Consolidated Reports of Condition and Income (Call Report)
Revision of a currently approved collection
No
Regular
Approved without change
02/04/2026
12/17/2025
table that charts list comparision
Inventory as of this Action
Requested
Previously Approved
02/28/2029
36 Months From Approved
09/30/2028
11,192
0
11,300
437,800
0
442,590
0
0
0
Insured financial institutions must provide quarterly reports of condition and income (Call Reports) to the appropriate regulatory agency for supervisory, surveillance, regulatory, research, insurance assessment and informational purposes. Section 7 of the Federal Deposit Insurance Act requires all insured depository institutions to submit four "reports of condition" each year to their primary federal bank supervisory authority, i.e., the FDIC, the OCC, or the FRB, as appropriate. FDIC-supervised institutions, i.e., insured state nonmember banks and state savings associations, submit these reports to the FDIC. The FDIC uses the quarterly Call Reports to monitor the condition and performance of individual institutions and the industry as a whole. In addition, Call Reports provide the FDIC with the most current statistical data available for evaluating depository institution corporate applications such as mergers; identifying areas of focus for both on-site and off-site examinations; calculating all insured institutions' deposit insurance and Financing Corporation assessments; and other public purposes. Within the Call Report information collection system, separate report forms apply to institutions that have domestic and foreign offices (FFIEC 031) and to institutions with domestic offices only (FFIEC 041 and, for those with total assets less than $5 billion, FFIEC 051).
US Code:
12 USC 1817(a)
Name of Law: Federal Deposit Insurance Act
The agencies are amending their regulatory capital rule that, among other things, modifies the enhanced supplementary leverage ratio (eSLR) standards applicable to U.S. global systemically important bank holding companies and their subsidiary depository institutions. While there is a small increase in burden hours for certain institutions filing the FFIEC 031, the estimated burden for filing the Call Reports is estimated to decrease due to the reduction of FDIC-supervised institutions filing the Call Report.
On behalf of this Federal agency, I certify that the collection of information encompassed by this request complies with 5 CFR 1320.9 and the related provisions of 5 CFR 1320.8(b)(3).
The following is a summary of the topics, regarding the proposed collection of information, that the certification covers:
(i) Why the information is being collected;
(ii) Use of information;
(iii) Burden estimate;
(iv) Nature of response (voluntary, required for a benefit, or mandatory);
(v) Nature and extent of confidentiality; and
(vi) Need to display currently valid OMB control number;
If you are unable to certify compliance with any of these provisions, identify the item by leaving the box unchecked and explain the reason in the Supporting Statement.
Consolidated Report of Condition and Income (Call Report) for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion - FFIEC 051