Loans in Areas Having Special Flood Hazards, 12 CFR 760

This collection of information is set forth in NCUA regulations at 12 C.F.R. Part 760 and is required by the National Flood Insurance Reform Act of 1994's amendments to the National Flood Insurance Act of 1968 and the Flood Disaster Protection Act of 1973 (Flood Act). 42 U.S.C. 4001 et seq. The collection of information pertains to loans secured by buildings and mobile homes located or to be located in areas determined by the Director of the Federal Emergency Management Agency (FEMA) to have special flood hazards. The obligation of federally insured credit unions to comply with Part 760 is mandatory.

The latest form for Loans in Areas Having Special Flood Hazards, 12 CFR 760 expires 2021-01-31 and can be found here.

Retention of Standard Flood Hazard Determination (SFHD) Form

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