcludedAction
202406-3064-005 Extension without change of a currently approved collection 2024-07-18
202102-3064-008 Extension without change of a currently approved collection 2021-05-24 Approved without change
201709-3064-008 Revision of a currently approved collection 2018-02-21 Approved without change
201405-3064-003 Extension without change of a currently approved collection 2014-10-30 Approved without change
201205-3064-027 No material or nonsubstantive change to a currently approved collection 2012-07-19 Approved without change
201104-3064-005 Revision of a currently approved collection 2011-08-18 Approved without change
200803-3064-001 Extension without change of a currently approved collection 2008-03-11 Approved without change
200410-3064-001 Extension without change of a currently approved collection 2004-10-08 Approved without change
200108-3064-003 Extension without change of a currently approved collection 2001-08-09 Approved without change
199807-3064-007 Extension without change of a currently approved collection 1998-07-23 Approved without change
199806-3064-001 No material or nonsubstantive change to a currently approved collection 1998-06-03 Approved with change
199506-3064-008 Extension without change of a currently approved collection 1995-06-26 Approved without change
199207-3064-002 Revision of a currently approved collection 1992-07-21 Approved without change
198907-3064-002 Revision of a currently approved collection 1989-07-03 Approved without change
198808-3064-021 No material or nonsubstantive change to a currently approved collection 1988-08-11 Approved with change
198708-3064-023 No material or nonsubstantive change to a currently approved collection 1987-08-13 Approved with change
198609-3064-004 New collection (Request for a new OMB Control Number) 1986-09-22 Approved without change

OMB Details

Timely Settlement of Estate Debts - Implement Written Policies and Procedures (One Time)

Federal Enterprise Architecture: Economic Development - Financial Sector Oversight