Reporting, Recordkeeping, and Disclosure Requirements Associated with CFPB’s Home Mortgage Disclosure Act Loan/Application Register Required by Regulation C

OMB 7100-0247

OMB 7100-0247

HMDA was enacted in 1975 and is implemented by Regulation C. Generally, HMDA requires certain depository and non-depository institutions that make certain mortgage loans to collect, report, and disclose data about originations and purchases of mortgage loans, as well as loan applications that do not result in originations (for example, applications that are denied or withdrawn). HMDA was enacted to provide regulators and the public with loan data that can be used to (1) help determine whether financial institutions are serving the housing needs of their communities, (2) assist public officials in distributing public-sector investments so as to attract private investment to areas where it is needed, and (3) assist in identifying possible discriminatory lending patterns and enforcing anti-discrimination statutes. Supervisory agencies, state and local public officials, and members of the public use the data to aid in the enforcement of the Community Reinvestment Act, the Equal Credit Opportunity Act, and the Fair Housing Act and to aid in identifying areas for residential redevelopment and rehabilitation.

The latest form for Reporting, Recordkeeping, and Disclosure Requirements Associated with CFPB’s Home Mortgage Disclosure Act Loan/Application Register Required by Regulation C expires 2021-11-30 and can be found here.

All Historical Document Collections
Approved without change
Extension without change of a currently approved collection 2021-11-18
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No material or nonsubstantive change to a currently approved collection 2021-06-22
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Revision of a currently approved collection 2018-11-29
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No material or nonsubstantive change to a currently approved collection 2018-08-22
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Extension without change of a currently approved collection 2014-07-22
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No material or nonsubstantive change to a currently approved collection 2014-04-09
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Revision of a currently approved collection 2010-09-30
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No material or nonsubstantive change to a currently approved collection 2010-03-24
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Revision of a currently approved collection 2008-11-06
Approved without change
Extension without change of a currently approved collection 2007-10-31
Approved without change
No material or nonsubstantive change to a currently approved collection 2007-08-10
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Extension without change of a currently approved collection 2005-02-08
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No material or nonsubstantive change to a currently approved collection 2004-10-04
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Revision of a currently approved collection 2002-02-20
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Reinstatement without change of a previously approved collection 2000-10-03
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No material or nonsubstantive change to a currently approved collection 2000-07-07
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No material or nonsubstantive change to a currently approved collection 1998-08-13
Approved without change
No material or nonsubstantive change to a currently approved collection 1998-02-27
Approved without change
Revision of a currently approved collection 1997-06-30
Approved with change
No material or nonsubstantive change to a currently approved collection 1995-09-30
Approved without change
Revision of a currently approved collection 1995-09-29
Approved without change
Revision of a currently approved collection 1994-03-10
Approved with change
No material or nonsubstantive change to a currently approved collection 1993-12-06
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Revision of a currently approved collection 1992-10-28
Approved with change
No material or nonsubstantive change to a currently approved collection 1992-02-12
Approved with change
No material or nonsubstantive change to a currently approved collection 1992-02-11
Approved without change
New collection (Request for a new OMB Control Number) 1990-01-12
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