OMB control number
Regulation N (the Mortgage Acts and Practices - Advertising Rule )
OMB 3084-0156 · FTC.
OMB 3084-0156
Regulation N requires covered persons to retain: (1) Copies of materially different commercial communications and related materials, regarding any term of any mortgage credit product, that the person made or disseminated during the relevant time period; (2) documents describing or evidencing all mortgage credit products available to consumers during the relevant time period; and (3) documents describing or evidencing all additional products or services (such as credit insurance or credit disability insurance) that are or may be offered or provided with the mortgage credit products available to consumers during the relevant time period. The FTC and the CFPB share enforcement authority for Regulation N and thus the two agencies split the burden estimates.
The latest form for Regulation N (the Mortgage Acts and Practices - Advertising Rule ) expires 2029-07-31 and is listed under ICR 202601-3084-001.
Latest Forms, Documents, and Supporting Material
| Document | Type |
|---|---|
 Comment ID FTC-2025-0397-0006 (360 Privacy).pdf | Public Comments |
 Comment ID FTC-2025-0397-0002 (Anonymous).docx (document unavailable) | Public Comments |
| Regulation N-SS-2026-FINAL.pdf | Supporting Statement A |
 Covered entities |
Information collection |
All Historical Document Collections
| Reference | Filing | Received | Concluded | Action |
|---|---|---|---|---|
| 202601-3084-001 | Extension without change of a currently approved collection | 2026-01-23 | ||
| 202211-3084-001 | Extension without change of a currently approved collection | 2023-01-03 | Approved without change | |
| 201912-3084-002 | Extension without change of a currently approved collection | 2019-12-20 | Approved without change | |
| 201611-3084-005 | Extension without change of a currently approved collection | 2016-12-05 | Approved without change | |
| 201311-3084-001 | Extension without change of a currently approved collection | 2013-11-07 | Approved without change | |
| 201112-3084-007 | No material or nonsubstantive change to a currently approved collection | 2011-12-07 | Approved without change | |
| 201112-3084-004 | Revision of a currently approved collection | 2011-12-06 | Approved without change | |
| 201007-3084-003 | New collection (Request for a new OMB Control Number) | 2010-09-30 | Preapproved |