SECTION 5(C) AND (D) OF THE REAL
ESTATE SETTLEMENT PROCEDURES ACT (12 USC ET SEQ) REQUIRES EACH
LENDER TO PROVIDE TO BORROWERS A GOOD FAITH ESTIMATE OF THE AMOUNT
OF SETTLEMENT COSTS THE BORROWER IS LIKELY TO INCUR. THE PURPOSE IS
TO PROVIDE CONSUMERS WITH INFORMATION SO THEY CAN SHOP IN THE
SETTLEMENT MARKET.
On behalf of this Federal agency, I certify that
the collection of information encompassed by this request complies
with 5 CFR 1320.9 and the related provisions of 5 CFR
1320.8(b)(3).
The following is a summary of the topics, regarding
the proposed collection of information, that the certification
covers:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a
benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control
number;
If you are unable to certify compliance with any of
these provisions, identify the item by leaving the box unchecked
and explain the reason in the Supporting Statement.