FFIEC 031 and 041 Consplidated Reports of Condition and Income for a Bank

FFIEC 031

Page RC-26

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Schedule RC-O-Other Data for Deposit Insurance and FICO Assessments
All banks must complete items 1 through 3, Memorandum item 1, and, if applicable, Memorandum items 2 and 3 each
quarter. Each bank that reported $1 billon or more in total assets in its March 31, 2007, Report of Condition must

complete items 4 through 6 each quarter. In addition, each bank that reported $1 billon or more in total assets in two
consecutive Reports of Condition beginning with its June 30, 2007, report must begin to complete items 4 through 6
each quarter starting six months after the second consecutive quarter in which it reports total assets of $1 billon or
1 ,2007, must complete items 4 through 6 each
quarter. Any other bank may choose to complete items 4 through 6, but the bank must then continue to complete
more. Each bank that becomes insured by the FDIC on or after April

items 4 through 6 each quarter thereafter.
Dollar Amounts in Thousands
1. Total deposit liabilties before exclusions (gross) as defined in Section 3(1) of the Federal

Deposit Insurance Act and FDIC regulations ...............................................................................
2. Total allowable exclusions, including interest accrued and unpaid on allowable exclusions
(including foreign deposits)...........................................................................................................
3. Total foreign deposits, including interest accrued and unpaid thereon (included in item 2
above)...............................................................................................................................................
4. Total daily average of deposit liabilties before exclusions (gross) as defined in
Section 3(1) of the Federal Deposit Insurance Act and FDIC regulations ..................................
5. Total daily average of allowable exclusions, including interest accrued and unpaid on
allowable exclusions (including foreign deposits)......................................................................
6. Total daily average of foreign deposits, including interest accrued and unpaid thereon
(included in item 5 above) ..............................................................................................................
Memoranda

1.

2.

3.
4.
5.
6.

Dollar Amounts in Thousands RCON Bil Mil Thou

1. Total assessable deposits in domestic offces of the bank and in insured branches in Puerto Rico

and U.S. territories and possessions, including related interest accrued and unpaid (sum of
Memorandum items 1.a.(1), 1.b.(1), 1.c.(1), and 1.d.(1) must equal Schedule Re-a,
item 1 less item 2):
a. Deposit accounts (excluding retirement accounts) of $100,000 or less:1

(1) Amount of deposit accounts (excluding retirement accounts) of $100,000 or less ...........

(2) Number of deposit accounts (excluding retirement accounts) Number
of $100,000 or less (to be completed for the June report only).. F050

M.1.a.(1)

M.1.a.(2)

b. Deposit accounts (excluding retirement accounts) of more than $100,000:1

(1) Amount of deposit accounts (excluding retirement accounts) of more than $100,000......
(2) Number

M.1.b.(1 )

of deposit accounts (excluding retirement accounts) Number

of more than $100,000....................................................................... F052
c. Retirement deposit accounts of $250,000 or less:1
(1) Amount of retirement deposit accounts of $250,000 or less..................................................

(2) Number of retirement deposit accounts of $250,000 or less Number
(to be completed for the June report only) ....................................... F046

M.1.b.(2)
M.1.c.(1)
M.1.c.(2)

d. Retirement deposit accounts of more than $250,000:1

(1) Amount of retirement deposit accounts of more than $250,000............................................
Number
of retirement deposit accounts of more than $250,000...... F048
(2) Number
Memorandum item 2 is to be completed by banks with $1 bilion or more in total assets.2

M.1.d.(1 )

M.1.d.(2)

2. Estimated amount of uninsured assessable deposits in domestic offces of the bank and in
insured branches in Puerto Rico and U.S. territories and possessions, including related interest

accrued and unpaid (see instructions)............................................................................................
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the parent bank or parent savings

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M.2.

association:
M.3.

1 The dollar amounts used as the basis for reporting in Memorandum items 1.a through 1.d reflect the deposit insurance limits in effect on the report date.
2 The $1 billon asset size test is generally based on the total assets reported in the June 30, 2007, Report of Condition.

