Federal Student Aid
Summary: This is the official application form for federal student loan borrowers to request a 'Borrower Defense to Repayment' discharge if they were misled or harmed by their school's misconduct.
The Borrower Defense to Repayment Application is an official document provided by the U.S. Department of Education. It allows federal student loan borrowers to seek loan discharge if their school engaged in specific misconduct, such as making untruthful or misleading statements, concealing critical information, or failing to perform contractual obligations. The application process and eligibility criteria vary based on when the loans were taken out or consolidated (pre-July 2017, July 2017–June 2020, or post-July 2020). Borrowers are required to provide detailed evidence, including communications, enrollment documents, and descriptions of how the school's actions caused financial or personal harm.
Document outline
1. Section 1: Instructions and Eligibility Criteria 2. Section 2: Borrower Information 3. Section 3: School Information 4. Section 4: Conduct That May Result In A Borrower Defense Approval 5. Employment Prospects Allegations 6. Career Services Allegations 7. Accreditation and Licensure Qualifications Allegations