FFIEC 041

Page RC-26

Schedule RC-O-Other Data for Deposit Insurance and FICO Assessments
All banks must complete items 1 and 2, Memorandum item 1, and, if applicable, Memorandum items 2 and 3 each

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quarter. Each bank that reported $1 billon or more in total assets in its March 31,2007, Report of Condition must

complete items 4 and 5 each quarter. In addition, each bank that reported $1 bilion or more in total assets in two
consecutive Reports of Condition beginning with its June 30, 2007, report must begin to complete items 4 and 5 each
quarter starting six months after the second consecutive quarter in which it reports total assets of $1 bilion or more.
Each bank that becomes insured by the FDIC on or after April
1, 2007, must complete items 4 and 5 each quarter. Any
other bank may choose to complete items 4 and 5, but the bank must then continue to complete items 4 and 5 each

quarter thereafter.

1. Total deposit liabilities before exclusions (gross) as defined in Section 3(1) of the Federal
Deposit Insurance Act and FDIC regulations.......... ........ ..... ...... ............ ......... .................... ..........
2. Total allowable exclusions, including interest accrued and unpaid on allowable exclusions.
3. Not applicable

1.

2.

4. Total daily average of deposit liabilties before exclusions (gross) as defined in Section 3(1)

of the Federal Deposit Insurance Act and FDIC regulations .......................................................

4.

5. Total daily average of allowable exclusions, including interest accrued and unpaid on
allowable exclusions .............. ........... ....... ..... .... ... ........ ....... ....... ...... ... .... ... ... ...... ..... .......... ... .........

Memorandum

5.

Dollar Amounts in Thousands

1. Total assessable deposits of the bank, including related interest accrued and unpaid (sum of
Memorandum items 1.a.(1), 1.b.(1), 1.c.(1), and 1.d.(1) must equal Schedule RC.a, item 1
less item 2):
a. Deposit accounts (excluding retirement accounts) of $100,000 or less: 1

(1) Amount of deposit accounts (excluding retirement accounts) of $100,000 or less ............

M.1.a.(1 )

(2) Number of deposit accounts (excluding retirement accounts) Number
of $100,000 or less (to be completed for the June report only)... F050

M.1.a.(2)

b. Deposit accounts (excluding retirement accounts) of more than $100,000: 1

(1) Amount of deposit accounts (excluding retirement accounts) of more than $100,000.......

M.1.b.(1)

(2) Number of deposit accounts (excluding retirement accounts) Number
of more than $100,000...................................................................... F052

M.1.b.(2)

c. Retirement deposit accounts of $250,000 or less:1

(1) Amount of retirement deposit accounts of $250,000 or less...................................................
(2) Number

M.1.c.(1 )

of retirement deposit accounts of $250,000 or less Number

M.1.c.(2)

(to be completed for the June report only) ........................................ F046
d. Retirement deposit accounts of more than $250,000:1

(1) Amount of retirement deposit accounts of more than $250,000.............................................
Number
of
retirement
deposit
accounts
of
more
than
$250,000.......
F048
(2) Number
Memorandum item 2 is to be completed by banks with $1 billon or more in total assets.

M.1.d.(1)
M.1.d.(2)

2

2. Estimated amount of uninsured assessable deposits, including related interest accrued and
unpaid (see instructions)...................................................................................................................
3. Has the reporting institution been consolidated with a parent bank or savings association
in that parent bank's or parent savings association's Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the parent bank or parent savings

M.2.

association:
TEXT
A545

1 The dollar amounts used as the basis for reporting in Memorandum items 1.a through 1.d reflect the deposit insurance limits in effect on the

report date.
2 The $1 bilion asset size test is generally based on the total assets reported on the June 30, 2007, Report of Condition.

M.3.

ADDITION TO SCHEDULE RC-O ON THE FFIEC 031 AND FFIEC 041

Memorandum items 4.a and 4.b are to be completed by all banks participating in the
FDIC Transaction Account Guarantee Program.
4. Noninterest-bearing transaction accounts (as defined in Part 370 of the FDlC's

regulations) of more than $250,000 (see instructions):
interest-bearing transaction accounts of more than $250,000
(including balances swept from noninterest-bearing transaction accounts to
non
interest-bearing savings accounts) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

a. Amount of non

M.4.a.

b. Number of noninterest-bearing transaction accounts of more Number
than $250,000 . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. G168

M.4.b.